CHASE: YOUR RESOURCE FOR ALL YOUR FINANCIAL NEEDS

CHASE: YOUR RESOURCE FOR ALL YOUR FINANCIAL NEEDS

With the financial strength of Chase, Jaguar Financial Group and Land Rover Financial Group have provided our customers and dealers competitive financial products and dedicated service consistent with the world-class luxury ownership experience of Jaguar and Land Rover vehicles. Chris Marchand Executive Vice President, Operations Jaguar Land Rover NA 2

Jaguar Financial Group and Land Rover Financial Group Committed to helping you: o Grow your vehicle sales by providing competitive finance programs o Provide your customers with quality service Dedicated Jaguar Financial Group and Land Rover Financial Group sales and credit professionals focused on your business needs: o Experienced in the auto industry and knowledgeable about Jaguar and Land Rover vehicles Centered on your customers: o Credit and sales support that better complement your dealership s hours of operation Customized financial products and service to better serve you now and in the future: o Retailer Purchase Incentive Program (RPI)! Savings on auction fees, time and travel expenses 3

We migrated to Chase from Ford Credit during that most difficult time we all went through. We found a great floorplan source that took the time to create a relationship and has been by our side as we grow. They continue to listen to our concerns and make adjustments to policies that improved not only our situation but all Jaguar Land Rover dealers. Jim Haron Haron Motor Sales, Inc. Fresno, Calif. 4

Chase A global financial institution with strength, stability and extensive resources A lender you can count on, offering: o A robust capital position, fiscal responsibility and expertise to help you meet your financial goals and future needs o 60+ years of automotive industry banking experience o A history of serving numerous OEMs, thousands of dealers and millions of customers Providing competitive auto retail financing and leasing programs Delivering a customized solution for a wide range of your corporate, commercial, personal and customer financing needs We have a proud history of doing only first-class business in a first-class way. J.P. Morgan, Sr. Founder, J.P. Morgan & Co. 5

We have used Chase as our floorplan lender since 2009 and could not be happier. Their rates are very competitive and the service we receive is top-notch. I consider our banker at Chase to be a valued business partner. Jim Snell President Land Rover Dallas 6

Chase Dealer Commercial Services Solutions to help your business succeed Highly experienced and knowledgeable commercial bankers and commercial credit professionals: o Focused on building lasting Jaguar Land Rover retailer relationships one by one o Possessing a deep understanding of the Jaguar Land Rover business o Skilled at tailoring financial solutions Committed management team with each professional averaging 20 years of commercial experience One of the largest bank floorplan providers nationally Plus a comprehensive suite of other commercial products: o Commercial mortgages o Construction, facility upgrades and equipment financing o Real estate and acquisition financing o Business depository and cash management solutions o AND MORE 7

We have shared a long-standing relationship with JPMorgan Chase for the past five years. They have been an outstanding partner for us and we value not only their professionalism, but the value that they ve been able to add to our day-to-day business. Michael Levitan Vice President and Chief Operating Officer Long Island (N.Y.) Automotive Group, Inc. 8

Chase Dealer Commercial Services: Your Source for Floorplan Financing We are one of the nation s largest bank floorplan providers, with a portfolio of over $12 billion. We have the expertise and resources to help you operate efficiently and grow successfully: Inventory financing for new, used, demo and service loaner vehicles Online account access with our automated Dealer Access System Integrated floorplan insurance program Direct auction funding for retailer-to-retailer direct trades on new vehicles Retailer Local Fleet Program o Interest-free floorplan financing for 30 days o Increased customer loyalty and profits 9

Chase, Dealer Commercial Services, Jaguar Financial Group and Land Rover Financial Group: Our Commitment to You Together, we will focus our energy and resources to help you sell more vehicles, operate more efficiently and meet more business goals TO HELP YOU GROW YOUR BUSINESS. Take a closer look at our expertise, products and capabilities. Commercial Lending Consumer Lending Deposit and Private Wealth Industry and People Floorplan financing Full credit spectrum to Treasury Services Management Dedicated Jaguar Land Acquisition financing support a range of Cash management and Wealth preservation and Rover team focused on Real estate and consumer credit profiles escrow services growth programs helping you finance more construction financing Retail financing and lease Payables and receivables Investment strategies deals programs management Trust and tax services Professionals you can Lease-end retention and Supply chain financing Estate and succession count on who know the customer loyalty programs Information management planning Jaguar Land Rover business 10

It would be no exaggeration to say that without Chase, I would not have purchased a car dealership in 2009. Chase helped me buy a dealership right in the heart of the auto recession, and financially supported my purchase with competitive rates. They were so helpful in guiding me through the purchase process, and have always been very attentive to my needs. Chase has offered many suggestions that have significantly improved the performance of our dealership and I am eternally grateful. Edward J. Neyra Retailer Principal Jaguar Land Rover Cincinnati 11

Together: A More Complete Solution for Your Needs Jaguar Financial Group and Land Rover Financial Group Experienced teams dedicated to the Jaguar Land Rover business Delivering customized Jaguar Land Rover financing and lease products and programs Committed to helping you grow your business Backed by the power of Chase Chase Dealer Commercial Services Knowledgeable, trained commercial bankers and credit professionals Integrated floorplan financing and commercial lending Supported by industry-leading technology Chase One of the most trusted financial institutions in the world Serving the auto industry for over 60 years Proven financial strength and stability 12

This document does not carry any right of publication or disclosure, in whole or in part, to any other party. This document is for informational purposes only and contains proprietary information. None of this document s contents may be published, disclosed or used for any other purpose without the prior express written consent of JPMorgan Chase Bank, N.A. ( Chase ) or its affiliates. Jaguar Financial Group and Land Rover Financial Group are the programs under which Chase provides auto retail financing and leasing programs and account servicing to Jaguar and Land Rover customers. *Jaguar and Land Rover, their respective logos, and the financial group names (Jaguar Financial Group and Land Rover Financial Group) are trademarks of Jaguar and/or Land Rover and any use by Chase is under license. Retail/Loan and lease accounts are owned by Chase. 2014 JPMorgan Chase Bank, N.A. Member FDIC. All rights reserved. (14-384) 05/14