You Dream It. We Make It Happen. BUYING ADVANTAGE

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1 You Dream It. We Make It Happen. BUYING ADVANTAGE

2 Dream Realty, LLC is a full service MLS listed real estate brokerage firm. Partnering with you in a fresh and creative environment while being knowledgeable, direct and responsive to your real estate needs. Working to achieve your real estate goals in an ethical, fair and forward minded approach. We're excited you are here. We encourage you to see what our team has to offer! You Dream It. We Make It Happen. WELCOME

3 Our Dream Realty s dynamic team brings many years of expertise to the market place and together we look forward to making 'your dream' come true! Katie O Keefe Awarded Milwaukee Magazine's FIVE STAR "Best in Client Satisfaction" for 2011, 2012, 2013, 2014 & 2015! Hello! I'm Katie O'Keefe, welcome to Dream Realty! As the owner and broker, I have been making home buyers and sellers dreams come true for the past 11 years. Helping buyers through what could be a scary and daunting process while making it fun and less overwhelming is my forte. Plus, being a small company without the large company overhead allows me to offer incredible commission rates! My enthusiasm for people and professional drive make real estate a perfect fit for me. Seeing first time buyers get excited about obtaining the American Dream or watching sellers decide they are ready for the next phase is an emotional and personal connection I get to make. Turning clients into life long friends is the bonus. Whether it's buying a new home, selling an old one or delving into an investment property, my goal is to make your real estate dreams come true! Contact Katie: Katie@dream-realtors.com Cell: Fax: PO Box Franklin, WI DREAM OUR TEAM

4 Showing Process I will assist you in selecting homes for viewing in accordance with your needs. Feel free to inspect all aspects of a home during the showing and make notes regarding each home. Communication During Showings Feedback is essential. Specific comments help me determine exactly what you re looking for and should result in finding your dream home and making an offer. The Offer After an offer is written, I will contact the listing agent who will present your offer to the sellers. The sellers have the following alternatives: Accept the offer Reject the offer Write a counter offer. (Should a counter offer be written, we will then discuss to accept, reject or counter.) Once an offer is accepted, I will notify you immediately. Processing Your Loan I will check with your lender throughout the processing of your loan to ensure things are progressing smoothly. Time And Place Of Closing Once your loan is approved, the time and place for closing will be scheduled. Prior To Closing You will have the opportunity to make a final inspection of the property. Have all utilities transferred to your name as of the date of closing. Notify post office and telephone company of your address change. Your lender will require you to obtain a homeowner s insurance policy and have a paid receipt to begin coverage on your new home at closing. Obtain a certified check for the exact amount of money to be paid at closing. This figure will be made available to you prior to closing by your lender. Bring Photo ID(s) to closing. GUIDE TO THE HOME BUYING PROCESS

5 A Home Warranty is a service contract, between a homeowner and a home warranty company that provides for discounted repair and replacement service on a home's major components, normally for one year. The Home Warranty helps protect home owners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Coverage is for systems and appliances, in good working order, at the start of the home warranty contract. A home warranty is not the same thing as homeowners insurance, nor is it a replacement for homeowners insurance. Homeowners insurance covers major perils such as fires, hail, property crimes and certain types of water damage that could affect the entire structure and/or the homeowner's personal possessions. A home warranty does not cover these perils. Rather, it covers specific components of the home. Home warranty companies have agreements with approved service providers. When something that is covered by a home warranty breaks down, the homeowner calls the home warranty company, and the home warranty company sends one of its service providers to examine the problem. If the provider determines that the needed repair or replacement is covered by the warranty, he completes the work. The homeowner only pays a small service fee, plus the money that has already spent to purchase the warranty. Check your home warranty policy to see which of the following items are covered. Also find out if the policy covers the full replacement cost of an item. Plumbing Electrical systems Furnace Water Heater Heating Ducts Water Pump Dishwasher Garbage Disposal Stove/Cooktop/Ovens Microwave Refrigerator Washer/Dryer Swimming Pool (may be optional) WHAT IS A HOME WARRANTY

6 Provide the Post Office with your forwarding address 2-4 weeks ahead of the move Notify your credit card companies, magazine subscriptions and bank of your change of address Create a list of friends, relatives and business colleagues who need to be notified Arrange to disconnect utilities and have them connected at your new home Cancel the newspaper, or change the address so it will arrive at your new home Check the insurance coverage for the items you re moving (usually movers only cover what they pack) Clean out appliances and prepare them for moving Check with your condo or co-op about any restrictions on using the elevator or particular exits Have a first open box with the things you ll need most, such as toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks and toothpaste Plus, if you re moving out of town, be sure to: Get copies of medical and dental records and prescriptions for your family and pets Get copies of children s school records for transfer Ask friends for introductions to anyone they know in your new neighborhood Consider special car needs for pets when traveling Let a friend or relative know your route Empty your safety deposit box Put plants in boxes with holes for air circulation if you re moving in cold weather If you are need of assistance with the transition, our sister company, Dream Transitions, LLC is an estate management company whose mission is to help make an overwhelming process of moving easier. They offer an array of services designed to meet your needs. Dream Transitions: PO Box Franklin, WI Phone: Fax: MOVING CHECKLIST