U.S. Bank Corporate Travel Card. OR ST Overview
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1 U.S. Bank Corporate Travel Card OR ST Overview September 24, 2013
2 Discussion Topics Corporate Travel Industry Trends U.S. Bank Solutions 2
3 Executive Summary T&E expenses continue to be one of the largest expense categories Control and compliance are more important than ever Best-in-class programs have better visibility into overall spend U.S. Bank provides many options to design a program to meet your company requirements, and those of your travelers Savings can be substantial 3
4 Industry Trends New Normal strategic shift in industry: Monitor, reduce and control costs Distinguish between travel that generates revenue Implement new metrics to report on financial performance 41% of organizations see T&E expense management as a critical internal function 71% plan to collaborate with procurement to better manage their T&E spend Source: Aberdeen Group, 2011; ACTE 2011 Travel Spend Survey 4
5 Common Pain Points 1 Inability to monitor, control expenses Need to reduce out-of-policy spend Achieve greater visibility into spend Eliminate costly manual processes Administrators Managers Cardholders 5
6 OR ST Opportunity: Improving Your Performance Reduce and control costs Improve oversight and control Leverage technology Institute policies/compliance methods Improve and standardize processes 6
7 U.S. Bank Travel Card Solutions: Meeting Your Payment Needs Corporate Travel Card Unparalleled utility Central Travel Account Centralized management Executive Card Enhanced services and benefits Global Card Enabled with EMV Chip technology 7
8 U.S. Bank Travel Card Solutions: Aligning with Your Priorities 1 2 Process Automation Eliminate costly manual processes Compliance Reduce out-ofpolicy spend Maximize the capture to 100% of T&E transactions Reduce the cost to manage travel Increase process automation and efficiency Monitor, identify and correct non-compliant spend Improve data accuracy Increase employee adherence to travel policies 3 Vendor Management Achieve greater visibility into spend Gain accurate measure of spend by category and supplier Attain greater leverage in negotiations by consolidating regions and subsidiaries Direct spend to suppliers who provide the most value for the dollar 8
9 Maximize Spend Capture Visa network: provides unsurpassed global acceptance in more than 190 countries Minimizes acceptance challenges the further out your employees are required to travel Decreases transaction leakage beyond major expense categories such as air and hotel Global Card: offers EMV Chip-enabled cards for U.S.- based cardholders who travel overseas Improves payment capability and convenience in regions where chip cards are commonplace Ensures wherever employees travel, they can quickly and easily pay for T&E expenses 9
10 Enhance Convenience and Security U.S. Bank Customer Service Center: based in the U.S., and never outsourced, assists with corporate cardholder inquiries 24/7 Travel & emergency services: gives you peace of mind while traveling Common carrier travel accident insurance Auto rental collision damage waiver Lost luggage assistance Emergency card replacement And much more 10
11 Mitigate the Risk of Fraud, Loss and Misuse Liability waiver program: protects you against eligible losses up to $100,000 incurred through cardholder misuse Flexible card controls: reduces maverick spending and improves compliance with travel and procurement policies Cash access restrictions Merchant category code blocking Overall spending limits Transaction amount or number of transactions Daily, weekly or monthly spending limits 11
12 Increase Spend Visibility Consolidated spend data: negotiates better supplier terms and pricing with comprehensive spend information Access Online: manages your card more effectively with an integrated, easy-to-use program management system Expense Management: automates and simplifies expense reporting processes Payment Analytics: monitors purchases and card use for policy compliance and misuse detection 12
13 Partner with a Proven Payments Leader Leverage our comprehensive, ongoing client services throughout your program s lifecycle Service Center Dedicated Representatives Cardholder and Technical Help Desk General Assistance Program Support Relationship Manager Program Reviews Customized Program Optimization Tools Spend-Data Analysis Implementation Manager Project Planning Tools Migration Planning Implementation Guides Training Department Web-based Training Instructor-led Training User Guides Note: Service capabilities, features, availability and schedules are subject to change at U.S. Bank s discretion 13
14 U.S. Bank Travel Solutions Choose from a full suite of travel solutions Designed to your varying needs: Control and manage expenses Boost efficiencies Automate and streamline processes Support corporate travel policies Negotiate higher discounts with preferred suppliers Improve financial return and revenue share fulfillment U.S. Bank Travel Solutions 14
15 U.S. Bank Profile and Expertise 2Q13 Dimensions Asset Size $353 billion Deposits $252 billion Loans $228 billion Customers 17.6 million NYSE Traded USB Founded 1863 Bank Branches 3,087 2Q13 USB Tier 1 Capital Ratio 11.1% Total Risk-based Capital Ratio 13.3% Leverage Ratio 9.5% Tier 1 Common Equity Ratio 9.2% Tangible Common Equity Ratio USB Capital Position 7.5% Regional Consumer & Business Banking & Wealth Management National Wholesale Banking & Trust Services International Payments Diversified Revenue Mix Revenue by business line 2Q13 YTD 44% 28% 19% 9% Payment Services Wholesale Banking and Commercial Real Estate Wealth Management and Securities Services Consumer and Small Business Banking 15
16 A Market Leader in Payments Payables Travel Fleet Transportation Healthcare Payables & Travel Aviation 16
17 For More Information Please contact: Name: Sandi Hampton Title: AVP, Relationship Manager US Bank Phone: U.S. Bank National Association. All trademarks are the property of their respective owners. CPS 1050 (R-08/13)
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