Class Code. Eligibility Ineligible: Appliance installation. Not available in Illinois. $250 per

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1 Condominiums Condominium - Residential Condominium (Association risk only) - All units must be 100% complete & full ownership transferred to the association Must be 25 years or newer & 3 stories or less. Sold rate must be at least 75%, and there can be no rental of units. Swimming pools - no diving boards or slides. D&O coverage available. Contractors Air Conditioning Systems or Equipment Ineligible: Mechanical contractors or solid fuel (wood, coal, etc.) heating stove installation, service, or repair. Appliances and Accessories - Commercial Appliances and Accessories - Household Ineligible: Appliance installation. Not available in Illinois. $250 per Ineligible: Appliance installation. Not available in Illinois. $250 per Carpentry Interior Ineligible: Exterior residential/commercial work such as decks, window & door installation, siding, roofing, framing, additions, foundation repair, or gutter work Carpet, Rug, Furniture or Upholstery Cleaning - on Customer's premises Ceiling or Wall Installation - Metal only $250 per Driveway, Parking Area or Sidewalk Repair - Paving or Re-paving Dry Wall or Wallboard Installation Electrical Work Fence Erection Contractors (Only applies to risks that install or erect fences.) Floor Covering Installation Not Ceramic Tile or Stone Furniture or Fixtures Installation in Offices or Stores Portable Metal or Wood - Office Glass Dealers and Glaziers Sales and Installation (Includes bending, grinding, beveling or silvering of plate glass.) Heating or Combined Heating & Air Conditioning Systems or Equipment Dealers or Distributors & Installation, Servicing or Repair No LPG Equipment Sales or Work House Furnishings Installation Not Otherwise ified (Includes incidental upholstering and floor covering installation) Interior Decorators Ineligible: Foundation work or digging and pouring concrete floors Ineligible: Exterior work Ineligible: Security System, Burglar Alarm, Fire Alarm, and Automatic Sprinkler system work Residential work only, and no retaining wall work. Ineligible: Residential window installation No garagekeeper's coverage included. Ineligible: Mechanical contractors or commercial boiler work. Ineligible: Appliance installation Landscape Gardening - No Tree Removal or Excavation Ineligible: Tree trimming $250 per Lawn Sprinkler Installation $250 per Masonry Metal Erection - Decorative or Artistic Ineligible: Foundation or retaining wall work Ineligible: Stairs or stair railing work Not available in Illinois

2 Painting - Exterior - Buildings or Structures - 3 stories or less in height (Not Otherwise ified) Ineligible: Work done above 3 stories or risks with prior claim activity. Not available in Illinois. $1,000 per claim Painting - Interior Buildings or Structures Paper Hanging Ineligible: Work done above 3 stories $250 per claim Plumbing - Commercial (Not Industrial) Ineligible: Mechanical contractors, commercial boiler work, and fire suppression system - sprinkler work. Not available in Illinois. $1,000 per Plumbing - Residential or Domestic Ineligible: Mechanical contractors, commercial boiler work, and fire suppression system - sprinkler work. $1,000 per Residential Cleaning Services (includes residential & commercial cleaning) Ineligible: Polishing and waxing of commercial flooring. $250 per Septic tank systems - Cleaning Sign Painting or lettering - Inside of Building - no Spray Painting (Includes shop operations and the existence hazard of signs located away from the insured's premises.) Tile, Stone, Marble Mosaic or Terrazzo Work - Interior Construction (Includes incidental exterior work.) Ineligible: Septic Sewer installation work Window Cleaning - 3 stories or less in height Convenience Store Convenience Food Stores - With Fast Food Restaurant - No Gasoline Sales Convenience Food Stores - With Fast Food Restaurant With Gasoline Sales Convenience Food Stores - With Gasoline Sales - No Restaurant Convenience Food Stores - With Limited Cooking Restaurant - No Gasoline Sales Convenience Food Stores - With Limited Cooking Restaurant With Gasoline Sales Ineligible: 24-hour service and/or risks with no security measures (i.e., central station alarm) and auto repair work. Minimum 3 years ownership and insurance experience. Convenience Food Stores - Without Gasoline Sales - No Restaurant Laundry and Dry Cleaning Laundry and Dry Cleaning or Dyeing Receiving Stations Laundry & Dry Cleaning Stores - Using petroleum solvents (including Stoddard type solvents & other combustible hydrocarbon solvents) and having less than 3 pick-up stations Laundry & Dry Cleaning Stores - Using synthetic solvents (including perchloroethylene or other synthetic solvents) and having less than 3 pickup stations Inspection required Inspection required

3 Motels Motels - No Restaurants Motels - With Fast Food Restaurants Must be 30 yrs or newer, 4 stories or less & in a protected area. Swimming pools - no diving boards or slides, access must be controlled & may not be open to the public. Minimum 3 years insurance experience. Motels - With Limited Cooking Restaurants Office/Office Condo Accounting Services - CPAs - Lessors Risk Only Accounting Services - CPAs - Office (Exclusion - Financial Services must be attached) Accounting Services - Except CPAs - Lessors Risk Only Accounting Services - Except CPAs - Office (Exclusion - Financial Services must be attached) Advertising and Related Service - Lessors Risk Only Advertising and Related Service - Office Bookkeeping Services - Lessors Risk Only Bookkeeping Services - Office (Exclusion - Financial Services must be attached) Condominium - Office Condominium (Association risk only) Engineers or Architects - Consulting - Not engaged in actual construction - Lessors Risk Only Engineers or Architects - Consulting - Not engaged in actual construction - Office D&O Coverage available Professional Liability excluded Professional Liability excluded Health Maintenance Organizations - Lessors Risk Only Health Maintenance Organizations - Office Inspection & Appraisal Companies - Inspecting for insurance or valuation purposes - Lessors Risk Only Inspection & Appraisal Companies - Inspecting for insurance or valuation purposes - Office (Exclusion - Inspection, Appraisal & Survey Companies must be attached) Insurance Agents - Lessors Risk Only Insurance Agents - Office (Exclusion - Insurance and Related Operations must be attached) Interior Decorators - Lessors Risk Only

4 Interior Decorators - Office Lawyers (Personal Injury And Advertising Injury Endorsement must be attached.) Lessors Risk Only Professional Liability excluded Lawyers (Personal Injury And Advertising Injury Endorsement must be attached.) Office Professional Liability excluded Manufacturers' Representatives - Lessors Risk Only Manufacturers' Representatives - Office Ineligible: Products that are manufactured, relabeled, modified, packaged, or reconditioned Marine Appraisers or Surveyors - Lessors Risk Only Marine Appraisers or Surveyors - Office (Exclusion - Inspection, Appraisal and Survey Companies must be attached) Medical Offices - Lessors Risk Only Medical Offices - Office Not Otherwise ified - Lessors Risk Only Refer to Underwriting Not Otherwise ified - Office Refer to Underwriting Payroll Accounting Services - Lessors Risk Only Payroll Accounting Services - Office (Exclusion - Financial Services must be attached) Real Estate Agents - Lessors Risk Only Real Estate Agents - Office (Limitation of Coverage - Real Estate Operations and Exclusion - Real Estate Agents or Brokers Errors or Omissions must be attached) Ineligible: Property Managers & Property Management Company exposures Ticket Agencies - Other Than Theatrical - Lessors Risk Only Ticket Agencies - Other Than Theatrical - Office Ticket Agencies - Theatrical - Lessors Risk Only Ticket Agencies - Theatrical - Office Title Agents - Lessors Risk Only Title Agents - Office Veterinarians Office - Lessors Risk Only Veterinarians Office - Office Ineligible: Work on large animals or exposure to exotic animals. Professional Liability available

5 Water Companies - Lessors Risk Only Water Companies - Office Processing/Service Appliances and Accessories - installation, servicing or repair - Commercial or Household Add PD deductible (per ) when installation, service, or repair work is present. Bakeries - Retail - With baking on premises Barber Shops Ineligible: Tanning beds, spas, and massage-type services. Professional Liability available. Beauty Parlors and Hair Styling Salons (Including Nail Salons) Ineligible: Tanning beds, spas, and massage-type services. Professional Liability available. Copying and Duplicating Stores Printers E&O available. Dental Laboratories Engraving Funeral Homes or Chapels Funeral Directors Professional Liability available. If cremation services are provided must refer to underwriting. Jewelry - Repair Ineligible: Body piercing. No jeweler's block coverage. Lithographing Mail Box or Packaging Stores - Packaging and Preparing Goods for Shipping Mail Box or Packaging Stores - Packaging Servicing (Except packing and crating for transportation) Mailing or Addressing Companies - Direct Mailing Companies Mailing or Addressing Companies - Mailing List Compiling Services/Mailing List Publishers Nail Salons Ineligible: Tanning beds, spas, and massage-type services. Professional Liability available. Photoengraving Photographers Printing Printers E&O available. Shoe Stores - Repair Tailoring or Dressmaking Establishments - Custom

6 Taxidermists Television or Radio Receiving Set Installation or Repair Restaurants Fast Food Restaurants - Cafes Fast Food Restaurants - Cafeteria Style - Buffet Fast Food Restaurants - Chicken Fast Food Restaurants - Concession Stands/Snack Bars Fast Food Restaurants - Delicatessens and Sandwich Shops Fast Food Restaurants - Donut Shops Fast Food Restaurants - Drive-Ins/Service in Car (When Drive-ins/Service in Car and any other eligible classification applies, rate and code the restaurant as Drive-ins/Service in Car.) Fast Food Restaurants - Drug Store Fast Food Restaurants - Hamburger/Malt Shops Ineligible: Hired/Nonowned auto coverage if delivery is present. Sale of alcoholic beverages must not be greater than 25% of total sales. No bar or cocktail lounge. Catering must not exceed 10% of sales. Must be in protected area. No seasonal operations. UL 300 system required over grills and fryers. Seating capacity no greater than 150. Fast Food Restaurants - Hotdog Shops Fast Food Restaurants - Oriental Style Fast Food Restaurants - Other Ethnic Style Fast Food Restaurants - Pizza Shops Fast Food Restaurants - Roast Beef Fast Food Restaurants - Seafood Fast Food Restaurants - Take Out Only Restaurants - no on-premises consumption of food Limited Cooking Restaurants - Cafes Limited Cooking Restaurants - Coffee Bars or Shops Ineligible: Hired/Nonowned auto coverage if delivery is present. Sale of alcoholic beverages must not be greater than 25% of total sales. Catering must not exceed 10% of sales. Must be in protected area. No seasonal operations. Seating capacity no greater than 75. No grilling, broiling, deep fat frying, roasting, barbecuing, or other processes that would require an exhaust system. Limited Cooking Restaurants - Concession Stands/Snack Bars

7 Limited Cooking Restaurants - Delicatessens and Sandwich Shops Limited Cooking Restaurants - Donut Shops Limited Cooking Restaurants - Drive-Ins/Service in Car (When Driveins/Service in Car and any other eligible restaurant classification applies, rate and code the restaurant as Drive-ins/Service in Car.) Limited Cooking Restaurants - Drug Stores Limited Cooking Restaurants - Ice Cream and Yogurt Stores Ineligible: Hired/Nonowned auto coverage if delivery is present. Sale of alcoholic beverages must not be greater than 25% of total sales. Catering must not exceed 10% of sales. Must be in protected area. No seasonal operations. Seating capacity no greater than 75. No grilling, broiling, deep fat frying, roasting, barbecuing, or other processes that would require an exhaust system. Limited Cooking Restaurants - Pizza Shops Limited Cooking Restaurants - Salad Bars Limited Cooking Restaurants - Take Out Only Restaurants - no onpremises consumption of food Retail Stores Air Conditioning Equipment - Retail Only Appliance Stores - Household Appliances and Home Furnishings Appliance Stores - Radio, Television and Phonographic Stores (including parts and supplies) Army and Navy Stores Ineligible: guns, firearms, and ammunition sales. Art Galleries - Not-For-Profit Ineligible: Risks with no security measures present. Art Galleries - Other Than Not-For-Profit Ineligible: Risks with no security measures present. Auctioneers - Sales conducted away from the insured's premises Automobile Parts and Supplies - Retail Stores (Including Tires) Ineligible: Auctions on premises. Ineligible: Tire installation, service, and repair work. No garagekeeper's coverage included. Bakeries - Retail - No baking on premises Beverage Stores - Liquor and Wine If baking on premises, then see Bakeries processing/service. Must have Central Station Alarm system and safe on premises. No 24- hour service. Bicycle Shops - Repair and Maintenance Shops without Retail Ineligible: Rental exposures and cycling teams. Bicycle Shops - Retail Ineligible: Rental exposures and cycling teams. Bone, Horn and Ivory Products - Retail Only Bookbinding and Printing Supplies - Retail

8 Books and Magazine Stores - New Camera and Photographic Equipment - Retail Only Candy or Confectionery Stores Catalog or Premium Coupon Redemption Stores Ceramics - Retail Only Clothing or Wearing Apparel - Retail - Children's and Infants' Wear Clothing or Wearing Apparel - Retail - Clothing - Ladies' and Girls' (Coats, Suits and Dresses) Clothing or Wearing Apparel - Retail - Clothing - Mens' and Boys' (Coats and Suits) Clothing or Wearing Apparel - Retail - Family Clothing Stores Clothing or Wearing Apparel - Retail - Haberdashery and Men's Furnishings Clothing or Wearing Apparel - Retail - Hosiery Clothing or Wearing Apparel - Retail - Ladies' Specialty Stores Clothing or Wearing Apparel - Retail - Ladies' Undergarments and Lingerie Clothing or Wearing Apparel - Retail - Men's and Boys' Hats and Caps Clothing or Wearing Apparel - Retail - Shoe Stores - Children's, Ladies' and Men's Collectibles and Memorabilia - Retail Ineligible: Consignment sales. Computer Stores Ineligible: System development work. Cosmetic, Hair or Skin Preparation - Retail Only Dairy Products or Butter and Egg Stores (Including Ice Cream) Delicatessens - Primarily retailing a range of grocery items and meats (Use Fast Food or Limited Cooking Restaurant classification for Delicatessen restaurants.) Department Stores Drugstores Dry Goods Dealers - Retail - Including Fabrics, Yarn and Piece Goods - (New Goods Only) Pharmacist's Professional Liability available

9 Electrical Lighting Stores Electronics Stores Equipment, Fixtures or Supplies Distributors - Office and Store Equipment Equipment, Fixtures or Supplies Distributors - Restaurant, Bars and Hotel Equipment Fabric - Stores Feed, Grain or Hay Dealers Fence Dealers Fertilizer Dealers Floor Covering - Except Wood or Ceramic tile Only Floor Covering - Stores - Wood or Ceramic Tile Only Florists - Retail Fruit or Vegetable - Dealers Furniture - Upholstered - Retail Only Furniture - Wood or Metal - Retail Only Gardening and Light Farming Supply - Retail Gift Shops Ineligible: Antique stores, secondhand, and consignment risks Glass Dealers and Glaziers - Retail Only Ineligible: Window installation or replacement work Grocery Stores - w/ an area at least 4000 square feet Grocery Stores - w/ an area less than 4000 square feet Hardware and Tools - Retail Ineligible: Gun sales Health or Natural Food Stores - with an area at least 4000 square feet Health or Natural Food Stores with an area less than 4000 square feet Hearing Aid - Retail Hearing Aid Establishments Professional Liability coverage available

10 Hobby, Craft or Artists' Supply - Retail Home Furnishings Stores Home Improvement Stores Janitorial Supplies - Retail Jewelry - Retail - Costume Jewelry - Retail - Precious No jeweler's block coverage. Leather Products or Hide Stores - Retail only Locksmiths No garagekeeper's coverage included. Luggage Goods - Retail Only Metal Dealers Music Stores - Pre-Recorded Musical Instrument Stores Newsstands Office Machines or Appliances - Retail - No Repair Optical Goods - Retail Optical Professional Liability coverage available Paint, Wallpaper or Wallcovering Stores Painting, Picture or Frame Stores Pet Stores Photographic Equipment - Retail only Plumbing Supplies and Fixtures - Retail Retail Stores (Not Otherwise ified) Refer to Underwriting Seed Merchants (including or excluding misdelivery or germination failure.) Sewing Machine Stores

11 Ship Chandler Stores Shoe Stores - Retail Sporting Goods or Athletic Equipment Stores (Including Apparel) Ineligible: Gun sales and renting of equipment to others. Stationery or Paper Products - Distributors - Retail Stores - Fish or Seafood Stores - Meat or Poultry Supermarkets - with an area at least 4000 square feet Supermarkets - with an area less than 4000 square feet Tire Dealers No garagekeeper's coverage included. Toys - Retail Trophy Stores Variety Stores - Discount Houses Variety Stores - Five and Ten Cent Stores Video Stores - Rental Video Stores - Sales Wigs - Retail only Wood Products - Not otherwise ified - Retail only Self Storage Facilities Self-Storage Facilities Wholesalers Appliance Distributors - Household and Home Furnishings Appliance Distributors - Household Types - Radio, Television or Compact Disc Players No direct importing of foreign-made products from manufacturers with no legal US presence. Automobile Parts and Supplies - Distributors

12 Bakeries - Distributors - No baking on premises Barber or Beauty Shop Supplies Distributors (No re-packaging or relabeling for "own brand" retail sale.) Bookbinding and Printing Supplies - Distributors Clothing or Wearing Apparel - Distributors - Men's and Boys' Clothing and Furnishings Clothing or Wearing Apparel - Distributors - Women's, Children's and Infants' clothing and Accessories Collectibles and Memorabilia - Distributors Distributors - Fish or Seafood Distributors - Meat Distributors - Poultry Fabric - Distributors Floor Covering - Distributors Florists - Distributors No direct importing of foreign-made products from manufacturers with no legal US presence. Fruit or Vegetable - Distributors Gardening and Light Farming Supply - Distributors Grocery Distributors Hardware and Tools - Distributors Hearing Aid - Distributors Heating or Combined Heating and Air Conditioning Equipment - Distributors Only Hobby, Craft or Artists' Supply - Distributors Janitorial Supplies - Distributors Jewelry - Distributors Office Machines or Appliances - Distributors - No Repair Optical Goods - Distributors

13 Plumbing Supplies and Fixtures - Distributors Refrigeration Equipment - Commercial - Distributors Stationery or Paper Products - Distributors - Paper (e.g., fine, printing, writing), bulk, wholesaling No direct importing of foreign-made products from manufacturers with no legal US presence. Stationery or Paper Products - Distributors - Paper (except office supplies, printing paper, stationery, writing paper) wholesaling