OSKAR KOWALEWSKI EDUCATION ACADEMIC POSITIONS. March, 2011



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OSKAR KOWALEWSKI March, 2011 World Economy Research Institute Warsaw School of Economics (SGH) Ul. Niepodleglosci 162 02-554 Warsaw, POLAND Tel. +48 (22) 564 93 72 Fax.+ 48 (22) 564 93 72 E-mail: okowale@sgh.waw.pl http://akson.sgh.waw.pl/~okowale Other professional affiliation Fellow, Financial Institution Center at the Wharton School, University of Pennsylvania EDUCATION 2004: Master of Law University of Marii - Curie Skłodowskiej, Lublin 2003: Ph.D in Economics (Management) Kozminski University, Warsaw 2000: Postgraduate Studies in German and European Law University of Warsaw; Friedrich - Wilhelms - University, Bonn 1999: MA in Management Kozminski University, Warsaw 1997: BA in Management Kozminski University, Warsaw ACADEMIC POSITIONS Current 2006 - Assistant Professor at World Economy Research Institute Warsaw School of Economics (SGH) Previous 2005-2006 Director at Polish-German Center for Economic Research 2001-2005 Vice-Director at the Polish - German Center for Management Education 1999-2003 Teaching Assistant at Finance Department Kozminski University Visiting February 2011 Visiting Professor IESEG School of Management, Lille 2009-2011 Visiting Scholar (Polish Ministry of Science Fellowship) Financial Institution Center at the Wharton School, University of Pennsylvania December 2009 Visiting Professor Chair of International Banking and Finance, Faculty of Economics and Business Administration, Johann Wolfgang Goethe - University, Frankfurt am Main - 1 -

June - July 2009 Visiting Professor Faculty of Business Administration, Universität Osnabrück 2004-2005 Visiting Scholar (Kosciuszko Fellowship) Financial Institution Center at the Wharton School, University of Pennsylvania INDUSTRY EXPERIENCE 2007-2008 Polish Energy Group PEG S.A., Member of the Supervisory Board 2006-2008 PEC Geotermia Podhalanska S.A., Chairman of the Supervisory Board 2005 National Fund for Environmental Protection and Water Management, Executive Vice President and Chief Financial Officer TEACHING EXPERIENCE Undergraduate and graduate Corporate Finance Undergraduate and graduate Capital Markets and Emerging Markets Finance Undergraduate and graduate Financial Intermediaries Management MBA course in Corporate Finance and Banking (at the University of Bratford Program) Supervision of MA Theses and MBA Advanced Study Projects Average students grade for the courses 4.65-4.9 in a scale from 1 (poor) to 5 (excellent) AREAS OF INTEREST Comparing Financial Systems, Banking, Corporate Governance, Mutual and Pension Funds AWARDS AND GRANTS Research Grants 2011: Research Grant from Polish State Committee for Scientific Research 2010: Research Grant from CAREFIN, Università Bocconi 2009: Research Grant from Warsaw School of Economics (SGH) 2008: Research Grant from CAREFIN, Università Bocconi 2008: Research Grant from Warsaw School of Economics (SGH) 2007: EU Research Grant ImpLore, member of the research team 2007: National Program Foresight: Poland 2020, member of the economic security panel 2007: Research Grant from Warsaw School of Economics (SGH) 2005: Research Grant from Volkswagen Stiftung and HWWA, member of the research team 2004: Research Grant from Polish State Committee for Scientific Research 2002: Research Grant from RKW - Bundesgeschäftsstelle, member of the research team 2001: Research Grant from Polish State Committee for Scientific Research Honors, Fellowships and Awards 2010 The Dekaban-Liddle Fellowship 2009 Ministry of Science and Higher Education Fellowship under the program Support for International Mobility of Scientists - 2 -

2004 The Kosciuszko Foundation Fellowship 2003-2006 Award of the Rector of Kozminski University for scientific publications PUBLICATIONS Refereed Articles 1. "Why do foreign banks withdraw from other countries (with Aneta Hryckiewicz), International Finance 14(1), 2011, pp. 67-102. 2. The determinants of the exit decisions of foreign banks (with Aneta Hryckiewicz), Banking and Finance Review 2(2), 2010, pp. 53-72. 3. Economic determinants, financial crisis and entry modes of foreign banks into emerging markets (with Aneta Hryckiewicz), Emerging Markets Review 11(3), 2010, pp. 205-228. 4. Financial system and real economy", Master of Business Administration 2(103), 2010 (in Polish). 5. Influence of family involvement in management and ownership on firm performance: Evidence from Poland" (with Ivan Stetsyuk, Oleksandr Talavera), Family Business Review 23(1), 2010, pp. 45-69. 6. Financial crisis and the share of foreign banks in domestic banking sector, Master of Business Administration 2(97), 2009 (in Polish). 7. Corporate governance and dividend policy in Poland (with Ivan Stetsyuk and Oleksandr Talavera), Post-Communist Economies 20 (2), 2008. 8. Does corporate governance and ownership determine dividend policy in Poland (with Ivan Stetsyuk and Oleksandr Talavera), National Bank of Poland, Bank and Credit 11/12, 2007. 9. Decomposition of concentration and diversification measures of activity. The case of the commercial banks sector in Poland (with Krzysztof Jackowicz), National Bank of Poland, Bank and Credit 5, 2007 (in Polish). 10. Why do companies go private in emerging markets? Evidence from Poland (with Krzysztof Jackowicz), Journal for East European Management Studies 11(4), 2006. 11. Shareholder value creation in going private transactions, National Bank of Poland, Bank and Credit 2, 2006 (in Polish). 12. Going private transaction on WSE in the years 1998 2005, Master of Business Administration 2(78), 2006 (in Polish). 13. Motives for going private in Poland in the years 1999 2004, (with Krzysztof Jackowicz) WSE Studies and Works of the Collegium of Management and Finance 55, 2005 (in Polish). 14. Commercial bank diversification: risk and return trade off, EMERGO. Journal of Transforming Economies and Societies 10 (4), 2003. 15. Bancassurance: definition, history and reasons for development, National Bank of Poland, Bank and Credit 10, 1999 (in Polish). Books 16. Finanzen und Bankwesen. Grundwortschatz für Studenten (with Zofia Kwapisz), Kozminski - 3 -

University Publishing House, Warsaw, 2005 (in German). 17. Structural changes in modern banking system. Universal banking, Kozminski University Publishing House, Warsaw 2003 (in Polish). Book chapters 18. The economic determinants and behavior of foreign banks in emerging countries during a period of global economic downturn (with Aneta Hryckiewicz). In J. Jay Choi (ed.) International banking in the new era: Post-crisis challenges and opportunities, International Finance Review, Volume 11, Emerald Group Publishing Limited, 2010, 393-429. 19. The market for corporate control in D. Dobija, I. Koładkiewicz (eds), Corporate governance, Wolter Kluwer Polska, Warsaw, 2010, (in Polish). 20. Financial system development in M. Weresa (ed.), Poland competitiveness report 2010. Focus on clusters, WSE Publishing House, Warsaw, 2010. 21. "The entrepreneurial approach to the extended order: case study Poland" in: H. Rieter, J. Zweynert (eds), Economic styles and eastern enlargement of the EU, Nomos Verlag, Baden- Baden, 2009. 22. "Financial system and capital market developments" in M. Weresa (ed.), Poland competitiveness report 2009. Focus on human resources, WSE Publishing House, Warsaw, 2009. 23. "Does foreign direct investment impact economic growth in transition economies?" in: O. Kowalewski, M. Weresa (eds), The role of foreign direct investment in the economy, Rainer Hampp Verlag, München, 2008. 24. "Financial deepening and economic growth in transition economies" in M. Iwanicz- Drozdowska, K. Znaniecka (eds), Finance and real economy - selected research and policy issues, Karol Adamiecki University of Economics, Katowice, 2008. 25. "Social services in Poland: the pension system" in M. Weresa (ed.), Poland competitiveness report 2008. Focus on services, WSE Publishing House, Warsaw, 2008. 26. "Determinants of bank profitability in the UE 25" in P. Karpus, J. Wieclawski (eds.), The problems of financial system development in aspects of economic growth, UMCS Publishing, Lublin, 2007 (in Polish). 27. "The role of large, medium and small institutions in shaping the concentration of balance and off-balance sheet activities of the banking industry" (with Krzysztof Jackowicz) in M. Marcinkowska and S. Wieteska (eds), Harmonization of banks and insurance companies on national and European level, Difin Publishing, Warsaw, 2007 (in Polish). 28. "Financial system" in M. Weresa (ed.), Poland competitiveness report 2007. The role of foreign direct investment, WSE Publishing House, Warsaw, 2007. 29. "FDI and the development of the banking sector in Poland" in M. Weresa (ed.), Poland competitiveness report 2007. The role of foreign direct investment, WSE Publishing House, Warsaw, 2007. 30. "Characteristics of going private companies in Poland" in: Company and its environment: transformation and perspectives, Warsaw School of Management, Warsaw University, - 4 -

Warsaw, 2007 (in Polish). 31. "The financial system of the EU 25" (with Franklin Allen and Laura Bartiloro) in K. Liebscher, J. Christl, P. Mooslechner (eds.), Financial development, Integration and stability in Central, Eastern and South-Eastern Europe, Edward Elgar, Cheltenham, 2006. 32. "Influence of structural changes in the banking system on small business credit" in: Entrepreneurship. Stimulation of economic growth, WSE The Knowledge Institute, Warsaw 2004, 473-488 (in Polish). 33. "Bancassurance. Present and perspectives" in: Insurance in the Polish sector of the European Union. Challenges and expectations, Publishing House Branta, Bydgoszcz, 2004 (in Polish). 34. "Bank relations with small business" in: Legal - economic aspects of entrepreneurship development, WSE Collegium of Management and Finance, Warsaw, 2003 (in Polish). 35. "Analysis of the Polish life insurance sector" in: Problems and development of the insurance sector in Poland, Publishing House Branta, Bydgoszcz, 2003 (in Polish). 36. "Competitiveness of Polish companies in the European Union" in: Polish entrepreneur in the European Union, Union - Press Agency, Publishing House Hubertus, Warsaw, 2000 (in Polish). Conference proceedings 37. "The impact of the EU accession on economic growth in Poland" in Changing Europe - the Future of the European Union, Friedrich-Ebert-Stiftung and UMCS, Lublin, 2004. Working Papers 38. The hidden transformation. Changing role of the state after the collapse of communism in Central and Easter Europe (with Krzysztof Rybinski) Wharton Financial Institutions Center Working Paper 11-36, 2011. 39. Governance and transaction in the intern capital markets of European bank holding companies during the crisis (with Franklin Allen and Xian Gu) Wharton Financial Institutions Center Working Paper 11-35, 2011. 40. "The impact of electoral factors on commercial banks in CEE countries "(with Krzysztof Jackowicz and Łukasz Kozłowski), Wharton Financial Institutions Center Working Paper 11-2, 2011. 41. "Corporate governance and pension fund performance", CAREFIN Working Paper 25, 2010. 42. When are Multinational Banks Getting a Bang for Their Buck on Their Subsidiaries Abroad? 43. "Transmission of bank liquidity shocks in loan and deposit markets: The role of interbank borrowing and market monitoring" (with Franklin Allen, Aneta Hryckiewicz, Günseli Tümer- Alkan), Wharton Financial Institutions Center Working Paper 10-28, 2010. 44. The impact of globalization on the Polish economy (with Mariusz-Jan Radlo), National Bank of Poland, Materials and Studies No.228, 2008 (in Polish). 45. "Economic determinants and engagements of foreign banks into Central Europe." (with Aneta Hryckiewicz), National Bank of Poland, Working Papers No. 50, 2008. - 5 -

46. "The financial system of the EU 25 (long version)" (with Franklin Allen, Laura Bartiloro), Wharton Financial Institutions Center Working Paper 05-44, 2005. 47. "Bank sector concentration in Poland in the years 1994-2000" (with Krzysztof Jackowicz), National Bank of Poland, Materials and Studies 143, 2002. (in Polish). 48. "Bancassurance: strategy, efficiency" National Bank of Poland, Materials and Studies 95, 1999 (in Polish). 49. "Bank consolidation around the world and Poland - case studies" National Bank of Poland, Materials and Studies 79, 1998 (in Polish). 50. "Does economic structure determine financial structure?" (with Franklin Allen and Laura Bartiloro) Works in progress 51. Interconnectedness (with Franklin Allen and Xian Gu) 52. Crisis and changes in the corporate governance of Polish listed companies PROFESSIONAL ACTIVITIES Seminar and conference presentations ( * indicates presentation by co-author) 2011 Sallly School of Management and Technology at the Rensselaer Polytechnic Institute; European Winter Finance Summit, Hermagor *. 2010 The Wharton School at the University of Pennsylvania; Midwest Finance Association, 59th Annual Meeting, Las Vegas; Financial Intermediation Research Society Conference, Florence; Financial Management Association Meeting, New York. 2009 INFINITI Conference on International Finance, Trinity College, Dublin * ; International Warsaw Economic Meeting, Warsaw; Johann Wolfgang Goethe-Universität, Frankfurt am Main, Germany; CICM Conference, London; Southern Finance Association Annual Meetings, Captiva Island; Ifo/CESifo & ACES Conference on Banking and Institutions, Munich. 2008 Conference on Finance and Real Economy, Ustron; ING and World Economy Research Institute Conference on Pension Reform, Warsaw; Midwest Finance Association 57th Annual Meeting, San Antonio * ; International Warsaw Economic Meeting, Warsaw; Financial Intermediation Research Society Conference, Anchorage; European Financial Management Association, Athens *. 2007 XVI International "Tor Vergata" Conference on Banking and Finance, Rome * ; European Economic Association 22nd Annual Meeting, Budapest; IFC World Bank Corporate Governance Forum, Istanbul; International Warsaw Economic Meeting, Warsaw; Midwest Finance Association, 56th Annual Meeting, Minneapolis; American Finance Association,66th Annual Meeting, Chicago; Polish Economic Society; WERI Warsaw School of Economics Annual - 6 -

Conference, Warsaw; Kozminski University, Warsaw; Faculty of Economic Sciences, University of Warsaw. 2006 3 rd Warsaw East European Conference, Warsaw * ; Warsaw Economic Meeting, Warsaw; HWWA Workshop on Economic Styles and Eastern Enlargement of the EU, Hamburg; Polish Economic Society; Warsaw School of Economics, Kozminski University. 2005 10 th Symposium on Finance, Banking and Insurance, Karlsruhe; Oesterreichische Nationalbank/ECB-CFS Conference on European Economic Integration, Vienna; Second Banca d'italia/cepr Conference on Money, Banking and Finance, Rome; Yale School of Management/Kozminski University Conference on Corporate Governance, Warsaw; 1 st Emerging Market Finance Conference, London; Polish Economic Society; Kozminski University, Wharton School at the University of Pennsylvania. 2004 III Conference on Insurance and Risk Management, Warsaw; III Conference of Entrepreneurship WSE, Warsaw; IX Conference of Young Economists, Warsaw; Changing Europe - the Future of European Union, Lublin; Conference of Economists and Entrepreneurs, WSE Institute of Knowledge, Warsaw; Polish Economic Society, Warsaw; Kozminski University, Warsaw. 2003 Strategic Partnership of Germany and Poland, Kozminski University, Warsaw; II Conference on Entrepreneurship WSE, Warsaw; II Conference on Insurance and Risk Management, Warsaw. 2002 I Conference on Insurance and Risk Management, Warsaw; Kozminski University, Warsaw. Public Service Referee for Corporate Governance: An International Review, Organization Science, Banking and Finance Review, Master of Business Administration. Organizer of the World Economy Research Institute and ING Conference on Pension Reforms in Poland, Warsaw School of Economics (SGH), Warsaw, 2009 Associate Program Chair of the World Economy Research Institute Annual Conference, Warsaw School of Economics (SGH), Warsaw, 2007-2009 Associate Program Chair of the Yale School of Management and Kozminski University joint Conference on Trends in Corporate Governance. The American and Polish Perspective, Warsaw, 2005 Associate Program Chair of the Kozminski University conference on Polish-German Networks: Strategic Partnership, Warsaw, 2003 Organizer of the Finance Department Seminar, Kozminski University (2001-2003) Professional Memberships American Finance Association (AFA), Financial Intermediation Research Society (FIRS), - 7 -

European Economic Association (EEA), European Finance Association (EFA), Finance Management Association (FMA) - 8 -