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SWITCH KIT simple. convenient. hassle-free. Local people. Local decisions. CLICK TO switch Member FDIC/ Equal Housing Lender

SIMPLE It s Easy To Switch Follow these simple steps to move your checking to Community Bank of the South: Open a Community Bank of the South Checking account. We will help 1you decide which account best fits your needs. Stop by any of our convenient locations. Make a note of your account number and Community Bank of the South routing number. You will need them later. 2 Stop using your old checking account. Destroy any unused checks, your ATM and/or debit card(s), and deposit slips. Allow time (about 10 days) for outstanding checks to clear. Form 1 Change your direct deposits. 3Fill out the enclosed form and give it to your employer, the Social Security Administration, or your retirement plan. Include a new deposit slip or voided check. For Social Security direct deposits, changes may be made by calling the Social Security Administration at 1-800-772-1213 or by visiting www.ssa.gov/deposit/howtosign.htm. A Community Bank of the South professional can walk you through this process. Form 2 Transfer any automatic payments to your new account. 4Notify anyone deducting automatic payments (insurance, car, gym dues, etc.) from your previous account to use your new Community Bank of the South account. Form 3 Close your previous checking account. 5After all your checks and automatic payments have cleared, close your previous checking account. Enclosed is a form to notify your previous bank of your decision to close account(s). Still have questions? Call us or stop by and we ll be happy to assist you.

CONVENIENT Instructions and Forms We are including three forms to help you make the easy switch to Community Bank of the South! Just complete and send these to the appropriate contacts to have automatic payments and direct deposits moved to your new Community Bank of the South account. We ve also included a form to close your previous bank account. Form 1 DIRECT DEPOSIT REQUEST Use the Direct Deposit Request to: Establish Direct Deposit Switch Direct Deposits from accounts at other banks to your new Community Bank of the South accounts Use one copy for each Direct Deposit you need to set up. Form 2 AUTOMATIC PAYMENT REQUEST Use the Automatic Payment Request to set up automatic payments from your Community Bank of the South checking account. Print one form for each payment, fill it out, and send it to the company debiting your account. Form 3 ACCOUNT CLOSING REQUEST Use the Account Closing Request to close accounts at other banks. Use one form for all accounts at the same financial institution. If accounts are at different banks, use separate forms. Check with your previous bank to make sure no additional forms or information are required. Inquire about any possible penalties with respect to early withdrawal before you close your account. If you have Certificates (CDs), it s important to check the maturity dates.

DIRECT DEPOSIT REQUEST SWITCH KIT ORGANIZER Direct Deposits Use this resource to identify and track the status of your Direct Deposits. Direct Deposit Request Before sending the Direct Deposit Request 1. Check with your employer or source of income to make sure no other forms are required. For social security direct deposit, call the Social Security Administration at 1-800-772-1213 or go to www.ssa.gov/deposit/howtosign.htm. 2. Use the enclosed form to establish your direct deposit at Community Bank of the South by providing it to your employer/source of income. 3. Maintain the account at your previous bank until direct deposit has been switched over to your new Community Bank of the South account. 4. Include voided check with each request. After you ve sent the Direct Deposit Request 1. Confirm with your employer/source of income that the form was received. 2. Monitor your account through 770-436-4567 or logging on to www.cbsouth.com to verify that your direct deposit has begun. Examples of Direct Deposits include: Paycheck from Employer Social Security VA Compensation Retirement/Pension Plan Income Interest Income Dividends Military Pay Direct Deposits Company Name/Address Last Direct Deposit Date Letter Mailed Estimated Switch Date Completed 1 2 3 4 5 6 7 8 9

SWITCH KIT To Form 1 DIRECT DEPOSIT REQUEST I would like my income to be automatically deposited to my Community Bank of the South account according to the instructions below. Address Fax # Establish Direct Deposit. Not currently using Direct Deposit. Change my existing Direct Deposit Employer or Company Name Employer or Company Address Employee ID or Account # Personal Information Name Mailing Address Daytime Phone Number New Bank Account Information Account Type: Checking Savings Money Market Community Bank of the South Account # Community Bank of the South Routing # 061119723 I authorize (employer/company) to make deposits directly to my Community Bank of the South account indicated above, and to make (if necessary) adjustments for any credit made in error to my account. This authority will remain in effect until I have given written notice to terminate this service. Signature Date

SWITCH KIT Form 2 AUTOMATIC PAYMENT REQUEST I would like the following payment to be automatically debited from my Community Bank of the South account according to the instructions below. To Address Fax # Automatic Payment Information Establish Automatic Payment. Amount: $ Transfer my existing Automatic Payment Amount: $ Former Bank Name Former Bank Account # Personal Information Name Mailing Address Daytime Phone Number New Bank Account Information Account Type: Checking Savings Money Market Community Bank of the South Account # Community Bank of the South Routing # 061119723 I authorize (payee) to initiate from my Community Bank of the South checking account, and to make (if necessary) adjustments for any debit made in error to my account. This authority will remain in effect until I have given written notice to terminate this service. Signature Date

SWITCH KIT Form 3 ACCOUNT CLOSING REQUEST Please close my account(s) described below effective (date) as indicated. Please process this request and forward any remaining funds in the account(s) by check to the address indicated. To Address Fax # The following account numbers indicate the accounts to be closed: Checking Account Owner(s) Checking Account Owner(s) Savings Account Owner(s) Savings Account Owner(s) Money Market Account Owner(s) Other Account Account Owner(s) If you have any questions about this request, please contact me immediately. Otherwise, please send any remaining funds by check to the following address: Mailing Address Daytime Phone Number Thank you for your attention to this request. Signature Date Signature Date

HASSLE FREE Answers to Frequently Asked Questions Q: What should I do to have my paycheck deposited electronically into my Community Bank of the South account? A: Complete the enclosed Direct Deposit Authorization Form and sign to authorize the payroll switch. This form should be provided to your Human Resources department or payroll deposition. Q: What should I do to have my Social Security payment directly deposited into my Community Bank of the South checking account? A: Go to 1-800-772-1213 or visit www.ssa.gov/deposit/howtosign.htm. Q: What should I do to have payments that are automatically deducted from my old checking account transferred to my new Community Bank of the South account? A: We can also assist you in setting up automatic deductions through our online banking and bill pay service. Q: What should I do if I have trouble with switching my account? A: Call Community Bank of the South at 770-436-4567 and we ll be happy to assist you. Q: How do I close my previous checking account? A: The enclosed Account Closing Form will simplify the process of notifying your previous bank that you would like to close your account. We look forward to having you as a customer. Please call any time for assistance! Local people. Local decisions. Smyrna 3016 Atlanta Rd. Smyrna 770-436-4567 West Cobb 3596 Dallas Hwy. Marietta 770-419-3125 Canton Road 3324 Canton Rd. Marietta 678-594-7300 www.cbsouth.com Member FDIC/ Equal Housing Lender East Cobb 3140 Johnson Ferry Rd. Marietta 770-650-6500