Good Internal Controls for Small Businesses



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Good for Small Businesses SOX and the Importance of Good for Small Businesses MENDELSON CONSULTING Mario Nowogrodzki, CPA.CITP America s QuickBooks Specialists www.qbspecialists.com MARIO NOWOGRODZKI, CPA.CITP www.qbspecialists.com 2 Computer consultant for 17 yrs Master of Acctg Info Systems AICPA Certified Information Technology Professional Adv Cert QuickBooks, POS, & Enterprise ProAdvisor Intuit Solution Provider Advisory Council Intuit Trainers/Writers Network 2008 Killer VAR, AcctgTech mag 2008 Technology Pacesetter, AcctgTech mag A word before we begin Mendelson Consulting and Intuit do not render any accounting, legal or other professional advice This presentation summarizes complex and technical practice areas, and is not a deep dive into SOX itself This presentation is by its nature incomplete and may contain inaccuracies, although best efforts have been made to present accurate material Materials and presentation are not a substitute for independent accounting and legal research and professional advice 3-954-447-0250 1

Good for Small Businesses What We Will Cover What is the Sarbanes-Oxley Act (SOX)? Why Should a Small Business Care? Best Practices of SOX 4 What is SOX? A government act created to protect investors and creditors of publicly traded companies in the United States by improving the accuracy and reliability of corporate disclosures. 5 What is SOX? Major Provisions of SOX 404 Management reports on the effectiveness of their internal financial controls; Auditors confirm 802 Criminal violation to impede, obstruct or influence any investigation or bankruptcy matter 1107 Criminal penalties for retaliation against whistle blowers 301 Independence of audit committees 302 CEOs and financial officers must certify financial statements 406 Code of ethics 6-954-447-0250 2

Good for Small Businesses Why Should a Small Business Care? Trickle down effect Key SOX provisions are best business practices Implement now to address and prevent future or potential problems An outside party such as an investor, banker or accountant recommendation The potential to go public 7 Best Practices of SOX Tone at the Top Take an interest in the books Review books on a regular basis 8 Best Practices of SOX Tone at the Top Take an interest in the books Review books on a regular basis Access, audit trail, security and archival of the accounting and information system 9-954-447-0250 3

Good for Small Businesses Best Practices of SOX Tone at the Top Take an interest in the books Review books on a regular basis Access, audit trail, security and archival of the accounting and information system Financial statement accuracy, including fraud prevention Independent review of books Owners certification of financial statements 10 1 Change Management 2 Segregation of Duties 3 Red Flags for Fraud 4 Documentation & Document Retention 5 Safeguarding of Assets 6 Review 11 Change Management - Personnel Systematically govern the effects of org change Change Management - Software Frequent new releases and updates Back-up files and print records prior to upgrade After upgrade, verify the accuracy of the updated information before entering new transactions In case of an upgrade problem, restore back-up files 12-954-447-0250 4

Good for Small Businesses Segregation of Duties Controlling Cash Log cash received onto a slip for deposit Check signing thresholds Separate check signors from check preparers Print out a check register On-line bill pay system No "emergency" checks Payroll Document any changes to payroll rates Ensure that payroll rates are accurate Review registers and physical checks Use direct deposit 13 Red Flags for Fraud Situational Flags Employee Flags Transaction Flags 14 Proper Documentation Cash Accounts Receivable Accounts Payable Inventory Payroll 15-954-447-0250 5

Good for Small Businesses Proper Documentation Cash Accounts Receivable Accounts Payable Inventory Payroll Document Retention IRS mandates 7 years Electronic creation and storage Integrate documentation with accounting software 16 Safeguarding of Assets Significant investment Accountant-maintained list of fixed assets Review list annually at a minimum Track additions and deletions monthly Periodic physical inventory Research and address unexpected changes 17 Review Business environment is constantly changing Internal control policies should be reviewed Review annually at a minimum Review any time a there is a significant change to the financial environment of the company 18-954-447-0250 6

Good for Small Businesses A Restricting Access B D E Controlling Transactions C Entering Budget Data Setting Preferences Additional Controls 19 A Restricting Access B D E Controlling Transactions C Entering Budget Data Setting Preferences Additional Controls 20 Restricting Access to Application and Data Files Usernames and passwords in QuickBooks Pro, Premier and Enterprise Solutions User-specific area permissions 21-954-447-0250 7

Good for Small Businesses Restricting Access to Application and Data Files User-specific area permissions in QuickBooks Enterprise 22 Controlling Transactions in Closed Periods Setting a closing date and additional password 23 Entering Budget Data Use budget reports as an effective management tool 24-954-447-0250 8

Good for Small Businesses Setting Preferences Accounting Checking Integrated Applications Items & Inventory Sales and Customers Reminders 25 Additional Controls Effective Backup Procedures Scheduled Back-ups Online Back-up Online Bill Pay Automatic Updates Data Verification 26 THANK YOU! MARIO NOWOGRODZKI, CPA/CITP 954-447-0250-954-447-0250 9