Step Forward Michigan Loan Rescue Program Detailed Instructions. Prepared by the Office of Allegan County Treasurer Sally Brooks

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1 Step Forward Michigan Loan Rescue Program Detailed Instructions Prepared by the Office of Allegan County Treasurer Sally Brooks Web browser: Click Apply Now to start your application process. NOTE: The application for the Step Forward Michigan Loan Rescue Program for Property Tax Assistance is made up of three parts that we ll call A, B, and C: A. Online Application: The 7-step online application takes you from Step 1: Homeowner Information through Step 7: Print Application. At the end of Step 7 you will hit Continue Review to get instructions about how to print and download this part of your application; B. Submission Checklist: After completing Steps 1 through 7 of the online application, the application will generate four documents you will also need to print, sign, date, and include with the application packet: (1) Letter of Transmittal (this document includes the submission checklist) (2) Intake Form (3) 4506-T Form (4) Third Party Authorization & Disclosure Agreement C. Property Tax Assistance Form: The heading on this form is Third Party Authorization and Property Tax Assistance Form. The only way to access this form is by clicking the Property Tax Assistance Form link in the scrolling box on the homepage at Wait for it, then click. DON T STOP UNTIL YOU HAVE FINISHED PART A, PART B, AND PART C OF THE APPLICATION, AND DOUBLE-CHECKED TO MAKE SURE ALL OF THE INFORMATION IS ACCURATE AND COMPLETE.

2 Apply Now: You must own and live in the home to qualify for this program. Choose No if you don t have a mortgage or only need help with delinquent taxes. For Property Tax Assistance you can t have more than 1.5 times your yearly property tax amount. You MUST have some form of income to qualify for this program. For delinquent tax help, choose Property Tax Assistance. You are creating a password. Example: You can use your child s name and year they were born- Jacob98. Once you have agreed to the Terms of Service, first click to check the box and then click Continue.

3 Click Start Here to continue on to Step 1.

4 Step 1: Do you consider yourself disabled? If there is another name on the mortgage or the title, they MUST also be on the application. For Property Tax Assistance program, do you have more than 1.5 times your annual property tax amount? Answer NO even if you don t have a mortgage on your home. Answer Yes even if you don t have a mortgage. Once you have completed all of the information for Step 1, click Save and Proceed to Next Step (Step 2).

5 Step 2: Once you have completed all of the information for Step 2, click Save and Proceed to Next Step (Step 3).

6 Step 3: In Michigan we all live in a city, village or township. Once you have completed all of the information for Step 3, click Save and Proceed to Next Step (Step 4).

7 Step 4: Use total amount of delinquent taxes for these two boxes. If you have delinquent taxes and late mortgage payments, enter your mortgage lender under Lender Name 1 and Property Tax Assistance under Lender Name 2. If you you re only seeking help with delinquent taxes, choose Property Tax Assistance as Lender Name 1 and add your parcel identification number under Account Number. Once you have completed all of the information for Step 4, click Save and Return to Home.

8 Click here to continue filling out the application. You re doing great, but not done yet. Be accurate to give yourself the best chance of qualifying for the program. Steps 5-7 are next up.

9 Step 5: Monthly Gross = Amount Earned Monthly Net = Paycheck Amount Add up the amount of your most recent summer and winter tax bill and then divide that amount by 12 to get your Monthly Property Taxes. Once you have entered your information be sure to hit Recalculate and then Save Financial Data

10 Choose one of these options for Property Tax Assistance, even if you don t have a mortgage. Use this space to describe your hardship in greater detail. How has your hardship prevented you from being able to pay your taxes? Be sure to hit this Save Letter button so your work is not lost.

11 Income Type is the type of job you have (work for a company, self-employed or other income). IMPORTANT: They want your Loan Number on the top right hand corner of every page in the application. Your Loan Number is your Parcel Identification Number if only applying for Property Tax Assistance. Click on Continue Review to complete Part A: Steps 1-7 of the application process. The next few screens will walk you through Final Review, and Downloading your Application Package.

12 These screens are guiding you through the process of checking your work, and downloading/saving/printing your application. Finishing this will complete Part A of the application process, Part B and Part C still to go!

13 THIS LETTER IS LETTING YOU KNOW YOU VE COMPLETED PART A, BUT PARTS B AND C STILL TO GO. Once you have Part A, Part B, and Part C fully completed, then you can submit your application by mail, fax or .

14 THIS IS THE BEGINNING OF PART B OF THE APPLICATION PACKET: SUBMISSION CHECKLIST. IT INCLUDES THE (1) LETTER OF TRANSMITTAL, (2) INTAKE FORM, (3) 4506-T FORM, AND (4) THIRD PARTY AUTHORIZATION & DISCLOSURE AGREEMENT. IT ALSO INCLUDES THE SUPPORTING DOCUMENTATION THAT YOU MUST SUBMIT WITH YOUR APPLICATION.

15

16 SIGN HERE

17 The information in the Intake Form will be added automatically, so you should only have to review, sign, and date the form.

18

19 SIGN HERE

20 SIGN AND DATE HERE

21 YOU HAVE ARRIVED AT PART C, THE FINAL PORTION OF THE APPLICATION FOR THE STEP FORWARD MICHIGAN LOAN RESCUE PROGRAM FOR PROPERTY TAX ASSISTANCE. PART C INVOLVES FILLING OUT THE PROPERTY TAX ASSISTANCE FORM THAT YOU CAN ONLY GET BY CLICKING THE PROPERTY TAX ASSISTANCE FORM LINK IN THE SCROLLING BOX ON THE RIGHT SIDE OF THE STEP FORWARD MICHIGAN HOME PAGE. WAIT FOR THE LINK (IT MAY TAKE A WHILE), AND THEN CLICK HERE.

22 THIS LETTER IS JUST TELLING YOU ABOUT THE PROGRAM. THE NEXT PAGE IS WHERE THE FORM BEGINS.

23 Make sure to put your Parcel Identification Number in the top right hand corner of this and every other document you submit. Select My Property Taxes Only if you re only seeking help with your delinquent property taxes, interest and fees. Be sure to sign and date the Property Tax Assistance Form. CONGRATULATIONS! YOU HAVE NOW COMPLETED THE APPLICATION FOR THE STEP FORWARD MICHIGAN LOAN RESCUE PROGRAM. PLEASE PUT TOGETHER PARTS A, B, AND C WITH ALL OF THE SUPPORTING DOCUMENTATION AND SUBMIT TO THE MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT HOUSING CORPORATION (MHA): BY MAIL: STEP FORWARD MICHIGAN BY FAX: P.O. BOX LANSING, MICHIGAN BY

WEBINAR TO BEGIN MOMENTARILY WWW.CONNECTMEETING.ATT.COM MEETING AND CONFERENCE CALL NUMBER: 877-873-8017 ACCESS CODE: 7247889

WEBINAR TO BEGIN MOMENTARILY WWW.CONNECTMEETING.ATT.COM MEETING AND CONFERENCE CALL NUMBER: 877-873-8017 ACCESS CODE: 7247889 WEBINAR TO BEGIN MOMENTARILY WWW.CONNECTMEETING.ATT.COM MEETING AND CONFERENCE CALL NUMBER: 877-873-8017 ACCESS CODE: 7247889 STEP FORWARD MICHIGAN JANUARY 2013 HISTORICAL SUMMARY 3 2010 - U.S. Department

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