How To Get A Loan From Fiel For College
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1 Lender Layoffs and Loan Program Suspensions This page provides a list of education lenders who have laid off staff or temporarily suspended or permanently exited one or more student loan programs since August (Some of these lenders may have exited FFEL or private student loan programs for reasons unrelated to the subprime mortgage credit crisis or the cuts in lender subsidies.) Lender Layoffs The total job loss estimate for the student loan industry is more than 2,989 layoffs. This estimate does not include the National City figures in the totals since those figures are not specific to the student loan division. This estimate understates the actual total due to several lender layoffs for which no total could be obtained. Lenders laying off staff (including attrition): 15 total Brazos Higher Education Service Corporation, Academic Finance Corporation College Loan Corporation FinanSure First Marblehead Goal Financial Illinois SAC Loan to Learn MOHELA NELNET, Union Bank & Trust National City Bank National Education NextStudent Sallie Mae Student Assistance Foundation of Montana Student Loan Xpress US Education Finance Group Loan Program Suspensions A total of 108 lenders (includes school-as-lenders) have suspended participation in one or more FFEL loan programs. In FY2006 these lenders originated more than $8.4 billion in Stafford and PLUS loans to more than 1 million borrowers (16.9% of overall loan volume) and more than $55.0 billion in consolidation loans to more than 1.8 million borrowers (76.0% of overall consolidation loan volume). They include 31 of the top 100 originators of Stafford and PLUS loans and 33 of the top 100 originators of loans (and 9 of the top 10 consolidators). Lender What? FY2006 Federal Rank Originations s Holdings Academic Funding Group / Provincial Bank 57 Academic Loan Group Access Group Affinity Direct/Educational Direct 19 ALL Student Loan Outside California American Education Services (AES) / PHEAA [Pennsylvania] Ardent Financial Bank of America Bank of Lake Mills Bankers Trust Boeing Credit Union Brazos HESC [Texas] Brazos Student Lending, Academic Finance Corporation, Educational Funding Services, Inc. and Acapita. Capitol Federal Savings, Kansas
2 Capital One/Axiom Citi Student Loan Corporation College Board College Loan Corporation College Solutions Network Collegiate Solutions CollegeInvest [Colorado] Comerica Bank Cornhusker Bank Federal Student Loan Solutions FinanSure First Niagara Bank GCO-ELF Goal Financial 5 10 Graduate Leverage 14 HELP Alternative Loans HSBC Bank USA, NA Independent Bankers Bank Iowa Student Loan [Iowa] ISM Education Loans [Indiana] K2 Student Loan Solutions Kansas State Bank of Manhattan 62 Loan to Learn Loanster Financial Group LLC M&T Bank MEFA [Massachusetts] MHESLA [Michigan] MOHELA [Missouri] National Education National Student Loan Group LLC (NSL Direct) 61 NELNET, Union Bank & Trust NextStudent NHHELCO [New Hampshire] NorthStar/T.H.E. [Minnesota] Sallie Mae (Recourse Loans Only) Security Bank of Kansas City Sovereign Bank Spokane Teachers Credit Union SAF-MT [Montana] outside Montana Student Capital Corporation Student Loan Xpress TCF Bank TD Banknorth THE National Bank TierOne Bank University of Miami 86
3 Urban Ed Express Washington Mutual 83 West Des Moines State Bank Zions Bank 61 97
4 FFEL Loans Originated Between 07/01/06 and 06/30/07 For Students Attending Schools in the State of Nebraska Top Twenty Original Lenders by Dollars Disbursed Source: NSLDS 03/24/08 Sector=For-Profit 1 SLM CORPORATION (SALLIE MAE) $7,456,792 2,614 2 UNION BANK & TRUST $3,726,048 1,508 3 PEOPLES NATIONAL BANK $916, JPMORGAN CHASE BANK $338, CITIBANK, STUDENT LOAN CORP $312, YORK STATE BANK AND TRUST CO $298, COLLEGE LOAN CORP $183, STILLWATER NATIONAL BANK & TRUST CO $153, TIER ONE BANK $65, U S BANK $65, WELLS FARGO EDUCATION FINANCIAL SER $47, PLATTE VALLEY STATE BANK & TRUST CO $30, FIRST NATIONAL BANK OF OMAHA $23, CORNHUSKER BANK $18, GOAL FINANCIAL $11, NATIONAL ED LOAN NETWORK (NELNET) $9, FIRST NATIONAL BANK & TRUST COMPANY $6, PINNACLE BANK OF PAPILLION $5, FIRST NATIONAL BANK & TRUST COMPANY $4, WYOMING STUDENT LOAN CORP $3,314 3 ** All Others $2,625 2 $13,681,317 4,854 Sector=Public Two-Year 1 UNION BANK & TRUST $9,102,914 4,016 2 WELLS FARGO EDUCATION FINANCIAL SER $5,084,247 2,283 3 U S BANK $3,840,347 1,718 4 WACHOVIA EDUCATION FINANCE INC. $2,572,572 1,215 5 TIER ONE BANK $2,523,335 1,105 6 PINNACLE BANK OF PAPILLION $1,633, FIRST NATIONAL BANK OF OMAHA $1,452, FIRST NATIONAL BANK & TRUST COMPANY $1,288, CITIBANK, STUDENT LOAN CORP $879, CORNHUSKER BANK $835,
5 11 PLATTE VALLEY STATE BANK & TRUST CO $499, WYOMING STUDENT LOAN CORP $481, HERITAGE BANK $326, YORK STATE BANK AND TRUST CO $147, FIRST NATIONAL BANK & TRUST COMPANY $143, NATIONAL ED LOAN NETWORK (NELNET) $111, JPMORGAN CHASE BANK $94, STUDENT LOAN XPRESS $93, COMMERCE BANK $65, STUDENT LOANS CORP $61, ** All Others $585, $31,822,757 14,182 Sector=Public Four-Year 1 WELLS FARGO EDUCATION FINANCIAL SER $28,295,862 6,209 2 UNION BANK & TRUST $16,654,818 4,818 3 UNION BANK & TRUST ELT U. OF NEBRAS $15,520,186 2,677 4 FIRST NATIONAL BANK OF OMAHA $9,901,905 2,918 5 NATIONAL ED LOAN NETWORK (NELNET) $8,427,523 1,004 6 U S BANK $7,372,056 2,269 7 WACHOVIA EDUCATION FINANCE INC. $4,126,424 1,218 8 PLATTE VALLEY STATE BANK & TRUST CO $2,211, SECURITY NATIONAL BANK $1,836, NORTHSTAR GUARANTEE $1,617, CITIBANK, STUDENT LOAN CORP $1,616, TIER ONE BANK $1,088, WYOMING STUDENT LOAN CORP $824, FARMERS BANK OF COOK $682, US BANK ELT GRADUATE LEVERAGE $659, YORK STATE BANK AND TRUST CO $529, ACCESS GROUP $509, BANK OF NY ELT COLLEGE BOARD $425, SLM CORPORATION (SALLIE MAE) $410, KEARNEY FEDERAL CREDIT UNION $320, ** All Others $3,140, $106,169,968 25,052 Sector= Not-for-Profit 1 WELLS FARGO EDUCATION FINANCIAL SER $56,711,171 8,352 2 UNION BANK & TRUST $32,103,091 6,693 3 ACCESS GROUP $29,053,795 2,178 4 WACHOVIA EDUCATION FINANCE INC. $17,705,189 3,436
6 5 FIRST NATIONAL BANK OF OMAHA $15,327,941 3,062 6 U S BANK $14,315,752 2,728 7 CREIGHTON UNIVERSITY $6,159, NATIONAL ED LOAN NETWORK (NELNET) $4,501, SLM CORPORATION (SALLIE MAE) $3,566, CREIGHTON FCU $3,399, WASHINGTON COUNTY BANK OF BLAIR $2,107, YORK STATE BANK AND TRUST CO $2,056, CITIBANK, STUDENT LOAN CORP $1,721, AMERICAN BANK OF ST. PAUL $1,599, FREMONT NATIONAL BANK & TRUST CO $1,445, PINNACLE BANK OF PAPILLION $1,220, TIER ONE BANK $1,068, HERITAGE BANK $1,014, STUDENT LOAN XPRESS $727, PEOPLES NATIONAL BANK $485, ** All Others $5,600,924 1,043 $201,891,542 33,302 All Sectors 1 WELLS FARGO EDUCATION FINANCIAL SER $90,139,070 16,848 2 UNION BANK & TRUST $61,586,871 17,035 3 ACCESS GROUP $29,562,977 2,234 4 FIRST NATIONAL BANK OF OMAHA $26,705,749 6,659 5 U S BANK $25,593,281 6,751 6 WACHOVIA EDUCATION FINANCE INC. $24,404,185 5,869 7 UNION BANK & TRUST ELT U. OF NEBRAS $15,520,186 2,677 8 NATIONAL ED LOAN NETWORK (NELNET) $13,050,291 1,846 9 SLM CORPORATION (SALLIE MAE) $11,485,727 3, CREIGHTON UNIVERSITY $6,159, TIER ONE BANK $4,745,160 1, CITIBANK, STUDENT LOAN CORP $4,530,608 1, CREIGHTON FCU $3,453, PINNACLE BANK OF PAPILLION $3,097,728 1, YORK STATE BANK AND TRUST CO $3,031, PLATTE VALLEY STATE BANK & TRUST CO $2,872, WASHINGTON COUNTY BANK OF BLAIR $2,208, SECURITY NATIONAL BANK $1,898, NORTHSTAR GUARANTEE $1,782, FIRST NATIONAL BANK & TRUST COMPANY $1,758, ** All Others $19,978,479 4,791 ============== ======== $353,565,584 77,390
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