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Format description XML SEPA Credit Transfer Format Description

CONTENTS 1 SEPA CT Import format 3 1.1 SEPA CT import format description 3 1.1.1 Description 3 1.1.2 General characteristics 3 1.1.3 Difference between Import orders and Import batch 3 1.2 SEPA CT Structure 3 1.2.1 Introduction 3 1.2.2 Technical mapping 4 1.2.3 Character set 5 1.2.4 Suitability 5 1.2.5 Message structure 5 2 Segment description 7 2.1 Group Header 7 2.2 Payment Information Segment 8 2.3 Transaction Information Segment 11 3 Appendix A Party identifier 15 3.1 Organisation Identification 15 3.2 Private identification 16 4 Appendix B: Change Log 17

1. SEPA CT Import Format Rabobank enables importing Euro Payments in the XML Customer Credit Transfer Initiation message pain.001.001.03. This payment initiation format is based on the guideline provided by the Nederlandse Vereniging van Banken (NVB). The guideline is available here. Euro Payments are SEPA compliant payments within the SEPA area in currency Euro. 1.1 SEPA CT import format description 1.1.1 Description The XML Customer Credit Transfer Initiation message pain.001.001.03 is used to instruct your bank to debit your account in favor of a beneficiary. The pain.001.001.03 is delivered in a single file, one file can contain one or more batches, and the structure within the file is modular. One record within the file contains information which from a functional perspective belongs together. 1.1.2 General characteristics The pain.001 format which is supported by Rabobank is based on the definitions which are published here on the website of the International Organization for Standardization (XML ISO20022). Usage of the mentioned standard in this document is limited to the usage in the Rabo Cash Management (RCM) system. 1.1.3 Difference between Import orders and Import batch RCM offers two import methods, Import orders and Import batch. Import orders 1 is used to import single Euro Payments that, if field BatchBooking is set to false, are processed and reported as single transactions. Import batch is used to import Euro Payments that will be processed and reported as a batch. No specifications are available because BatchBooking is then set to true, indicating the batch must be reported as single line item on your account statement. Pain.001 files imported via option Import batch are passed on 1 on 1. Pain.001 files imported via option Import orders are stripped of any fields not supported by Rabobank. The fields supported by Rabobank are listed in the tables in chapter 2. 1.2 SEPA CT Structure 1.2.1 Introduction The models in the ISO20022 document are described in XML using schemas. A specific description language (XSD) is used in a schema. By using the schema s a description can be given to the tags in the document, the structure and the concatenation of the beacons (the order of the tags) as well as the allowed codes for certain fields, the number of possible cases, mandatory or optional usage for certain fields. 1 As of May 17, 2014,, it is no longer possible to import this format through option Import orders. The CT-XML format replaces this format. However, files complying with this format description can be imported thru option CT-XML as well. 3

1.2.2 Technical mapping To avoid rejection of the payment order and/or to prevent that instructions are ignored usage rules must be followed. Only message elements which are described within these guidelines are allowed to be used. The description of each message item contains: Name XML-Tag ISO reference Level Name of the element within the PAIN.001 message Short name to identify an element within a XML message, presented between brackets, f.e. <Amount> Numbering following the ISO 20022 standard. Not all fields are numbered. Fields can be a subset of the parenting element. Holes in the numbering do exist because not all elements of ISO20022 are supported for pain.001. Level of the element within SEPA CT <Top> <Level 1> <Level 2> <Etc./> </Level 2> </Level 1> </Top> This determines if an element is optional or mandatory, and how many times the element can be repeated. The number of times that an element can appear is presented between square brackets. Presence [0..1] Shows that the element can appear 0 or 1 time. The element is optional. [0..n] Shows that the element can appear 0 or n time(s). The element is optional. [1..1] Shows that the element is mandatory and must appear once. [1..n] Shows that the element is mandatory and must appear at least once. The element can be presented n times. A sub level element is mandatory only if the (optional) element above is present. Type Length Description Field type indication: Numeric: only numbers are allowed Alphanumeric: may contain numbers and allowed characters (ref. 1.2.3 Character set) Date: YYYY-MM-DD Amount: numbers, with a decimal point as separator. Maximum length is 9 digits before the separator, and two behind it. Exception for this rule is the control sum. Boolean: field with two options: true or false Maximum number of characters in the field. Contains the definition of the message segment or element. Additional information about usage of the element. 4

1.2.3 Character set In SEPA CT messages the UTF8 character set must be used. The Latin character set, which is commonly used for international communication, must be used. Rabobank accepts the following characters2: a b c d e f g h i j k l m n o p q r s t u v w x y z A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 0 1 2 3 4 5 6 7 8 9 / -? : ( )., + space 1.2.4 Suitability SEPA CT messages are suitable for: Euro Payments A SEPA Credit Transfer is a credit transfer in euro between accounts, both located in countries of the Single Euro Payments Area (SEPA). Originator s and Beneficiary s account and their banks, are identified respectively by their IBAN and their BIC. Characteristics Euro Payment: - Currency is Euro - The account number of the beneficiary must be present in the IBAN format - The BIC of the bank of the beneficiary is optional - The name of the beneficiary must be present - Cost option is SLEV - The transaction is initiated from and destined for a SEPA country. 1.2.5 Message structure SEPA CT can be delivered via data communication. The messages can contain one or more orders for one ordering account. The messages must be terminated after each section, for all orders per ordering account. The complete file must contain one Group header and can contain one or more orders. The file must be terminated after all orders. The SEPA Credit Transfer Initiation message is composed of 3 building blocks: 1. Group Header This building block is mandatory and present once. It contains elements such as Message Identification, Creation Date and Time. 2. Payment Information This building block is mandatory and repetitive. Besides elements related to the debit side of the transaction, such as Debtor and Payment Type Information, it contains one or more Transaction Information Blocks. 2 Rabobank will accept ampersand or diacritic marks and will be able to process the imported file. Rabobank will convert these characters to a logical sign, matching the requirements of the standard character-set UTF8 as defined in section 1.2.3. It is possible that an ampersand- and / or diacritic marks will be converted into a. or?. By including ampersand or diacritic marks in your import file, you risk a mismatch in the downloaded format from a Rabobank-application. 5

3. Transaction Information This building block is mandatory and repetitive. It contains, amongst others, elements related to the credit side of the transaction, such as Creditor and Remittance Information. The number of occurrences of Payment Information Block and Transaction Information Block within a message is indicated by the Grouping field in the Group Header. Every segment in the SEPA CT file must be opened and closed according to the XSD standard. Between the opening tag and closing tag the information for the relevant segment can be found. A view on the structure of a Credit Transfer Initiation Message is presented below. A detailed description of the XML-pain 001.001.03 file can be found in chapter 2. 6

2. Segment description Fields not listed in the tables below are not supported by Rabobank and, if imported through option Import orders 3, will not be included in the resulting Euro Payment executed by Rabobank. Further, the processing per field may differ if the pain.001 is imported through option Import orders or Import batch. If so, the different processing is explained in column Description. 3.1 Group header The following segments are applicable for pain.001 messages. Name ISO reference XML-tag Level Presence Type Length Description Document <Document> Top [1..1] <CstmrCdtTrfInitn> Top [1..1] Group Header 1.0 <GrpHdr> Top [1..1] Message Identification 1.1 <MsgId> 1 [1..1] Alphanumeric 35 Unique file reference. If no unique file reference is used for each file, the file is rejected after submitting it. If you use import option Import orders 4, your Message Id will be overwritten by a Message Id generated by RCM. Your Message Id is not overwritten if you use import option Import batch. Creation Date Time 1.2 <CreDtTm> 1 [1..1] Date + time Creation date and time of the file. Example: 2012-02-03T11:20:45. Number of Transactions 1.6 <NbOfTxs> 1 [1..1] Numeric 15 The number of transaction within the file. Control Sum 1.7 <CtrlSum> 1 [0..1] Amount 18 Total amount of all individual transactions within the file. Decimals are separated by a point.. Please note! Two decimals must be present. Initiating Party 1.8 <InitgPty> 1 [1..1] Tag only. Name <Nm> 2 [0..1] Alphanumeric 70 Name of the ordering party. Identification <Id> 2 [0..1] Details on how to structure this tag are available in Appendix A. 3 4 7

2.2 Payment Information Segment Name ISO reference XML-tag Level Presence Type Length Description PaymentInformation 2.0 <PmtInf> Top [1..n] PaymentInformationIdentification 2.1 <PmtInfId> 1 [1..1] Alphanumeric 35 Unique reference number of the Batch/PI. If you use import option Import orders 5, your PmtInfId will be overwritten by a PmtInfId generated by RCM. Your PmtInfId is not overwritten if you use import option Import batch. PaymentMethod 2.2 <PmtMtd> 1 [1..1] Alphanumeric 3 Fixed Value TRF for credit transfers. BatchBooking 2.3 <BtchBookg> 1 [0..1] Boolean 5 If present and contains true, batch booking is requested. If present and contains false (only via Import orders 6 ), booking per transaction is requested. If element is not present, true will be sent to the bank. NumberofTransactions 2.4 <NbOfTxs> 1 [0..1] Numeric 15 The number of transactions within this Batch/PI. ControlSum 2.5 <CtrlSum> 1 [0..1] Amount 18 Total amount of all transactions within this segment. Decimals are separated by a point.. PaymentTypeInformation 2.6 <PmtTpInf> 1 [0..1] InstructionPriority 2.7 <InstrPrty> 2 [0..1] Alphanumeric 4 Both NORM and HIGH are permitted. However, if InstructionPriority (IP) is also present on transaction level, then this IP takes precedence. If IP is absent on transaction level and filled here with HIGH, then all payments will be executed as urgent Euro Payments. If IP is absent here or filled with NORM, then all payments will be executed as regular Euro Payments. ServiceLevel 2.8 <SvcLvl> 2 [1..1] 7 Exception for RCM Import batches: this field is ignored, all your Euro Payments are processed as regular payments even if this field is filled with HIGH. Code 2.9 <Cd> 3 [1..1] Alphanumeric 4 Fixed value SEPA This element can be on BATCH/PI level or on transaction level, but not both (field 2.34). LocalInstrument 2.11 <LclInstrm> 2 [0..1] 5 6 7 This field is optional in ISO 20022 standard, but Rabobank has set this occurrence to mandatory as the EPC recommends the usage of this field 8

Name ISO reference XML-tag Level Presence Type Length Description Code 2.12 <Cd> 3 [1..1] Alphanumeric 4 Rabobank accepts all local instrument codes (see http:// www.iso20022.org/external_code_list.page for the current list of Local instrument codes) and passes these on to the beneficiary bank Exception for RCM Import orders 8 : if field 2.3 BatchBooking is filled with false, only the code ACCEPT is accepted and passed on to the beneficiary bank. If BatchBooking is filled with true, code ACCEPT is rejected. All other codes will be ignored and not passed on to the beneficiary bank This element can be on Batch/PI level or on transaction level (field 2.37), but not both Proprietary 2.13 <Prtry> 3 [1..1] Alphanumeric 35 Rabobank passes this information unchanged on to the beneficiary bank Exception for RCM Import orders 9 : This information is not passed on to the beneficiary bank This element can be on BATCH/PI level or on transaction level, but not both (field 2.38). Category Purpose 2.14 <CtgyPurp> 2 [0..1] Code 2.15 <Cd> 3 [1..1] Alphanumeric 4 Rabobank accepts and passes on all ISO Category Purpose codes on to the beneficiary bank (see http://www.iso20022. org/external_code_list.page for the current list of ISO Category Purpose codes). Rabobank will only act on code SALA for Salary batches. SALA results always in a batch booking and no detailed transaction information will be reported. This element can be on BATCH/PI level or on transaction level, but not both. (field 2.40) Proprietary 2.16 <Prtry> 3 [1..1] Alphanumeric 35 Rabobank will not act on information received via this field. The information will be passed on unchanged to the beneficiary bank. Exception for RCM Import orders 10 : This information is not passed on to the beneficiary bank. This element can be on BATCH/PI level or on transaction level, but not both. (field 2.41) RequestedExecutionDate 2.17 <ReqdExctnDt> 1 [1..1] Date This is the date on which the originator s account is to be debited with the following structure: YYYY-DD-MM. Debtor 2.19 <Dbtr> 1 [1..1] Name <Nm> 2 [0..1] Alphanumeric 70 Name of the originator. 8 9 10 9

Name ISO reference XML-tag Level Presence Type Length Description PostalAddress <PstlAdr> 2 [0..1] Country <CtryOfRes> 3 [0..1] Alphanumeric 2 Country code of the originator. Address line <AdrLine> 3 [0..2] 11 Alphanumeric 70 Address of the originator. 1st line: Street and house number 2nd line: Postal code and place. Identification <Id> 2 [0..1] Details on how to structure this tag are available in Appendix A. Debtor Account 2.20 <DbtrAcct> 1 [1..1] Identification <Id> 2 [1..1] IBAN <IBAN> 3 [1..1] Alphanumeric 34 IBAN account number of originator. Use capitals for all letters in the IBAN. Currency <Ccy> 2 [0..1] Alphanumeric 3 ISO currency code of the account, in this case always EUR because of the SEPA-transaction. Debtor Agent 2.21 <DbtrAgt> 1 [1..1] Financial Institution <FinInstnId> 2 [1..1] Identification BIC <BIC> 3 [0..1] Alphanumeric 11 SWIFT BIC code of the remitting bank. Use capitals for all letters in the BIC. Ultimate Debtor 2.23 <UltmtDbtr> 1 [0..1] This element can be on BATCH/PI level or on transaction level, but not both. (field 2.70) Name <Nm> 2 [0..1] Alphanumeric 70 Name of the party on behalf of the originator making the payment (originator s reference party). Rabobank passes this information on to the beneficiary bank. Exception for RCM Import orders 12 : This information is not passed on to the beneficiary bank. Identification <Id> 2 [0..1] Details on how to structure this tag are available in Appendix A. Charge Bearer 2.24 <ChrgBr> 1 [0..1] Alphanumeric 4 Fixed value SLEV This element can be on BATCH/PI level or on transaction level, but not both (field 2.51). 11 ISO 20022 standard allows up to 7 occurrences, but the EPC has limited the number of occurrences to 2. 12 10

2.3 Transaction Information Segment Name ISO reference XML-tag Level Presence Type Length Description CTTransactionInformation 2.27 <CdtTrfTxInf> 1 [1..n] PaymentIdentification 2.28 <PmtId> 2 [1..1] InstructionIdentification 2.29 <InstrId> 3 [0..1] Alphanumeric 35 Reference of the remitter that refers to a set of payments of which this payment is a part of. EndtoEndIdentification 2.30 <EndToEndId> 3 [1..1] Alphanumeric 35 End-to-End Reference number of the credit transfer. This information is sent to the beneficiary. PaymentTypeInformation 2.31 <PmtTpInf> 2 [0..1] InstructionPriority 2.32 <InstrPrty> 3 [0..1] 4 Use HIGH to request urgent processing of your Euro payment. If you fill the field with NORM, your Euro Payment is processed as a regular non urgent payment. If this field is absent and InstructionPriority is filled on batch level (2.7), all payments will get the priority as instructed on batch level. Exception for RCM Import batches: this field is ignored, all your Euro Payments are processed as regular payments even if this field is filled with HIGH. ServiceLevel 2.33 <SvcLvl> 3 [0..1] Code 2.34 <Cd> 4 [1..1] Alphanumeric 4 Fixed value SEPA. This element can be on BATCH/PI level or on transaction level, but not both (field 2.9). LocalInstrument 2.36 <LclInstrm> 3 [0..1] Code 2.37 <Cd> 4 [1..1] Alphanumeric 4 Rabobank accepts all local instrument codes (see http://www.iso20022.org/external_code_list.page for the current list of Local instrument codes) and passes these on to the beneficiary bank Exception for RCM Import orders 13 : Only the code ACCEPT is accepted and passed on to the beneficiary bank. All other codes will be ignored and not passed on to the beneficiary bank. This element can be on BATCH/PI level or on transaction level, but not both (field 2.12). 13 11

Name ISO reference XML-tag Level Presence Type Length Description Proprietary 2.38 <Prtry> 4 [1..1] Alphanumeric 35 Rabobank passes this information unchanged on to the beneficiary bank. Exception for RCM Import orders 14 : The transaction will be rejected, when this element is provided. This element can be on BATCH/PI level or on transaction level, but not both (field 2.13). CategoryPurpose 2.39 <CtgyPurp> 3 [0..1] Code 2.40 <Cd> 4 [1..1] Alphanumeric 4 Rabobank accepts and passes on all ISO Category Purpose codes on to the beneficiary bank (see http://www.iso20022. org/external_code_list.page for the current list of ISO Category Purpose codes). Rabobank will only act on code SALA for Salary batches. SALA results always in a batch booking and no detailed transaction information will be reported. If SALA is provided on this level, then all transactions within the batch should have the category purpose code SALA. This element can be on BATCH/PI level or on transaction level, but not both. (field 2.15). Proprietary 2.41 <Prtry> 4 [1..1] Alphanumeric 35 Rabobank will not act on information received via this field. The information will be passed on unchanged to the beneficiary bank Exception for RCM Import orders 15 : This information is not passed on to the beneficiary bank. This element can be on BATCH/PI level or on transaction level, but not both. (field 2.16) Amount 2.42 <Amt> 2 [1..1] InstructedAmount 2.43 <InstdAmt> 3 [1..1] Amount Amount of the credit transfer in EUR. Decimals are separated by a point. The amount must be between 0.01 and 999999999.99 EUR. Charge Bearer 2.51 <ChrgBr> 2 [0..1] Alphanumeric 4 Fixed value SLEV This element can be on BATCH/PI level or on transaction level, but not both (field 2.24). Ultimate Debtor 2.70 <UltmtDbtr> 2 [0..1] This element can be on BATCH/PI level or on transaction level, but not both. (field 2.23) 14 15 12

Name ISO reference XML-tag Level Presence Type Length Description Name <Nm> 3 [0..1] Alphanumeric 70 Name of the party on behalf of which the originator makes the payment (originator s reference party) Rabobank passes this information on to the beneficiary bank. Exception for RCM Import orders 16 : This information is not passed on to the beneficiary bank. Identification <Id> 3 [0..1] Details on how to structure this tag are available in Appendix A. Creditor Agent 2.77 <CdtrAgt> 2 [0..1] Financial InstitutionIdentification <FinInstnId> 3 [1..1] BIC <BIC> 4 [0..1] Alphanumeric 11 SWIFT BIC code of the bank of the beneficiary. This tag is optional and can be omitted in the message. Rabobank will always determine the BIC itself. When Rabobank can determine the BIC, a provided BIC will be overwritten. When Rabobank cannot determine the BIC, the transaction will be rejected in case the BIC was not provided by the customer. If provided, use capitals for all letters in the BIC. Creditor 2.79 <Cdtr> 2 [1..1] 17 Name <Nm> 2 [0..1] Alphanumeric 70 Name of the beneficiary. PostalAddress <PstlAdr> 2 [0..1] Country <CtryOfRes> 4 [0..1] Alphanumeric 2 Country code of the beneficiary. Address line <AdrLine> 4 [0..2]2 Alphanumeric 70 Address of the beneficiary 1st line: Street and house number 2nd line: Postal code and place. Identification <Id> 3 [0..1] Details on how to structure this tag are available in Appendix A. Creditor Account 2.80 <CdtrAcct> 2 [1..1]3 Identification <Id> 3 [1..1] IBAN <IBAN> 4 [1..1] Alphanumeric 34 IBAN account number of beneficiary. Use capitals for all letters in the IBAN. Currency <Ccy> 3 [0..1] Alphanumeric 3 ISO currency code of the account. Ultimate Creditor 2.81 <UltmtCdtr> 2 [0..1] Name <Nm> 3 [0..1] Alphanumeric 70 Name of the party on behalf of which the beneficiary receives the payment (beneficiary s reference party). Identification <Id> 3 [0..1] Details on how to structure this tag are available in Appendix A. 16 17 This field is optional in ISO 20022 standard, but Rabobank has set the occurrence to mandatory as the EPC has set this field to Mandatory. 13

Name ISO reference XML-tag Level Presence Type Length Description Purpose 2.86 <Purp> 2 [0..1] Code 2.87 <Cd> 3 [1..1] Alphanumeric 4 2.98 <RmtInf> 2 [0..1] Only one of the underlying fields (2.99 or 2.100) can be used, not both. Unstructured 2.99 <Ustrd> 3 [0..1] 18 Alphanumeric 140 Only one occurrence of Unstructured is allowed. Structured 2.100 <Strd> 3 [0..1]4 Only one occurrence of Structured is allowed This field can be used for the structured information known on the Dutch market: the 16 digit payment reference ( betalingskenmerk ). RemittanceInformation CreditorReference- 2.120 <CdtrRefInf> 4 [0..1] Information Type 2.121 <Tp> 5 [1..1]3 CodeOrProprietary 2.122 <CdOrPrtry> 6 [1..1] Code 2.123 <Cd> 7 [1..1] 19 Alphanumeric 4 Only SCOR is allowed Issuer 2.125 <Issr> 6 [0..1] Alphanumeric 35 Only CUR and ISO are. Reference 2.126 <Ref> 5 [1..1]3 Alphanumeric 35 Only Currence 16 digit payment reference and ISO Creditor Reference are currently supported if 2.125 is filled with CUR or ISO respectively. CUR may only be present if 2.12 LocalInstrument Code is filled with ACCEPT and 2.3 - BatchBooking is filled with false. For ISO, 2.12 LocalInstrument Code must be absent. 18 ISO 20022 standard supports n occurrences, but the EPC has limited the number of occurrences to 1. 19 ISO 20022 standard defines this field as conditional, but Rabobank has set this field to mandatory. 14

3 Appendix A Party identifier This appendix describes how the Party Identifier should be filled and how RCM handles the Party Identifier for the two import methods described in section 1.1.3. The described structure is applicable for the following fields: 1.8 2.19 2.23 2.70 2.79 2.81 Within the identification of the party only one of the two elements can be used: Organisation ID or Private Identification. 3.1 Organisation Identification For the identification of the rganization the BIC must be filled. In one occurrence you can use other. The three columns to the right indicate for each scenario whether the Party Identifier information is passed on to the beneficiary bank (X) or ignored and not passed on (-). RCM Import batch Name XML-tag Level Presence Type Length Description Organisation Identification <OrgId> +1 [1..1] BIC or BEI <BICOrBEI> +2 [0..1] Alphanumeric 11 BIC of the rganization - X - Other <Othr> +2 [0..1] Identification <Id> +3 [1..1] Alphanumeric 35 - X - Scheme Name <SchmeNm> +3 [0..1] Code <Cd> +4 [1..1] Alphanumeric 4 The ExternalOrganisationIdentification1Code - X - This code can be found on http:// www.iso20022.org/external_ Code_Lists_and_DSS.page Tab 9: OrganisationIdentification Proprietary <Prtry> +4 [1..1] Alphanumeric 35 - X - Issuer <Issr> +3 [0..1] Alphanumeric 35 - X - RCM Import RCM Import 20 15

3.2 Private identification For the private identification the date and place of birth must be filled. In one occurrence you can use other. The three columns to the right indicate for each scenario whether the information is passed on to the beneficiary bank (X) or ignored and not passed on (-). RCM Import batch Name XML-tag Level Presence Type Length Description Private Identification <PrvtId> +1 [1..1] Date And Place Of Birth <DtAndPlcOf- +2 [0..1] Birth> Birth date <BirthDt> +3 [1..1] Date 10 - X - Province of Birth <PrvcOfBirth> +3 [0..1] Alphanumeric 35 - X - City of Birth <CityOfBirth> +3 [1..1] Alphanumeric 35 - X - Country of Birth <CtryOfBirth> +3 [1..1] Alphanumeric 2 ISO country code - X - Other <Othr> +2 [0..1] Identification <Id> +3 [1..1] Alphanumeric 35 - X - Scheme Name <SchmeNm> +3 [0..1] Code <Cd> +4 [1..1] Alphanumeric 4 The ExternalPersonIdentification- - X - 1Code This code can be found on http:// www.iso20022.org/external_ Code_Lists_and_DSS.page Tab 10: PersonIdentification Proprietary <Prtry> +4 [1..1] Alphanumeric 35 - X - Issuer <Issr> +3 [0..1] Alphanumeric 35 - X - RCM Import RCM Import 21 16

1 Appendix B: Change Log Title: Format description XML SEPA Credit Transfer Version: Version 2.0 Date: 15-05-2015 On behalf of: Rabobank Financial Logistics Contact: corporatesupport@rabobank.com Date Version Change Reason change 11-11-2013 1.5 Added field InstructionPriority (2.32) including handling of codes NORM and HIGH per December 14, 2013. New functionality. 11-11-2013 1.5 Added for field ControlSum (1.7) that two decimals must be present. Description was incomplete. 11-11-2013 1.5 Changed text for InstructionIdentification (2.29). Better description. 20-12-2013 1.6 Corrected description for InstructionPriority fields (2.7 and 2.32), InstructionPriority on batch level (2.7) does result in urgent Correction. Euro Payments if InstructionPriority on transaction level (2.32) is left empty. 30-04-2014 1.7 Corrected 1.1.3 Difference between Import orders and Import batch. No specifications are available when batches are imported through option Import batches. Correction. 30-04-2014 1.7 Added footnote for every mention of Import orders as this format is replaced by the CT-XML format by the middle of May 2014. However, there is no functional difference for Euro Payments, files in this format can be imported through format CT- XML as well. Replacement of this format by CT-XML for import option Import orders. 30-04-2014 1.7 Added for field 2.12 LocalInstrument Code that code ACCEPT is only accepted if field 2.3 BatchBooking is filled with false. Correction. 30-04-2014 1.7 Value ISO is also supported in 2.100 StructuredRemittanceInformation field 2.125 Issuer. Thus, 2.126 Reference can also Correction. filled with an ISO Creditor Reference. 08-02-2015 1.7 The name Rabo TransAct Portal changes in Rabo Corporate Connect Adjustment. 08-02-2015 1.7 www.rabotransact.com/transactsupport changes in www.rabobank.com/supportcorporateconnect Adjustment. 08-02-2015 1.7 mail TransAct@rabobank.com changes in corporatesupport@rabobank.com Adjustment. 15-05-2015 2.0 Link renewed in 1. SEPA Import Format by the most recent. Adjustment. 15-05-2015 2.0 1.2.3. in 2.2 has been given a new reference to 2.3 Correction. 15-05-2015 2.0 Tekst UNIFI in 2.3. is replaced by SEPA CT Correction. 15-05-2015 2.0 Footnote in 2.3 about diacritics has been changed. Better description. 15-05-2015 2.0 In 2.4 the cost option SHA has been changed by the SEPA cost option SLEV. Correction. 17

Date Version Change Reason change 15-05-2015 2.0 De text grouping header is removed from 2.5 Correction. 15-05-2015 2.0 2.30 has been changed. The information will not be sent to the debtor. Incorrect information is deleted Better description. 15-05-2015 2.0 Appendix Textual amendments maked Correction. 15-05-2015 2.0 Iso-reference 2.17 has been changed in a better example for entering date Better description. 15-05-2015 2.0 Iso-reference 2.21 gives the indication that the BIC was an optional field. In this case, the initiating party, the BIC is never optional Better description. and has to be always present. 15-05-2015 2.0 Text in field 2.20 has been clarified. ISO-currency is always EUR for SEPA-transactions Better description. 15-05-2015 2.0 Textual amendments: Initiating party as Debtor/Creditor: <Ctry> replaced by <CtryOfRes> Adjustment. 18