GALLAGHER PUBLIC SECTOR. Public sector organizations are unique. Your risk management solutions must be, too. Risk Management Services

Size: px
Start display at page:

Download "GALLAGHER PUBLIC SECTOR. Public sector organizations are unique. Your risk management solutions must be, too. Risk Management Services"

Transcription

1 GALLAGHER PUBLIC SECTOR Public sector organizations are unique. Your risk management solutions must be, too Risk Management Services

2 Public Sector Risk Management True expertise in public sector risk management is hard to find, especially with the complexity of risk management issues growing exponentially. That is where Arthur J. Gallagher & Co. comes in. Having worked with the public sector for more than 40 years, our Public Sector Practice is the largest area of expertise at Arthur J. Gallagher & Co. We dive deep to understand your unique organization and its people, the specific risks you face and your tolerance for those risks. We then tailor a solution that accounts for each unique requirement. In fact, as a market leader in public sector risk management, we drive much of the innovative thinking around the products, services and tools the industry uses today.

3 Public Entities Tailored solutions for public sector clients. We handle all of your risk management requirements and the pressures that go with them so that you re free to focus on the public good.

4 Schools & School Districts Our scholastic clients hold a special place in our hearts. You re entrusted with the education and well-being of your students. As an educational organization you should be able to focus primarily on them. We want that for you. Leverage our extensive experience working with:

5 Risk Management Pools Not only is Gallagher a leader in brokerage services for risk management pools, but also in the creation and administration of them. We can also place clients into existing pools if appropriate. Insurance pools put the power of the collective into action, and can be powerful risk-management vehicles for the public sector. Returns Participation

6 Put Us to Work for You In the public sector market, Gallagher is considered the knowledge broker. When you work with us you re working with public sector risk management specialists whose expertise range from state and local government to public and charter schools to transit and emergency responders. Our approach to public sector risk management is driven by our understanding of your unique challenges. We help you strike the perfect balance between assuming manageable risk and transferring catastrophic risk including the implementation of effective loss-control programs.

7 Custom Tailored Public entities are bound by the public s trust a trust that can be jeopardized by unexpected risk. Gallagher provides complete transparency into every aspect of the work we do for our clients. The culture and values of Gallagher are directly reflected in the four pillars that guide our work: We understand what makes your organization unique. Now, we invite you to learn more about what makes ours unique. Contact us. We would love the opportunity to share our vision and provide you with the best risk management service possible.

8 Public entities have unique risk challenges. Gallagher knows how to overcome them. Arthur J. Gallagher & Co. Two Pierce Place Itasca, IL Arthur J. Gallagher & Co. named one of the world s Most Ethical Companies for Ethisphere Institute, March 2013 Arthur J. Gallagher & Co. ranked #1 in client satisfaction. Greenwich Associates Large Corporate Insurance Survey, January Arthur J. Gallagher & Co. All rights reserved. Q:\2013\BSD\Niches\Public Sector\PS_8-Overview_0713.indd

Construction GALLAGHER CONSTRUCTION SERVICES

Construction GALLAGHER CONSTRUCTION SERVICES Construction GALLAGHER CONSTRUCTION SERVICES Construction Risk Management You need construction expertise. We ve got it. True expertise in construction is hard to find, especially when the complexity of

More information

A tailored approach to risk management ENERGY PRACTICE

A tailored approach to risk management ENERGY PRACTICE ENERGY PRACTICE A tailored approach to risk management Insurance Brokerage Benefits & Retirement Consulting Claims Administration & Advocacy Fiduciary Advisors Alternative Risk Program & Administration

More information

GALLAGHER FOOD & AGRIBUSINESS. Risk Management Solutions

GALLAGHER FOOD & AGRIBUSINESS. Risk Management Solutions GALLAGHER FOOD & AGRIBUSINESS Risk Management Solutions We have the food and agribusiness expertise you need; from field to fork. The Food and Agribusiness industries are vital to the viability and sustenance

More information

How To Endure A Flood CLAIM ADVOCACY

How To Endure A Flood CLAIM ADVOCACY How To Endure A Flood CLAIM ADVOCACY Flood A flood is an occurrence of rising water. Generally, properties subject to floods are already in a flood plain and carry separate flood insurance. However, any

More information

REAL ESTATE & HOSPITALITY. Real Insurance Solutions for Real Estate and Hospitality

REAL ESTATE & HOSPITALITY. Real Insurance Solutions for Real Estate and Hospitality REAL ESTATE & HOSPITALITY Real Insurance Solutions for Real Estate and Hospitality Real Estate & Hospitality Risk Management Services We Understand Your Business Understanding the specific issues facing

More information

Commitment to the Healthcare Community HEALTHCARE PRACTICE

Commitment to the Healthcare Community HEALTHCARE PRACTICE HEALTHCARE PRACTICE Commitment to the Healthcare Community Insurance Brokerage Benefits & HR Consulting Claims Administration & Advocacy Retirement Plan Consulting Institutional Investment & Fiduciary

More information

You invest in your executives. Protect that investment

You invest in your executives. Protect that investment You invest in your executives. Protect that investment GALLAGHER MANAGEMENT LIABILITY PRACTICE Executive management has unique liabilities. It takes a unique risk management company to cover them. Our

More information

2013-2015 INFORMATION

2013-2015 INFORMATION 2013-2015 INFORMATION TECHNOLOGY DEPARTMENT STRATEGICTRATEGIC PLANLAN www.nd.gov/itd OUR MISSIONISSION To provide leadership and knowledge to assist our customers in achieving their mission through the

More information

Understanding Captives and Alternative Risk Transfer

Understanding Captives and Alternative Risk Transfer Understanding Captives and Alternative Risk Transfer Putting your insurance premiums to work for you Managing risk as you manage your bottom line What do Verizon, Coca-Cola, BP and most Fortune 500 sized

More information

SSQ PRIVATE WEALTH MANAGEMENT

SSQ PRIVATE WEALTH MANAGEMENT SSQ PRIVATE WEALTH MANAGEMENT SSQ Financial Group is an organization that is made up of people who respect our core values, people who are passionate about their jobs and people whose first priority is,

More information

Trust Services at Merrill Lynch. Estate Planning Services

Trust Services at Merrill Lynch. Estate Planning Services Trust Services at Merrill Lynch Estate Planning Services Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and

More information

Comparison of Plans and Coverage Choices Before and After Implementing

Comparison of Plans and Coverage Choices Before and After Implementing Implementing Investment a Private Exchange Monitoring Retirement Josh Rickard, Plan ASA, Consulting MAAA Consultant, Financial Analysis and Underwriting Benefits & Human Resources Consulting Arthur J.

More information

Retirement Plan Consulting Proposal

Retirement Plan Consulting Proposal The City of Haines City, FL 620 E. Main St Haines City, FL 33844 Retirement Plan Consulting Proposal Presented: August 2014 Gregg Fine, PRP, AIF Area Vice President Gallagher Benefit Services, Inc. 8333

More information

Risk analysis for private wealth clients The importance of listening to the client. Global Products & Solutions / i-risk June 11, 2014

Risk analysis for private wealth clients The importance of listening to the client. Global Products & Solutions / i-risk June 11, 2014 Risk analysis for private wealth clients The importance of listening to the client Global Products & Solutions / i-risk June 11, 2014 Introduction ABN AMRO Private Banking aims to be the trusted advisor

More information

WHEN INDIVIDUALS SUCCEED ORGANIZATIONS WIN

WHEN INDIVIDUALS SUCCEED ORGANIZATIONS WIN WHEN INDIVIDUALS SUCCEED ORGANIZATIONS WIN THE WORKPLACE IS CHANGING There s a new dynamic in employee and employer relationships. Employees want to learn and grow throughout their entire careers. They

More information

Investment Counselling Program

Investment Counselling Program Investment Counselling Program To us there are no foreign markets. N19 70 56 W155 08 58 Golfing with friends, Hawaii Your life has a geography. Where you re from, where you re going, where you aspire to

More information

2012 STC. All Rights Reserved. The reproduction, duplication or distribution of this document is prohibited without express permission of STC.

2012 STC. All Rights Reserved. The reproduction, duplication or distribution of this document is prohibited without express permission of STC. Delivering Exceptional Performance in Investment Management Our Investment Management business model focuses on five main areas of service delivery consultancy Investment System Evaluation & Selection

More information

Factors influencing whether, why and what to outsource include the following:

Factors influencing whether, why and what to outsource include the following: INSTITUTIONAL INVESTMENT & FIDUCIARY SERVICES: Investment Basics: Outsourcing Investment Services By Samuel W. Halpern, Area Executive Vice President (Ret.) Whether, Why and What to Outsource From the

More information

Sample Professional Learning Plan for Administrator

Sample Professional Learning Plan for Administrator Sample Professional Learning Plan for Administrator Please indicate, with x in box, if administrator is on a plan of improvement Plan of Improvement Name: Position/Title: New Date Developed: District:

More information

GUIDE TO FINDING THE RIGHT INSURANCE PARTNERS

GUIDE TO FINDING THE RIGHT INSURANCE PARTNERS GUIDE TO FINDING THE RIGHT INSURANCE PARTNERS Protecting your future since 1863 MANAGING RISK FOR FINANCIALLY SUCCESSFUL FAMILIES MANAGING RISK FOR FINANCIALLY SUCCESSFUL FAMILIES When it comes to protecting

More information

Investing in a Medical Home. By Robin Mancuso Managing Director Healthcare Practice

Investing in a Medical Home. By Robin Mancuso Managing Director Healthcare Practice By Robin Mancuso Managing Director Healthcare Practice A medical home needs to gather, interpret and distribute information about its patients in real time. Several marketplace factors and economic forces

More information

Specialized Content for Investment Advisors Marketing Tools

Specialized Content for Investment Advisors Marketing Tools Specialized Content for Investment Advisors Marketing Tools Table of Contents INTRODUCTION... 2 OUR APPROACH... 2 What we will do for you: Understand, Plan, Act and Monitor... 3 THE NATIONAL BANK FINANCIAL

More information

Holiday and Home Parks Insurance

Holiday and Home Parks Insurance Holiday and Home Parks Insurance You can t beat experience You can t beat experience We know that the holiday and home parks business is unique, with its own set of challenges and complexities. That s

More information

UK IMMIGRATION SERVICES

UK IMMIGRATION SERVICES UK IMMIGRATION SERVICES Solutions Designed for International Clients. www.nine-ix.com CONNECTING PEOPLE IT S MY LOVE PASSION WORK. 1 Welcome Your family is your greatest asset with growing political uncertainty

More information

Advice and Reasonable Pricing Drive Customer Satisfaction with Brokers in J.D. Power 2015 Large Commercial Insurance Study

Advice and Reasonable Pricing Drive Customer Satisfaction with Brokers in J.D. Power 2015 Large Commercial Insurance Study Advice and Reasonable Pricing Drive Customer Satisfaction with Brokers in J.D. Power 2015 Large Commercial Insurance Study Arthur J. Gallagher & Co. Ranks Highest among Large Commercial Insurance Brokers

More information

Readymade SharePoint Apps

Readymade SharePoint Apps www.adapt-india.com Adapt will help you discover the ultimate value behind your SharePoint investment, which is, how it can work with your existing environment and beyond. Adapt brings a unique blend of

More information

Common Mistakes Made With Real Estate Errors and Omissions Insurance. Gallagher Real Estate & Hospitality

Common Mistakes Made With Real Estate Errors and Omissions Insurance. Gallagher Real Estate & Hospitality Common Mistakes Made With Real Estate Errors and Omissions Insurance Gallagher Real Estate & Hospitality MARCH 2015 Common Mistakes Made With Real Estate Errors and Omissions Insurance Complex real estate

More information

How To Get The Best From Butterfield Asset Management

How To Get The Best From Butterfield Asset Management Butterfield Asset Management Next Print Quit Individually crafted; for you. At Butterfield Asset Management protecting and growing the real value of your wealth is at the heart of our service. With over

More information

Services for individuals and their families. Ashcourt Rowan Financial Planning

Services for individuals and their families. Ashcourt Rowan Financial Planning Services for individuals and their families Ashcourt Rowan Financial Planning Contents What is the role of 1 the financial planner First things first 2 How we can help 3 The financial 4 planning process

More information

Butterfield Asset Management. Next Print Quit

Butterfield Asset Management. Next Print Quit Butterfield Asset Management Next Print Quit Individually crafted; for you. At Butterfield Asset Management protecting and growing the real value of your wealth is at the heart of our service. With over

More information

Contracted Facilities Management Request for Proposal Review

Contracted Facilities Management Request for Proposal Review Contracted Facilities Management Request for Proposal Review Request for Proposal Respondents A Quality Water Declined on Proposal MWH Declined on Proposal CH2M Hill Submitted Facilities Management Proposal

More information

Specialist Motor Claims and Accident Management

Specialist Motor Claims and Accident Management Specialist Motor Claims and Accident Management A comprehensive range of core competencies Services include: First response Vehicle Recovery and collection services Repair and service deployment Repair

More information

Introducing ANZ Premium Partner

Introducing ANZ Premium Partner ANZ Premium Partner Important notices This brochure is designed to provide a summary and general overview of the subject matter covered for your information only. Every effort has been made to ensure the

More information

Energy Generation. Schneider Electric Graduate Program

Energy Generation. Schneider Electric Graduate Program Energy Generation Schneider Electric Graduate Program Contents Our business 2 Our vision 4 Our offer 6 Our Graduate Program 8 Our Company Values 12 Energy Generation Program 14 Marco Polo International

More information

Hitting your Technology Goals

Hitting your Technology Goals Hitting your Technology Goals is a Tough Job Let Us Help Prepare You for YOUR Climb to the Top NEW YORK CHICAGO SAN FRANCISCO INDIA Find Your Way to the Top with EVEREST CONSULTING GROUP Services. EVEREST

More information

To Unbundle or Bundle: Is This Even the Most Important Question?

To Unbundle or Bundle: Is This Even the Most Important Question? May 2015 A PMA Companies Thought Leadership Publication Workers Compensation To Unbundle or Bundle: Is This Even the Most Important Question? Workers Compensation To Unbundle or Bundle: Is This Even the

More information

INBOUND CERTIFICATION STUDY GUIDE

INBOUND CERTIFICATION STUDY GUIDE The following guide walks through key lessons from each of the eleven certification classes. Use this guide as you prepare for your Inbound Certification test. INBOUND FUNDAMENTALS - Traditional marketing:

More information

WEALTH MANAGEMENT SOLUTIONS

WEALTH MANAGEMENT SOLUTIONS WEALTH MANAGEMENT SOLUTIONS Manage your assets Protect your wealth Build your legacy Wealth Management Solutions from Raymond James managing your assets protecting your wealth building your legacy Wealth

More information

Generali, Your Loyal Insurance Partner Since 1831

Generali, Your Loyal Insurance Partner Since 1831 Generali, Your Loyal Insurance Partner Since 1831 Generali Global Corporate & Commercial U.S.A generali.com 1 Assicurazioni Generali - Generali Global Corporate & Commercial U.S.A Generali. One of the

More information

ETI PERSPECTIVE 2020: A FIVE YEAR STRATEGY

ETI PERSPECTIVE 2020: A FIVE YEAR STRATEGY ETI PERSPECTIVE 2020: A FIVE YEAR STRATEGY Introduction This document is the final and Board approved version of ETI s strategic directions based on the ETI Board meeting discussion of 12 th March 2015.

More information

Define Your Independence: Building Your Future

Define Your Independence: Building Your Future Define Your Independence: Building Your Future Define Your Independence: Building Your Future It used to be that going independent meant going out on your own. Alone. That s not the case anymore. There

More information

How To Plan For Your Future

How To Plan For Your Future Wealth Management at Janney Montgomery Scott W e a l t h M a n a g e m e n t Janney Montgomery Scott understands that wealth like life is more than just an event. It is an ongoing process of growth and

More information

10 Questions To Ask When Choosing a Franchise

10 Questions To Ask When Choosing a Franchise 10 Questions To Ask When Choosing a Franchise You want to do something for yourself but with business support, and have decided that a franchise is the right option for you. But where do you start to look?

More information

FINANCIAL PLANNING. the benefits of. financial planning. Prepare to reach your goals

FINANCIAL PLANNING. the benefits of. financial planning. Prepare to reach your goals FINANCIAL PLANNING the benefits of financial planning Prepare to reach your goals Take Control of Your Financial Future When you apply for life insurance, you typically will be asked to have a medical

More information

what s inside Who we are 2 How discretionary investment management can work for you 3 Your customized investment portfolio 4 Regular client contact 5

what s inside Who we are 2 How discretionary investment management can work for you 3 Your customized investment portfolio 4 Regular client contact 5 Vancity Investment Management provides you with direct access to an experienced, dedicated Portfolio Manager who will actively monitor and professionally manage your account. Thank you for taking the time

More information

North Carolina TEACHER. evaluation process. Public Schools of North Carolina State Board of Education Department of Public Instruction

North Carolina TEACHER. evaluation process. Public Schools of North Carolina State Board of Education Department of Public Instruction North Carolina TEACHER evaluation process Public Schools of North Carolina State Board of Education Department of Public Instruction Rubric for Evaluating North Carolina Teachers ( This form should be

More information

Global Wealth Management

Global Wealth Management Global Wealth Management RBC: A Global Leader with a Proud Canadian Heritage Royal Bank of Canada provides personal and commercial banking, wealth management services, insurance, corporate and investment

More information

Small Business Insurance Explained Simply

Small Business Insurance Explained Simply Small Business Insurance Explained Simply A plain English Guide for Australia s small business owners Page 2 How this guide helps you If you own or operate a small business, you re probably working long

More information

Nonprofit management. An integrated approach to helping you fulfill your mission

Nonprofit management. An integrated approach to helping you fulfill your mission Nonprofit management An integrated approach to helping you fulfill your mission Institutional Investments & Philanthropic Solutions (II&PS) is part of U.S. Trust, Bank of America Corporation (U.S. Trust).

More information

Will A Fund Protect Save You Big Bucks?

Will A Fund Protect Save You Big Bucks? FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY Fund Protect Key Benefits Premium Market appraisal

More information

Coverage You Can Rely On

Coverage You Can Rely On NPELRA National Life and Disability Consortium Coverage You Can Rely On specialized benefit options for public employees A benefit available to NPELRA members through Gallagher Benefit Services and Reliance

More information

Delivering excellence in insurance claims-handling. A response to AIRMIC s best practice guide

Delivering excellence in insurance claims-handling. A response to AIRMIC s best practice guide Delivering excellence in insurance claims-handling A response to AIRMIC s best practice guide Content 01 Client charter 02 Our core values 03 Culture & philosophy 04 Communication 05 People 07 Infrastructure

More information

ishares Product Overview Q2 2015

ishares Product Overview Q2 2015 ishares Product Overview Q2 2015 About BlackRock BlackRock is a global leader in investment management, risk management and advisory services for institutional and retail clients. At September 30, 2015,

More information

LOCALLY FOCUSED. NATIONALLY RESOURCED. INTERNATIONALLY REPRESENTED.

LOCALLY FOCUSED. NATIONALLY RESOURCED. INTERNATIONALLY REPRESENTED. LOCALLY FOCUSED. NATIONALLY RESOURCED. INTERNATIONALLY REPRESENTED. Here and around the world The Arthur J. Gallagher company has Australian roots that, since 1976, have grown through a network of insurance

More information

An ISO 9001 : 2008 Certified Company WINNING AND SUSTAINING CUSTOMER TRUST

An ISO 9001 : 2008 Certified Company WINNING AND SUSTAINING CUSTOMER TRUST An ISO 9001 : 2008 Certified Company WINNING AND SUSTAINING CUSTOMER TRUST. 15 YEARS OF INSURANCE BROKING WELCOME TO INDIA INSURE India s first Licensed Insurance Broker with a Team of 150 professionals

More information

Poudre Valley Fire Protection District Board of Directors Special Meeting December 21, 2012 8:15 a.m.

Poudre Valley Fire Protection District Board of Directors Special Meeting December 21, 2012 8:15 a.m. Poudre Valley Fire Protection District Board of Directors Special Meeting December 21, 2012 8:15 a.m. 1. Consideration of Resolution 2012 05 approving an Intergovernmental Agreement with the Colorado Special

More information

Backing Up Critical Data with Cloud Computing

Backing Up Critical Data with Cloud Computing Backing Up Critical Data with Cloud Computing Backing Up Critical Data With Cloud Computing Three out of seven businesses that suffer a major data catastrophe, whether by human hands or natural forces,

More information

B ACK N EX T PR I N T Q U I T. Wealth Management

B ACK N EX T PR I N T Q U I T. Wealth Management Wealth Management RELATIONSHIPS THE BUTTERFIELD WAY Some things were just meant for each other like your financial needs and Butterfield s wealth management services. The Butterfield experience is a natural

More information

The Value of Financial Planning and Awareness of CFP Certification: A Global Financial Planning Survey Singapore Results

The Value of Financial Planning and Awareness of CFP Certification: A Global Financial Planning Survey Singapore Results The Value of Financial Planning and Awareness of CFP Certification: A Global Financial Planning Survey Singapore Results 1 Copyright 2015 Financial Planning Standards Board How was the global survey conducted?

More information

Commercial Insurance Today. How Rising Adoption of Digital and Social Resources Impacts Decision-Making

Commercial Insurance Today. How Rising Adoption of Digital and Social Resources Impacts Decision-Making Commercial Insurance Today How Rising Adoption of Digital and Social Resources Impacts Decision-Making Commercial Insurance in the 21st Century: The Growing Influence of Digital and Social Media Based

More information

The expansive benefits of DIY business applications

The expansive benefits of DIY business applications The expansive benefits of DIY business applications 2013 TrackVia, Inc. All rights reserved. CONTENTS Introduction Custom applications for custom needs Custom CRM can enhance employee integration A custom

More information

Like Private Trust, a painting is. unique. There is only one like it. And. like Private Trust, a work of art is a

Like Private Trust, a painting is. unique. There is only one like it. And. like Private Trust, a work of art is a Like Private Trust, a painting is unique. There is only one like it. And like Private Trust, a work of art is a synergy of vision and passion. On the following pages, we present to you a small selection

More information

PLANNING BEYOND TODAY. A Three-Point Approach to Your Business s Success

PLANNING BEYOND TODAY. A Three-Point Approach to Your Business s Success PLANNING BEYOND TODAY A Three-Point Approach to Your Business s Success The MetLife Premier Client Group (MPCG) knows how hard you work for your business and we want to make sure your business is working

More information

Get help achieving your financial goals.

Get help achieving your financial goals. Get help achieving your financial goals. TIAA-CREF: Committed to your overall financial well-being Did you know? TIAA was founded in 1918 to provide retirement security to university faculty. TIAA-CREF

More information

Financial Services Guide

Financial Services Guide Page 1 of 13 Financial Services Guide Financial plans are worthless, but the process of financial planning is vital. A plan assumes that you know what s going to happen even though you don t. By contrast,

More information

Sudden Death, Succession and Continuity Fire Drills for Financial Advisor Practices. Bonnie Brown Hartley, Ph.D. bonnie@tdibbh.com

Sudden Death, Succession and Continuity Fire Drills for Financial Advisor Practices. Bonnie Brown Hartley, Ph.D. bonnie@tdibbh.com Sudden Death, Succession and Continuity Fire Drills for Financial Advisor Practices Bonnie Brown Hartley, Ph.D. bonnie@tdibbh.com Michael T. Hartley, CFP, mike@dkeinc.com How would your sudden death or

More information

Careers in Insurance

Careers in Insurance The insurance industry employs over 2.3 million workers Wage and salary employment in the industry is projected to grow 10% in the next ten years In 2004, weekly earnings for workers in the industry averaged

More information

Investors Direct Financial Services. Comprehensive Business Services for Financial Planners and Finance Brokers

Investors Direct Financial Services. Comprehensive Business Services for Financial Planners and Finance Brokers Investors Direct Financial Services Comprehensive Business Services for Financial Planners and Finance Brokers Our Vision is to become the preferred provider of innovative Business and Financial Services

More information

BRAND PLATFORM. 10/11/2014 Chatty Brand Platform

BRAND PLATFORM. 10/11/2014 Chatty Brand Platform BRAND PLATFORM * Core Concept 2 Your Personal Receptionist On Demand This is our secret sauce -- the one word or concept we want to be known for in the marketplace. This core and underlying message is

More information

Welcome to ERGO Insurance Group

Welcome to ERGO Insurance Group Welcome to ERGO Insurance Group If people are looking for protection or provision, we almost certainly have a suitable solution in our wide-ranging portfolio. Above all, however, we are on hand to answer

More information

Wealth Planning For business. For family. For life. Helping you plan for today, for tomorrow and for generations to come.

Wealth Planning For business. For family. For life. Helping you plan for today, for tomorrow and for generations to come. Wealth Planning For business. For family. For life. Helping you plan for today, for tomorrow and for generations to come. You recognise the importance of good advice. In today s complex financial world,

More information

SMSF AUSTRALIA S MOST POPULAR WAY TO SAVE FOR RETIREMENT

SMSF AUSTRALIA S MOST POPULAR WAY TO SAVE FOR RETIREMENT SMSF AUSTRALIA S MOST POPULAR WAY TO SAVE FOR RETIREMENT A GUIDE TO SELF MANAGED SUPER FUNDS PAUL BENSON B. BUS, CFP, SSA Bespoke. Ethical. Investments. INTRODUCTION At Guidance we help many people establish

More information

Equipment Maintenance Alternatives. Gallagher Healthcare Practice

Equipment Maintenance Alternatives. Gallagher Healthcare Practice Equipment Maintenance Alternatives Gallagher Healthcare Practice APRIL 2015 Equipment Maintenance and Extended Warranties Let s begin with full disclosure - I don t buy maintenance agreements or extended

More information

Wholesale-nomics An analysis of the value and economics of the wholesale insurance brokerage practice.

Wholesale-nomics An analysis of the value and economics of the wholesale insurance brokerage practice. An analysis of the value and economics of the wholesale insurance brokerage practice. Abstract: Including a professional wholesale broker on the placement team improves the economics of the insurance transaction,

More information

Putting your customers first. to build relationships that last.

Putting your customers first. to build relationships that last. Putting your customers first to build relationships that last. As a part of the Aegon Group we are passionate about our mission: We exist to help people take responsibility for their financial future.

More information

COMPANY PROFILE 2014

COMPANY PROFILE 2014 COMPANY PROFILE 2014 Top management provides evidence of its commitment to the development and implementation of the quality management system, continually improving its effectiveness and ensuring that

More information

Transforming risk management into a competitive advantage kpmg.com

Transforming risk management into a competitive advantage kpmg.com INSURANCE RISK MANAGEMENT ADVISORY SOLUTIONS Transforming risk management into a competitive advantage kpmg.com 2 Transforming risk management into a competitive advantage Assessing risk. Building value.

More information

China Center for Operations Excellence

China Center for Operations Excellence China Center for Operations Excellence McKinsey China Leadership Institute A McKinsey Capability Center An innovative and lasting capability building program using the Beijing model factory set up jointly

More information

The 8 Wealth Management Issues and Form 1040 Resolving a Common Frustration for Tax Professionals

The 8 Wealth Management Issues and Form 1040 Resolving a Common Frustration for Tax Professionals The 8 Wealth Management Issues and Form 1040 Resolving a Common Frustration for Tax Professionals Sarah is a tax professional whose clients often ask for financial advice. One morning, her client Mike

More information

Philanthropy Toolkit

Philanthropy Toolkit Philanthropy Toolkit Philanthropy at Jones Lang LaSalle At Jones Lang LaSalle, we believe that helping our communities is part of our culture. That s why we ve developed Community Connections, our comprehensive

More information

A simple guide to Life Insurance

A simple guide to Life Insurance A simple guide to Life Insurance Your guide to Life, Income Protection, Trauma, and Total & Permanent Disability Insurance. Lifebroker Pty Ltd ABN 92 083 177 011 Introduction Why do I need personal insurance?...

More information

Fiduciary Asset Management. A Discretionary Investment Management Solution

Fiduciary Asset Management. A Discretionary Investment Management Solution Fiduciary Asset Management A Discretionary Investment Management Solution 01 / MORGAN STANLEY The Fiduciary Asset Management program is designed to provide a customized, discretionary solution to help

More information

GreenShareCar Fleet Solutions

GreenShareCar Fleet Solutions GreenShareCar Fleet Solutions Introduction GreenShareCar ( GSC ) is an emerging car sharing operator that was established to fill the growing global niche of car sharing, specifically in the Australian

More information

YOUR DREAMS. YOUR LIFE. SIMPLIFIED. YOUR DFSIN ADVISOR: BECAUSE EVERYTHING IS POSSIBLE.

YOUR DREAMS. YOUR LIFE. SIMPLIFIED. YOUR DFSIN ADVISOR: BECAUSE EVERYTHING IS POSSIBLE. YOUR DREAMS. YOUR LIFE. SIMPLIFIED. YOUR DFSIN ADVISOR: BECAUSE EVERYTHING IS POSSIBLE. Before silencing your phone for your meeting, you put it on the desk to show the person you ve come to see some photos

More information

FOR INDIVIDUALS & ORGANIZATIONS

FOR INDIVIDUALS & ORGANIZATIONS POWER YOUR POTENTIAL FOR INDIVIDUALS & ORGANIZATIONS Education EXECUTIVE EDUCATION Welcome From Our Assistant Dean NYU is and has always been a hub and talent magnet for those looking to deepen their skills,

More information

Overview of Services. From Cost Control to Compliance and Counsel to Communication. A proud member of Retirement Plan Advisory Group

Overview of Services. From Cost Control to Compliance and Counsel to Communication. A proud member of Retirement Plan Advisory Group Overview of Services A proud member of Retirement Plan Advisory Group From Cost Control to Compliance and Counsel to Communication Epstein Financial Services. 330 Whitney Avenue, Suite 610 Holyoke, MA

More information

ING U.S. Join us on the journey.

ING U.S. Join us on the journey. ING U.S. Join us on the journey. Helping Americans build financial security. RETIREMENT. INVESTMENTS. INSURANCE On the path to financial independence. It helps to have a plan. [ ] As a leading provider

More information

Buhler Business Consulting. A solid base for the future.

Buhler Business Consulting. A solid base for the future. Buhler Business Consulting. A solid base for the future. Buhler Business Consulting. To consult means to understand. Your story will create the solution. We are a worldwide technology partner catering

More information

Human Resources People Strategy, 2014 to 2019 1. Human Resources People Strategy 2014 to 2019

Human Resources People Strategy, 2014 to 2019 1. Human Resources People Strategy 2014 to 2019 Human Resources People Strategy, 2014 to 2019 1 Human Resources People Strategy 2014 to 2019 2 Human Resources People Strategy, 2014 to 2019 Human Resources People Strategy, 2014 to 2019 Deliver academic

More information

HR Consulting Services. Briefing by. Human Resources Department

HR Consulting Services. Briefing by. Human Resources Department HR Consulting Services Briefing by Human Resources Department CITY OF HOUSTON BUDGET AND FISCAL AFFAIRS COMMITTEE JULY 8, 2014 OVERVIEW 2 BACKGROUND FACTS: The HR Department is proposing to contract with

More information

DENVER WATER STRATEGIC PLAN

DENVER WATER STRATEGIC PLAN DENVER WATER STRATEGIC PLAN 1 Denver Water s Strategic Plan This Strategic Plan lays the foundation for Denver Water s future by establishing our vision, defining our core values, and outlining our mission,

More information

PART OF WEBSITE MATERIALS FOR SMALL BUSINESS OWNERS

PART OF WEBSITE MATERIALS FOR SMALL BUSINESS OWNERS PART OF WEBSITE MATERIALS FOR SMALL BUSINESS OWNERS W2 HOME PAGE I HOME PAGE In recognition of the challenges that many American businesses and households face, Tim Webb and Jonah Weiss founded W2 Wealth

More information

Annex 7: Capacity Building Plan to Improve Supply Chain Performance

Annex 7: Capacity Building Plan to Improve Supply Chain Performance 2014/SOM2/049anx7 Agenda Item: 2.1 Annex 7: Capacity Building Plan to Improve Supply Chain Performance Purpose: Consideration Submitted by: CTI Chair Forum Doc. No.: 2014/SOM2/CTI/045 Second Senior Officials

More information

tran scend tran-sénd verb [trans.] to go beyond or rise above (a limit), to be greater than (something ordinary).

tran scend tran-sénd verb [trans.] to go beyond or rise above (a limit), to be greater than (something ordinary). tran scend tran-sénd verb [trans.] to go beyond or rise above (a limit), to be greater than (something ordinary). At Transcend Capital, we have earned our reputation for integrity, honesty and accountability

More information

Car Property & Liability Life & Health Specialty & High Risk Insurance. global insurance solutions

Car Property & Liability Life & Health Specialty & High Risk Insurance. global insurance solutions Car Property & Liability Life & Health Specialty & High Risk Insurance global insurance solutions take clements with you. Clements is the preferred insurance provider for expatriates and global organizations.

More information

Centricity * Practice Solution. Build your best practice. Set a new standard.

Centricity * Practice Solution. Build your best practice. Set a new standard. Centricity * Practice Solution Build your best practice. Set a new standard. Build new standards of excellence. By building new standards of Build your best practice. regulatory requirements. It s all

More information

North American LifeVue SM

North American LifeVue SM North American LifeVue SM Whole Life Insurance Financial protection for your loved ones simplified. Client Brochure Financial protection for your loved ones simplified. Planning for the future is more

More information

CONFIDENCE THROUGH GUIDANCE

CONFIDENCE THROUGH GUIDANCE CONFIDENCE THROUGH GUIDANCE We provide the expertise, products, and technology of a national wealth manager with the highly personal service and attention of a boutique firm that always puts its clients

More information

Office 204 Building 1, Dubai Internet City P.O. Box 26359, Dubai, United Arab Emirates T: +971 4 3910460 E: info@manpower-me.

Office 204 Building 1, Dubai Internet City P.O. Box 26359, Dubai, United Arab Emirates T: +971 4 3910460 E: info@manpower-me. Office 204 Building 1, Dubai Internet City P.O. Box 26359, Dubai, United Arab Emirates T: +971 4 3910460 E: info@manpower-me.com W: ManpowerGroup Global Vision We lead in the creation and delivery of innovative

More information