Penn-Star Commercial Small Business Property & Liability Program Eligible Class List Subject to change without notice.

Transcription

1 40005 Adult Day Care Centers Adult Day Care Centers - Other than Advertising Sign Companies - Outdoor Air Conditioning Equipment - dealers or distributors only Air Conditioning Equipment Mfg Air Conditioning Systems or Equipment - dealers or distributors and installation servicing or repair Alarms and Alarm Systems-installation, servicing or repair Amusement Centers Amusement Devices Antique Stores Apartment Buildings Apartment Buildings - garden Apartment Buildings or Hotels time-sharing - 4 stories or more Apartment Buildings or Hotels time-sharing - less than 4 stories Apartment Hotels - 4 stories or more Apartment Hotels less than 4 stories Appliance Distributors - household type Appliance Stores - household type Appliances and Accessories installation, servicing, or repair - household Archery Ranges - indoor Archery Ranges - other than indoor Army and Navy Stores Art Galleries Art Galleries - Other than Athletic Games Sponsored by the insured Athletic Games Sponsored by the insured Other than Athletic or Sports Contests-in buildings lessees Athletic or Sports Contests-in buildings lessees-other than Auctioneers - sales conducted away from insured premises Auctions - on premises owned or rented by the insured Automobile Parts and Supplies Distributors Automobile Parts and Supplies Stores Automobile Renting or Leasing Companies Bakeries Bakery Plants Barber or Beauty Shop Supplies Distributors Barber Shops Bathhouses or Bathing Pavilions Battery Mfg. - dry cell Bazaars - operated by the insured Bazaars-operated by the insured-other than Beach Chairs and Umbrellas - rented to others Beauty Parlors and Hair Styling Salons Beverage Distributors - alcoholic other than beer Beverage Distributors - nonalcoholic and beer Beverage Stores - liquor and wine Beverage Stores - soft drinks and beer Bicycle Stores - sales and servicing Bicycles - rented to others Billiard or Pool Halls Billiard or Pool Table Mfg Bingo Games - in public halls or theaters commercially operated Boarding or Rooming Houses Boat Repair and Servicing Boats - canoes or rowboats - for rent not equipped with motors Boats - rented to others Bookbinding Bookbinding - Other than Books and Magazines Stores Books and Magazines Stores - Other than Bottle and Jar Mfg. - glass - not for use under pressure Bottle and Jar Mfg. - plastic - nonreturnable Bottle and Jar Mfg. - plastic - returnable Boxes or Containers Mfg. - corrugated or fiberboard Boxes or Containers Mfg. - wood Brick Mfg Brush or Broom Mfg Building Material Dealers - second hand material Building Material Distributors Building Material Dealers - other than second hand material Buildings or Premises - bank or office - mercantile or manufacturing - maintained by the insure Buildings or Premises - bank or office -mercantile or manufacturing - Other than Buildings or Premises - bank or office-mercantile or manufacturing Buildings or Premises - office Buildings or Premises - office - Other than Buildings or Premises - office -premises occupied by employees of the insured Buildings or Premises - office-premises occupied by employees of the insured - Other than Buildings or Premises-bank or office-mercantile or manufacturing-maintained by the insured -Other than Buttons or Fasteners Mfg Cable or Subscription Television Companies Camera and Photographic Equipment Stores Campgrounds Campgrounds - Other than Candle Mfg Candy or Confectionery Products Mfg. 1

2 10352 Candy or Confectionery Stores Car Washes - other than self-service Car Washes - self-service Carbon Paper or Inked Ribbon Mfg Carpet or Rug Mfg Carpet, Rug or Upholstery Cleaning - shop only Carpet, Rug, Furniture or Upholstery Cleaning on customers premises Catalog or Premium Coupon Redemption Stores Caterers Cement or Plaster Mfg. - bulk Cement, Concrete Mix or Plaster Mfg. - packaged Cemeteries Cemeteries - Other than Chairs - rented to others Children xs Playcenter - indoor Chimney Cleaning China, Porcelain or Earthenware Mfg Churches or Other Houses of Worship Clay Products Mfg Clock Mfg Clothing Mfg Clothing or Wearing Apparel Distributors Clothing or Wearing Apparel Stores Clothing or Wearing Apparel Stores Other than Club - civic, service or social - having buildings or premises owned or leased Club - civic, service or social - having buildings or premises owned or leased - Other than Clubs - civic, service or social - no buildings or premises owned or leased except for office purposes Clubs - civic, service or social - no buildings or premises owned or leased except for office purposes - Other than Clubs - country or golf Clubs - racket sports and handball Clubs - swimming Coffins or Caskets Mfg Collectibles and Memorabilia Stores Commissary Work Community Recreational Facilities - not operated by governmental agency Composition Goods Mfg. - not floor coverings Computer Consulting or Programming Computer Data Processing - operations Computer Service or Repair Computer Stores Concessionaires Concessionaires - Check- room, shoeshine, or toilet concessions in hotels, restaurants, railroad stations, etc Concrete - mixed in transit Concrete or Plaster Products Mfg. - not structural Condominiums - commercial - shopping centers (association risk only) Condominiums - commercial -warehouses manufacturing or private (association risk only) Condominiums - commercial-bank or mercantile, manufacturing or office (association risk only) Condominiums - residential- (association risk only) Conduit Construction for Cables or Wires Contractors Permanent Yards-maintenance or storage of equipment or material Convents or Monasteries Copying and Duplicating Services-retail Cosmetic, Hair or Skin Preparation Stores Cotton Batting, Wadding or Waste Mfg Cotton or Wool Merchants Crematories Crematories - Other than Cutlery (not powered) and Flatware Mfg Dairy Products Mfg Dairy Products or Butter and Egg Stores Only Dairy Products or Butter and Egg Stores Other than Dance Halls or Ballrooms Dance Halls or Ballrooms - Other than Day Care Centers - Other than Day Care Centers Debris Removal - construction site Delicatessens Dental Laboratories Department or Discount Stores Diagnostic Testing Laboratories Distributors - food or drink Draftsmen Drums or Containers Manufacturing - metal Drums or Containers Manufacturing - plastic Dwellings-four-family Dwellings-one-family Dwellings-three-family Dwellings-two-family Electrical Apparatus - Installation, Servicing or Repair Electrical Wire or Cable Manufacturing Electrical Work - within buildings Electronic Games Mfg Electronics Store Employment Agencies Engineers or Architects-consulting - not engaged in actual construction Engraving Entertainment Performed On Others x Premises Equipment, Fixtures or Supplies-for bars, hotels, offices, restaurants or stores-distributors Express Companies Fabric Distributors Fabric Stores Feed, Grain or Hay Dealers 2

3 12651 Fence Dealers Fence Erection Contractors Fiber Mfg Fiber Mfg. - synthetic Fishing Ponds or Lakes - commercially operated Floor Covering Distributors Floor Covering Installation not ceramic tile or stone Floor Covering Mfg. - not carpets, rugs, ceramics or stone tiles Floor Covering Stores Florists Food Products Mfg. - dry Formal Wear or Costumes - rented to others Frozen Food - distributors Fruit or Vegetable Dealers Fruit or Vegetable Distributors Fruit or Vegetable Juice Mfg.-no bottling of carbonated beverages Fuel Dealers or Distributors - coal or wood Fuel Oil or Kerosene Dealers Fuel Oil or Kerosene Distributors Funeral Homes or Chapels Fur - garments and pelts - distributors Fur Garment Mfg Fur or Pelt Processing Furniture or Fixtures-installation in offices or stores portable - metal or wood Furniture or Woodwork Stripping, Refinishing or Repairing-shop only Furniture Stores Furniture Stores - Other than Galvanizing or Tinning Gambling - casinos Gambling - incidental to other operations Gasoline or Oil Supply Stations - retail Gasoline Stations - full service Gasoline Stations - self-service Gasoline Stations-self and full service combined Gemstone Cutting or Polishing Gift Shops Gift Shops - Other than Glass or Glassware Manufacturing Golf Courses - miniature Golf Courses - municipal or public - not golf or country clubs Golf Driving Ranges Greenhouse Erection Grocery Distributors Grocery Stores Halls Halls - Other than Handyperson Hardware and Tool Distributors Hardware Stores Health or Exercise Clubs Health or Exercise Facilities commercially operated Health or Natural Food Stores Hearing Aid Stores Heating or Combined Heating and Air Conditioning Equipment-dealers or distributors only Heating or Combined Heating and Air Conditioning Systems or Equipment - dealers or distributors and installation, servicing or repair-no liquefied petroleum gas (LPG) equipment sales or work Hide Dealers and Distributors-raw Hobby, Craft or Artists x Supply Stores Home Improvement Stores Hone, Oilstone or Whetstone Mfg Honey Extracting Hotels and Motels - less than four stories Hotels and Motels - with pools or beaches four or more stories Hotels and Motels - without pools or beaches less than four stories Hotels and Motels - without pools or beaches four or more stories Hotels and Motels - four or more stories Hotels and Motels - with pools or beaches less than four stories House Furnishings Installation Ice Cream Stores Ice Dealers and Distributors Ink Mfg Inspection and Appraisal companies inspecting for insurance or valuation purposes Insulation Work - mineral Insurance Agents Interior Decorators Janitorial Services Jewelry Mfg Jewelry Stores or Distributors Kennels Labor Union Offices Lakes or Reservoirs - existence hazard only Lakes or Reservoirs - existence hazard only Other than Lamp Shade Mfg Lamps or Lanterns Mfg. - electric Lamps or Lanterns Mfg. - other than electric Land - occupied by persons other than the insured for business purposes Landscape Gardening Laundries and Dry Cleaners - self-service Laundries and Dry Cleaning Plants Laundry and Dry Cleaning or Dyeing Receiving Stations Laundry and Dry Cleaning Stores Laundry Rental Service Lawn Care Services Lawyers Offices - Other than Lawyers Offices Leather Goods Mfg. 3

4 66309 Libraries Light Bulb or Tubes Mfg Lighting Fixtures Manufacturing - NOC Locksmiths Logging and Lumbering Lumberyards Mail Box or Packaging Stores Mailing or Addressing Companies Markets - not open air Markets - not open air Other than Markets - open air Markets - open air Other than Match Mfg Mattress or Box Spring Mfg Mausoleums Mausoleums - Other than Meat, Fish, Poultry or Seafood - curing Meat, Fish, Poultry or Seafood - distributors Meat, Fish, Poultry or Seafood Stores Medical Offices Metal Erection - decorative or artistic Metal Foil Mfg Metal Works - shop - decorative or artistic Milk Depots or Dealers Mobile Home Parks or Courts Model Homes Motion Pictures - development of negatives printing and all subsequent operations Motion Pictures - film distribution or exchanges not located at motion picture studios Museums Museums - Other than Music Stores - pre-recorded Musical Instrument Mfg Musical Instrument Stores Nail Salons Needles, Pins or Tacks Mfg Net Mfg. - other than safety nets Newspaper or Magazine Distributors Newsstands Nursery - garden Office Machines Mfg Office Machines or Appliances - installation inspections, adjustment or repair Optical Goods Manufacturing Optical Goods Stores Paint, Wallpaper or Wallcovering Stores Painting - exterior - buildings or structures three stories in height Painting - interior - buildings or structures Painting - shop only Painting, Picture or Frame Stores Paper Coating or Finishing Paper Goods Mfg Paper Mfg Paper Products Distributors Paper, Rag or Rubber Stock Dealers and Distributors-secondhand Paperhanging Parking - private Parking - public - not open air Parking - public - open air Parking - public - shopping centers maintained by lessee Parking - public - shopping centers maintained by the insured Parks or Playgrounds Pattern Mfg. - paper Pencil, Pen, Crayon or Chalk Mfg Pet Food Mfg Pet Grooming Pet Stores Pet Training Photo Finishing Laboratories Photographers Photographic Equipment Mfg Photographic Supplies Mfg Piano Tuning Picnic Grounds - commercially operated Plumbing - commercial and industrial Plumbing Fixtures Mfg Plumbing Supplies and Fixtures Dealers and Distributors Plumbing Supplies Mfg Plywood, Veneer or Veneer Products Mfg. - other Plywood, Veneer or Veneer Products Mfg. without log processing Political Campaign Headquarters or Offices Printers or Electrotypers Supplies - distributors Printing Printing - Other than Produce Handling or Packing Professional and Trade Associations - no buildings or premises owned or leased except as offices Other than Professional and Trade Associations - no buildings or premises owned or leased except as offices Publishers - books or magazines Publishers - books or magazines - Other than Publishers - newspapers Publishers - newspapers - Other than Racquet Sports and Handball Facilities Radio or TV Broadcasting Stations Radio or TV Broadcasting Stations - Other than Razor or Razor Blades Mfg Real Estate Agents Real Estate Property Managed 4

5 47103 Recording Studios Recycling Collection Centers Recycling Collection Centers - Other than Refrigeration Equipment - Dealers and Distributors only - commercial Refrigeration Systems or Equipment - dealers and distributors and installation, servicing or repair - commercial Renovating - outside surfaces of buildings Restaurants - operated by concessionaires Not-for-Profit only Restaurants - operated by concessionaires other than Restaurants - with no sale of alcoholic beverages with table service Restaurants - with no sale of alcoholic beverages without seating Restaurants - with no sale of alcoholic beverages without table service, with seating Restaurants - with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants - with dance floor Restaurants - with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants without dance floor Restaurants - with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants - bar service only (no tables) with dance floor Restaurants - with sale of alcoholic beverages the restaurants - bar service only (no tables) without dance floor Restaurants - with sale of alcoholic beverages the restaurants - with tables - with dance floor no table service Restaurants - with sale of alcoholic beverages the restaurants - with tables - with dance floor and table service Restaurants - with sale of alcoholic beverages the restaurants - with tables - without dance floor no table service Restaurants - with sale of alcoholic beverages the restaurants - with tables - without dance floor table service Restaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - with table service Restaurants - with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants - without table service Rope Mfg Rubber Stamp Mfg. Or Assembling Sail Making Sales or Service Organizations Salt Mfg Salt, Borax, Potash or Phosphate producing or refining Saunas and Baths - public Schools - colleges, universities, junior colleges or college preparatory Schools - colleges, universities, junior colleges or college preparatory - Other than Schools - correspondence Schools Schools - Other than Schools - private - elementary, kindergarten or junior high Schools - private - elementary, kindergarten or junior high - Other than Schools - private - high Schools - private - high - Other than Schools - public - elementary, kindergarten or junior high Schools - trade or vocational Septic Tank Systems - cleaning Sewer Cleaning Sewing Machines Mfg. - commercial Sewing Machines Mfg. - household Sheet Metal Work - shop only Ship Chandler Stores Shoe Repair Shops Shoe Stores Shoe, Boot or Slipper Mfg Shopping Centers - buildings, or premises not occupied by the insured Shopping Centers - indoor malls - buildings, or premises not occupied by the insured Sign Erection, Installation or Repair Sign Mfg. - other than electrical Sign Mfg. - electrical Sign Painting or Lettering - on Buildings or Structures Sign Painting or Lettering-inside of buildings Social Gatherings and Meetings - on premises not owned or operated by the insured Social Gatherings and Meetings - on premises not owned or operated by the insured Other than Not-For- Profit Social Services - Consulting Services only operated by the Private Sector Spas or Personal Enhancement Facilities Sponge Processing Sporting Goods or Athletic Equipment Distributors Sporting Goods or Athletic Equipment Stores Stationery or Paper Products Stores Steel Wool or Wire Wool Mfg Stone Cutting or Polishing 5

6 18436 Stores - food or drink Stores - food or drink - Other than Stores - no food or drink Stores - no food or drink - Other than Street or Road Paving or Repaving, Surfacing, Resurfacing or Scraping Sugar Refining Sun Tanning Salons Supermarkets Swimming Pool Servicing Swimming Pools Swimming Pools - commercially operated Syrups or Molasses - refining, blending or mfg Tailor merchants - men or boys Tailoring or Dressmaking Establishments - custom Tanning - animal hides Taxidermists Telecommunication Equipment Mfg Telephone, Telegraph or Cable Television Line Construction Television or Radio Receiving Set Installation or Repair Television Picture Tube Manufacturing Tent or Canopy Mfg Tent or Canvas Goods - erection, removal or repair - away from shop Tents or Canopies - loaned or rented to others Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening - new goods Theaters - drive-in Theaters - motion pictures Theaters Theaters - Other than Theatrical Companies - traveling Ticket Agencies Tie, Post or Pole Yard Tile, Stone, Marble, Mosaic or Terrazzo Work interior construction Tire Dealers Tobacco Products Stores Toy Stores Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating Truckers Twine or Cordage Mfg Umbrella or Cane Mfg Upholstering Upholstering - shop only Vacant Buildings - factories Vacant Buildings - not factories - Not-for-Profit only Vacant Buildings - not factories Other than Not-for-Profit Vacant Land Vacant Land - Other than Variety Stores Variety Stores - Other than Vegetable Oil Mfg Vegetable Oil Mfg. - by solvent extraction Vending Machine Operations Vending Machine Operations - confection, food, beverage or ice Vending Machine Operations - tobacco products Vending Machines Mfg Venetian Blinds Mfg. Or Assembling Veterinarian or Veterinary Hospitals Video Stores Warehouse - cold individual storage lockers Warehouse - cold storage - public Warehouses Warehouses - mini-warehouses Warehouses - occupied by multiple interests Warehouses - occupied by single interest Warehouses - private Warehouses - private - Other than Not-for-Profit Washing Machines, Dryers or Ironers coin meter type Watch or Watch Case Mfg Water Softening Equipment - installation, servicing, or repair Water Softening Equipment - rented to others Wicker, Rattan, Willow or Twisted Fiber Products Mfg Wigs or Hair Pieces Mfg Window Cleaning Window Decorating Wine Mfg. - sparkling Wine Mfg. - still Wire Cloth Mfg Wool Combing, Scouring or Separating from Cotton Wool Pulling Wrecking - buildings or structures Wrecking - dismantling of prefabricated dwellings not exceeding three stories for re-erection Bed and Breakfasts Event, Party, or Wedding Planners Media Manufacturing - Blank Media Mfg. - pre-recorded Cleaning - Outside surfaces of buildings and other exterior surfaces Townhouse Associations (association risk only) 6