PROPERTIES FOR SALE IN VILAMOURA
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1 PROPERTIES FOR SALE IN VILAMOURA NO DEPOSIT REQUIRED BY CLIENT MORTGAGE PAID FOR 2 YEARS (BY WAY OF CASHBACK UPON COMPLETION). WILL BE FULLY FURNISHED ON COMPLETION ALL TAXES AND LEGAL FEES PAID LOVELY AREA AND 5 MINUTE DRIVE FROM THE VILAMOURA MARINA. MINUTES FROM OVER 6 GOLF COURSES PRICES RANGE BETWEEN 173,000 EUROS FOR A 1 BEDROOM APARTMENT AND 222,000 FOR A 2 BEDROOM APARTMENT TYPICAL MORTGAGE ON A 2 BEDROOM APARTMENT IS 600 EUROS PER MONTH WITH RENTAL AT AROUND 600 EUROS PER WEEK
2 LUXURY KITCHEN DINING AREA
3 BEDROOM ONE BEDROOM TWO
4 BATHROOM ENSUITE BATHROOM
5 Garden Grounds View from Outside The details are as follows:- 1. There are 1 bedroom, 2 bedroom and 3 bedroom apartments available. 2. The prices will range between 173,000 for a 1 bedroom and 222,000 for a 2 bedroom apartment. 3. You will be gifted a 20% Deposit and an 80% mortgage is available to you at a rate of around 3-4% only. 4. There are no legal fees or taxes to be paid by you at all (these are normally around 15,000 euro s). 5. The properties will be fully furnished with all furniture, cutlery, plates and linen included. This includes full air conditioning, satellite TV and washing machine. There is an underground garage with secure parking. 6. The site has its own secluded pool area and is literally 2 minutes from 6 golf courses. This makes this a great investment benefit as you will get rentals in the winter months from golfers in the area. 7. You have the option of having your mortgage paid for at least the first two years. This can be extended indefinitely so that you could have your mortgage paid for every year if you want. However this means that you could not use the property or rent out yourself between May to October (six months) for the period you are having your mortgage paid for you. You would be paid this as cash back of two years mortgage payments upon completion. You can of course use the property yourself outside this period and even get additional rental if you want as this is a great area for golfers and holidaymakers throughout the year. Alternatively you can decide not to take this option and keep the rental yourself. The choice is yours. However put another way you can buy a property and have the mortgage paid for in full with no cost. 8. There will be a monthly management charge of around 70 euro s (840 a Year) to pay which includes upkeep of the apartment, block, grounds and pool area. If you take the mortgage payments option this is paid for you within the payments. 9. The rental per week during the high season is around 600 euro s per week for a 2 bedroom apartment in the high season. You would only need to rent out for 8 weeks of the year to pay your mortgage and charges for the year. 10. As this is a great area for holidaymakers and golfers this has a superb investment potential. 11. The apartments, 18 in total are a two minute drive to the Marina and town and offer fantastic rental returns. There are 5-6 golf courses within 5 to 10 minutes so they will appeal to both holiday makers and the golfing community. 12. If you decided not to take the guaranteed mortgage payments then we have connections with the 3 best letting agents in the Algarve to arrange Lettings for you.
6 13. We do not organise inspection trips however you are more than welcome to arrange to visit the properties and can be shown around them when there. There are cheap flights to Faro with the budget airlines every day. 14. The only cost you have to pay is 1000 which is for the valuation of the property and the arrangement of your Fiscal Tax number which is a legal requirement in both Portugal and Spain when purchasing property. This can be paid via credit card if you wish. 15. We can arrange the mortgage for you with several European Banks and the criteria is easier than obtaining an English mortgage as they normally just want proof of income. Fixed rates of 3yr and 5yr fixed deals are available. Break down of the figures are as follows:- Purchase 1 Bedroom Apartment 173,000 Discount of 20% (49,800) 34,600 Mortgage Needed 138,400 (by the Bank) Taxes and Legal fees paid 15,000 Cash back (2 yrs mortgage payments) 11,000 (approx) Monies you have to payout 1000 Purchase 2 Bedroom Apartment 222,000 Discount of 20% (49,800) 44,400 Mortgage Needed 177,600 (by the Bank) Taxes and Legal fees paid 15,000 Cash back (2 yrs mortgage payments) 14,000 (approx) Monies you have to payout 1000 Therefore the true costing to you is that you are getting a two bedroom 222,000 euro property for only 148,600. This is a saving of around 33% on the total cost of the purchase. If you need any further details then please just ask however please note that these will go very quickly on a first come first served basis.
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