ISCD Technical specification (tab delimited file)

Transcription

1 ISCD Technical specification (tab delimited file)

2 Service desk information Please note that calls to the service desk may be recorded. Guide information Our reference: PN1602 Version 8.50 About this guide The ISCD (industry sorting code directory) contains information about all banks/building societies connected to UK clearing systems. The ISCD is maintained and supplied by VocaLink Limited, on behalf of the banking industry, and the copyright is owned by Payments Council. For information about the ISCD service, the benefits and uses, and the service and billing arrangements please refer to the ISCD Fact sheet (PN5969). This guide provides details of the format of the files and the data within those files that can be downloaded by customers of the ISCD service. This document is designed to be printed double sided. Therefore, there may be some blank pages. There are several members of the CHAPS clearing schemes that are not based in the UK. Details of some of their non-uk based branches are also held on the ISCD. Contents 1 Overview Abbreviations Field characteristics ISCD read me file (text) Fields and data groups...5 Key fields Sorting codes and BICs 5 Key fields Clearing requirements 5 Data groups and detecting changes ISCD extract record format First data group General Second data group Bacs clearing Third data group CHAPS Sterling clearing Fourth data group CHAPS Euro clearing Fifth data group C&CC clearing Sixth data group Other general information 11 4 Appendices Transaction Types ISO country codes...13 VocaLink Limited All rights reserved. The copyright in this document is owned by VocaLink Limited. All material, concepts and ideas detailed in this document are confidential to VocaLink Limited. This document shall not be used, disclosed or copied in whole or in part for any purposes unless specifically approved by VocaLink Limited.

3 Section 1 Overview 1 Overview The ISCD is updated on a daily basis from information provided by the members of the different UK clearings. An extract of the ISCD is produced by VocaLink on the last day of the week, the data on the extract having an effective date of a Monday, except where the Monday is a bank/public holiday in which case it will be the next working day. The extract is a snapshot of the data on the specified effective date, ie it is a complete copy of the ISCD and not just the amendments since the previous version. The extract contains a record for each branch/bank office that participates in at least one of the UK clearings, and all of those branches subbank offices. Branches/bank offices that no longer participate in any of the clearings will not appear on the ISCD. There are two files available for downloading: the ISCD extract and a read me file. The following sections detail the content and format of these files. 1.1 Abbreviations The following abbreviations are used in the record structures contained in this specification: Abbreviation Size m o c Used to represent... The maximum size of the field with a code, either m, o or c Field always contains data Field may contain data Field will contain data in certain circumstances. If C is shown within a clearing data group, the bank office participates in the clearing. 1.2 Field characteristics The following details the characteristics used in the record structures contained in this specification: Field characteristics Field size Date fields Numeric fields Empty/filler fields The file structures below show the maximum length the data in a field can be (in the Size column). All populated fields will be space filled to the right of the data. All date fields will be in the format dd/mm/yyyy unless otherwise stated. Numeric fields can have leading zeros. Note: Some software packages may strip leading zeros from fields. Therefore care should be taken when importing the ISCD data in software packages. Some fields may not contain any data, and some fields are spare and reserved for future use. Any such empty or unused fields will not be blank filled, but their presence will be indicated by having no data between the tab delimiters. Note: Some of the spare fields are used for diagnostic information by VocaLink, and therefore should be ignored. Version 8.50 ISCD Technical specification (tab delimited file) 3

4 Section 2 ISCD read me file (text) 2 ISCD read me file (text) A read me file is available which details the creation date and the effective date of the data on the latest version of the ISCD extract. The file is downloaded as a Zip file (report.zip) containing the comma separated file (report.txt). The following table details the content of the read me file, which contains a single record: 1 12 m Title Will be ISCD Extract m Label Will be Processing date m Processing date Will be the latest date for which updates are present in the ISCDmmdd.dat file, ie the effective date of the data. 4 7 m Label Will be Created m Creation date Will be the date the ISCD extract file was created by VocaLink. Version 8.50 ISCD Technical specification (tab delimited file) 4

5 3 The ISCD is available as a tab delimited file which is downloaded as a Zip file (report.zip) containing the tab delimited file (report.txt). It is an ASCII text file and a new line character denotes a record end. 3.1 Fields and data groups Key fields Sorting codes and BICs Members have ranges of sorting codes that they can allocate to bank offices. BICs (bank identifier codes) are allocated for international payment services over the SWIFT network. Each branch/bank office is identified by either a sorting code or a BIC and sorting code. Some branches have subbranches, known as non-accounting branches. Subbranches have the same sorting code as the main branch, but have a two-digit suffix to uniquely identify them. The suffix is automatically allocated by VocaLink, and are numbered in sequence starting with 01 for the first subbranch. For example, sorting code would represent the main bank office, and the first subbank office registered would have the suffix 01. Key fields Clearing requirements All bank offices participating in any of the following clearings must have a sorting code: Bacs; CHAPS Sterling; and C&CC. Every bank office with a sorting code does not necessarily participate in all these clearings, however, once a sorting code has been issued to a bank office, the same sorting code will be used in all of the clearings. Data groups and detecting changes Each record on the extract has 82 fields, which are grouped into data groups : Data group Fields Contents General 1-14 General details about the bank office/branch. Bacs Details of the branch s participation in the Bacs clearing service CHAPS Sterling Details of the branch s participation in the CHAPS Sterling clearing service CHAPS Euro The CHAPS Euro service is closed. C&CC Details of the branch s participation in C&CC service Other general information Other general details of the bank office Version 8.50 ISCD Technical specification (tab delimited file) 5

6 Certain fields within each data group can be used to determine whether the data group for a record has been inserted/amended/deleted since the last version. The following shows which fields in a record can be used to determine what has been amended since the last version (base date): Data group Action General Bacs CHAPS CHAPS C&CC Inserted Specified date is base date & record is not on your database Amended Specified date is after base date Field 13 Field 13 Field 16 Field 16 Field 40 Field 40 The CHAPS Euro Field 55 Field 55 Deleted Specified date is after base date service is Record not Field 17 Field 41 closed. on ISCD Field 56 Other general info Cannot be determined 3.2 ISCD extract record format The following sections provide details of the fields in the data groups of each record on the ISCD. Version 8.50 ISCD Technical specification (tab delimited file) 6

7 3.2.1 First data group General 1 6 c Sorting code Will be numeric. 2 8 c BIC Field 1 Will be alphanumeric. 3 3 c Field o Subbranch suffix Will be numeric m Short branch title Will be alphanumeric Official title of each branch, as appears on cheque books m Short name of owning bank 7 35 m Full name of Line o owning bank Line m Bank code of owning bank 10 2 o National central bank (NCB) country code Will be alphanumeric Name is formally approved by Payments Council. Will be alphanumeric Name is formally approved by Payments Council. Will be numeric The numeric code as generated and allocated by VocaLink. Will be blank or, for bank offices that are TARGET NCBs, field will be the two-character ISO country code for the country the bank office is the NCB for. For a full list see sec 4.2, pg m Supervisory body For bank offices that are agencies in one or more of the clearings, specifies the authorising body. Will be either: - A for PRA/FCA - B for other financial authorities - C for Jersey, Guernsey or Isle of Man - D for other o Deleted date When a bank office is closed in all services it is removed from the ISCD. This field shows the date the bank office will be deleted from the ISCD, if populated before 6 June Otherwise, the field will be blank. If the last service was set to close after the 6 June 2005, the bank office s deleted date can be ascertained from fields 17, 41, 47 and m Date of last change Will be the date the last amendment was made to the any of the clearing groups or the other general information group. Note: This field will be space filled to 20 characters m Print indicator Will be 0 to 5. Version 8.50 ISCD Technical specification (tab delimited file) 7

8 3.2.2 Second data group Bacs clearing 15 1 m Status Will be either: MBank office of Bacs member, accepts Bacs payments ABank office of agency bank, accepts Bacs payments NBank office does not accept Bacs payments See field c Date of last change Will be the effective date of the last amendment made to this data group (ie the bank office s Bacs information) o Date closed in Bacs clearing Will be the date the bank office will be closed in the Bacs clearing. The date will be set at the same time as the status (field 15) is set to N o Redirection from flag If the bank office is set as the redirection sorting code for one or more other bank offices, will be set to R. Otherwise, the field will be blank o Redirect to sort code Will be either: The six-digit sorting code to which output destined for this sorting code will be redirected Blank c Bacs settlement bank Will be the numeric, VocaLink generated, bank code of the Bacs member that settles the Bacs output for this sorting code. For Bacs members this will be the same as field 9. For agencies in Bacs this will be the bank code of one of the Bacs members c Settlement section Will be numeric. Data required for Bacs output and settlement, 22 2 o Settlement subsection specified by the Bacs member c Handling bank Will be the numeric, VocaLink generated, bank code of the Bacs member that handles the Bacs output for this bank office c Handling bank stream Each Bacs member can divide its output into one or more streams. This will be the numeric code of the output stream specified, by the handling bank, for output destined for this bank office c Accounts numbered flag Account numbered flag: Y Bank office has transferable account numbers On redirection due to branch closure the account number is not zeroised. N Bank office does not transferable account numbers On redirection due to branch closure the account number is zeroised c DDI voucher flag Will be either: YBank office cannot accept output of electronic DDIs Requires printed vouchers NBank office can accept output of electronic DDIs Does not require printed vouchers. Version 8.50 ISCD Technical specification (tab delimited file) 8

9 27 2 o Transactions disallowed DR Third data group CHAPS Sterling clearing Will be DR if the bank office cannot accept DR transaction types, otherwise will be blank. See sec 4.1, pg o CR Will be CR if the bank office cannot accept CR transaction types, otherwise will be blank. See sec 4.1, pg o CU Will be CU if the bank office cannot accept CU transaction types, otherwise will be blank. See sec 4.1, pg o PR Will be null o BS Will be BS if the bank office cannot accept BS transaction types, otherwise will be blank. See sec 4.1, pg o DV Will be DV if the bank office cannot accept DV transaction types, otherwise will be blank. See sec 4.1, pg o AU Will be AU if the bank office cannot accept AU transaction types, otherwise will be blank. See sec 4.1, pg o Spare Will be null o Spare Will be null o Spare Will be null. 37 n/a Spare field Will be null o Return indicator Will be either: RIf the bank office is the nominated return office The office to which returned CHAPS payments should be sent blank m Status Will be either: DBank office is a direct office of a CHAPS member that accepts CHAPS payments IBank office is an indirect office of a CHAPS member or agency bank that accepts CHAPS payments NBank office does not accept CHAPS payments. See field 41. Note: a direct office is bank office that is part of the SWIFT closed user group c Effective date of last change Will be the effective date of the last amendment made to this data group (ie the bank office s CHAPS information) o Date closed in CHAPS Will be the date the bank office will be closed in the CHAPS clearing. The date will be set at the same time as the status (field 39) is set to N c CHAPS settlement member Will be the numeric CHAPS ID of the CHAPS member that settles the CHAPS payments for this bank office. For CHAPS members this will be the same as field 9. For agencies in CHAPS this will be the bank code of one of the CHAPS members. Note: this is not the Bacs bank code. It is a numeric code used in both CHAPS clearings, and the first digit is always zero c CHAPS routing Field 1 Will be alphanumeric o BIC Field 2 Specifies the SWIFT closed user group to which CHAPS payments for this bank office should be routed. Version 8.50 ISCD Technical specification (tab delimited file) 9

10 3.2.4 Fourth data group CHAPS Euro clearing Note: The CHAPS Euro service has closed m Status Will be N c Effective date of last Will be null. change o Date closed in CHAPS 48 8 c CHAPS routing Field o BIC Field c CHAPS settlement member 51 1 o Return indicator 52 5 c SWIFT data 53 n/a Spare field Will be null. Version 8.50 ISCD Technical specification (tab delimited file) 10

11 3.2.5 Fifth data group C&CC clearing 54 1 m Status Will be either: MBank office of a C&CC member FBank office of a full agency bank DBank office of a debit agency bank NBank office is not part of C&CC clearing See field c Effective date of last change Will be the effective date of the last amendment made to this data group (ie the bank office s C&CC information) o Date closed in C&CC Will be the date the bank office will be closed in the C&CC clearing. The date will be set at the same time as the status (field 54) is set to N c C&CC settlement bank Will be the numeric, VocaLink generated, bank code of the C&CC member that settles the C&CC output for this bank office. For C&CC members this will be the same as field 9. For agencies in C&CC this will be the bank code of one of the C&CC members. Note: This field will be space filled to 4 characters c Debit agency sorting code If the status (field 54) is set to D, will be the sorting code of the bank office that handles cheque clearing for this bank office. Otherwise will be blank o Return indicator Will be null c GB/NI indicator Will be alphanumeric. For C&CC purposes, this field identifies whether an office is in mainland Great Britain (GB) or Northern Ireland (NI). This field may be blank. Note: This field will be space filled to 20 characters Sixth data group Other general information 61 1 m Branch type indicator Will be either: MBank office is a main bank office SBank office is a subbank office Same sorting code as the main bank office but with a subbank office suffix LBank office is a linked bank office Linked to a main bank office with different sorting code c Sort code of main branch If the branch type indicator (field 61) is set to L, will be the sorting code of the bank office this bank office is linked to. Otherwise will be blank o Major location name Will be alphanumeric, and all characters will be upper case. Principally, these are the Post Office postal districts eg MANCHESTER, LONDON. VocaLink maintains a table of major locations o Minor location name Will be alphanumeric. These can be any values o Branch name or place Will be alphanumeric o Second entry indicator Will be 1 or o Branch name for second entry Will be alphanumeric. If field 66 is set to 2, this field will contain the alternative branch name o Full branch title Part 1 Will be alphanumeric. This is an extended title for the bank office. If the o Part 2 institution does not provide a full branch title, the details in field 5 will be copied here o Part 3 Version 8.50 ISCD Technical specification (tab delimited file) 11

12 71 35 o Address Line 1 Will be alphanumeric. For main bank offices, the address of the bank o Line 2 office. For sub and linked bank offices this field is optional. Note: the database is not guaranteed to have the correct pieces of data in the o Line 3 correct fields to conform to Post Office address standards o Line o Town o County 77 4 o Post code Field 1 Will be alphanumeric. For main bank offices, the post code of the bank 78 4 o Field 2 office. For sub and linked bank offices this field is optional o Telephone Area Will be alphanumeric. Note: international telephone numbers are not 80 8 o No. split into area and number. The number is stored as if fields 79 and 80 are one. Note: Field 80 will be space filled to 10 characters o Telephone 2 Area Will be alphanumeric. Note: international telephone numbers are not 82 8 o No. split into area and number. The number is stored as if fields 81 and 82 are one. Note: Field 82 will be space filled to 10 characters. Version 8.50 ISCD Technical specification (tab delimited file) 12

13 Section 4 Appendices 4 Appendices 4.1 Transaction Types The following table shows the transaction codes that are cannot be sent to a bank office, when the corresponding transaction type is set for a bank office (fields 27 to 36). Transaction type code Transaction codes Transaction type code Transaction codes DR Direct Debits 01,17, 18, 19 BS Building society credits Z4 CR Direct Credits 99 DV Dividend interest payments Z5 CU Claims for unpaid cheques 13 AU Direct Debit instructions 0N, 0C, 0S PR Life office debit No longer used Note: Transaction codes E1 and E2 are not disallowed at sorting codes by any of the above transaction types, however they automatically disallowed at all but a small number of sorting codes. For details of the sorting codes at which E1 and E2 are allowed, contact the VocaLink service desk. 4.2 ISO country codes Field 10 is used to specify which bank offices are the national central banks (NCB) in the CHAPS and Euro clearings. For those bank offices that are an NCB, field 10 is populated with the country code for that country. The following table details the countries and their ISO country codes. Country Code Country Code Country Code Austria AT Finland FI Italy IT Belgium BE France FR Luxembourg LU Denmark DK United Kingdom GB The Netherlands NL Germany DE Greece GR Portugal PT Spain ES Ireland IE Sweden SE Version 8.50 ISCD Technical specification (tab delimited file) 13

14 Version history Details of the previous versions has been archived October 2004 Revised following the launch of Voca Limited February 2006 Revised to detail changes from 31 March July 2006 Revised following ISCD service changes September 2006 Revised to clarify field February 2007 Revised to clarify field July 2007 Rebranded document following the launch of VocaLink September 2008 Baseline version following removal of CHAPS Euro April 2013 Removed reference to option 5 in the print indicator field (field 14) suppressing the sorting code in the SWIFT database. Changed references to APACS to Payments Council May 2013 Changes to remove reference to the UK Clearings Directory (UKCD) May 2013 Change to field 11 to refer to PRA/FCA rather than FSA. Change details The following table details the changes made since version Note that there are no changes to the structure or format of the fields. Section Various Details Changed references to printed information group to other general information. Removed references to UKCD in various fields. No change to the structure or content of fields. Removed section 4.3 Format of Printed Directory Field 11: Change to refer to PRA/FCA rather than FSA. Field 14: Removed note relating to SWIFT suppressing when option 5 is selected. Version 8.50 ISCD Technical specification (tab delimited file) 14

15 VocaLink Limited 2013