HAZARD MAPPING, RISK ASSESSMENT, AND INSURANCE COVERAGE OF NATURAL CATASTROPHE RISK



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SESSION III HAZARD MAPPING, RISK ASSESSMENT, AND INSURANCE COVERAGE OF NATURAL CATASTROPHE RISK Mr. Sumarjono Insurance Bureau of The Ministry of Finance of the Republic of Indonesia

Geological Position of Indonesia Source : http://draft2pena.files.wordpress.com/2008/05/gempa11.jpg

Disaster Event in Indonesia Disaster Year 2002 2003 2004 2005 2006 2007 2008 Total Earthquake 6 10 11 9 20 12 8 76 Tsunami following earthquake 0 0 1 0 1 0 0 2 Volcanic eruption 3 4 5 2 5 4 1 24 Landslide 48 70 54 50 73 56 39 390 Flood following landslide 17 37 9 13 31 45 22 174 Flood 51 159 285 248 328 152 197 1,420 Windstorm 14 30 65 47 84 75 56 371 Abrasion 0 6 8 6 14 29 8 71 Technology failure 4 13 8 7 18 6 3 59 143 329 446 382 547 379 334 2,587 Source : Badan Penanggulangan Bencana Nasional

Lesson from Last Earthquakes in Indonesia Public Awareness Program People Migration from coastal zones Early Warning System Development Coordination Improvement The role of the media

History of Natural Hazard Maps 1951 Established Directorate of Measurement and Mappings 1969 Established National Coordinating Agency for Surveys and Mapping 2004 - Now Many institutions Develop Natural Hazard Maps No Product Topographic map Tsunami Hazard Map Flood and Landslide Map Volcanoes Hazard Mappings

Tsunami Hazard Map Source : http://pagesperso-orange.fr/raphael.paris/database/indonesia_tsunami.jpg In 2006, Ministry of Energy and Mineral Resources Republic of Indonesia (DESDM) have finished to maps 21 tsunami prone areas in Indonesia Beside DESDM, there are several institutions also built Tsunami Hazard Map. For example, Provincial Government of West Sumatera, in cooperation with Study Center of Andalas University and Alfred Wegener Institute (AWI) German, have built integrated tsunami hazard map of West Sumatera

Flood and Landslide Hazard Map Source : http://upc.uplink.or.id/img/peta_daerah.jpg In 2006, DESDM has finished the mapping of flood and landslide hazard for Java region. The map is built by overlaying the data of geological condition, rainfall, and vegetation condition of the area. Other Flood Hazard is built by joint cooperation between Ministry of General Work, Meteorological, Climatological, and Geophysical Agency, and Bakosurtanal

Volcanoes Hazard Map Source : http://upload.wikimedia.org/wikipedia/commons/thumb/f/f5/map_indonesia_volcanoes.gif/500px-map_indonesia_volcanoes.gif In 2005, Bakosurtanal in cooperation with Ministry of General Work, and Meteorological, Climatological, and Geophysical Agency started the project of volcanoes hazard mapping. At the end of 2007, 38 volcano hazard maps successfully finished. The map is completed with evacuation route in case of eruption.

Process of Earthquake Mapping Contains frequency and magnitude of past earthquakes Used to computes frequency of future larger earthquakes New catalogue can be compiled from old one Source Zone Derived from earthquake catalogues, tectonic boundaries, and fault information shows the hazard from earthquakes could occur in Indonesia Earthquake Catalogue Hazard Map

Earthquake Catalogue World s and Indonesia s Earthquake Epicenter Map for Earthquake with Magnitude > 5.0 Almost 20% of Damageable and tsunamigenic Earthquake Occurred in Indonesia. Source: PT Maipark Indonesia

Source : PT. Maipark Indonesia Source Zone

Source : PT. Maipark Indonesia Hazard Map

Earthquake Map & Insurance Benefits of such earthquake mapping as follows: 1. To obtain the potential hazard zoning in Indonesia which directly associated with the risk of earthquake. 2. To obtain the standard rate risk of earthquake based on scientific studies of geophysics and seismology wherein divide the potential disaster zone in Indonesia.

Perils Covered by The Indonesian Eearthquake Standard Policy Earthquake: is a shaking or trembling of the earth due to geological phenomena such as tectonic movement and volcanic eruptions. Volcanic Eruption : is a form of a volcanic activity ejecting volcanic materials i.e. such as lava flows, pyroclastics and or volcanic gasses onto the earth s surface either from a central vent or from fissures of a volcano. Fire and Explosion following Earthquake and or Volcanic Eruption : is fire and explosion where the proximate cause is earthquake and or volcanic eruption. Tsunami : is a great sea wave produced by submarine earth movement such as subduction of crustal plates or by submarine volcanic eruption

Conclusion and Recommendation Hazard Mapping are not integrated Natural hazards mapping should be stored and managed by one specific and relevant governmental institution Standardized hazard mappings have not been documented Standardized hazard mappings should be documented and easily acessed by public That maps should be regularly updated regularly Standardized hazard mappings can be useful for us to anticipate the natural hazard potency The government should use the standardized hazard mappings to arrange a better city planning Natural disasters also impact economy sector Government should develop natural catastrophe study form economic stability point of view.