Ready for Take off. www.rli.co.at

Ready for Take off. www.rli.co.at

HEAD OFFICE, NETWORK BANKS AND NETWORK LEASING UNITS RBI REPRESENTATIVE OFFICES, BRANCHES AND OTHERS UNITS Table of contents Raiffeisen-Leasing Group FINLAND A leading Leasing Group in Austria and CEE... 4 International Vendor Finance... 6 Vehicle Leasing Passenger Cars... 8 NORWAY Oslo SWEDEN Stockholm BALTIC SEA Helsinki Tallinn ESTONIA Riga Vehicle Leasing Trucks and Trailers... 9 Equipment Leasing...10 Aircraft Finance...11 Real Estate Finance...12 Renewable Energy...13 Contacts...14 Our Vision...15 NORTH SEA DENMARK Copenhagen RUSSIA LITHUANIA Vilnius LATVIA Moscow Minsk RUSSIA UNITED KINGDOM London BELGIUM Brussels Amsterdam NETHERLANDS LUXEMBOURG GERMANY Frankfurt Berlin Prague CZECH REPUBLIC POLAND Warsaw BELARUS UKRAINE Kiev Paris SLOVAKIA KAZAKHSTAN Madrid FRANCE SWITZERLAND Bern Corsica Sardinia LIECHTEN- STEIN ITALY Rome Vienna AUSTRIA Maribor SLOVENIA CROATIA BOSNIA AND HERZEGOWINA Zagreb Bratislava HUNGARY Sarajevo Budapest Belgrade Pristina MONTENEGRO Podgorica KOSOVO Skopje Tirana MACEDONIA ALBANIA SERBIA GREECE ROMANIA Sofia BULGARIA MOLDOVA Bucharest Chisinau Istanbul BLACK SEA Ankara GEORGIA Tbilisi ARMENIA Yerevan Baku ASERBAIJAN CASPIAN SEA TURKMENISTAN ARAL SEA UZBEKISTAN MEDITERRANEAN SEA Sicily Athens TURKEY Asgabat

A leading Leasing Group in Austria and CEE Leasing is generally considered as one of the most popular ways of financing investments in Austria and Central and Eastern Europe (CEE). The combination of tailor-made structures and specific tax and accounting measures makes asset finance via leasing highly attractive. In order to meet all clients needs in this region Raiffeisen offers leasing through the following units: Raiffeisen-Leasing International GmbH your partner for universal leasing in CEE Raiffeisen-Leasing International GmbH, a member of RZB Group, is one of the leading providers of leasing in CEE. Located in Vienna, it is the holding company of 17 leasing units throughout the region. Its leasing subsidiaries enjoy a top-3 position in most of the CEE countries. Besides managing the local entities, Raiffeisen-Leasing International provides support for its leasing units in the areas of International Vendor Finance, Asset Management, Remarketing, Operations & IT, Process & Productivity Management and Sales Coordination & Product Development. RBI Leasing partner for RBI clients in Austria and CEE RBI Leasing focusses on big ticket leasing for Raiffeisen Bank International AG s (RBI) corporate clients. In Austria it covers the whole range of leasing products as vehicles-, equipment- and real estate leasing, in CEE it is a specialist for real estate leasing (incl project development) and aircraft finance. Raiffeisen-Leasing International GmbH and RBI Leasing (hereinafter Raiffeisen-Leasing Group ) offer: One face to the customer across the CEE region Dedicated sales force in all units Wide range of products Tailor-made vendor programs Country coverage and solid reputation In-depth knowledge of industries and markets Expertise in structured finance and project development Comprehensive service for the Austrian RBI customers One face to the customer is the guiding principle in providing services to the many multinational customers doing business in more than one of the countries serviced by our Group s units. Raiffeisen-Leasing companies finance cars, trucks, equipment, business jets and real estate projects for large companies, small and medium-sized enterprises (SMEs), the public sector and private individuals. Raiffeisen-Leasing Group also acts as investor in the fields of real estate and renewable energy. 4 5

International Vendor Finance What is International Vendor Finance? Many international companies have discovered CEE as a market with interesting business opportunities. The region is characterised by fast development, and the process of catching up results in high demand for new consumer products and investments in infrastructure. Many international producers of equipment and consumer goods are therefore aiming at optimising their distribution channels through the use of financial schemes and partners. International Vendor Finance is the best way to enhance vendors sales via Raiffeisen-Leasing Group across the entire CEE region. Why International Vendor Finance with Raiffeisen-Leasing Group? Excellent reputation One-stop coverage of 18 markets (CEE and Austria) Dedicated International Vendor Sales Forces in head office and local units Wide range of products and tailor-made vendor programs Local experience in emerging markets International Vendor Finance supports both the start-up and expansion of business throughout CEE: We offer a combination of the supplier s product and our financing to customers. International Vendor Finance enhances the market opportunities of exporters and provides them with an excellent tool for market penetration. Payment of the supplier s sales price is secured by doing business with Raiffeisen-Leasing Group, a strong and reliable partner. Raiffeisen-Leasing Group is the ideal choice when it comes to International Vendor Finance. By offering tailor made financing solutions we assist to develop and optimise a company s business processes. Joint Success Through Long-Term Partnerships. 6 7

VEHICLE LEASING Passenger cars Trucks, trailers and coaches Cruising modern ways Financing of passenger cars is one of the core products offered by leasing companies. Raiffeisen-Leasing Group provides Point of Sales solutions including insurance and registration services across the whole network. On top it offers fleet management for corporates clients and SMEs. Several co-operations with leading automotive producers and local dealerships are proof of our good reputation on the market. Target groups Private individuals Small and medium-sized enterprises Corporate customers State-of-the-art transport The transport industry belongs to the most important drivers of CEE economies. In terms of truck and trailer finance, Raiffeisen-Leasing units have a longstanding experience with specialised departments, employing experts on truck and trailer leasing. In addition, we have partnerships with the leading producers and dealers of trucks and trailers. In recent years also coaches and urban buses have become an interesting potential for the Raiffeisen-Leasing companies. Target groups Small and medium-sized enterprises Corporate customers 8 9

Equipment Leasing Aircraft Finance Cutting-edge equipment Boosting business with leasing In a growth region such as CEE, state-of-the-art technology is a key factor for staying ahead of the competition. Raiffeisen-Leasing Group s equipment lease offers significant advantages compared to buying: The equipment for the next generation is renewed as soon as technological improvement enforces it. This is the best way to react to a changing market environment. Our in-depth asset knowledge and our expertise in these industries allow the asset-based approach to become a reality in CEE. A modern company needs modern means of transportation. Business jets ensure the most comfortable and fastest way to travel. Raiffeisen-Leasing Group is one of the leading aircraft financiers in Austria and CEE focusing on business jets of well-known and leading manufacturers. The Co-operation of Raiffeisen-Leasing Group with commercial operators in Western Europe brings several advantages for our clients: Product scope: Construction equipment Agricultural equipment Handling equipment Medical equipment Bottling plants Wood processing equipment Injection-moulding equipment Recycling plants Laser technology Plastic machines High-tech equipment Preferential customs treatment VAT advantages Stable legal system and jurisdiction Separation of the aircraft from core business (if required) Attractive financing conditions Professional handling by commercial operator to maximize aircraft performance (pilots, maintenance, insurance ) Additional revenues generated by third party charters 10 11

Real Estate Finance Renewable Energy Settling down in Austria and CEE In line with the environment Expanding in a new region makes it necessary to set up business in the best location. With Raiffeisen-Leasing Group, companies can select between several real estate leasing solutions: Rent Sale-and-lease-back Buy-and-lease of existing buildings Project finance Construction of new buildings Own real estate developments Construction management We help to construct a new building or lease an existing one. Our target assets comprise office and retail spaces as well as warehouses and residential buildings. Global warming is one of today s key problems and renewable energy is gaining on importance. Raiffeisen-Leasing Group can help to protect the environment with its in-depth knowledge of renewable energy. In this area we focus on the development of renewable energy projects like photovoltaic solar power plant and wind farms in Austria and CEE. We transfer our international experience to the CEE markets, where we adapt our products to comply with each country s specific regulatory environment. This enables us to deliver economically viable structures that meet the needs of stakeholders. In terms of debt finance, we are ready to offer both loan as well as lease structures. Furthermore, we engage in renewable energy projects as an investor. Renewable energy projects are characterised by an asset-based approach, so technical know-how is crucial: We offer tailor-made finance solutions for investors and developers due to our close cooperation with the technical market leaders in this area. The benefit: International companies can rely on a partner, who is present on the local market and an expert regarding the local environment. We provide support regarding legal and fiscal issues. 12 13

contacts our vision AUSTRIA Raiffeisen Leasing International GmbH Am Stadtpark 3 1030 Vienna Phone: +43-1-71 707 2071 Fax: +43-1-71 707 2059 Email: customer@rbinternational.com Web: www.rli.co.at CZECH REPUBLIC Raiffeisen Leasing s.r.o. Hvezdova 1716/2b 140 78 Praha 4 Phone: +420-221-51 1611 Fax: +420-221-51 1666 Email: rl@rl.cz Web: www.rl.cz RUSSIA OOO Raiffeisen Leasing Stanislavskogo Str. 21/1 109004 Moscow Phone: +7 495 721 9980 Fax: +7 495 721 9901 Email: leasing@raiffeisen.ru Web: www.rlru.ru RBI Leasing GmbH Hollandstraße 11-13 1020 Vienna Phone: +43 1 716 01 8180 Fax: +43 1 716 01 98180 Email: rbi-leasing@rl.co.at Web: www.rbi-leasing.at ALBANIA Raiffeisen Leasing Sh.a. European Trade Center, Kati 10 Bul. Bairam Curri Tirana Phone: +355 42 274 920 Fax: +355 42 232 524 Email: leasing@raiffeisen.al Web: www.raiffeisen-leasing.al BELARUS JLLC Raiffeisen Leasing 31 A, V. Khoruzhey 220002 Minsk Phone: +375-17 289 9395 Fax: +375-17 289 9394 Email: maksim.lisicky@priorbank.by Web: www.priorbank.by HUNGARY Raiffeisen Lízing Zrt. Váci út 81-85 1139 Budapest Phone: +36 1 477-8708 Fax: +36 1 477-8702 Email: lizing-info@raiffeisen.hu Web: www.raiffeisenlizing.hu KAZAKHSTAN Raiffeisen Leasing Kazakhstan LLP 146, Shevchenko str. 050008 Almaty Phone: +7-727 378 54 30 Fax: +7-727 378 54 47 E-Mail: raiffeisen_leasing@rlk.kz Web: www.rlkz.at KOSOVO Raiffeisen Leasing Kosovo LL C Gazmend Zajmi n/n, Sunny Hill 10000 Priština Phone: +38138 222 222 Fax: +381 38 203 011 03 Email: info-leasing@raiffeisen-kosovo.com Web: www.raiffeisen-leasing-ks.com SERBIA Raiffeisen Leasing d.o.o. Djordja Stanojevica 16, 11070 Novi Beograd Phone : +381-11-201 77 00 Fax : +381-11-313 0081 Email: info.leasing@raiffeisen-leasing.rs Web: www.raiffeisen-leasing.rs SLOVAKIA Tatra Leasing s.r.o. Hodzovo namestie 3 811 06 Bratislava 1 Phone: +421 2 5919 3168 Fax: +421 2 5919 3048 Email: info@tatraleasing.sk Web: www.tatraleasing.sk SLOVENIA Raiffeisen Leasing d.o.o. Zagrebška 76 2000 Maribor Phone: +386-1-241 6250 Fax: +386-1-241 6268 E-Mail: info-leasing@raiffeisen-leasing.si Web: www.rl-sl.com Raiffeisen-Leasing internatioal is the leading Leasing company in central and Eastern Europe. BOSNIA AND HERZEGOVINA Raiffeisen Leasing d.o.o. Sarajevo Danijela Ozme 3 71000 Sarajevo Phone: +387 33 254 340 Fax: +387 33 212 273 Email: info@rlbh.ba Web: www.rlbh.ba MOLDOVA ISC Raiffeisen Leasing SLR Alexandru cel Bun 51 2012 Chisinau Phone: +373-22 27 93 19 Fax: +373-22 22 83 81 Email: office@raiffeisen-leasing.md Web: www.raiffeisen-leasing.md UKRAINE LLC Raiffeisen Leasing Aval 9, Moskovskiy av. Corp. 5 office 101 04073, Kyiv Phone: +38-044-590 2490 Fax: +38-044-200 0408 E-Mail: sales@rla.com.ua Web: www.rla.com.ua BULGARIA Raiffeisen Leasing Bulgaria OOD Business Park Sofia Building 7B, floor 4 1766 Sofia Phone: +359 2 491 91 91 Fax: +359 2 974 20 57 Email: office@rlbg.raiffeisen.bg Web: www.rlbg.bg CROATIA Raiffeisen Leasing d.o.o. Radnicka cesta 43 10 000 Zagreb Phone: +385-1-6595 000 Fax: +385-1-6595 050 Email: leasing@rl-hr.hr Web: www.rl-hr.hr POLAND Raiffeisen Leasing Polska S.A. ul. Prosta 51 00 838 Warszawa Phone: +48-22 32 63 600 Fax: +48-22 32 63 601 E-Mail: leasing@raiffeisen.pl Web: www.rl.com.pl ROMANIA Raiffeisen Leasing IFN S.A. Soseaua Pipera nr. 42, Nusco Tower 020112 Bucuresti Phone: +4021 365 32 96 Fax: +4037 287 99 88 Email: office@raiffeisen-leasing.ro Web: www.raiffeisen-leasing.ro 14 15

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