Business Services Guide to Products and Services TM Where Life Comes Together
Welcome Delta Community Credit Union is a not-for-profit financial institution with greater than $4 billion in assets. We are a cooperative, owned and operated by our members, which is one of the things that distinguishes us from other financial institutions. Our mission is to take care of your financial needs by offering you service you can trust, a wide variety of products designed to meet your individual needs and a well-trained staff ready to work with you as you determine which products best fit your business needs. Delta Community Credit Union Business Services is distinguished by the convenience of multiple ways to connect with your money via well-located branches, robust online banking services and a knowledgeable, friendly staff a commitment to a relationship we work to earn the right to be your partner, not just your vendor our expertise in the area of financial solutions for businesses advice backed by the knowledge and experience that you need as your business grows the value of our business members you are more than an account number, you are our valued partner in the pursuit of mutual financial strength
Small Business Savings Products Build security for your business as it grows. Our Savings Accounts have nominal balance requirements and offer convenient access to your funds. Your savings deposits will earn competitive dividends which are paid monthly. Best of all, there is no monthly fee. Business Savings Account Earn competitive rates and enjoy convenient account access. $5 minimum deposit Interest-bearing account (tiered based on average daily balance) No monthly service fees Free, unlimited access to Online Banking with estatements Overdraft protection tool for checking Business Money Market Our Money Market Accounts earn competitive interest rates on short-term funds while giving you the access you need. The tiered rate structure offers higher returns for higher balances with no monthly fees. Interest-bearing account (tiered based on average daily balance) No monthly service fees No minimum deposit or balance required Access to Online Banking including estatements Up to six electronic withdrawals per month without penalty, including Online Banking, Audioline Transfers, Automated Clearing House (ACH), and Account to Account (A2A) non-check writing account
Small Business Checking Products Our Business Checking accounts are perfect for every business. With easy access to your cash from our branches, our online banking services, or the Delta Community Visa Business Check Card, we offer account choices that are right for your business. Value Checking This checking option is available with no monthly service fee when you maintain a low minimum balance. It gives you free, convenient access to your account and funds with a Visa Business Check Card and Online Banking. No monthly service fee with a minimum or average balance requirement 1 No charge for the first 100 combined transactions with a nominal $.10 charge for each transaction over 100 Free Delta Community Visa Business Check Card with Free Reward Points program where you can earn 1 point for every $3 spent on eligible transactions Unlimited use of thousands of surcharge-free ATMs Free access to Online Banking services including Online Bill Pay, estatements, ealerts and Mobile Banking Business Checking Our Business Checking option offers all of the benefits of our Value Checking Account with greater transaction flexibility and a tiered interest rate structure. Interest-bearing account (tiered based on average daily balance) No monthly service fee with a minimum or average balance requirement 2 No charge for the first 500 combined transactions with a nominal $.20 charge for each transaction over 500 Free Delta Community Visa Business Check Card with Free Reward Points program where you can earn 1 point for every $3 spent on eligible transactions Unlimited use of thousands of surcharge-free ATMs Free access to Online Banking services including Online Bill Pay, estatements, ealerts and Mobile Banking 1 $500 average daily balance, $5,000 deposit balance or combined deposit totaling $10,000 is required to waive $5 monthly service fee. 2 $750 average daily balance, $10,000 deposit balance or combined deposit totaling $20,000 required to waive $10 monthly service fee. PIN-based transactions do not accumulate points. No points are earned for purchase of travelers checks, balance transfers, interest or service charges, cash advances or ATM withdrawals. Questions as to what constitutes a qualifying transaction, as well as any exceptions, are at the sole discretion of Delta Community Credit Union.
Small Business Insurance Products Protect Your Business Assets with Members Insurance Advisors As a business owner or manager, you want to make sure you properly protect your company s assets. An important step in accomplishing this goal is to choose an insurance agency that understands your needs and is committed to ensuring your business is secure. Business Insurance Products Members Insurance Advisors, LLC, a subsidiary of Delta Community Credit Union, offers a variety of insurance products that help you protect your business including: Workers Compensation Business Auto Property and General Liability Bonds Management Liability Business Related Life Insurance Risk Management Services We also specialize in creating and implementing comprehensive risk management programs for small to mid-sized businesses. This service seeks to protect your company s assets by identifying, analyzing, mitigating and eliminating exposures throughout your organization. When we are unable to reduce or eliminate a particular risk, we attempt to transfer it contractually or through the use of insurance products. And, we ll monitor the risk management program on an ongoing basis so that your business remains strong. The best and least costly loss for your business is the one that never occurs. That s why we make it easy for you to access a high level of risk management expertise and to offer this service to you in the most cost effective way possible. A Trusted Partner For All Your Business Insurance Needs Members Insurance Advisors welcomes the opportunity to talk with you about how we can work together to ensure your business assets are protected in a way that s good for you - and your business. To learn more about business insurance, risk management services and other personal insurance products offered through Members Insurance Advisors, call 404-677-8652 or 1-866-444-4617. You can also visit us online at www.membersia.com or send an email to info@membersia.com.
Small Business Remote Banking Services Manage your finances anytime, anywhere with our free remote banking services. You ll have the peace of mind of knowing you can complete your account transactions safely and securely online. And, you ll hardly ever need to leave your home or business. Our electronic features include: Online Banking Enjoy 24/7 access to your account to view your account balances and loan information, transfer funds between accounts and pay your bills electronically with Online Bill Pay. estatements Escape the paper and stay on top of your account activity by receiving your statements electronically. estatements are totally FREE, and you ll receive your statements faster than U.S. Mail delivery. In addition, you ll be able to access all of your statement history. ealerts Receive timely and important account information via email or by mobile phone. Customize your profile settings for any account to set up alerts that will notify you when there is a change to your account. Mobile Banking Take your accounts with you wherever you go. With our Mobile Banking service, you can check your balance, find the nearest branch or ATM, transfer funds and receive account updates via text messaging services. Small Business Merchant Services As you know, business doesn t work unless you have money coming in. That s why you want to make it as easy and convenient for your customers and clients to pay you as soon as possible. Delta Community offers many convenient payment options for you to choose from. We re sure you ll find the right payment acceptance system to fit your small businesses needs. Knowing each small business is unique, we ve partnered with a number of reputable and service-oriented merchant payment providers that offer tailored solutions and products to fit the needs of the small business owner. To find out more information about our partnered merchant payment providers, please call us at 404-677-8691 or 1-866-608-3228.
Get Started today Stop by any of our metro Atlanta branch locations for information or to open an account. Our Member Service Advisors are available to help you with selecting product and service options that will best suit your business needs. E N W Atlanta (Midtown) 80 Peachtree Place Atlanta, GA 30308 Atlanta (Hartsfield-Jackson Int l Airport) Hartsfield-Jackson Atlanta Int l Airport Atlanta, GA 30320 Atlanta (Virginia Avenue) 1025 Virginia Avenue Atlanta, GA 30354 Buford (Kroger) 3300 Hamilton Mill Road Buford, GA 30519 Canton (Kroger) 6766 Hickory Flat Highway Canton, GA 30115 Decatur 245 West Ponce De Leon Decatur, GA 30030 Duluth (Sugarloaf) 1980 Satellite Blvd., NW Duluth, GA 30097 Fayetteville (Summit Point) 140 Highway 92, South Fayetteville, GA 30215 E S Gainesville (Dawsonville Highway) Village Shoppes at Gainesville 891 Dawsonville Hwy, Suite 140 Gainesville, GA 30501 Johns Creek (McGinnis Ferry Road) 6700 McGinnis Ferry Road, NE Johns Creek, GA 30097 Marietta (Dallas Highway) 2627 Dallas Hwy., SW Marietta, GA 30064 Marietta (Johnson Ferry Road) 1205 Johnson Ferry Road, Suite 108 Marietta, GA 30068 Newnan (Highway 34 East) Newnan Branch 1825 Hwy. 34 East Newnan, GA 30265 Peachtree City (Braelinn Village) Braelinn Village Shopping Center 472 Crosstown Drive Peachtree City, GA 30269 Peachtree City (Wisdom Road) 315 Highway 74, North Peachtree City, GA 30269 Sandy Springs (Hammond Drive) 1100 Hammond Drive, Suite 100 Sandy Springs, GA 30328 Snellville (Kroger) Presidential Commons Shopping Center 1670 Scenic Hwy N. Snellville, GA 30078 Stockbridge (Eagles Landing) 285 Center Pointe Parkway Stockbridge, GA 30281 Stockbridge (Mt. Zion Parkway) 5006 Mt. Zion Parkway Stockbridge, GA 30281 Suwanee (Kroger) 2121 Lawrenceville- Suwanee Road Suwanee, GA 30024 Vinings (Cumberland Boulevard) 3250 Riverwood Parkway Atlanta, GA 30339 For hours of operation, please visit www.deltacommunitycu.com W N S E For more information contact us at business.services@deltacommunitycu.com or call us at 1-866-608-3228