Zurich Effective 1 June 2010 Zurich has reviewed its Professional Indemnity capability to maximise its offering in the market. Zurich (PI) encompasses the following products: Miscellaneous PI SME PI Architects and Engineers PI Technology and Communications Sector PI What is covered covers your client against a legal liability to compensate third parties for injury, loss or damage due to the professional s breach of professional duty in the conduct of their profession/business/occupation or that of their employees caused by an act error or omission/civil liability. damages compensation interest and costs defence costs Capacity With one of the largest capacities in the market, we give your clients limits of up to $0 million for any one claim and $60 million in the aggregate. New professions Wide range of engineering professions, architects, surveyors, shipping agents Wide range of communications professionals, advertising agencies, database managers, programmers, IT consultants Consultancy in health, energy, tax and other miscellaneous professions Target risks Engineering and Architecture Consultancy IT and Communications professionals Accountancy Miscellaneous professions Further examples of target risks are included in the table on pages 2 to 6. Page 1 of 6
Examples of preferred and declined classes of business = Targeted occupations? = Occupations that we may consider on a case to case basis = Occupations that we cannot assist with A Accountancy - Audit Accountancy - Management Services Accountancy - Other Accountancy - Taxation Actuaries Advertising Agencies Advisory Service / Information Bureau Aerial Photography Aged Care Services Agricultural / Agronomy Consultancy Agricultural Consultancy Air Cargo Consultancy Air Pollution Consultancy Alarm System Design & Monitoring Professionals Animal Care Services Anthropologists Appraiser Automobile Aqua Cultural Consultancy Arbitrators Arboriculture Consultancy Archaeological Consultancy Architects Archivists and curators Asbestos Contractors & Surveyors Associations - Community Associations - Disability Associations - Environmental Associations - Sporting Associations - Trade Associations - Welfare Auctioneers Audio Consultancy Audiologists / Audiometrists Automotive Engineers B Beauticians Body Corporate Management Services Bookkeepers Botanists / Horticultural Consultancy Building Management and Construction Building Services Contractors Building Services Engineers Business Brokers / Managers? Business Consultancy C Cartographers Childcare and Related Personal Services Civil / Structural Engineering Contractors Clinical Research Consultancy Communication (PR) Consultancy Community Advice Centres Company Formation Agency Company Search Agents/Register Computer Consultancy Computer Programmers Construction Management Convention / Conference Coordinators / Managers Page 2 of 6
Conveyancing? Corrosion Consultancy Counselling Services Crane Inspection/Certification Credit Bureaus Credit Management Services Customs Agents/Customs House Brokers D Database Managers Debt Collection/Mercantile Agents Debt Consultancy Design and Construction Professionals? Direct Marketing Disability Consultancy Dispatch Centre Draftsman Driver Training E Ecologists Economists Education Consultancy Electrical Inspectors Electronic Data Processors Employee Benefit Consultancy Energy Consultancy Engineers - Acoustical Engineers - Chemical Engineers - Civil Engineers - Communication Engineers - Electrical Engineers - Environmental Engineers - Geotechnical? Engineers - Heating, Ventilation and Airconditioning? Engineers - Hydraulic Page of 6
= Targeted occupations? = Occupations that we may consider on a case to case basis = Occupations that we cannot assist with Engineers - Hydrological Engineers - Mechanical Engineers - Structural? Environmental / Pollution Consultancy Environmental Auditors Environmental Consultancy / Testing Labs Equipment / Farm Appraisers Ergonomic Consultancy Escrow Agents Event Managers & Coordinators Executive Recruitment / Human Resources Consultancy Expert Witnesses Export Consultancy F Family Counselling Family Welfare Organisations Farm Management Advisory Services Finance Brokers Financial Institutions* Financial Planners* Fire Protection Engineers / Safety Trainers Fitness Consultancy? Food Consultancy Food Industry (Hygiene) Consultancy Forestry Services and Consultancy Franchisors Freight Forwarders? Fuel Efficiency Consultancy Funeral Directors G Genealogists General Building Contractors? Geological / Mineral Industry Consultancy? Golf Course Designers Government Advisory Organisations Graphic Designers H Hairdressers Hardware Engineering / Sec / Sales Health and Safety Consultancy Horticultural Consultancy Hydrographic Surveyor I Immigration Consultancy Industry Association Inspection and Testing Services Interior Decorators (not designers) / shopfitters / landscapers Interior Designers Investment Advisors* IT Consultancy IT Education and Training Consultancy L Landscape Architects Law Centres? Lawyers? Lighting Design Local Governments / State Authorities Logistics Consultancy Page 4 of 6
Loss Assessor / Adjusters Loss Control / Management Control M Malpractice / Treatment Risks - Other? Management / Corporate /Business / Consultancy Manufacturers Agents Marine Consultancy Market Research Consultancy Marketing Consultancy Marriage Celebrants Materials Handling Consultancy Materials Testing Consultancy Media Consultancy Metallurgists? Meteorologists? Mineral Surveyors? Mortgage Brokers Motel Management Consultancy Multimedia Service Providers N Natural Gas Feasibility Studies & System Design? Natural Resource Consultancy O Oceanographic Consultancy Odour Pollution Consultancy OH&S Consultancy /Vocational Rehabilitation P Patent Attorneys? Pathology Labs Personnel Consultancy / Agency Personnel Consultancy / Human Resources Consultancy Plumbing / Irrigation Consultancy? Primary Schools Printers Printing Consultancy Private Investigators? Private Schools Project/Construction Managers Property Developers? Property Management - Commercial/Institution/ Industrial Public Relations Consultancy Publishers Page 5 of 6
= Targeted occupations? = Occupations that we may consider on a case to case basis = Occupations that we cannot assist with Q Quality Assurance Consultancy R Real Estate Agents? Recruitment Consultancy / Employment Agency Religious Bodies Relocation Agents Research & Development Professionals? Research Laboratories? Risk Management Consultancy Road Maintenance Contractors / Engineers S Safety Consultancy / Engineering Search Agents Secondary Schools / Colleges Secretarial / Court Reporting T Tax Consultancy Technical Writers Telecommunication Consultancy Telecommunications Services Testing Laboratories? Tour Operators Town Planners Trade Unions Training / Development Consultancy Translators / Interpreters Transportation Consultancy Travel Agency / Consultancy U Universities V Secretarial Services (Typing and Admin) Security Consultancy Shipping Agents Valuers Veterinary Clinics W Solar Energy Consultancy Speech Therapists Strata Title Managers Substance Abuse Consultancy? Surveyors - Land & Building Waste Management Consultancy Water Conservation Consultancy Welfare Providers Wine Makers / Manufacturers? Y Surveyors - Quantity? Yacht Brokers *For Financial Institution risks please refer the risk to our new market leading FI underwriting team. ZU11144B - BWJN-002979-2009 Zurich Australian Insurance Limited (incorporated in Australia) Trading as Zurich New Zealand ABN 1 000 296 640, AFS Licence No: 22507 Zurich House: Level 16, 21 Queen Street Auckland Central 1010 Client Enquiries Telephone: 0508 ZURICH 0508 987 424 www.zurich.co.nz Page 6 of 6