OII s Insurance Education Day
|
|
- Camron Walsh
- 8 years ago
- Views:
Transcription
1 OII s Insurance Education Day April 10, 2013 Candace Iskowitz, IBHS Director of Public Affairs
2
3
4
5 IBHS Where building safety research creates safer, stronger communities
6
7 Annual Insured Hail Losses = $1.6 billion
8
9
10
11
12
13 Factors That Affect Hailstorm Damage Roof Materials Roof Age Sheltering of the Roof Wind Speed and Direction Hailstone Size Hailstone Hardness
14
15 Dallas/Ft. Worth Storm May 24, 2011 Hailstones up to 5 inches $300 million in damages RICOWI Field Investigation 7 inspections teams; 100+ roofs/systems Roofs: Commercial and residential Team members trained to perform hail inspections
16 RICOWI Field Investigation Summary of Findings Damage was easy to see (except where roofing material incorporates plies of membranes) Effects of hail distinguishable from weathering Hail size more critical than quantity of hail Impact resistant performed better than standard Standard shingles = moderate or severe damage when hail >1.25 Unsupported materials suffered more damage than supported materials (ridge shingles) Materials 10+ years old had reduced hail impact resistance
17 Hailstorm Risks Hailstone size Damage Threshold for Components 1 Lightweight composition shingles 1.25 Heavyweight composition shingles or wood shingles 1.5 Medium wood shakes and clay tiles 1.75 Concrete tiles 2.5 Metal panels or built-up roofing Aircraft 1.6 Crops
18 Roofing: Impact-rated vs. non-impact rated Relative performance of different roof materials Aging Data Claims Analysis with Xactware Closed claims study to compare: Relative difference in roofing damage vs. walls/windows/doors/trim damage Radar estimated hail severity vs. severity seen in damage estimates
19 Company Provided Data Fields The data set included 67,100 policies in force. Participating companies provided a set of data fields for each exposure: Roof Covering Location (latitude and longitude) Coverage A Limit Year Built Impact Resistance Square Footage
20 Xactware Provided Data Fields 6,697 exposures had some damage. Xactware collected a number of data fields on these exposures including Damage Estimates Roof Cover Location (latitude and longitude) Highest Roofing Depreciation Age Coverage A Limit
21 Components of Damage Xactware provided estimates for 17 different types of damage. These were then conflated into 5 components: Roof: Impact Resistant, Non-Impact Resistant, Remaining Roof Items Door: Exterior Entry Doors, Painting Exterior Doors, Patio Doors, Exterior French Doors Wall: Siding, Stucco and Exterior Plaster, Painting of Exterior Shutters Windows: All Aluminum Windows, All Window Glazing, All Vinyl Windows, All Wood Windows Other: All Soffit, Fascia, and Gutter Items, All Painting of Exterior Soffits, All Painting of Exterior Fascia
22 Claim Frequency by Roof Cover Percent of Exposures with Roof Damage 30% 28% 25% 20% 22% 15% 10% 11% 7% 11% 10% 5% 0% 1%
23 Claim Severity Average Cost per Claim (Roof Damage Only) $40,000 $35,000 $33,658 $37,245 $34,756 $30,000 $25,000 $20,000 $15,000 $10,000 $8,256 $9,678 $8,790 $5,000 $0 $756
24 Average Damage per Exposure Total Damage Divided by Total Exposure $10,000 $9,000 $9,371 $8,000 $7,479 $7,000 $6,000 $5,000 $4,000 $3,000 $2,465 $2,000 $1,000 $0 $932 $1,027 $7 $832
25 Damage Frequency by Age Group* 30% 25% 24.1% 20% 17.1% 15% 10% 9.7% 12.4% 10.2% 8.7% 11.8% 11.1% 7.0% 5% 4.6% 0% Grand Total Age of Home in Years *Age of home used as a proxy for roof age.
26 100% Impact Resistant Shingles Proportion of Impact Resistant, Non-Impact Resistant, and Impact Resistance Unknown in the Dataset 90% 80% 70% 60% 50% Impact Resistant 40% 30% 20% Non-Impact Resistant Unknown 10% 0% Age of Home in Years
27
28
29 Creating the World s First Indoor Hailstorm
30 Making Realistic Hail IBHS Developed Chemical Formula Tap Water, Distilled Water, Seltzer Water
31 Measuring Hail Hardness Physical Shaping Compacted Crushed Ice
32
33
34 10,000 Hailstones that s a lot of hail
35 IBHS Research Center Hail Capabilities February 2013 Demonstration Comparison of performance of shingle types Impact-rated architectural asphalt shingles Non-rated architectural asphalt shingles Non-rated 3-tab asphalt shingles Non-rated clay tile Impact-rated concrete tile Impact-rated metal roof Comparison of performance of siding types Insulated vinyl siding High-wind rated vinyl siding (220 mph) Standard vinyl siding Fiber-cement siding Soft metal materials Windows, door, and skylights
36
37 Hail Demonstration Results IBHS was able to closely mimic hail conditions present in a typical supercell thunderstorm that produces hail. The majority of hailstone impacts were on the roofing system; this is very typical of what IBHS researchers have seen when conducting post-hailstorm damage investigations in the field and in numerous claims studies. The hail delivery system developed by IBHS successfully propelled hailstones at the correct terminal velocity for each size of hailstone. Post-test damage surveys revealed roof damage patterns consistent with what IBHS researchers documented in the field following recent hailstorms in Colorado and Texas.
38
39
40
41
42 What s Next? Aging
43
44
45
46 IBHS Members are our Premier Partners
47 Resources for Agents & Policyholders
48 Resources for Agents & Policyholders Available at
49
50
IBHS Roofing Research
IBHS Roofing Research ARMA Steep Slope Committee Meeting August 14, 2013 Tanya M. Brown, PhD South Carolina Wind and Hail Underwriting Association Research Engineer IBHS Research Center Specimen Construction
More informationScience and Law of Hail Damage
Science and Law of Hail Damage WIND Regional Symposium SCIENCE AND LAW OF HAIL DAMAGE SCIENCE HAIL And It s s Effects on Roofing Systems Presented By: HAIL FORMATION Hail is most commonly formed in frontal
More information16 2 10.3 Materials and Colors
16 2 10.3 Materials and Colors To create a harmonious and coherent image for each development, building designs shall pay close attention to choice of materials and colors. Building construction shall
More informationDeveloping, Validating and Demonstrating Ways to Reduce Property Damage from Natural Hazards
Developing, Validating and Demonstrating Ways to Reduce Property Damage from Natural Hazards Tim Reinhold, Ph.D., P.E., Sr. VP for Research PAMIC Claims Summit Gettysburg, Pennsylvania, April 7, 2015 What
More information9/9/2013. Structures: What do we design for? THE PROBLEM. In Focus: Tornado/Hail Emerging Elephants Reducing impacts to life and property
In Focus: Tornado/Hail Emerging Elephants Reducing impacts to life and property Ian Giammanco, PhD Casualty Actuarial Society October 1, 2013 Chicago, IL Structures: What do we design for? Codes are MINIMUM
More informationINTERNATIONAL BUILDING CODE STRUCTURAL
S1-07/08 1502.1 INTERNATIONAL BUILDING CODE STRUCTURAL Proposed Change as Submitted: Proponent: Mike Ennis, SPRI, Inc. Revise as follows: 1502.1 General. The following words and terms shall, for the purposes
More informationGuidelines to Assess Hail Damage to Shingle Roofs
Guidelines to Assess Hail Damage to Shingle Roofs B. East, M.S., P.E., M.ASCE 1 T. Lozos, CPE 2 S. Verhulst, M.S., P.E., M. ASCE 3 M. DeLeon M.E., P.E., M.ASCE 4 D. Ahuja M.S., P.E., M.ASCE 5 1 Project
More informationBungalow. Essential Elements. Prominent porch columns,
Bungalow Essential Elements Prominent porch columns, especially square or battered piers Deep porches One or one and a half stories Roof that is either hipped with low pitch or gabled with moderate to
More informationBUILDING ASSESSMENT QUESTIONNAIRE. B. TENANTS Is there more than one tenant in the building? YES
Department of Health and Human Services, Division of Public Health Occupational and Environmental Epidemiology Branch 1912 Mail Service Center, Raleigh, North Carolina 27699-1912 BUILDING ASSESSMENT QUESTIONNAIRE
More informationInsured: John Smith Home: (555) 123-4567 Property: 1234 Avenue D Wapakoneta, OH 45895
1 Insured: John Smith Home: (555) 123-4567 Property: 1234 Avenue D Wapakoneta, OH 45895 Claim Rep.: CSI Representative John Smith Estimator: CSI Representative John Smith Reference: Business: (456) 555-1234
More informationHAILSTORM INVESTIGATION DALLAS / FORT WORTH, TX MAY 24, 2011
Leading the Roofing Industry through Innovative Collaboration HAILSTORM INVESTIGATION DALLAS / FORT WORTH, TX MAY 24, 2011 Improved Roof Systems Industry Collaboration Education Research Innovation Unbiased
More informationNew Building Science Technology Affecting the Insurance Industry
New Building Science Technology Affecting the Insurance Industry ISU CPCU Symposium April 16, 2015 Julie Rochman, IBHS President & CEO IBHS Priorities are Insurers Priorities Lowering the loss exceedance
More informationBall Peen Hammer Test
Ball Peen Hammer Test A HAAG Engineering Co. Publication COMPANY PROFILE Haag Engineering Co. is one of the oldest firms in this country specializing in the engineering analysis of failure and damage.
More informationIGNITION-RESISTANT CONSTRUCTION: THE WHY BEHIND THE WHAT
IGNITION-RESISTANT CONSTRUCTION: THE WHY BEHIND THE WHAT WHAT IS THE RATIONALE BEHIND THE REQUIREMENTS FOR IGNITION RESISTANT CONSTRUCTION? The wildfires of 2003 and 2007 were the largest in California
More informationThe Florida Building Code
The Florida Building Code Florida s Response to Hurricane Risk Rick Dixon Florida Building Commission Florida Building Commission Architect Structural Engineer Mechanical Engineer Fire Protection Engineer
More information1.3 CLAIMS ANALYSIS STUDY OF MAY 24, 2011 HAILSTORMS IN DALLAS-FORT WORTH
1.3 CLAIMS ANALYSIS STUDY OF MAY 24, 2011 HAILSTORMS IN DALLAS-FORT WORTH Tanya M. Brown* Insurance Institute for Business & Home Safety, Richburg, South Carolina W. Hank Pogorzelski Insurance Institute
More informationNRCA s steep-slope manual is thoroughly revised for 2013
Photo courtesy of Boone Brothers Roofing, Omaha, Neb. NRCA s steep-slope manual is thoroughly revised for 2013 by Maciek Rupar 38 www.professionalroofing.net MARCH 2013 P ublished in January, The NRCA
More informationWhat are the effects of hail on residential roofing products?
What are the effects of hail on residential roofing products? This article examines the sometimes-devastating effects that hail can have on asphalt shingles, wood shingles and shakes, and concrete tile
More informationCITIZENS PROPERTY INSURANCE CORPORATION. STREET ADDRESS: 14300 Gulf Blvd, Maderia Beach, FL 33708 6 Six story masonry residence
CITIZENS PROPERTY INSURANCE CORPORATION BUILDING TYPE II AND III MITIGATION VERIFICATION AFFIDAVIT This affidavit must be completed to capture mitigation features applicable to a Type II (4 to 6 story)
More informationRESIDENTIAL ROOFING & RE-ROOFING, ROOF VENTILATION AND ROOF SHEATHING REQUIREMENTS MICHIGAN RESIDENTIAL CODE 2000
RESIDENTIAL ROOFING & RE-ROOFING, ROOF VENTILATION AND ROOF SHEATHING REQUIREMENTS MICHIGAN RESIDENTIAL CODE 2000 SECTION R905 REQUIREMENTS FOR ROOF COVERINGS R905.1 Roof covering application. Roof coverings
More informationHow To Compare Roofing Material
Roofing Material Comparisons Housing Fact Sheets One of the great strengths of our market economy is the number of product choices we are provided with. So when it comes time to replace the roof on your
More information87% visibility in all search engines
shopinkelowna.com/madgecontractingroof RepairsKelowna/04.htm % visibility in all search engines Flashing Repairs Kelowna 2 Roof Humidity Kelowna 2 Flat Roofs Repairs Kelowna Roof Leak Repair Kelowna Skylight
More informationproviding documentation that validates the year of construction. Acceptable documents include
902. WINDSTM MITIGATION FEATURES A. For policies that cover the peril of Windstorm or Hail, a premium credit may be available if one or more of the following loss mitigation features or construction techniques
More informationResidential Roofing Handbook
Minneapolis: (612) 343-3301. St. Paul Area: (651) 772-5456 Maple Grove Area:. Eden Prairie Area: (952) 854-5251 Residential Roofing Handbook Table of Contents Residential Roofing 101 Asphalt-Fiberglass
More informationSales Playbook ROOFING & SIDING
Sales Playbook ROOFING & SIDING Contents: SECTION 1 1.1 The What 1.2 The Why 1.3 Display Advertising 1.4 The Lingo 1.5 The Economy 1.6 The Seasons SECTION 3 3.1 The Conversation 3.2 The Questions 3.3 The
More informationApplication for Certificate of Appropriateness. 1194 Villa Drive, Atlanta, GA 30306. Owner: Mary T Farms LLC (404-550-3390) 3/25/16
Application for Certificate of Appropriateness 1194 Villa Drive, Atlanta, GA 30306 Owner: Mary T Farms LLC (404-550-3390) 3/25/16 Proposed work is as follows: 1) Roof: Roof Section#1: Proposed work shall
More informationAssessment Report for Windmill Rehabilitation Project. Anne Curren, Town Clerk Town of North Castle 15 Bedford Road Armonk, New York 10504
Assessment Report for Windmill Rehabilitation Project Anne Curren, Town Clerk Town of North Castle 15 Bedford Road Armonk, New York 10504 Investigation and Documentation MAP employees measured all three
More informationRehab Inspection Report Page 1
Rehab Inspection Report Page 1 Home Address: Construction Style: Number of bedrooms Square footage: Value of offer: Estimated rehab cost: Value of resale: Orientation of house: N S E W Note: orientation
More informationWind Mitigation Discount Plan
Wind Mitigation Discount Plan Louisiana Hurricane Loss Mitigation Survey Form Inspector Instructions The purpose of these instructions is to provide guidance to certified inspectors on how to properly
More informationEnumerated Services Services to other than industrial, commercial or income-producing
Department of Revenue Services Sec. 12-407(2)(i)(BB) page 1 (5-99) TABLE OF CONTENTS Enumerated Services Services to other than industrial, commercial or income-producing real property... 12-407(2)(i)(BB)-1
More informationFORTIFIED Home. The key to resilient communities
FORTIFIED Home TM The key to resilient communities BRONZE SILVER GOLD NW Florida: (850) 542-3081 Alabama: (251) 206-5625 Mississippi: (228) 265-9499 Toll Free: 888 WMIT PRO (964-8776) www.disaster-smart.com
More informationSO THE HAIL STORM DAMAGED YOUR HOME?
SO THE HAIL STORM DAMAGED YOUR HOME? A Complete Primer on Hail Damage and What to Do About It presented by the Colorado Homeowners Alliance Hailstorms are a way of life in many parts of the US, It s not
More informationA0 SHEET 1 OF 5 400 LOCUST STREET FRANKFORT, KANSAS 66427 FRANKFORT, KANSAS 66427 ROOF REPAIR OF THE 400 LOCUST STREET
POYNTZ AVENUE, STE 9 MANHATTAN, KS 0..0..9 FAX WEST th STREET JUNCTION CITY, KS.... FAX 0, Bruce McMillan AIA, Architects, P.A. HERITAGE TRUST FUND GRANT PROJECT NO. 0-0 ROOF REPAIR OF THE 00 LOCUST STREET
More informationIs Your Home Protected From Hail Damage? A Homeowner s Guide to Hail Retrofit
Is Your Home Protected From Hail Damage? A Homeowner s Guide to Hail Retrofit Prepared by the Institute for Business & Home Safety (IBHS). The Institute for Business & Home Safety is a nonprofit research
More informationTABLE OF CONTENTS" SECTION 3: Comparing Standing Seam Metal to Other Metal Roofs PAGE 7"
2 TABLE OF CONTENTS SECTION 1: What is a Standing Seam Metal Roof PAGE 3 SECTION 2: Common Types of Standing Seam Metal Roofs..PAGE 5 SECTION 3: Comparing Standing Seam Metal to Other Metal Roofs PAGE
More informationYour Northeast Houston Full Service Screen Company
Your Northeast Houston Full Service Screen Company Advanced Aluminum services the Kingwood, Humble, Atascocita and surrounding areas. Since 1997, owner operated Advanced Aluminum has delivered personalized,
More informationProtecting Roofing Systems Against Windstorm Damage
Protecting Roofing Systems Against Windstorm Damage This brochure is made available for informational purposes only in support of the insurance relationship between FM Global and its clients. This information
More informationEstimating Database Checklist
Estimating Database Checklist If you are creating a new estimating database for projects, the following list offers a thorough listing of Main and Sub Categories. You can also use it as a checklist to
More informationROOF INVESTIGATION SURVEY
ROOF INVESTIGATION SURVEY Prepared For: Susan Sametz Property Manager AAS Community Management P.O. Box 4382 St. Louis, MO 63123 Location: Rush Creek Homeowners Association Building #8 (8 units) 2025-2039
More informationCOMPARATIVE PERFORMANCE OF EPDM RUBBER ROOFING MEMBRANE AS PROTECTION AGAINST HAIL DAMAGE
www.epdmroofs.org COMPARATIVE PERFORMANCE OF EPDM RUBBER ROOFING MEMBRANE AS PROTECTION AGAINST HAIL DAMAGE By Ric Vitiello President Forensic Roof Consulting and Hail Damage Assessment Training www.benchmark-services.com
More informationMobile Homes Frame Homes Apartments, Shopping Centers, and Industrial Buildings
1 74-95 mph 64-82 kt 119-153 km/h Very dangerous winds will produce some damage livestock, and pets struck by flying or falling debris could be injured or killed. Older (mainly pre-1994 construction) mobile
More informationCITY OF WHITE BEAR LAKE BUILDING INSPECTION DEPARTMENT 4701 Highway 61 White Bear Lake, MN 55110 Fax: 651-429-8503. Re-Roofing: Asphalt Shingles
CITY OF WHITE BEAR LAKE BUILDING INSPECTION DEPARTMENT 4701 Highway 61 White Bear Lake, MN 55110 Fax: 651-429-8503 Re-Roofing: Asphalt Shingles This is a summary of the standard requirements based on the
More informationwww.agcs.allianz.com Hailstorm Checklist
Allianz Global Corporate & Specialty AG www.agcs.allianz.com Hailstorm Checklist Allianz Risk Consulting Introduction Every tenth thunderstorm is accompanied by hail, which is a form of precipitation that
More informationmetal Duil~ing manufacturers Association
metal Duil~ing manufacturers Association ApplicatiDns metal Building Systems Conventional Buildings Retrofit Roofing Projects l~e Perfect Cover.One of the most important technological advances in building
More information0 Copyright 1993 by I-lxtg Engineering Co. Ail rights reserve& This material may not be reproduced or utilized in any form or by any 111ems,
0 Copyright 1993 by I-lxtg Engineering Co. Ail rights reserve& This material may not be reproduced or utilized in any form or by any 111ems, electronic or Inecllanicd, including photocopying, recording,
More informationAPPLICATION INFORMATION FOR RESIDENTIAL ROOFING AND RESIDENTIAL ROOFING PACKET
Environmental Protection and Growth Management Department PERMITTING, LICENSING AND CONSUMER PROTECTION DIVISION 1 N. University Drive, Box #302 Plantation, Florida 33324 954-765-4400 www.broward.org/permittingandlicensing
More informationAsphalt Shingle Application Requirements
Alberta Allied Roofing Association Asphalt Shingle Application Requirements Section 1 Roof Decks 1.1 General Asphalt Shingles are not permitted to be installed directly over rigid insulation. When Asphalt
More informationHome Inspection Report
4949 Brownsboro Rd Suite 293 Louisville, KY 40223 (502) 414-1440 tripleainspections@gmail.com Inspected By: William Carter, HI-1956 Home Inspection Report Prepared For: Edward Cullen Property Address:
More informationWhat to Do About Your Roof and How to Hire a Roofing Contractor
ROOFI NG What to Do About Your Roof and How to Hire a Roofing Contractor On those rare occasions when it rains in Arizona and you have a leak, you may wonder if you need a brand new roof, especially if
More informationROOF CONSTRUCTION Roof Styles Gable Roof Hip Roof Gambrel Roof
ROOF CONSTRUCTION The overall appearance of a building is greatly affected by the roof lines and the roofing materials. The designer has many standard designs to choose from and should be able to find
More informationEvaluating Composition Shingles
Evaluating Composition Shingles Is my roof damaged by hail? The information in this brochure covers some of the more common types of damage to composition roofs. It shows what hail damage typically looks
More informationResidential Roofing 2014
BUSINESS ASSESSMENT AND OUTLOOK FROM PRINCIPIA Residential Roofing 2014 NEW REPORT FEATURES - Homeowner surveys - Trend and impact analysis Build Your Own Business Case A dynamic Market Model and Forecast
More informationCrump Insurance Services
Crump Insurance Services Greenwood Village, Colorado COLORADO ASSOC. OF HOME BUILDERS Phone: 303-386-8020 CONTRACTORS SUPPLEMENTAL Fax: 303-386-8025 Complete in addition to the ACORD 125 & 126 applications
More informationBuilding Owners Guide to a Duro-Last System!
Building Owners Guide to a Duro-Last System Table of Contents Section 1: Introduction to Duro-Last Roofing Systems Section 2: Benefits of a Duro-Last Roofing System Section 3: Comparing a Duro-Last Roof
More informationWind Mitigation Inspection
tpatrick@ispects.me Tampa Bay Area: SW & Central Florida: (813) 368-6407 (239) 896-3986 Wind Mitigation Inspection VonHaase, Dale 4585 Bowen Bayou Road Sanibel, FL 33957 5/6/2013 Note to Policyholder:
More informationWater Damage & Repair
Water Damage & Repair Chinatown Preservation Talks 2015 James Engler, P.A Glenn Mason, AIA Mason Architects Program Outline Terminology & Waterproofing Basics Discussion of why this is important Below
More informationROOF ASSEMBLIES CHAPTER 9
CHAPTER 9 ROOF ASSEMBLIES SECTION R901 GENERAL R901.1 Scope. The provisions of this chapter shall govern the design, materials, construction and quality of roof assemblies. SECTION R902 ROOF CLASSIFICATION
More informationDesigning Schools To Reduce On-Going And Future Maintenance and Repair Costs
Designing Schools To Reduce On-Going And Future Maintenance and Repair Costs Charles H. Johnson, Consultant School Facilities Planning Division California Department of Education March 7, 2001 1 Designing
More informationHamilton-Wentworth Catholic District School Board Event Listing By Ascending Event Year
Hamilton-Wentworth Catholic District School Board Event Listing By Ascending Event Year Printed On: 2003/04/03 St Patrick CES, 7932 Study [03.3-050 Plumbing Piping Systems] Study condition, remaining service
More informationCOST OF WORK FORM. Abbreviations: ea = each, LF = linear feet, SF = square feet, HSF = square feet of living area (including garage conversion space)
COST OF WORK FORM All costs shown are estimates using base grade materials, taxes, and labor. For houses where a higher quality is indicated, the costs should be increased for work requiring upgraded materials.
More informationSECTION 3 ONM & J STRUCTURAL ANALYSIS
Historic Boynton Beach High School Existing Building Assessment City of Boynton Beach February 10, 2011 SECTION 3 ONM & J STRUCTURAL ANALYSIS STRUCTURAL ENGINEERS SPECIAL INSPECTORS STRUCTURAL CONDITION
More informationC. Remove all existing asphalt shingles, underlayment and any loose debris into contractor provided dumpsters.
SCOPE OF WORK Project Title: Replace Deteriorated Roof Singles at Cape Lookout National Seashore Maintenance Shop PMIS # 159350 Prepared By: Mike Baker Cape Lookout National Seashore 131Charles St Harkers
More informationRoofing Systems. There are many different systems, each with it's own special requirements and benefits. Browse through all the options below.
Roofing Systems There are many different systems, each with it's own special requirements and benefits. Browse through all the options below. BUR (Built-Up Roofing) Built-Up-Roofing, BUR is a roof that
More informationHigh Wind & Hail Standards
2012 Edition High Wind & Hail Standards FORTIFIED is a program of the Insurance Institute for Business & Home Safety Table of Contents Program Overview and Definitions 5 Goals 5 Objectives 6 Designation
More informationDollars & Sense of Compliance!
CRCA s 29 th Annual Trade Show Oakbrook k Terrace, IL January 19 20, 2012 Dollars & Sense of Compliance! Mark S. Graham Associate ExecutiveDirector Director, Technical Services National Roofing Contractors
More informationBuilding Condition Assessment Report
Building Condition Assessment Report Asset C3c - Oak Terrace Cottage 121 Address Riverview Lands, 2601 Lougheed Highway, Coquitlam, BC. V5C 4J2 Construction Year Size (Gross Floor Area) 1920. 2,553 Sq.Ft.
More informationFinal inspections are completed by site visit only. Access to fenced yards shall be planned.
ROOFING RESIDENTIAL BUILDING INSPECTIONS DEPARTMENT www.ci.blaine.mn.us This handout is intended only as a guide and is based in part on the 2015 Minnesota State Building Code, Blaine City ordinances,
More informationREPLACEMENT COST ESTIMATOR FORM
REPLACEMENT COST ESTIMATOR FORM GENERAL INFORMATION Policy Number: Current Coverage: Insured Name: Property Address: Property Zip: Davis, Clark & Latham Ins. Agency 1 Pleasant Street, Suite 3 Reading,
More informationInsulation R-Value Comparisons
Insulation R-Value Comparisons American Ingenuity s component panels for the 22 48 domes contains seven inch thick rigid Expanded Polystyrene (E.P.S.) insulation which has an R value of 28. American Ingenuity
More informationSODA SPRINGS JOINT SCHOOL DISTRICT NO. 150 RECOMMENDED REPAIRS, REPLACEMENT, AND ADDITIONS OPINIONS OF PROBABLE COST
SODA SPRINGS JOINT SCHOOL DISTRICT NO. 150 RECOMMENDED REPAIRS, REPLACEMENT, AND ADDITIONS OPINIONS OF PROBABLE COST SODA SPRINGS HIGH SCHOOL REPAIRS AND UPGRADES SITE Construction Estimate = $100,000
More informationBuilding Condition Assessment Report
C2 - Nurses Resident (aka Administration) Building Condition Assessment Report Asset Address Address Construction Year Size (Gross Floor Area) Asset Type Floors Above Ground Inspection Date C2 - Nurses
More informationSINGLE FAMILY RESIDENCE HURRICANE MITIGATION APPLICATION
SINGLE FAMILY RESIDENCE HURRICANE MITIGATION APPLICATION As of October 1, 2007, this mitigation form must be submitted as part of the roofing permit application package. Secondary water barrier (if applicable)
More informationMcCullen Management Consultants MMCLLC
McCullen Management Consultants SIPA Conference April 30 th 2014 Why are we talking about Resilience? 2 We have all seen the results Natural disasters are not going away 2012 saw 11 weather and climate
More informationMay 23, 2014. Mr. Derek Sandgren Helm Properties 1520 Butte House Road, Suite 400 Yuba City, California 95993-2240
May 23, 2014 Mr. Derek Sandgren Helm Properties 1520 Butte House Road, Suite 400 Yuba City, California 95993-2240 RE: Pre-Demolition Asbestos Survey Report 6150 Farrell Street, Marysville, California 95901
More informationADDENDUM # 1 To: 1112-909-62-3698 RFP for: Various Construction Maintenance & Repair Services
818 S. FLORES ST. SAN ANTONIO, TEXAS 78204 www.saha.org Procurement Department ADDENDUM # 1 To: 1112-909-62-3698 RFP for: Various Construction Maintenance & Repair Services Remove and replace in their
More informationHail-related fallacies float through neighborhoods, from one property owner to the next, just as fast as the storms that barrel through.
HAIL DAMAGE MYTHS THE MOST COMMON HOMEOWNER MISCONCEPTIONS Author: Doug Brown, PE, RRC - Project Manager, American Structurepoint Hail-related fallacies float through neighborhoods, from one property owner
More information+1.877.497.3528 info@grscanadainc.com www.grscanadainc.com
WORK ORDER AGREEMENT I. Work Site Documentation Quotation / Bid # Core Samples / Infrared Purchase Order # Consultant Report Start Date: II. Work Site Address Building Name Street City Province Postal
More informationCITIZENS PROPERTY INSURANCE CORPORATION BUILDING TYPE II AND III MITIGATION VERIFICATION AFFIDAVIT
CITIZENS PROPERTY INSURANCE CORPORATION BUILING TYPE II AN III MITIGATION VERIFICATION AFFIAVIT This affidavit must be completed to capture mitigation features applicable to a Type II (4 to 6 story) or
More informationROOFS - Guidance for Repair, Maintenance and Replacement
ROOFS - Guidance for Repair, Maintenance and Replacement Guilford Association Architectural Committee ROOFING Slate and tile roofs are a critical design feature of Guilford homes. The homes were designed
More informationCHAPTER VII. TITLE: STANDARDS FOR NEW ROOFING July 2015 CONSTRUCTION, RE-ROOFING CONSTRUCTION AND ROOFING SYSTEM GUARANTEE REQUIREMENTS
TITLE: STANDARDS FOR NEW ROOFING CONSTRUCTION, RE-ROOFING CONSTRUCTION AND ROOFING SYSTEM GUARANTEE REQUIREMENTS Responsible Organization: Office of Facilities Planning Instructions: This Manual supersedes
More informationHazard Description... 1 Location... 1 Extent... 1 Historical Occurrences... 3 Probability of Future Events... 13 Impact and Vulnerability...
HAIL Hazard Description... 1 Location... 1 Extent... 1 Historical Occurrences... 3 Probability of Future Events... 13 Impact and Vulnerability... 13 Hazard Description Hailstorms are a potentially damaging
More informationBuilding Construction. Structural Systems 1. Load-bearing wall construction 2. Skeleton framing 3. Combination of the two
Structural Systems 1. Load-bearing wall construction 2. Skeleton framing 3. Combination of the two Factors governing type selection Economics not necessarily the one that requires the least structural
More informationBay County Builders Services Main Office FAX: (850) 248-8384 PHONE: (850) 248-8350
Bay County Builders Services Main Office FAX: (850) 248-8384 PHONE: (850) 248-8350 FORM B20 ROOFING PERMIT APPLICATION Please fill in all information requested Building Permits must have been issued before
More informationHOMEOWNER S ENHANCEMENT GUIDE. Chapter 8: New Houses in the Neighborhoods
HOMEOWNER S ENHANCEMENT GUIDE Chapter 8: New Houses in the Neighborhoods? NEW CONSTRUCTION There are limited opportunities for new singlefamily home construction in most of Henrico County s midcentury
More informationLarry Haight's Residential Roofing Co, Inc 15203 NE 95th Street Redmond, Washington Phone: (425) 881-9771 Fax: (425) 869-1010
Larry Haight's Residential Roofing Co, Inc 15203 NE 95th Street Redmond, Washington Phone: (425) 881-9771 Fax: (425) 869-1010 Custom bid generated for: Job site address: Lake Villas Condominium Attention:
More informationThe Best Selling Home Improvement Stocks
YOUR HOME IMPROVEMENT 3 in 1 Solution LOW PRICE GUARANTEE A Reputation Built On Service Since 1950 we have been a family company built on honesty, trust, and excellent customer service. These core values
More informationCommercial Roofing Division
Commercial Roofing Division Protecting your business is our business! 2000 squares of shingles (30yr architect) Brentwood Condominiums Atlanta, Georgia RRSA s success is built on Founder Grady Marty Haight
More informationBuilding stronger buildings
Photos courtesy of the Insurance Institute for Business & Home Safety. Building stronger buildings The insurance industry gives homeowners and building owners incentives to fortify their structures by
More informationHurricane Damage. How Wind Forces Affect Homes
Hurricanes are among the most destructive and costliest of all natural disasters. Since 1995, the United States has entered a cycle of more intense hurricane activity. Between 2003 and 2007 Florida was
More informationLITITZ MUTUAL INSURANCE COMPANY 2 North Broad Street Lititz, Pennsylvania - MAIN OFFICE -
The original section of this building was constructed in 1941. The exterior walls are built of good quality stone. In the early 1980 s a similar addition was added to the north elevation. The exterior
More informationProtecting YOUR NEW HOME FROM Wind Damage
Protecting YOUR NEW HOME FROM Wind Damage Blueprint for Safety... A Blueprint for Life When severe weather threatens, protecting life and property automatically becomes top priority for millions of Florida
More informationEstimator: Miami Estimates Business: (305) 395-4362. Date Entered: 04/30/2008
Insured: Property: Claim Rep.: Business: Estimator: Miami Estimates Business: (305) 395-4362 Claim Number Policy Number Type of Loss Deductible Dates: Date of Loss: 10/24/2005 Dwelling $0.00 Other structures
More informationAsbestos Survey Form (See Instructions)
Asbestos Survey Form (See Instructions) 777 12th Street, 3rd Floor Sacramento, CA 95814 Office (916) 874-4800 Fax (916) 874-4899 Email: asbestos@airquality.org 1. Purpose of Survey Renovation Demolition
More informationSustainable start to finish.
f Sustainable start to finish. At DaVinci Roofscapes we compound, mold and finish lightweight tiles in our own Kansas City, Kansas facility to save energy and transportation costs then utilize the energy
More informationYou will be notified by letter after the ACC committee has made a decision. They have at least 30 days to review and respond to your application.
LAKE RIDGE HOME OWNERS ASSOCIATION c/o CREST MANAGEMENT CO. HOUSTON, TEXAS 77218-9320 281-579-0761 ext.614 FAX: 281-579-0761 (please do not fax pictures) Dear Resident: Re: ACC Application: Enclosed please
More informationInsurance claims EFFECTS OF HAIL
New Section 1 Page 1 Insurance claims As an insurance loss specialist, Sarasota Architectural Solutions is fully qualified to work with insurance companies to satisfy storm claims for damages. We are a
More informationDuring storm events, a roof is expected to perform many functions from preventing water intrusion
Roof Coverings and Best Practices 8.1 Introduction During storm events, a roof is expected to perform many functions from preventing water intrusion to acting as a structural diaphragm in certain situations.
More informationVOLUME V GUIDELINES FOR DESIGN CONSULTANT TABLE OF CONTENTS APPENDIX B: MASTER CONSTRUCTION SPECIFICATIONS AND PREPARATION GUIDE, DIVISIONS 0-10
VOLUME V GUIDELINES FOR DESIGN CONSULTANT TABLE OF CONTENTS APPENDIX B: MASTER CONSTRUCTION SPECIFICATIONS AND PREPARATION GUIDE, DIVISIONS 0-10 SECTION B1: PREPARATION GUIDE B1.1 INTRODUCTION... B1-1
More informationSmooth cap sheet - 0-10 SQ $ 139.00. Smooth cap sheet - 11-50 SQ $ 63.00. Smooth cap sheet - 51-100 SQ $ 36.00 Smooth cap sheet - 101-200 SQ $ 36.
Demolition/Removal of Work 4-ply built up roofing to the insulation (smooth cap sheet) Smooth cap sheet - 0-10 SQ $ 63.00 Smooth cap sheet - 11-50 SQ $ 63.00 Smooth cap sheet - 51-100 SQ $ 35.00 Smooth
More information