Business Mobile App User Guide



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Transcription:

Business Mobile App User Guide Logging On to CNB Business Mobile Logging on to CNB Business Mobile involves the same layers of authentication as your Online For Business account does. 1. Launch the app from your smartphone to log on. 2. First you must enter your user ID, and then tap Continue 3. Enter the 8-digit, one time password from your token, plus your 4-digit PIN. 4. Tap Log In

5. Press the button on your token again, verify the Site Authentication number is correct, and click Continue. NOTE: The first time you log on, you must accept the terms and conditions in order to proceed.

Logging Off of CNB Business Mobile 1. Navigate to most any page, such as the Main Menu, where More (3 horizontal lines) is available. 2. To display the Settings menu, tap More. 3. Tap Sign Out.

View Account Balances and Transaction History 1. Log on to the app to display the Main Menu. 2. Tap Accounts. This displays the Accounts page with the balances for all available accounts. 3. To view the transaction history, tap the account you with to view.

4. The transaction history of that account will appear. Transactions with the checkmark highlighted in green in the upper-right corner have been successfully posted to the account. Transactions with a clock highlighted in orange in the upper-right corner are pending and have not yet posted to the account.

Transfer Funds 1. To begin the funds transfer process, log on to the app to display the Main Menu. 2. Tap Transfer and the Transfer page appears.

3. To display the Transfer Template page, tap Template. 4. To display the selected template, tap a transfer template, and the selected Template page appears.

5. To select the account from which funds will be withdrawn, tap From. 6. To select the recipient account into which funds will be deposited, tap To. 7. To specify the amount to be transferred, tap Amount. 8. Once the Amount page appears, enter the amount of the transfer and tap X.

9. A verification page will be displayed. If the amount is correct, tap Done. 10. If necessary, you can enter a note regarding the transfer, tap Note. Tap the Note Box, type the note, tap Done. 11. The Transfer page will display after you tap Done. Tap Transfer.

12. Depending on your settings, you will either receive a Confirm Transfer page in which you will need to tap Confirm to complete the transfer. 13. Depending on settings, you may receive a Security Question page. You will need to tap the Enter an Answer box and then Continue to move on. 14. Lastly you will see the Successfully Submitted page and you can tap either Another Transfer to send another transfer through or you can tap My Banking to return to the Main Menu. 15. (Alternate 12) Or you will receive a Pending Approval notification and another user will need to approve the transaction. With this Pending Approval page, either tap Another Transfer if you wish to send another transfer through or tap My Banking if you wish to return to the Main Menu.

Approve Transfers 1. Log on to the app to display the Main Menu and tap Approvals. 2. The Approvals page is displayed. Any items awaiting approval will have a number inside of a red circle indicating the number of approvals.

3. Tap the type of transfer to review and a list of pending transfers for the selected type are displayed. 4. Tap a transfer to approve and the details of the selected transfer are displayed. Verify information is correct and tap Approve to approve the transfer or Disapprove to decline the transfer.

Deposit a Check 1. Log on to the app to display the Main Menu and tap Deposit. 2. Tap New Deposit

3. Tap Choose an Account and choose the account that the check will be deposited to. 4. Tap Enter an Amount and enter the exact amount from the check. 5. Tap Capture Front Image which will open your camera and instruct you on taking the photo. 6. Tap Capture Back Image which will open your camera and instruct you on taking the photo. 7. Verify all information is correct and then tap Deposit to complete the deposit. 8. You will receive a Deposit Pending page. From here, you can choose to enter another deposit or return to the My Banking Main Menu.

View Deposit History 1. Log on to the app to display the Main Menu and tap Deposit. 2. Tap Deposit History to display the deposit history screen.

3. All of the deposit history will display here. To view the details of a deposit tap that deposit. Deposits with a checkmark highlighted in green in the upper-right corner were accepted. Deposits with a clock highlighted in orange in the upper-right corner are pending. This status indicated the check images passed all of the initial tests for clarity, duplication, deposit accuracy, and the deposit amount is within the check deposit limits established by the financial institution and this check is in the process of being reviewed by the financial institution. Deposits with an X highlighted in red in the upper-right corner have failed and the funds will not post to the account. This status indicates the deposit was rejected by the financial institution for reasons beyond the initial tests for clarity, duplication, deposit accuracy, and deposit amount. The physical check should be taken to the bank and deposited in person. The financial institution may or may not decide to contract the user regarding rejected deposits. NOTE: The status indicated in the Deposit History and on the Details page is that of the submitted check image. It does not reflect the posting status of the check to your account. To confirm that the deposit was successfully posted to your account, you must check the account history.

Settings: Receive Approval Alerts When transfers and Positive Pay exceptions are in need of review, you may receive a push notification on your device s home screen notifying you of these tasks. A push notification is similar to a test message alert, but requires only an internet connection; an active phone number is not required. Alerts are configured per device and not per account. This means that multiple people may have access to the same business accounts through Mobiliti Business, but each person can designate which alerts to receive on their device s home screen. By default, all alerts are turned off. 1. To turn alerts on first navigate to most any page such as the Main Menu, where the More button appears (3 horizontal lines). 2. Tap More and the settings menu will appear. Tap Alerts to open the Alerts page.

3. Tap the slider on one or more alerts to turn them on. 4. The first time you turn a slider on, a message appears indicating CNB wants to send Push Notifications.

Settings: Other More screen selections. 1. Navigate to most any page such as the Main Menu, where the More button appears (3 horizontal lines). 2. Tap More and then tap Services and Info. 3. There are three different options on this Screen. Terms and Conditions- This will display our terms and conditions for CNB Business Mobile and Mobile Deposit. Contact us- This will provide a contact number to our Customer Care Center. Additional Information- This is additional app technical information.