Payments Overview PayPal
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1 PayPal PayPal Only Enabled PayPal Only Campaign Fiscal Sponsor (Partner receives campaign funds through their PayPal account) Payment Type Fractured Atlas only: credit card only Currency USD, CAD, EUR, GBP, AUD USD, CAD, EUR, GBP, AUD USD, CAD, EUR, GBP, AUD 3-5% 9% or 4% May be cross-border transaction fee, depending on the campaign owner (C.O.) and contributors account locations Dependent on how partner page is set up Normal Partner fees are 8.1% (goal not met) or 3.6% (goal met) Some partners have even further reduced fees check the partner page Dependent on how partner page is set upc. IGG determines fee structure. Our two largest Fiscal Sponsor s fees: Fractured Atlas: 7% Indiegogo and FA combined fee From the Heart: 3.5% Indiegogo fee and ~3% PayPal fee IGG determines fee structure Campaign Type Fixed or Flexible Fixed or Flexible Flexible Only Payment Can only contribute up to $50k Guest PayPal checkout: Can t use guest checkout if you ve ever had a PayPal guest checkout, but if you have most likely the highest amount Various country restrictions Max contribution amount is $50k per transaction Guest Can t use guest account if you ve ever had a PayPal guestcheckout, but if you have most like the highest amount Can only contribute max $50k Guest Can t use guest account if you ve ever had a PayPal guestcheckout, but if you have most like the highest amount 1 Payments
2 (PayPal continued from previous page) PayPal Only Enabled PayPal Only Campaign Fiscal Sponsor (Partner receives campaign funds through their PayPal account) Flexible Funding Campaign: Funds are sent directly to the C.O. s PayPal account are taken out automatically, separately from the contribution (c.o. see the fee as a separate transaction on their account) Fixed Funding Campaign: Funds are sent to the C.O. after campaign reaches its goal as a lump sum The contribution that brought the campaign to its goal and all additional contributions will be sent to C.O. s account immediately Funds are refunded up to 5 days after the campaign ends if the campaign does not reach its goal Yes; Nonprofit must provide receipts Cannot be applied once campaign has started receiving funds Effective immediately after the contribution goes through Flexible Funding Campaign: Funds are sent directly to the c.o. s PayPal account are taken out automatically, separately from the contribution (c.o. see the fee as a separate transaction on their account) Fixed Funding Campaign: Funds are sent to the C.O. after campaign reaches its goal as a lump sum The contribution that brought the campaign to its goal and all additional contributions will be sent to C.O. s account immediately Funds are refunded up to 5 days after the campaign ends if the campaign does not reach its goal Nonprofit campaigns cannot raise funds via PayPal; therefore, no To partner page: Applying a discount would simply consist of changing their fees on their partner page Cannot be applied retroactively To a campaign with a discounted partner page: The campaign will be given an additional discount based on the partner rates Funds are immediately sent to fiscal sponsor s PayPal account Fiscal sponsor must reconcile payments by looking up contribution ID Fractured Atlas only: funds are disbursed to FA, who then allocated the funds to C.O. s FA account, minus the 7% combined IGG and FA fee Tax Deductible? Yes; Fiscal Sponsor must provide receipts To partner page: Applying a discount would simply consist of changing their fees on their partner page Cannot be applied retroactively to a campaign with fiscal sponsor To a campaign with a discounted partner page: The campaign will be given an additional discount based on the partner rates address right away + perk selection + shipping address right away + perk selection + shipping Partner will receive contributor s name and amount contributed, but will not receive detailed contributor information Partner will not have disbursement information address right away + perk selection + shipping address if required Partner will receive contributor s address (possibly name on PayPal as well?) Partner must use reconciliation tool to figure out which contributions are coming from which campaigns C.O. does not have access to disbursement information since the funds go directly to the partner 2 Payments
3 Payment Type Matching Funds Credit Cards Credit Cards ACH for matching funds Credit card for contributions Currency USD USD USD If partner fees differ from FG Matching Funds fees will be the 6.75% and 3% fees, the fees will be applied like same as the contribution fees FG: a discount (see B10 for more 4% information) Campaign Type Flexible Flexible Flexible Payment Accepts ACH? Tax Deductible? does not support military addresses at this time but is working on developing them Will accept an ACH transfer for contributions of $50,000 or more FG will only do this on a caseby-case basis Disbursed on the 15th of every month and includes all funds raised the previous month Rebates are sent to FG up to 15 days after the campaign end. FG then includes the rebate in the next month s disbursement. does not support military addresses at this time but is working on developing them Will accept an ACH transfer for contributions of $50,000 or more FG will only do this on a caseby-case basis Disbursed on the 15th of every month and includes all funds raised the previous month Rebates are sent to FG up to 15 days after the campaign end. FG then includes the rebate in the next month s disbursement. does not support military addresses at this time but is working on developing them N/A Matching funds are disbursed as an ACH to the bank account listed MF disbursement goes out up to 15 days after the campaign ends Contributions are still disbursed on the 15th of every month Rebates are sent to FG up to 15 days after the campaign end. FG then includes the rebate in the next month s disbursement. Yes, FG will send the tax receipts Yes, FG will send the tax receipts No, MF are not tax deductible since they come through Indiegogo's bank account 3 Payments
4 ( continued from previous page) Matching Funds All contributions will originally be charged a 10.75% fee regardless of the discount. Once the campaign ends, we'll disburse a rebate to FG (up to 15 days after the campaign ends) that includes the discount difference that should have been applied. FG disburses this rebate on the 15th of the month to the campaign owner. The rebate may or may not be included in a disbursement for a campaign's raised contributions depending on the date. All contributions will originally be charged a 10.75% fee regardless of the discount. Once the campaign ends, we'll disburse a rebate to FG (up to 15 days after the campaign ends) that includes the discount difference that should have been applied. FG disburses this rebate on the 15th of the month to the campaign owner. The rebate may or may not be included in a disbursement for a campaign's raised contributions depending on the date. When a discount is applied to the entire campaign, the MF also receives the discounted price. The discount is sent via a rebate but it isn't visible to the campaign owner because the rebate and MF are sent as a lump sum. C.O.s have access to the contributor contact information when they receive their check FG provides login info so they can access a spreadsheet of the contribution information only at time of disbursement There s no way to track whether the disbursement has gone out from IGG Partner has access to see the contributor information for each campaign, but does not have access to disbursement information (FG doesn t pass login information to partner) C.O. can see when matching funds will be disbursed 4 Payments
5 Ayden Credit Card Only Enabled (Adyen) Payment Type Credit Card Credit Card Currency USD, CAD, GBP USD, CAD, GBP Adyen: 3% 9% If goal is not reached 4% If goal is reached $25 for USD wire transfers Campaign Type Flexible Flexible Payment Has a much lower risk threshold than PayPal Can only accept contributions of up to $50,000. Legally we can accept contributions of up to $20,000 (this is our external policy). Virtually none Contributions are disbursed via ACH or wire transfer up to 15 business days following the end of the campaign Tax Deductible? No No Fiscal Sponsor? is applied to entire campaign and disbursed as a rebate up to 15 business days after campaign ends You cannot be a fiscal sponsor with Adyen payments. All fiscal sponsors must go through PayPal. Campaign owner receives the contributor address right away + perk selection + shipping owner will see the contributor s show if the contributor s user Credit Card Only Campaign with Partnership Adyen: 3% 9% 4% $25 for USD wire transfers Has a much lower risk threshold than PayPal Can only accept contributions of up to $50,000. Legally we can accept contributions of up to $20,000 (this is our external policy). Virtually none Contributions are disbursed via ACH or wire up to 15 business days following the end of the campaign is applied to entire campaign and disbursed as a rebate up to 15 business days after campaign ends To a campaign with a discounted partner page: The campaign will be given an additional discount based on the partner rates You cannot be a fiscal sponsor with Adyen payments. All fiscal sponsors must go through PayPal. Campaign owner receives the contributor address right away + perk selection + shipping owner will see the contributor s show if the contributor s user Partner will not receive contributor information Partner will not have disbursement information 5 Payments
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