Ferenc Z. Guba. Summary. Experience. Consultant ferencguba@gmail.com



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Ferenc Z. Guba Consultant ferencguba@gmail.com Summary Real estate, business and financial consultant. Credit management expert with experience from corporate banking, electricity and natural gas corporate sales and wholesale trade risk management, corporate finances and EU fund management. Other experiences are: economic research, audit, higher education, independent evaluation for FP7 and H2020 European research programmes. Interested in business development, corporate risk management, controlling, capital markets. Innovative, result-oriented, resolute, flexible personality. Also looking for new employment and business opportunities. Part-time employment is also welcome. Experience Consultant at Guba Consulting 2014 - Present (2 years) Financial risk management, personal financial planning, wealth management, FX investment management, consulting, real estate sales and project management, public policy communication, project evaluation, Horizon 2020 consulting. In partnership with OTP Group, Fundamenta, Boda & Partners https:// www.facebook.com/gubaconsulting * Also looking for new job and business opportunities. Credit Risk Manager at MVM Magyar Villamos M#vek Zrt. 2005-2014 (9 years) Management of all aspects of the credit risk life-cycle including; researching and analysing trading counterparts to determine appropriate levels of exposure, negotiating and structuring of credit support arrangements and monitoring and reporting of credit exposures and events. Risk assessment of of large corporates, municipalities, banks. Assigning of credit limits within credit policy framework. KYC process. Negotiations EFET Master Agreements, Allowance Appendices, IETA and collateral agreements. Monitoring of all issues related to credit policies. EMIR, REMIT implementation. CTRM system improvements. Participation in trading & ERM projects. EFET credit working group and EURELECTRIC Enterprise Risk Management WG member. Member of the corporate Works Council. Associate Professor (part-time) at Budapest Metropolitan University of Applied Sciences 2006-2010 (4 years) Finance, economics, corporate finance, accounting courses. Senior Councilor at Agricultural and Rural Development Agency (MVH) 2002-2005 (3 years) Page1

Project evaluation, program monitoring, regulation of the first EU funded rural development support programmes (SAPARD, EAFRD). Corporate Credit Portfolio Risk Manager at K&H Bank 2001-2002 (1 year) Corporate credit portfolio monitoring, industry papers, business support and development at the KBC Bank Hungarian branch. Credit Policy Officer at ABN AMRO Bank 1999-2001 (2 years) Corporate credit portfolio reporting, monitoring. Industry papers. Country risk reporting. Credit risk support. Audit Associate at Deloitte 1995-1997 (2 years) Junior Farmer at Guba Family Farm 1985-1995 (10 years) Small-scale family farming. Certifications Chartered Public Accountant Ministry of Finance, Hungary 2002 Registered Real Estate Agent License 313487 2015 Publications Transfers and inefficiencies along the food supply chains Közgazdasági Szemle (Economics Review) January 2001 Authors: Ferenc Z. Guba Foreign Direct Investment (FDI) and the Reconfiguration of Dairy Supply Chains in Hungary Journal of East-West Business, USA 2001 Authors: Ferenc Z. Guba, Matthew Gorton Organizations Hungarian Academy of Sciences member of public bodies July 2001 to Present Volunteer Experience School Board Member at Szechenyi Istvan Primary School, Budapest-Zuglo Page2

September 2012 - August 2013 (1 year) Board Member at Development Foundations of Budapest-Angyalföld November 2006 - October 2010 (4 years) Also initiated a protection of Apaly street housing park in 2001. Member at MVM Works Council 2012-2014 (2 years) Protection of local cultural heritage at Zöldövezet Egyesület 2004-2009 (5 years) Initiated a protection of historic buildings of Kornel Neuschloss, the chief architect of Hungary 1912-1914. Organizing a first national memorial ceremony on his 150th birthday in 2014. /wiki/ Neuschloss_Korn%C3%A9l http://mmk.hu/tudastar/hirek/bpmk_emlektabla https://www.youtube.com/ watch?v=29m04vxeh0i Founder at Scouting Team in Mezotur 1989-1990 (1 year) Reestablishment of scouting in Mezotur. Skills & Expertise Risk Management Economics Corporate Finance Credit Risk Finance Banking Analysis Portfolio Management Credit Financial Analysis Financial Risk Commodity Markets Capital Markets Management Consulting Commodity Business Development Contract Negotiation Energy Enterprise Risk Management Auditing Financial Modeling Hedging Page3

Business Planning Asset Management Research Credit Scoring Credit Analysis Financial Markets Mergers & Acquisitions European Union Accounting Risk Analytics Policy Analysis Agricultural Economics Social Media Equities Risk Assessment Financial Reporting Works Council Rural Development Lobbying Political Science Public Policy Restoration Art History FX Trading Real Estate Education Budapest Corvinus University PhD, Agricultural Economics, 1995-2001 Grade: http://phd.lib.uni-corvinus.hu/57/ Iowa State University Visiting Scholar, 1998-1998 Purdue University Visiting Scholar, 1995-1995 Budapest Corvinus University MSC in BA, Accounting, Finance, Political Sciences, 1990-1995 Interests Family, gardening, art nouveau. Languages Hungarian English (Native or bilingual proficiency) (Professional working proficiency) Page4

Russian German (Elementary proficiency) (Elementary proficiency) Page5

Ferenc Z. Guba Consultant ferencguba@gmail.com Contact Ferenc Z. on LinkedIn Page6