FINANCIAL SERVICES Audit and Advisory. Audit Accounting Tax Consulting



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FINANCIAL SERVICES Audit and Advisory Audit Accounting Tax Consulting

BDO SWITZERLAND History Visura Accounting Services Company; established in 1932 in Zurich and Solothurn Since 1992 member of the International BDO Network Rebranded to BDO Visura as of 2001 Since 2010 BDO Ltd. Basel Frauenfeld Delémont Liestal Baden-Dättwil St. Gallen Laufen Olten Aarau Zürich Herisau Wetzikon Affoltern a. A. Solothurn Sursee Biel Grenchen Langenthal Zug Lachen Burgdorf Luzern Glarus Bern Stans Fribourg Sarnen Altdorf Chur Lausanne About us Revenue 2014: CHF 181.8 Mio. Branches: 33 Employees: 915 s: 84 80.5% of BDO Ltd. shares are held by BDO partners Genève Sion Lugano Services Audit Accounting Services Tax and Legal Services Financial Services Consultancy Services (i.a. corporate finance, forensic services, customised IT solutions) Real Estate Services «BDO is one of the leading audit, accounting and consultancy companies in Switzerland.»

FINANCIAL SERVICES SWITZERLAND Facts Offering of consultancy services for the financial sector since 1 st January 2000 Approximately 70 employees 17 leading auditors approved by FINMA Present in 3 regions and 4 locations: Zurich, Geneva, Lausanne and Lugano As an audit firm, BDO Financial Services is recognised by the following institutions: Swiss Federal Audit Oversight Authority (FAOA) Swiss Financial Market Supervisory Authority (FINMA) Liechtenstein Financial Market Authority (FMA) Federal Gaming Board (FGB) Numerous AML self-regulatory organisations Swiss Association for Internal Auditing (SVIR) Mandates The division financial services serves numerous clients in the financial sector, among them: over 100 financial institutions supervised by FINMA approximately 10 financial institutions supervised by the Financial Market Authority Liechtenstein (FMA) approximately 25 internal audit mandates (banks, securities trader, insurances) 7 casinos and numerours asset managers and other financial intermediaries Development of the annual revenues of FS Switzerland 2010-2014 (mio. CHF) 15 14 14.9 13 12 12.3 11 10 9 8.4 9.1 10.4 8 0 2010 2011 2012 2013 2014

FINANCIAL SERVICES SWITZERLAND Organization Chart Product Division Audit Martin Nay Product Group FS Patrick Liechti FS Switzerland Jörg Auf der Maur Audit Asset Mgmt Banks and Securities Brokers Audit Retail-, Commercial and Trade Banks Audit Insurances Audit Asset Mgmt, Collective Inv. Schemes and Casinos Internal Audit FS Advisory Jacques Fournier Roland Burger Jürg Caspar Franco A. Straub Patrick Cattin Edgar Wohlhauser «We distinguish ourselves from our competitors through our unique company culture, our local roots and our proximity to the customer.»

AUDIT External Audit Services Statutory Audits Ordinary audits of banks and securities dealers, collective investment schemes, asset managers of collective investment schemes, insurances and casinos Ordinary and limited audits of all types of financial intermediaries Audits according to the Persons and Companies Act (PGR) in the principality of Liechtenstein Special Legislation Audits Supervisory audits pursuant to the Banking Act, Stock Exchanges and Securities Trading Act, Collective Investment Schemes Act, Anti-Money- Laundering Act or Casino Act Audits regarding licensing criteria for all types of financial service providers Audits for financial service providers in relation to mergers and acquisitions and other company evaluations Special mandates relating to stock exchange law (public takeovers, fairness opinions) Investigating agent and liquidation mandates Independent/court-appointed expert opinions Audits (for banks) of outsourcing providers Professional Standards Audits Audits relating to compliance with AML regulations and professional standards of self-regulatory organisations (including SAAM, PolyReg und PolyAsset, ARIF, SRO Swiss Leasing Association) Internal Audit Services Outsourcing of internal audit to BDO Co-sourcing/joint-audits (cooperation in the performance of audits) Provision of specialists External quality assessment (pursuant to IIA Standard 1312) IT audits «With our risk oriented and efficient audit approach, we strengthen the organisation and the internal control system of our clients.»

ADVISORY Regulatory and Compliances Services Corporate Governance Incorporation, reorganisation and restructuring of companies Drafting, editing and reviewing of license applications Questions relating to license conditions Drafting, editing and reviewing of articles of associations and directives and regulations Training of members of the board of directors or executive board Compliance Editing and reviewing of risk analyses and compliance concepts Advising and informing regarding new compliance requirements Drafting, editing and reviewing of code of conducts, directives and process description Auditing of client files Special investigations of client relationships and transactions Trainings Legal analyses and opinions

ADVISORY Insourcing of the Compliance- Function Assumption of compliance and/ or AML function of financial institutes Legal & Regulatory Due Diligence Analysis and assessment of legal and compliance risks Consulting in supervisory proceedings Proper business conduct requirements proceedings International cooperation proceedings Contract Management Consulting on, drafting/reviewing of all types of contracts, client documenta-tion and forms Outsourcing Consulting on, drafting/reviewing of outsourcing projects/ contracts Forensic Investigations (in cooperation with forensic services) Investigations of specific cases, legal assessments and reporting FINMA mandates Investigation, rehabilitation and liquidation IT-Services IT-Audits Comprehensive survey and assessment of organisation, processes and controls Performing of IT applications audits (generally in cooperation with the auditor) Survey and assessment of information and IT security Drafting of audit reports on ICS of outsourcing partners pursuant to recognised audit standards (e.g. ISAE3402, ISAE3000) Assessment of audit reports on ICS of outsourcing services pursuant to recognised audit standards Consulting IT and IT Security Development of IT strategies, IT concepts and corresponding IT guidelines and assistance in their implementation Configuration of the information security management system (ISMS) and implementation of effective measures and controls relating to IT and information security Set-up of IT risk management and integration into company risk management Set-up of business continuity management and disaster recovery Controlling and reviewing of IT projects Tax Consultancy National and international corporate tax Preparation of tax returns VAT advice for the financial sector Tax advice relating to the «custodian business» Consultancy for fund structures Corporate Finance Transaction Services/Due Diligence Evaluation of companies Audit of public take-over offers Restructurings Risk Management Consultancy for finan cial strategy, risk policy, risk management and risk control Drafting and implementing of solutions for credit risks, market risks, liquidity risks, anti-money laundering risks and operational risks Analysis and assessment of financial products and services «We advice and support our clients in order for them to be able to focus on their core competencies.»

BDO INTERNATIONAL KEY INFORMATION 1963 Incorporation BDO International is the 5 th largest independent audit and advisory network in the world. With memberships in151 countries. General directorate is in Brussels. Approximately 60 000 employees in the whole world. Revenue of EUR 6 450 millions (2014). Cooperation with all international professional organisations (IASC, FEE, etc.) Albania Algeria Angola Argentina Armenia Aruba Australia Austria Azerbaijan Bahamas Bahrain Barbados Belarus Belgium Bolivia Botswana Brazil British Virgin Islands Brunei Darussalam Bulgaria Burundi Cambodia Canada Cape Verde Islands Cayman Islands Chile China Colombia Comoros Costa Rica Croatia Cyprus Czech Republic Denmark & Faroe Islands Dominican Republic Ecuador Egypt El Salvador Estonia Finland France Georgia Germany Gibraltar Greece Greenland Guatemala Guernsey Hong Kong Hungary Iceland India Indonesia Ireland Isle of Man Israel Italy Jamaica Japan Jersey Kazakhstan Kenya Korea Kosovo Kuwait Kyrgyzstan Latvia Liechtenstein Lithuania Luxembourg Macao Macedonia Madagascar Malawi Malaysia Malta Mauritius Mexico Moldova Mongolia Montenegro Morocco Mozambique Myanmar Namibia Netherlands Netherlands Antilles New Zealand Nigeria Norway Oman Pakistan Panama Paraguay Peru Philippines Poland Portugal Puerto Rico Qatar Reunion Island (Mauritius) Romania Russia Rwanda San Marino Saudi Arabia Serbia Seychelles Singapore Slovak Republic Slovenia South Africa Spain Sri Lanka St Vincent & the Grenadines Suriname Sweden Switzerland Taiwan Tajikistan Tanzania Thailand Trinidad & Tobago Tunisia Turkey Turkmenistan Uganda Ukraine United Arab Emirates United Kingdom United States of America Uruguay Venezuela Vietnam Zambia Zimbabwe Revenue worldwide (billion EUR) 2008-2014 6 4.6 4.1 4 3.6 3.7 3.9 4.9 6.4 2 0 2008 2009 2010 2011 2012 2013 2014

YOUR CONTACTS Reference customers (selection) Audit banks and securities dealers Bank von Roll AG, Zürich Berenberg Bank (Schweiz) AG, Zürich Freiburger Kantonalbank, Freiburg Globalance Bank AG, Zürich JCE Hottinger AG, Zürich M.M. Warburg Bank (Schweiz) AG, Zürich Mitsubishi UFJ Wealth Management Bank (Switzerland), Ltd., Genf Neue Helvetische Bank AG, Zürich Neuenburger Kantonalbank, Neuenburg Picard Angst AG, Pfäffi kon Private Client s AG, Zürich PHZ Privat- und Handelsbank Zürich AG, Zürich Reuss Private AG, Bremgarten Timber Hill (Europe) AG, Zug Audit Insurance companies Infrassure, Zürich SLKK Versicherungen, Zürich EGK Privatversicherungen, Laufen Groupe Mutuel, Martigny KOT Insurance Company AG, Zürich Mandates as second auditor Credit Suisse, Zürich UBS AG, Zürich Audit Asset Managers of collective investment schemes Arvernus Capital AG, Zürich Adveq Management AG, Zürich Bruellan SA, Genf Diener Syz Real Estate AG, Zürich Entrepreneur s AG, Zürich Flossbach von Storch AG, Zürich ifund services AG, Zürich Independent Capital Group AG Mercer Private Markets AG, Zürich Mont Blanc Capital Management AG, Zürich Mont-Fort Funds AG, Bagnes Wyss & AG, Wangs Casinos Casinos Austria (Swiss) AG, Zug Casino St. Moritz, St.Moritz Grand Casino Luzern AG, Luzern Swiss Casinos Holding AG, Zürich Internal audit mandates Bank Frick & Co AG, Balzers Privatbank IHAG Zürich AG, Zürich Swissquote Bank AG, Gland Compliance-Mandate Investas AG, Bern Swiss Bankers Prepaid Services AG, Grosshöchstetten Jörg Auf der Maur FS Switzerland joerg.aufdermaur@bdo.ch Tel. +41 44 444 36 73 Jacques Fournier Audit Asset Management, Banks and Securities Brokers jacques.fournier@bdo.ch Tel. +41 22 322 24 73 Roland Burger Audit Retail-, Commercial and Trade Banks roland.burger@bdo.ch Tel. +41 22 322 24 10 Jürg Caspar Director Audit Insurances juerg.caspar@bdo.ch Tel. +41 44 444 35 82 Patrick Liechti Product Group FS patrick.liechti@bdo.ch Tel. +41 44 444 36 47 Franco A. Straub Audit Asset Management, Collective Inv. Schemes and Casinos franco.straub@bdo.ch Tel. +41 44 444 37 08 Patrick Cattin Internal Audit patrick.cattin@bdo.ch Tel. +41 22 322 24 12 Edgar Wohlhauser Advisory edgar.wohlhauser@bdo.ch Tel. +41 44 444 35 40

Contact: BDO LTD Fabrikstrasse 50 8005 Zurich Phone: +41 44 444 35 55 www.bdo.ch BDO LTD With headquarters in Zurich and 33 subsidiaries encompassing over 900 employers BDO Ltd. is the first address in Switzerland for SMEs, public administrations and non-profit organisations. BDO Ltd. offers audit, accounting, tax, legal, corporate finance, IT and real estate services. BDO Ltd. ist the legally independent Swiss member of the international BDO network domiciled in Brussels. 08/2015