SCHOOL OF BUSINESS 12 TH GRADE LEVEL Revised 2008 I. COURSE DESCRIPTION School of Business 12 th grade level shop is designed for students who have completed thee years of the business curriculum. The first objective of the course is to integrate and apply their prior knowledge of the Microsoft Office applications in the subjects of Personal Finance, Business Law II, E-Commerce, and related integrated simulations. The second objective is to evaluate mastery in the Microsoft Office applications by passing the MOS Certification Test in Word, PowerPoint, Excel, and Access. In the Personal Finance subject, students will examine savings and investments; life, health, and property insurance, estate planning, and meeting their goals. Without some kind of financial plan, achieving those dreams is close to impossible. Nobody plans to live in a small apartment for an entire lifetime, or to stay at the same dead-end job, or to have piles of credit-card debts. But these are the things that happen to people who don t develop a financial plan for themselves and follow it. The Personal Finance course will be two semesters one 40 minute period. The second half of the year, students will concentrate on applying their knowledge of the basic law principles mastered in School of Business 11 th grade. It is a necessary element of this course of study for students to understand the applications of the principles of business law as applied to various situations affecting the daily activities of business and personal life situations. Students will continue their study of contracts, law of sales and property, law of jobs, and consumer law. Concentration will be on applying their knowledge of basic law principals to cases by utilizing the Internet with searches and preparing law documents and PowerPoint presentations on the computer. The Business Law course will be two semesters one 40 minute period. Students will work on individual simulations during the year on the computer. These simulations will incorporate all of the Microsoft Office software. They will analyze the assigned jobs and determine how to successfully complete the varied tasks. The instructor will monitor the students progress and consult with the student if they have difficulty on specific tasks. The simulations will cover various types of business and skills learned during their four years in the School of Business. As they work on the simulations students will examine the various web sites on the Internet and incorporate their knowledge into their projects. This will show the students the impact of the Internet on our economy. Typical business activities-- selling, buying, advertising, banking, investing, travel plans, insurance on the Net will be learned. You will learn how companies use the web for marketing, including e-mail targeted advertising, generating customer lists, and ways to deliver customer service over the Web. You will see how multinational corporations use the Web to reach customers in many countries. Students will develop their own web page using software available. Desktop Publishing will be synthesized into the various projects assigned to the students. Individual Simulations and E-Commerce course material will be taught throughout the year in the 12 th grade curriculum During the year, students will take the MOS certification for the various Microsoft Office applications. In order to prepare for MOS certification, students will train on the computer with various practice tests for certification using the SNAP software. When the students feel confident enough to pass the actual test will be 1
administered. NJCCCS - Standard 8.1 - Computer and Information Literacy Standard 9.1 - Career and Technical Education--All students will develop career awareness and planning, employability skills, and foundational knowledge necessary for success in the workplace. Standard 6.2 Social Studies All students will know, understand and appreciate the values and principles of American democracy and the rights, responsibilities, and roles of a citizen in the nation and the world Standard 6.5 Social Studies All students will acquire and understanding of key economic principles All students will use (technology skills and tools computer application to gather and organize information to solve problems. II. COURSE OBJECTIVES A. PERSONAL FINANCE/LITERACY (2 Semesters (1 st & 2 nd Marking Periods 40 minutes) Students will be able to: Explain financial planning as a method to help people reach their goals. Explain the need for a budget. Explain the cost of credit card debt. Explain the value of investing early in life. Determine basic costs of attending a 4-year college or university. Identify types and sources of loans. Describe the correlation between risk and credit interest rates. Explain the risks of carrying credit card debt under "truth in lending" laws. Describe four risk management techniques. List the insurance products used by families and individuals. Explain why auto insurance rates differ among applicants of similar age. Make recommendations for how to reduce auto insurance premium rates. 2
Describe the six basic types of homeowners insurance. Compare a variety of health insurance options. Identify important features of disability insurance coverage Differentiate between term insurance and whole life insurance. List advantages and disadvantages of term insurance and whole life insurance Identify basic banking principles underlying passbook savings, checking, money market, and CD accounts. Explain some of the risks and benefits of owning stocks, mutual funds, IRA s, and annuities ; 6.5 A 9. Explain the costs and benefits of owning a residence. Apply criteria to determine whether to buy or rent. Compare the advantages and disadvantages of condo and co-op ownership. Describe how a financial plan changes with different life needs. B. BUSINESS LAW (2 Semesters (3rd & 4th Marking Periods 40 minutes) The student will be able to: Enable the student to review the relationship between ethics and 6.2 A 3, 5; 9.2 D 1-5, E1-8 the law and to describe the sources of law, the structure of the court system, the fundamentals of contracts, and the different classifications of procedural and substantive law. Enable the student to distinguish between a sale of goods and 6.2 A 3, 5; 6.5 A 8, B 1, 4, 9 other transactions under the Uniform Commercial Code Enable the student to explain when the title and risk of loss pass 6.2 A 3, 5; 6.5 A 8; B 1; 4, 9 in the sale of goods Discuss the benefits and burdens of ownership of property 6.2 A 3, 5 Compare the various methods of acquiring property 6.2 A 3, 5 Explain the unique role of merchants and why and how they are treated specially by the law. Enable the student to identify the legislation that regulates consumer credit and consumers rights. Enable the student to identify the different types of agency relationships and how they are ratified Enable the student to identify the legislation that guarantees workers rights, benefits, and working conditions. Enable the student to determine the legalities of wills and trusts in estate planning. 6.2 A 3, 5; 6.5 A 8; B 1; 4, 9 6.2 A 3, 5 6.2 A 3, 5 6.2 A 3, 5 6.2 B 2 3
Discuss the common types of insurance property, casualty, life and social insurance. Enable the students to explain the legal rules that apply to marriage, divorce, and child custody. Describe the legal characteristics of a lease, parties to a lease, and various leasehold estates. 6.5 A 9 6.2 A 3, 5; B 5 6.5 A 10. C. DESKTOP PUBLISHING/INTEGRATED SIMULATIONS (Full Year Implemented with Simulations and Projects) The student will be able to: Identify and format desktop documents with various fonts. 8.1A 1, 6 Insert and format graphics sizing, cropping, and color change. 8.1A1, 6 Work with the layout kerning/spacing 8.1A1, 6 Work with rulers 8.1A1, 6 Work with columns 8.1A 1, 6 Prepare templates 8.1A1, 6 Use the scanner 8.1A 1, 6 D. E-COMMERCE (Full Year Implemented with Simulations and Projects) Students will be able to: Describe the partnership between the Internet and Business 8.1B 5, 6, 7; 8-2 A 1-3; B 2; Search for company information on the Web 8.1, B 5, 6, 7; 8-2 A 1-3; B 2; Explain types of Internet Businesses retailing, electronic catalogs, organizations and association, small business and corporations. 8.1B 5, 6, 7, 10, 11, 12; 8-2 A 1-3; B 2 List and examine personal and business services online. 8.1B 5, 6, 7, 11, 12; 8-2 A 1-5, B 4 Examine the procedures for personal finance on the Internet 8.1B 1-12 banking, investing, tax tips. List and examine Internet Information services such as travel, 8.1B 1-12 online News and weather, information providers and government information Compare various web sites and services on retail and business purchases. Aware of safeguarding private information and security on the Web 8.1B 1-12 8.1B 1-12 4
Describe the steps in Marketing a product on the Web pre-sale, taking the order, delivering the product and post-sale 8.1B 1-12 Describe E-mail advertising, banner advertising and promoting your site. Examine global E-Commerce online International Business Information, Intranets, Extranets, and the Internet. 8-1 B 8 8-1 B 1-12 Develop a web site using various current software available 8-1 A 7 E. MOS CERTIFICATION (Full Year-depending upon obtaining certification) The students will be able to: Increase their speed and accuracy 8.1A 1-9; 9.1 B 5 Review formatting word processing documents 8.1A 1-9; 9.1 B 5 Pass the Word MOS Certification Test 8.1A 1-9; 9.1 B 5 Perform practice Excel assessments 8.1A 3; 9.1 B 5 Pass the Excel MOS Certification 8.1A 3; 9.1 B 5 Reinforce the creation and formatting of PowerPoint presentations 8.1 A 5; B 12 Add visual elements to a PowerPoint presentation 8.1A 5; B 12 Share and connect data to a PowerPoint presentation 8.1A 5, 9 Link and embed objects and files and share PowerPoint presentations 8.1 A 5, 9 Perform practice PowerPoint assessments 8.1A 5, 9 Pass the PowerPoint Mous Certification 8.1A 5, 9; 9.1 B 5 Review the basics in Access: Creating tables, queries, and filters Creating forms, reports, mailing labels and charts Import and export data 8.1A 4 Create web pages and use database wizards 8.1A 7 Perform practice Access assessments 8.1A 4; 9.1 B 5 5
III. TEXTBOOKS AND INSTRUCTIONAL MATERIALS Law for Business and Personal Use. Adamson-Mietus South-Western Educational Publishing, Mason Ohio 45040, 2000. Microsoft PowerPoint/Access/Word/Excel 2007 Signature & Benchmark. Specialist & Expert. Nita Rutkosky and Meredith Flynn, EMC Paradigm, St. Paul, MN 2004 (Includes teacher edition, teacher resource package, on line testing, on line study guides) Software 2007 Microsoft Office Software Micropace Pro Projects for the Entrepreneur. Fundamentals of Insurance. Tena B. Crews, Thomson/South Western, Mason Ohio 45050, 2003. IV. INSTRUCTIONAL STRATEGIES Various teaching methods are used in this course. Instruction will be given using prepared worksheets, videos, class notes with PowerPoint presentations debates, different types of speeches, and exercises from the various textbooks and current newspapers available (Wall Street Journal student edition, Herald News, Times etc.). Classroom demonstrations will be included. Group activities and cooperative learning may be used. Computer software Microsoft Office. V. EVALUATION 1. Class Participation 2. Attendance 3. Periodic tests and quizzes 4. Homework 5. Projects and Presentations 6. Debates/Speeches 7. Class assignments 6
VI. SCOPE AND SQUENCE CHAR Key I = Introduced D = Developed in Depth R = Reinforced 9 10 11 12 1. Pass the Word Mous Certification Test I R R DR 2. Perform practice Excel assessments R 3. Pass the Excel Mous Certification DR 4. Reinforce the creation and formatting of PowerPoint presentations I D R R 5. Perform practice PowerPoint assessments R 6. Pass the PowerPoint Mous Certification DR 7. Review the basics in Access I D R 8. Prepare flyers, newsletters, multiple-page documents, and brochures and format other DR desktop documents 9. To enable the student to review the relationship between ethics and the law and to describe the I RD sources of law, the structure of the court system, the fundamentals of contracts, and the different classifications of procedural and substantive law 10. To enable the student to distinguish between a sale of goods and other transactions under the I R Uniform Commercial Code. 11. To discuss the benefits and burdens of ownership of property. 12. Explain the unique role of merchants and why and how they are treated specially by the law. 13. To enable the student to identify the legislation that regulates consumer credit and consumers rights. 14. To enable the student to identify the different types of agency relationships and how they are ratified. 15. To enable the student to identify the legislation that guarantees workers rights, benefits, and working conditions. 16. To enable the student to determine the legalities of wills and trusts in estate planning. 17. Discuss the common types of insurance property, casualty, life and social insurance. 7
18. To enable the students to explain the legal rules that applies to marriage, divorce, and child custody. 19. Describe the legal characteristics of a lease, parties to a lease, and various leasehold estates. 20. Explain Financial Planning As A Method To Help People Reach Their Goals. 21. Explain The Need For A Budget. R 22. Explain The Cost Of Credit Card Debt. DR 23. Explain The Value Of Investing Early In Life. DR 24. Determine Basic Costs Of Attending A 4-Year College Or University. DR 25. Identify Types And Sources Of Loans. DR 26. Describe The Correlation Between Risk And Credit Interest Rates. DR 27. Explain The Risks Of Carrying Credit Card Debt. DR 28. List The Insurance Products Used By Families And Individuals. DR 29. Make Recommendations For How To Reduce Auto Insurance Premium Rates. 30. Describe The Six Basic Types Of Homeowners Insurance. 31. Compare A Variety Of Health Insurance Options. 32. Identify important features of disability insurance coverage. 33. Differentiate between term insurance and whole life insurance. List advantages and disadvantages of term insurance and whole life insurance. 34. Identify basic banking principles underlying passbook savings, checking, money market, and CD accounts. 35. Explain some of the risks and benefits of owning stocks, mutual funds, IRA s, and annuities 36. Explain the costs and benefits of owning a residence. 37. Apply criteria to determine whether to buy or rent. 38. Compare the advantages and disadvantages of condo and co-op ownership. 39. Describe how a financial plan changes with different life needs. 40. Describe the partnership between the Internet and Business 41. Search for company information on the Web 42. Explain types of Internet Businesses retailing, electronic catalogs, organizations and association, small business and corporations. 8
43. List and examine personal and business services online. 44. Examine the procedures for personal finance on the Internet banking, investing, tax tips. 45. List and examine Internet Information services such as travel, online News and weather, information providers and government information 46. Compare various web sites and services on retail and business purchases. 47. Aware of safeguarding private information and security on the Web. 48. Describe the steps in Marketing a product on the Web pre-sale, taking the order, delivering the product and post-sale 49. Describe E-mail advertising, banner advertising and promoting your site. 50. Examine global E-Commerce online International Business Information, Intranets, Extranets, and the Internet. 51. Develop a web site using various current software available 9
VII. STUDENT HANDOUT Students will work on individual simulations during the year on the computer. These simulations will incorporate all of the Microsoft Office software. They will analyze the assigned jobs and determine how to successfully complete the varied tasks. As the students work in the class, they will also engage in identifiable business activities that are governed by specific laws and procedures. It is therefore a necessary element of this course of study for students to understand the applications of the principles of business law as applied to various situations affecting the daily activities of business entities and their owners. Students will continue their study of contracts, law of sales and property, law of jobs, and consumer law. Students will also examine savings and investments; life, health, and property insurance, estate planning; and other topics on financial literacy. An introduction to Electronic Commerce will introduce the student to the impact of the Internet on our economy. Typical business activities-- selling, buying, advertising, banking, investing, travel plans, insurance on the Internet will be learned. In order to prepare for mouse certification, students will train on the computer with various practice tests for certification in Word, Power Point, Access, and Excel. As an exit test for the School of Business, students will become certified in Microsoft Word, Excel and PowerPoint. PROFICIENCIES 1. Pass the Word Mous Certification Test 2. Perform practice Excel assessments 3. Pass the Excel Mous Certification 4. Reinforce the creation and formatting of PowerPoint presentations 5. Add visual elements to a PowerPoint presentation 6. Share and connect data to a PowerPoint presentation 7. Link and embed objects and files and share PowerPoint presentations 8. Perform practice PowerPoint assessments 9. Pass the PowerPoint Mous Certification 10. Review the basics in Access 11. Prepare flyers, newsletters, multiple-page documents, and brochures and format other desktop documents 12. To enable the student to review the relationship between ethics and the law and to describe the sources of law, the structure of the court system, the fundamentals of contracts, and the different classifications of procedural and substantive law 13. To enable the student to distinguish between a sale of goods and other transactions under the Uniform Commercial Code. 14. To discuss the benefits and burdens of ownership of property. 15. Explain the unique role of merchants and why and how they are treated specially by the law. 16. To enable the student to identify the legislation that regulates consumer credit and consumers rights. 17. To enable the student to identify the different types of agency relationships and how they are ratified. 10
18. To enable the student to identify the legislation that guarantees workers rights, benefits, and working conditions. 19. To enable the student to determine the legalities of wills and trusts in estate planning. 20. Discuss the common types of insurance property, casualty, life and social insurance. 21. To enable the students to explain the legal rules that applies to marriage, divorce, and child custody. 22. Describe the legal characteristics of a lease, parties to a lease, and various leasehold estates. 23. Explain Financial Planning As A Method To Help People Reach Their Goals. 24. Explain The Need For A Budget. 25. Explain The Cost Of Credit Card Debt. 26. Explain The Value Of Investing Early In Life. 27. Determine Basic Costs Of Attending A 4-Year College Or University. 28. Identify Types And Sources Of Loans. 29. Describe The Correlation Between Risk And Credit Interest Rates. 30. Explain The Risks Of Carrying Credit Card Debt. 31. Under "Truth In Lending" Laws. 32. Describe Four Risk Management Techniques. 33. List The Insurance Products Used By Families And Individuals. 34. Explain Why Auto Insurance Rates Differ Among Applicants Of Similar Age. 35. Make Recommendations For How To Reduce Auto Insurance Premium Rates. 36. Describe The Six Basic Types Of Homeowners Insurance. 37. Compare A Variety Of Health Insurance Options. 38. Identify important features of disability insurance coverage. 39. Differentiate between term insurance and whole life insurance. List advantages and disadvantages of term insurance and whole life insurance. 40. Identify basic banking principles underlying passbook savings, checking, money market, and CD accounts. 41. Explain some of the risks and benefits of owning stocks, mutual funds, IRA s, and annuities 42. Explain the costs and benefits of owning a residence. 43. Apply criteria to determine whether to buy or rent. 44. Compare the advantages and disadvantages of condo and co-op ownership. 45. Describe how a financial plan changes with different life needs. 46. Describe the partnership between the Internet and Business 47. Search for company information on the Web 48. Explain types of Internet Businesses retailing, electronic catalogs, organizations and association, small business and corporations. 49. List and examine personal and business services online. 50. Examine the procedures for personal finance on the Internet banking, investing, tax tips. 51. List and examine Internet Information services such as travel, online News and weather, information providers and government information 52. Compare various web sites and services on retail and business purchases. 53. Aware of safeguarding private information and security on the Web. 54. Describe the steps in Marketing a product on the Web pre-sale, taking the order, delivering the product and post-sale 55. Describe E-mail advertising, banner advertising and promoting your site. 11
56. Examine global E-Commerce online International Business Information, Intranets, Extranets, and the Internet. 57. Develop a web site using various current software available 12