SUBJECTS: CONSUMER MATH GRADE LEVEL(S): 12 REVISED: JULY 2007 PHILOSOPHY : This course is designed as a full year course, which will focus on real world methodology and application and will provide students with necessary life skills. NOTATIONS: STANDARD -Compute weekly and annual wages. -Determine daily and weekly hours worked. -Compute wages when overtime is involved. -Determine wages for jobs that involve piecework or tips. -Use rounding to determine salary in a pay period. Compute salary for different pay periods. -Use percents and decimals to compute commissions and salary plus commissions. -Distinguish between gross pay and net pay. -Compute gross pay and net pay. -Read and compare prices -Change prices from cents to dollars and from dollars to cents -Compute the cost of single items and multiple items -Compute change -Use the information on coupons and determine the cost of an item when a coupon is used -Compute and compare unit prices -Compute a restaurant bill and tip -Compare the cost of eating out to the cost of a homemade meal activities: Pages 3,15, 17 Connection pg. 9 Home Repair Business Application problem pg. 26 activities: Pages 33, 42, 51 Connection pg. 34 Deciding to Eat Out or In Application problem pg. 52 September to October October to November 1
-Compute the cost of clothing, including sales tax -Determine the amount of money saved due to sale prices and discounts -Read and catalog descriptions and order from a catalog -Find the amount and cost of fabric needed to make clothing activities: Pages 61, 73 Connection pg. 60 Shopping Online Application problem pg. 76 November to mid December, Procedures -State and apply the renter s rule and the banker s rule to plan monthly rent or mortgage payments -Compute the cost of rent for one year -Solve problems related to down payments, monthly payments, and total amounts paid for mortgages -Compute expenses related to mortgage insurance and homeowners insurance -Solve word problems related to utility expenses -Determine the cost of an automobile when trade-ins or rebates are involved -Compute the price of a car when financing arrangements are made -Compute insurance premiums -Compute average miles driven and miles traveled -Compute average speed and driving time -Compute fuel costs -Compute costs associated with car repairs activities: Pages 83, 90 Connection pg. 97 The Renter s Rule Application problem pg. 106 activities: Pages 127, 128, 130 Connection pg. 122 Taking a Road Trip Application problem pg. 134 Mid December to end of December January to February 2
, 4.2 Geometry and Measurement, Units of Measure Measuring Geometric Objects Calculate the number of calories consumed -Use ratios and proportions to calculate fat calories and change recipe yields -Read and interpret nutrition information on food packages -Find the number of calories your body uses when exercising -Calculate the times food should begin cooking to be ready at a given time -Use nutrition information when planning meals -Compute payments for purchases of items, including comparing and computing regular price, discount rate and sales tax -Use elapsed time to determine date of payment -Estimate the quantity of materials with painting a room, papering a wall, covering a floor, building an addition, and insulating an attic -Calculate the amount and cost of grass seed or fertilizer required for a lawn -Find the length of fencing required to enclose a yard activities: Pages 140, 155 Connection pg. 161 Looking Closely at the Food Guide Pyramid Application problem pg. 164 activities: Pages 176, 197 Connection pg. 187 Improving Floors and Walls Application problem pg. 202 February to March March to mid March 3
,, -Read maps and compute distance -Compute travel fares and hotel expenses -Find the exchange value of U.S. dollars and foreign currency -Compute the cost of car rentals and parking charges -Compare time in different time zones -Plan a road trip with scheduled stops -Compute average income -Compute the percent of income to be spent on each budget item -Read and create circle graphs as summaries of budget spending -Complete records to determine if a budget is balanced activities: pg. 229 Connection pg. 209 Traveling for Business Application problem pg. 242 activities: pgs. 252, 257 Connection pg. 255 Achieving Goals by Budgeting Application problem pg. 262 Mid March to April April to May 4
,, -Compute and compare earnings from simple and compound interest -Compute the value of investments over time -Use and maintain a checking account -Determine the value of stocks and compute gains and losses -Evaluate profits and losses from investments -Compute finance charges on credit cards -Read and write large numbers and calculate percentages of large numbers -Calculate exemptions, deductions, and taxable income -Read and use tax tables to estimate taxes -Compute assessed values and property taxes -Express property tax rates as percents -Determine the effective tax rate activities: pg. 274, 297 Connection pg. 286 Making a Loan Application problem pg. 298 activities: pgs. 319, 320 Connection pg. 318 Understanding a W-2 Form Application problem pg. 324 May to June June 5