Corporate Prepaid: The Opportunity. Warsaw,

Transcription

1 Corporate Prepaid: The Opportunity Warsaw,

2 Payment Trends Payments market changes rapidly in response to a range of pressures on traditional payment methods

3 Prepaid Cards Electronic payment solution that delivers impressive results in leading private or public sector organizations The card account is pre-funded by a corporate or government client Card can be reloadable and reusable for repeat payments. 100% transaction authorization Card does not require a cardholder to have a bank account with the issuing bank Safer as debit or credit cards Valid not only in Poland and but also abroad A card is issued to Customer and Non-Customer.

4 Citi Handlowy was the first bank in Poland: In 2002 the Bank issued the first Prepaid Visa Card in Poland Scholarship card for Wyższa Szkoła Administracji Publicznej w Białymstoku Medical Card for CM Damian Insurance Card for TU Generali

5 Flows Employee: Consumer: Benefits/disburments: Payroll Sales Promotion Scholarships T&E / Per Diem Cashback Social Benefits Rewards Rebates Sales Incentive Referal Compensation Claim

6 Product Benefits

7 Efficient Payment Method Faster delivery Simple fund distribution and easy replenishment Cost-efffective channel Increases Security and Control Instant payment distribution to remote beneficiaries Prepaid cards eliminate all issues associated with the distribution of traditional rewards/prizes Assumed liability in case the card is stolen or lost - card can be blocked and reissued Co-brand Possibility Increased brand awareness on the market and give an additional advantage over the competition Currency Flexibility Possibility of issuing prepaid cards to accounts in PLN, USD or EUR - order an account in that currency without conversion For Companies Elimination of exchange differences Currency account choice of PLN, USD, EUR which will take place within the settlement of operations performed Prepaid Card

8 Acceptance Card is widely accepted in Poland, as well as globally Identyfikator Kibica Discount program more Bilet than na mecz sales points discounts Bilet komunikacji up to 50% miejskiej dla Kibica Card User may benefit from various promotions Możliwość płatności bezstykowych Promotions organized by Visa Poland Card User may benefit from various promotions Możliwość płatności mobilnych 24- hour Customer Service Możliwość zasilenia karty przez access to 24-hour information on current card balance Użytkownika and record of all transaction made with the Card Cash Back Dostęp do informacji o saldzie i historii ability to rachunku pay cash in poprzez the retail infolinię and service oraz outlets Internet immediately preceded by a non-cash operation using the same cards Inne funkcjonalności dostępne w Partial authorization technologii MiFare i EMV immediately preceded by a non-cash operation while using the same card make transactions even when the card balance is less than amount of operations Presentation of the card balance obtain information about the card balance For Users Warianty funkcjonalności Karty Kibica

9 Payment Trends Payments market changes rapidly in response to a range of pressures on traditional payment methods

10 Thank you Bank Handlowy w Warszawie S.A. Citi Handlowy is a registered trademark of companies in the Citigroup Inc. Group. This advertising material is for information purposes only and does not constitute an offer in the meaning of Art. 66 of the Civil Code. Bank Handlowy w Warszawie S.A. with registered office in Warsaw, 16 Senatorska Street, Warsaw, registered by District Court for the Capital City of Warsaw 12th Commercial Division of the National Court Register under KRS No ; NIP ; fully paid-up capital of the company amounts to 522,638,400 zlotys.