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Guaranteed Rate is an Equal Opportunity Employer NMLS (Nationwide Licensing System) ID 2611 Alabama Lic# 21566 AR Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL 60613 866-934-7283 AZ - Guaranteed Rate, Inc. - 14811 N. Kierland Blvd., Ste. 100, Scottsdale, AZ, 85254 Banker License # BK-0907078 CA - Licensed by the Department of Corporations under California Residential Lending Act Lic #413-0699 CO- Guaranteed Rate, Inc. Regulated by the Division of Real Estate, 773-290-0505 CT - Lic #17196 DE - Lic # 9436 DC - Lic #MLB 2611 FL-Lic# MLD618 GA - Residential Licensee #20973-3940 N. Ravenswood Ave., Chicago, IL 60613 ID - Guaranteed Rate, Inc. Lic #MBL-5827 IL - Residential Licensee - IDFPR, 122 South Michigan Avenue, Suite 1900, Chicago, Illinois, 60603, 312-793-3000, 3940 N. Ravenswood Ave., Chicago, IL 60613 #MB.0005932 IN - Lic #11060 & #10332 IA - Lic #MBK-2005-0132 KS - Licensed Company - Guaranteed Rate, Inc. License #MC.0001530 KY - Company Lic #MC20335 LA - Lic #RML2866 ME - Lic #SLM1302 MD - Lic #13181 MA - Guaranteed Rate, Inc. - Lender & Broker License MC 2611 MI - Lic #FR-0016637 & SR-0011899 MN - Lic #MO 20526478 MS Guaranteed Rate, Inc 3940 N. Ravenswood Ave., Chicago, IL 60613-Mississippi Licensed Company, Lic # 2611 - MO Guaranteed RateLic # 10-1744 MT Lic# 2611 Licensed in NJ: Licensed Banker - NJ Department of Banking & Insurance NE - Lic #1811 NV - Lic #3162 & 3161 NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # 13931-MB NM - Lic #01995 NY - Licensed Banker NYS Department of Financial Services- 3940 N Ravenswood, Chicago, IL 60613 Lic # B500887 NC - Lic #L-109803 ND - Lic #MB101818 OH Lic #MBMB.850069.000 and Lic #SM.501367.000-3940 N. Ravenswood Ave., Chicago, IL 60613 OK - Lic # MB001713 OR - Lic #ML-3836 - - 3940 N. Ravenswood Ave., Chicago, IL 60613 PA - Licensed by the Pennsylvania Banking Department Lic #20371 RI Rhode Island Licensed Lender Lic # 20102682LL, RI Rhode Island Licensed Loan Broker Lic # 20102681LB SC Lic #-2611 TN - Lic #109179 TX - Lic # 50426 & Lic # 47207 UT - Lic #7495184- VT - Lic #LL6100 & MB930 VA Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769 WA - Lic #CL-2611 WI - Lic #27394BA & 2611BR WV Lic #ML-30469 & MB-30098 WY Lic#2247 2013 Cobalt, Inc., 11255 Kirkland Way, Suite 100, Kirkland, WA 98033. Toll Free: (877) 220-4663; Fax: (425) 605-3199. NMLS Unique Identifier: 35653. Arizona Banker License #0909801. Licensed by the Department of Corporations under the California Residential Lending Act #4130455. Licensed by the Colorado Department of Regulatory Agencies in Colorado state. Idaho Broker/Lender License #MBL-5220. Indiana Lending License #17900. Louisiana Residential Lending License #35653. Montana Lender License #35653. Nebraska Banker License #35653. Nevada Banker #3723, Nevada Broker #3725. New Mexico Loan Company License #03587. Ohio Broker Act Banker Exemption MBMB.850154.000. Oklahoma Broker License #MB002202. Oregon Lender License #ML-2991. Texas SML Banker Registration. Utah-DRE #8220471. Washington Consumer Loan License #520-CL-48866. Wyoming Lender/Broker License #2315. Ticket #2013012410001936 ELITE ADVERTISERS Afraid to jump? Don t be. Baret Kechian Branch Manager, SVP of Lending Lyndhurst, New Jersey 2011 Loan Volume with Prior Company: $64,603,977 March December 2012 with Guaranteed Rate: $133,074,350 Why Guaranteed Rate? The decision to join Guaranteed Rate has enabled me to more than double my production in less than a year. We have the most efficient loan processing system in the industry, which allows me to focus all of my time and energy on building relationships and writing new business. Shant Banosian Branch Manager, SVP of Lending Waltham, Massachusetts 2011 Loan Volume with Prior Company: $53,682,569 March December 2012 with Guaranteed Rate: $126,392,631 Why Guaranteed Rate? When joining Guaranteed Rate I never imagined that I would be able to increase my production by 135 percent in just nine short months. The culture here is incredible as it is 100 percent sales-driven and dedicated to allowing loan officers to focus exclusively on production related activities. PrimeLending is a Partner with a Purpose People Centric Culture One Team One Purpose Service Beyond Expectations Accelerated Growth. Cobalt is currently licensed throughout the western United States, with substantial expansion under way. As we establish our presence in new markets, we make a point of becoming part of the local communities we serve. Branch offices in 9 states. Licensed in 17 states. Responsible Lending. We are unique in our ability to extend all the mortgage products you d expect from a large lender or nationwide bank, but with the personal attention you appreciate when working with a local business. In 2012, 343 loan officers made the decision to join Guaranteed Rate, enjoying immediate increases in their production. As the country s largest independent residential mortgage company with an in-market presence, there is a reason we more than doubled in revenue, volume, and number of employees in 2012. America s Fastest Growing Company SM What are you waiting for? Take the leap. Join Guaranteed Rate. Contact one of our Regional Managers below to learn more. VT, NH, ME - Bard Conn P: 617.875.6576 Northern CA, OR, WA - Steve Oliver P: 925.586.1901 NJ, PA, DE, NC, SC, GA, AL, TN, KY, WV, MS, LA, AR - MI, MN, WI, IA, MO, ND, SD, NE, KS - Bard.Conn@guaranteedrate.com Steve.Oliver@guaranteedrate.com George Allen P: 609.294.4455 Al Gelschus P: 952.646.1221 George.Allen@guaranteedrate.com Al.Gelschus@guaranteedrate.com CO, UT, WY, MT, ID - Derek Bamonte P: 303.861.5402 Southern CA - Trent Annicharico P: 760.310.6008 Derek.Bamonte@guaranteedrate.com Trent@guaranteedrate.com IL, IN, OH - Joe Phalen P: 773.290.0308 FL - Rich Romano P: 561.702.1276 Joe.Phalen@guaranteedrate.com Richard.Romano@guaranteedrate.com MA, RI, CT - Terry Baker P: 508.277.1325 TX, OK, NM, AZ, NV - Jeff Lake P: 847.972.5702 TBaker@guaranteedrate.com Jeff.Lake@guaranteedrate.com MD, VA - Matt Patterson P: 609.294.4325 NY - Melissa Cohn P: 212.318.9494 Matt.Patterson@guaranteedrate.com MCohn@guaranteedrate.com 3940 N. Ravenswood Chicago IL 60613 guaranteedrate.com joingrnow.com Visit primelending.com to see what gives us strength. All loans subject to credit approval. Rates and fees subject to change. financing provided by PrimeLending, a PlainsCapital Company. Equal Housing Lender. 2013 PrimeLending, a PlainsCapital Company. PrimeLending, A PlainsCapital Company (NMLS no: 13649) is a wholly owned subsidiary of a state-chartered bank and is an exempt lender in the following states: AK, AR, CO, DE, FL, GA, ID, IA, KS, KY, LA, MN, MS, MO, MT, NE, NV, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI, WY. Licensed by: AL State Banking Dept consumer credit lic no. MC21004; AZ Dept. of Financial Institutions mortgage banker lic no. BK 0907334; Licensed by the Department of Corporations under the California Residential Lending Act- lender lic no. 4130996; CT Dept. of Banking lender lic no. ML-13649; D.C. Dept. of Insurance, Securities and Banking dual authority lic no. MLO13649; IL Dept. of Financial and Professional Regulation lender lic no. MB.6760635; IN Dept. of Financial Institutions sub lien lender lic no. 11169; ME Dept. of Professional & Financial Regulation supervised lender lic no. SLM8285; MD Dept. of Labor, Licensing & Regulation lender lic no. 11058; Massachusetts Division of Banking lender & broker license nos. MC5404, MC5406, MC5414, MC5450, MC5405; MI Dept. of Labor & Economic Growth broker/lender lic nos. FR 0010163 and SR 0012527; Licensed by the New Hampshire Banking Department lender lic no. 14553-MB; NJ Dept. of Banking and Insurance-lender lic no. 0803658; NM Regulation and Licensing Dept. Financial Institutions Division lender license no. 01890; ND Dept. of Financial Institutions money broker lic no. MB101786; RI Division of Banking lender lic no. 20102678LL and broker lic no. 20102677LB; VT Dept. of Banking, Insurance, Securities and Health Care Administration lender lic no. 6127 and broker lic no. 0964MB; WA Dept. of Financial Institutions-consumer lender lic no. CL-13649; WV Div. of Financial Institutions lender license ML31704 and broker license MB-31703. V012313. www.cobaltmortgage.com 877.220.4663 Homeowner CRM Homeowner We don t define success by a list Benchmark has created a culture that allows the best to be the best. Participate in masterminds that create life changing results. Be partnered with an underwriter you will fall in love with. Success Relationship Dynamic Excellence 5160 Tennyson Pkwy Suite 2000W Plano, TX 75024 Positive Attitude For more information go to: WhoIsBenchmark.com (800) 236-1824 POWERED BY THE LEADING SALES, MARKETING AND COMPLIANCE APP Improve Sales Productivity! Increase Revenue! Decrease Compliance Risk! 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