Estimator: Miami Estimates Business: (305) Date Entered: 04/30/2008

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1 Insured: Property: Claim Rep.: Business: Estimator: Miami Estimates Business: (305) Claim Number Policy Number Type of Loss Deductible Dates: Date of Loss: 10/24/2005 Dwelling $0.00 Other structures $0.00 Date Entered: 04/30/2008 Price List: Estimate: FLM14S7A1 Restoration/Service/Remodel The following estimate has been prepared based on representations made by the insured. The work outlined in the following pages will be performed in accordance with all the standards set forth by the South Florida Building Code. Any aditional credits or work required by the client will be processed in the form of a change order.

2 THOMAS_FERNANDEZ Dwelling Exterior Room: Roof1 1, Surface Area Total Perimeter Length Number of Squares Total Ridge Length Remove 3 tab - 25 yr. - composition SQ shingle roofing - incl. felt 3 tab - 25 yr. - composition shingle roofing SQ , incl. felt Including 10 % waste. R&R Soffit & fascia - wood - 4' overhang LF R&R Soffit & fascia - wood - 2' overhang LF , Room Totals: Roof1 8, Room: Roof Surface Area Total Perimeter Length 9.64 Number of Squares Total Ridge Length Remove Modified bitumen roof 9.64 SQ Modified bitumen roof SQ , Asphalt seal coat 1, SF THOMAS_FERNANDEZ 05/06/2008 Page: 2

3 CONTINUED - Roof2 Includes 10 % waste. Room Totals: Roof2 8, Room: RIGHT ELEV R&R Central air conditioning system EA , , ton SEER Room Totals: RIGHT ELEV 3, Area Items Total: Exterior 20, Interior Room: EFF KITCHEN SF Walls SF Walls & Ceiling 4.44 SY Flooring SF Long Wall LF Ceil. Perimeter LxWxH 7'6" x 5'4" x 8'0" SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 1-5'4" X 8'0" Opens into E Goes to Floor/Ceiling THOMAS_FERNANDEZ 05/06/2008 Page: 3

4 Subroom 1: Offset 1 LxWxH 10'9" x 4'6" x 8'0" SF Walls SF Walls & Ceiling 5.38 SY Flooring SF Long Wall LF Ceil. Perimeter SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 1-7'6" X 8'0" Opens into 0 Goes to Floor/Ceiling Missing Wall: 1-2'6" X 8'0" Opens into 0 Goes to Floor/Ceiling Outlet or switch - Detach & reset 3.00 EA Light fixture - Detach & reset 1.00 EA coat plaste rover 5/8" gypsum SF R&R Batt insulation - 10" - R SF Sink - double - Detach & reset 1.00 EA R&R P-trap assembly - ABS (plastic) 1.00 EA Range hood - Detach & reset 1.00 EA Range - electric - Remove & reset 1.00 EA Refrigerator - Remove & reset 1.00 EA R&R Backsplash - plastic laminate 9.25 SF R&R Countertop - Flat laid plastic laminate 4.75 LF R&R Cabinetry - lower (base) units 4.75 LF R&R Cabinetry - upper (wall) units 7.50 LF , Interior plaster repair - Minimum charge 1.00 EA ALSO COVERS BATHROOM'S WALL PLASTER REPAIRS. Mask wall - plastic, paper, tape (per LF) LF Texture drywall - smooth / skim coat SF WALLS NEED TO BE RE-FINISHED DUE TO DAMAGES CAUSED WHEN REMOVING JOINT TAPE BETWEEN WALL AND CEILING. Seal/prime the walls and ceiling - one coat SF (anti-microbial coating) Paint the walls and ceiling - two coats SF Paint door slab only - 2 coats (per side) 1.00 EA Paint door/window trim & jamb - 2 coats 1.00 EA (per side) Floor protection - self-adhesive plastic film SF THOMAS_FERNANDEZ 05/06/2008 Page: 4

5 CONTINUED - EFF KITCHEN Regrout tile floor SF Room Totals: EFF KITCHEN 5, Room: EFF DINING SF Walls SF Walls & Ceiling 9.95 SY Flooring SF Long Wall LF Ceil. Perimeter LxWxH 10'9" x 8'4" x 8'0" SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 1-9'9" X 8'0" Opens into E Goes to Floor/Ceiling Missing Wall: 1-2'6" X 6'8" Opens into E Goes to Floor Contents - move out then reset - Extra large 1.00 EA room Ceiling fan & light - Detach & reset 1.00 EA Outlet or switch - Detach & reset 2.00 EA Window blind - horizontal or vertical EA Detach & reset 2 coat plaster over 5/8" gypsum 1.00 SF R&R Batt insulation - 10" - R SF Texture drywall - smooth / skim coat SF WALLS NEED TO BE RE-FINISHED DUE TO DAMAGES CAUSED WHEN REMOVING JOINT TAPE BETWEEN WALL AND CEILING. Mask wall - plastic, paper, tape (per LF) LF Sand, scrape the walls & prep for paint SF Seal/prime the walls and ceiling - one coat SF (anti-microbial coating) THOMAS_FERNANDEZ 05/06/2008 Page: 5

6 CONTINUED - EFF DINING Paint the walls and ceiling - two coats SF Paint door slab only - 2 coats (per side) 1.00 EA Paint door/window trim & jamb - 2 coats 1.00 EA (per side) Floor protection - self-adhesive plastic film SF Regrout tile floor SF R&R Baseboard - 3 1/4" LF Seal & paint baseboard - two coats LF Room Totals: EFF DINING 1, Room: EFF BEDROOM SF Walls SF Walls & Ceiling SY Flooring SF Long Wall LF Ceil. Perimeter LxWxH 10'9" x 10'6" x 8'0" SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 2-2'6" X 6'8" Opens into E Goes to Floor Missing Wall: 1-6'0" X 6'8" Opens into E Goes to Floor Missing Wall: 1-3'0" X 8'0" Opens into E Goes to Floor/Ceiling Subroom 1: Offset 1 LxWxH 3'0" x 1'10" x 8'0" SF Walls SF Walls & Ceiling 0.61 SY Flooring SF Long Wall 9.67 LF Ceil. Perimeter 5.50 SF Ceiling 5.50 SF Floor 9.67 LF Floor Perimeter SF Short Wall THOMAS_FERNANDEZ 05/06/2008 Page: 6

7 CONTINUED - EFF BEDROOM Contents - move out then reset - Extra large 1.00 EA room Heat/AC register - Detach & reset 1.00 EA Clean register - heat / AC 1.00 EA Ceiling fan & light - Detach & reset 1.00 EA Outlet or switch - Detach & reset 5.00 EA Window blind - horizontal or vertical EA Detach & reset Window drapery - hardware - Detach & 2.00 EA reset 2 coat plaster over 5/8" gypsum 1.00 SF R&R Batt insulation - 10" - R SF Texture drywall - smooth / skim coat SF WALLS NEED TO BE RE-FINISHED DUE TO DAMAGES CAUSED WHEN REMOVING JOINT TAPE BETWEEN WALL AND CEILING. Mask wall - plastic, paper, tape (per LF) LF Sand, scrape the walls & prep for paint SF Seal/prime the walls and ceiling - one coat SF (anti-microbial coating) Paint the walls and ceiling - two coats SF Paint door slab only - 2 coats (per side) 1.00 EA Paint door/window trim & jamb - 2 coats 1.00 EA (per side) Bifold door set - (4 slabs only) - Double 1.00 EA Detach & reset Paint bifold door set - slab only - 2 coats 1.00 EA (per side) Floor protection - self-adhesive plastic film SF Regrout tile floor SF R&R Baseboard - 3 1/4" LF Seal & paint baseboard - two coats LF Room Totals: EFF BEDROOM 2, THOMAS_FERNANDEZ 05/06/2008 Page: 7

8 Room: MAIN KITCHEN SF Walls SF Walls & Ceiling SY Flooring SF Long Wall LF Ceil. Perimeter LxWxH 17'9" x 8'8" x 8'0" SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 1-2'6" X 6'8" Opens into E Goes to Floor Missing Wall: 1-7'4" X 6'8" Opens into E Goes to Floor Missing Wall: 1-3'6" X 8'0" Opens into E Goes to Floor/Ceiling Subroom 1: Offset 1 LxWxH 3'6" x 3'4" x 8'0" SF Walls SF Walls & Ceiling 1.30 SY Flooring SF Long Wall LF Ceil. Perimeter SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Contents - move out then reset - Extra large 1.00 EA room Heat/AC register - Detach & reset 1.00 EA Clean register - heat / AC 1.00 EA R&R Attic entrance cover and trim 1.00 EA Smoke detector - Detach & reset 1.00 EA Outlet or switch - Detach & reset 3.00 EA Phone, TV, or speaker outlet - Detach & 1.00 EA reset 2 coat plaster over 5/8" gypsum SF R&R Batt insulation - 10" - R SF REMOVE & REPLACE 50 % 0F CEILING. R&R Acoustic ceiling (popcorn) texture SF Texture drywall - smooth / skim coat SF WALLS NEED TO BE RE-FINISHED DUE TO DAMAGES CAUSED WHEN REMOVING JOINT TAPE BETWEEN WALL AND CEILING. Mask wall - plastic, paper, tape (per LF) LF Sand, scrape the walls & prep for paint SF THOMAS_FERNANDEZ 05/06/2008 Page: 8

9 CONTINUED - MAIN KITCHEN Seal/prime the walls - one coat (anti SF microbial coating) Regrout tile floor SF R&R Baseboard - 3 1/4" LF Seal & paint baseboard - two coats LF Room Totals: MAIN KITCHEN 2, Room: Bedroom SF Walls SF Walls & Ceiling SY Flooring SF Long Wall LF Ceil. Perimeter LxWxH 10'7" x 10'2" x 8'0" SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 1-2'6" X 6'8" Opens into E Goes to Floor Missing Wall: 1-4'11" X 6'8" Opens into E Goes to Floor Contents - move out then reset - Extra large 1.00 EA room Heat/AC register - Detach & reset 1.00 EA Clean register - heat / AC 1.00 EA Outlet or switch - Detach & reset 5.00 EA Window blind - horizontal or vertical EA Detach & reset Window drapery - hardware - Detach & 2.00 EA reset 2 coat plaster over 5/8" gypsum SF R&R Batt insulation - 10" - R SF THOMAS_FERNANDEZ 05/06/2008 Page: 9

10 CONTINUED - Bedroom 2 REMOVE & REPLACE 50 % 0F CEILING. Texture drywall - heavy hand texture SF CEILING HAS KNOCKDOWN FINISH. Mask wall - plastic, paper, tape (per LF) LF Sand, scrape the walls and ceiling & prep SF for paint Texture drywall - smooth / skim coat SF WALLS NEED TO BE RE-FINISHED DUE TO DAMAGES CAUSED WHEN REMOVING JOINT TAPE BETWEEN WALL AND CEILING. Seal/prime the walls and ceiling - one coat SF (anti-microbial coating) Paint door slab only - 2 coats (per side) 1.00 EA Paint door/window trim & jamb - 2 coats 1.00 EA (per side) Regrout tile floor SF R&R Baseboard - 3 1/4" LF Seal & paint baseboard - two coats LF Room Totals: Bedroom 2 2, Room: Bedroom SF Walls SF Walls & Ceiling SY Flooring SF Long Wall LF Ceil. Perimeter LxWxH 9'9" x 9'4" x 8'0" SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 1-2'6" X 6'8" Opens into E Goes to Floor Missing Wall: 1-3'11" X 6'8" Opens into E Goes to Floor THOMAS_FERNANDEZ 05/06/2008 Page: 10

11 Contents - move out then reset - Extra large 1.00 EA room Light fixture - Detach & reset 1.00 EA Outlet or switch - Detach & reset 5.00 EA coat plaster over 5/8" gypsum SF R&R Batt insulation - 10" - R SF REMOVE & REPLACE 50 % 0F CEILING. Texture drywall - heavy hand texture SF CEILING HAS KNOCKDOWN FINISH. Mask wall - plastic, paper, tape (per LF) LF Sand, scrape the walls and ceiling & prep SF for paint Texture drywall - smooth / skim coat SF WALLS NEED TO BE RE-FINISHED DUE TO DAMAGES CAUSED WHEN REMOVING JOINT TAPE BETWEEN WALL AND CEILING. Seal/prime the walls and ceiling - one coat SF (anti-microbial coating) Paint door slab only - 2 coats (per side) 1.00 EA Paint door/window trim & jamb - 2 coats 1.00 EA (per side) Regrout tile floor SF R&R Baseboard - 3 1/4" LF Seal & paint baseboard - two coats LF Room Totals: Bedroom 3 1, Room: Master Bath SF Walls SF Walls & Ceiling 3.94 SY Flooring SF Long Wall LF Ceil. Perimeter LxWxH 7'1" x 5'0" x 8'0" SF Ceiling SF Floor LF Floor Perimeter SF Short Wall Missing Wall: 1-2'6" X 6'8" Opens into E Goes to Floor THOMAS_FERNANDEZ 05/06/2008 Page: 11

12 CONTINUED - Master Bath Bathroom ventilation fan - Detach & reset 1.00 EA Light fixture - Detach & reset - Extra large 1.00 EA R&R Fluorescent - one tube - 4' - fixture 1.00 EA w/lens Outlet or switch - Detach & reset 1.00 EA coat plaster over 5/8" gypsum SF R&R Batt insulation - 10" - R SF Texture drywall - smooth / skim coat SF WALLS NEED TO BE RE-FINISHED DUE TO DAMAGES CAUSED WHEN REPLACING TILES. Mask wall - plastic, paper, tape (per LF) LF Sand, scrape part of the ceiling & prep for SF paint Seal/prime the walls and ceiling - one coat SF (anti-microbial coating) Paint part of the ceiling - two coats SF Medicine cabinet - Detach & reset 1.00 EA R&R Vanity 1.58 LF R&R Vanity top - one sink - cultured onyx LF high grade R&R Bath accessory 5.00 EA Detach & Reset Sink faucet - Bathroom 1.00 EA Toilet - Detach & reset 1.00 EA R&R Bathtub 1.00 EA Detach & Reset Tub/shower faucet 1.00 EA R&R Ceramic tile SF , Wall tiles bordering ceiling need to be replaced as per FBC proper construction for taping joints, ceiling and walls. R&R 1/4" Cement board SF Floor protection - self-adhesive plastic film SF R&R Tile floor covering SF Room Totals: Master Bath 4, THOMAS_FERNANDEZ 05/06/2008 Page: 12

13 Area Items Total: Interior 20, Area Items Total: Dwelling 41, Room: Other structures R&R Wood fence - board on board - 5'- 6' LF , high - treated R&R Wood gate 5'- 6' high - cedar LF gates. Room Totals: Other structures 8, Room: GENERAL Dumpster load - Approx. 20 yards, 4 tons 1.00 EA of debris Single axle dump truck - per load EA including dump fees Cleaning Technician - incl. cleaning agent HR per hour AIR purifier unit rental EA THOMAS_FERNANDEZ 05/06/2008 Page: 13

14 CONTINUED - GENERAL /DAY. As per OSHA purifiers are required when performing drywall or plaster work. Electrical repair - Minimum charge 1.00 EA Plumbing repair - Minimum charge 1.00 EA Debris removal 1.00 EA POST-HURRICANE. Clean ductwork system for entire house 1.00 EA Room Totals: GENERAL 3, Line Item Subtotals: THOMAS_FERNANDEZ 52, THOMAS_FERNANDEZ 05/06/2008 Page: 14

15 Adjustments for Base Service Charges Adjustment Carpenter - Finish, Trim/Cabinet Type-Of-Loss % = Cleaning Technician Type-Of-Loss % = Concrete Mason Type-Of-Loss % = Drywall Installer/Finisher Type-Of-Loss % = Electrician Type-Of-Loss % = Fencing Installer Type-Of-Loss % = Hardware Installer Type-Of-Loss % = Heating / A.C. Mechanic Type-Of-Loss % = Insulation Installer Type-Of-Loss % = General Laborer Type-Of-Loss % = Plumber Type-Of-Loss % = Painter Type-Of-Loss % = Roofer Type-Of-Loss % = Membrane Roofing Installer Type-Of-Loss % = Siding Installer Type-Of-Loss % = Tile/Cultured Marble Installer Type-Of-Loss % = Total Adjustments for Base Service Charges: 2, Permit Amount: 1, THOMAS_FERNANDEZ 05/06/2008 Page: 15

16 Line Item Totals: THOMAS_FERNANDEZ 56, Grand Total Areas: 1, SF Walls SF Ceiling 2, SF Walls and Ceiling SF Floor SY Flooring LF Floor Perimeter SF Long Wall SF Short Wall LF Ceil. Perimeter 0.00 Floor Area 0.00 Total Area 0.00 Interior Wall Area 0.00 Exterior Wall Area 0.00 Exterior Perimeter of Walls 2, Surface Area Number of Squares Total Perimeter Length Total Ridge Length 0.00 Total Hip Length Type of Loss Amount % Grand Total % Dwelling 44, % 58, % Other structures 8, % 9, % Total 52, % 68, % THOMAS_FERNANDEZ 05/06/2008 Page: 16

17 Summary for Dwelling Line Item Total 44, Total Adjustments for Base Service Charges 2, Permit 1, Material Sales 7.000% x 10, Subtotal 49, % x 49, , % x 49, , Replacement Cost Value 58, Net Claim 58, Miami Estimates THOMAS_FERNANDEZ 05/06/2008 Page: 17

18 Summary for Other structures Line Item Total 8, Total Adjustments for Base Service Charges Material Sales 7.000% x 3, Subtotal 8, % x 8, % x 8, Replacement Cost Value 9, Net Claim 9, Miami Estimates THOMAS_FERNANDEZ 05/06/2008 Page: 18

19 Recap by Room Estimate: THOMAS_FERNANDEZ Area: Dwelling Area: Exterior Roof1 8, % Type-Of-Loss: Dwelling % = 8, Roof2 8, % Type-Of-Loss: Dwelling % = 8, RIGHT ELEV 3, % Type-Of-Loss: Dwelling % = 3, Area Subtotal: Exterior 20, % Type-Of-Loss: Dwelling % = 20, Area: Interior EFF KITCHEN 5, % Type-Of-Loss: Dwelling % = 5, EFF DINING 1, % Type-Of-Loss: Dwelling % = 1, EFF BEDROOM 2, % Type-Of-Loss: Dwelling % = 2, MAIN KITCHEN 2, % Type-Of-Loss: Dwelling % = 2, Bedroom 2 2, % Type-Of-Loss: Dwelling % = 2, Bedroom 3 1, % Type-Of-Loss: Dwelling % = 1, Master Bath 4, % Type-Of-Loss: Dwelling % = 4, Area Subtotal: Interior 36.64% 20, Type-Of-Loss: Dwelling % = 20, Area Subtotal: Dwelling 74.36% 41, Type-Of-Loss: Dwelling % = 41, Other structures 8, % Type-Of-Loss: Other structures % = 8, GENERAL 3, % Type-Of-Loss: Dwelling % = 3, Subtotal of Areas 95.33% 52, THOMAS_FERNANDEZ 05/06/2008 Page: 19

20 Type-Of-Loss: Dwelling 84.81% = 44, Type-Of-Loss: Other structures 15.19% = 8, Base Service Charges 2, % Total 55, % THOMAS_FERNANDEZ 05/06/2008 Page: 20

21 Recap by Category O&P Items Total Dollars % APPLIANCES % Type-Of-Loss: % = CABINETRY 2, % Type-Of-Loss: % = 2, CLEANING 1, % Type-Of-Loss: % = 1, CONCRETE & ASPHALT % Type-Of-Loss: % = CONTENT MANIPULATION % Type-Of-Loss: % = GENERAL DEMOLITION 5, % Type-Of-Loss: 78.82% = 4, Type-Of-Loss: Other 21.18% = 1, DOORS % Type-Of-Loss: % = DRYWALL 4, % Type-Of-Loss: % = 4, ELECTRICAL % Type-Of-Loss: % = FLOOR COVERING - CERAMIC TILE 2, % Type-Of-Loss: % = 2, FENCING 6, % Type-Of-Loss: Other % = 6, FINISH CARPENTRY / TRIMWORK % Type-Of-Loss: % = FINISH HARDWARE % Type-Of-Loss: % = HEAT, VENT & AIR CONDITIONING 3, % Type-Of-Loss: % = 3, INSULATION % Type-Of-Loss: % = LIGHT FIXTURES % Type-Of-Loss: % = MARBLE - CULTURED OR NATURAL % Type-Of-Loss: % = INTERIOR LATH & PLASTER % Type-Of-Loss: % = THOMAS_FERNANDEZ 05/06/2008 Page: 21

22 PLUMBING 1, % Type-Of-Loss: % = 1, PAINTING 4, % Type-Of-Loss: % = 4, ROOFING 14, % Type-Of-Loss: % = 14, SOFFIT, FASCIA, & GUTTER 1, % Type-Of-Loss: % = 1, TILE 1, % Type-Of-Loss: % = 1, WINDOW TREATMENT % Type-Of-Loss: % = Subtotal 52, % Base Service Charges 2, % Permit 1, % Material Sales 7.000% % 10.00% 5, % 10.00% 5, % O&P Items Subtotal 68, % Grand Total 68, THOMAS_FERNANDEZ 05/06/2008 Page: 22

23 Pictures Insured: Address: Policy: Claim no: DOL: 10/24/05 Type: Windstorm View of house Wind damages to roof Wind damages to roof Wind damages to roof PDF created with pdffactory trial version

24 Wind damages to soffit & fascia Wind damages to soffit & fascia Wind damages to soffit & fascia Windstorm damaged wood fence. Temporarily mitigated. PDF created with pdffactory trial version

25 Windstorm damaged wood fence. Temporarily mitigated. 4 ton A/C replaced Roof leak damages to efficiency kitchen Roof leak damages to efficiency kitchen cabinets PDF created with pdffactory trial version

26 Roof leak damages to efficiency kitchen cabinets Roof leak damages to efficiency kitchen cabinets Roof leak damages to efficiency kitchen cabinets Roof leak damages to efficiency kitchen PDF created with pdffactory trial version

27 Roof leak damages to efficiency kitchen Roof leak damages to efficiency dining room Roof leak damages to efficiency dining room Roof leak damages to efficiency bedroom PDF created with pdffactory trial version

28 Roof leak damages to efficiency bedroom Roof leak damages to efficiency bedroom Roof leak damages to main kitchen Roof leak damages to main kitchen PDF created with pdffactory trial version

29 Roof leak damages to bedroom 2 Roof leak damages to bedroom 2 Roof leak damages to bedroom 3 Roof leak damages to master bath PDF created with pdffactory trial version

30 Roof leak damages to master bath PDF created with pdffactory trial version

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