INFORMATION SHEET Lambton Renovates Program for Homeowners

Size: px
Start display at page:

Download "INFORMATION SHEET. 2015 Lambton Renovates Program for Homeowners"

Transcription

1 INFORMATION SHEET 2015 Lambton Renovates Program for Homeowners Disclaimer: Details contained herein are for informational purposes only, and are not to be relied upon as a comprehensive or precise representation of the program, its terms and conditions or eligibility rules. Please read carefully before applying for a loan under the Lambton Renovates Program. The Federal and Provincial governments partnered to fund the Lambton Renovates program for Lambton County in Completed applications are generally processed on a first come first serve basis. An exception to the first come first serve basis may be made if loan applications are for urgent and critical repairs and may be approved by the Program Administrator, in its sole discretion. Recipients of funding from previous rounds of Lambton Renovates, Homeownership Down Payment Assistance or Rental & Supportive Component of AHP/IAH Programs are not eligible for additional funding under this or future rounds of the Lambton Renovates Program. Funding is provided in the form of a 10 year forgivable loan to homeowner occupant based on the cost of approved work items. Accessibility repair costs up to the first $5,000 may be in the form of a grant rather than a loan and does not require repayment. The amount of funding per homeowner application may be up to a maximum of $15,000. Program recipients are required to sign a Loan Agreement to be registered as a second mortgage on the title of the property. The loan agreement shall in no case be lower than second position on the title of the property. The loan is payment free, interest free and forgivable if the homeowner occupant complies with program rules at all times. Provided the homeowner occupant remains in compliance with program rules, the loan is forgiven at the rate of 10% per year over the program period. The earning of loan forgiveness begins on the date the project work passes final inspection. All or part of the loan is repayable under certain circumstances. The full amount of the loan may be repayable if a lien, other charge or claim is made against the home. The full amount of the loan is repayable if information provided by the applicant is false or misrepresented, the applicant omits relevant information and/or the funding is used for purposes other than the approved use. In other circumstances, including a sale of the home or if the homeowner occupant ceases to occupy the home as the sole and principal residence, the balance of the loan is repayable on the basis of the 10% per year forgivable calculation. Page 1 of 7

2 Eligibility Criteria The following highlights applicant eligibility criteria, subject to the discretion of the County of Lambton. 1) A fully completed 2015 Lambton Renovates Application Form is required; 2) Photocopy of 2 pieces of government issued photo identification of the Applicant(s); 3) The combined total annual gross foreign and Canadian household income cannot exceed the tiered income limit as follows: 1 person household - $32,800 2 person household - $45,000 3 person household - $57,200 4 person household - $69,400 5 person household - $81,600 4) The combined total foreign and Canadian household assets as established under O. Reg. 367/11 Sec 35 cannot exceed $100,000. This includes assets from every member of the household that is 18 years of age or older; 5) The home is located in any municipality in the County of Lambton; 6) The home is more than five years old; 7) Homes situated on 'leasehold land and/or leasehold land improvements' are not eligible for this program. The applicant must own both the home and the land the home is situated on; 8) Market value (MPAC or licensed qualified appraisal) of the home does not exceed $190,000; 9) The total balance of all existing mortgages/charges and other financing registered on the title of the property plus the estimated program loan amount do not exceed 100% of the market value of the property as determined by MPAC or a licensed qualified appraiser; 10) Title and Sheriff Certificate searches (completed by the County of Lambton) must be clear of any liens, writs and executions; 11) There are no liens or charges, except first mortgage/charge and other financing, registered against the property; 12) Mortgage/charge and other financing payments must be up-to-date and not in arrears; 13) Homeowner insurance coverage must be in place for the full value of the home and the premium must be paid up-to-date and not in arrears; 14) Property tax account is paid up-to-date and not in arrears; 15) Applicants do not have outstanding social housing arrears in Ontario; 16) The home requiring the work must be owned and occupied by the applicant(s) as their sole and principal residence for the full term of the loan; 17) The intended work must be eligible for program funds; 18) Accessibility modifications qualify for approval of a grant not to exceed $5,000 if: a) The modifications are required to accommodate a medical condition of one or more occupants of the home that requires improved accessibility features and; b) The need for accessibility modifications is verified in writing by a qualified professional, where the verification of the need for the accessibility modifications and the qualified professional are acceptable and satisfactory to the Program Coordinator and; c) The accessibility modifications required are clearly described and specified by a qualified professional where the description and specifications of the accessibility modifications and the qualification of the professional are acceptable and satisfactory to the Program Coordinator; Page 2 of 7

3 19) Any work started prior to approval of the Loan Agreement on title or submission of the signed Letter of Agreement for the Grant component, whichever applies, is not eligible for program funding; 20) Work that may be covered by the homeowner's insurance policy or covered by a warranty period is not eligible for program funding. General Information 1) Approved applicants must sign and register a forgivable Loan Agreement on title within program timelines. In the case of an accessibility grant, approved applicants must sign and submit the Letter of Agreement for the grant to the Program Coordinator; 2) Work must commence within 45 days of the date the Loan Agreement is registered on title and be completed within 120 days of commencement. In the case of an accessibility grant, work must commence within 45 days of the Letter of Agreement and be completed within 120 days of commencement; 3) The need for and a description of the intended work must be confirmed by the County of Lambton's Building Services Department. Where confirmation by the County's Building Services Department is not possible, a qualified professional must confirm the work. Qualified professional includes an inspector from the Fire Department, Electrical Safety Authority, gas company, utility company, engineer, and in some cases a qualified home inspector, a qualified contractor or a qualified medical professional. Confirmation of the need and work descriptions must be in a form, content and from a source acceptable to the Program Administrator; 4) Quotes and estimates for the work must be from a qualified contractor and the relationship with the contractor must be at arms-length. Arms-length means a transaction in which the buyers and sellers of a product or service act independently and have no relationship to each other. The concept of an arm's length transaction is intended to facilitate a prudent use of public funds and ensure that the parties in the transaction are acting in their own self-interest and are not subject to any pressure or undue influence from the other party; 5) Quotes and estimates for the work must include the contractor's HST number and an itemized list of the scope of work to be completed along with the cost to complete each item of work listed; 6) The homeowner occupant must retain and submit copies of all financial records (including invoices and proof of payment) for reporting and audit purposes; 7) All work must be in accordance with applicable rules and regulations, including but not limited to, zoning and municipal requirements; 8) The homeowner occupant must adhere to all program requirements, rules and timelines throughout the process and during the 10 year forgivable loan period. Inspections The need for and a description of the intended work must be confirmed by the County of Lambton's Building Services Department and where not possible, by a qualified professional. An inspector from the County's Building Services Department or the qualified professional may be obligated to record any defects in the home even if the defect was not part of the Lambton Renovates Loan Application. The results of the inspection may remain on the record of your home and if so all work must be completed even if you withdraw your application or if your application is not approved. It is also possible that the maximum funding is not enough to pay for all the work listed in the inspection report even if your application is approved. In this case, you may be responsible to complete the work at your own expense prior to starting the Lambton Renovates work. Page 3 of 7

4 It is also important to note that if the cost of the work described in the inspection reports is higher than the amount you requested on your application but lower than the maximum amounts allowed under the program, you may amend your application and request a higher loan amount. Such requests will be reviewed on a case by case basis but there is no guarantee such a request for a higher amount will be approved. Eligible Projects Any work started prior to approval of your application is not eligible for program funding. Applicants must obtain the necessary permits, approvals and final inspections for all work. Eligible repairs for Lambton Renovates may include the following activities: Repairs or replacements required to make a house safe. Examples of this include repairs required to remedy leaky roofs where deterioration is beyond practical repairs, basement leaking, mould/asbestos removal to eliminate a present health hazard, fire safety items, electrical defects, chimneys, doors and windows, plumbing defects, septic systems, well water and well drilling, the replacement of a furnace (or the home's primary heat source) condemned by the governing authority; or repairs mandated by the County's Building Services Department; Lambton Renovates strongly encourages the use of energy-saving products or systems for the required repairs and/or rehabilitation. Modifications to increase accessibility related to housing and reasonably related to an occupant s disability including permanent installations of ramps, handrails, chair and bath lifts, height adjustments to countertops, and cues for doorbells/fire alarms. Other eligible costs include labour and applicable taxes, building permits, legal fees, certificates, appraisal fees, inspection fees, drawing and specification and any other costs that the County of Lambton deems reasonable and that are agreed to by the Ministry of Municipal Affairs and Housing. IMPORTANT INFORMATION Applicants are not approved for any program funds solely on the basis of submitting an application or other information. All applicants are cautioned not to rely on Lambton Renovates program funds until they receive a Letter of Final Approval confirming the application has been approved for program funds. Any work started prior to registration of the Loan Agreement on title or in the case of an accessibility grant, submission of the signed Letter of Agreement for the grant to the Program Coordinator, is not eligible for program funding. If your application is approved, program funds cannot be released or advanced to you until all the work is completed and all final inspections approving the work have been submitted. Program funds cannot be used for deposits or progress draws to contractors. Applicants are cautioned not to sign any agreement or contract with a contractor prior to registration of the Loan Agreement on title or in the case of an accessibility grant, receipt of the signed Letter of Agreement by the PC. Any and all contracts for the work are the responsibility of the applicant. The Corporation of the County of Lambton is not responsible for or bound in any way by any third party contracts. Lambton Renovates - 7 Process Steps The delivery of the 2014 Lambton Renovates program is coordinated by the Project Coordinator (PC). Here is a 7 step overview of the Lambton Renovates program: Step 1 Submit completed application and supporting documents to PC. Step 2 PC reviews initial application for eligibility Step 3 PC sends Letter of Conditional Approval to applicant Page 4 of 7

5 Step 4 Step 5 Step 6 Step 7 PC reviews inspections and quotes PC sends Letter of Final Approval or Letter of Agreement to applicant Applicant s legal representative registers Loan Agreement on Title Applicant requests payment of program funds Step 1 Submit completed application and supporting documents to PC Applicants must submit a fully completed 2015 Lambton Renovates Application Form with all required information, documentation and verification attachments which includes but may not be limited to: Proof of all foreign and Canadian income from every member of the household 18 years of age or older; Verification of total household foreign and Canadian assets; Verification of the total balance of all existing mortgage/charge and other financing on the property; Verification that all mortgage/charge and other financing payments are up-to-date and not in arrears; A Certificate of Insurance and verification that insurance coverage is in place for the full value of the home and the premium is paid up-to-date and not in arrears; Verification that the market value of the home does not exceed $190,000; Verification that the property tax account is paid up-to-date and there are no arrears; Verification that the applicant(s) is/are the registered owner(s) of the home for which program funds are requested; Step 2 PC reviews initial application for eligibility Application will be reviewed for completeness and eligibility. If the application and/or documents are incomplete, the application cannot be processed. The applicant will be notified and may be required to start over at Step 1, losing their application ranking. Please be sure the application is complete and all documents required are submitted to avoid losing the application ranking. If the application and documents are complete the PC conducts a title search to verify that the applicant(s) is/are the registered owner(s) of the home for which program funds are requested and to verify there are no liens registered against the property. The PC will also proceed to verify any other information deemed necessary by the PC. o If the application and related information confirms the applicant is ineligible, the application will be declined and the applicant will be notified by letter. If the applicant is ineligible the application will be closed and no further steps will be required. o If the application and related information confirms the applicant is eligible, the application will proceed to Step 3. Step 3 PC sends Letter of Conditional Approval to applicant PC will schedule initial inspection and notify applicant of inspector availability. The Inspector will conduct an initial inspection and provide PC with report. PC will review initial inspection report as part of eligibility process; If the inspection report, confirms the applicant is ineligible, the application will be declined and the applicant will be notified by letter. If the applicant is ineligible the application will be closed and no further steps will be required. If the inspection report confirms the applicant is eligible, PC sends Letter of Conditional Approval to applicant confirming the applicant is eligible and that the application is conditionally approved with a stated amount of maximum funding. The applicant is required to sign a copy of the Page 5 of 7

6 Conditional Approval and return to PC. The conditional letter of approval is subject to the following conditions: o Applicant obtaining and submitting a copy of the necessary confirmation of the need for the work, any other required inspection(s) and obtain at least three detailed/itemized quotes to complete the work from arms-length, qualified contractors; o Homeowner's confirmation of the quote and contractor the homeowner has selected to complete the work; o The selected contractor's quote must: include a copy of the contractor s WSIB clearance certificate include the contractor s HST number include a copy of the contractor s general liability insurance certificate match the work description on the inspection reports include the cost to obtain any permits or inspections include an itemized list of the scope of work along with the cost for each item clearly indicate the cost of HST separately or clearly indicate HST included in price; o Homeowner submitting to the PC the information requested on or before the date indicated in the Letter of Conditional Approval; o Applicant adhering to all program requirements, rules and timelines throughout the process and during the 10 year loan forgiveness period. o Applicant will receive a sample copy of the forgivable Loan Agreement and/or Letter of Agreement for the accessibility grant for review in advance of registering the loan on the title of the home. Please note the final version of the Loan Agreement and/or Letter of Agreement for the accessibility grant is subject to change; o The work commencing within 45 days of the date of the registration of the Loan Agreement on title or in the case of the accessibility grant, within 45 days of the date of the Letter of Agreement and completed within 120 days of the commencement date; Step 4 PC reviews inspections and quotes PC reviews the inspections and quotes to ensure the quotes: contain all necessary information; address the work described in the inspection report(s); are consistent with the conditional maximum approved amount. When the PC is satisfied that the inspection and quotes meet program requirements the application will proceed to Step 5. Step 5 PC sends Letter of Final Approval or Letter of Agreement to applicant In the case of Loan Agreements: PC sends Letter of Final Approval to the applicant and the Loan Agreement to the applicant's legal representative for signature and registration on title; Final Letter of Approval is conditional based on: o Loan Agreement is registered on title in accordance with Step 6 and on or before the date indicated in the Final Letter of Approval; o The work commences within 45 days of the date the Loan Agreement is registered on title and completed within 120 days of the commencement date; o Applicant obtains all necessary permits and approvals for the work; In the case of Letter of Agreement for the accessibility grant: PC sends Letter of Agreement containing the terms and conditions of the grant for review and signature by the applicant Final Letter of Approval is conditional based on: Page 6 of 7

7 o o o Applicant submits copy of the Letter of Agreement to the PC on or before the date indicated on the Final Letter of Approval; The work commences within 45 days of the date of the Letter of Agreement; Applicant obtains all necessary permits and approvals for the work. Step 6 Applicant s Legal Representative Registers Loan Agreement on Title Applicant arranges for its legal representative to register the Loan Agreement on title and notifies PC that title registration is complete. Applicant's lawyer provides copy of registration documents to PC. The County of Lambton will pay the applicant's lawyer directly for the title registration once the registration is completed and confirmation of the registration is received by the PC. Fees related to the registration of the Loan Agreement on Title are covered and included in the approved funding amount. Step 7 Applicant Requests Payment of Program Funds Applicant completes work and notifies PC work is completed; PC schedules final inspection; Inspector will come out to property to assess work completed; Inspector to provide PC with final inspection report; Applicant submits any necessary municipal and/or other approvals, if applicable; Applicant submits invoices for the work. All invoices must have an invoice number along with itemized list of work completed and cost for each item. Invoices/receipts for permits and inspections and the cost of legal and title registration fees may be included; Funds will not be released until all program requirements have been met; Payment of funds will be made directly to the homeowner in the form of a cheque made payable to both the homeowner and contractor; If the cost of the work exceeds the approved amount of program funds, the homeowner is responsible to pay for the additional cost for the work. The homeowner is responsible to pay the contractor. Non-payment to the contractor may cause a lien or other claim against the homeowner resulting in default under the program. In such a case, the homeowner may be required to re-pay the full amount of the loan. How to Apply Lambton Renovates applications can be picked up at the County of Lambton Housing Services Department located at: The Corporation of the County of Lambton 150 N. Christina 2 nd Floor, Housing Services Dept. Sarnia ON N7T 8H3 The office is open Monday through Friday from 8:30 a.m. to 4:30 p.m., excluding holidays. Applications are also available online at the County of Lambton website Click on: Residents Housing Services Lambton Renovates. All applications must be returned to the located at the address listed above. Any questions regarding the Lambton Renovates Program should be directed to the Program Coordinator at Ext Page 7 of 7

INFORMATION SHEET 2015 Ontario Renovates Program for Homeowners

INFORMATION SHEET 2015 Ontario Renovates Program for Homeowners INFORMATION SHEET 2015 Ontario Renovates Program for Homeowners Ontario Renovates Program Development Officer (PDO) 519-255-5200 Ext. 5349 or Ext. 5470 Disclaimer: Details contained herein are for informational

More information

Department of Housing 595 9 th Avenue East, Owen Sound Ontario N4K 3E3 519-376-5744 / 1-800-567-GREY / Fax: 519-376-0445

Department of Housing 595 9 th Avenue East, Owen Sound Ontario N4K 3E3 519-376-5744 / 1-800-567-GREY / Fax: 519-376-0445 Investment in Affordable Housing (IAH) Program Summary - Ontario Renovates Program Overview Provide low and moderate income home owners funding for repairs and accessibility modifications To improve the

More information

INVESTMENT IN AFFORDABLE HOUSING - ONTARIO RENOVATES INFORMATION FOR HOMEOWNER OR RENTER HOUSEHOLDS ACCESSIBILITY REPAIR GRANTS

INVESTMENT IN AFFORDABLE HOUSING - ONTARIO RENOVATES INFORMATION FOR HOMEOWNER OR RENTER HOUSEHOLDS ACCESSIBILITY REPAIR GRANTS INVESTMENT IN AFFORDABLE HOUSING - ONTARIO RENOVATES INFORMATION FOR HOMEOWNER OR RENTER HOUSEHOLDS ACCESSIBILITY REPAIR GRANTS The Investment in Affordable Housing for Ontario (IAH) Ontario Renovates

More information

Ontario Renovates Program

Ontario Renovates Program Ontario Renovates Program Investment in Affordable Housing for Ontario APPLICATION PACKAGE HOMEOWNER Where to Apply: Completed applications with all required information, documentation and verification

More information

Ontario Renovates Application

Ontario Renovates Application For Office Use Only Date Received: Time Received: Date and time that all required documents were provided: Ontario Renovates funding is limited. Complete and submit your application as soon as possible.

More information

INVESTMENT IN AFFORDABLE HOUSING FOR ONTARIO ACCESSIBILITY REPAIR REVISED MARCH 2014 ONTARIO RENOVATES PROGRAM

INVESTMENT IN AFFORDABLE HOUSING FOR ONTARIO ACCESSIBILITY REPAIR REVISED MARCH 2014 ONTARIO RENOVATES PROGRAM INVESTMENT IN AFFORDABLE HOUSING FOR ONTARIO STEP 1: Filling out the Application Form 1.0 Introduction ACCESSIBILITY REPAIR REVISED MARCH 2014 ONTARIO RENOVATES PROGRAM 1.1 The Corporation of the United

More information

NUNAVUT HOUSING CORPORATION. Home Repair Program (HRP)

NUNAVUT HOUSING CORPORATION. Home Repair Program (HRP) NUNAVUT HOUSING CORPORATION Home Repair (HRP) October 2014 Home Renovation (HRP) Date October 201 TABLE OF CONTENTS OBJECTIVE... 1 SUMMARY... 1 ENABLING LEGISLATION... 1 ELIGIBLE CLIENTS... 1 PRIORITY

More information

Emergency Repair Program (ERP)

Emergency Repair Program (ERP) 1 of 13 Emergency Repair Program (ERP) APPLICATION PACKAGE CONTENTS 1. Program Overview 2. Emergency Repair Program Step-by-Step Guide 3. Terms & Conditions of the Emergency Repair Program 4. Application

More information

NIAGARA RENOVATES PROGRAM 2014/2015

NIAGARA RENOVATES PROGRAM 2014/2015 NIAGARA RENOVATES PROGRAM 2014/2015 APPLICATION PACKAGE HOMEOWNER REPAIRS Submit application to: Paula Silta, Program Support Coordinator Niagara Regional Housing, P. O. Box 344 2201 St. David s Road,

More information

FAQ s PEIHRP. Q. What programs are available?

FAQ s PEIHRP. Q. What programs are available? FAQ s PEIHRP Q. What programs are available? Home Renovation Program- Is open to anyone who is eligible and whose home is in need of major repairs. Please see the list below to find out if you are eligible.

More information

Basement Flooding Loan Program Resulting From a Sanitary Sewer Backup

Basement Flooding Loan Program Resulting From a Sanitary Sewer Backup Basement Flooding Loan Program Resulting From a Sanitary Sewer Backup Dear Owner: On April 1, 2009, Regional Council approved a Basement Flooding Loan Program for those residents who have experienced basement

More information

Region of Waterloo Affordable Home Ownership Program

Region of Waterloo Affordable Home Ownership Program Region of Waterloo Affordable Home Ownership Program Fact Sheet January 2014 update Note: The information in this Fact Sheet is subject to change from time to time at the discretion of the Region of Waterloo

More information

Emergency Repair Program (ERP)

Emergency Repair Program (ERP) NUNAVUT HOUSING CORPORATION Emergency Repair (ERP) October 2014 Approved by: Hon. Peter Taptuna, Premier Date: TABLE OF CONTENTS OBJECTIVE... 1 SUMMARY... 1 ENABLING LEGISLATION... 1 ELIGIBLE CLIENTS...

More information

Early Learning and Child Care Initiative

Early Learning and Child Care Initiative Early Learning and Child Care Initiative Child Care Centre Expansion Loan Table of Contents Background...2 Overview...3 Loan Description...3 Eligibility Criteria - Centres...4 Eligible Expansion Costs...4

More information

Village of Oak Park Community Services Department Single-Family Rehabilitation Loan Program Oak Park, Illinois POLICY GUIDELINES

Village of Oak Park Community Services Department Single-Family Rehabilitation Loan Program Oak Park, Illinois POLICY GUIDELINES Village of Oak Park Community Services Department Single-Family Rehabilitation Loan Program Oak Park, Illinois POLICY GUIDELINES A. ELIGIBLE PROPERTY OWNERS 1. Benefit to Very Low- and Low- Income Owner-Occupants.

More information

DENVER URBAN RENEWAL AUTHORITY HOUSING PROGRAMS SINGLE FAMILY REHABILITATION PROGRAM

DENVER URBAN RENEWAL AUTHORITY HOUSING PROGRAMS SINGLE FAMILY REHABILITATION PROGRAM DENVER URBAN RENEWAL AUTHORITY HOUSING PROGRAMS SPONSORED BY THE CITY AND COUNTY OF DENVER S DEPARTMENT OF HOUSING & NEIGHBORHOOD DEVELOPMENT SERVICES PROGRAM SINGLE FAMILY REHABILITATION PROGRAM The Single

More information

Application For Housing Rehabilitation Assistance Stellar Communities Program

Application For Housing Rehabilitation Assistance Stellar Communities Program Application For Housing Rehabilitation Assistance Stellar Communities Program Forgivable Loans Northeast Indiana Housing Partnership, Inc. 217 Fairview Boulevard Kendallville, IN 46755 (260) 347-4714 (260)

More information

CITY OF MOBILE COMMUNITY PLANNING & DEVELOPMENT DEPARTMENT

CITY OF MOBILE COMMUNITY PLANNING & DEVELOPMENT DEPARTMENT CITY OF MOBILE COMMUNITY PLANNING & DEVELOPMENT DEPARTMENT HOMEOWNER REHAB LOAN PROGRAM FOR ELIGIBLE RESIDENTS CITY WIDE Are You Having Problems with Your Plumbing? Do You Need a New Roof? Are Your Windows

More information

Septic Rehabilitation Program Design

Septic Rehabilitation Program Design Septic Rehabilitation Program Design 1. Program Summary A. Overview A Septic Rehabilitation Program is for the City to assist property owners with septic systems to improve the environment through a voluntary

More information

HOMEOWNER REHABILITATION

HOMEOWNER REHABILITATION Department of Community Development P.O. Box 550 Brunswick, GA 31521 (912)267 5530 www.brunswick ga.gov HOMEOWNER REHABILITATION ASSISTANCE PROGRAM (CHIP) Community HOME Investment Program The intent of

More information

Town of Saugeen Shores

Town of Saugeen Shores Town of Saugeen Shores Façade Improvement Loan Program Guide for Applicants and Application Form Façade Improvement Loan Program Details Where a proposed project satisfies the Town s Façade Improvement

More information

ONTARIO RENOVATES - APPLICATION REQUIREMENTS

ONTARIO RENOVATES - APPLICATION REQUIREMENTS County of Simcoe Social and Community Services Social Housing Department 1110 Highway 26, Midhurst, Ontario L0L 1X0 Main Line (705) 725-7215 Fax (705) 722-4720 simcoe.ca ONTARIO RENOVATES - APPLICATION

More information

PROGRAM DESCRIPTION HOMEOWNER REHABILITATION LOAN FOR INCOME ELIGIBLE CITY OF MOBILE HOMEOWNERS

PROGRAM DESCRIPTION HOMEOWNER REHABILITATION LOAN FOR INCOME ELIGIBLE CITY OF MOBILE HOMEOWNERS CITY OF MOBILE COMMUNITY PLANNING & DEVELOPMENT CITYWIDE III HOMEOWNER REHAB PROGRAM HOMEOWNER REHABILITATION LOAN PROGRAM DESCRIPTION FOR INCOME ELIGIBLE CITY OF MOBILE HOMEOWNERS Our Home Rehab Program

More information

Request for Quote Number: 2015-06-PRC Baseball Diamond Backstop Re-Fence

Request for Quote Number: 2015-06-PRC Baseball Diamond Backstop Re-Fence Request for Quote Number: 2015-06-PRC Baseball Diamond Backstop Re-Fence Sealed request for quotes will be received by Brian Tocheri, CAO/Clerk at 341 10 th St. Hanover, Ontario, N4N 1P5 until 2:00 pm,

More information

CITY OF PASSAIC DEPARTMENT OF COMMUNITY DEVELOPMENT 330 PASSAIC STREET PASSAIC, NEW JERSEY 07055

CITY OF PASSAIC DEPARTMENT OF COMMUNITY DEVELOPMENT 330 PASSAIC STREET PASSAIC, NEW JERSEY 07055 CASE NUMBER enter number (office use only) CITY OF PASSAIC DEPARTMENT OF COMMUNITY DEVELOPMENT 330 PASSAIC STREET PASSAIC, NEW JERSEY 07055 FIRST TIME HOMEBUYER ASSISTANCE PROGRAM AGREEMENT HUD # APPLICANT

More information

FIMUR 2014/20 Home Repair Program Frequently Asked Questions FAQs Please consult the Program Guidelines, and Application form for complete details.

FIMUR 2014/20 Home Repair Program Frequently Asked Questions FAQs Please consult the Program Guidelines, and Application form for complete details. FIMUR 2014/20 Home Repair Program Frequently Asked Questions FAQs Please consult the Program Guidelines, and Application form for complete details. 1. What is the FIMUR 2014/20 Home Repair Program? A.

More information

COEUR D ALENE TRIBAL HOUSING AUTHORITY HOUSING REHABILITATION POLICY (CDTHA REHAB)

COEUR D ALENE TRIBAL HOUSING AUTHORITY HOUSING REHABILITATION POLICY (CDTHA REHAB) COEUR D ALENE TRIBAL HOUSING AUTHORITY HOUSING REHABILITATION POLICY (CDTHA REHAB) Adopted by the Housing Board May 25, 2005 CDTHA HOUSING REHAB POLICY Programs Available... 3 Reconstruction... 3 Relocation/Displacement...

More information

POLICY DCS-07: Property Tax Increment Grant. Development and Cultural Services

POLICY DCS-07: Property Tax Increment Grant. Development and Cultural Services DCS-07 Page 1 of 5 POLICY DCS-07: Property Tax Increment Grant Development and Cultural Services Approval Date: June 9, 2015 Approval Authority: Council, Resolution No. 11 Effective Date: July 15, 2015

More information

APPLICATION FOR EMERGENCY RESIDENTIAL REHABILITATION ASSISTANCE

APPLICATION FOR EMERGENCY RESIDENTIAL REHABILITATION ASSISTANCE APPLICATION FOR EMERGENCY RESIDENTIAL REHABILITATION ASSISTANCE Office of Housing and Neighborhood Development Keefe Community Center, 11 Pine Street, Hamden, Connecticut 06514-4924 Telephone (203) 776-5978

More information

Application for Landlords and Tenants

Application for Landlords and Tenants Application for Landlords and Tenants This application is for landlords in the private market who wish to adapt a unit rented to an eligible tenant with a permanent disability or diminished ability. Part

More information

Neighborhood Roofing Replacement Program

Neighborhood Roofing Replacement Program Neighborhood Roofing Replacement Program Sponsored by the Lucas County Land Bank & the Toledo Fair Housing Center Does your old roof need to be replaced? The Neighborhood Roof Replacement Program could

More information

FY15 REGIONAL CDBG HOUSING REHABILITATION GRANT

FY15 REGIONAL CDBG HOUSING REHABILITATION GRANT Creating opportunities for people to live, work, & thrive on the Lower Cape FY15 REGIONAL CDBG HOUSING REHABILITATION GRANT Serving year-round low-moderate income residents of Dennis, Harwich Eastham,

More information

(House and Land) Approved by the Nova Scotia Real Estate Commission for use by Industry Members under the Real Estate Trading Act.

(House and Land) Approved by the Nova Scotia Real Estate Commission for use by Industry Members under the Real Estate Trading Act. AGREEMENT OF PURCHASE & SALE FOR TURN KEY NEW CONSTRUCTION (House and Land) Approved by the Nova Scotia Real Estate Commission for use by Industry Members under the Real Estate Trading Act The Buyer of

More information

RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION REGULATIONS GOVERNING THE REVERSE EQUITY MORTGAGE LOAN PROGRAMS

RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION REGULATIONS GOVERNING THE REVERSE EQUITY MORTGAGE LOAN PROGRAMS RHODE ISLAND HOUSING AND MORTGAGE FINANCE CORPORATION REGULATIONS GOVERNING THE REVERSE EQUITY MORTGAGE LOAN PROGRAMS I. DEFINITIONS A. As used in these regulations: 1. "Advance" means a monthly cash advance

More information

A Guide to Building Permits for Home Owners / Renovators. Address: 1 Carden Street Guelph, Ontario N1H 3A1

A Guide to Building Permits for Home Owners / Renovators. Address: 1 Carden Street Guelph, Ontario N1H 3A1 A Guide to Building Permits for Home Owners / Renovators Address: 1 Carden Street Guelph, Ontario N1H 3A1 Oct 2009 Telephone: 519-837-5615 Committee of Adjustment 519-837-5615 option #5 email: cofa@guelph.ca

More information

Columbia City Housing Authority Owner Occupied Rehabilitation (OOR) Program

Columbia City Housing Authority Owner Occupied Rehabilitation (OOR) Program Columbia City Housing Authority Owner Occupied Rehabilitation (OOR) Program Overview The Columbia City Housing Authority (CCHA) seeks to assist low and moderate income residents of Columbia City, or within

More information

APPLICATION NUMBER MSC-20 PART I: The following information is optional and is used for statistical purposes only

APPLICATION NUMBER MSC-20 PART I: The following information is optional and is used for statistical purposes only APPLICATION FOR HOME IMPROVEMENT LOAN LEELANAU COUNTY HOUSING REHABILITATION PROGRAM EQUAL HOUSING OPPORTUNITY: BUSINESS CONDUCTED IN ACCORDANCE WITH THE FEDERAL FAIR HOUSING ACT OF 1988 FOR OFFICE USE

More information

Staff Home Loan Program Policy

Staff Home Loan Program Policy Athabasca University Policy Staff Home Loan Program Policy Department Policy Number 150 011 Effective Date April 1, 2001 Revised September 24, 2004 Purpose The Staff Home Loan Program is intended to aid

More information

Buy and Sell Agreement

Buy and Sell Agreement Buy and Sell Agreement A-1 Offer Date:, 20 Selling Office: Selling REALTOR : Selling REALTOR s Email Address: Selling REALTOR s Phone: Listing Office: Listing REALTOR : Listing REALTOR s Email Address:

More information

PURCHASE AGREEMENT. 1.0 - SELLER(S): Marital Status: Current Address: Home Phone: Work Phone: Cell Phone: Alternate Phone:

PURCHASE AGREEMENT. 1.0 - SELLER(S): Marital Status: Current Address: Home Phone: Work Phone: Cell Phone: Alternate Phone: PURCHASE AGREEMENT 1.0 - SELLER(S): Marital Status: Current Address: Home Phone: Work Phone: Cell Phone: Alternate Phone: 1.1 - BUYER(S): Marital Status: Current Address: Home Phone: Work Phone: Cell Phone:

More information

Policies, Procedures and Guidelines

Policies, Procedures and Guidelines Policies, Procedures and Guidelines Complete Policy Title: Guaranteed Housing Loans to Faculty and Staff Approved by: Board of Governors Date of Original Approval(s): Policy Number (if applicable): Date

More information

Words to Know When Buying a Home

Words to Know When Buying a Home Words to Know When Buying a Home Adjustable mortgage interest rate: With an adjustable rate, both the interest rate and the mortgage payment vary, based on market conditions. Amortization: Length of time

More information

Program Year 2015 Housing Renovation Grant/Loan Program Application

Program Year 2015 Housing Renovation Grant/Loan Program Application Program Year 2015 Housing Renovation Grant/Loan Program Application Thank you for your interest in the Town of Hamburg s Housing Renovation Program. I am pleased to send along this program application

More information

Sample. Rider Clauses to Contract of Sale Purchaser DEED DESCRIPTION DOWN PAYMENT ESCROW

Sample. Rider Clauses to Contract of Sale Purchaser DEED DESCRIPTION DOWN PAYMENT ESCROW Rider Clauses to Contract of Sale Purchaser DEED DESCRIPTION 1. The deed shall contain a metes and bounds description of the premises being conveyed thereby. The same shall be satisfactory to the title

More information

[LENDER] CONSTRUCTION LOAN AGREEMENT

[LENDER] CONSTRUCTION LOAN AGREEMENT [LENDER] CONSTRUCTION LOAN AGREEMENT THIS IS A MODEL DOCUMENT FOR USE IN HOMESTYLE LOAN TRANSACTIONS. THIS FORM IS PROVIDED AS AN EXAMPLE AND IS NOT VALID AND ENFORCEABLE IN ALL JURISDICTIONS. LENDERS

More information

Building Up Business Loan Program Overview

Building Up Business Loan Program Overview Building Up Business Loan Program Overview The Building Up Business Loan Program is sponsored and administered by Wheat Ridge 2020, Inc., with the goal of improving the economic vitality and appearance

More information

MUNICIPALITY OF CENTRE HASTINGS REQUEST FOR QUOTE

MUNICIPALITY OF CENTRE HASTINGS REQUEST FOR QUOTE MUNICIPALITY OF CENTRE HASTINGS REQUEST FOR QUOTE LED LIGHTING UPGRADE MADOC & DISTRICT RECREATION CENTRE 45 COOPER RD DATE OF ISSUE: April 18, 2016 TENDER CLOSING: INQUIRIES TO: 12:00 Noon local time,

More information

City of Champaign Neighborhood Services Department Neighborhood Programs Division 102 N. Neil St. Champaign, Illinois 61820 (217) 403-7070

City of Champaign Neighborhood Services Department Neighborhood Programs Division 102 N. Neil St. Champaign, Illinois 61820 (217) 403-7070 City of Champaign Neighborhood Services Department Neighborhood Programs Division 102 N. Neil St. Champaign, Illinois 61820 (217) 403-7070 Acquisition-Rehabilitation Program SCOPE INCOME LIMIT The program

More information

Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage ("Security Instrument") is given on (date). The Mortgagor is (Name), of

Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage (Security Instrument) is given on (date). The Mortgagor is (Name), of Home Equity Conversion Mortgage (Reverse Mortgage) This Mortgage ("Security Instrument") is given on (date). The Mortgagor is (Name), of (street address, city, county, state, zip code), hereafter called

More information

COMMERCIAL CORRIDOR HOUSING LOAN AND GRANT PROGRAM

COMMERCIAL CORRIDOR HOUSING LOAN AND GRANT PROGRAM Planning and Economic Development Department Urban Renewal Section 71 Main Street West, 7th Floor Hamilton, Ontario L8P 4Y5 Phone: (905) 546-2424 Ext. 2755 Fax: (905) 546-2693 COMMERCIAL CORRIDOR HOUSING

More information

Dear Contractor: If you have any questions about the Program or your Application, please feel free to call our office at 753-8292.

Dear Contractor: If you have any questions about the Program or your Application, please feel free to call our office at 753-8292. Housing Authority of Thurston County 1206 12th Avenue SE Olympia, WA. 98501 Tel: (360) 753-8292 Fax: (360) 586-0038 www.hatc.org Dear Contractor: Thank you for your interest in the Housing Rehabilitation

More information

CONVERT-TO-RENT/ REHABILITATION ASSISTANCE PROGRAM (2015)

CONVERT-TO-RENT/ REHABILITATION ASSISTANCE PROGRAM (2015) CONVERT-TO-RENT/ REHABILITATION ASSISTANCE PROGRAM (2015) More affordable rental housing is needed in the City of London. Additional rental housing through conversions contributes to neighbourhood revitalization

More information

Housing Rehabilitation Program Preliminary Application City of Arlington 501 W. Sanford Street, Suite 20 Arlington, Texas 76011

Housing Rehabilitation Program Preliminary Application City of Arlington 501 W. Sanford Street, Suite 20 Arlington, Texas 76011 Date of Application (Office Stamp Only) Housing Rehabilitation Program Preliminary Application City of Arlington 501 W. Sanford Street, Suite 20 Arlington, Texas 76011 The information collected below will

More information

HOMEOWNER REHABILITATION LOAN

HOMEOWNER REHABILITATION LOAN City of Mobile COMMUNITY & HOUSING DEVELOPMENT DEPARTMENT DEADLINE: Friday, February 27, 2015 at 4:00 p.m. CITYWIDE IV HOMEOWNER REHABILITATION LOAN APPLICATION Please Return the Completed Application

More information

SERVICE LAW FIRM. 78 Mary Street, P.O. Box 40, Stn. Main, Barrie, Ontario, L4M 4S9 Phone.: (705) 737-2123, Fax.: (705) 737-2194

SERVICE LAW FIRM. 78 Mary Street, P.O. Box 40, Stn. Main, Barrie, Ontario, L4M 4S9 Phone.: (705) 737-2123, Fax.: (705) 737-2194 PURCHASER'S MEMORANDUM - the long story The contents of this Memorandum relate, generally, to the purchase of land, and specifically residential land, in the Province of Ontario, Canada. It is not intended

More information

PROGRAM GUIDELINES THE ONE MORTGAGE PROGRAM

PROGRAM GUIDELINES THE ONE MORTGAGE PROGRAM PROGRAM GUIDELINES THE ONE MORTGAGE PROGRAM The objective of this program is to provide down payment and closing cost assistance for those who are participating in the State approved One Program. The One

More information

Building Up Business Loan Program Overview

Building Up Business Loan Program Overview Building Up Business Loan Program Overview The Building Up Business Loan Program is sponsored and administered by Wheat Ridge 2020, Inc., with the goal of improving the economic vitality and appearance

More information

CDP HOUSING REHAB LOAN PROGRAM

CDP HOUSING REHAB LOAN PROGRAM Promoting a vibrant and diverse community on Lower Cape Cod CDP HOUSING REHAB LOAN PROGRAM Funded through the Wellfleet Regional Housing Rehabilitation Program serving year-round LMI (low-moderate income)

More information

SECTION 4 REHABILITATION MORTGAGES 203(k) Standard & 203(k) Limited

SECTION 4 REHABILITATION MORTGAGES 203(k) Standard & 203(k) Limited SECTION 4 REHABILITATION MORTGAGES 203(k) Standard & 203(k) Limited 4.1 Program Descriptions 4.2 Borrower Eligibility 4.3 Property Eligibility 4.4 Principal Residence Requirement 4.5 Rehabilitation Loan

More information

Helping Hand Assistance Program Application Form & Requirements

Helping Hand Assistance Program Application Form & Requirements 1 Helping Hand Assistance Program Application Form & Requirements The Tomorrow s Home Foundation program is designed to assist low-income mobile and manufactured homeowners who need critical repairs to

More information

CUMBERLAND COUNTY COMMUNITY DEVELOPMENT (CCCD) HOUSING REHABILITATION PROGRAM PO DRAWER 1829 707 EXECUTIVE PLACE FAYETTEVILLE, NC 28302-1829

CUMBERLAND COUNTY COMMUNITY DEVELOPMENT (CCCD) HOUSING REHABILITATION PROGRAM PO DRAWER 1829 707 EXECUTIVE PLACE FAYETTEVILLE, NC 28302-1829 CUMBERLAND COUNTY COMMUNITY DEVELOPMENT (CCCD) HOUSING REHABILITATION PROGRAM PO DRAWER 1829 707 EXECUTIVE PLACE FAYETTEVILLE, NC 28302-1829 CONTRACTOR QUALIFICATIONS: REHABILITATION CONTRACTOR'S HANDBOOK

More information

CITY OF LUDINGTON RENTAL REHABILITATION PROGRAM PROGRAM GUIDELINES 2009 GENERAL

CITY OF LUDINGTON RENTAL REHABILITATION PROGRAM PROGRAM GUIDELINES 2009 GENERAL CITY OF LUDINGTON RENTAL REHABILITATION PROGRAM PROGRAM GUIDELINES 2009 GENERAL Program Purpose: To provide safe and affordable rental housing to low income tenants at or below 80% of Mason County s Area

More information

CDBG HOMEOWNERSHIP ASSISTANCE PROGRAM INFORMATION AND APPLICATION INSTRUCTIONS

CDBG HOMEOWNERSHIP ASSISTANCE PROGRAM INFORMATION AND APPLICATION INSTRUCTIONS PROGRAM DESCRIPTION CDBG HOMEOWNERSHIP ASSISTANCE PROGRAM INFORMATION AND APPLICATION INSTRUCTIONS The Homeownership Assistance Program ( Program ) is funded through the City of Boca Raton s Community

More information

Research and Development Grant Program Terms and Conditions

Research and Development Grant Program Terms and Conditions Research and Development Grant Program Terms and Conditions 1. Purpose The Research and Development Grant Program is an Alberta Livestock and Meat Agency Ltd. ( ALMA ) grant program designed to enable

More information

203K CONTRACTOR DOC REQUIREMENTS

203K CONTRACTOR DOC REQUIREMENTS 203K CONTRACTOR DOC REQUIREMENTS CONTRACTOR REQUIREMENTS: Contractor's Resume/Contractor Profile Report Copy of Contractor Liability Insurance Evidence of Contractor License & Contractor Bonding(if required

More information

Lake County Homebuyer Programs Lender Guidelines as of 1/22/2014

Lake County Homebuyer Programs Lender Guidelines as of 1/22/2014 Lake County Homebuyer Programs Lender Guidelines as of 1/22/2014 ABOUT THE AFFORDABLE HOUSING CORPORATION OF LAKE COUNTY AHC is a nonprofit agency that increases and preserves affordable housing opportunities

More information

If eligible, I understand this is a direct assistance loan which is a 0% loan to be paid upon sale or transfer of title.

If eligible, I understand this is a direct assistance loan which is a 0% loan to be paid upon sale or transfer of title. APPLICATION - PART I Hunterdon County Housing Rehabilitation Program reserves the right to verify all information provided in this application ******The County will NOT conduct an eligibility interview

More information

CITY OF SHEBOYGAN COMMUNITY DEVELOPMENT BLOCK GRANT OWNER-INVESTOR REHABILITATION LOAN PROGRAM GUIDELINES AND APPLICATION

CITY OF SHEBOYGAN COMMUNITY DEVELOPMENT BLOCK GRANT OWNER-INVESTOR REHABILITATION LOAN PROGRAM GUIDELINES AND APPLICATION CITY OF SHEBOYGAN COMMUNITY DEVELOPMENT BLOCK GRANT OWNER-INVESTOR REHABILITATION LOAN PROGRAM 1 You must be the owner of the property to be rehabilitated. 2 The property must be located in the City of

More information

CitiMortgage Home Affordable Foreclosure Alternative (HAFA) Matrix

CitiMortgage Home Affordable Foreclosure Alternative (HAFA) Matrix CitiMortgage Home Affordable Foreclosure Alternative (HAFA) Matrix All servicers that have signed agreements with the U.S. Department of the Treasury (Treasury) to participate in the Home Affordable Modification

More information

FIRST TIME HOMEBUYERS. Canada Mortgage and Housing Corporation (CMHC) and Genworth have made it easier than ever to own the home of your dreams.

FIRST TIME HOMEBUYERS. Canada Mortgage and Housing Corporation (CMHC) and Genworth have made it easier than ever to own the home of your dreams. FIRST TIME HOMEBUYERS Canada Mortgage and Housing Corporation (CMHC) and Genworth have made it easier than ever to own the home of your dreams. Program Highlights Minimum down payment 5% of the appraised

More information

USD Faculty Home Buying Assistance Program Guide

USD Faculty Home Buying Assistance Program Guide USD Faculty Home Buying Assistance Program Guide This guide provides an overview of the Faculty Home Buying Assistance Program (the Program). To learn more about the Program, please visit the Finance Office

More information

Mortgage Loan Information

Mortgage Loan Information Mortgage Loan Information Thank you for expressing an interest in your Credit Union s Mortgage loan programs. We look forward to being of service to you. Please take time to read over the following information

More information

Residential Rehabilitation Assistance Program (RRAP)

Residential Rehabilitation Assistance Program (RRAP) Residential Rehabilitation Assistance Program (RRAP) Financial Assistance Program for Rental Properties LOCATION MAXIMUM AVAILABLE AMOUNT FAMILY INCOME RENT LENGTH OF LOAN QUALIFIER Available to the entire

More information

CITY OF YOUNGSTOWN. HOME Housing Rehabilitation Program. for Homeowners

CITY OF YOUNGSTOWN. HOME Housing Rehabilitation Program. for Homeowners CITY OF YOUNGSTOWN HOME Housing Rehabilitation Program for Homeowners Community Development Agency Housing Division CITY OF YOUNGSTOWN Mayor Jay Williams Revised 2/19/2008 PROGRAM SUMMARY HOME HOUSING

More information

CLAIMS PROCESS - CONDOMINIUM COMMON ELEMENTS

CLAIMS PROCESS - CONDOMINIUM COMMON ELEMENTS 49 Issue Date: June 2010 Effective Date: Condominium Projects registered on or after July 1, 2010 CLAIMS PROCESS - CONDOMINIUM COMMON ELEMENTS Note: Vacant land condominiums and common element condominiums

More information

CITY OF COMPTON Community Redevelopment Agency Residential Rehabilitation Program Polices and Procedures Fix-It Grant

CITY OF COMPTON Community Redevelopment Agency Residential Rehabilitation Program Polices and Procedures Fix-It Grant CITY OF COMPTON Community Redevelopment Agency Residential Rehabilitation Program Polices and Procedures Fix-It Grant The Community Redevelopment Agency of the City of Compton does not discriminate based

More information

Basement Flooding Prevention Grant Program

Basement Flooding Prevention Grant Program Basement Flooding Prevention Grant Program What is it? The City of Brantford Basement Flooding Prevention Grant Program (BFPGP) provides one-time grants of up to $3,000 to residential homeowners who have

More information

CITY OF WESTMINSTER MOBILE HOME GRANT PROGRAM

CITY OF WESTMINSTER MOBILE HOME GRANT PROGRAM CITY OF WESTMINSTER MOBILE HOME GRANT PROGRAM ELIGIBILITY REQUIREMENTS Thank you for your interest in Westminster s Mobile Home Grant Rehabilitation Program. The Mayor and City Council have approved this

More information

HomeTown: Portsmouth s First Time Homebuyer Program Information & Guidelines

HomeTown: Portsmouth s First Time Homebuyer Program Information & Guidelines HomeTown: Portsmouth s First Time Homebuyer Program Information & Guidelines The HomeTown Program is a partnership of the City of Portsmouth and RBS Citizens, N.A. Overview The HomeTown Program provides

More information

Affordable Homeownership

Affordable Homeownership Housing and Human Services Division Affordable Homeownership Program Guidelines The City s Affordable Homeownership Program (also referred to as the Inclusionary Housing Program) provides homeownership

More information

Administrative Practice Document

Administrative Practice Document Related to Policy 12-01-06 Expanded Compulsory Coverage in Construction Note: This is not a policy; it is a supplementary document, with examples of Policy 12-01-06 Expanded Compulsory Coverage in Construction

More information

Dream It. FInance It. BuIlD It.

Dream It. FInance It. BuIlD It. Dream It. FInance It. BuIlD It. Construction loans designed to your specifications You ve got You ve US! got US! Banking Loans Investments Tax & Payroll Insurance CONSTRUCTION/PERMANENT MORTGAGE PROGRAM

More information

CITY OF COMPTON Community Redevelopment Agency Residential Rehabilitation Program Polices and Procedures Fix-It Grant

CITY OF COMPTON Community Redevelopment Agency Residential Rehabilitation Program Polices and Procedures Fix-It Grant CITY OF COMPTON Community Redevelopment Agency Residential Rehabilitation Program Polices and Procedures Fix-It Grant The Community Redevelopment Agency of the City of Compton does not discriminate based

More information

CITY OF MURFREESBORO AFFORDABLE HOUSING ASSISTANCE PROGRAM POLICIES AND PROCEDURES

CITY OF MURFREESBORO AFFORDABLE HOUSING ASSISTANCE PROGRAM POLICIES AND PROCEDURES CITY OF MURFREESBORO AFFORDABLE HOUSING ASSISTANCE PROGRAM POLICIES AND PROCEDURES 100. Purpose The Murfreesboro Affordable Housing Assistance Program (the Program) encourages homeownership for low-income,

More information

H O M E FOR HOMEOWNERS IN DISTRICT 3

H O M E FOR HOMEOWNERS IN DISTRICT 3 H O M E R E H A B L O A N P R O G R A M FOR HOMEOWNERS IN DISTRICT 3 Are You Having Problems with Your Plumbing? Do You Need a New Roof? Are Your Windows Old and Seeping Air? How About Other Over Looked

More information

DREW MORTGAGE ASSOCIATES CUSTOMER IDENTIFICATION FORM

DREW MORTGAGE ASSOCIATES CUSTOMER IDENTIFICATION FORM DREW MORTGAGE ASSOCIATES CUSTOMER IDENTIFICATION FORM Complete the required information for Borrower and each Co-Borrower. (Place completed form with the Loan File.) LOAN NUMBER: BORROWER NAME: Borrower

More information

Home Repair Program. Section 1: Homeowner Information. Section 2: Special Needs. 2015 Homeowner Application

Home Repair Program. Section 1: Homeowner Information. Section 2: Special Needs. 2015 Homeowner Application Home Repair Program 2015 Homeowner Application **Applications are considered year round.** Rebuilding Together Muscatine County is a non-profit, volunteer organization that helps low-income homeowners

More information

APPLICATION FOR HOME REPAIR AND PRIVATE OWNER REHAB ASSISTANCE

APPLICATION FOR HOME REPAIR AND PRIVATE OWNER REHAB ASSISTANCE I UNDERSTAND THAT: THIS IS AN APPLICATION FOR ASSISTANCE IN UNDERTAKING HOME REPAIRS AND REHABS THROUGH THE FOLLOWING PROGRAMS: KNOX COUNTY CITY OF MOUNT VERNON 100% GRANTS FOR EMERGENCY HOME REPAIR for

More information

In simple terms your return on investment of renting out a property is affected by two main things: rental income and your expenses.

In simple terms your return on investment of renting out a property is affected by two main things: rental income and your expenses. Copyright 2015 Letcom property agents 2015 Table of Contents 1 Introduction...2 2 Return on Your Investment...2 2.1 Rental Income...2 2.2 Expenses...3 3 Agreements and Legal Requirements...3 3.1 Agency

More information

Faculty Housing Assistance Program

Faculty Housing Assistance Program Faculty Housing Assistance Program The University of Colorado, the University Colorado Foundation and the Elevations Credit Union are pleased to partner together to offer the Faculty Housing Assistance

More information

CITY OF WINTER PARK SENIOR AND DISABLED PERSONS HOUSING REHABILITATION GRANT PROGRAM

CITY OF WINTER PARK SENIOR AND DISABLED PERSONS HOUSING REHABILITATION GRANT PROGRAM CITY OF WINTER PARK SENIOR AND DISABLED PERSONS HOUSING REHABILITATION GRANT PROGRAM Funded by a Community Redevelopment Block Grant from Orange County, the City of Winter Park has developed a housing

More information

SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP)

SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP) CITY OF OCALA SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP) FISCAL YEARS COVERED 2013/2014, 2014/2015 AND 2015/2016-1 - Table of Contents Title Page #. Section I. Program Description: 3 Section II. Strategies:

More information

DAUPHIN COUNTY CDBG-DR HOUSING REHABILITATION PROGRAM

DAUPHIN COUNTY CDBG-DR HOUSING REHABILITATION PROGRAM DAUPHIN COUNTY CDBG-DR HOUSING REHABILITATION PROGRAM Application for Assistance GENERAL INFORMATION Purpose: Dauphin County is providing assistance for housing rehabilitation activities to repair existing

More information

Rental Rehabilitation Loan Program

Rental Rehabilitation Loan Program Rental Rehabilitation Loan Program Program Information The purpose of the Rental Rehabilitation Loan Program is to provide owners of affordable rental housing in Dakota County with a financial tool to

More information

CONTRACTOR GUIDELINES

CONTRACTOR GUIDELINES CONTRACTOR GUIDELINES WORKING IN NEIGHBORHOODS (WIN) HOUSING DIVISION 175 East Second Street, Suite 580 Tulsa, OK 74103 Telephone 918.576.5552 Fax 918.699.3239 Website www.cityoftulsa.org/housing Email

More information

SWNCBC OOR Program Guidelines 1

SWNCBC OOR Program Guidelines 1 Southwest Nebraska Community Betterment Corporation (SWNCBC) Owner Occupied Rehabilitation Program Guidelines Amended January 20, 2011 PURPOSE : To promote safe, affordable and appropriate housing in the

More information

NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY POLICE AND FIRE RETIREMENT SYSTEM MORTGAGE LOAN PROGRAM TERM SHEET

NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY POLICE AND FIRE RETIREMENT SYSTEM MORTGAGE LOAN PROGRAM TERM SHEET T E R M S H E E T NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY POLICE AND FIRE RETIREMENT SYSTEM MORTGAGE LOAN PROGRAM TERM SHEET 1. Single Family Mortgage Purchase Agreements dated 08/00 apply to loans

More information

REQUEST FOR QUOTATION GOODS AND SERVICES RFQ-2016-01

REQUEST FOR QUOTATION GOODS AND SERVICES RFQ-2016-01 The Corporation of the Township of Mulmur 758070 2 nd Line East Mulmur, On L9V 0G8 REQUEST FOR QUOTATION FOR GOODS AND SERVICES RFQ-2016-01 SCREENING, HAULING, MIXING & STACKING WINTER SAND QUOTATIONS

More information

FIRST TIME HOMEBUYER S PROGRAM OPERATING PROCEDURES. Division of Housing Services Room 218A, City Hall (856) 757-7344 HOME FUNDED

FIRST TIME HOMEBUYER S PROGRAM OPERATING PROCEDURES. Division of Housing Services Room 218A, City Hall (856) 757-7344 HOME FUNDED FIRST TIME HOMEBUYER S PROGRAM OPERATING PROCEDURES Division of Housing Services Room 218A, City Hall (856) 757-7344 HOME FUNDED The First Time Homebuyer s Program was developed as a vehicle to assist

More information

City of Collinsville Uptown TIF Program Info and Application Department of Economic Development Uptown Coordinator ext.

City of Collinsville Uptown TIF Program Info and Application Department of Economic Development Uptown Coordinator ext. City of Collinsville Uptown TIF Program Info and Application Department of Economic Development Uptown Coordinator 346-5200 ext. 1140 Thank you for your interest in the City of Collinsville s Uptown Tax

More information