And Flood Resilient Design in Austin, Texas

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "And Flood Resilient Design in Austin, Texas"

Transcription

1 And Flood Resilient Design in Austin, Texas

2 The good, the bad and the ugly; What does this video show us?

3 Riverine Flooding versus Flash Flooding

4 Flash Flood Alley Stretches along the I 35 corridor between San Antonio and Dallas

5 Topography of Flash Flood Alley Hilly terrain First substantial increase in elevation from Gulf of Mexico Thin topsoil Rocky strata

6

7 Review of Concepts Related to Risk 100 Year Floodplain an area having a 1 percent or greater chance of flooding within any given year FEMA refers to the 100 year floodplain as the Special Flood Hazard Area or SFHA Base Flood refers to a 100 year flood event and the Base Flood Elevation is the elevation above sea level to which flood waters are expected to rise during a 100 year flood event

8 Review of Concepts Related to Risk Freeboard the floodplain management concept of requiring that the finished floor of a building being elevated a specified difference above the Base Flood Elevation Lowest Adjacent Grade the lowest elevation of the ground directly adjacent to a building, either next to the foundation or pier

9 Different Types of Risk While homes within the 100 year floodplain (SFHA) have at least a 1 percent change of flooding annually, the risk of flooding becomes at least 26 percent over the course of a 30 year mortgage. Comparatively, a home has only a 7 percent chance of having a fire during the course of a 30 year mortgage.

10 History of the NFIP Established 1968, the NFIP offers subsidized flood insurance to all residents in participating communities. A community must participate in the NFIP in order to be eligible for federal disaster assistance. In Texas, the NFIP is administered by the Water Development Board, located in Austin. They are tasked with ensuring communities follow the requirements of the program. Homeowners with federally backed loans on homes in the mapped floodplain are required to carry a flood insurance policy. Without the NFIP, homeowners may not be able to purchase or afford flood insurance and thus may not be able to secure loans.

11 History of the NFIP Austin was granted full entry to the NFIP in 1981 There are over 5,700 NFIP policies currently in Austin Over 1.25 billion dollars of buildings and contents are insured through the NFIP in Austin Since Austin joined the NFIP there have been 1,718 claims with 42 million dollars in losses paid The average flood insurance premium in Austin is $727 annually

12 How the NFIP Works

13 What are the Floodplain Rules of the Land Development Code Parts (A) and (B) Prohibit new buildings and parking in the 25 and 100 year floodplains. A building is in the floodplain if the Lowest Adjacent Grade is below the Base Flood Elevation. Parking is considered in the floodplain if water of any depth would be expected during a 100 year flood event.

14 What are the Floodplain Rules of the Land Development Code Part (C) Grants the director of Watershed Protection the authority to issue a variance to parts (A) and (B) if The proposed building has 2 feet of freeboard The proposed building has safe access The proposed building is structurally designed to withstand the force of flood waters The proposed development compensates for any loss of floodplain storage The proposed development improves the local drainage system The variance is required by unique site conditions The proposed development does not cause additional adverse flooding on other properties

15 Understanding (C) Safe Access is the ability for occupants in the building, or first responders going to building, to travel between the building and the right of way while being located at least one foot above the 100 year floodplain elevation at all times.

16 What are the Floodplain Rules of the Land Development Code Specifies 4 types of development which may encroach in the 100 year but not 25 year floodplain provided the development complies with the flood proofing requirements of the building code and does not cause an adverse impact to the floodplain A new parking area less than 5,000 sq. ft. or an unoccupied building less than 1,000 sq. ft. A new single family or duplex structure in a subdivision recorded prior to September 25 th, 1983 and in which only one residential structure is built on a platted lot. A building authorized by a waterway development permit issued prior to September 25 th, 1983 A building in the 100 year floodplain of Lady Bird Lake or the Colorado River downstream of Longhorn Dam.

17 Resources partment/floodplainmanagement andregulations

18 Contact Info Jameson Courtney 505 Barton Springs Rd 12th Floor Austin, TX (512)

Relationship between Floodplain Management and Flood Insurance

Relationship between Floodplain Management and Flood Insurance Relationship between Floodplain Management and Flood Insurance The National Flood Insurance Program [is] a voluntary program based on a mutual agreement between the Federal government and the local community:

More information

CHAPTER 3 page 69 LOCAL FLOODPLAIN REGULATIONS AND NFIP STANDARDS

CHAPTER 3 page 69 LOCAL FLOODPLAIN REGULATIONS AND NFIP STANDARDS CHAPTER 3 page 69 LOCAL FLOODPLAIN REGULATIONS AND NFIP STANDARDS LOCAL FLOODPLAIN REGULATIONS AND NFIP STANDARDS, page 69 THE PARTICIPATION OF A COMMUNITY IN THE NFIP IS MADE POSSIBLE BY ITS ADOPTION

More information

Flood Insurance Coverage/Rates Summary Excerpted From Unit 9 of Managing Floodplain Development Through the National Flood Insurance Program

Flood Insurance Coverage/Rates Summary Excerpted From Unit 9 of Managing Floodplain Development Through the National Flood Insurance Program Flood Insurance Coverage/Rates Summary Excerpted From Unit 9 of Managing Floodplain Development Through the National Flood Insurance Program Amount of coverage Insurance rates for all buildings are based

More information

NYSDEC Optional Additional Language Model Local Law for Flood Damage Prevention Optional Additional Language

NYSDEC Optional Additional Language Model Local Law for Flood Damage Prevention Optional Additional Language NYSDEC General Comments. The contains language that complies with the floodplain management requirements of the National Flood Insurance Program (NFIP) contained in federal regulations 44 CFR 60.3 through

More information

Homeowner FAQs. Please see below for answers to frequently asked questions. Future Local Work Questions

Homeowner FAQs. Please see below for answers to frequently asked questions. Future Local Work Questions Homeowner FAQs Due to the Biggert-Waters Flood Insurance Reform Act of 2012, new flood insurance policies for older Pre-FIRM structures in the 100-year floodplain will be increasing dramatically as of

More information

Frequently-Asked Questions about Floodplains and Flood Insurance FLOOD INSURANCE

Frequently-Asked Questions about Floodplains and Flood Insurance FLOOD INSURANCE Frequently-Asked Questions about Floodplains and Flood Insurance What is a floodplain? The floodplain is any area covered by water during normal water flows, and which could be inundated as a result of

More information

Flood insurance why have it? Where can I buy it?

Flood insurance why have it? Where can I buy it? Flood insurance why have it? Where can I buy it? NOAA/National Weather Service Des Moines, Iowa June 2010 Thank you for your interest in flood insurance. Below are frequently asked questions and answers

More information

1. Why is Lee County getting new flood hazard maps? 3. What are the benefits of the new flood hazard maps?

1. Why is Lee County getting new flood hazard maps? 3. What are the benefits of the new flood hazard maps? 1. Why is Lee County getting new flood hazard maps? Flood hazard maps, also known as Flood Insurance Rate Maps (FIRMs), are important tools in the effort to protect lives and property. They indicate the

More information

Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs) 1. Why is Cedar Rapids getting new flood hazard maps? Flood hazard maps, also known as Flood Insurance Rate Maps (FIRMs), are important tools in the effort to protect lives and properties in Cedar Rapids.

More information

Barre City City-wide Policy and Program Options

Barre City City-wide Policy and Program Options Barre City (VERI Land Use Regulations Update policies allowing fill in flood hazard areas. RPC, DEC River Management, VLCT, Allowing landowners to elevate buildings using fill may help protect an individual

More information

Flood Insurance Rate Map Changes

Flood Insurance Rate Map Changes Flood Insurance Rate Map Changes Informational Meeting For Property Owners Entering the Floodplain Durant Center February 23, 2011 Introductions City of Alexandria Transportation and Environmental Services

More information

California Alluvial Fan Task Force

California Alluvial Fan Task Force California Alluvial Fan Task Force County of San Diego Alluvial Fan Flooding and Risk Reduction Sara Agahi, PE, CFM January 4, 2008 Outline of Presentation Show location of San Diego County Alluvial Fan

More information

FEMA s FLOOD INSURANCE RATE MAPS

FEMA s FLOOD INSURANCE RATE MAPS My Lender is requiring me to purchase Flood Insurance Options for San Diego County Residents in Unincorporated Areas This document is intended to help San Diego County residents who have been contacted

More information

Updated Federal Emergency Management Agency Flood Insurance Rate Maps and Zoning Ordinance Update. July 16, 2015 Policy Committee

Updated Federal Emergency Management Agency Flood Insurance Rate Maps and Zoning Ordinance Update. July 16, 2015 Policy Committee Updated Federal Emergency Management Agency Flood Insurance Rate Maps and Zoning Ordinance Update July 16, 2015 Policy Committee FEMA Map Update Costal Analysis and mapping study by FEMA in 2009 Changes

More information

Flood Insurance Secrets That Most Agents Won t Tell You and Most People Don t Find Out Until It s Too Late!

Flood Insurance Secrets That Most Agents Won t Tell You and Most People Don t Find Out Until It s Too Late! Flood Insurance Secrets That Most Agents Won t Tell You and Most People Don t Find Out Until It s Too Late! By Scott Kirby, Licensed Insurance Agent and Consumer Advocate In this report, you will discover

More information

Frequently Asked Questions (FAQs) 1. Why is the City of Tucson getting new flood hazard maps? 2. Who is responsible for modernizing the maps?

Frequently Asked Questions (FAQs) 1. Why is the City of Tucson getting new flood hazard maps? 2. Who is responsible for modernizing the maps? Frequently Asked Questions (FAQs) 1. Why is the City of Tucson getting new flood hazard maps? 2. Who is responsible for modernizing the maps? 3. What is a Flood Hazard Map? 4. What are the benefits of

More information

Overview of the National Flood Insurance Program (NFIP) and Recent Flood Mapping Efforts. Richard Zingarelli

Overview of the National Flood Insurance Program (NFIP) and Recent Flood Mapping Efforts. Richard Zingarelli Overview of the National Flood Insurance Program (NFIP) and Recent Flood Mapping Efforts Richard Zingarelli State NFIP Program Coordinator Commonwealth of Massachusetts Department of Conservation and Recreation

More information

ASFPM Update. FMA Annual Conference

ASFPM Update. FMA Annual Conference ASFPM Update FMA Annual Conference AND HE SAID Floods are 'acts of God,' but flood losses are largely acts of man. 1945 PhD Dissertation Human Adjustments to Flood by Gilbert F. White ASFPM s Mission Mitigate

More information

FREQUENTLY ASKED QUESTIONS

FREQUENTLY ASKED QUESTIONS FREQUENTLY ASKED QUESTIONS What factors determine flood insurance premiums? A number of factors determine premiums for National Flood Insurance Program (NFIP) insurance coverage. Major factors include

More information

OKANOGAN COUNTY OFFICE OF PLANNING AND DEVELOPMENT FLOODPLAIN DEVELOPMENT PERMIT APPLICATION

OKANOGAN COUNTY OFFICE OF PLANNING AND DEVELOPMENT FLOODPLAIN DEVELOPMENT PERMIT APPLICATION OKANOGAN COUNTY OFFICE OF PLANNING AND DEVELOPMENT FLOODPLAIN DEVELOPMENT PERMIT APPLICATION Okanogan County Code, OCC 15.08, Floodplain Management The State of Washington has authorized county governments

More information

Floodplain Information

Floodplain Information Floodplain Information A large percentage of the Ellis community is located in the floodplain of Big Creek. The term floodplain means the low-lying areas on both sides of Big Creek that will be covered

More information

Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs) 1. Why is Wellesley getting new flood plain maps? Flood plain or flood hazard maps, also known as Flood Insurance Rate Maps (FIRMs), are important tools in the effort to protect lives and properties in

More information

National Flood Insurance Program (NFIP)

National Flood Insurance Program (NFIP) National Flood Insurance Program (NFIP) Saunders County, Nebraska Preliminary Flood Insurance Rate Maps CCO Meeting February 12, 2015 Agenda Introductions and Roles National Flood Insurance Program (NFIP)

More information

Lincoln County Floodplain Development Permit Application

Lincoln County Floodplain Development Permit Application Lincoln County Floodplain Development Permit Application Application # FP Use Permit Variance Appeal Date SECTION I: GENERAL PROVISIONS (APPLICANT to read and sign) 1. No work of any kind may start until

More information

SARASOTA COUNTY Dedicated to Quality Service

SARASOTA COUNTY Dedicated to Quality Service SARASOTA COUNTY Dedicated to Quality Service Florida Flood Map Updates and the National Flood Insurance Program Joy Duperault, CFM State of Florida NFIP Coordinator Desiree (Des) Companion, CFM CRS Coordinator

More information

MT-EZ. Amendments to National Flood Insurance Program Maps. Application Form for Single Residential Structure Lot. FEMA Form 81-92 Series August 2004

MT-EZ. Amendments to National Flood Insurance Program Maps. Application Form for Single Residential Structure Lot. FEMA Form 81-92 Series August 2004 MT-EZ Amendments to National Flood Insurance Program Maps Application Form for Single Residential Structure Lot FEMA Form 81-92 Series August 2004 AMENDMENTS TO NATIONAL FLOOD INSURANCE PROGRAM MAPS APPLICATION

More information

Summary of Coastal Construction Requirements and Recommendations

Summary of Coastal Construction Requirements and Recommendations Summary of Coastal Construction Requirements and Recommendations HOME BUILDER S GUIDE TO COASTAL CONSTRUCTION FEMA 499/August 2005 Technical Fact Sheet No. 2 Purpose: To summarize National Flood Insurance

More information

Substantial Improvement/Substantial Damage for Floodplain Administrators Mitigation Fact Sheet

Substantial Improvement/Substantial Damage for Floodplain Administrators Mitigation Fact Sheet Substantial Improvement/Substantial Damage for Floodplain Administrators Mitigation Fact Sheet Substantial Improvement/Substantial Damage are everyday issues, not just post-disaster; and they apply to

More information

Division of Water Frequently asked floodplain questions

Division of Water Frequently asked floodplain questions Division of Water Frequently asked floodplain questions Q: Where can I find copies of the floodplain mapping? A: Local floodplain administrators will have copies of the FEMA mapping. (Generally the local

More information

Teller County, Colorado Floodplain Development Permit Application

Teller County, Colorado Floodplain Development Permit Application Teller County, Colorado Floodplain Development Permit Application This is an application packet for a Floodplain Development Permit (FDP). Certain sections are to be completed by the Applicant, and certain

More information

Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs) 1. Why is Shawnee County getting new flood hazard maps? Flood hazard maps, also known as Flood Insurance Rate Maps (FIRMs), are important tools in the effort to protect lives and properties throughout

More information

Changing Flood Maps: A Guide for Homeowners and Consumers

Changing Flood Maps: A Guide for Homeowners and Consumers Changing Flood Maps: A Guide for Homeowners and Consumers The flood maps in your community are being changed. What does this mean to you? Flood maps, also known as Flood Insurance Rate Maps or FIRMs, are

More information

NATIONAL FLOOD INSURANCE PROGRAM (NFIP): THE BASICS & UPDATE

NATIONAL FLOOD INSURANCE PROGRAM (NFIP): THE BASICS & UPDATE May 19, 2015 NATIONAL FLOOD INSURANCE PROGRAM (NFIP): THE BASICS & UPDATE ON THE CURRENT STATE Mary-Carson Stiff, JD, CFM Shannon Hulst Jarbeau, CFM Closing the Deal: How to respond to the new realities

More information

Myths and Facts about the NFIP

Myths and Facts about the NFIP Chapter 4: After the Disaster How the NFIP Works Who needs flood insurance? Everyone. And everyone in a participating community of the National Flood Insurance Program (NFIP) can buy flood insurance. More

More information

CITY OF BELLEAIR BEACH, FLORIDA

CITY OF BELLEAIR BEACH, FLORIDA CITY OF BELLEAIR BEACH, FLORIDA FLOOD INSURANCE INFORMATION Important Information for City of Belleair Beach Residents and Property Owners Regarding Flood, Risk, Insurance, Preparation, Evacuation, Safety

More information

Insurance Questions: Clothes washers and dryers, food freezers and the food in them are covered if there is contents coverage.

Insurance Questions: Clothes washers and dryers, food freezers and the food in them are covered if there is contents coverage. Introduction: Floods occur when runoff from rain or snowmelt exceeds the capacity of rivers, stream channels or lakes and overflows onto adjacent land. Floods can also be caused by storm surges and waves

More information

Permit Application No. Development Address. Legal Description. A. Flood Plain and Floodway Information and Sources: (To be completed with Staff)

Permit Application No. Development Address. Legal Description. A. Flood Plain and Floodway Information and Sources: (To be completed with Staff) FLOOD PLAIN DEVELOPMENT PERMIT APPLICATION of Olathe, Department of Public Works 1385 S. Robinson Drive P.O. Box 768 Olathe, Kansas 66051-0768 (913) 971-9045 FAX (913) 971-9099 Olathe, Kansas, Community

More information

Flood Insurance Premium Increases And Increased Cost of Compliance Eligibility

Flood Insurance Premium Increases And Increased Cost of Compliance Eligibility Flood Insurance Premium Increases And Increased Cost of Compliance Eligibility January 11, 2015 (This document is updated frequently, so please consult the most recent edition) Margaret Becker Director

More information

REBUILDING BELMAR ABFE FLOOD MAPS &THE REBUILDING PROCESS

REBUILDING BELMAR ABFE FLOOD MAPS &THE REBUILDING PROCESS REBUILDING BELMAR ABFE FLOOD MAPS &THE REBUILDING PROCESS REBUILDING BELMAR ABFE Maps Preliminary FIRM Maps Flood Insurance Increased Cost of Compliance (ICC) Elevation of Structures Building Permits Acronyms

More information

An Introduction to FEMA Flood Map Updates and How it Affects You

An Introduction to FEMA Flood Map Updates and How it Affects You An Introduction to FEMA Flood Map Updates and How it Affects You Presented by Michael Baker Jr., Inc. on behalf of the City of Reno Agenda Session 1 5:30-6:00 FEMA Flood Map Changes Program Slide Show

More information

1. Why is the City of Dickinson getting new flood hazard maps?

1. Why is the City of Dickinson getting new flood hazard maps? FREQUENTLY ASKED QUESTIONS 1. Why is the City of Dickinson getting new flood hazard maps? Flood hazard maps, also known as Flood Insurance Rate Maps (FIRMs), are important tools in the effort to protect

More information

The answers to some of the following questions are separated into two major categories:

The answers to some of the following questions are separated into two major categories: Following the recent flooding events for Front Range communities in Colorado, property owners, communities, and the National Flood Insurance Program are being presented with some new challenges in the

More information

CFM REVIEW COURSE September 30, 2014 Vail, CO

CFM REVIEW COURSE September 30, 2014 Vail, CO CFM REVIEW COURSE September 30, 2014 Vail, CO CFM PURPOSE The primary goal of the ASFPM Certified Floodplain Manager Program (CFM Program) is to help reduce the nation s flood losses and protect and enhance

More information

PART 1: ADUSTING RESIDENTIAL FLOOD CLAIMS UNDER THE NFIP DWELLING POLICY

PART 1: ADUSTING RESIDENTIAL FLOOD CLAIMS UNDER THE NFIP DWELLING POLICY National Online Flood Adjuster Training Program: The 4-Corners of Flood Insurance Table of Contents Table of Contents Introduction i vi PART 1: ADUSTING RESIDENTIAL FLOOD CLAIMS UNDER THE NFIP DWELLING

More information

National Flood Insurance Program, Mitigation and the Community Rating System

National Flood Insurance Program, Mitigation and the Community Rating System National Flood Insurance Program, Mitigation and the Community Rating System 2015 Preparedness Conference August 25, 2015 BACKGROUND National Flood Insurance Program (NFIP) Provides flood insurance to

More information

Saving Constituents Money on Flood Insurance Under FEMA s Community Rating System (CRS)

Saving Constituents Money on Flood Insurance Under FEMA s Community Rating System (CRS) Saving Constituents Money on Flood Insurance Under FEMA s Community Rating System (CRS) Today s Discussion 1. FEMA s Flood Insurance Program: A Brief Overview 2. Flood Insurance Rates: Are they rising?

More information

Permits for Development within Floodplains

Permits for Development within Floodplains For More Information OKLAHOMA Oklahoma Water Resources Board 3800 N. Classen Boulevard Oklahoma City, OK 73118 (405) 530-8800 www.owrb.ok.gov Bulletin No. 2 FLOODPLAIN MANAGEMENT INFORMATION SERIES Lawton

More information

National Flood Insurance Program (NFIP) Floodplain Management Requirements: A Study Guide and Desk Reference for Local Officials TABLE OF CONTENTS

National Flood Insurance Program (NFIP) Floodplain Management Requirements: A Study Guide and Desk Reference for Local Officials TABLE OF CONTENTS National Flood Insurance Program (NFIP) Floodplain Management Requirements: A Study Guide and Desk Reference for Local Officials TABLE OF CONTENTS Unit O: Orientation A. Introduction... O-3 Study guide

More information

Levee Certification/Accreditation Process Cameron and Hidalgo Counties

Levee Certification/Accreditation Process Cameron and Hidalgo Counties Levee Certification/Accreditation Process Cameron and Hidalgo Counties Lower Rio Grande Citizens Forum October 21, 2009 Larry Voice Background As administrator of the National Flood Insurance Program (NFIP),

More information

LOS ANGELES COUNTY S FLOODING HISTORY:

LOS ANGELES COUNTY S FLOODING HISTORY: LOS ANGELES COUNTY S FLOODING HISTORY: Since 1975, Los Angeles County has experienced twelve federally, declared flood disasters, with three of those disasters coming under El Niño conditions (1983, 1998,

More information

University of MT Helena College of Technology Helena, MT July 21, 2010. Image Courtesy Watershed Sciences, Inc.

University of MT Helena College of Technology Helena, MT July 21, 2010. Image Courtesy Watershed Sciences, Inc. University of MT Helena College of Technology Helena, MT July 21, 2010 Image Courtesy Watershed Sciences, Inc. WELCOME INTRODUCTIONS Image Courtesy Watershed Sciences, Inc. Target Audience: Engineers,

More information

Who needs flood insurance? Everyone!

Who needs flood insurance? Everyone! National Flood Insurance Program Myths and Facts about the National Flood Insurance Program Who needs flood insurance? Everyone! And almost everyone in a participating community of the National Flood Insurance

More information

Cabarrus County Floodplain Information TABLE OF CONTENTS

Cabarrus County Floodplain Information TABLE OF CONTENTS Cabarrus County Floodplain Information TABLE OF CONTENTS Flood Hazard What is 100-year flood? Does Cabarrus County flood? Flood Safety How do I protect my property from flood damage? Is there anything

More information

Floodplain 8-Step Process in accordance with Executive Order 11988: Floodplain Management. New Jersey Department of Environmental Protection

Floodplain 8-Step Process in accordance with Executive Order 11988: Floodplain Management. New Jersey Department of Environmental Protection Floodplain 8-Step Process in accordance with Executive Order 11988: Floodplain Management New Jersey Department of Environmental Protection U.S. Department of Housing and Urban Development Community Development

More information

DEPARTMENT OF HOMELAND SECURITY FEDERAL EMERGENCY MANAGEMENT AGENCY STANDARD FLOOD HAZARD DETERMINATION FORM (SFHDF)

DEPARTMENT OF HOMELAND SECURITY FEDERAL EMERGENCY MANAGEMENT AGENCY STANDARD FLOOD HAZARD DETERMINATION FORM (SFHDF) Flood Determination The flood status of a property (and therefore the requirement for flood insurance) is based on whether a FEMA-designated Special Flood Hazard Area (100 year flood zone) touches a structure

More information

Chapter 10. The National Flood Insurance Program

Chapter 10. The National Flood Insurance Program Chapter 10 The National Flood Insurance Program Chapter Overview The National Flood Insurance Program has been mentioned in numerous instances in preceding chapters. Its time has arrived in this course!

More information

2014 Delaware Ordinance Workshops and assistance. Higher Standards identified by Delaware Senate Bill 64

2014 Delaware Ordinance Workshops and assistance. Higher Standards identified by Delaware Senate Bill 64 INCREASING FLOOD RESILIENCY THROUGHT IMPROVED FLOOD CODES Michael S. Powell, Hazard Mitigation Program Manager, DNREC New Coastal Study and Floodplain Maps 2014 Delaware Ordinance Workshops and assistance

More information

3/23/2015 FEMA NFIP. Session Overview

3/23/2015 FEMA NFIP. Session Overview FEMA NFIP A g e n t Tr a i n i n g P r o g r a m 1 Session Overview 2 1 Introduction to the Session Session 2 Module 5: Loss Settlement Module 6: Building an NFIP Policy Module 7: Base Flood Elevation

More information

INTRODUCTION AND GENERAL RULES

INTRODUCTION AND GENERAL RULES a Welcome to Key Fundamentals of Flood Insurance Focused on flood insurance basics for insurance professionals (Part 1) 1 Section 1 INTRODUCTION AND GENERAL RULES 3 1 Here s our AGENDA Section 1 Introduction

More information

A Guide to New National Flood Maps & New National Flood Insurance Program Premiums and Requirements

A Guide to New National Flood Maps & New National Flood Insurance Program Premiums and Requirements For Property Owners in Red Hook, Sunset Park, and Gowanus A Guide to New National Flood Maps & New National Flood Insurance Program Premiums and Requirements From the FEMA video, FEMA Region 2 Coastal

More information

Floodplain Development Land Use Review

Floodplain Development Land Use Review COMMUNITY DEVELOPMENT DEPARTMENT Planning Division P.O. Box 490 333 Broadalbin Street SW Albany, OR 97321 Phone 541-917-7550 Fax 541-791-0150 www.cityofalbany.net Floodplain Development Land Use Review

More information

Madison Preliminary Flood Map Open House Community Meeting

Madison Preliminary Flood Map Open House Community Meeting Madison Preliminary Flood Map Open House Community Meeting December 9, 2010 INTRODUCTION Welcome to the Madison County, AL Preliminary Flood Map Open House Meeting The Office of Water Resources (OWR),

More information

Flood Protection Tips

Flood Protection Tips Flood Protection Tips Information About Floodplains and Flood Prevention What is a floodplain? Floodplains serve many useful purposes, and those that are preserved in their natural or nearly natural state

More information

rescue and relief efforts in the aftermath of flooding, (iii) repair of flood damaged public facilities and utilities, and

rescue and relief efforts in the aftermath of flooding, (iii) repair of flood damaged public facilities and utilities, and 1. Purpose (1) It is the purpose of this Ordinance to protect human life, health, and property from flood conditions, to preserve the ability of floodplains to carry and discharge a base flood, and to

More information

SECTION 15 FLOODPLAIN MANAGEMENT

SECTION 15 FLOODPLAIN MANAGEMENT SECTION 15 15.1 Purpose Certain areas of the City of Gardiner, Maine, are subject to periodic flooding, causing serious damages to properties within these areas. Relief is available in the form of flood

More information

Phetmano Phannavong, P.E., CFM District Department of the Environment (DDOE)

Phetmano Phannavong, P.E., CFM District Department of the Environment (DDOE) Phetmano Phannavong, P.E., CFM District Department of the Environment (DDOE) Flood Resilience Workshop I: Reducing Costs & Increasing Flood Resilience through FEMA s Community Rating System August 2, 2013

More information

General Basement Exception Guidelines

General Basement Exception Guidelines General Basement Exception Guidelines National Flood Insurance Program (NFIP) floodplain management criteria at 44 CFR 60.6 (c) provide for the granting of exceptions to permit construction of floodproofed

More information

CRS State Profile: New Mexico

CRS State Profile: New Mexico CRS State Profile: New Mexico This is a profile for communities in your state that are participating in the Community Rating System (CRS). This profile is intended to provide information to the State NFIP

More information

Bureau of Engineering Special Order

Bureau of Engineering Special Order Bureau of Engineering Special Order March 26, 1993 So Number 005-0393 Page 1 of 1 I To All: Deputy City Engineers DivisionIDistrict Engineers Division Heads Subject: Modification of Procedures on Issuing

More information

APPENDIX B Understanding the FEMA Benefit-Cost Analysis Process

APPENDIX B Understanding the FEMA Benefit-Cost Analysis Process ENGINEERING PRINCIPLES AND PRACTICES APPENDIX B Understanding the FEMA Benefit-Cost Analysis Process The Stafford Act authorizes the President to establish a program to provide technical and financial

More information

Agenda. Presenter. The Current Form. Adobe Fillable Form. Elevation Certificates FEMA Form 81-31. Elevation Certificates Training 11/14/2013

Agenda. Presenter. The Current Form. Adobe Fillable Form. Elevation Certificates FEMA Form 81-31. Elevation Certificates Training 11/14/2013 NORFMA Floodplain Conference November 14, 2013 Boise, Idaho Agenda Introductions & Housekeeping Overview Basics of FEMA Form 81-31 Building Diagrams Exercise Common Errors Using ECs in Floodplain Development

More information

Kentucky Model Flood Damage Prevention Ordinance. 2015 KAMM Annual Conference Carey Johnson Kentucky Division of Water

Kentucky Model Flood Damage Prevention Ordinance. 2015 KAMM Annual Conference Carey Johnson Kentucky Division of Water Kentucky Model Flood Damage Prevention Ordinance 2015 KAMM Annual Conference Carey Johnson Kentucky Division of Water Flood Damage Prevention Ordinance Also referred to as Floodplain Management Ordinance

More information

FEMA Flood Zone Designations

FEMA Flood Zone Designations Note: SFHA "Special Flood Hazard Area" FEMA Flood Zone Designations Zone VE Zone A Zone AE Zone X Zone X500 UNDES along coasts subject to inundation by the 100-year flood with additional hazards due to

More information

Please see Section IX. for Additional Information:

Please see Section IX. for Additional Information: The Florida Senate BILL ANALYSIS AND FISCAL IMPACT STATEMENT (This document is based on the provisions contained in the legislation as of the latest date listed below.) BILL: CS/SB 1094 Prepared By: The

More information

Town of Hingham. Changes to Flood Insurance Rate Maps and Flood Insurance Costs Frequently Asked Questions

Town of Hingham. Changes to Flood Insurance Rate Maps and Flood Insurance Costs Frequently Asked Questions Town of Hingham 1. What is a floodplain? Changes to Flood Insurance Rate Maps and Flood Insurance Costs Frequently Asked Questions A floodplain is an area of land where water collects, pools and flows

More information

Finances. Table 1: Insured Policies. 2005, Center on Federal Financial Institutions 3

Finances. Table 1: Insured Policies. 2005, Center on Federal Financial Institutions 3 The Center on Federal Financial Institutions (COFFI) is a nonprofit, nonpartisan, nonideological policy institute focused on federal insurance and lending activities. original issue date: August 10, 2005,

More information

Bodin Realty. Flood Insurance Discussion

Bodin Realty. Flood Insurance Discussion Bodin Realty Flood Insurance Discussion Thank You Bodin and Kristin White About Pamela McCann Fema Flood Program Optional Program Comparative analysis Quote compare Facts about Flood Insurance 1 ABOUT

More information

UNIT 5: THE NFIP FLOODPLAIN MANAGEMENT REQUIREMENTS

UNIT 5: THE NFIP FLOODPLAIN MANAGEMENT REQUIREMENTS UNIT 5: THE NFIP FLOODPLAIN MANAGEMENT REQUIREMENTS In this unit This unit reviews the NFIP standards for floodplain development, including: What maps, base flood elevations and other flood data must be

More information

Introduction to the National Flood Insurance Program: A Guide for Coastal Property Owners

Introduction to the National Flood Insurance Program: A Guide for Coastal Property Owners Introduction to the National Flood Insurance Program: A Guide for Coastal Property Owners Maine Beaches Conference 2015 Sue Baker, CFM State NFIP Coordinator sue.baker@maine.gov 207-287-8063 NFIP Goal:

More information

Please see Section IX. for Additional Information:

Please see Section IX. for Additional Information: The Florida Senate BILL ANALYSIS AND FISCAL IMPACT STATEMENT (This document is based on the provisions contained in the legislation as of the latest date listed below.) BILL: CS/SB 1094 Prepared By: The

More information

U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT WASHINGTON, DC 20410-8000 ASSISTANT SECRETARY FOR HOUSING- FEDERAL HOUSING COMMISSIONER December 11, 2012 Mortgagee Letter 2012-28 To: Subject All Approved

More information

Understanding Flood Map Modernization

Understanding Flood Map Modernization Understanding Flood USING PRELIMINARY FLOOD HAZARD MAPS RELEASING PRELIMINARY FLOOD HAZARD MAPS The release of preliminary flood hazard maps, or Digital Flood Insurance Rate Maps (DFIRMs), is an important

More information

QUESTIONS AND ANSWERS REGARDING PARTICIPATION IN THE NATIONAL FLOOD INSURANCE PROGRAM

QUESTIONS AND ANSWERS REGARDING PARTICIPATION IN THE NATIONAL FLOOD INSURANCE PROGRAM QUESTIONS AND ANSWERS REGARDING PARTICIPATION IN THE NATIONAL FLOOD INSURANCE PROGRAM 1. What are the consequences of not joining the NFIP? Specifically regarding FEMA reimbursement funds and damage to

More information

Condominium Flood Insurance All Products Correspondent Effective with New and Existing Applications On or After August 29, 2014

Condominium Flood Insurance All Products Correspondent Effective with New and Existing Applications On or After August 29, 2014 Section 1.14 Hazard and Condominiums If the subject property is in a SFHA, acceptable proof of insurance for condominiums include the following: A Master policy of flood insurance must be maintained by

More information

ORDINANCE NO. 618 BE IT ORDAINED AS FOLLOWS:

ORDINANCE NO. 618 BE IT ORDAINED AS FOLLOWS: ORDINANCE NO. 618 ORDINANCE OF THE MAYOR AND COUNCIL OF THE BOROUGH OF MANTOLOKING, OCEAN COUNTY, NEW JERSEY, PROVIDING FOR AMENDMENT OF ORDINANCE 525, FLOOD DAMAGE PREVENTION, AND REVISIONS OF CHAPTER

More information

6.01 FEMA. 6.02 National Flood Insurance Program (NFIP)

6.01 FEMA. 6.02 National Flood Insurance Program (NFIP) CHAPTER 6 FEMA AND FLOODPLAIN MANAGEMENT 6.01 FEMA The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security. FEMA is tasked with responding to, planning

More information

Town of Chatham Department of Community Development

Town of Chatham Department of Community Development Town of Chatham Department of Community Development TOWN ANNEX 261 GEORGE RYDER ROAD 02633 CHATHAM, MA TELEPHONE (508) 945-5168 FAX (508) 945-5163 FEMA FLOOD MAP UPDATE & PROPOSED ZONING BYLAW AMENDMENT

More information

DEPARTMENT OF PLANNING AND DEVELOPMENT

DEPARTMENT OF PLANNING AND DEVELOPMENT DEPARTMENT OF PLANNING AND DEVELOPMENT FLOODPLAIN DEVELOPMENT PERMIT APPLICATION FOR NON-RESIDENTIAL DEVELOPMENT Property Owner Telephone Street/P.O. Box City State ZIP Agent (if any) Relationship to Property

More information

Office of The City Attorney City of San Diego MEMORANDUM MS 59 (619) 533-5800

Office of The City Attorney City of San Diego MEMORANDUM MS 59 (619) 533-5800 Office of The City Attorney City of San Diego MEMORANDUM MS 59 (619) 533-5800 DATE: TO: FROM: SUBJECT: Honorable Mayor City Attorney In Relation to the Appeal of the Planning Commission's Decision to Approve

More information

Flood Damage Mitigation And Insurance Costs

Flood Damage Mitigation And Insurance Costs Flood Damage Mitigation And Insurance Costs Friday, September 25, 2015 at 7:00 PM Saturday, September 26, 2015 at 10:00 AM This presentation was prepared by the Town of South Bethany using Federal Funds

More information

July 20, 2015. Subject: 7 th Avenue Creek Project Update & Elevation Certificates

July 20, 2015. Subject: 7 th Avenue Creek Project Update & Elevation Certificates July 20, 2015 Subject: 7 th Avenue Creek Project Update & Elevation Certificates Below are a few updates regarding the 7 th Avenue Creek Project. As you may recall there are two concurrent and independent

More information

Changes Coming to the National Flood Insurance Program What to Expect. Impact of changes to the NFIP under Section 205 of the Biggert-Waters Act

Changes Coming to the National Flood Insurance Program What to Expect. Impact of changes to the NFIP under Section 205 of the Biggert-Waters Act Changes Coming to the National Flood Insurance Program What to Expect Impact of changes to the NFIP under Section 205 of the Biggert-Waters Act Changes are Coming to the NFIP Congress passed the Flood

More information

PLANNED UNIT DEVELOPMENT STAFF REPORT Date: November 5, 2015

PLANNED UNIT DEVELOPMENT STAFF REPORT Date: November 5, 2015 PLANNED UNIT DEVELOPMENT STAFF REPORT Date: November 5, 2015 DEVELOPMENT NAME Maritech Marine Subdivision, Phase 2 LOCATION 915 South Lawrence Street (West side of Lawrence Franklin Connector at the West

More information

NATIONAL FLOOD INSURANCE PROGRAM COMMUNITY FLOODPLAIN MANAGEMENT REGULATIONS REVIEW CHECKLIST

NATIONAL FLOOD INSURANCE PROGRAM COMMUNITY FLOODPLAIN MANAGEMENT REGULATIONS REVIEW CHECKLIST COMMUNIT FLOODPLAIN MANAGEMENT REGULATIONS Community:_Montpelier_ C.I.D. _505518_ State_Vermont_ Ned Swanberg, VT DEC 241.4596 ned.swanberg@state.vt.us 10/5/10 Review of: Montpelier Zoning Regs (Flood)

More information

Risk MAP Project Coordination Meeting: Burlington County, NJ. FEMA REGION II May 8, 2013 Westampton, New Jersey

Risk MAP Project Coordination Meeting: Burlington County, NJ. FEMA REGION II May 8, 2013 Westampton, New Jersey Risk MAP Project Coordination Meeting: Burlington County, NJ FEMA REGION II May 8, 2013 Westampton, New Jersey Agenda Introductions Purpose of this Meeting Risk MAP Program Overview Anticipated Project

More information

Y A V A P A I C O U N T Y FLOOD CONTROL D I S T R I C T

Y A V A P A I C O U N T Y FLOOD CONTROL D I S T R I C T Y A V A P A I C O U N T Y FLOOD CONTROL D I S T R I C T 1120 COMMERCE DRIVE PRESCOTT, AZ 86305 928.771.3197 PHONE 928.771.3427 FAX 10 S. 6 TH STREET COTTONWOOD, AZ 86326 928.639.8151 PHONE 928.639.8118

More information

Monmouth County Preliminary Flood Insurance Study and Flood Insurance Rate Maps Release

Monmouth County Preliminary Flood Insurance Study and Flood Insurance Rate Maps Release Monmouth County Preliminary Flood Insurance Study and Flood Insurance Rate Maps Release Thomas Song, Program Specialist FEMA Region 2 January 31, 2014 Agenda Introduction Review: Preliminary Work Maps

More information

Flood Maps are Changing

Flood Maps are Changing Flood Maps are Changing What Real Estate Agents Should Know Mississippi coastal counties will soon enter a new era. The Mississippi Coastal Flood Study, undertaken by the Federal Emergency Management Agency

More information

Flood Guide lcra.org

Flood Guide lcra.org COLORADO RIVER Flood Guide lcra.org Be prepared for weather and flood emergencies If you live along the Highland Lakes, the lower Colorado River or its tributaries, it s critically important to be prepared

More information

FLOODS ARE THE #1 NATURAL DISASTER IN THE UNITED STATES.

FLOODS ARE THE #1 NATURAL DISASTER IN THE UNITED STATES. F-671 (10-12) Here is the National Flood Insurance Guide that you requested. This brochure will not only show you how to purchase flood insurance, it will also show you how to protect your home or business

More information