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1 REO Listing Agent Application Beaufort/Jasper County, South Carolina Elizabeth Sing Pappas, TOP PRODUCER Broker Associate GRI, CRS, ABR 30 Years of RE Sales Experience Weichert Realtors, Palmetto Coast The APEX Team Paris Avenue, Port Royal, South Carolina, OFFICE; / MOBILE: / carl@apexrealty.com $45,000,000 SALES VOLUME / 160 SIDES CLOSED ( ) The APEX Team, Available, Professional and Experienced Experienced REO Listing and Selling FULL SERVICE Agents Members of BOTH Beaufort and Hilton Head MLS, not one $12,000,000 Volume with 80 Sides, REO & MLS Open and Available SEVEN DAYS, every day, every week! Over ONE HUNDRED YEARS of combined local experience Elizabeth Sing Pappas, Broker Associate, GRI, CRS, ABR 25 Year as Beaufort, SC Top Producing Realtor since 1983 Weichert President Club recipient 2004 through Year Business Woman in Beaufort County, South Carolina Consistent Top Ten Producing Realtor in Beaufort MLS Consistent North and South Carolina Top Weichert Agent Carl W Joye, Broker Associate, Res.Net & Equator Specialist 10 Years Real Estate / 20 Years Home Building Experience 35 Year Business Man in Beaufort County, South Carolina 20 Year Architectural Designer/Home Builder in Beaufort 55 Year Native Resident of Beaufort County Lowcountry. TWO GREAT REO AGENTS for the price of ONE! Services Provided *Initial inspection within 24 hours, *Cash for keys, *Eviction lock-out, * Re-keying, Trash Out Cleaning, * Accurate and Professional BPO s * Bid from qualified licensed and bonded contractors,* Members of BOTH not one Beaufort and Hilton Head MLS, * Updated MSR s, *Ensure all buyers have real loan approval, * Thoroughly review all contracts, *Follow-thru on closing process, *Timely reimbursement documentation, *Web-based REO management systems.

2 REO Listing Agent Application Beaufort and Jasper Counties, South Carolina Elizabeth Sing Pappas, Broker Associate GRI, CRS, ABR - 25 Years of Experience Weichert Realtors, Palmetto Coast The APEX Team 1503 Paris Avenue, Port Royal, South Carolina, OFFICE; MOBILE: carl@apexrealty.com COVERAGE AREA, Beaufort and Jasper County, South Carolina Communities Served: Beaufort, Burton, Lady s Island, Port Royal, Saint Helena Island, Fripp Island, Harbor Island, Dataw Island, Seabrook, Lobeco, Yemassee, Dale, Callawassie Island, Okatie, Bluffton, Hilton Head Island, Daufuskie Island, Ridgeland, Hardeeville, and other surrounding areas. Zip Codes Served: 29901,29902,29906,29907,29909,29910,29914,29915,29920,29925,29926,29927,29928,29931,2 9935,29936,29940,29945 Res.Net, Equator, and LPS Desktop Information Res.Net Membership ID: Equator Membership ID: LPS Desktop Company Code: BR-APEX REO Industry Directory: Agent Real Estate License and Website Information Elizabeth Sing Pappas; License # expires 06/30/ Broker, GRI, CRS, ABR Carl W Joye; License # expires 06/30/2015 Broker 20 Year Residential Builder APEX Team LLC Tax ID# Websites; Broker in Charge Real Estate License and Website Information Annalisa Jordan; License # expires 06/30/2015 Broker in Charge Weichert Realtors Palmetto Coast -Tax ID#; E&O Ins.; Weichert Insurance Agency #RNP (exp. 02/12/14) $1,000,000 General Liability Insurance; Scottsdale Insurance #CPS (exp. 07/13/14)

3 REO Listing Agent Application Beaufort and Jasper Counties, South Carolina Elizabeth Sing Pappas, Broker Associate GRI, CRS, ABR - 25 Years of Experience OFFICE; / MOBILE: / carl@apexrealty.com Res.Net and Equator Listings Sold: Closed 10/15/2013 -PNC Bank - Res.Net Hampton Lakes, Bluffton SC, Mauricio Garcia, , Mauricio.Garcia@pnc.com Closed 07/24/ Bank of America Equator Short Sale Cockle Lane, Port Royal, SC, Mackensie Potter mackensie.potter@nationstarmail.com Closed 07/22/ SunTrust Mortgage, Inc. - Res.Net - 16 Seabrook Road, Seabrook, SC, Cindy Hope, , Cindy.Hope@suntrust.com Closed 07/15/ SunTrust Mortgage, Inc. - Res.Net - 5 Park Way, Beaufort, SC, Jeffrey Pallozzi Jeffrey.Pallozzi@suntrust.com Closed 06/21/2013 Phoenix Asset Management - Res.Net Spanish Moss Rd., Ridgeland, SC, Matt Lohrke, , mlohrke@phnxam.com Closed 03/06/ SunTrust Mortgage, Inc. - Res.Net - Lot 14 Coosaw River Est., Bft., SC, Kevin Anderson Kevin.Anderson@suntrust.com Closed 01/22/ Corelogic Equator - 60 Shelburne Street, Bluffton SC, Carol Wengh cwengh@corelogic.com Closed 12/14/ Corelogic Equator 239 Beach City Road, Hilton Head, Carol Wengh cwengh@corelogic.com Closed 10/05/ Corelogic Equator 2201 Sandy Lane, Daufuskie Island, SC, Jason Motley jmotley@corelogic.com Closed 10/02/ Corelogic Equator 7 Park Square South, Beaufort, SC, Debbie Armenta darmenta@corelogic.com Closed 09/11/ PNC Bank - Res.Net 908 Moss Cove, Fripp Island, SC, Sarah Mackey, sarah.mackey@pnc.com Closed 08/31/ Financial asset Services Inc. Res.Net - 5 Phobe Pass, Beaufort, SC, Vince Abernathy vince.abernathy@fasinc.com Closed 08/29/ Bank of America Equator Short Sale Mossy Oaks Road Trina Downey trina.downey@bankofamerica.com 06/22/2012 Corelogic Res.Net Matthews Drive, Hilton Head, SC, Francine Schuster fschuster@corelogic.com Closed 06/20/ GoodmanDean Res.Net 105 Five Oaks Circle, Beaufort, SC, John Chance, , jchance@goodmandean.com Closed 01/01/ Corelogic Res.Net 504 Remora, Fripp Island, SC, Georganne Banuelos, grbanuelos@corelogic.com Elizabeth Sing Pappas - APEX Team Production: $11.74 Million Sales Volume 78 Sides / 35 Listings Sides / 43 Selling Sides 37 Sides REO Properties Sales / 41 Sides Standard Sales Weichert Presidents Club Winner TEN YEARS (every year with Weichert) 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, 2013, and more to come.

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8 WANTED: Decent Exposure! The APEX Team Guilty of exposing your property to get the best price in the least amount of time with the least inconvenience to you. Three things sell property; PRICE, CONDITION, and EXPOSURE! No one Exposes better than the APEX Team Carl Joye and Sing Pappas Weichert Realtors Palmetto Coast! Member of both Beaufort and Hilton Head Multiple Listing Services Markets your property with 25 GOOD pictures in both the MLS Markets your property with well written description of features Marketing in MLS feeds all major websites utilized for searches State of the art Lead Generation system with directed traffic Professionally staffed office open at least six days a week. Enhanced Realtor.com with additional pictures and headlines Available, Professional, and Experienced like The APEX Team! What is your agent doing to get your property sold quickly for the best price? Paris Avenue, Port Royal, SC, 29935

9 BUYERS & SELLERS The APEX Team difference What APEX does for SELLERS Three things sell properties; Price, Condition and Exposure! We work with sellers to review a pricing strategy to attract buyers to look at the property and make an offer. We work with sellers to make improve the conditions that are most cost effective to get them the best price. Most importantly we expose the property with photography and description that get buyers to look. Buyers can t buy if they don t see it! No one eposes your property like The APEX Team! Your property is listed on both multiple listing services in the county, not just one, with great pictures and remarks that feed to all major internet search engines. To take advantage of the traffic created, The APEX Team does three things. Invest heavily in Market Leader lead generation system, maintains a professionally staffed office open every day, and actually answers the telephone when it rings! The APEX Team offers agents Sing Pappas and Carl Joye with over 100 years of local knowledge of the area, 40 years of Real Estate sales experience, and 20 years of custom home building experience. The APEX Team gives you the Available, Professional, and Experienced service you deserve. What APEX does for BUYERS Availability is first thing you need in a Realtor, If they re not available, nothing else really matters. Once they are there, you need a Realtor that s Professional and Experienced. The APEX Team offers the total package! Our interactive Real Estate website allows you to search on your own all properties for sale over the entire Beaufort County, not just one side of the Broad River. Properties can be searched and questions can be answered about any properties without ever talking to a Realtor. Once you are ready, so are we! The APEX Team is Available whenever you want to preview properties, ask questions about properties, or just find out what is happening in the market. The APEX Team stands out as the source to rely on with all the things you need to know, when you need to know them, to make the smart and hassle choice in buying a home.

10 Why Beaufort? Beaufort South Carolina is located in the heart of the Lowcountry between Charleston, SC and Savannah, Georgia. Southern Living magazine has named it the #1 small town in America, five years in a row, Field and Stream magazine has named it one of the top 20 places to fish in America, and Hunting Island State Park was named as one of the top ten beaches in the country. Beaufort has just been awarded the title of Happiest Seaside Town in America! Beaufort, SC is 3 hours south of Charlotte NC, 4 hours west of Atlanta Georgia, and 3 hours north of Jacksonville Florida, and we have been discovered! The first and foremost reason to choose Beaufort as home is the endless everchanging natural beauty of the multiple sea islands with their majestic Spanish Moss draped century old Live Oak Trees separated by the winding rivers and marshes feeding the sounds to the beaches of the Atlantic Ocean. Beaufort is rich in history being the second oldest town in South Carolina just celebrating its 300 th birthday and is home to the first permanent settlement in the New World. Antebellum homes and historic churches reminds us of days gone by as we stroll the once cobblestone roads overlooking the bay. Many people have made Beaufort their home, some for a lifetime and others just passing through. The population of Beaufort is comprised of one third multigeneration Beaufortonians refusing to uproot and leave their hometown; one third Military families supporting The Marine Corps Air Station, Parris Island Recruit Depot, and the United States Naval Hospital, many returning after retirement to live; and one third Retirees form the Northeast and other regions tired of the snow and colder climates, and even Florida residents tired of the tourist atmosphere of the peninsula. The only reasons not to choose Beaufort are love of snow and cold weather, busy city life with traffic jams and night life, and no appreciation for natural beauty

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