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Presentation - Agenda TN Corporation for Development of Women Women Empowerment and SGSY TN Pudhu Vaazhvu Project Poverty Reduction and empowerment TNSRLM Approach and Strategy TNSRLM Annual Action plan 2012-13 2
TNCDW An Introduction Established in 1983 Functioning under the control of Rural Development & Panchayat Raj Department from July 2006. Earlier with Dept. of social welfare. Major Schemes implemented by TNCDW Mahalir Thittam (MaThi Women s Development Project) Fully funded by State Government Swarnajayanthi Gram Swarozgar Yojana (SGSY) Government of India (75%), State Government (25%)
Growth and Development of SHG Movement in TN Inception Phase (IFAD Project) 1989-1996 Expansion Phase (Mahalir Thittam) 1997-2005 Consolidation Phase 2005 onwards NGO based approach Focus on thrift and credit Internal lending NGO based approach Focus on Direct credit linkages from Banks SGSY Revolving fund and Economic Assistance Community based approach Formation of Federations Strengthening of economic activities Sustainability
Mahalir Thittam Major Activities Group Formation Capacity Building Revolving Fund to SHGs Credit Linkage (Direct Loan, Repeat Loan, Bulk Loan, etc) Youth Skill Training & Placement Enterprise Development Training for SHG Women Formation of Panchayat Level Federations Marketing Support and Sales exhibition Awards and Incentives Economic Assistance to Rural SHGs - through SGSY Infrastructure Support (SHG building, Village shandies) 6
Sequence of the Process Group Formation Capacity Building Credit Linkage 7
Bulk Loan to PLFs Youth Skill Training Enterprise Development Training Programme Marketing of SHG Products 8
Cumulative Achievement up to 31.03.2012 1. 2. 3. No. of SHGs 5,56,311 No. of SHG Members 85.70 lakhs No. of Rural SHGs 3,72,092 No. of Members in Rural SHGs 57.37 lakhs No. of Urban SHGs 1,84,219 No. of Members in Urban SHGs 28.32 lakhs 4. Total Savings of SHGs Rs. 3,374.60 crores 5. Revolving Fund to SHGs 4,85,822 6. No. of SHGs credit linked so far 4,85,822 Total credit availed Rs.15,633.83 crores 9
Cumulative Achievement up to 31.03.2012 7. Economic Assistance to SHGs 61,934 Amount released for EA 584.39 Crores No. of PLFs Restructured 10,494 8. No. of PLFs Registered 8,986 No. of PLFs got Incentives 5,850 9. 10. Bulk loan provided to PLFs 419 Bulk loan Amount sanctioned Rs. 100.54 Crores No. of SLFs Formed 399 No. of SLFs Registered 290 11. Youth Skill Training 1,08,496 12. EDT Programme 17,323 10
WB Assisted TNEPRP Project PudhuVaazhvu A key Project of World Bank in Tamil Nadu to address inequity and to promote inclusive growth. Community Driven Development (CDD) approach through pro poor community organizations. Focused intervention in backward Blocks aimed at empowerment of the poor, marginalised and differently abled. Increase in household income through promotion of sustainable livelihoods. Implemented in 70 blocks(2509 VPs) in Phase-I and 50 blocks ( 1661 VPs) in Phase II since 2005. Total families Targeted 9.63 lakhs. 11
Objectives Empowering the poorest of poor Developing and strengthening people s organizations Capacity building Employment & livelihood Targeted assistance for productive livelihoods Enabling Environment 12
Strategy adopted in TNPVP Identify the target poor through Participatory Identification of Poor (PIP) Process. Include their representatives in CBOs- VPRCs Map their needs and earmark exclusive funds Involve Block level Differently abled Facilitating Agency(BDFA) for technical support and guidance. Build capacity of the community to secure their needs and entitlements. - special focussed attention - ensure benefits reach the intended. Link with Bank for credit Social security net through insurance and pension schemes Enhance existing livelihoods and create new sustainable livelihoods 13
Impact of PVP Institutions of the poor manage the program activities on the ground leading to ownership. Social Inclusion of marginalised and vulnerable Represented in decision making bodies VPRC, SAC, & PLF. 286 tribal VPRCs formed 1446 tribal SHGs formed. 69,176 covered under Govt Pension scheme. Community based rehabilitation of Differently abled 7,996 Special SHGs formed 94,629 given National ID cards. 19,118 given aids & appliance. 5,714 under Niramaya Insurance. 9,092 given maintenance grant. Bank linkages have ensured financial inclusion and livelihood. 64,000 SHGs linked to Bank credit Focus on youth employment through job fairs and skill training has addressed intergenerational poverty. 1,78,361 youth identified 1,70,063 trained 1,43,709 employed Exclusive staff from state to village level has rendered support to CBOs and systematic follow up 14
Guiding Principles of NRLM Poor have inherent capabilities and strong will to come out of poverty. Strengthening of the Institutions of the poor and universal social mobilization will help the poor to unleash their potential to come out of poverty. Facilitating knowledge dissemination, capacity building, skill up-gradation, access to credit, and creation of forward and backward linkages for the livelihood enhancement of the poor. Economic empowerment of women will have positive and direct effect on the households and the society as a whole. 15
Strategies for Implementation of TNSRLM 1. Social Inclusion and universal social mobilization. 2. Building Institutional platform of the poor 3. Financial Inclusion 4. Economic Inclusion Building sustainable livelihoods for the poor. 5. Enhancing Skills and linking to Job market 6. Last Mile Service Delivery (Through Paraprofessionals and Social Entrepreneurs). 7. Leveraging resources through dovetailing and convergence with all schemes of Government. 16
Selection of Intensive blocks under TNSRLM All blocks are ranked by the number of BPL families within the district and the districts are selected taking into account the following criteria, namely, Percentage of Agricultural Labourers to total main workers Rural female literacy rate. Industrial backwardness. Infant Mortality rate Number of BPL families Percentage of SC and ST population. 17
Tamil Nadu State Rural Livelihoods Mission: Phasing Tamil Nadu has a total of 385 Blocks of which 120 is covered under TNPVP and the Balance 265 blocks will be covered over three years under TNSRLM. S.No Units to be Covered Year 1 Year 2 Year 3 1. Districts 15 19 31 2. Blocks 60 160 265 3. Village Panchayats 2323 5689 8318 4. Poor Households (in Lakhs) 7.76 17.61 28.73 18
Coverage of Districts, Blocks and Village Panchayats Phase Year Expansion in Districts Blocks I 2012-13 15 60 2323 II 2013-14 4 100 3366 III 2014-15 12 105 2629 Total 31 265 8318 Village Panchayats 19
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Non Negotiable Principles Inclusion Inclusion of the poor and disadvantaged. Equity Women to play a determining role. Participation Decisions based on participatory processes involving all stakeholders. Transparency Project decisions will be made transparently. Accountability Village institutions accountable to the community. Facilitation The Project will adopt an enabling style. Edayanchathu Panchayat, Vellore District 21
Project Cycle Initiation Phase- Next Cluster Repeat the cycle Initiation Phase Communication activities and PIP Consolidation Phase Federations and CPLTC Institution Building Phase Formation of SHG,VPRC & SAC Livelihood Phase Individual, Group activity, CLGs 22
1.Initial Activities Sequence of Activities Communication Campaign Participatory Identification of the Poor (PIP) 2.Institutional Building Activities Formation of Village Poverty Reduction Committee (VPRC) Social Audit Committee (SAC) Formation of Self Help Groups (SHGs) Panchayat Level Federation (PLF) 3.Capacity Building Activities Community Based Organisations (CBOs) i.e., VPRC, SAC, SHG, etc Community Professionals 23
4.Financial Linkage Sequence of Activities (contd..) SHG Bank Linkage Individual assistance to differently abled & vulnerable Livelihood corpus fund and Bulk loan to PLFs 5. Livelihood Activities Youth Skill training Individual Livelihood Common Livelihood Groups(CLG) Clusters- One Village One Product (OVOP) Economic Activity Federation (EAF) 6.Consolidation Activities Promoting Second and Higher level institutions Block level insurance Federation 24
Initial Activities Communication Campaign for Awareness creation Street Plays Folk Art Wall Writing Posters Handbills Rallies Mannalur Panchayat, Ramanathapuram District 25
Initial Activities Participatory Identification of Poor (PIP) Participatory methodology - Social mapping - Wealth ranking Powerful & transparent tool Wide acceptance & high credibility Kattalankulam Panchayat, Thoothukudi District 26
Institution platform for rural poor Village Poverty Reduction Committee (VPRC) Selection by Grama Sabha SHG women from target poor representing each habitation Village Panchayat President Chairman of VPRC Representative of Differently abled & Youth At least 30% members from SC/ST 27
Institutions for Accountability Social Audit Committee (SAC) Watch dog for the Project Regular meetings to monitor VPRC Reports to Gram Sabha Ensures transparency Kadamalaigundu Panchayat, Theni District 28
Social Mobilisation and social Inclusion Formation of Self Help Group (SHG) Mobilising the left out poor into groups SC/ST and vulnerable included into SHGs Opening of bank accounts Convening regular meetings Commencement of regular savings Maintenance of books Kundrathur Panchayat, Kanchipuram District 29
Institution for Networking Panchayat Level Federation (PLF) Federation of SHGs at Village Panchayat level - registered under Tamil Nadu Societies Registration Act, 1975. General Body (GB) constituted with all members of federated SHGs. Executive Committee (EC) constituted with 11 members. Anaikaraipatti Panchayat Level Federation, Theni District 30
Institutional for Networking Panchayat Level Federation (contd..) Habitation Level Forums (HLF) formed with one representative from each SHG. EC meets once a month & GB meets four times a year on the dates of Grama Sabha. PLF is used for formation and strengthening of SHGs and for linking them to banks, suppliers, consumers, etc. Vempattu Panchayat, Erode District 31
Strengthening CBOs or Institutions of the poor Panchayat Level Federation of SHGs Second level institution of SHGs Formation of SHGs Strengthening and furthering SHG activities Assists in maintenance of SHG accounts Supports in undertaking livelihood activities Acts as financial intermediary Arranges credit rating Provides timely credit linkage either through Banks or Project funds 32
Capacity Building of office bearers and members Capacity Building of CBOs 33
Capacity Building Process Tools of Capacity Building Training through Structured Modules Exposure Visits Internal Learning Forums 34
Building Social Capital Community Professionals (CPs) Good VPRC and SHG members selected as CPs to train members of VPRC, SHG & PLF. CPs are categorised based on their functional area specialisation. Selected CPs are trained in specific subjects and communication skills. Trained CPs are used as effective instruments for IEC of different programs like NREGS, TSC, Health schemes, etc. CPs are paid remuneration for their service. Ayappakkam Panchayat, Thiruvallur District 35
Financial inclusion and Bank Linkage SHG Bank Linkage Community rating for seed money Credit rating for 6 month old SHGs for first linkage Next credit rating for repeat loans Bank linkage - Direct loan - Economic assistance Indian Overseas Bank, Uthukottai, Thiruvallur District 36
Corpus to PLFs for mobilising Bank credit Livelihood Corpus Fund and Bulk Loan to PLFs Livelihood corpus fund to PLFs for on lending to SHG members to start livelihoods Bulk loan from banks to PLFs for on lending to SHGs based on their credit absorption capacity Maruthakulam Panchayat, Vellore District 37
Skills And Placement Assessment/survey of job market Job melas District Resource centre for Youth Skill training Entrepreneurship Development Trainings Job Oriented skill training for youth District level Job Mela, Thiruvannamalai District Masonry Training, L & T, Manapakkam, Kanchipuram District 38
Skills and Placement Job Oriented Youth Skill Training Hyundai, Sriperumpudur, Kanchipuram District Bannari Amman Garments, Uthiramerur, Kanchipuram Dt. 39
Livelihood Mapping exercise 40
Self employment IGA and Livelihood Activities Individual Livelihoods Pathiri Panchayat, Kanchipuram District Project fund Special fund to disabled & vulnerable Livelihood corpus fund Bank linkage Bulk loan through PLFs Convergence other TAHDCO,PMEGP, loans, etc through schemes DRI Baradarami Panchayat, Vellore District 41
Aggregation of similar Livelihood Activities Cluster Development- One Village One Product Kosavapalayam Panchayat, Coimbatore District SHG groups involved in similar or related activities are formed into clusters. Reduce cost of production and achieve economies of scale. Provided backward and forward linkages through District Supply and Marketing society. Ammayappan Panchayat, Thiruvarur District 42
Project Process Consolidation Activities Promoting Second and Higher Level Institutions PLFs for SHGs Community Professional Learning and Training Centres (CPLTCs) for Community Professionals (CPs) at District level. CPLTC, Thiruvannamalai 43
Human Resources Plan Harmonization between TNCDW and TNPVP State Level SMMU Structure District Level DMMU structure Harmonisation Type 1 Districts - NRLP ( No TNPVP) Type 2 Districts - NRLM ( Has TNCDW and TNPVP) Type 3 Districts - Small districts with Majority blocks under TNPVP Block level - BMMU 44
Harmonisation of State level Technical team TNPVP Specialists will provide technical support to TNSRLM in the following thematic areas. Community Driven Development Differently abled and vulnerable Tribal Development Livelihoods Environment Special Cells will be formed for the following thematic areas which will support both TNSRLM and TNPVP Communication Capacity Building MIS Skills and Placements 45
Harmonization of District level technical team APMs of TNPVP will provide technical support for TNSRLM in the following thematic areas. Capacity Building Community Development Livelihoods( Farm) APOs under TNSRLM will provide technical support to TNPVP in the following thematic areas (reverse sharing) Business Development & Micro Enterprises Partnership and Convergence Special hubs for Capacity building and Communication, MIS and S&P 46
Annual Action Plan 2012-13
Project Area for Phase I 2012-13 The project will be implemented in 15 districts covering 60 blocks, which includes 16 blocks from 4 districts under NRLP and remaining under NRLM. Project No. of Districts No. of Blocks No. of Village Panchayats Year of commencement NRLP 4 16 458 NRLM 11 44 1865 2012-13 Total 15 60 2323 48
Activities proposed in Intensive Blocks 1 Information Education and Communication activities at various levels Orientation to line departments and Panchayat Raj Institutions (PRI) Conducting Participatory Identification of Poor (PIP) process for identifying target people under TNSRLM. Formation of Village Poverty Reduction Committees (VPRC) and Social Audit Committees (SAC). Preparation of Village Development Plan. Release of Community Investment Support to VPRC. 49
Activities proposed in Intensive Blocks 2 Formation of Self Help Groups Restructuring Panchayat Level Federations (PLF). Establishing Village/ Block and District level convergence forums MIS Review and monitoring system at Block level Mapping of skills and Education status Business correspondents 50
Activities in Non-intensive blocks 1 Initially lean project staff at Block level. Focus will be on developing one pilot village in each Blocks of the Phase-II project district. 100Village Panchayats will be selected as resource Village Panchayats at the rate of one per Block from 100 Blocks which is proposed to take up as intensive Blocks in 2013-14. 51
Activities in Non-intensive blocks..2 In these pilot resource villages, the following activities will be taken up:- Social mobilization Conducting base line studies Conducting Participatory identification of Poor Formation of VPRC Mapping of skills and Education status Development of social capital (CPs / CRPs) 52
Activities common to both Intensive and non intensive blocks ( State Wide) 1. Skill and placement Assessment/survey of job market Job melas District Resource centre for Youth Skill training Entrepreneurship Development Trainings Job Oriented skill training for youth 2. Convergence and networking Creation of convergence forums at village, block and District levels. Inter department planning workshops at block level 53
Activities common to both Intensive and non intensive blocks 3. Livelihoods Creation of CLGs at Village / Cluster level @ 5 per District One Village One product promotion Partnership with Small Industry association Innovation forum with Student interns from colleges and Universities 4. Financial Inclusion Bank Mitras Financial literacy to all poor HHs Pension and insurance schemes for poor 54
5. Marketing Standardisation and Value addition Branding of SHG products Inter District and intra District marketing among SHGs MOU with private sector and SSI associations Marketing support through fairs and exhibitions at State and Regional level Buyer Seller meets (State & regional level) 6. Awards Awards to best performing PLFs, SHGs and Bankers 7. Monitoring & Evaluation MIS cell 8. Communication & Documentation cell Development of Communication Manuals & Materials Printing of Manuals & Materials 55
Action plan - Timeline Annual Action plan activities State level Activities District Level Activities Block level Activities Cluster level Activities Village level Activities Activity Timeline Trigger Dates 56
Component wise Budget - TNSRLM (Rs. in Lakhs) S.No. Component Description Amount 1 A Institutional and Human Capacity Development 75.00 2 B State Livelihoods Support 17590.96 3 C Innovation and Partnership 1359.00 4 D Project Implementation support 414.11 Total 19439.07 57
Source of Funding - TNSRLM (Rs. in Lakhs) S.No Description GOI GOTN Total 1 National Rural Livelihoods (NRLM) 2 National Rural Livelihoods Project (NRLP) 11300.21 3766.73 15066.94 3279.10 1093.03 4372.13 Total 14579.31 4859.76 19439.07 58
Skills & Placement Component wise Budget (Rs. in Lakhs) S.No. Component Amount A. Youth Skill Training 1. State Resource Centre 85.40 2. District Resource Centres one per district 564.17 3. Preparation of youth database, career guidance training and youth festival 812.12 4. Providing skill training to 30,000 youth @ Rs. 10,000 per youth 3000.00 Subtotal 4461.69 B. Entrepreneurship Development Training 1. Training to 5,000 women @ Rs.5,000 per women 250.00 Total 4711.69 59
Source of Funding Skills & Placement Description GOI GOTN Total National Rural Livelihoods (NRLM) Skills & Placement 3533.77 1177.92 4711.69 60
TNSRLM AAP Budget 2012-13 A. NRLM and NRLP component Rs. Lakhs S.No Description GOI GOTN Total 1 National Rural Livelihoods (NRLM) 11300.21 3766.74 15066.94 2 National Rural Livelihoods Project (NRLP) 3279.10 1093.03 4372.13 Total 14579.30 4859.77 19439.07 B. Skills and placement component Description GOI GOTN Total National Rural Livelihoods (NRLM) 3533.77 1177.92 4711.69 Total (A + B) Description GOI GOTN Total NRLP and NRLM including Skills & Placement 18113.07 6037.69 24150.76 61
NRLM Fund requirement for 2012-13 TOTAL Funds required : RS 242 Crores GOI Share : Rs.181 Crores GOTN Share : Rs.61 Crores 62
S.No Issues Raised in AAP Action Taken 1 Harmonization/Convergence with existing World Bank assisted PVP project A clear road map is developed and action initiated by making MD- TNWDC as PD PVP. State, Dist and Block level harmonization plan is also developed 2 Clarity on the implementation architecture Clear plan for SMMU, DMMU, BMMU and PFT level dedicated staffing. PVP staff also as part of SMMU, DMMU, BMMU including non-intensive blocks 3 Clarity on community Institutional architecture Clear community architecture planned at various levels SHG-VPRC- PLF 4 Skills & Placements not included in AAP Detailed activities and budget included for S&P 5 Cost sharing between Centre and State Cost sharing as 75:25 mentioned not mentioned for NRLP 6 Higher amount of CIF/CIS for first year TNPVP model CIF amount allotted based on Village development plan and vulnerability reduction plan. Currently Average CIF is Rs 10 Lakhs 7 VPRC funding of Rs.10 Lac higher than the cost norms of NRLP 8 The HRD cost of Rs.75.00 lakhs needs to be broken down into sub-heads 9 No indication of procurement arrangements 10 Details to be given on Partnership with Auroville WB supported TNPVP models are treated as pilots of NRLM. Therefore, funding pattern of NRLM is based on TNPVP funding pattern. More funding opportunities will be explored and PVP model will be replicated. Average Block funds for 5 years under TNPVP is Rs.13.90 crores and that proposed under NRLM and NRLP is 10.01 crores! Staff recruitment and initial induction training. It is for hiring of HR agency for recruitment, induction training. Detailed procurement plan along with procurement team at state, district level given including procurement sub-committee formation included in revised AAP. Details given. Resource block for livelihoods innovation in one 63 block in Villupuram District.
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