FHA Lender Ranking Summary

FHA Lender Ranking Summary FY 2013

FHA Lender Ranking Summary FY 2013 Executive Summary A growing number of multifamily and healthcare property owners and developers have discovered the advantage of using the Federal Housing Administration (FHA) and Government National Mortgage Association (GNMA) guaranteed mortgage loan programs in the past several years. In late 2013, more than 13,450 FHA guaranteed project loans were outstanding, representing total original principal balances of more than $100 billion. More than half of this amount ($55.6 billion) has been endorsed by the FHA since 2011. Record totals of loans (2,285) and mortgage principal ($21.4 billion) were endorsed in calendar 2012. Production in 2013 will approach, and possibly exceed, prior year levels. Soaring endorsement and closing volumes are testaments to the valuable benefits FHA and Ginnie Mae programs give borrowers; most notably their longer terms, higher achievable loan-to-value ratios, transferability and, in many cases, lower coupon interest rates. While the benefits of FHA loan programs are numerous, the application and approval process often is more complex and document intensive than comparable conventional loans. In addition, the length of time between loan engagement and funding can be longer. Consequently, prospective borrowers are well-advised to engage an experienced lender to guide them through the process. A strong lending partner will offer: Industry-leading product knowledge. Deep processing and closing resources. Broad loan and mortgage-backed security secondary market distribution capability. The highest standards of ethics when dealing with clients and investors. Executive Summary Of equal importance, the lender also should possess constructive and longstanding relationships with FHA underwriters, their respective regional and HUB offices, as well as with experienced appraisers and other third parties who form the balance of the loan application team. Red Mortgage Capital ( RED ) believes that that no other firm meets or exceeds its capabilities in any or all of the aforementioned respects. And, while many may make the claim of being number one, we have the numbers to prove that RED was the leading originator of HUD-guaranteed multifamily and health care loans in Fiscal Year 2013. To support this claim, RED has prepared the following comprehensive 2013 FHA Lender Ranking Summary, which reports and ranks the overall FHA project loan origination numbers, and further stratifies the data by way of the individual loan programs with respect to firm commitments and closings in Fiscal Year 2013. We hope the summary will help you to evaluate lenders on the basis of their respective product and regional expertise. CONTINUED ON NEXT PAGE 2

FHA Lender Ranking Summary FY 2013 Highlights Aggregate FHA project loan closing rankings are displayed on pages (8 through 16). Notable Aggregate FHA Lender Highlights: RED led all MAP and LEAN originators in total loan closings with 255. The second ranking MAP / LEAN lender closed 11.3% fewer loans during Fiscal Year 2013 (226). Only six lenders closed as many as half of RED s Fiscal Year 2013 aggregate loan closings. RED led all originators with $2.483 billion of total closed loan proceeds. The next ranking lender accounted for 7.6% less closed principal. RED commanded a 10.9% market share of the FHA loan market. RED accounted for a 9.8% market share of FY2013 MAP and LEAN loan closing. RED closed 54 LEAN loans, representing a 7.1% market share. RED ranked third among LEAN lenders with respect to loan volume ($452.8 million). RED also held third position with respect to loan count (62). RED closed 193 MAP loans, accounting for a 10.9% market share. Ranked #1 with respect to loan count. Ranked #2 with respect to total closed loan proceeds, falling only 0.2% behind the category leader. Highlights Other Notable Accomplishments RED was the most active MAP New Construction and Substantial Rehabilitation loan originator during FY2013, measured by way of loans closed (Page 38). RED closed NC/SR loans of $383.0 million original principal balance. RED loan closing volume exceeded the second ranked lender by 10.5%. RED ranked first in loan count, booking 21 loans for a 12.4% market share (Page 39). The second ranked originator closed 16 loans. RED was the second most active MAP New Construction and Substantial Rehabilitation (NC/SR) loan originator during FY2013, measured by way of Firm Commitments (Page 24). RED obtained firm commitments for $253.6 million NC/SR loans during the period, accounting for a 9.6% market share. The market leader captured an 11.8% market share. RED ranked first among LEAN New Construction and Substantial Rehabilitation lenders, closing Outstanding Principal Balance (OPB ) of $47.4 million of loans, representing a 25.3% market share. The second ranking originator recorded closings totaling $22.3 million for a 11.9% market share, less than half of the RED result. The third placed originator closed loan principal equal to one-fifth of the RED total. Detailed loan program origination data are found on pages (18 to 74). CONTINUED ON NEXT PAGE 3

FHA Lender Ranking Summary FY 2013 RED closed OPB of $188.7 million of LEAN 223(f) loans, representing a 9.2% market share. RED ranked second among lenders with respect to volume. RED placed third with respect to loan count (27 loans / 10.5% market share). For 223(f) MAP Firm Commitments, RED ranked first among lenders in terms of loan count (57), claiming a 7.7% total market share. The firm closed $1.03 billion of 223(f) loans, accounting for 13.4% of the total market (Page 40). RED beat the second ranked competitor by 29%. With respect to MAP 223(a)(7) commitments, RED ranked fourth overall with 37. For LEAN 223(a)(7) loans, RED closed 30 loans of $213.7 million in OPB. Ranked fifth by way of loan count and fifth by volume. Regional Office Highlights Detailed loan origination data broken down by HUD Regional Office are found on pages (76 to 108). RED Mortgage : Obtained 37 MAP firm commitments in the HUD Chicago Region, ranking fourth among all lenders. Secured the following firm commitments: 37 MAP firm commitments in the Chicago Region (4th overall). 35 MAP firm commitments in the New York Region (2nd overall). Received firm commitments for 35 MAP loans in the HUD New York Region, ranking second among all lenders. Captured 21 MAP firm commitments in the HUD San Francisco Region, ranking second among all lenders. Recorded 13 MAP firm commitments processed in the Atlanta Region, ranking sixth among all lenders. Ranked sixth overall for Atlanta Region LEAN commitments, obtaining a total of four. Ranked ranked fifth among LEAN lenders in the Chicago Region with 12 firm commitments. Obtained firm commitments with respect to 13 LEAN loans, placing fourth overall among lenders in the New York region. Received the third highest number of LEAN firm commitments in the Fort Worth region with 13 Ranked third among lenders with 12 firm commitments in the San Francisco region. 4

TABLE OF CONTENTS FHA Lender Ranking Summary FY 2013 Chapter 1: Lender Rankings Lender Rankings / Summary of FHA Activity by Lender...... 8 Lender Rankings / Summary of FHA Activity by Lender...... 9 Lender Rankings / All FHA (MAP and LEAN) Closings...... 10 Lender Rankings / All FHA (MAP and LEAN) Firm Commitments............................ 11 Lender Rankings / MAP Closings................... 12 Lender Rankings / MAP Firm Commitments............ 13 Lender Rankings / LEAN Closings................... 14 Lender Rankings / LEAN Firm Commitments............ 15 Chapter 2: MAP Loan Activity by Program Total FHA MAP Loan Volume by Program.............. 18 Total FHA MAP Loan Count by Program............... 18 Chapter 2, Section A: Firm Commitments RMC: MAP Firm Commitment Loan Volume by Program.... 20 RMC: MAP Firm Commitment Loan Count by Program..... 20 RMC: MAP Firm Commitment Count by Program......... 20 RMC: MAP Marketshare of Firm Commitment........... 20 Top MAP Lenders: New Construction/Sub Rehab (NC/SR) Firm Commitment Loan Volume................... 21 Top MAP Lenders: NC/SR Firm Commitment Count....... 21 Top MAP Lenders: 223(f) Firm Commitment Volume....... 21 Top MAP Lenders: 223(f) Firm Commitment Count....... 21 Top MAP Lenders: 223(a)(7) Firm Commitment Volume..... 22 Top MAP Lenders: 223(a)(7) Firm Commitment Count...... 22 MAP 241 & Other FHA Firm Commitment Volume........ 22 MAP 241(a) & Other FHA Firm Commitment Loan Count.... 22 Chapter 2, Section B: Closings RMC: MAP Closed Loan Volume by Program............ 24 RMC: MAP Closed Loan Count by Program............. 24 RMC: MAP Marketshare of Closed Loans.............. 24 Top MAP Lenders: NC/SR Closing Volume.............. 25 Top MAP Lenders: NC/SR Closing Count.............. 25 Top MAP Lenders: 223(f) Closing Volume.............. 25 Top MAP Lenders: 223(f) Closing Count............... 25 Top MAP Lenders: 223(a)(7) Closing Volume............ 26 Top MAP Lenders: 223(a)(7) Closing Count............. 26 MAP 241(a) & Other FHA Closing Loan Volume.......... 26 MAP 241(a) & Other FHA Closing Loan Count........... 26 Chapter 3: LEAN Loan Activity by Program Total: FHA LEAN Loan Volume by Program............. 28 Total: FHA LEAN Loan Count by Program.............. 28 Chapter 3, Section A: Firm Commitments RMC: LEAN Firm Commitment Loan Volume by Program.... 30 RMC: LEAN Firm Commitment Loan Count by Program..... 30 RMC: LEAN Firm Commitment Count by Program........ 30 RMC: Lean Marketshare of Firm Commitment Count...... 30 Top LEAN Lenders: NC/SR Firm Commitment Volume...... 31 Top LEAN Lenders: NC/SR Firm Commitment Count....... 31 Top LEAN Lenders: 223(f) Firm Commitment Loan Volume.. 31 Top LEAN Lenders: 223(f) Firm Commitment Count....... 31 Top LEAN Lenders: 223(a)(7) Firm Commitment Volume.... 32 Top LEAN Lenders: 223(a)(7) Firm Commitment Count..... 32 LEAN 241(a) Firm Commitment Volume............... 32 LEAN 241(a) Firm Commitment Count................ 32 Chapter 3, Section B: Closings RMC: LEAN Closing Volume by Program............... 34 RMC: LEAN Closed Loan Count by Program............ 34 RMC: LEAN Closed Loan Count by Program............ 34 RMC: LEAN Marketshare of Closed Loans.............. 34 Top LEAN Lenders: NC/SR Closing Volume............. 35 Top LEAN Lenders: NC/SR Closing Count.............. 35 Top LEAN Lenders: 223(f) Closing Volume............. 35 Top LEAN Lenders: 223(f) Closing Count.............. 35 Top LEAN Lenders: 223(a)(7) Closing Volume........... 36 Top LEAN Lenders: 223(a)(7) Closing Count............ 36 LEAN 241(a) Closing Volume...................... 36 LEAN 241(a) Closing Count....................... 36 Chapter 4: MAP Lending Activity by HUD Office & Lender MAP Loans (Firm Commitments) by Lender and Office........................ 38 42 Share of Lender s MAP Business by HUD Office....... 43 47 Share of HUD Office MAP Business by Lender........ 48 52 MAP Firm Commitments by Program and HUD Office...... 53 5

TABLE OF CONTENTS FHA Lender Ranking Summary FY 2013 Chapter 5: LEAN Lending Activity by Lender and State LEAN Loans (Firm Commitments) by Lender and State.. 56 59 Share of Lender s LEAN Business by State........... 61 65 Share of State s LEAN Business by Lender........... 66 70 LEAN Firm Commitments by Program and State......... 71 Chapter 6: Other Data of Interest RMC: MAP Average Loan Volume by Program........... 74 RMC: LEAN Average Loan Volume by Program.......... 74 Total FHA Closings by Month..................... 75 RMC: FHA Closings by Month..................... 75 Total FHA Closings & Average Interest Rate by Month...... 76 GNMA Pool Issuance and Mortgage Rates............. 76 Standard GNMA Mortgage Rates & Ten Year Treasury...... 77 Share of Lender Firm Commitment Volume by MAP & LEAN.. 78 Share of Lender Firm Commitments by MAP & LEAN... 79 80 Share of Lender Firm Commitment Volume by MAP & LEAN.. 81 6

FHA Lender Ranking Summary FY 2013 CHAPTER 1: Lender Rankings 7

CHAPTER 1 Lender Rankings / Summary of FHA Activity by Lender ALL FHA FIRM COMMITMENTS ALL FHA CLOSINGS MAP FIRM COMMITMENTS LENDER Count Volume Rank by Loan Count Rank by Loan Volume Count Volume Rank by Loan Count Rank by Loan Volume Count Volume Rank by Loan Count Rank by Loan Volume RED MORTGAGE CAPITAL 162 $1,232,330,000 4 4 255 $2,483,047,500 1 1 108 $873,552,800 3 5 AGM FINANCIAL SERVICES 35 $394,847,100 21 18 0 $0 71 71 34 $392,839,100 18 14 AMERISPHERE MTG FINANCE LLC 19 $172,725,700 36 35 19 $172,725,700 31 29 17 $156,996,700 28 31 ARBOR COMMERCIAL MTGE 16 $109,160,700 38 44 16 $109,160,700 32 36 16 $109,160,700 29 38 ARMSTRONG MORTGAGE 5 $13,645,100 59 79 5 $13,645,100 47 59 4 $11,198,000 56 74 BANK OF MONTANA 2 $3,932,400 76 89 0 $0 71 71 2 $3,932,400 69 84 BANKERS GUARANTEE TITLE TRUST 3 $35,917,600 69 63 2 $7,764,900 55 61 3 $35,917,600 62 56 BEDFORD LENDING CORP 4 $8,369,000 65 83 0 $0 71 71 3 $4,242,000 62 83 BEECH STREET CAPITAL LLC 35 $309,138,800 21 25 37 $345,266,800 20 19 11 $141,818,800 38 33 BELLWETHER REAL EST CAPITAL 25 $164,950,400 27 37 26 $169,375,400 22 31 24 $157,972,400 23 30 BERKADIA COMMERCIAL MTG 205 $1,909,275,800 2 2 206 $1,964,476,500 3 4 142 $1,519,550,400 2 2 BERKELEY POINT CAPITAL LLC 16 $194,742,000 38 33 16 $194,742,000 32 27 15 $186,935,600 31 27 CAIN BROTHERS FUNDING LLC 3 $23,275,800 69 70 0 $0 71 71 0 $0 92 92 CALIFORNIA COMMUNITY REINVMT CORP 1 $7,810,000 86 84 0 $0 71 71 1 $7,810,000 81 77 CALIFORNIA HFA 6 $54,950,000 54 55 7 $69,950,000 41 39 6 $54,950,000 48 49 CAMBRIDGE REALTY CAPITAL 47 $451,655,200 18 17 47 $451,655,200 17 15 1 $21,700,000 81 65 CAPITAL FUNDING LLC 112 $669,424,500 6 11 112 $669,424,500 9 12 0 $0 92 92 CBRE HMF INC 22 $351,528,900 31 20 22 $351,528,900 25 18 18 $300,145,100 26 18 CENTENNIAL MORTGAGE 65 $472,219,500 12 16 66 $474,218,600 13 14 56 $420,081,100 9 13 CENTERLINE MTGE CAPITAL 8 $46,975,000 50 58 8 $46,975,000 39 45 8 $46,975,000 44 52 CENTRAL NATIONAL BANK&TRUST 3 $7,516,000 69 85 2 $3,560,000 55 65 3 $7,516,000 62 78 CENTURY HEALTH CAPITAL 15 $162,863,100 41 38 15 $162,863,100 34 32 4 $15,795,400 56 70 CHAMBERS BANK 3 $20,889,600 69 72 0 $0 71 71 3 $20,889,600 62 66 CMC MORTGAGE SERVICES 2 $3,638,200 76 91 2 $3,638,200 55 64 2 $3,638,200 69 86 COLORADO HFA 1 $17,450,000 86 76 1 $17,450,000 66 56 1 $17,450,000 81 69 COLUMBIA NATL REAL ESTATE 3 $66,705,900 69 53 3 $66,705,900 52 41 3 $66,705,900 62 47 COOPERATIVE HSG RESOURCES 18 $105,639,900 37 46 0 $0 71 71 18 $105,639,900 26 41 CRAIN MORTGAGE GROUP, LLC 5 $54,274,100 59 56 0 $0 71 71 5 $54,274,100 52 50 CWCAPITAL LLC 24 $321,703,100 28 24 0 $0 71 71 7 $190,413,600 46 26 D ANSLEY COMPANY INC 1 $8,680,000 86 82 0 $0 71 71 1 $8,680,000 81 75 DAVIS-PENN MTGE 26 $228,209,500 26 30 26 $228,209,500 22 25 26 $228,209,500 22 23 DEVELOPERS MTGE CORP 33 $211,880,900 25 31 1 $2,735,000 66 67 33 $211,880,900 19 24 DOUGHERTY MORTGAGE LLC 72 $699,268,800 10 10 73 $708,838,100 12 11 62 $591,946,200 8 10 DRAPER & KRAMER COMCL MTGE 34 $292,781,100 24 26 0 $0 71 71 32 $275,279,800 21 21 EASTERN MORTGAGE CAPITAL LLC 6 $100,285,300 54 49 0 $0 71 71 6 $100,285,300 48 43 EF&A FUNDING LLC 6 $125,380,000 54 41 0 $0 71 71 6 $125,380,000 48 37 ENTERPRISE COMMUNITY INVMT 1 $4,425,000 86 88 0 $0 71 71 1 $4,425,000 81 82 FEDERAL HOME LOAN MTGE CORP 35 $276,991,000 21 29 34 $261,991,000 21 23 35 $276,991,000 17 19 FEDERAL NATIONAL MORTGAGE 5 $44,991,000 59 59 6 $52,935,000 44 44 5 $44,991,000 52 53 FIRST AMERICAN CAPITAL GRP 4 $26,952,600 65 67 4 $26,952,600 49 51 1 $2,087,000 81 90 FIRST HSG DEVMT CORP OF FL 12 $116,157,200 45 42 12 $116,157,200 36 34 11 $109,107,500 38 39 FOREST CITY CAPITAL CORP 5 $51,700,000 59 57 7 $97,282,000 41 37 5 $51,700,000 52 51 GERSHMAN INVESTMENT 43 $355,370,200 19 19 42 $334,542,900 19 20 37 $311,223,000 16 17 GRANDBRIDGE REAL ESTATE CAP 20 $173,119,400 35 34 20 $173,119,400 30 28 16 $135,951,600 29 35 GREAT LAKES FINANCIAL GRP 6 $30,265,600 54 66 6 $30,265,600 44 50 6 $30,265,600 48 60 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 225 $2,182,379,400 1 1 226 $2,190,484,400 2 3 176 $1,777,697,500 1 1 HFC FUNDING CORP 13 $101,695,700 43 48 0 $0 71 71 12 $98,473,700 36 44 HIGHLAND COMMERCIAL MTGE 23 $210,232,700 29 32 24 $213,454,700 24 26 23 $210,232,700 24 25 HOUSING & HEALTHCARE FINC 51 $472,756,900 17 15 50 $443,197,300 16 16 4 $24,885,600 56 61 HUNTOON HASTINGS INC 22 $170,959,100 31 36 22 $170,959,100 25 30 14 $133,709,200 33 36 ILLINOIS HDA 1 $2,100,000 86 94 1 $2,100,000 66 69 1 $2,100,000 81 89 JS MULTICAPITAL CORP 5 $96,419,900 59 50 0 $0 71 71 5 $96,419,900 52 45 KEYCORP REAL EST CAP MKT 23 $278,653,600 29 28 21 $233,071,600 27 24 11 $148,394,400 38 32 LANCASTER POLLARD MTGE 165 $987,585,900 3 6 165 $987,585,900 4 7 47 $175,882,000 14 28 LAY COMMERCIAL MTGE LLC 9 $20,216,600 48 73 0 $0 71 71 9 $20,216,600 42 67 LINKS MORTGAGE CORP 6 $31,603,600 54 65 6 $31,603,600 44 49 2 $5,164,200 69 81 LOVE FUNDING CORP 115 $884,469,000 5 7 119 $906,635,700 8 9 68 $510,428,300 6 11 M & T REALTY CORP 21 $282,560,800 33 27 21 $282,560,800 27 22 14 $231,951,700 33 22 MARYLAND DEPT HSG COM DEVMT 4 $23,825,000 65 69 4 $23,825,000 49 52 4 $23,825,000 56 63 MASON JOSEPH COMPANY INC 14 $106,666,000 42 45 0 $0 71 71 14 $106,666,000 33 40 MASSACHUSETTS HFA 21 $136,674,000 33 40 21 $136,674,000 27 33 21 $136,674,000 25 34 METROPOLITAN FUNDING CORP 5 $69,160,400 59 52 5 $69,160,400 47 40 4 $60,398,300 56 48 MINNESOTA HFA 7 $21,778,854 52 71 7 $21,778,854 41 53 7 $21,778,854 46 64 MISSOURI HDC 2 $13,700,000 76 78 2 $13,700,000 55 58 2 $13,700,000 69 72 MONTGOMERY COUNTY HOC 1 $18,200,000 86 75 1 $18,200,000 66 55 1 $18,200,000 81 68 MUSA FINANCIAL LLC 2 $42,358,000 76 60 2 $42,358,000 55 46 2 $42,358,000 69 54 NEW HAMPSHIRE HFA 2 $14,434,000 76 77 2 $14,434,000 55 57 2 $14,434,000 69 71 NEW JERSEY HMFA 2 $3,406,427 76 92 2 $3,406,427 55 66 2 $3,406,427 69 87 NEW MEXICO MFA 2 $1,451,300 76 95 2 $1,451,300 55 70 2 $1,451,300 69 91 NORTHPOINT CAPITAL LLC 8 $93,040,000 50 51 8 $93,040,000 39 38 8 $93,040,000 44 46 OAK GROVE COMMERCIAL MTG 58 $666,920,100 13 12 59 $668,258,500 14 13 54 $633,095,100 10 9 OPPENHEIMER MF HSG & HCARE 69 $610,419,400 11 14 86 $818,404,500 11 10 49 $463,909,400 13 12 P/R MTGE & INVEST CORP 100 $665,844,100 8 13 144 $1,174,150,500 6 6 100 $665,844,100 4 8 PARAGON MORTGAGE 16 $342,999,400 38 21 0 $0 71 71 15 $325,566,500 31 15 PHARES CO 2 $5,466,100 76 87 2 $5,466,100 55 62 2 $5,466,100 69 80 PILLAR CAPITAL FINANCE LLC 52 $325,166,900 16 23 52 $325,166,900 15 21 52 $325,166,900 11 16 PNC BANK NA 40 $325,217,100 20 22 47 $411,233,100 17 17 33 $275,321,300 19 20 PRAIRIE MORTGAGE CO 1 $2,486,000 86 93 1 $2,486,000 66 68 1 $2,486,000 81 88 PRUDENTIAL HUNTOON PAIGE 86 $876,206,000 9 8 91 $909,517,500 10 8 67 $719,704,000 7 6 RED STONE AGENCY LENDING 9 $162,819,700 48 39 0 $0 71 71 9 $162,819,700 42 29 REGIONS BANK 3 $19,208,800 69 74 3 $19,208,800 52 54 0 $0 92 92 RHODE ISLAND HFA 4 $31,695,000 65 64 4 $31,695,000 49 48 4 $31,695,000 56 59 RICHMAC FUNDING LLC 2 $36,128,000 76 62 0 $0 71 71 2 $36,128,000 69 55 ROCKHALL FUNDING CORP 13 $112,335,100 43 43 13 $112,335,100 35 35 12 $103,373,200 36 42 ROCKPORT MORTGAGE 53 $725,074,800 15 9 2 $55,826,400 55 43 52 $716,645,700 11 7 SIMS MORTGAGE FUNDING 7 $103,202,200 52 47 0 $0 71 71 3 $33,080,700 62 58 STIFEL BANK AND TRUST 3 $13,171,700 69 80 3 $13,171,700 52 60 2 $8,080,100 69 76 STONEARCH MORTGAGE CORP 1 $5,671,100 86 86 0 $0 71 71 1 $5,671,100 81 79 SUN WEST MORTGAGE 2 $3,877,000 76 90 2 $3,877,000 55 63 2 $3,877,000 69 85 TAVERNIER CAPITAL FUNDING 12 $39,568,600 45 61 12 $39,568,600 36 47 11 $35,357,000 38 57 WACHOVIA MF CAPITAL 1 $9,569,300 86 81 0 $0 71 71 0 $0 92 92 WALKER AND DUNLOP LLC 109 $1,096,301,100 7 5 133 $1,418,004,200 7 5 97 $1,031,789,700 5 4 WELLS FARGO BANK NA 56 $1,409,645,900 14 3 160 $2,294,353,300 5 2 44 $1,222,388,900 15 3 WYATT FUNDING CORP 1 $24,275,000 86 68 0 $0 71 71 1 $24,275,000 81 62 ZIEGLER FINANCING CORP 12 $60,525,100 45 54 12 $60,525,100 36 42 3 $12,408,100 62 73 8

CHAPTER 1 Lender Rankings / Summary of FHA Activity by Lender MAP Closings LEAN FIRM Commitments LEAN Closings LENDER Count Volume Rank by Loan Count Rank by Loan Volume Count Volume Rank by Loan Count Rank by Loan Volume Count Volume Rank by Loan Count Rank by Loan Volume RED MORTGAGE CAPITAL 193 $2,030,233,900 1 2 54 $358,777,200 4 8 62 $452,813,600 3 3 AGM FINANCIAL SERVICES 0 $0 69 69 1 $2,008,000 34 47 0 $0 40 40 AMERISPHERE MTG FINANCE LLC 17 $156,996,700 23 25 2 $15,729,000 32 34 2 $15,729,000 29 30 ARBOR COMMERCIAL MTGE 16 $109,160,700 24 29 0 $0 48 48 0 $0 40 40 ARMSTRONG MORTGAGE 4 $11,198,000 41 55 1 $2,447,100 34 46 1 $2,447,100 31 39 BANK OF MONTANA 0 $0 69 69 0 $0 48 48 0 $0 40 40 BANKERS GUARANTEE TITLE TRUST 2 $7,764,900 49 57 0 $0 48 48 0 $0 40 40 BEDFORD LENDING CORP 0 $0 69 69 1 $4,127,000 34 44 0 $0 40 40 BEECH STREET CAPITAL LLC 13 $177,946,800 29 22 24 $167,320,000 9 10 24 $167,320,000 10 11 BELLWETHER REAL EST CAPITAL 25 $162,397,400 19 24 1 $6,978,000 34 41 1 $6,978,000 31 35 BERKADIA COMMERCIAL MTG 144 $1,585,963,100 3 4 63 $389,725,400 3 6 62 $378,513,400 3 7 BERKELEY POINT CAPITAL LLC 15 $186,935,600 26 21 1 $7,806,400 34 39 1 $7,806,400 31 33 CAIN BROTHERS FUNDING LLC 0 $0 69 69 3 $23,275,800 29 30 0 $0 40 40 CALIFORNIA COMMUNITY REINVMT CORP 0 $0 69 69 0 $0 48 48 0 $0 40 40 CALIFORNIA HFA 7 $69,950,000 36 35 0 $0 48 48 0 $0 40 40 CAMBRIDGE REALTY CAPITAL 1 $21,700,000 62 48 46 $429,955,200 8 4 46 $429,955,200 7 4 CAPITAL FUNDING LLC 0 $0 69 69 112 $669,424,500 2 2 112 $669,424,500 2 2 CBRE HMF INC 18 $300,145,100 22 15 4 $51,383,800 24 20 4 $51,383,800 23 18 CENTENNIAL MORTGAGE 57 $422,080,200 11 12 9 $52,138,400 18 19 9 $52,138,400 17 17 CENTERLINE MTGE CAPITAL 8 $46,975,000 34 40 0 $0 48 48 0 $0 40 40 CENTRAL NATIONAL BANK&TRUST 2 $3,560,000 49 62 0 $0 48 48 0 $0 40 40 CENTURY HEALTH CAPITAL 4 $15,795,400 41 51 11 $147,067,700 16 12 11 $147,067,700 15 13 CHAMBERS BANK 0 $0 69 69 0 $0 48 48 0 $0 40 40 CMC MORTGAGE SERVICES 2 $3,638,200 49 61 0 $0 48 48 0 $0 40 40 COLORADO HFA 1 $17,450,000 62 50 0 $0 48 48 0 $0 40 40 COLUMBIA NATL REAL ESTATE 3 $66,705,900 47 36 0 $0 48 48 0 $0 40 40 COOPERATIVE HSG RESOURCES 0 $0 69 69 0 $0 48 48 0 $0 40 40 CRAIN MORTGAGE GROUP, LLC 0 $0 69 69 0 $0 48 48 0 $0 40 40 CWCAPITAL LLC 0 $0 69 69 17 $131,289,500 12 14 0 $0 40 40 D ANSLEY COMPANY INC 0 $0 69 69 0 $0 48 48 0 $0 40 40 DAVIS-PENN MTGE 26 $228,209,500 18 19 0 $0 48 48 0 $0 40 40 DEVELOPERS MTGE CORP 1 $2,735,000 62 64 0 $0 48 48 0 $0 40 40 DOUGHERTY MORTGAGE LLC 62 $591,946,200 10 10 10 $107,322,600 17 16 11 $116,891,900 15 16 DRAPER & KRAMER COMCL MTGE 0 $0 69 69 2 $17,501,300 32 32 0 $0 40 40 EASTERN MORTGAGE CAPITAL LLC 0 $0 69 69 0 $0 48 48 0 $0 40 40 EF&A FUNDING LLC 0 $0 69 69 0 $0 48 48 0 $0 40 40 ENTERPRISE COMMUNITY INVMT 0 $0 69 69 0 $0 48 48 0 $0 40 40 FEDERAL HOME LOAN MTGE CORP 34 $261,991,000 17 17 0 $0 48 48 0 $0 40 40 FEDERAL NATIONAL MORTGAGE 6 $52,935,000 39 39 0 $0 48 48 0 $0 40 40 FIRST AMERICAN CAPITAL GRP 1 $2,087,000 62 67 3 $24,865,600 29 29 3 $24,865,600 27 27 FIRST HSG DEVMT CORP OF FL 11 $109,107,500 31 30 1 $7,049,700 34 40 1 $7,049,700 31 34 FOREST CITY CAPITAL CORP 7 $97,282,000 36 33 0 $0 48 48 0 $0 40 40 GERSHMAN INVESTMENT 36 $290,395,700 16 16 6 $44,147,200 23 24 6 $44,147,200 22 22 GRANDBRIDGE REAL ESTATE CAP 16 $135,951,600 24 27 4 $37,167,800 24 26 4 $37,167,800 23 24 GREAT LAKES FINANCIAL GRP 6 $30,265,600 39 44 0 $0 48 48 0 $0 40 40 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 177 $1,785,802,500 2 3 49 $404,681,900 5 5 49 $404,681,900 5 6 HFC FUNDING CORP 0 $0 69 69 1 $3,222,000 34 45 0 $0 40 40 HIGHLAND COMMERCIAL MTGE 23 $210,232,700 20 20 0 $0 48 48 1 $3,222,000 31 38 HOUSING & HEALTHCARE FINC 4 $24,885,600 41 45 47 $447,871,300 6 3 46 $418,311,700 7 5 HUNTOON HASTINGS INC 14 $133,709,200 27 28 8 $37,249,900 20 25 8 $37,249,900 19 23 ILLINOIS HDA 1 $2,100,000 62 66 0 $0 48 48 0 $0 40 40 JS MULTICAPITAL CORP 0 $0 69 69 0 $0 48 48 0 $0 40 40 KEYCORP REAL EST CAP MKT 9 $102,812,400 33 32 12 $130,259,200 13 15 12 $130,259,200 14 15 LANCASTER POLLARD MTGE 47 $175,882,000 14 23 118 $811,703,900 1 1 118 $811,703,900 1 1 LAY COMMERCIAL MTGE LLC 0 $0 69 69 0 $0 48 48 0 $0 40 40 LINKS MORTGAGE CORP 2 $5,164,200 49 59 4 $26,439,400 24 28 4 $26,439,400 23 26 LOVE FUNDING CORP 72 $532,595,000 7 11 47 $374,040,700 6 7 47 $374,040,700 6 8 M & T REALTY CORP 14 $231,951,700 27 18 7 $50,609,100 21 21 7 $50,609,100 20 19 MARYLAND DEPT HSG COM DEVMT 4 $23,825,000 41 46 0 $0 48 48 0 $0 40 40 MASON JOSEPH COMPANY INC 0 $0 69 69 0 $0 48 48 0 $0 40 40 MASSACHUSETTS HFA 21 $136,674,000 21 26 0 $0 48 48 0 $0 40 40 METROPOLITAN FUNDING CORP 4 $60,398,300 41 37 1 $8,762,100 34 37 1 $8,762,100 31 32 MINNESOTA HFA 7 $21,778,854 36 47 0 $0 48 48 0 $0 40 40 MISSOURI HDC 2 $13,700,000 49 53 0 $0 48 48 0 $0 40 40 MONTGOMERY COUNTY HOC 1 $18,200,000 62 49 0 $0 48 48 0 $0 40 40 MUSA FINANCIAL LLC 2 $42,358,000 49 41 0 $0 48 48 0 $0 40 40 NEW HAMPSHIRE HFA 2 $14,434,000 49 52 0 $0 48 48 0 $0 40 40 NEW JERSEY HMFA 2 $3,406,427 49 63 0 $0 48 48 0 $0 40 40 NEW MEXICO MFA 2 $1,451,300 49 68 0 $0 48 48 0 $0 40 40 NORTHPOINT CAPITAL LLC 8 $93,040,000 34 34 0 $0 48 48 0 $0 40 40 OAK GROVE COMMERCIAL MTG 55 $634,433,500 12 9 4 $33,825,000 24 27 4 $33,825,000 23 25 OPPENHEIMER MF HSG & HCARE 66 $671,894,500 9 8 20 $146,510,000 10 13 20 $146,510,000 11 14 P/R MTGE & INVEST CORP 142 $1,156,649,200 5 6 0 $0 48 48 2 $17,501,300 29 29 PARAGON MORTGAGE 0 $0 69 69 1 $17,432,900 34 33 0 $0 40 40 PHARES CO 2 $5,466,100 49 58 0 $0 48 48 0 $0 40 40 PILLAR CAPITAL FINANCE LLC 52 $325,166,900 13 14 0 $0 48 48 0 $0 40 40 PNC BANK NA 40 $361,337,300 15 13 7 $49,895,800 21 22 7 $49,895,800 20 20 PRAIRIE MORTGAGE CO 1 $2,486,000 62 65 0 $0 48 48 0 $0 40 40 PRUDENTIAL HUNTOON PAIGE 72 $753,015,500 7 7 19 $156,502,000 11 11 19 $156,502,000 12 12 RED STONE AGENCY LENDING 0 $0 69 69 0 $0 48 48 0 $0 40 40 REGIONS BANK 0 $0 69 69 3 $19,208,800 29 31 3 $19,208,800 27 28 RHODE ISLAND HFA 4 $31,695,000 41 43 0 $0 48 48 0 $0 40 40 RICHMAC FUNDING LLC 0 $0 69 69 0 $0 48 48 0 $0 40 40 ROCKHALL FUNDING CORP 12 $103,373,200 30 31 1 $8,961,900 34 36 1 $8,961,900 31 31 ROCKPORT MORTGAGE 2 $55,826,400 49 38 1 $8,429,100 34 38 0 $0 40 40 SIMS MORTGAGE FUNDING 0 $0 69 69 4 $70,121,500 24 17 0 $0 40 40 STIFEL BANK AND TRUST 2 $8,080,100 49 56 1 $5,091,600 34 42 1 $5,091,600 31 36 STONEARCH MORTGAGE CORP 0 $0 69 69 0 $0 48 48 0 $0 40 40 SUN WEST MORTGAGE 2 $3,877,000 49 60 0 $0 48 48 0 $0 40 40 TAVERNIER CAPITAL FUNDING 11 $35,357,000 31 42 1 $4,211,600 34 43 1 $4,211,600 31 37 WACHOVIA MF CAPITAL 0 $0 69 69 1 $9,569,300 34 35 0 $0 40 40 WALKER AND DUNLOP LLC 104 $1,222,203,300 6 5 12 $64,511,400 13 18 29 $195,800,900 9 10 WELLS FARGO BANK NA 143 $2,034,966,800 4 1 12 $187,257,000 13 9 17 $259,386,500 13 9 WYATT FUNDING CORP 0 $0 69 69 0 $0 48 48 0 $0 40 40 ZIEGLER FINANCING CORP 3 $12,408,100 47 54 9 $48,117,000 18 23 9 $48,117,000 17 21 9

CHAPTER 1 Lender Rankings / All FHA (MAP and LEAN) Closings LENDER Count of Closings Volume Rank By Loan Count Rank By Loan Volume RED MORTGAGE CAPITAL 255 $2,483,047,500 1 1 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 226 $2,190,484,400 2 3 BERKADIA COMMERCIAL MTG 206 $1,964,476,500 3 4 LANCASTER POLLARD MTGE 165 $987,585,900 4 7 WELLS FARGO BANK NA 160 $2,294,353,300 5 2 P/R MTGE & INVEST CORP 144 $1,174,150,500 6 6 WALKER AND DUNLOP LLC 133 $1,418,004,200 7 5 LOVE FUNDING CORP 119 $906,635,700 8 9 CAPITAL FUNDING LLC 112 $669,424,500 9 12 PRUDENTIAL HUNTOON PAIGE 91 $909,517,500 10 8 OPPENHEIMER MF HSG & HCARE 86 $818,404,500 11 10 DOUGHERTY MORTGAGE LLC 73 $708,838,100 12 11 CENTENNIAL MORTGAGE 66 $474,218,600 13 14 OAK GROVE COMMERCIAL MTG 59 $668,258,500 14 13 PILLAR CAPITAL FINANCE LLC 52 $325,166,900 15 21 HOUSING & HEALTHCARE FINC 50 $443,197,300 16 16 CAMBRIDGE REALTY CAPITAL 47 $451,655,200 17 15 PNC BANK NA 47 $411,233,100 17 17 GERSHMAN INVESTMENT 42 $334,542,900 19 20 BEECH STREET CAPITAL LLC 37 $345,266,800 20 19 FEDERAL HOME LOAN MTGE CORP 34 $261,991,000 21 23 DAVIS-PENN MTGE 26 $228,209,500 22 25 BELLWETHER REAL EST CAPITAL 26 $169,375,400 22 31 HIGHLAND COMMERCIAL MTGE 24 $213,454,700 24 26 CBRE HMF INC 22 $351,528,900 25 18 HUNTOON HASTINGS INC 22 $170,959,100 25 30 M & T REALTY CORP 21 $282,560,800 27 22 KEYCORP REAL EST CAP MKT 21 $233,071,600 27 24 MASSACHUSETTS HFA 21 $136,674,000 27 33 GRANDBRIDGE REAL ESTATE CAP 20 $173,119,400 30 28 AMERISPHERE MTG FINANCE LLC 19 $172,725,700 31 29 BERKELEY POINT CAPITAL LLC 16 $194,742,000 32 27 ARBOR COMMERCIAL MTGE 16 $109,160,700 32 36 CENTURY HEALTH CAPITAL 15 $162,863,100 34 32 ROCKHALL FUNDING CORP 13 $112,335,100 35 35 FIRST HSG DEVMT CORP OF FL 12 $116,157,200 36 34 ZIEGLER FINANCING CORP 12 $60,525,100 36 42 TAVERNIER CAPITAL FUNDING 12 $39,568,600 36 47 NORTHPOINT CAPITAL LLC 8 $93,040,000 39 38 CENTERLINE MTGE CAPITAL 8 $46,975,000 39 45 FOREST CITY CAPITAL CORP 7 $97,282,000 41 37 CALIFORNIA HFA 7 $69,950,000 41 39 MINNESOTA HFA 7 $21,778,854 41 53 FEDERAL NATIONAL MORTGAGE 6 $52,935,000 44 44 LINKS MORTGAGE CORP 6 $31,603,600 44 49 GREAT LAKES FINANCIAL GRP 6 $30,265,600 44 50 METROPOLITAN FUNDING CORP 5 $69,160,400 47 40 ARMSTRONG MORTGAGE 5 $13,645,100 47 59 RHODE ISLAND HFA 4 $31,695,000 49 48 FIRST AMERICAN CAPITAL GRP 4 $26,952,600 49 51 MARYLAND DEPT HSG COM DEVMT 4 $23,825,000 49 52 COLUMBIA NATL REAL ESTATE 3 $66,705,900 52 41 REGIONS BANK 3 $19,208,800 52 54 STIFEL BANK AND TRUST 3 $13,171,700 52 60 ROCKPORT MORTGAGE 2 $55,826,400 55 43 MUSA FINANCIAL LLC 2 $42,358,000 55 46 NEW HAMPSHIRE HFA 2 $14,434,000 55 57 MISSOURI HDC 2 $13,700,000 55 58 BANKERS GUARANTEE TITLE TRUST 2 $7,764,900 55 61 PHARES CO 2 $5,466,100 55 62 SUN WEST MORTGAGE 2 $3,877,000 55 63 CMC MORTGAGE SERVICES 2 $3,638,200 55 64 CENTRAL NATIONAL BANK&TRUST 2 $3,560,000 55 65 NEW JERSEY HMFA 2 $3,406,427 55 66 NEW MEXICO MFA 2 $1,451,300 55 70 MONTGOMERY COUNTY HOC 1 $18,200,000 66 55 COLORADO HFA 1 $17,450,000 66 56 DEVELOPERS MTGE CORP 1 $2,735,000 66 67 PRAIRIE MORTGAGE CO 1 $2,486,000 66 68 ILLINOIS HDA 1 $2,100,000 66 69 10

CHAPTER 1 Lender Rankings / All FHA (MAP and LEAN) Firm Commitments LENDER Count of Firm Commitments Volume Rank By Loan Count Rank By Loan Volume GREYSTONE FUNDING CORP (inc. Greystone Servicing) 225 $2,182,379,400 1 1 BERKADIA COMMERCIAL MTG 205 $1,909,275,800 2 2 LANCASTER POLLARD MTGE 165 $987,585,900 3 6 RED MORTGAGE CAPITAL 162 $1,232,330,000 4 4 LOVE FUNDING CORP 115 $884,469,000 5 7 CAPITAL FUNDING LLC 112 $669,424,500 6 11 WALKER AND DUNLOP LLC 109 $1,096,301,100 7 5 P/R MTGE & INVEST CORP 100 $665,844,100 8 13 PRUDENTIAL HUNTOON PAIGE 86 $876,206,000 9 8 DOUGHERTY MORTGAGE LLC 72 $699,268,800 10 10 OPPENHEIMER MF HSG & HCARE 69 $610,419,400 11 14 CENTENNIAL MORTGAGE 65 $472,219,500 12 16 OAK GROVE COMMERCIAL MTG 58 $666,920,100 13 12 WELLS FARGO BANK NA 56 $1,409,645,900 14 3 ROCKPORT MORTGAGE 53 $725,074,800 15 9 PILLAR CAPITAL FINANCE LLC 52 $325,166,900 16 23 HOUSING & HEALTHCARE FINC 51 $472,756,900 17 15 CAMBRIDGE REALTY CAPITAL 47 $451,655,200 18 17 GERSHMAN INVESTMENT 43 $355,370,200 19 19 PNC BANK NA 40 $325,217,100 20 22 AGM FINANCIAL SERVICES 35 $394,847,100 21 18 BEECH STREET CAPITAL LLC 35 $309,138,800 21 25 FEDERAL HOME LOAN MTGE CORP 35 $276,991,000 21 29 DRAPER & KRAMER COMCL MTGE 34 $292,781,100 24 26 DEVELOPERS MTGE CORP 33 $211,880,900 25 31 DAVIS-PENN MTGE 26 $228,209,500 26 30 BELLWETHER REAL EST CAPITAL 25 $164,950,400 27 37 CWCAPITAL LLC 24 $321,703,100 28 24 KEYCORP REAL EST CAP MKT 23 $278,653,600 29 28 HIGHLAND COMMERCIAL MTGE 23 $210,232,700 29 32 CBRE HMF INC 22 $351,528,900 31 20 HUNTOON HASTINGS INC 22 $170,959,100 31 36 M & T REALTY CORP 21 $282,560,800 33 27 MASSACHUSETTS HFA 21 $136,674,000 33 40 GRANDBRIDGE REAL ESTATE CAP 20 $173,119,400 35 34 AMERISPHERE MTG FINANCE LLC 19 $172,725,700 36 35 COOPERATIVE HSG RESOURCES 18 $105,639,900 37 46 PARAGON MORTGAGE 16 $342,999,400 38 21 BERKELEY POINT CAPITAL LLC 16 $194,742,000 38 33 ARBOR COMMERCIAL MTGE 16 $109,160,700 38 44 CENTURY HEALTH CAPITAL 15 $162,863,100 41 38 MASON JOSEPH COMPANY INC 14 $106,666,000 42 45 ROCKHALL FUNDING CORP 13 $112,335,100 43 43 HFC FUNDING CORP 13 $101,695,700 43 48 FIRST HSG DEVMT CORP OF FL 12 $116,157,200 45 42 ZIEGLER FINANCING CORP 12 $60,525,100 45 54 TAVERNIER CAPITAL FUNDING 12 $39,568,600 45 61 RED STONE AGENCY LENDING 9 $162,819,700 48 39 LAY COMMERCIAL MTGE LLC 9 $20,216,600 48 73 NORTHPOINT CAPITAL LLC 8 $93,040,000 50 51 CENTERLINE MTGE CAPITAL 8 $46,975,000 50 58 SIMS MORTGAGE FUNDING 7 $103,202,200 52 47 MINNESOTA HFA 7 $21,778,854 52 71 EF&A FUNDING LLC 6 $125,380,000 54 41 EASTERN MORTGAGE CAPITAL LLC 6 $100,285,300 54 49 CALIFORNIA HFA 6 $54,950,000 54 55 LINKS MORTGAGE CORP 6 $31,603,600 54 65 GREAT LAKES FINANCIAL GRP 6 $30,265,600 54 66 JS MULTICAPITAL CORP 5 $96,419,900 59 50 METROPOLITAN FUNDING CORP 5 $69,160,400 59 52 CRAIN MORTGAGE GROUP, LLC 5 $54,274,100 59 56 FOREST CITY CAPITAL CORP 5 $51,700,000 59 57 FEDERAL NATIONAL MORTGAGE 5 $44,991,000 59 59 ARMSTRONG MORTGAGE 5 $13,645,100 59 79 RHODE ISLAND HFA 4 $31,695,000 65 64 FIRST AMERICAN CAPITAL GRP 4 $26,952,600 65 67 MARYLAND DEPT HSG COM DEVMT 4 $23,825,000 65 69 BEDFORD LENDING CORP 4 $8,369,000 65 83 COLUMBIA NATL REAL ESTATE 3 $66,705,900 69 53 BANKERS GUARANTEE TITLE TRUST 3 $35,917,600 69 63 CAIN BROTHERS FUNDING LLC 3 $23,275,800 69 70 CHAMBERS BANK 3 $20,889,600 69 72 REGIONS BANK 3 $19,208,800 69 74 STIFEL BANK AND TRUST 3 $13,171,700 69 80 CENTRAL NATIONAL BANK&TRUST 3 $7,516,000 69 85 MUSA FINANCIAL LLC 2 $42,358,000 76 60 RICHMAC FUNDING LLC 2 $36,128,000 76 62 NEW HAMPSHIRE HFA 2 $14,434,000 76 77 MISSOURI HDC 2 $13,700,000 76 78 PHARES CO 2 $5,466,100 76 87 BANK OF MONTANA 2 $3,932,400 76 89 SUN WEST MORTGAGE 2 $3,877,000 76 90 CMC MORTGAGE SERVICES 2 $3,638,200 76 91 NEW JERSEY HMFA 2 $3,406,427 76 92 NEW MEXICO MFA 2 $1,451,300 76 95 WYATT FUNDING CORP 1 $24,275,000 86 68 MONTGOMERY COUNTY HOC 1 $18,200,000 86 75 COLORADO HFA 1 $17,450,000 86 76 WACHOVIA MF CAPITAL 1 $9,569,300 86 81 D ANSLEY COMPANY INC 1 $8,680,000 86 82 CALIFORNIA COMMUNITY REINVMT CORP 1 $7,810,000 86 84 STONEARCH MORTGAGE CORP 1 $5,671,100 86 86 ENTERPRISE COMMUNITY INVMT 1 $4,425,000 86 88 PRAIRIE MORTGAGE CO 1 $2,486,000 86 93 ILLINOIS HDA 1 $2,100,000 86 94 11

CHAPTER 1 Lender Rankings / MAP Closings LENDER Count of Closings Volume Rank By Loan Count Rank By Loan Volume RED MORTGAGE CAPITAL 193 $2,030,233,900 1 2 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 177 $1,785,802,500 2 3 BERKADIA COMMERCIAL MTG 144 $1,585,963,100 3 4 WELLS FARGO BANK NA 143 $2,034,966,800 4 1 P/R MTGE & INVEST CORP 142 $1,156,649,200 5 6 WALKER AND DUNLOP LLC 104 $1,222,203,300 6 5 PRUDENTIAL HUNTOON PAIGE 72 $753,015,500 7 7 LOVE FUNDING CORP 72 $532,595,000 7 11 OPPENHEIMER MF HSG & HCARE 66 $671,894,500 9 8 DOUGHERTY MORTGAGE LLC 62 $591,946,200 10 10 CENTENNIAL MORTGAGE 57 $422,080,200 11 12 OAK GROVE COMMERCIAL MTG 55 $634,433,500 12 9 PILLAR CAPITAL FINANCE LLC 52 $325,166,900 13 14 LANCASTER POLLARD MTGE 47 $175,882,000 14 23 PNC BANK NA 40 $361,337,300 15 13 GERSHMAN INVESTMENT 36 $290,395,700 16 16 FEDERAL HOME LOAN MTGE CORP 34 $261,991,000 17 17 DAVIS-PENN MTGE 26 $228,209,500 18 19 BELLWETHER REAL EST CAPITAL 25 $162,397,400 19 24 HIGHLAND COMMERCIAL MTGE 23 $210,232,700 20 20 MASSACHUSETTS HFA 21 $136,674,000 21 26 CBRE HMF INC 18 $300,145,100 22 15 AMERISPHERE MTG FINANCE LLC 17 $156,996,700 23 25 GRANDBRIDGE REAL ESTATE CAP 16 $135,951,600 24 27 ARBOR COMMERCIAL MTGE 16 $109,160,700 24 29 BERKELEY POINT CAPITAL LLC 15 $186,935,600 26 21 M & T REALTY CORP 14 $231,951,700 27 18 HUNTOON HASTINGS INC 14 $133,709,200 27 28 BEECH STREET CAPITAL LLC 13 $177,946,800 29 22 ROCKHALL FUNDING CORP 12 $103,373,200 30 31 FIRST HSG DEVMT CORP OF FL 11 $109,107,500 31 30 TAVERNIER CAPITAL FUNDING 11 $35,357,000 31 42 KEYCORP REAL EST CAP MKT 9 $102,812,400 33 32 NORTHPOINT CAPITAL LLC 8 $93,040,000 34 34 CENTERLINE MTGE CAPITAL 8 $46,975,000 34 40 FOREST CITY CAPITAL CORP 7 $97,282,000 36 33 CALIFORNIA HFA 7 $69,950,000 36 35 MINNESOTA HFA 7 $21,778,854 36 47 FEDERAL NATIONAL MORTGAGE 6 $52,935,000 39 39 GREAT LAKES FINANCIAL GRP 6 $30,265,600 39 44 METROPOLITAN FUNDING CORP 4 $60,398,300 41 37 RHODE ISLAND HFA 4 $31,695,000 41 43 HOUSING & HEALTHCARE FINC 4 $24,885,600 41 45 MARYLAND DEPT HSG COM DEVMT 4 $23,825,000 41 46 CENTURY HEALTH CAPITAL 4 $15,795,400 41 51 ARMSTRONG MORTGAGE 4 $11,198,000 41 55 COLUMBIA NATL REAL ESTATE 3 $66,705,900 47 36 ZIEGLER FINANCING CORP 3 $12,408,100 47 54 ROCKPORT MORTGAGE 2 $55,826,400 49 38 MUSA FINANCIAL LLC 2 $42,358,000 49 41 NEW HAMPSHIRE HFA 2 $14,434,000 49 52 MISSOURI HDC 2 $13,700,000 49 53 STIFEL BANK AND TRUST 2 $8,080,100 49 56 BANKERS GUARANTEE TITLE TRUST 2 $7,764,900 49 57 PHARES CO 2 $5,466,100 49 58 LINKS MORTGAGE CORP 2 $5,164,200 49 59 SUN WEST MORTGAGE 2 $3,877,000 49 60 CMC MORTGAGE SERVICES 2 $3,638,200 49 61 CENTRAL NATIONAL BANK&TRUST 2 $3,560,000 49 62 NEW JERSEY HMFA 2 $3,406,427 49 63 NEW MEXICO MFA 2 $1,451,300 49 68 CAMBRIDGE REALTY CAPITAL 1 $21,700,000 62 48 MONTGOMERY COUNTY HOC 1 $18,200,000 62 49 COLORADO HFA 1 $17,450,000 62 50 DEVELOPERS MTGE CORP 1 $2,735,000 62 64 PRAIRIE MORTGAGE CO 1 $2,486,000 62 65 ILLINOIS HDA 1 $2,100,000 62 66 FIRST AMERICAN CAPITAL GRP 1 $2,087,000 62 67 12

CHAPTER 1 Lender Rankings / MAP Firm Commitments LENDER Count of Firm Commitments Volume Rank By Loan Count Rank By Loan Volume GREYSTONE FUNDING CORP (inc. Greystone Servicing) 176 $1,777,697,500 1 1 BERKADIA COMMERCIAL MTG 142 $1,519,550,400 2 2 RED MORTGAGE CAPITAL 108 $873,552,800 3 5 P/R MTGE & INVEST CORP 100 $665,844,100 4 8 WALKER AND DUNLOP LLC 97 $1,031,789,700 5 4 LOVE FUNDING CORP 68 $510,428,300 6 11 PRUDENTIAL HUNTOON PAIGE 67 $719,704,000 7 6 DOUGHERTY MORTGAGE LLC 62 $591,946,200 8 10 CENTENNIAL MORTGAGE 56 $420,081,100 9 13 OAK GROVE COMMERCIAL MTG 54 $633,095,100 10 9 ROCKPORT MORTGAGE 52 $716,645,700 11 7 PILLAR CAPITAL FINANCE LLC 52 $325,166,900 11 16 OPPENHEIMER MF HSG & HCARE 49 $463,909,400 13 12 LANCASTER POLLARD MTGE 47 $175,882,000 14 28 WELLS FARGO BANK NA 44 $1,222,388,900 15 3 GERSHMAN INVESTMENT 37 $311,223,000 16 17 FEDERAL HOME LOAN MTGE CORP 35 $276,991,000 17 19 AGM FINANCIAL SERVICES 34 $392,839,100 18 14 PNC BANK NA 33 $275,321,300 19 20 DEVELOPERS MTGE CORP 33 $211,880,900 19 24 DRAPER & KRAMER COMCL MTGE 32 $275,279,800 21 21 DAVIS-PENN MTGE 26 $228,209,500 22 23 BELLWETHER REAL EST CAPITAL 24 $157,972,400 23 30 HIGHLAND COMMERCIAL MTGE 23 $210,232,700 24 25 MASSACHUSETTS HFA 21 $136,674,000 25 34 CBRE HMF INC 18 $300,145,100 26 18 COOPERATIVE HSG RESOURCES 18 $105,639,900 26 41 AMERISPHERE MTG FINANCE LLC 17 $156,996,700 28 31 GRANDBRIDGE REAL ESTATE CAP 16 $135,951,600 29 35 ARBOR COMMERCIAL MTGE 16 $109,160,700 29 38 PARAGON MORTGAGE 15 $325,566,500 31 15 BERKELEY POINT CAPITAL LLC 15 $186,935,600 31 27 M & T REALTY CORP 14 $231,951,700 33 22 HUNTOON HASTINGS INC 14 $133,709,200 33 36 MASON JOSEPH COMPANY INC 14 $106,666,000 33 40 ROCKHALL FUNDING CORP 12 $103,373,200 36 42 HFC FUNDING CORP 12 $98,473,700 36 44 KEYCORP REAL EST CAP MKT 11 $148,394,400 38 32 BEECH STREET CAPITAL LLC 11 $141,818,800 38 33 FIRST HSG DEVMT CORP OF FL 11 $109,107,500 38 39 TAVERNIER CAPITAL FUNDING 11 $35,357,000 38 57 RED STONE AGENCY LENDING 9 $162,819,700 42 29 LAY COMMERCIAL MTGE LLC 9 $20,216,600 42 67 NORTHPOINT CAPITAL LLC 8 $93,040,000 44 46 CENTERLINE MTGE CAPITAL 8 $46,975,000 44 52 CWCAPITAL LLC 7 $190,413,600 46 26 MINNESOTA HFA 7 $21,778,854 46 64 EF&A FUNDING LLC 6 $125,380,000 48 37 EASTERN MORTGAGE CAPITAL LLC 6 $100,285,300 48 43 CALIFORNIA HFA 6 $54,950,000 48 49 GREAT LAKES FINANCIAL GRP 6 $30,265,600 48 60 JS MULTICAPITAL CORP 5 $96,419,900 52 45 CRAIN MORTGAGE GROUP, LLC 5 $54,274,100 52 50 FOREST CITY CAPITAL CORP 5 $51,700,000 52 51 FEDERAL NATIONAL MORTGAGE 5 $44,991,000 52 53 METROPOLITAN FUNDING CORP 4 $60,398,300 56 48 RHODE ISLAND HFA 4 $31,695,000 56 59 HOUSING & HEALTHCARE FINC 4 $24,885,600 56 61 MARYLAND DEPT HSG COM DEVMT 4 $23,825,000 56 63 CENTURY HEALTH CAPITAL 4 $15,795,400 56 70 ARMSTRONG MORTGAGE 4 $11,198,000 56 74 COLUMBIA NATL REAL ESTATE 3 $66,705,900 62 47 BANKERS GUARANTEE TITLE TRUST 3 $35,917,600 62 56 SIMS MORTGAGE FUNDING 3 $33,080,700 62 58 CHAMBERS BANK 3 $20,889,600 62 66 ZIEGLER FINANCING CORP 3 $12,408,100 62 73 CENTRAL NATIONAL BANK&TRUST 3 $7,516,000 62 78 BEDFORD LENDING CORP 3 $4,242,000 62 83 MUSA FINANCIAL LLC 2 $42,358,000 69 54 RICHMAC FUNDING LLC 2 $36,128,000 69 55 NEW HAMPSHIRE HFA 2 $14,434,000 69 71 MISSOURI HDC 2 $13,700,000 69 72 STIFEL BANK AND TRUST 2 $8,080,100 69 76 PHARES CO 2 $5,466,100 69 80 LINKS MORTGAGE CORP 2 $5,164,200 69 81 BANK OF MONTANA 2 $3,932,400 69 84 SUN WEST MORTGAGE 2 $3,877,000 69 85 CMC MORTGAGE SERVICES 2 $3,638,200 69 86 NEW JERSEY HMFA 2 $3,406,427 69 87 NEW MEXICO MFA 2 $1,451,300 69 91 WYATT FUNDING CORP 1 $24,275,000 81 62 CAMBRIDGE REALTY CAPITAL 1 $21,700,000 81 65 MONTGOMERY COUNTY HOC 1 $18,200,000 81 68 COLORADO HFA 1 $17,450,000 81 69 D ANSLEY COMPANY INC 1 $8,680,000 81 75 CALIFORNIA COMMUNITY REINVMT CORP 1 $7,810,000 81 77 STONEARCH MORTGAGE CORP 1 $5,671,100 81 79 ENTERPRISE COMMUNITY INVMT 1 $4,425,000 81 82 PRAIRIE MORTGAGE CO 1 $2,486,000 81 88 ILLINOIS HDA 1 $2,100,000 81 89 FIRST AMERICAN CAPITAL GRP 1 $2,087,000 81 90 13

CHAPTER 1 Lender Rankings / LEAN Closings LENDER Count of Closings Volume Rank By Loan Count Rank By Loan Volume LANCASTER POLLARD MTGE 118 $811,703,900 1 1 CAPITAL FUNDING LLC 112 $669,424,500 2 2 RED MORTGAGE CAPITAL 62 $452,813,600 3 3 BERKADIA COMMERCIAL MTG 62 $378,513,400 3 7 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 49 $404,681,900 5 6 LOVE FUNDING CORP 47 $374,040,700 6 8 CAMBRIDGE REALTY CAPITAL 46 $429,955,200 7 4 HOUSING & HEALTHCARE FINC 46 $418,311,700 7 5 WALKER AND DUNLOP LLC 29 $195,800,900 9 10 BEECH STREET CAPITAL LLC 24 $167,320,000 10 11 OPPENHEIMER MF HSG & HCARE 20 $146,510,000 11 14 PRUDENTIAL HUNTOON PAIGE 19 $156,502,000 12 12 WELLS FARGO BANK NA 17 $259,386,500 13 9 KEYCORP REAL EST CAP MKT 12 $130,259,200 14 15 CENTURY HEALTH CAPITAL 11 $147,067,700 15 13 DOUGHERTY MORTGAGE LLC 11 $116,891,900 15 16 CENTENNIAL MORTGAGE 9 $52,138,400 17 17 ZIEGLER FINANCING CORP 9 $48,117,000 17 21 HUNTOON HASTINGS INC 8 $37,249,900 19 23 M & T REALTY CORP 7 $50,609,100 20 19 PNC BANK NA 7 $49,895,800 20 20 GERSHMAN INVESTMENT 6 $44,147,200 22 22 CBRE HMF INC 4 $51,383,800 23 18 GRANDBRIDGE REAL ESTATE CAP 4 $37,167,800 23 24 OAK GROVE COMMERCIAL MTG 4 $33,825,000 23 25 LINKS MORTGAGE CORP 4 $26,439,400 23 26 FIRST AMERICAN CAPITAL GRP 3 $24,865,600 27 27 REGIONS BANK 3 $19,208,800 27 28 P/R MTGE & INVEST CORP 2 $17,501,300 29 29 AMERISPHERE MTG FINANCE LLC 2 $15,729,000 29 30 ROCKHALL FUNDING CORP 1 $8,961,900 31 31 METROPOLITAN FUNDING CORP 1 $8,762,100 31 32 BERKELEY POINT CAPITAL LLC 1 $7,806,400 31 33 FIRST HSG DEVMT CORP OF FL 1 $7,049,700 31 34 BELLWETHER REAL EST CAPITAL 1 $6,978,000 31 35 STIFEL BANK AND TRUST 1 $5,091,600 31 36 TAVERNIER CAPITAL FUNDING 1 $4,211,600 31 37 HIGHLAND COMMERCIAL MTGE 1 $3,222,000 31 38 ARMSTRONG MORTGAGE 1 $2,447,100 31 39 14

CHAPTER 1 Lender Rankings / LEAN Firm Commitments LENDER Count of Firm Commitments Volume Rank By Loan Count Rank By Loan Volume LANCASTER POLLARD MTGE 118 $811,703,900 1 1 CAPITAL FUNDING LLC 112 $669,424,500 2 2 BERKADIA COMMERCIAL MTG 63 $389,725,400 3 6 RED MORTGAGE CAPITAL 54 $358,777,200 4 8 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 49 $404,681,900 5 5 HOUSING & HEALTHCARE FINC 47 $447,871,300 6 3 LOVE FUNDING CORP 47 $374,040,700 6 7 CAMBRIDGE REALTY CAPITAL 46 $429,955,200 8 4 BEECH STREET CAPITAL LLC 24 $167,320,000 9 10 OPPENHEIMER MF HSG & HCARE 20 $146,510,000 10 13 PRUDENTIAL HUNTOON PAIGE 19 $156,502,000 11 11 CWCAPITAL LLC 17 $131,289,500 12 14 WELLS FARGO BANK NA 12 $187,257,000 13 9 KEYCORP REAL EST CAP MKT 12 $130,259,200 13 15 WALKER AND DUNLOP LLC 12 $64,511,400 13 18 CENTURY HEALTH CAPITAL 11 $147,067,700 16 12 DOUGHERTY MORTGAGE LLC 10 $107,322,600 17 16 CENTENNIAL MORTGAGE 9 $52,138,400 18 19 ZIEGLER FINANCING CORP 9 $48,117,000 18 23 HUNTOON HASTINGS INC 8 $37,249,900 20 25 M & T REALTY CORP 7 $50,609,100 21 21 PNC BANK NA 7 $49,895,800 21 22 GERSHMAN INVESTMENT 6 $44,147,200 23 24 SIMS MORTGAGE FUNDING 4 $70,121,500 24 17 CBRE HMF INC 4 $51,383,800 24 20 GRANDBRIDGE REAL ESTATE CAP 4 $37,167,800 24 26 OAK GROVE COMMERCIAL MTG 4 $33,825,000 24 27 LINKS MORTGAGE CORP 4 $26,439,400 24 28 FIRST AMERICAN CAPITAL GRP 3 $24,865,600 29 29 CAIN BROTHERS FUNDING LLC 3 $23,275,800 29 30 REGIONS BANK 3 $19,208,800 29 31 DRAPER & KRAMER COMCL MTGE 2 $17,501,300 32 32 AMERISPHERE MTG FINANCE LLC 2 $15,729,000 32 34 PARAGON MORTGAGE 1 $17,432,900 34 33 WACHOVIA MF CAPITAL 1 $9,569,300 34 35 ROCKHALL FUNDING CORP 1 $8,961,900 34 36 METROPOLITAN FUNDING CORP 1 $8,762,100 34 37 ROCKPORT MORTGAGE 1 $8,429,100 34 38 BERKELEY POINT CAPITAL LLC 1 $7,806,400 34 39 FIRST HSG DEVMT CORP OF FL 1 $7,049,700 34 40 BELLWETHER REAL EST CAPITAL 1 $6,978,000 34 41 STIFEL BANK AND TRUST 1 $5,091,600 34 42 TAVERNIER CAPITAL FUNDING 1 $4,211,600 34 43 BEDFORD LENDING CORP 1 $4,127,000 34 44 HFC FUNDING CORP 1 $3,222,000 34 45 ARMSTRONG MORTGAGE 1 $2,447,100 34 46 AGM FINANCIAL SERVICES 1 $2,008,000 34 47 15

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FHA Lender Ranking Summary FY 2013 CHAPTER 1: MAP Loan Activity by Program 17

CHAPTER 2 Total FHA MAP Loan Volume by Program Total FHA MAP Loan Count by Program 241(a) Improvements & Other $21,260,200, 0.1% 241(a) Improvements & Other FHA: 4, 0.2% 223(a)(7) Refi Apts: $7,255,365,000, 41.3% FHA NC/SR Apts: $2,646,851,500, 15.1% 223(a)(7) Refi Apts: 861, 48.5% FHA NC/SR Apts: 170, 9.6% 223(f) Refi/Acquisition Apts: $7,659,072,800, 43.6% 223(f) Refi/Acquisition Apts: 740, 41.7% 18

FHA Lender Ranking Summary FY 2013 CHAPTER 2: MAP Loan Activity by Program SECTION A: Firm Commitments 19

CHAPTER 2, SECTION A RMC: MAP Firm Commitment Loan Volume by Program RMC: MAP Firm Commitment Loan Count by Program 223(a)(7) Refi Apts: $260,201,500, 29.8% 241(a) Improvements & Other FHA: $9,812,100, 1.1% FHA NC/SR Apts: $253,550,600, 29.0% 223(a)(7) Refi Apts: 37, 34.3% 241(a) Improvements & Other FHA: 2, 1.9% FHA NC/SR Apts: 12, 11.1% 223(f) Refi/Acquisition Apts: $349,988,600, 40.1% 223(f) Refi/Acquisition Apts: 57, 52.8% RMC: MAP Firm Commitment Count by Program RMC: MAP Marketshare of Firm Commitment Red Mortgage Capital: 108, 6.1% 57 223(f) Apts $349,988,600 Loan Count 37 223(a)(7) Apts $260,201,500 12 NC/SR $253,550,600 $0 $50,000,000 $150,000,000 $250,000,000 $350,000,000 Loan Volume Total Other Lenders: 1667, 93.9% 20

CHAPTER 2, SECTION A Top MAP Lenders: New Construction/Sub Rehab (NC/SR) Firm Commitment Loan Volume Top MAP Lenders: NC/SR Firm Commitment Count Red Mortgage Capital: $253,550,600, 9.6% Berkadia Commercial Mtg: $311,186,500, 11.8% Greystone Funding Corp: $51,265,600, 1.9% Red Mortgage Capital: 12, 7.1% Berkadia Commercial Mtg: 15, 8.8% Greystone Funding Corp: 4, 2.4% P/R Mtge & Invest Corp: 5, 2.9% P/R Mtge & Invest Corp: $68,629,000, 2.6% Other Lenders: $1,780,916,500, 67.3% Walker and Dunlop LLC: $181,303,300, 6.8% Other Lenders: 119, 70.0% Walker and Dunlop LLC: 15, 8.8% Top MAP Lenders: 223(f) Firm Commitment Volume Top MAP Lenders: 223(f) Firm Commitment Count Red Mortgage Capital: $349,988,600, 4.6% Berkadia Commercial Mtg: $572,261,300, 7.5% Greystone Funding Corp: $616,405,900, 8.0% P/R Mtge & Invest Corp: $270,764,700, 3.5% Red Mortgage Capital: 57, 7.7% Berkadia Commercial Mtg: 54, 7.3% Greystone Funding Corp: 48, 6.5% P/R Mtge & Invest Corp: 48, 6.5% Other Lenders: $5,295,585,400, 69.1% Walker and Dunlop LLC: $554,066,900, 7.2% Other Lenders: 486, 65.7% Walker and Dunlop LLC: 47, 6.4% 21

CHAPTER 2, SECTION A Top MAP Lenders: 223(a)(7) Firm Commitment Volume Top MAP Lenders: 223(a)(7) Firm Commitment Count Red Mortgage Capital: $260,201,500, 3.6% Berkadia Commercial Mtg: $631,331,800, 8.7% Greystone Funding Corp: $1,110,026,000, 15.3% Red Mortgage Capital: 37, 4.3% Berkadia Commercial Mtg: 72, 8.4% Greystone Funding Corp: 124, 14.4% P/R Mtge & Invest Corp: $326,450,400, 4.5% P/R Mtge & Invest Corp: 47, 5.5% Other Lenders: $4,630,935,800, 63.8% Walker and Dunlop LLC: $296,419,500, 4.1% Other Lenders: 546, 63.4% Walker and Dunlop LLC: 35, 4.1% MAP 241 & Other FHA Firm Commitment Volume MAP 241(a) & Other FHA Firm Commitment Loan Count Red Mortgage Capital: $9,812,100, 46.2% Red Mortgage Capital: 2, 50.0% Other Lenders: $11,448,100, 53.8% Other Lenders: 2, 50.0% 22

FHA Lender Ranking Summary FY 2013 CHAPTER 2: MAP Loan Activity by Program SECTION B: Closings 23

CHAPTER 2, SECTION B RMC: MAP Closed Loan Volume by Program RMC: MAP Closed Loan Count by Program 241(a) Improvements & Other FHA: $9,812,100, 0.5% 241(a) Improvements & Other FHA: 2, 1.0% 223(a)(7) Refi Apts: $608,248,700, 30.0% FHA NC/SR Apts: $383,021,600, 18.9% 223(a)(7) Refi Apts: 66, 34.2% FHA NC/SR Apts: 21, 10.9% 223(f) Refi/Acquisition Apts: $1,029,151,500, 50.7% 223(f) Refi/Aquisition Apts: 104, 53.9% RMC: MAP Closed Loan Count by Program RMC: MAP Marketshare of Closed Loans Red Mortgage Capital: 193, 10.9% 57 223(f) Apts $1,029,151,500 Loan Count 37 223(a)(7) Apts $608,248,700 12 NC/SR $383,021,600 $0 $200,000,000 $400,000,000 $600,000,000 $800,000,000 $1,000,000,000 $1,200,000,000 Loan Volume Total Other Lenders: 1582, 89.1% 24

CHAPTER 2, SECTION B Top MAP Lenders: NC/SR Closing Volume Top MAP Lenders: NC/SR Closing Count Red Mortgage Capital: $383,021,600, 14.5% Red Mortgage Capital: 21, 12.4% Other Lenders: $1,602,289,300, 60.5% Walker and Dunlop LLC: $193,132,900, 7.3% Berkadia Commercial Mtg: $342,671,400, 12.9% Greystone Funding Corp: $51,265,600, 1.9% P/R Mtge & Invest Corp: $74,470,700, 2.8% Other Lenders: 107, 62.9% Berkadia Commercial Mtg: 16, 9.4% Greystone Funding Corp: 4, 2.4% P/R Mtge & Invest Corp: 6, 3.5% Walker and Dunlop LLC: 16, 9.4% Top MAP Lenders: 223(f) Closing Volume Top MAP Lenders: 223(f) Closing Count Red Mortgage Capital: $1,029,151,500, 13.4% Red Mortgage Capital: 104, 14.1% Berkadia Commercial Mtg: $565,714,100, 7.4% Greystone Funding Corp: $624,510,900, 8.2% Berkadia Commercial Mtg: 53, 7.2% Greystone Funding Corp: 49, 6.6% Other Lenders: $4,086,246,300, 53.4% Walker and Dunlop LLC: $730,232,000, 9.5% P/R Mtge & Invest Corp: $623,218,000, 8.1% Other Lenders: 404, 54.6% Walker and Dunlop LLC: 52, 7.0% P/R Mtge & Invest Corp: 78, 10.5% 25

CHAPTER 2, SECTION B Top MAP Lenders: 223(a)(7) Closing Volume Top MAP Lenders: 223(a)(7) Closing Count Red Mortgage Capital: $608,248,700, 8.4% Berkadia Commercial Mtg: $672,806,800, 9.3% Red Mortgage Capital: 66, 7.7% Berkadia Commercial Mtg: 74, 8.6% Greystone Funding Corp: 124, 14.4% Other Lenders: $4,106,484,600, 56.6% Greystone Funding Corp: $1,110,026,000, 15.3% P/R Mtge & Invest Corp: $458,960,500, 6.3% Walker and Dunlop LLC: $298,838,400, 4.1% Other Lenders: 503, 58.4% Walker and Dunlop LLC: 36, 4.2% P/R Mtge & Invest Corp: 58, 6.7% MAP 241(a) & Other FHA Closing Loan Volume MAP 241(a) & Other FHA Closing Loan Count Red Mortgage Capital: $9,812,100, 46.2% Red Mortgage Capital: 2, 50.0% Other Lenders: $11,448,100, 53.8% Other Lenders: 2, 50.0% 26

FHA Lender Ranking Summary FY 2013 CHAPTER 3: LEAN Loan Activity by Program 27

CHAPTER 3 Total: FHA LEAN Loan Volume by Program Total: FHA LEAN Loan Count by Program 241(a): $23,826,000, 0.4% NC/SR 232: $187,638,600, 3.2% 241(a): 6, 0.8% NC/SR 232: 16, 2.1% 223(f) Refi/Aquisition: $2,058,724,700, 35.4% 223(f) Refi/Aquisition: 258, 33.8% 223(a)(7) Refi: $3,548,160,200, 61.0% 223(a)(7) Refi: 484, 63.4% 28

FHA Lender Ranking Summary FY 2013 CHAPTER 3: LEAN Loan Activity by Program SECTION A: Firm Commitments 29

CHAPTER 3, SECTION A RMC: LEAN Firm Commitment Loan Volume by Program RMC: LEAN Firm Commitment Loan Count by Program 241(a): $1,804,300, 0.5% NC/SR $9,403,200, 2.6% 241(a): 1, 1.9% NC/SR 232: 1, 1.9% 223(f) Refi/Aquisition: $175,579,500, 48.9% 223(f) Refi/Aquisition: 25, 46.3% 223(a)(7) Refi: $171,990,200, 47.9% 223(a)(7) Refi: 27, 50.0% RMC: LEAN Firm Commitment Count by Program RMC: Lean Marketshare of Firm Commitment Count Red Mortgage Capital: 54, 7.1% 27 223(f) Apts $171,990,200 Loan Count 25 223(a)(7) Apts $175,579,500 1 NC/SR $9,403,200 $0 $20,000,000 $60,000,000 $100,000,000 $140,000,000 $180,000,000 Loan Volume Other LEAN Lenders: 710, 92.9% 30

CHAPTER 3, SECTION A Top LEAN Lenders: NC/SR Firm Commitment Volume Top LEAN Lenders: NC/SR Firm Commitment Count Red Mortgage Capital: $9,403,200, 5.0% Berkadia Commercial Mtg: $4,125,000, 2.2% Capital Funding LLC: $22,275,600, 11.9% Greystone Funding Corp: $10,360,000, 5.5% Red Mortgage Capital: 1, 6.3% Berkadia Commercial Mtg: 1, 6.3% Capital Funding LLC: 3, 18.8% Other Lenders: $141,474,800, 75.4% Lancaster Pollard MTGE: 0, 0% Other Lenders: 10, 62.5% Greystone Funding Corp: 1, 6.3% Lancaster Pollard MTGE: 0, 0% Top LEAN Lenders: 223(f) Firm Commitment Loan Volume Top LEAN Lenders: 223(f) Firm Commitment Count Red Mortgage Capital: $175,579,500, 8.5% Berkadia Commercial Mtg: $117,566,400, 5.7% Capital Funding LLC: $129,865,900, 6.3% Red Mortgage Capital: 25, 9.7% Berkadia Commercial Mtg: 12, 4.7% Capital Funding LLC: 20, 7.8% Greystone Funding Corp: $40,530,300, 2.0% Greystone Funding Corp: 7, 2.7% Other Lenders: $1,074,072,300, 52.2% Lancaster Pollard MTGE: $521,110,300, 25.3% Other Lenders: 120, 46.5% Lancaster Pollard MTGE: 74, 28.7% 31

CHAPTER 3, SECTION A Top LEAN Lenders: 223(a)(7) Firm Commitment Volume Top LEAN Lenders: 223(a)(7) Firm Commitment Count Red Mortgage Capital: $171,990,200, 4.8% Berkadia Commercial Mtg: $268,034,000, 7.6% Capital Funding LLC: $517,283,000, 14.6% Other Lenders: 236, 48.8% Red Mortgage Capital: 27, 5.6% Berkadia Commercial Mtg: 50, 10.3% Capital Funding LLC: 89, 18.4% Other Lenders: $1,958,499,200, 55.2% Greystone Funding Corp: $353,791,600, 10.0% Lancaster Pollard MTGE: $278,562,200, 7.9% Lancaster Pollard MTGE: 41, 8.5% Greystone Funding Corp: 41, 8.5% LEAN 241(a) Firm Commitment Volume LEAN 241(a) Firm Commitment Count Red Mortgage Capital: $1,804,300, 7.6% Red Mortgage Capital: 1, 16.7% Other Lenders: $22,021,700, 92.4% Other Lenders: 5, 82.3% 32

FHA Lender Ranking Summary FY 2013 CHAPTER 3: LEAN Loan Activity by Program SECTION B: Closings 33

CHAPTER 3, SECTION B RMC: LEAN Closing Volume by Program RMC: LEAN Closed Loan Count by Program 241(a): $1,804,300, 0.4% NC/SR 232: $47,391,900, 10.5% 241(a): 1, 1.6% NC/SR 232: 3, 4.9% 223(a)(7) Refi: $213,737,500, 47.3% 223(f) Refi/Aquisition: $188,682,500, 41.8% 223(a)(7) Refi: 30, 49.2% 223(f) Refi/Aquisition: 27, 44.3% RMC: LEAN Closed Loan Count by Program RMC: LEAN Marketshare of Closed Loans Red Mortgage Capital LEAN: Closing: 61, 8.0% 30 223(f) Apts $213,737,500 Loan Count 27 223(a)(7) Apts $188,682,500 3 NC/SR $47,391,900 $0 $50,000,000 $100,000,000 $150,000,000 $200,000,000 $250,000,000 Loan Volume Other LEAN Closing: 703, 92.0% 34

CHAPTER 3, SECTION B Top LEAN Lenders: NC/SR Closing Volume Top LEAN Lenders: NC/SR Closing Count Red Mortgage Capital: $47,391,900, 25.3% Red Mortgage Capital: 3, 18.8% Berkadia Commercial Mtg: $4,125,000, 2.2% Berkadia Commercial Mtg: 1, 6.3% Other Lenders: $103,486,100, 55.2% Lancaster Pollard MTGE: $0, 0.0% Greystone Funding Corp: $10,360,000, 5.5% Capital Funding LLC: $22,275,600, 11.9% Other Lenders: 8, 50.0% Greystone Funding Corp: 1, 6.3% Capital Funding LLC: 3, 18.8% Lancaster Pollard MTGE: 0, 0.0% Top LEAN Lenders: 223(f) Closing Volume Top LEAN Lenders: 223(f) Closing Count RED Mortgage Capital: $188,682,500, 9.2% Berkadia Commercial Mtg: $117,566,400, 5.7% Capital Funding LLC: $129,865,900, 6.3% Red Mortgage Capital: 27, 10.5% Berkadia Commercial Mtg: 12, 4.7% Capital Funding LLC: 20, 7.8% Greystone Funding Corp: $40,530,300, 2.0% Other Lenders: 118, 45.7% Greystone Funding Corp: 7, 2.7% Other Lenders: $1,060,969,300, 51.5% Lancaster Pollard MTGE: $521,110,300, 25.3% Lancaster Pollard MTGE: 74, 28.7% 35

CHAPTER 3, SECTION B Top LEAN Lenders: 223(a)(7) Closing Volume Top LEAN Lenders: 223(a)(7) Closing Count Red Mortgage Capital: $213,737,500, 6.0% Berkadia Commercial Mtg: $256,822,000, 7.2% Capital Funding LLC: $517,283,000, 14.6% Red Mortgage Capital: 30, 6.2% Berkadia Commercial Mtg: 49, 10.1% Capital Funding LLC: 89, 18.4% Other Lenders: $1,927,963,900, 54.3% Lancaster Pollard MTGE: $278,562,200, 7.9% Greystone Funding Corp: $353,791,600, 10.0% Other Lenders: 234, 48.3% Lancaster Pollard MTGE: 41, 8.5% Greystone Funding Corp: 41, 8.5% LEAN 241(a) Closing Volume LEAN 241(a) Closing Count Red Mortgage Capital: $1,804,300, 7.6% Red Mortgage Capital: 1, 16.7% Other Lenders: $22,021,700, 92.4% Other Lenders: 5, 83.3% 36

FHA Lender Ranking Summary FY 2013 CHAPTER 4: MAP Lending Activity by HUD Office & Lender 37

CHAPTER 4 MAP Loans (Firm Commitments) by Lender and Office Region New York City Hub Boston New York Philadelphia Baltimore Boston Hartford Manchester Office AGM FINANCIAL SERVICES 0 1 0 0 0 0 0 0 0 0 17 8 AMERISPHERE MTG FINANCE LLC 0 0 0 3 0 0 2 0 0 0 1 0 ARBOR COMMERCIAL MTGE 0 0 0 0 0 0 0 0 0 0 0 3 ARMSTRONG MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0 BANK OF MONTANA 0 0 0 0 0 0 0 0 0 0 0 0 BANKERS GUARANTEE TITLE TRUST 0 0 0 0 0 0 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 2 1 0 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 0 0 0 0 0 2 0 0 0 2 0 BELLWETHER REAL EST CAPITAL 0 0 0 0 1 0 1 0 0 2 0 1 BERKADIA COMMERCIAL MTG 0 0 0 2 1 1 2 0 0 0 1 20 BERKELEY POINT CAPITAL LLC 0 0 0 0 0 0 1 0 0 0 2 1 CALIFORNIA COMMUNITY REINVMT CORP 0 0 0 0 0 0 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 0 0 0 0 0 0 0 0 0 0 CBRE HMF INC 0 0 0 0 0 0 0 0 0 0 0 0 CENTENNIAL MORTGAGE 0 0 0 1 0 0 0 0 0 0 0 1 CENTERLINE MTGE CAPITAL 0 0 0 0 0 0 0 0 0 0 0 0 CENTRAL NATIONAL BANK&TRUST 0 0 0 0 0 0 0 0 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 4 0 0 0 0 0 0 CHAMBERS BANK 0 0 0 0 0 0 0 0 0 0 0 0 CMC MORTGAGE SERVICES 0 0 0 0 0 0 0 0 0 0 0 0 COLUMBIA NATL REAL ESTATE 0 1 0 0 0 0 0 0 0 0 2 0 COOPERATIVE HSG RESOURCES 0 0 0 0 0 0 0 0 0 0 0 0 CRAIN MORTGAGE GROUP, LLC 0 0 0 0 0 0 0 0 0 0 0 0 CWCAPITAL LLC 3 1 0 0 0 0 0 0 0 0 0 0 D ANSLEY COMPANY INC 0 0 0 0 0 0 0 0 0 0 0 0 DAVIS-PENN MTGE 0 0 0 0 0 0 0 0 0 0 0 0 DEVELOPERS MTGE CORP 0 0 0 0 0 0 0 0 0 0 0 0 DOUGHERTY MORTGAGE LLC 0 0 0 0 0 0 0 0 0 0 0 0 DRAPER & KRAMER COMCL MTGE 0 0 0 0 0 0 0 0 0 0 0 0 EASTERN MORTGAGE CAPITAL LLC 0 0 1 0 0 0 0 0 0 0 0 0 EF&A FUNDING LLC 0 0 0 0 0 0 0 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 1 0 0 0 0 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 0 0 0 0 0 0 FOREST CITY CAPITAL CORP 0 0 0 0 0 0 0 0 1 1 1 0 GERSHMAN INVESTMENT 0 0 0 0 0 0 0 0 0 0 0 0 GRANDBRIDGE REAL ESTATE CAP 0 0 0 0 0 0 0 0 0 0 2 1 GREAT LAKES FINANCIAL GRP 0 0 0 0 0 0 0 0 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 1 0 0 0 4 0 4 1 0 0 5 5 HFC FUNDING CORP 0 0 0 0 0 0 0 0 0 0 0 0 HIGHLAND COMMERCIAL MTGE 0 0 0 0 0 0 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 0 0 0 0 1 0 0 0 0 0 1 0 HUNTOON HASTINGS INC 0 0 0 0 0 0 0 0 0 0 0 0 JS MULTICAPITAL CORP 0 0 0 0 0 0 0 0 0 0 0 0 KEYCORP REAL EST CAP MKT 0 0 0 0 0 0 0 0 0 0 0 0 LANCASTER POLLARD MTGE 0 0 0 0 0 0 7 0 0 2 0 1 LAY COMMERCIAL MTGE LLC 0 0 0 0 0 0 0 0 0 0 0 0 LINKS MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 0 0 LOVE FUNDING CORP 0 0 0 0 3 0 0 0 1 0 2 0 M & T REALTY CORP 0 0 0 1 0 0 1 0 0 0 2 3 MASON JOSEPH COMPANY INC 0 0 0 0 0 0 0 0 0 0 0 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 0 0 0 0 0 0 MUSA FINANCIAL LLC 0 0 0 0 0 0 0 0 0 0 0 0 NORTHPOINT CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 0 0 0 0 0 0 0 0 0 0 0 4 OPPENHEIMER MF HSG & HCARE 0 0 3 0 1 1 0 1 0 0 0 1 P/R MTGE & INVEST CORP 0 0 0 0 0 0 0 1 0 0 0 2 PARAGON MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0 PHARES CO 0 0 0 0 0 0 0 0 0 0 0 0 PILLAR CAPITAL FINANCE LLC 0 0 0 0 0 0 0 0 0 0 0 0 PNC BANK NA 0 1 0 0 0 0 0 0 0 0 0 0 PRAIRIE MORTGAGE CO 0 0 0 0 0 0 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 0 0 0 0 0 0 2 0 1 0 2 1 RED MORTGAGE CAPITAL 2 0 0 0 1 15 4 6 0 2 4 1 RED STONE AGENCY LENDING 0 0 0 0 0 0 0 0 0 0 0 0 RICHMAC FUNDING LLC 0 0 0 0 0 0 0 0 0 0 1 0 ROCKHALL FUNDING CORP 0 1 0 0 1 0 0 0 0 0 0 0 ROCKPORT MORTGAGE 23 13 0 4 0 0 0 0 0 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 0 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 1 0 0 0 0 1 STONEARCH MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 0 0 SUN WEST MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 0 0 1 0 0 0 0 0 0 0 WALKER AND DUNLOP LLC 6 3 2 1 0 0 1 3 0 1 6 4 WELLS FARGO BANK NA 0 0 0 0 2 0 0 0 1 0 1 5 WYATT FUNDING CORP 0 0 0 0 1 0 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 0 0 0 0 0 0 0 0 0 0 0 TOTAL 35 22 8 13 17 21 28 12 4 8 52 63 Providence New York Buffalo Philadelphia Charleston Newark Pittsburgh Baltimore Richmond 38

CHAPTER 4 MAP Loans (Firm Commitments) by Lender and Office Region Atlanta Hub Atlanta Greensboro Jacksonville Atlanta Caribbean Knoxville Office AGM FINANCIAL SERVICES 2 0 0 0 0 1 1 1 0 0 AMERISPHERE MTG FINANCE LLC 0 0 0 0 0 0 0 0 0 0 ARBOR COMMERCIAL MTGE 0 3 0 0 0 0 0 0 1 0 ARMSTRONG MORTGAGE 0 0 0 0 0 0 0 0 0 0 BANK OF MONTANA 0 0 0 0 0 0 0 0 0 0 BANKERS GUARANTEE TITLE TRUST 0 0 0 0 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 1 0 0 0 1 0 0 0 3 0 BELLWETHER REAL EST CAPITAL 3 0 0 0 1 0 0 0 0 0 BERKADIA COMMERCIAL MTG 8 0 5 1 2 16 8 6 0 0 BERKELEY POINT CAPITAL LLC 0 0 2 0 3 0 0 2 0 0 CALIFORNIA COMMUNITY REINVMT CORP 0 0 0 0 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 0 0 0 0 0 0 0 0 CBRE HMF INC 0 0 2 0 0 5 0 0 0 0 CENTENNIAL MORTGAGE 0 0 0 0 2 0 0 1 1 6 CENTERLINE MTGE CAPITAL 0 0 0 0 0 0 0 0 0 2 CENTRAL NATIONAL BANK&TRUST 0 0 0 0 0 0 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 0 0 0 0 CHAMBERS BANK 0 0 0 0 0 0 0 0 0 1 CMC MORTGAGE SERVICES 0 0 0 0 0 0 0 0 0 0 COLUMBIA NATL REAL ESTATE 0 0 0 0 0 0 0 0 0 0 COOPERATIVE HSG RESOURCES 0 0 0 0 0 0 0 0 0 0 CRAIN MORTGAGE GROUP, LLC 0 0 0 0 0 0 0 0 0 0 CWCAPITAL LLC 0 0 0 0 0 0 1 0 0 0 D ANSLEY COMPANY INC 0 0 0 0 0 0 0 0 0 0 DAVIS-PENN MTGE 0 0 0 1 0 0 2 0 0 0 DEVELOPERS MTGE CORP 0 0 0 0 0 0 0 0 0 0 DOUGHERTY MORTGAGE LLC 0 0 0 0 0 0 0 0 0 0 DRAPER & KRAMER COMCL MTGE 0 0 0 0 0 1 0 0 0 0 EASTERN MORTGAGE CAPITAL LLC 1 0 0 0 0 0 0 0 0 0 EF&A FUNDING LLC 1 0 0 0 0 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 0 10 0 0 FOREST CITY CAPITAL CORP 0 0 0 0 0 0 0 0 0 0 GERSHMAN INVESTMENT 0 0 0 0 0 0 0 0 0 0 GRANDBRIDGE REAL ESTATE CAP 1 0 0 0 0 0 0 1 0 0 GREAT LAKES FINANCIAL GRP 0 0 0 0 0 0 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 11 0 1 4 5 4 4 9 5 0 HFC FUNDING CORP 0 0 0 0 1 0 0 0 0 10 HIGHLAND COMMERCIAL MTGE 4 0 0 0 2 0 1 0 7 3 HOUSING & HEALTHCARE FINC 1 0 0 0 0 0 0 0 0 0 HUNTOON HASTINGS INC 1 0 0 0 0 0 0 0 0 0 JS MULTICAPITAL CORP 0 0 0 0 0 3 0 0 0 0 KEYCORP REAL EST CAP MKT 0 0 0 1 0 0 0 4 0 0 LANCASTER POLLARD MTGE 1 0 0 1 0 0 0 2 0 0 LAY COMMERCIAL MTGE LLC 0 0 0 0 0 0 0 0 0 0 LINKS MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 LOVE FUNDING CORP 0 1 6 2 9 2 0 2 2 1 M & T REALTY CORP 0 0 0 0 0 0 3 2 0 0 MASON JOSEPH COMPANY INC 0 0 0 0 0 0 0 0 0 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 0 0 0 0 MUSA FINANCIAL LLC 0 0 0 0 0 0 0 0 0 0 NORTHPOINT CAPITAL LLC 0 0 0 1 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 0 0 0 0 0 1 0 2 0 0 OPPENHEIMER MF HSG & HCARE 2 0 1 0 1 13 2 1 1 1 P/R MTGE & INVEST CORP 1 0 0 2 2 0 1 0 0 0 PARAGON MORTGAGE 0 0 0 0 0 0 0 0 0 0 PHARES CO 0 0 0 1 0 0 0 0 0 0 PILLAR CAPITAL FINANCE LLC 2 0 0 0 0 0 0 0 0 0 PNC BANK NA 1 0 0 0 0 0 0 0 0 0 PRAIRIE MORTGAGE CO 0 0 0 0 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 16 0 0 0 0 1 0 0 1 0 RED MORTGAGE CAPITAL 0 1 2 2 1 1 2 1 2 1 RED STONE AGENCY LENDING 0 0 0 0 0 0 0 0 0 0 RICHMAC FUNDING LLC 0 0 0 0 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 0 0 0 0 0 0 0 0 0 ROCKPORT MORTGAGE 3 0 1 0 1 0 1 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 0 0 0 0 STONEARCH MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 SUN WEST MORTGAGE 0 0 0 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 0 0 0 0 0 0 0 0 WALKER AND DUNLOP LLC 3 0 6 3 11 0 0 2 2 1 WELLS FARGO BANK NA 1 0 0 0 0 4 1 0 4 6 WYATT FUNDING CORP 0 0 0 0 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 0 0 0 0 0 0 0 0 0 TOTAL 64 5 26 19 42 52 27 46 29 32 Louisville Nashville Greensboro Columbia Jacksonville Birmingham Jackson 39

CHAPTER 4 MAP Loans (Firm Commitments) by Lender and Office Region Chicago Hub Columbus Detroit Chicago Minneapolis Columbus Cleveland Office AGM FINANCIAL SERVICES 0 1 0 0 0 0 0 AMERISPHERE MTG FINANCE LLC 0 0 0 0 1 0 1 ARBOR COMMERCIAL MTGE 0 0 4 0 2 1 0 ARMSTRONG MORTGAGE 3 1 0 0 0 0 0 BANK OF MONTANA 0 0 0 0 0 0 0 BANKERS GUARANTEE TITLE TRUST 0 3 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 0 0 0 1 0 0 BELLWETHER REAL EST CAPITAL 1 7 0 1 1 1 0 BERKADIA COMMERCIAL MTG 1 0 9 9 4 1 8 BERKELEY POINT CAPITAL LLC 0 0 3 0 0 0 0 CALIFORNIA COMMUNITY REINVMT CORP 0 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 0 1 0 0 0 CBRE HMF INC 0 0 1 0 0 0 0 CENTENNIAL MORTGAGE 0 0 1 0 7 1 2 CENTERLINE MTGE CAPITAL 0 0 0 0 0 0 0 CENTRAL NATIONAL BANK&TRUST 0 0 0 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 0 CHAMBERS BANK 0 0 0 0 0 0 0 CMC MORTGAGE SERVICES 2 0 0 0 0 0 0 COLUMBIA NATL REAL ESTATE 0 0 0 0 0 0 0 COOPERATIVE HSG RESOURCES 0 0 0 0 0 17 0 CRAIN MORTGAGE GROUP, LLC 0 0 0 0 0 2 0 CWCAPITAL LLC 0 0 0 0 0 0 0 D ANSLEY COMPANY INC 0 0 0 0 0 0 0 DAVIS-PENN MTGE 1 0 0 0 1 0 0 DEVELOPERS MTGE CORP 0 0 0 19 4 0 4 DOUGHERTY MORTGAGE LLC 0 0 0 0 0 25 0 DRAPER & KRAMER COMCL MTGE 0 0 1 21 1 0 7 EASTERN MORTGAGE CAPITAL LLC 0 0 3 0 0 0 0 EF&A FUNDING LLC 0 0 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 1 0 0 0 0 FOREST CITY CAPITAL CORP 1 0 1 0 0 0 0 GERSHMAN INVESTMENT 0 0 1 1 0 1 1 GRANDBRIDGE REAL ESTATE CAP 0 0 0 0 0 0 3 GREAT LAKES FINANCIAL GRP 0 4 0 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 1 2 14 4 3 1 1 HFC FUNDING CORP 0 0 0 0 0 0 0 HIGHLAND COMMERCIAL MTGE 0 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 0 1 0 0 0 0 0 HUNTOON HASTINGS INC 0 0 0 1 3 0 0 JS MULTICAPITAL CORP 0 1 0 0 0 0 0 KEYCORP REAL EST CAP MKT 0 0 1 0 0 0 0 LANCASTER POLLARD MTGE 2 0 0 1 1 1 0 LAY COMMERCIAL MTGE LLC 0 0 0 0 0 0 0 LINKS MORTGAGE CORP 0 1 1 0 0 0 0 LOVE FUNDING CORP 0 0 3 6 0 0 2 M & T REALTY CORP 0 0 0 0 0 0 0 MASON JOSEPH COMPANY INC 0 0 0 0 0 0 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 0 MUSA FINANCIAL LLC 0 0 0 0 0 0 0 NORTHPOINT CAPITAL LLC 0 0 4 2 0 1 0 OAK GROVE COMMERCIAL MTG 0 0 0 0 0 38 0 OPPENHEIMER MF HSG & HCARE 0 0 0 0 0 1 2 P/R MTGE & INVEST CORP 3 0 2 6 76 0 1 PARAGON MORTGAGE 0 0 0 0 0 0 0 PHARES CO 0 0 0 0 1 0 0 PILLAR CAPITAL FINANCE LLC 0 0 47 0 1 0 0 PNC BANK NA 0 1 5 2 1 0 0 PRAIRIE MORTGAGE CO 0 0 0 1 0 0 0 PRUDENTIAL HUNTOON PAIGE 0 2 6 4 0 9 1 RED MORTGAGE CAPITAL 25 6 3 2 1 0 0 RED STONE AGENCY LENDING 0 0 0 0 0 0 0 RICHMAC FUNDING LLC 0 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 1 0 0 0 1 0 ROCKPORT MORTGAGE 1 0 0 0 0 0 3 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 0 STONEARCH MORTGAGE CORP 0 0 0 0 0 1 0 SUN WEST MORTGAGE 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 1 4 0 0 0 0 WALKER AND DUNLOP LLC 0 0 5 2 0 1 3 WELLS FARGO BANK NA 1 0 0 0 0 0 0 WYATT FUNDING CORP 0 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 0 0 0 0 0 2 TOTAL 42 32 120 83 109 103 41 Detroit Chicago Indianapolis Minneapolis Milwaukee 40

CHAPTER 4 MAP Loans (Firm Commitments) by Lender and Office Region Fort Worth Hub Kansas City Fort Worth Kansas City Des Moines Oklahoma City Office AGM FINANCIAL SERVICES 0 0 0 0 0 0 1 0 0 0 AMERISPHERE MTG FINANCE LLC 1 0 0 0 0 0 0 0 3 1 ARBOR COMMERCIAL MTGE 0 0 0 0 0 0 1 0 0 0 ARMSTRONG MORTGAGE 0 0 0 0 0 0 0 0 0 0 BANK OF MONTANA 0 0 0 0 0 0 0 0 0 0 BANKERS GUARANTEE TITLE TRUST 0 0 0 0 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 BELLWETHER REAL EST CAPITAL 0 0 0 0 0 0 0 0 0 2 BERKADIA COMMERCIAL MTG 0 0 5 0 4 6 2 0 1 5 BERKELEY POINT CAPITAL LLC 0 1 0 0 0 0 0 0 0 0 CALIFORNIA COMMUNITY REINVMT CORP 0 0 0 0 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 0 0 0 0 0 0 0 0 CBRE HMF INC 0 0 0 0 0 0 0 0 0 1 CENTENNIAL MORTGAGE 0 0 1 0 0 7 2 1 3 2 CENTERLINE MTGE CAPITAL 0 1 0 2 0 1 0 0 0 1 CENTRAL NATIONAL BANK&TRUST 0 0 2 0 0 0 0 0 1 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 0 0 0 0 CHAMBERS BANK 0 0 0 0 0 0 0 2 0 0 CMC MORTGAGE SERVICES 0 0 0 0 0 0 0 0 0 0 COLUMBIA NATL REAL ESTATE 0 0 0 0 0 0 0 0 0 0 COOPERATIVE HSG RESOURCES 0 1 0 0 0 0 0 0 0 0 CRAIN MORTGAGE GROUP, LLC 0 0 1 0 1 1 0 0 0 0 CWCAPITAL LLC 1 0 0 0 0 0 0 0 0 0 D ANSLEY COMPANY INC 0 0 0 0 0 0 0 0 0 1 DAVIS-PENN MTGE 0 0 0 0 0 5 10 0 0 4 DEVELOPERS MTGE CORP 0 5 0 0 1 0 0 0 0 0 DOUGHERTY MORTGAGE LLC 0 5 0 0 0 17 3 0 3 2 DRAPER & KRAMER COMCL MTGE 0 0 0 0 0 0 0 0 0 0 EASTERN MORTGAGE CAPITAL LLC 0 0 0 0 0 1 0 0 0 0 EF&A FUNDING LLC 0 0 0 0 0 1 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 0 0 0 0 FOREST CITY CAPITAL CORP 0 0 0 0 0 0 0 0 0 0 GERSHMAN INVESTMENT 7 1 0 2 18 1 0 1 0 0 GRANDBRIDGE REAL ESTATE CAP 3 0 1 1 0 0 0 0 1 0 GREAT LAKES FINANCIAL GRP 0 0 0 0 0 2 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 1 4 3 2 1 16 12 4 2 6 HFC FUNDING CORP 0 0 0 0 0 0 0 0 0 0 HIGHLAND COMMERCIAL MTGE 0 0 2 0 0 0 0 1 3 0 HOUSING & HEALTHCARE FINC 0 0 0 0 0 0 0 0 0 0 HUNTOON HASTINGS INC 0 0 0 2 0 0 1 1 0 0 JS MULTICAPITAL CORP 0 0 0 0 0 0 0 0 0 0 KEYCORP REAL EST CAP MKT 1 0 1 0 0 2 1 0 0 0 LANCASTER POLLARD MTGE 5 6 1 4 0 2 1 1 2 0 LAY COMMERCIAL MTGE LLC 0 0 0 0 0 0 0 9 0 0 LINKS MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 LOVE FUNDING CORP 3 0 0 1 8 1 0 0 0 0 M & T REALTY CORP 0 0 0 0 0 0 1 0 0 0 MASON JOSEPH COMPANY INC 0 0 1 0 0 2 3 0 1 7 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 1 1 2 0 MUSA FINANCIAL LLC 0 0 0 0 0 2 0 0 0 0 NORTHPOINT CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 0 0 0 0 0 1 0 0 1 0 OPPENHEIMER MF HSG & HCARE 1 0 3 0 1 3 3 1 0 3 P/R MTGE & INVEST CORP 1 0 2 0 0 0 0 0 0 0 PARAGON MORTGAGE 0 0 0 0 0 1 0 0 0 0 PHARES CO 0 0 0 0 0 0 0 0 0 0 PILLAR CAPITAL FINANCE LLC 0 0 1 0 0 0 0 1 0 0 PNC BANK NA 0 0 0 2 0 2 1 0 0 1 PRAIRIE MORTGAGE CO 0 0 0 0 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 0 0 0 1 0 1 1 1 2 0 RED MORTGAGE CAPITAL 0 1 0 1 0 1 0 1 0 0 RED STONE AGENCY LENDING 0 0 0 0 0 0 0 0 0 0 RICHMAC FUNDING LLC 0 0 0 0 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 0 0 0 0 5 0 0 0 2 ROCKPORT MORTGAGE 0 0 0 0 0 0 0 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 0 1 2 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 0 0 0 0 STONEARCH MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 SUN WEST MORTGAGE 0 0 0 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 0 0 0 0 0 0 0 0 WALKER AND DUNLOP LLC 0 0 3 0 0 2 3 1 0 1 WELLS FARGO BANK NA 0 0 1 3 0 1 0 2 0 0 WYATT FUNDING CORP 0 0 0 0 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 0 0 0 0 0 0 0 0 0 TOTAL 24 25 28 21 34 84 47 29 27 39 Omaha St Louis Fort Worth Houston Little Rock New Orleans San Antonio 41

CHAPTER 4 MAP Loans (Firm Commitments) by Lender and Office Region San Francisco Hub Denver Los Angeles San Francisco Seattle Denver Office AGM FINANCIAL SERVICES 1 0 0 0 0 0 AMERISPHERE MTG FINANCE LLC 2 1 1 0 0 0 ARBOR COMMERCIAL MTGE 0 0 0 0 0 1 ARMSTRONG MORTGAGE 0 0 0 0 0 0 BANK OF MONTANA 2 0 0 0 0 0 BANKERS GUARANTEE TITLE TRUST 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 1 0 0 0 0 BELLWETHER REAL EST CAPITAL 0 2 0 0 0 0 BERKADIA COMMERCIAL MTG 3 1 1 1 5 3 BERKELEY POINT CAPITAL LLC 0 0 0 0 0 0 CALIFORNIA COMMUNITY REINVMT CORP 0 1 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 0 0 0 0 CBRE HMF INC 2 0 3 1 2 1 CENTENNIAL MORTGAGE 0 12 1 1 3 0 CENTERLINE MTGE CAPITAL 1 0 0 0 0 0 CENTRAL NATIONAL BANK&TRUST 0 0 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 CHAMBERS BANK 0 0 0 0 0 0 CMC MORTGAGE SERVICES 0 0 0 0 0 0 COLUMBIA NATL REAL ESTATE 0 0 0 0 0 0 COOPERATIVE HSG RESOURCES 0 0 0 0 0 0 CRAIN MORTGAGE GROUP, LLC 0 0 0 0 0 0 CWCAPITAL LLC 0 0 0 0 0 1 D ANSLEY COMPANY INC 0 0 0 0 0 0 DAVIS-PENN MTGE 0 0 1 0 0 1 DEVELOPERS MTGE CORP 0 0 0 0 0 0 DOUGHERTY MORTGAGE LLC 4 0 0 0 3 0 DRAPER & KRAMER COMCL MTGE 1 0 0 0 0 0 EASTERN MORTGAGE CAPITAL LLC 0 0 0 0 0 0 EF&A FUNDING LLC 0 2 2 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 FOREST CITY CAPITAL CORP 0 0 0 0 0 0 GERSHMAN INVESTMENT 1 0 0 2 0 0 GRANDBRIDGE REAL ESTATE CAP 2 0 0 0 0 0 GREAT LAKES FINANCIAL GRP 0 0 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 14 5 4 1 6 6 HFC FUNDING CORP 0 1 0 0 0 0 HIGHLAND COMMERCIAL MTGE 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 0 0 0 0 0 0 HUNTOON HASTINGS INC 1 0 4 0 0 0 JS MULTICAPITAL CORP 1 0 0 0 0 0 KEYCORP REAL EST CAP MKT 0 0 0 0 0 0 LANCASTER POLLARD MTGE 1 0 3 1 1 0 LAY COMMERCIAL MTGE LLC 0 0 0 0 0 0 LINKS MORTGAGE CORP 0 0 0 0 0 0 LOVE FUNDING CORP 3 2 1 2 5 0 M & T REALTY CORP 0 0 0 0 0 1 MASON JOSEPH COMPANY INC 0 0 0 0 0 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 MUSA FINANCIAL LLC 0 0 0 0 0 0 NORTHPOINT CAPITAL LLC 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 3 1 1 0 0 2 OPPENHEIMER MF HSG & HCARE 1 0 0 0 1 0 P/R MTGE & INVEST CORP 0 0 0 0 0 0 PARAGON MORTGAGE 3 0 3 6 1 1 PHARES CO 0 0 0 0 0 0 PILLAR CAPITAL FINANCE LLC 0 0 0 0 0 0 PNC BANK NA 0 10 5 0 0 1 PRAIRIE MORTGAGE CO 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 7 2 1 0 1 4 RED MORTGAGE CAPITAL 5 9 1 2 1 1 RED STONE AGENCY LENDING 7 0 0 1 0 1 RICHMAC FUNDING LLC 0 0 0 0 0 1 ROCKHALL FUNDING CORP 0 0 0 0 1 0 ROCKPORT MORTGAGE 0 0 1 0 1 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 STONEARCH MORTGAGE CORP 0 0 0 0 0 0 SUN WEST MORTGAGE 0 1 1 0 0 0 TAVERNIER CAPITAL FUNDING 3 0 0 0 2 0 WALKER AND DUNLOP LLC 0 5 0 1 11 4 WELLS FARGO BANK NA 8 1 1 0 0 1 WYATT FUNDING CORP 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 0 1 0 0 0 TOTAL 76 57 36 19 44 30 Los Angeles San Francisco Phoenix Seattle Portland 42

CHAPTER 4 Share of Lender s MAP Business by HUD Office Region New York City Hub Boston New York Philadelphia Baltimore Boston Hartford Manchester Office AGM FINANCIAL SERVICES 0.0% 2.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 50.0% 23.5% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 17.6% 0.0% 0.0% 11.8% 0.0% 0.0% 0.0% 5.9% 0.0% ARBOR COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 18.8% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 66.7% 33.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 18.2% 0.0% 0.0% 0.0% 18.2% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 4.2% 0.0% 4.2% 0.0% 0.0% 8.3% 0.0% 4.2% BERKADIA COMMERCIAL MTG 0.0% 0.0% 0.0% 1.4% 0.7% 0.7% 1.4% 0.0% 0.0% 0.0% 0.7% 14.1% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.7% 0.0% 0.0% 0.0% 13.3% 6.7% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 1.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.8% CENTERLINE MTGE CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 33.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 66.7% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 42.9% 14.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 16.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 20.0% 20.0% 20.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 12.5% 6.3% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 0.6% 0.0% 0.0% 0.0% 2.3% 0.0% 2.3% 0.6% 0.0% 0.0% 2.8% 2.8% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.9% 0.0% 0.0% 4.3% 0.0% 2.1% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 0.0% 0.0% 0.0% 4.4% 0.0% 0.0% 0.0% 1.5% 0.0% 2.9% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 7.1% 0.0% 0.0% 7.1% 0.0% 0.0% 0.0% 14.3% 21.4% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 7.4% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 6.1% 0.0% 2.0% 2.0% 0.0% 2.0% 0.0% 0.0% 0.0% 2.0% P/R MTGE & INVEST CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.0% 0.0% 0.0% 0.0% 2.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 3.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.0% 0.0% 1.5% 0.0% 3.0% 1.5% RED MORTGAGE CAPITAL 1.9% 0.0% 0.0% 0.0% 0.9% 13.9% 3.7% 5.6% 0.0% 1.9% 3.7% 0.9% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 50.0% 0.0% ROCKHALL FUNDING CORP 0.0% 8.3% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 44.2% 25.0% 0.0% 7.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 50.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 9.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 6.2% 3.1% 2.1% 1.0% 0.0% 0.0% 1.0% 3.1% 0.0% 1.0% 6.2% 4.1% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 4.5% 0.0% 0.0% 0.0% 2.3% 0.0% 2.3% 11.4% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Providence New York Buffalo Philadelphia Charleston Newark Pittsburgh Baltimore Richmond 43

CHAPTER 4 Share of Lender s MAP Business by HUD Office Region Atlanta Hub Atlanta Greensboro Jacksonville Atlanta Caribbean Knoxville Office AGM FINANCIAL SERVICES 5.9% 0.0% 0.0% 0.0% 0.0% 2.9% 2.9% 2.9% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARBOR COMMERCIAL MTGE 0.0% 18.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 9.1% 0.0% 0.0% 0.0% 9.1% 0.0% 0.0% 0.0% 27.3% 0.0% BELLWETHER REAL EST CAPITAL 12.5% 0.0% 0.0% 0.0% 4.2% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 5.6% 0.0% 3.5% 0.7% 1.4% 11.3% 5.6% 4.2% 0.0% 0.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 13.3% 0.0% 20.0% 0.0% 0.0% 13.3% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 11.1% 0.0% 0.0% 27.8% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 0.0% 3.6% 0.0% 0.0% 1.8% 1.8% 10.7% CENTERLINE MTGE CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 33.3% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 0.0% 0.0% 0.0% 3.8% 0.0% 0.0% 7.7% 0.0% 0.0% 0.0% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 3.1% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 16.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 16.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 90.9% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 6.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% 0.0% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 6.3% 0.0% 0.6% 2.3% 2.8% 2.3% 2.3% 5.1% 2.8% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% 83.3% HIGHLAND COMMERCIAL MTGE 17.4% 0.0% 0.0% 0.0% 8.7% 0.0% 4.3% 0.0% 30.4% 13.0% HOUSING & HEALTHCARE FINC 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 7.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 60.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 9.1% 0.0% 0.0% 0.0% 36.4% 0.0% 0.0% LANCASTER POLLARD MTGE 2.1% 0.0% 0.0% 2.1% 0.0% 0.0% 0.0% 4.3% 0.0% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 1.5% 8.8% 2.9% 13.2% 2.9% 0.0% 2.9% 2.9% 1.5% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 21.4% 14.3% 0.0% 0.0% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% 3.7% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 4.1% 0.0% 2.0% 0.0% 2.0% 26.5% 4.1% 2.0% 2.0% 2.0% P/R MTGE & INVEST CORP 1.0% 0.0% 0.0% 2.0% 2.0% 0.0% 1.0% 0.0% 0.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 3.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 3.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 23.9% 0.0% 0.0% 0.0% 0.0% 1.5% 0.0% 0.0% 1.5% 0.0% RED MORTGAGE CAPITAL 0.0% 0.9% 1.9% 1.9% 0.9% 0.9% 1.9% 0.9% 1.9% 0.9% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 5.8% 0.0% 1.9% 0.0% 1.9% 0.0% 1.9% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 3.1% 0.0% 6.2% 3.1% 11.3% 0.0% 0.0% 2.1% 2.1% 1.0% WELLS FARGO BANK NA 2.3% 0.0% 0.0% 0.0% 0.0% 9.1% 2.3% 0.0% 9.1% 13.6% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Louisville Nashville Greensboro Columbia Jacksonville Birmingham Jackson 44

CHAPTER 4 Share of Lender s MAP Business by HUD Office Region Chicago Hub Columbus Detroit Chicago Minneapolis Columbus Cleveland Office AGM FINANCIAL SERVICES 0.0% 2.9% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 5.9% ARBOR COMMERCIAL MTGE 0.0% 0.0% 25.0% 0.0% 12.5% 6.3% 0.0% ARMSTRONG MORTGAGE 75.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 9.1% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 4.2% 29.2% 0.0% 4.2% 4.2% 4.2% 0.0% BERKADIA COMMERCIAL MTG 0.7% 0.0% 6.3% 6.3% 2.8% 0.7% 5.6% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 20.0% 0.0% 0.0% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 5.6% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 1.8% 0.0% 12.5% 1.8% 3.6% CENTERLINE MTGE CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CMC MORTGAGE SERVICES 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 94.4% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 40.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 3.8% 0.0% 0.0% 0.0% 3.8% 0.0% 0.0% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 57.6% 12.1% 0.0% 12.1% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 40.3% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 3.1% 65.6% 3.1% 0.0% 21.9% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 9.1% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 20.0% 0.0% 20.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 2.7% 2.7% 0.0% 2.7% 2.7% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 18.8% GREAT LAKES FINANCIAL GRP 0.0% 66.7% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 0.6% 1.1% 8.0% 2.3% 1.7% 0.6% 0.6% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 7.1% 21.4% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 20.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 9.1% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 4.3% 0.0% 0.0% 2.1% 2.1% 2.1% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 50.0% 50.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 0.0% 4.4% 8.8% 0.0% 0.0% 2.9% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 50.0% 25.0% 0.0% 12.5% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 70.4% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 0.0% 0.0% 0.0% 2.0% 4.1% P/R MTGE & INVEST CORP 3.0% 0.0% 2.0% 6.0% 76.0% 0.0% 1.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 0.0% 50.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 90.4% 0.0% 1.9% 0.0% 0.0% PNC BANK NA 0.0% 3.0% 15.2% 6.1% 3.0% 0.0% 0.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 3.0% 9.0% 6.0% 0.0% 13.4% 1.5% RED MORTGAGE CAPITAL 23.1% 5.6% 2.8% 1.9% 0.9% 0.0% 0.0% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 8.3% 0.0% 0.0% 0.0% 8.3% 0.0% ROCKPORT MORTGAGE 1.9% 0.0% 0.0% 0.0% 0.0% 0.0% 5.8% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 9.1% 36.4% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 5.2% 2.1% 0.0% 1.0% 3.1% WELLS FARGO BANK NA 2.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 66.7% Detroit Chicago Indianapolis Minneapolis Milwaukee 45

CHAPTER 4 Share of Lender s MAP Business by HUD Office Region Fort Worth Hub Kansas City Fort Worth Kansas City Des Moines Oklahoma City Office AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.9% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 17.6% 5.9% ARBOR COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 8.3% BERKADIA COMMERCIAL MTG 0.0% 0.0% 3.5% 0.0% 2.8% 4.2% 1.4% 0.0% 0.7% 3.5% BERKELEY POINT CAPITAL LLC 0.0% 6.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.6% CENTENNIAL MORTGAGE 0.0% 0.0% 1.8% 0.0% 0.0% 12.5% 3.6% 1.8% 5.4% 3.6% CENTERLINE MTGE CAPITAL 0.0% 12.5% 0.0% 25.0% 0.0% 12.5% 0.0% 0.0% 0.0% 12.5% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 66.7% 0.0% 0.0% 0.0% 0.0% 0.0% 33.3% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 66.7% 0.0% 0.0% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 5.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 20.0% 0.0% 20.0% 20.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 14.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% DAVIS-PENN MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 19.2% 38.5% 0.0% 0.0% 15.4% DEVELOPERS MTGE CORP 0.0% 15.2% 0.0% 0.0% 3.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 8.1% 0.0% 0.0% 0.0% 27.4% 4.8% 0.0% 4.8% 3.2% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 16.7% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 16.7% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 18.9% 2.7% 0.0% 5.4% 48.6% 2.7% 0.0% 2.7% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 18.8% 0.0% 6.3% 6.3% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 33.3% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 0.6% 2.3% 1.7% 1.1% 0.6% 9.1% 6.8% 2.3% 1.1% 3.4% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 8.7% 0.0% 0.0% 0.0% 0.0% 4.3% 13.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 14.3% 0.0% 0.0% 7.1% 7.1% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 9.1% 0.0% 9.1% 0.0% 0.0% 18.2% 9.1% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 10.6% 12.8% 2.1% 8.5% 0.0% 4.3% 2.1% 2.1% 4.3% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 4.4% 0.0% 0.0% 1.5% 11.8% 1.5% 0.0% 0.0% 0.0% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 7.1% 0.0% 0.0% 0.0% MASON JOSEPH COMPANY INC 0.0% 0.0% 7.1% 0.0% 0.0% 14.3% 21.4% 0.0% 7.1% 50.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 25.0% 50.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% 0.0% 1.9% 0.0% OPPENHEIMER MF HSG & HCARE 2.0% 0.0% 6.1% 0.0% 2.0% 6.1% 6.1% 2.0% 0.0% 6.1% P/R MTGE & INVEST CORP 1.0% 0.0% 2.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 6.7% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 1.9% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 6.1% 0.0% 6.1% 3.0% 0.0% 0.0% 3.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 1.5% 0.0% 1.5% 1.5% 1.5% 3.0% 0.0% RED MORTGAGE CAPITAL 0.0% 0.9% 0.0% 0.9% 0.0% 0.9% 0.0% 0.9% 0.0% 0.0% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 41.7% 0.0% 0.0% 0.0% 16.7% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 33.3% 66.7% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 3.1% 0.0% 0.0% 2.1% 3.1% 1.0% 0.0% 1.0% WELLS FARGO BANK NA 0.0% 0.0% 2.3% 6.8% 0.0% 2.3% 0.0% 4.5% 0.0% 0.0% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Omaha St Louis Fort Worth Houston Little Rock New Orleans San Antonio 46

CHAPTER 4 Share of Lender s MAP Business by HUD Office Region San Francisco Hub Denver Los Angeles San Francisco Seattle Denver Office AGM FINANCIAL SERVICES 2.9% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 11.8% 5.9% 5.9% 0.0% 0.0% 0.0% ARBOR COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 9.1% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 2.1% 0.7% 0.7% 0.7% 3.5% 2.1% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 11.1% 0.0% 16.7% 5.6% 11.1% 5.6% CENTENNIAL MORTGAGE 0.0% 21.4% 1.8% 1.8% 5.4% 0.0% CENTERLINE MTGE CAPITAL 12.5% 0.0% 0.0% 0.0% 0.0% 0.0% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 0.0% 0.0% 3.8% 0.0% 0.0% 3.8% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 6.5% 0.0% 0.0% 0.0% 4.8% 0.0% DRAPER & KRAMER COMCL MTGE 3.1% 0.0% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 33.3% 33.3% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 2.7% 0.0% 0.0% 5.4% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 12.5% 0.0% 0.0% 0.0% 0.0% 0.0% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 8.0% 2.8% 2.3% 0.6% 3.4% 3.4% HFC FUNDING CORP 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 7.1% 0.0% 28.6% 0.0% 0.0% 0.0% JS MULTICAPITAL CORP 20.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 2.1% 0.0% 6.4% 2.1% 2.1% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 4.4% 2.9% 1.5% 2.9% 7.4% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 7.1% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 5.6% 1.9% 1.9% 0.0% 0.0% 3.7% OPPENHEIMER MF HSG & HCARE 2.0% 0.0% 0.0% 0.0% 2.0% 0.0% P/R MTGE & INVEST CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PARAGON MORTGAGE 20.0% 0.0% 20.0% 40.0% 6.7% 6.7% PHARES CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 30.3% 15.2% 0.0% 0.0% 3.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 10.4% 3.0% 1.5% 0.0% 1.5% 6.0% RED MORTGAGE CAPITAL 4.6% 8.3% 0.9% 1.9% 0.9% 0.9% RED STONE AGENCY LENDING 77.8% 0.0% 0.0% 11.1% 0.0% 11.1% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 50.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 1.9% 0.0% 1.9% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 50.0% 50.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 27.3% 0.0% 0.0% 0.0% 18.2% 0.0% WALKER AND DUNLOP LLC 0.0% 5.2% 0.0% 1.0% 11.3% 4.1% WELLS FARGO BANK NA 18.2% 2.3% 2.3% 0.0% 0.0% 2.3% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 33.3% 0.0% 0.0% 0.0% Los Angeles San Francisco Phoenix Seattle Portland 47

CHAPTER 4 Share of HUD Office MAP Business by Lender Region New York City Hub Boston New York Philadelphia Baltimore Boston Hartford Manchester Office AGM FINANCIAL SERVICES 0.0% 4.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 32.7% 12.7% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 23.1% 0.0% 0.0% 7.1% 0.0% 0.0% 0.0% 1.9% 0.0% ARBOR COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.8% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 25.0% 7.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 7.1% 0.0% 0.0% 0.0% 3.8% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 3.6% 0.0% 0.0% 25.0% 0.0% 1.6% BERKADIA COMMERCIAL MTG 0.0% 0.0% 0.0% 15.4% 5.9% 4.8% 7.1% 0.0% 0.0% 0.0% 1.9% 31.7% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.6% 0.0% 0.0% 0.0% 3.8% 1.6% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 7.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.6% CENTERLINE MTGE CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 19.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 4.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.8% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 8.6% 4.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 4.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 12.5% 1.9% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.8% 1.6% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 2.9% 0.0% 0.0% 0.0% 23.5% 0.0% 14.3% 8.3% 0.0% 0.0% 9.6% 7.9% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% 0.0% 25.0% 0.0% 1.6% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 0.0% 0.0% 0.0% 17.6% 0.0% 0.0% 0.0% 25.0% 0.0% 3.8% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 7.7% 0.0% 0.0% 3.6% 0.0% 0.0% 0.0% 3.8% 4.8% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 37.5% 0.0% 5.9% 4.8% 0.0% 8.3% 0.0% 0.0% 0.0% 1.6% P/R MTGE & INVEST CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 3.2% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 4.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 7.1% 0.0% 25.0% 0.0% 3.8% 1.6% RED MORTGAGE CAPITAL 5.7% 0.0% 0.0% 0.0% 5.9% 71.4% 14.3% 50.0% 0.0% 25.0% 7.7% 1.6% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% ROCKHALL FUNDING CORP 0.0% 4.5% 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 65.7% 59.1% 0.0% 30.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.6% 0.0% 0.0% 0.0% 0.0% 1.6% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 17.1% 13.6% 25.0% 7.7% 0.0% 0.0% 3.6% 25.0% 0.0% 12.5% 11.5% 6.3% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 11.8% 0.0% 0.0% 0.0% 25.0% 0.0% 1.9% 7.9% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Loan Count by HUD Office 35 22 8 13 17 21 28 12 4 8 52 63 Providence New York Buffalo Philadelphia Charleston Newark Pittsburgh Baltimore Richmond 48

CHAPTER 4 Share of HUD Office MAP Business by Lender Region Atlanta Hub Atlanta Greensboro Jacksonville Atlanta Caribbean Knoxville Office AGM FINANCIAL SERVICES 3.1% 0.0% 0.0% 0.0% 0.0% 1.9% 3.7% 2.2% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARBOR COMMERCIAL MTGE 0.0% 60.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.4% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 1.6% 0.0% 0.0% 0.0% 2.4% 0.0% 0.0% 0.0% 10.3% 0.0% BELLWETHER REAL EST CAPITAL 4.7% 0.0% 0.0% 0.0% 2.4% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 12.5% 0.0% 19.2% 5.3% 4.8% 30.8% 29.6% 13.0% 0.0% 0.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 7.7% 0.0% 7.1% 0.0% 0.0% 4.3% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 7.7% 0.0% 0.0% 9.6% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 0.0% 4.8% 0.0% 0.0% 2.2% 3.4% 18.8% CENTERLINE MTGE CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.1% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.7% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 0.0% 0.0% 0.0% 5.3% 0.0% 0.0% 7.4% 0.0% 0.0% 0.0% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 21.7% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.2% 0.0% 0.0% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 17.2% 0.0% 3.8% 21.1% 11.9% 7.7% 14.8% 19.6% 17.2% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 2.4% 0.0% 0.0% 0.0% 0.0% 31.3% HIGHLAND COMMERCIAL MTGE 6.3% 0.0% 0.0% 0.0% 4.8% 0.0% 3.7% 0.0% 24.1% 9.4% HOUSING & HEALTHCARE FINC 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 5.8% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 5.3% 0.0% 0.0% 0.0% 8.7% 0.0% 0.0% LANCASTER POLLARD MTGE 1.6% 0.0% 0.0% 5.3% 0.0% 0.0% 0.0% 4.3% 0.0% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 20.0% 23.1% 10.5% 21.4% 3.8% 0.0% 4.3% 6.9% 3.1% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 11.1% 4.3% 0.0% 0.0% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 5.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% 4.3% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 3.1% 0.0% 3.8% 0.0% 2.4% 25.0% 7.4% 2.2% 3.4% 3.1% P/R MTGE & INVEST CORP 1.6% 0.0% 0.0% 10.5% 4.8% 0.0% 3.7% 0.0% 0.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 5.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 3.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 25.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% 0.0% 3.4% 0.0% RED MORTGAGE CAPITAL 0.0% 20.0% 7.7% 10.5% 2.4% 1.9% 7.4% 2.2% 6.9% 3.1% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 4.7% 0.0% 3.8% 0.0% 2.4% 0.0% 3.7% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 4.7% 0.0% 23.1% 15.8% 26.2% 0.0% 0.0% 4.3% 6.9% 3.1% WELLS FARGO BANK NA 1.6% 0.0% 0.0% 0.0% 0.0% 7.7% 3.7% 0.0% 13.8% 18.8% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Loan Count by HUD Office 64 5 26 19 42 52 27 46 29 32 Louisville Nashville Greensboro Columbia Jacksonville Birmingham Jackson 49

CHAPTER 4 Share of HUD Office MAP Business by Lender Region Chicago Hub Columbus Detroit Chicago Minneapolis Columbus Cleveland Office AGM FINANCIAL SERVICES 0.0% 3.1% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.9% 0.0% 2.4% ARBOR COMMERCIAL MTGE 0.0% 0.0% 3.3% 0.0% 1.8% 1.0% 0.0% ARMSTRONG MORTGAGE 7.1% 3.1% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 9.4% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.9% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 2.4% 21.9% 0.0% 1.2% 0.9% 1.0% 0.0% BERKADIA COMMERCIAL MTG 2.4% 0.0% 7.5% 10.8% 3.7% 1.0% 19.5% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 2.5% 0.0% 0.0% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 1.2% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 0.8% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.8% 0.0% 6.4% 1.0% 4.9% CENTERLINE MTGE CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CMC MORTGAGE SERVICES 4.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 16.5% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 2.4% 0.0% 0.0% 0.0% 0.9% 0.0% 0.0% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 22.9% 3.7% 0.0% 9.8% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 24.3% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.8% 25.3% 0.9% 0.0% 17.1% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 2.5% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.8% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 2.4% 0.0% 0.8% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.8% 1.2% 0.0% 1.0% 2.4% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 7.3% GREAT LAKES FINANCIAL GRP 0.0% 12.5% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 2.4% 6.3% 11.7% 4.8% 2.8% 1.0% 2.4% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 3.1% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 1.2% 2.8% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 3.1% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.8% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 4.8% 0.0% 0.0% 1.2% 0.9% 1.0% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 3.1% 0.8% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 0.0% 2.5% 7.2% 0.0% 0.0% 4.9% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 3.3% 2.4% 0.0% 1.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 36.9% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 0.0% 0.0% 0.0% 1.0% 4.9% P/R MTGE & INVEST CORP 7.1% 0.0% 1.7% 7.2% 69.7% 0.0% 2.4% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 0.0% 0.9% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 39.2% 0.0% 0.9% 0.0% 0.0% PNC BANK NA 0.0% 3.1% 4.2% 2.4% 0.9% 0.0% 0.0% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 1.2% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 6.3% 5.0% 4.8% 0.0% 8.7% 2.4% RED MORTGAGE CAPITAL 59.5% 18.8% 2.5% 2.4% 0.9% 0.0% 0.0% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 3.1% 0.0% 0.0% 0.0% 1.0% 0.0% ROCKPORT MORTGAGE 2.4% 0.0% 0.0% 0.0% 0.0% 0.0% 7.3% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 1.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 3.1% 3.3% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 4.2% 2.4% 0.0% 1.0% 7.3% WELLS FARGO BANK NA 2.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.9% Loan Count by HUD Office 42 32 120 83 109 103 41 Detroit Chicago Indianapolis Minneapolis Milwaukee 50

CHAPTER 4 Share of HUD Office MAP Business by Lender Region Fort Worth Hub Kansas City Fort Worth Kansas City Des Moines Oklahoma City Office AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.1% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 4.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 11.1% 2.6% ARBOR COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.1% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.1% BERKADIA COMMERCIAL MTG 0.0% 0.0% 17.9% 0.0% 11.8% 7.1% 4.3% 0.0% 3.7% 12.8% BERKELEY POINT CAPITAL LLC 0.0% 4.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.6% CENTENNIAL MORTGAGE 0.0% 0.0% 3.6% 0.0% 0.0% 8.3% 4.3% 3.4% 11.1% 5.1% CENTERLINE MTGE CAPITAL 0.0% 4.0% 0.0% 9.5% 0.0% 1.2% 0.0% 0.0% 0.0% 2.6% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 7.1% 0.0% 0.0% 0.0% 0.0% 0.0% 3.7% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.9% 0.0% 0.0% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 4.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 3.6% 0.0% 2.9% 1.2% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 4.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.6% DAVIS-PENN MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 6.0% 21.3% 0.0% 0.0% 10.3% DEVELOPERS MTGE CORP 0.0% 20.0% 0.0% 0.0% 2.9% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 20.0% 0.0% 0.0% 0.0% 20.2% 6.4% 0.0% 11.1% 5.1% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 1.2% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 1.2% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 29.2% 4.0% 0.0% 9.5% 52.9% 1.2% 0.0% 3.4% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 12.5% 0.0% 3.6% 4.8% 0.0% 0.0% 0.0% 0.0% 3.7% 0.0% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 2.4% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 4.2% 16.0% 10.7% 9.5% 2.9% 19.0% 25.5% 13.8% 7.4% 15.4% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 7.1% 0.0% 0.0% 0.0% 0.0% 3.4% 11.1% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 9.5% 0.0% 0.0% 2.1% 3.4% 0.0% 0.0% JS MULTICAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 4.2% 0.0% 3.6% 0.0% 0.0% 2.4% 2.1% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 20.8% 24.0% 3.6% 19.0% 0.0% 2.4% 2.1% 3.4% 7.4% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 31.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 12.5% 0.0% 0.0% 4.8% 23.5% 1.2% 0.0% 0.0% 0.0% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.1% 0.0% 0.0% 0.0% MASON JOSEPH COMPANY INC 0.0% 0.0% 3.6% 0.0% 0.0% 2.4% 6.4% 0.0% 3.7% 17.9% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.1% 3.4% 7.4% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 2.4% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 1.2% 0.0% 0.0% 3.7% 0.0% OPPENHEIMER MF HSG & HCARE 4.2% 0.0% 10.7% 0.0% 2.9% 3.6% 6.4% 3.4% 0.0% 7.7% P/R MTGE & INVEST CORP 4.2% 0.0% 7.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 1.2% 0.0% 0.0% 0.0% 0.0% PHARES CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 3.6% 0.0% 0.0% 0.0% 0.0% 3.4% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 9.5% 0.0% 2.4% 2.1% 0.0% 0.0% 2.6% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 4.8% 0.0% 1.2% 2.1% 3.4% 7.4% 0.0% RED MORTGAGE CAPITAL 0.0% 4.0% 0.0% 4.8% 0.0% 1.2% 0.0% 3.4% 0.0% 0.0% RED STONE AGENCY LENDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 6.0% 0.0% 0.0% 0.0% 5.1% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.4% 7.4% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 10.7% 0.0% 0.0% 2.4% 6.4% 3.4% 0.0% 2.6% WELLS FARGO BANK NA 0.0% 0.0% 3.6% 14.3% 0.0% 1.2% 0.0% 6.9% 0.0% 0.0% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Loan Count by HUD Office 24 25 28 21 34 84 47 29 27 39 Omaha St Louis Fort Worth Houston Little Rock New Orleans San Antonio 51

CHAPTER 4 Share of HUD Office MAP Business by Lender Region San Francisco Hub Denver Los Angeles San Francisco Seattle Denver Office AGM FINANCIAL SERVICES 1.3% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 2.6% 1.8% 2.8% 0.0% 0.0% 0.0% ARBOR COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 3.3% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BANK OF MONTANA 2.6% 0.0% 0.0% 0.0% 0.0% 0.0% BANKERS GUARANTEE TITLE TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 1.8% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 3.5% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 3.9% 1.8% 2.8% 5.3% 11.4% 10.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CALIFORNIA COMMUNITY REINVMT CORP 0.0% 1.8% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CBRE HMF INC 2.6% 0.0% 8.3% 5.3% 4.5% 3.3% CENTENNIAL MORTGAGE 0.0% 21.1% 2.8% 5.3% 6.8% 0.0% CENTERLINE MTGE CAPITAL 1.3% 0.0% 0.0% 0.0% 0.0% 0.0% CENTRAL NATIONAL BANK&TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CHAMBERS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CMC MORTGAGE SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COLUMBIA NATL REAL ESTATE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% COOPERATIVE HSG RESOURCES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CRAIN MORTGAGE GROUP, LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 3.3% D ANSLEY COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DAVIS-PENN MTGE 0.0% 0.0% 2.8% 0.0% 0.0% 3.3% DEVELOPERS MTGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 5.3% 0.0% 0.0% 0.0% 6.8% 0.0% DRAPER & KRAMER COMCL MTGE 1.3% 0.0% 0.0% 0.0% 0.0% 0.0% EASTERN MORTGAGE CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% EF&A FUNDING LLC 0.0% 3.5% 5.6% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FOREST CITY CAPITAL CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 1.3% 0.0% 0.0% 10.5% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 2.6% 0.0% 0.0% 0.0% 0.0% 0.0% GREAT LAKES FINANCIAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 18.4% 8.8% 11.1% 5.3% 13.6% 20.0% HFC FUNDING CORP 0.0% 1.8% 0.0% 0.0% 0.0% 0.0% HIGHLAND COMMERCIAL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 1.3% 0.0% 11.1% 0.0% 0.0% 0.0% JS MULTICAPITAL CORP 1.3% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 1.3% 0.0% 8.3% 5.3% 2.3% 0.0% LAY COMMERCIAL MTGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 3.9% 3.5% 2.8% 10.5% 11.4% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 3.3% MASON JOSEPH COMPANY INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% MUSA FINANCIAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% NORTHPOINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 3.9% 1.8% 2.8% 0.0% 0.0% 6.7% OPPENHEIMER MF HSG & HCARE 1.3% 0.0% 0.0% 0.0% 2.3% 0.0% P/R MTGE & INVEST CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PARAGON MORTGAGE 3.9% 0.0% 8.3% 31.6% 2.3% 3.3% PHARES CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PILLAR CAPITAL FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 17.5% 13.9% 0.0% 0.0% 3.3% PRAIRIE MORTGAGE CO 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 9.2% 3.5% 2.8% 0.0% 2.3% 13.3% RED MORTGAGE CAPITAL 6.6% 15.8% 2.8% 10.5% 2.3% 3.3% RED STONE AGENCY LENDING 9.2% 0.0% 0.0% 5.3% 0.0% 3.3% RICHMAC FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 3.3% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 2.3% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 2.8% 0.0% 2.3% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STONEARCH MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SUN WEST MORTGAGE 0.0% 1.8% 2.8% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 3.9% 0.0% 0.0% 0.0% 4.5% 0.0% WALKER AND DUNLOP LLC 0.0% 8.8% 0.0% 5.3% 25.0% 13.3% WELLS FARGO BANK NA 10.5% 1.8% 2.8% 0.0% 0.0% 3.3% WYATT FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 2.8% 0.0% 0.0% 0.0% Loan Count by HUD Office 76 57 36 19 44 30 Los Angeles San Francisco Phoenix Seattle Portland 52

CHAPTER 4 MAP Firm Commitments by Program and HUD Office Region HUB Office a7 223(f) 213 207 NC/SR 220 231 241(a) TOTAL San Francisco Fort Worth Chicago Atlanta New York City Boston 12 23 0 0 0 0 0 0 35 Boston Hartford 10 12 0 0 0 0 0 0 22 Manchester 2 6 0 0 0 0 0 0 8 Providence 9 4 0 0 0 0 0 0 13 New York New York 7 10 0 0 0 0 0 0 17 Buffalo 2 19 0 0 0 0 0 0 21 Philadelphia 8 16 0 0 3 0 0 1 28 Philadelphia Charleston 12 0 0 0 0 0 0 0 12 Newark 0 4 0 0 0 0 0 0 4 Pittsburgh 2 6 0 0 0 0 0 0 8 Baltimore Baltimore 24 17 0 0 9 0 2 0 52 Richmond 28 26 0 0 9 0 0 0 63 Atlanta 33 24 0 0 6 0 1 0 64 Caribbean 0 5 0 0 0 0 0 0 5 Atlanta Knoxville 10 12 0 0 4 0 0 0 26 Louisville 9 6 0 0 4 0 0 0 19 Nashville 22 14 0 0 6 0 0 0 42 Greensboro Greensboro 33 10 0 0 7 2 0 0 52 Columbia 12 8 0 0 7 0 0 0 27 Jacksonville 13 27 0 0 5 1 0 0 46 Jacksonville Birmingham 16 13 0 0 0 0 0 0 29 Jackson 16 15 0 0 1 0 0 0 32 Columbus Columbus 25 12 0 0 4 0 0 1 42 Cleveland 14 15 0 0 4 0 0 0 33 Detroit Detroit 56 60 0 0 4 0 0 0 120 Chicago Chicago 31 47 0 0 5 0 0 0 83 Indianapolis 56 47 0 0 6 0 0 0 109 Minneapolis Minneapolis 62 35 0 0 5 0 0 1 103 Milwaukee 13 25 0 0 3 0 0 0 41 Kansas City 11 12 0 0 1 0 0 0 24 Des Moines 14 9 2 0 0 0 0 0 25 Kansas City Oklahoma City 18 5 0 0 5 0 0 0 28 Omaha 13 5 0 0 3 0 0 0 21 St Louis 25 8 0 0 1 0 0 0 34 Fort Worth 45 27 0 0 12 0 0 0 84 Houston 29 14 0 0 4 0 0 0 47 Fort Worth Little Rock 19 7 0 0 3 0 0 0 29 New Orleans 17 6 0 0 3 1 0 0 27 San Antonio 24 6 0 0 9 0 0 0 39 Denver Denver 45 22 0 0 9 0 0 0 76 Los Angeles Los Angeles 22 28 0 0 7 0 0 0 57 San Francisco San Francisco 8 26 0 0 2 0 0 0 36 Phoenix 13 6 0 0 0 0 0 0 19 Seattle Seattle 13 24 0 1 6 0 0 0 44 Portland 8 17 0 0 4 0 0 0 29 TOTAL 861 740 2 1 161 4 3 3 1,775 53

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FHA Lender Ranking Summary FY 2013 CHAPTER 5: LEAN Lending Activity by HUD Office & Lender 55

CHAPTER 5 LEAN Loans (Firm Commitments) by Lender and State Region New York City CT DE DC ME MD MA NH NJ NY PA RI VT VA WV State Connecticut Delaware District of Columbia Maine AGM FINANCIAL SERVICES 0 0 0 0 1 0 0 0 0 0 0 0 0 0 AMERISPHERE MTG FINANCE LLC 0 0 0 0 0 1 0 0 0 0 0 0 0 0 ARMSTRONG MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 1 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 0 0 0 1 0 0 1 0 0 0 0 0 0 BELLWETHER REAL EST CAPITAL 0 0 0 0 0 0 0 0 0 1 0 0 0 0 BERKADIA COMMERCIAL MTG 9 0 0 0 0 0 0 0 2 0 0 0 3 0 BERKELEY POINT CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CAIN BROTHERS FUNDING LLC 0 0 0 0 0 0 0 0 2 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 0 1 0 0 0 0 0 0 0 0 0 0 CAPITAL FUNDING GROUP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CAPITAL FUNDING LLC 0 0 0 0 2 5 0 0 3 1 2 0 6 8 CBRE HMF INC 0 0 0 0 0 0 0 0 0 3 0 0 0 0 CENTENNIAL MORTGAGE 0 0 0 0 2 0 0 0 0 0 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 0 0 11 0 0 0 0 0 CWCAPITAL LLC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 DOUGHERTY MORTGAGE LLC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 DRAPER & KRAMER COMCL MTGE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 0 2 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 GERSHMAN INVESTMENT 0 0 0 0 0 0 0 0 0 0 0 0 0 0 GRANDBRIDGE REAL ESTATE CAP 0 0 0 0 0 0 0 0 0 0 0 0 1 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 1 0 0 0 0 1 1 1 7 0 1 0 0 1 HFC FUNDING CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 1 1 1 0 0 0 0 8 5 2 2 0 0 0 HUNTOON HASTINGS INC 0 0 0 0 0 0 0 0 0 1 0 0 0 0 KEYCORP REAL EST CAP MKT 0 0 0 1 0 0 0 0 1 0 0 0 0 0 LANCASTER POLLARD MTGE 0 1 0 2 0 1 0 2 0 4 0 1 2 0 LINKS MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 LOVE FUNDING CORP 1 0 0 3 1 3 0 6 0 1 0 0 1 0 M & T REALTY CORP 0 0 0 0 0 0 0 0 0 1 0 0 4 0 METROPOLITAN FUNDING CORP 0 1 0 0 0 0 0 0 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 0 0 0 0 0 0 0 0 0 0 0 0 0 0 OPPENHEIMER MF HSG & HCARE 2 0 0 1 0 7 0 1 0 0 0 0 0 0 PARAGON MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 PNC BANK NA 0 0 0 0 2 0 0 0 0 2 0 0 1 0 PRUDENTIAL HUNTOON PAIGE 0 0 0 0 0 1 0 0 2 0 0 0 0 0 RED MORTGAGE CAPITAL 2 0 0 0 1 4 0 1 3 2 0 0 0 0 REGIONS BANK 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 0 0 0 0 0 0 0 1 0 0 0 0 0 ROCKPORT MORTGAGE 0 0 0 0 0 1 0 0 0 0 0 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 1 0 1 1 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 1 0 0 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 0 0 0 0 0 0 0 0 0 0 0 0 WACHOVIA MF CAPITAL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 WALKER AND DUNLOP LLC 0 0 0 0 1 0 0 0 0 0 0 0 0 0 WELLS FARGO BANK NA 0 0 0 0 5 0 0 0 0 0 0 0 2 0 ZIEGLER FINANCING CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 TOTAL 16 3 1 8 17 25 2 23 38 18 5 1 20 9 Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia West Virginia 56

CHAPTER 5 LEAN Loans (Firm Commitments) by Lender and State Region Atlanta AL FL GA KY MS NC PR SC TN VI State Alabama Florida Georgia Kentucky Mississippi North Carolina Puerto Rico South Carolina Tennessee Virgin Islands AGM FINANCIAL SERVICES 0 0 0 0 0 0 0 0 0 0 AMERISPHERE MTG FINANCE LLC 0 0 1 0 0 0 0 0 0 0 ARMSTRONG MORTGAGE 0 0 0 0 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 BELLWETHER REAL EST CAPITAL 0 0 0 0 0 0 0 0 0 0 BERKADIA COMMERCIAL MTG 0 0 1 0 0 4 0 2 0 0 BERKELEY POINT CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 CAIN BROTHERS FUNDING LLC 0 0 0 0 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 1 0 1 0 0 0 1 0 0 CAPITAL FUNDING GROUP 0 0 0 0 0 0 0 0 0 0 CAPITAL FUNDING LLC 3 5 0 1 2 4 0 0 2 0 CBRE HMF INC 0 0 0 0 0 0 0 0 0 0 CENTENNIAL MORTGAGE 0 0 1 0 0 1 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 0 0 0 0 CWCAPITAL LLC 0 0 0 0 0 0 0 0 0 0 DOUGHERTY MORTGAGE LLC 0 0 0 0 0 0 0 0 0 0 DRAPER & KRAMER COMCL MTGE 0 0 0 0 0 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 1 0 0 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 1 0 0 0 0 0 0 0 0 GERSHMAN INVESTMENT 0 0 0 0 0 0 0 0 0 0 GRANDBRIDGE REAL ESTATE CAP 0 0 0 0 0 1 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 6 0 0 0 0 1 0 0 1 0 HFC FUNDING CORP 1 0 0 0 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 0 10 0 0 0 0 0 0 0 0 HUNTOON HASTINGS INC 0 0 0 0 0 0 0 0 0 0 KEYCORP REAL EST CAP MKT 0 0 0 0 0 0 0 0 0 0 LANCASTER POLLARD MTGE 0 2 0 2 2 6 0 1 4 0 LINKS MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 LOVE FUNDING CORP 0 6 0 0 4 0 0 0 0 0 M & T REALTY CORP 0 0 0 0 0 0 0 0 1 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 1 0 0 0 0 0 0 0 0 0 OPPENHEIMER MF HSG & HCARE 1 0 1 0 0 0 0 0 1 0 PARAGON MORTGAGE 0 0 0 0 0 0 0 0 0 0 PNC BANK NA 0 0 0 0 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 0 1 2 0 0 0 0 0 1 0 RED MORTGAGE CAPITAL 0 1 0 2 0 0 0 0 1 0 REGIONS BANK 0 2 1 0 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 0 0 0 0 0 0 0 0 0 ROCKPORT MORTGAGE 0 0 0 0 0 0 0 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 0 0 0 0 0 0 0 0 WACHOVIA MF CAPITAL 0 0 0 0 0 0 0 0 0 0 WALKER AND DUNLOP LLC 0 0 0 0 0 0 0 0 4 0 WELLS FARGO BANK NA 0 0 0 0 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 0 0 0 0 0 0 0 0 0 TOTAL 12 30 7 6 8 17 0 4 15 0 57

CHAPTER 5 LEAN Loans (Firm Commitments) by Lender and State Region Chicago IL IN MI MN OH WI State Illinois Indiana Michigan Minnesota Ohio Wisconsin AGM FINANCIAL SERVICES 0 0 0 0 0 0 AMERISPHERE MTG FINANCE LLC 0 0 0 0 0 0 ARMSTRONG MORTGAGE 0 0 0 0 1 0 BEDFORD LENDING CORP 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 5 8 1 0 0 0 BELLWETHER REAL EST CAPITAL 0 0 0 0 0 0 BERKADIA COMMERCIAL MTG 0 0 3 0 1 2 BERKELEY POINT CAPITAL LLC 0 0 0 0 0 1 CAIN BROTHERS FUNDING LLC 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 19 3 0 0 1 1 CAPITAL FUNDING GROUP 0 0 0 0 0 0 CAPITAL FUNDING LLC 1 2 1 0 1 0 CBRE HMF INC 0 0 0 0 0 0 CENTENNIAL MORTGAGE 0 1 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 CWCAPITAL LLC 0 0 0 0 1 0 DOUGHERTY MORTGAGE LLC 0 0 0 8 0 0 DRAPER & KRAMER COMCL MTGE 2 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 GERSHMAN INVESTMENT 4 0 0 0 0 0 GRANDBRIDGE REAL ESTATE CAP 0 0 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 11 0 5 0 1 0 HFC FUNDING CORP 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 3 0 0 0 6 0 HUNTOON HASTINGS INC 0 0 0 0 0 0 KEYCORP REAL EST CAP MKT 0 0 0 0 1 0 LANCASTER POLLARD MTGE 23 17 4 1 28 0 LINKS MORTGAGE CORP 0 0 0 0 4 0 LOVE FUNDING CORP 1 0 5 0 2 0 M & T REALTY CORP 0 0 0 0 0 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 0 0 0 2 0 0 OPPENHEIMER MF HSG & HCARE 0 0 1 0 3 0 PARAGON MORTGAGE 0 0 0 0 0 0 PNC BANK NA 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 0 0 0 0 0 0 RED MORTGAGE CAPITAL 0 1 0 8 0 3 REGIONS BANK 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 0 0 0 0 0 ROCKPORT MORTGAGE 0 0 0 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 0 0 0 0 WACHOVIA MF CAPITAL 0 0 0 0 0 0 WALKER AND DUNLOP LLC 1 0 0 0 1 0 WELLS FARGO BANK NA 0 1 1 0 0 0 ZIEGLER FINANCING CORP 0 0 2 2 0 2 TOTAL 70 33 23 21 51 9 58

CHAPTER 5 LEAN Loans (Firm Commitments) by Lender and State Region Fort Worth AR IA KS LA MO NE NM OK TX State Arkansas Iowa Kansas Louisiana Missouri Nebraska New Mexico Oklahoma Texas AGM FINANCIAL SERVICES 0 0 0 0 0 0 0 0 0 AMERISPHERE MTG FINANCE LLC 0 0 0 0 0 0 0 0 0 ARMSTRONG MORTGAGE 0 0 0 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 0 0 0 2 0 0 0 6 BELLWETHER REAL EST CAPITAL 0 0 0 0 0 0 0 0 0 BERKADIA COMMERCIAL MTG 12 0 0 1 0 0 0 1 7 BERKELEY POINT CAPITAL LLC 0 0 0 0 0 0 0 0 0 CAIN BROTHERS FUNDING LLC 0 0 0 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 0 2 3 0 0 0 1 CAPITAL FUNDING GROUP 0 0 0 1 0 0 0 0 0 CAPITAL FUNDING LLC 0 2 0 2 2 3 0 0 4 CBRE HMF INC 0 0 0 0 0 0 0 0 0 CENTENNIAL MORTGAGE 0 0 0 0 0 0 0 0 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 0 0 0 CWCAPITAL LLC 0 0 1 0 0 0 0 0 0 DOUGHERTY MORTGAGE LLC 0 1 0 0 0 0 0 0 0 DRAPER & KRAMER COMCL MTGE 0 0 0 0 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 0 0 0 GERSHMAN INVESTMENT 1 0 0 0 1 0 0 0 0 GRANDBRIDGE REAL ESTATE CAP 0 0 0 0 0 0 0 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 1 0 0 0 0 1 0 0 0 HFC FUNDING CORP 0 0 0 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 0 0 0 0 5 0 0 0 2 HUNTOON HASTINGS INC 0 1 0 0 0 1 0 0 0 KEYCORP REAL EST CAP MKT 0 1 0 0 2 1 0 0 2 LANCASTER POLLARD MTGE 1 0 0 0 4 0 0 0 5 LINKS MORTGAGE CORP 0 0 0 0 0 0 0 0 0 LOVE FUNDING CORP 0 0 0 0 2 0 0 1 3 M & T REALTY CORP 0 0 0 0 0 0 0 0 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 0 0 0 0 0 0 0 0 0 OPPENHEIMER MF HSG & HCARE 0 0 0 0 0 0 0 0 1 PARAGON MORTGAGE 0 0 0 0 0 0 0 0 0 PNC BANK NA 0 0 0 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 0 1 0 2 0 0 1 0 1 RED MORTGAGE CAPITAL 0 7 0 0 0 2 0 0 4 REGIONS BANK 0 0 0 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 0 0 0 0 0 0 0 0 ROCKPORT MORTGAGE 0 0 0 0 0 0 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 1 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 1 0 0 0 0 0 0 WACHOVIA MF CAPITAL 0 0 0 0 0 0 0 0 0 WALKER AND DUNLOP LLC 0 0 0 0 0 0 0 1 1 WELLS FARGO BANK NA 0 0 0 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 2 0 0 0 0 0 0 0 TOTAL 15 15 2 9 21 8 1 3 37 59

CHAPTER 5 LEAN Loans (Firm Commitments) by Lender and State Region San Francisco AK AZ CA CO HI ID MT NV ND OR SD UT WA WY State Alaska Arizona California Colorado Hawaii Idaho Montana Nevada North Dakota Oregon South Dakota Utah Washington Wyoming AGM FINANCIAL SERVICES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 AMERISPHERE MTG FINANCE LLC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ARMSTRONG MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 BEDFORD LENDING CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 BEECH STREET CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 BELLWETHER REAL EST CAPITAL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 BERKADIA COMMERCIAL MTG 0 0 6 2 0 0 0 0 0 4 0 0 3 0 BERKELEY POINT CAPITAL LLC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CAIN BROTHERS FUNDING LLC 0 0 1 0 0 0 0 0 0 0 0 0 0 0 CAMBRIDGE REALTY CAPITAL 0 0 11 0 0 0 0 0 0 0 0 1 0 0 CAPITAL FUNDING GROUP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CAPITAL FUNDING LLC 0 3 25 0 1 0 5 2 0 1 1 4 7 0 CBRE HMF INC 0 0 1 0 0 0 0 0 0 0 0 0 0 0 CENTENNIAL MORTGAGE 0 0 2 0 0 0 0 0 0 1 0 0 1 0 CENTURY HEALTH CAPITAL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CWCAPITAL LLC 0 0 3 0 1 1 0 0 0 5 0 0 5 0 DOUGHERTY MORTGAGE LLC 0 0 0 1 0 0 0 0 0 0 0 0 0 0 DRAPER & KRAMER COMCL MTGE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 FIRST AMERICAN CAPITAL GRP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 FIRST HSG DEVMT CORP OF FL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 GERSHMAN INVESTMENT 0 0 0 0 0 0 0 0 0 0 0 0 0 0 GRANDBRIDGE REAL ESTATE CAP 0 1 0 0 0 0 0 0 0 0 0 1 0 0 GREYSTONE FUNDING CORP (inc. Greystone Servicing) 0 0 0 1 0 0 0 0 0 5 1 2 0 0 HFC FUNDING CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 HOUSING & HEALTHCARE FINC 0 0 0 0 0 0 0 0 0 0 0 1 0 0 HUNTOON HASTINGS INC 0 0 1 0 0 0 1 0 1 2 0 0 0 0 KEYCORP REAL EST CAP MKT 0 1 0 0 0 0 0 0 0 1 0 1 0 0 LANCASTER POLLARD MTGE 0 0 0 0 0 0 1 0 0 1 0 1 2 0 LINKS MORTGAGE CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 LOVE FUNDING CORP 0 1 4 0 0 0 0 0 0 0 0 0 2 0 M & T REALTY CORP 0 0 0 0 0 0 0 0 0 1 0 0 0 0 METROPOLITAN FUNDING CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 OAK GROVE COMMERCIAL MTG 0 0 0 0 0 0 0 0 0 0 1 0 0 0 OPPENHEIMER MF HSG & HCARE 0 0 0 0 0 0 0 0 0 0 0 1 0 0 PARAGON MORTGAGE 0 0 1 0 0 0 0 0 0 0 0 0 0 0 PNC BANK NA 0 1 1 0 0 0 0 0 0 0 0 0 0 0 PRUDENTIAL HUNTOON PAIGE 0 0 4 1 0 0 0 0 0 1 0 1 0 0 RED MORTGAGE CAPITAL 1 2 0 0 0 0 0 0 0 1 3 3 2 0 REGIONS BANK 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ROCKHALL FUNDING CORP 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ROCKPORT MORTGAGE 0 0 0 0 0 0 0 0 0 0 0 0 0 0 SIMS MORTGAGE FUNDING 0 0 0 0 0 0 0 0 0 0 0 0 0 0 STIFEL BANK AND TRUST 0 0 0 0 0 0 0 0 0 0 0 0 0 0 TAVERNIER CAPITAL FUNDING 0 0 0 0 0 0 0 0 0 0 0 0 0 0 WACHOVIA MF CAPITAL 0 0 0 0 0 0 0 0 0 0 0 0 1 0 WALKER AND DUNLOP LLC 0 0 0 0 0 1 0 0 0 0 0 0 2 0 WELLS FARGO BANK NA 0 0 3 0 0 0 0 0 0 0 0 0 0 0 ZIEGLER FINANCING CORP 0 0 0 0 0 0 0 0 0 0 1 0 0 0 TOTAL 1 9 63 5 2 2 7 2 1 23 7 16 25 0 60

CHAPTER 5 Share of Lender s LEAN Business by State Region New York City State Connecticut Delaware District of Columbia Maine AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 4.2% 0.0% 0.0% 4.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 14.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 3.2% 0.0% 0.0% 0.0% 4.8% 0.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 66.7% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 2.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 0.0% 0.0% 0.0% 0.0% 1.8% 4.5% 0.0% 0.0% 2.7% 0.9% 1.8% 0.0% 5.4% 7.2% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 75.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 0.0% 22.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 66.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 2.0% 0.0% 0.0% 0.0% 0.0% 2.0% 2.0% 2.0% 14.3% 0.0% 2.0% 0.0% 0.0% 2.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 2.1% 2.1% 2.1% 0.0% 0.0% 0.0% 0.0% 17.0% 10.6% 4.3% 4.3% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 0.0% 0.8% 0.0% 1.7% 0.0% 0.8% 0.0% 1.7% 0.0% 3.4% 0.0% 0.8% 1.7% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 2.1% 0.0% 0.0% 6.4% 2.1% 6.4% 0.0% 12.8% 0.0% 2.1% 0.0% 0.0% 2.1% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% 0.0% 0.0% 57.1% 0.0% METROPOLITAN FUNDING CORP 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 10.0% 0.0% 0.0% 5.0% 0.0% 35.0% 0.0% 5.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 28.6% 0.0% 0.0% 0.0% 0.0% 28.6% 0.0% 0.0% 14.3% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 0.0% 0.0% 5.3% 0.0% 0.0% 10.5% 0.0% 0.0% 0.0% 0.0% 0.0% RED MORTGAGE CAPITAL 3.7% 0.0% 0.0% 0.0% 1.9% 7.4% 0.0% 1.9% 5.6% 3.7% 0.0% 0.0% 0.0% 0.0% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% 25.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 41.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 16.7% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia West Virginia 61

CHAPTER 5 Share of Lender s LEAN Business by State Region Atlanta State Alabama Florida Georgia Kentucky Mississippi North Carolina Puerto Rico South Carolina Tennessee Virgin Islands AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 0.0% 0.0% 1.6% 0.0% 0.0% 6.3% 0.0% 3.2% 0.0% 0.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 2.2% 0.0% 2.2% 0.0% 0.0% 0.0% 2.2% 0.0% 0.0% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 2.7% 4.5% 0.0% 0.9% 1.8% 3.6% 0.0% 0.0% 1.8% 0.0% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 11.1% 0.0% 0.0% 11.1% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 33.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 12.2% 0.0% 0.0% 0.0% 0.0% 2.0% 0.0% 0.0% 2.0% 0.0% HFC FUNDING CORP 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 21.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 0.0% 1.7% 0.0% 1.7% 1.7% 5.1% 0.0% 0.8% 3.4% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 12.8% 0.0% 0.0% 8.5% 0.0% 0.0% 0.0% 0.0% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 5.0% 0.0% 5.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 5.3% 10.5% 0.0% 0.0% 0.0% 0.0% 0.0% 5.3% 0.0% RED MORTGAGE CAPITAL 0.0% 1.9% 0.0% 3.7% 0.0% 0.0% 0.0% 0.0% 1.9% 0.0% REGIONS BANK 0.0% 66.7% 33.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 33.3% 0.0% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 62

CHAPTER 5 Share of Lender s LEAN Business by State Region Chicago State Illinois Indiana Michigan Minnesota Ohio Wisconsin AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 20.8% 33.3% 4.2% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 0.0% 0.0% 4.8% 0.0% 1.6% 3.2% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 41.3% 6.5% 0.0% 0.0% 2.2% 2.2% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 0.9% 1.8% 0.9% 0.0% 0.9% 0.0% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 11.1% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 80.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 66.7% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 22.4% 0.0% 10.2% 0.0% 2.0% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 6.4% 0.0% 0.0% 0.0% 12.8% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% LANCASTER POLLARD MTGE 19.5% 14.4% 3.4% 0.8% 23.7% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% LOVE FUNDING CORP 2.1% 0.0% 10.6% 0.0% 4.3% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 50.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 5.0% 0.0% 15.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RED MORTGAGE CAPITAL 0.0% 1.9% 0.0% 14.8% 0.0% 5.6% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 8.3% 0.0% 0.0% 0.0% 8.3% 0.0% WELLS FARGO BANK NA 0.0% 8.3% 8.3% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 22.2% 22.2% 0.0% 22.2% 63

CHAPTER 5 Share of Lender s LEAN Business by State Region Fort Worth State Arkansas Iowa Kansas Louisiana Missouri Nebraska New Mexico Oklahoma Texas AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 25.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 19.0% 0.0% 0.0% 1.6% 0.0% 0.0% 0.0% 1.6% 11.1% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 4.3% 6.5% 0.0% 0.0% 0.0% 2.2% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 0.0% 1.8% 0.0% 1.8% 1.8% 2.7% 0.0% 0.0% 3.6% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 10.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 16.7% 0.0% 0.0% 0.0% 16.7% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 2.0% 0.0% 0.0% 0.0% 0.0% 2.0% 0.0% 0.0% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 10.6% 0.0% 0.0% 0.0% 4.3% HUNTOON HASTINGS INC 0.0% 12.5% 0.0% 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 8.3% 0.0% 0.0% 16.7% 8.3% 0.0% 0.0% 16.7% LANCASTER POLLARD MTGE 0.8% 0.0% 0.0% 0.0% 3.4% 0.0% 0.0% 0.0% 4.2% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 0.0% 0.0% 0.0% 4.3% 0.0% 0.0% 2.1% 6.4% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 5.3% 0.0% 10.5% 0.0% 0.0% 5.3% 0.0% 5.3% RED MORTGAGE CAPITAL 0.0% 13.0% 0.0% 0.0% 0.0% 3.7% 0.0% 0.0% 7.4% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 8.3% 8.3% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 22.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 64

CHAPTER 5 Share of Lender s LEAN Business by State Region San Francisco State Alaska Arizona California Colorado Hawaii Idaho Montana Nevada North Dakota Oregon South Dakota Utah Washington Wyoming AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 0.0% 0.0% 9.5% 3.2% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% 0.0% 4.8% 0.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 33.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 23.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.2% 0.0% 0.0% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 0.0% 2.7% 22.5% 0.0% 0.9% 0.0% 4.5% 1.8% 0.0% 0.9% 0.9% 3.6% 6.3% 0.0% CBRE HMF INC 0.0% 0.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 22.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 11.1% 0.0% 0.0% 11.1% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 17.6% 0.0% 5.9% 5.9% 0.0% 0.0% 0.0% 29.4% 0.0% 0.0% 29.4% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 10.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 0.0% 0.0% 0.0% 2.0% 0.0% 0.0% 0.0% 0.0% 0.0% 10.2% 2.0% 4.1% 0.0% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.1% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% 12.5% 0.0% 12.5% 25.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% 8.3% 0.0% 0.0% LANCASTER POLLARD MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.8% 0.0% 0.0% 0.8% 0.0% 0.8% 1.7% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 2.1% 8.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.3% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 25.0% 0.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.0% 0.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 14.3% 14.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 21.1% 5.3% 0.0% 0.0% 0.0% 0.0% 0.0% 5.3% 0.0% 5.3% 0.0% 0.0% RED MORTGAGE CAPITAL 1.9% 3.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.9% 5.6% 5.6% 3.7% 0.0% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 0.0% 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 16.7% 0.0% WELLS FARGO BANK NA 0.0% 0.0% 25.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 11.1% 0.0% 0.0% 0.0% 65

CHAPTER 5 Share of State s LEAN Business by Lender Region New York City State Connecticut Delaware District of Columbia Maine AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 4.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% 4.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.6% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 56.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.3% 0.0% 0.0% 0.0% 15.0% 0.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.3% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 0.0% 0.0% 0.0% 0.0% 11.8% 20.0% 0.0% 0.0% 7.9% 5.6% 40.0% 0.0% 30.0% 88.9% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 16.7% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 0.0% 11.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 28.9% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 8.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 6.3% 0.0% 0.0% 0.0% 0.0% 4.0% 50.0% 4.3% 18.4% 0.0% 20.0% 0.0% 0.0% 11.1% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 6.3% 33.3% 100.0% 0.0% 0.0% 0.0% 0.0% 34.8% 13.2% 11.1% 40.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.6% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% 0.0% 2.6% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 0.0% 33.3% 0.0% 25.0% 0.0% 4.0% 0.0% 8.7% 0.0% 22.2% 0.0% 100.0% 10.0% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 6.3% 0.0% 0.0% 37.5% 5.9% 12.0% 0.0% 26.1% 0.0% 5.6% 0.0% 0.0% 5.0% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 5.6% 0.0% 0.0% 20.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 33.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 12.5% 0.0% 0.0% 12.5% 0.0% 28.0% 0.0% 4.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 11.8% 0.0% 0.0% 0.0% 0.0% 11.1% 0.0% 0.0% 5.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 0.0% 0.0% 4.0% 0.0% 0.0% 5.3% 0.0% 0.0% 0.0% 0.0% 0.0% RED MORTGAGE CAPITAL 12.5% 0.0% 0.0% 0.0% 5.9% 16.0% 0.0% 4.3% 7.9% 11.1% 0.0% 0.0% 0.0% 0.0% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.6% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 4.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 4.0% 0.0% 4.3% 2.6% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 29.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 10.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Loan Count by State 16 3 1 8 17 25 2 23 38 18 5 1 20 9 Maryland Massachusetts New Hampshire New Jersey New York Pennsylvania Rhode Island Vermont Virginia West Virginia 66

CHAPTER 5 Share of State s LEAN Business by Lender Region Atlanta State Alabama Florida Georgia Kentucky Mississippi North Carolina Puerto Rico South Carolina Tennessee AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 14.3% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 0.0% 0.0% 14.3% 0.0% 0.0% 23.5% 50.0% 0.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 3.3% 0.0% 16.7% 0.0% 0.0% 25.0% 0.0% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 25.0% 16.7% 0.0% 16.7% 25.0% 23.5% 0.0% 13.3% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 14.3% 0.0% 0.0% 5.9% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 3.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 3.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 50.0% 0.0% 0.0% 0.0% 0.0% 5.9% 0.0% 6.7% HFC FUNDING CORP 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 33.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LANCASTER POLLARD MTGE 0.0% 6.7% 0.0% 33.3% 25.0% 35.3% 25.0% 26.7% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 20.0% 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.7% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 8.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 8.3% 0.0% 14.3% 0.0% 0.0% 0.0% 0.0% 6.7% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 3.3% 28.6% 0.0% 0.0% 0.0% 0.0% 6.7% RED MORTGAGE CAPITAL 0.0% 3.3% 0.0% 33.3% 0.0% 0.0% 0.0% 6.7% REGIONS BANK 0.0% 6.7% 14.3% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 26.7% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Virgin Islands Loan Count by State 12 30 7 6 8 17 0 4 15 0 67

CHAPTER 5 Share of State s LEAN Business by Lender Region Chicago State Illinois Indiana Michigan Minnesota Ohio Wisconsin AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 2.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 7.1% 24.2% 4.3% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 0.0% 0.0% 13.0% 0.0% 2.0% 22.2% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 11.1% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 27.1% 9.1% 0.0% 0.0% 2.0% 11.1% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 1.4% 6.1% 4.3% 0.0% 2.0% 0.0% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 3.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 0.0% 0.0% 2.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 38.1% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 2.9% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 5.7% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 15.7% 0.0% 21.7% 0.0% 2.0% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 4.3% 0.0% 0.0% 0.0% 11.8% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 0.0% 0.0% 0.0% 2.0% 0.0% LANCASTER POLLARD MTGE 32.9% 51.5% 17.4% 4.8% 54.9% 0.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 7.8% 0.0% LOVE FUNDING CORP 1.4% 0.0% 21.7% 0.0% 3.9% 0.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 9.5% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 4.3% 0.0% 5.9% 0.0% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% RED MORTGAGE CAPITAL 0.0% 3.0% 0.0% 38.1% 0.0% 33.3% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 1.4% 0.0% 0.0% 0.0% 2.0% 0.0% WELLS FARGO BANK NA 0.0% 3.0% 4.3% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 8.7% 9.5% 0.0% 22.2% Loan Count by State 70 33 23 21 51 9 68

CHAPTER 5 Share of State s LEAN Business by Lender Region Fort Worth State Arkansas Iowa Kansas Louisiana Missouri Nebraska New Mexico Oklahoma Texas AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 9.5% 0.0% 0.0% 0.0% 16.2% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 80.0% 0.0% 0.0% 11.1% 0.0% 0.0% 0.0% 33.3% 18.9% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 0.0% 22.2% 14.3% 0.0% 0.0% 0.0% 2.7% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 11.1% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 0.0% 13.3% 0.0% 22.2% 9.5% 37.5% 0.0% 0.0% 10.8% CBRE HMF INC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DOUGHERTY MORTGAGE LLC 0.0% 6.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 6.7% 0.0% 0.0% 0.0% 4.8% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 6.7% 0.0% 0.0% 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 23.8% 0.0% 0.0% 0.0% 5.4% HUNTOON HASTINGS INC 0.0% 6.7% 0.0% 0.0% 0.0% 12.5% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 6.7% 0.0% 0.0% 9.5% 12.5% 0.0% 0.0% 5.4% LANCASTER POLLARD MTGE 6.7% 0.0% 0.0% 0.0% 19.0% 0.0% 0.0% 0.0% 13.5% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 0.0% 0.0% 0.0% 9.5% 0.0% 0.0% 33.3% 8.1% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2.7% PARAGON MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 6.7% 0.0% 22.2% 0.0% 0.0% 100.0% 0.0% 2.7% RED MORTGAGE CAPITAL 0.0% 46.7% 0.0% 0.0% 0.0% 25.0% 0.0% 0.0% 10.8% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 11.1% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 33.3% 2.7% WELLS FARGO BANK NA 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 13.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Loan Count by State 15 15 2 9 21 8 1 3 37 69

CHAPTER 5 Share of State s LEAN Business by Lender Region San Francisco State Alaska Arizona California Colorado Hawaii Idaho Montana Nevada North Dakota Oregon South Dakota Utah Washington AGM FINANCIAL SERVICES 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% AMERISPHERE MTG FINANCE LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ARMSTRONG MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEDFORD LENDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BEECH STREET CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BELLWETHER REAL EST CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% BERKADIA COMMERCIAL MTG 0.0% 0.0% 9.5% 40.0% 0.0% 0.0% 0.0% 0.0% 0.0% 17.4% 0.0% 0.0% 12.0% BERKELEY POINT CAPITAL LLC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAIN BROTHERS FUNDING LLC 0.0% 0.0% 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAMBRIDGE REALTY CAPITAL 0.0% 0.0% 17.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% CAPITAL FUNDING GROUP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CAPITAL FUNDING LLC 0.0% 33.3% 39.7% 0.0% 50.0% 0.0% 71.4% 100.0% 0.0% 4.3% 14.3% 25.0% 28.0% CBRE HMF INC 0.0% 0.0% 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CENTENNIAL MORTGAGE 0.0% 0.0% 3.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.3% 0.0% 0.0% 4.0% CENTURY HEALTH CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% CWCAPITAL LLC 0.0% 0.0% 4.8% 0.0% 50.0% 50.0% 0.0% 0.0% 0.0% 21.7% 0.0% 0.0% 20.0% DOUGHERTY MORTGAGE LLC 0.0% 0.0% 0.0% 20.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% DRAPER & KRAMER COMCL MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST AMERICAN CAPITAL GRP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% FIRST HSG DEVMT CORP OF FL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GERSHMAN INVESTMENT 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% GRANDBRIDGE REAL ESTATE CAP 0.0% 11.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% GREYSTONE FUNDING CORP (inc. Greystone Servicing) 0.0% 0.0% 0.0% 20.0% 0.0% 0.0% 0.0% 0.0% 0.0% 21.7% 14.3% 12.5% 0.0% HFC FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% HOUSING & HEALTHCARE FINC 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% HUNTOON HASTINGS INC 0.0% 0.0% 1.6% 0.0% 0.0% 0.0% 14.3% 0.0% 100.0% 8.7% 0.0% 0.0% 0.0% KEYCORP REAL EST CAP MKT 0.0% 11.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.3% 0.0% 6.3% 0.0% LANCASTER POLLARD MTGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% 0.0% 0.0% 4.3% 0.0% 6.3% 8.0% LINKS MORTGAGE CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% LOVE FUNDING CORP 0.0% 11.1% 6.3% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 8.0% M & T REALTY CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.3% 0.0% 0.0% 0.0% METROPOLITAN FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% OAK GROVE COMMERCIAL MTG 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% 0.0% 0.0% OPPENHEIMER MF HSG & HCARE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 6.3% 0.0% PARAGON MORTGAGE 0.0% 0.0% 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PNC BANK NA 0.0% 11.1% 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% PRUDENTIAL HUNTOON PAIGE 0.0% 0.0% 6.3% 20.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.3% 0.0% 6.3% 0.0% RED MORTGAGE CAPITAL 100.0% 22.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.3% 42.9% 18.8% 8.0% REGIONS BANK 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKHALL FUNDING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ROCKPORT MORTGAGE 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% SIMS MORTGAGE FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% STIFEL BANK AND TRUST 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% TAVERNIER CAPITAL FUNDING 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% WACHOVIA MF CAPITAL 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 4.0% WALKER AND DUNLOP LLC 0.0% 0.0% 0.0% 0.0% 0.0% 50.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 8.0% WELLS FARGO BANK NA 0.0% 0.0% 4.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% ZIEGLER FINANCING CORP 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 14.3% 0.0% 0.0% Wyoming Loan Count by State 1 9 63 5 2 2 7 2 1 23 7 16 25 0 70

CHAPTER 5 LEAN Firm Commitments by Program and State Region State a7 232/223(f) NC/SR 241(a) 232 fire safety 2yr optg loss ALF TOTAL San Francisco Fort Worth Chicago Atlanta New York City Connecticut 15 1 0 0 0 0 16 Delaware 0 3 0 0 0 0 3 District Of Columbia 1 0 0 0 0 0 1 Maine 6 2 0 0 0 0 8 Maryland 13 3 1 0 0 0 17 Massachusetts 18 6 1 0 0 0 25 New Hampshire 1 1 0 0 0 0 2 New Jersey 9 14 0 0 0 0 23 New York 28 7 2 0 1 0 38 Pennsylvania 10 8 0 0 0 0 18 Rhode Island 5 0 0 0 0 0 5 Vermont 1 0 0 0 0 0 1 Virginia 18 2 0 0 0 0 20 West Virginia 8 0 1 0 0 0 9 Alabama 3 6 3 0 0 0 12 Florida 8 19 1 1 0 1 30 Georgia 6 1 0 0 0 0 7 Kentucky 6 0 0 0 0 0 6 Mississippi 8 0 0 0 0 0 8 North Carolina 14 3 0 0 0 0 17 Puerto Rico 0 0 0 0 0 0 0 South Carolina 3 1 0 0 0 0 4 Tennessee 9 6 0 0 0 0 15 Virgin Islands 0 0 0 0 0 0 0 Illinois 43 26 1 0 0 0 70 Indiana 20 11 0 2 0 0 33 Michigan 15 7 0 1 0 0 23 Minnesota 11 10 0 0 0 0 21 Ohio 26 24 0 1 0 0 51 Wisconsin 7 2 0 0 0 0 9 Arkansas 15 0 0 0 0 0 15 Iowa 7 8 0 0 0 0 15 Kansas 1 1 0 0 0 0 2 Louisiana 5 4 0 0 0 0 9 Missouri 14 7 0 0 0 0 21 Nebraska 7 1 0 0 0 0 8 New Mexico 0 1 0 0 0 0 1 Oklahoma 2 1 0 0 0 0 3 Texas 10 24 3 0 0 0 37 Alaska 0 1 0 0 0 0 1 Arizona 6 3 0 0 0 0 9 California 37 25 1 0 0 0 63 Colorado 4 0 0 1 0 0 5 Hawaii 2 0 0 0 0 0 2 Idaho 2 0 0 0 0 0 2 Montana 5 2 0 0 0 0 7 Nevada 2 0 0 0 0 0 2 North Dakota 0 1 0 0 0 0 1 Oregon 15 6 2 0 0 0 23 South Dakota 3 4 0 0 0 0 7 Utah 14 2 0 0 0 0 16 Washington 21 4 0 0 0 0 25 Wyoming 0 0 0 0 0 0 0 TOTAL 484 258 16 6 1 1 766 71

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FHA Lender Ranking Summary FY 2013 CHAPTER 6: Other Data of Interest 73

CHAPTER 6 RMC: MAP Average Loan Volume by Program $25,000,000 $20,000,000 Average Loan Volume $15,000,000 $10,000,000 $5,000,000 $---- NC/SR 223(f) 223(a)(7) Closing NC/SR 223(f) 223(a)(7) Firm Commitment RMC: LEAN Average Loan Volume by Program $25,000,000 $20,000,000 Average Loan Volume $15,000,000 $10,000,000 $5,000,000 $---- NC/SR 232 223(f) Refi/Aquisition 223(a)(7) Refi Closing NC/SR 232 223(f) Refi/Aquisition 223(a)(7) Refi Firm Commitment Closing Firm Commitment 74

CHAPTER 6 Total FHA Closings by Month 250 213 234 225 242 229 249 237 219 217 200 200 198 172 150 Closings 100 50 0 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13 Aug-13 Sep-13 Month RMC: FHA Closings by Month 51 50 40 Closings 30 20 18 25 20 16 20 15 20 22 17 19 12 10 0 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13 Aug-13 Sep-13 Month 75

CHAPTER 6 300 Total FHA Closings & Average Interest Rate by Month 4.5 250 4.0 Number of Pools Issued 200 150 100 3.5 3.0 Average Mortgage Rate 50 2.5 0 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13 Aug-13 Sep-13 2.0 90 GNMA Pool Issuance and Mortgage Rates (Data for 223(f) Loans with 35 Yr Term) 9 80 8 Number of Pools Issued 70 60 50 40 30 7 6 5 4 3 Average Mortgage Rate 20 2 10 1 0 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Year 0 Source: data FHA and provided GNMA by the Federal Housing Administration, unless otherwise noted. 76

CHAPTER 6 Standard GNMA Mortgage Rates & Ten Year Treasury 9.0 8.0 7.0 6.0 5.0 Rate 4.0 3.0 2.0 1.0 0.0 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Year Avg. Mortgage Rate Ten-Year (3 Mo M.A.) Source: data FHA, provided GNMA by and the Federal Housing Reserve Administration, unless otherwise noted. 77

CHAPTER 6 Share of Lender Firm Commitment Volume by MAP & LEAN MAP LEAN P/R Mtge & Invest Corp Pillar Capital Finance LLC Federal Home Loan Mtge Corp Davis-Penn Mtge Developers Mtge Corp Highland Commercial Mtge Red Stone Agency Lending Massachusetts HFA EF&A Funding LLC Arbor Commercial Mtge Mason Joseph Company Inc Cooperative Hsg Resources Eastern Mortgage Capital LLC Js Multicapital Corp Northpoint Capital LLC Columbia Natl Real Estate California HFA Crain Mortgage Group, LLC Forest City Capital Corp Centerline Mtge Capital Federal National Mortgage Musa Financial LLC Richmac Funding LLC Bankers Guarantee Title Trust Rhode Island HFA Great Lakes Financial Grp Wyatt Funding Corp Maryland Dept Hsg Com Devmt Minnesota HFA Chambers Bank Lay Commercial Mtge LLC Montgomery County HOC Colorado HFA New Hampshire HFA Missouri HDC D Ansley Company Inc California Community Reinvmt Corp Central National Bank&Trust Stonearch Mortgage Corp Phares Co Enterprise Community Invmt Bank of Montana Sun West Mortgage CMC Mortgage Services New Jersey HMFA Prairie Mortgage Co Illinois HAD New Mexico MFA AGM Financial Services Rockport Mortgage HFC Funding Corp Berkeley Point Capital LLC Bellwether Real Est Capital Oak Grove Commercial Mtg Paragon Mortgage Walker And Dunlop LLC Draper & Kramer Comcl Mtge First Hsg Devmt Corp Of FL Rockhall Funding Corp Amerisphere Mtg Finance LLC Tavernier Capital Funding Centennial Mortgage Gershman Investment Metropolitan Funding Corp Wells Fargo Bank Na CBRE HMF Inc PNC Bank Na Dougherty Mortgage LLC Prudential Huntoon Paige M & T Realty Corp Armstrong Mortgage Greystone Funding Corp (Inc. Greystone... Berkadia Commercial Mtg Grandbridge Real Estate Cap Huntoon Hastings Inc Oppenheimer Mf Hsg & Hcare Red Mortgage Capital Stifel Bank and Trust CWCapital LLC Love Funding Corp Keycorp Real Est Cap Mkt Bedford Lending Corp Beech Street Capital LLC Sims Mortgage Funding Ziegler Financing Corp Lancaster Pollard Mtge Links Mortgage Corp Century Health Capital First American Capital Grp Housing & Healthcare Finc Cambridge Realty Capital Capital Funding LLC Cain Brothers Funding LLC Regions Bank Wachovia MF Capital 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 78

CHAPTER 6 Share of Lender Firm Commitments by MAP & LEAN MAP LEAN Greystone Funding Corp (Inc. Greystone Servicing) Berkadia Commercial Mtg Lancaster Pollard Mtge Red Mortgage Capital Love Funding Corp Capital Funding LLC Walker And Dunlop LLC P/R Mtge & Invest Corp Prudential Huntoon Paige Dougherty Mortgage LLC Oppenheimer Mf Hsg & Hcare Centennial Mortgage Oak Grove Commercial Mtg Wells Fargo Bank Na Rockport Mortgage Pillar Capital Finance LLC Housing & Healthcare Finc Cambridge Realty Capital Gershman Investment PNC Bank Na AGM Financial Services Beech Street Capital LLC Federal Home Loan Mtge Corp Draper & Kramer Comcl Mtge Developers Mtge Corp Davis-Penn Mtge Bellwether Real Est Capital CWCapital LLC Keycorp Real Est Cap Mkt Highland Commercial Mtge CBRE HMF Inc Huntoon Hastings Inc M & T Realty Corp Massachusetts HFA Grandbridge Real Estate Cap Amerisphere Mtg Finance LLC Cooperative Hsg Resources Paragon Mortgage Berkeley Point Capital LLC Arbor Commercial Mtge Century Health Capital Mason Joseph Company Inc Rockhall Funding Corp HFC Funding Corp First Hsg Devmt Corp Of FL Ziegler Financing Corp Tavernier Capital Funding Red Stone Agency Lending Lay Commercial Mtge LLC Northpoint Capital LLC Centerline Mtge Capital Sims Mortgage Funding Minnesota HFA EF&A Funding LLC Eastern Mortgage Capital LLC California HFA Links Mortgage Corp Great Lakes Financial Grp Js Multicapital Corp Metropolitan Funding Corp Crain Mortgage Group, LLC Forest City Capital Corp Federal National Mortgage Armstrong Mortgage Rhode Island HFA First American Capital Grp Maryland Dept Hsg Com Devmt Bedford Lending Corp Columbia Natl Real Estate Bankers Guarantee Title Trust Cain Brothers Funding LLC Chambers Bank Regions Bank Stifel Bank and Trust Central National Bank&Trust Musa Financial LLC Richmac Funding LLC New Hampshire HFA Missouri HDC Phares Co Bank of Montana Sun West Mortgage CMC Mortgage Services New Jersey HMFA New Mexico MFA Wyatt Funding Corp Montgomery County HOC Colorado HFA Wachovia MF Capital D Ansley Company Inc California Community Reinvmt Corp Stonearch Mortgage Corp Enterprise Community Invmt Prairie Mortgage Co Illinois HAD 0 50 100 150 200 250 79

CHAPTER 6 Share of Lender Firm Commitments by MAP & LEAN MAP LEAN P/R Mtge & Invest Corp Pillar Capital Finance LLC Federal Home Loan Mtge Corp Davis-Penn Mtge Developers Mtge Corp Highland Commercial Mtge Red Stone Agency Lending Massachusetts HFA EF&A Funding LLC Arbor Commercial Mtge Mason Joseph Company Inc Cooperative Hsg Resources Eastern Mortgage Capital LLC Js Multicapital Corp Northpoint Capital LLC Columbia Natl Real Estate California HFA Crain Mortgage Group, LLC Forest City Capital Corp Centerline Mtge Capital Federal National Mortgage Musa Financial LLC Richmac Funding LLC Bankers Guarantee Title Trust Rhode Island HFA Great Lakes Financial Grp Wyatt Funding Corp Maryland Dept Hsg Com Devmt Minnesota HFA Chambers Bank Lay Commercial Mtge LLC Montgomery County HOC Colorado HFA New Hampshire HFA Missouri HDC D Ansley Company Inc California Community Reinvmt Corp Central National Bank&Trust Stonearch Mortgage Corp Phares Co Enterprise Community Invmt Bank of Montana Sun West Mortgage CMC Mortgage Services New Jersey HMFA Prairie Mortgage Co Illinois HAD New Mexico MFA AGM Financial Services Rockport Mortgage HFC Funding Corp Berkeley Point Capital LLC Bellwether Real Est Capital Oak Grove Commercial Mtg Paragon Mortgage Walker And Dunlop LLC Draper & Kramer Comcl Mtge First Hsg Devmt Corp Of FL Rockhall Funding Corp Amerisphere Mtg Finance LLC Tavernier Capital Funding Centennial Mortgage Gershman Investment Metropolitan Funding Corp Wells Fargo Bank Na CBRE HMF Inc PNC Bank Na Dougherty Mortgage LLC Prudential Huntoon Paige M & T Realty Corp Armstrong Mortgage Greystone Funding Corp (Inc. Greystone... Berkadia Commercial Mtg Grandbridge Real Estate Cap Huntoon Hastings Inc Oppenheimer Mf Hsg & Hcare Red Mortgage Capital Stifel Bank and Trust CWCapital LLC Love Funding Corp Keycorp Real Est Cap Mkt Bedford Lending Corp Beech Street Capital LLC Sims Mortgage Funding Ziegler Financing Corp Lancaster Pollard Mtge Links Mortgage Corp Century Health Capital First American Capital Grp Housing & Healthcare Finc Cambridge Realty Capital Capital Funding LLC Cain Brothers Funding LLC Regions Bank Wachovia MF Capital 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 80

CHAPTER 6 Share of Lender Firm Commitment Volume by MAP & LEAN MAP LEAN Greystone Funding Corp (Inc. Greystone Servicing) Berkadia Commercial Mtg Wells Fargo Bank Na Red Mortgage Capital Walker And Dunlop LLC Lancaster Pollard Mtge Love Funding Corp Prudential Huntoon Paige Rockport Mortgage Dougherty Mortgage LLC Capital Funding LLC Oak Grove Commercial Mtg P/R Mtge & Invest Corp Oppenheimer Mf Hsg & Hcare Housing & Healthcare Finc Centennial Mortgage Cambridge Realty Capital AGM Financial Services Gershman Investment CBRE HMF Inc Paragon Mortgage PNC Bank Na Pillar Capital Finance LLC CWCapital LLC Beech Street Capital LLC Draper & Kramer Comcl Mtge M & T Realty Corp Keycorp Real Est Cap Mkt Federal Home Loan Mtge Corp Davis-Penn Mtge Developers Mtge Corp Highland Commercial Mtge Berkeley Point Capital LLC Grandbridge Real Estate Cap Amerisphere Mtg Finance LLC Huntoon Hastings Inc Bellwether Real Est Capital Century Health Capital Red Stone Agency Lending Massachusetts HFA EF&A Funding LLC First Hsg Devmt Corp of FL Rockhall Funding Corp Arbor Commercial Mtge Mason Joseph Company Inc Cooperative Hsg Resources Sims Mortgage Funding HFC Funding Corp Eastern Mortgage Capital LLC Js Multicapital Corp Northpoint Capital LLC Metropolitan Funding Corp Columbia Natl Real Estate Ziegler Financing Corp California HFA Crain Mortgage Group, LLC Forest City Capital Corp Centerline Mtge Capital Federal National Mortgage Musa Financial LLC Tavernier Capital Funding Richmac Funding LLC Bankers Guarantee Title Trust Rhode Island HFP Links Mortgage Corp Great Lakes Financial Grp First American Capital Grp Wyatt Funding Corp Maryland Dept Hsg Com Devmt Cain Brothers Funding LLC Minnesota HFA Chambers Bank Lay Commercial Mtge LLC Regions Bank Montgomery County HOC Colorado HFA New Hampshire HFA Missouri HDC Armstrong Mortgage Stifel Bank And Trust Wachovia MF Capital D Ansley Company Inc Bedford Lending Corp California Community Reinvmt Corp Central National Bank&Trust Stonearch Mortgage Corp Phares Co Enterprise Community Invmt Bank of Montana Sun West Mortgage CMC Mortgage Services New Jersey HMFA Prairie Mortgage Co Illinois HAD New Mexico MFA $0 $500,000,000 $1,000,000,000 $1,500,000,000 $2,000,000,000 $2,500,000,000 81

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