A LEADER IN MULTIFAMILY AND HEALTHCARE LENDING

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1 A LEADER IN MULTIFAMILY AND HEALTHCARE LENDING Greystone will work hard to help you accomplish your financial needs. We will use our creativity, drive and passion to deliver unparalleled business solutions for you. We only succeed by delighting you with our results. - Stephen Rosenberg Founder and CEO

2 GREYSTONE MULTIFAMILY AND HEALTHCARE LENDING With over 25 years of real estate lending as our core business, Greystone brings expertise, knowledge and creativity to the loan process. We have continuously expanded our capabilities to become a full-service multifamily housing and healthcare facility lender. Our national team of professionals has built strong, collaborative relationships with Fannie Mae, Freddie Mac and the US Department of Housing and Urban Development, enabling us to move quickly to help you achieve your financing needs and avoid costly delays. We aspire to strengthen and add value to your business, and look forward to providing you with out-of-the-box and creative solutions for your financing needs - no matter the size of the transaction. Greystone s capital markets expertise enables us to deliver competitive pricing and superior execution, getting you outstanding results. OUR LENDING PLATFORMS FHA Greystone is the leader in Federal Housing Administration multifamily lending and a recognized expert in FHA mortgage insurance. Our professionals are proficient in all FHA mortgage insurance programs from refinancing and new construction loans to modifying existing loans. Greystone continuously discovers innovative and creative solutions to better serve our customers. Our team of professionals across the US constantly stays abreast of FHA guidelines, which results in extensive knowledge of multifamily housing and a strong relationship with HUD. Our unparalleled creativity has led to Greystone s dominant position handling the majority of the FHA workouts, further strengthening our relationship with HUD. Fannie Mae Greystone has been a Fannie Mae lender for more than 15 years, delivering acquisition and refinancing loans for multifamily housing projects of all sizes across the country, including tax-exempt and taxable transactions. Our streamlined Fannie Mae Delegated Underwriting and Servicing (DUS ) loan platform allows us to simplify the loan process for you and enables us to provide a high level of personal service. Greystone has received outstanding production awards for Affordable Housing, Seniors Housing, and Small Balance loans. We have consistently been a Top 10 lender for the last 10 years.

3 Freddie Mac As a Freddie Mac Targeted Affordable Housing and Seniors Housing Seller/Servicer, Greystone is one of a select number of firms able to originate, underwrite and close on behalf of Freddie Mac. Greystone can deliver Freddie Mac Targeted Affordable Housing loans and Seniors Housing loans secured by properties located anywhere in the United States. Interim Lending Greystone provides crucial interim financing to help clients prepare and reposition properties to qualify for Fannie Mae, Freddie Mac, FHA or other long term loans. Our bridge and permanent loan teams design creative and integrated finance programs that give you the short-term funding that you need to move your project forward, always keeping your long-term financial objectives in mind. Greystone has also expanded its special situation lending efforts, including mezzanine lending, second mortgage loans and sponsor loans. CMBS Lending Greystone offers a Commercial Mortgage Backed Securities lending platform in addition to our other permanent loan product offerings. Greystone s CMBS platform offers fixed and floating rate financing of multifamily, retail, office, hotel, industrial and self-storage properties. Loans range from a minimum of $5 million to no set maximum. CMBS loans, depending on market, property characteristics and client preferences, offer an attractive alternative to agency loan products. With the addition of the CMBS lending platform, Greystone is uniquely positioned in the market place to offer a full spectrum of multifamily financing options and to find the right solution for your financing needs. Loan Servicing Greystone services and provides asset management for a multi-billion-dollar portfolio of real estate loans for Fannie Mae, Freddie Mac, GNMA, private investors, public agencies, and our own portfolios. Our professionals specialize in managing the distinctive needs of multifamily and healthcare facility loans, and are dedicated to providing the highest level of personal attention and skilled support to borrowers and investors. Greystone is ranked strong by Standard & Poor s and as one of its Select Servicers.

4 OUR EXPERTISE Affordable Housing Greystone offers a broad variety of loan products both taxable and tax-exempt to facilitate the construction, acquisition, rehabilitation and repositioning of affordable multifamily housing across the country. We provide financing for affordable transactions that qualify for Fannie Mae, Freddie Mac and FHA programs. With a dedicated platform of experienced affordable housing professionals, Greystone can find the right solution for your affordable housing financing needs. Seniors Housing and Healthcare Loans Greystone has extensive experience in all FHA healthcare lending programs for nursing homes and seniors housing. We are also one of a limited number of Freddie Mac and Fannie Mae DUS lenders authorized to originate and close seniors housing loans under their Seniors Housing product lines throughout the United States. Small Balance Loans Greystone has been in the small loan business for over 10 years and Fannie Mae s leading small loan lender for the past 4 years. We have a dedicated team focused on the national small loan market, which means your small loan remains a priority. Ginnie Mae Greystone s knowledge of the securities market allows us to commit our capital for the purchase and sale of FHA-insured mortgages, Fannie Mae and Ginnie Mae mortgage-backed securities, and tax-exempt municipal bonds. Real estate lending has been Greystone s core business for over two decades. From our roots as a workout specialist for distressed FHA loans, we have continuously expanded our capabilities to become a full-service multifamily housing and healthcare facility lender.

5 OUR CORPORATE HIGHLIGHTS Greystone is one of the largest FHA multifamily loan originator according to numbers released by HUD. We have consistently been in the top 12 Fannie Mae DUS lenders for the past 10 years. We are the largest buyer of troubled/defaulted FHA insured multifamily loans in the United States, having restructured more than $3.2 billion of loans. Our total loan origination volume in 2014 was over $4.5 billion. Our loan servicing and asset management division manages approximately $15 billion of multifamily, healthcare and other commercial loans. Standard & Poor s has ranked us in their highest category as a commercial loan servicer. We are a buyer of FHA insured loans, AAA rated municipal bonds and other debt securities for our own account. ABOUT GREYSTONE Greystone is a financial services and private investment group whose original core business is multifamily real estate lending. Over the years, Greystone has added business lines that are related to, and natural extensions of, its core business. Headquartered in New York with a presence in over 20 states, Greystone is active in three major business segments: Mortgage Finance, Healthcare and Real Estate. Greystone s mission is to apply unparalleled creativity while modeling corporate compassion.

6 GREYSTONE MULTIFAMILY AND HEALTHCARE LENDING CONTACT US We have local contacts across the country. Visit our website to find an office near you. CORPORATE HEADQUARTERS Greystone & Co., Inc. 152 West 57th Street 60th Floor New York, NY Copyright 2015 Greystone & Co., Inc. All Rights Reserved. References to the term Greystone, we, us, and our refer to Greystone & Co., Inc. and/or its affiliated companies, as applicable. Loan products are offered through Greystone Funding Corporation, Greystone Servicing Corporation, Inc. and/or other Greystone affiliated companies. For more information please visit our website or contact DUS is a registered trademark of Fannie Mae. BB

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