Appendix 1 Bank Transaction Codes Account Statement



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Version: 1.3 Page 1 (11) Appendix 1 Bank Transaction Codes Account Statement (Changes from previous version are highlighted in grey) Canada Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Canada Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Canada Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Canada Extended Domain Not Available Not Available XTND NTAV NTAV Canada Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Canada Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Canada Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Denmark Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Denmark Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Denmark Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Denmark Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Denmark Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Denmark Cash Management Cash Pooling Interests (Generic) CAMT CAPL INTR Denmark Extended Domain Not Available Not Available XTND NTAV NTAV Denmark Foreign Exchange Miscellaneous Credit Operations Not Available FORX MCOP NTAV Denmark Foreign Exchange Miscellaneous Debit Operations Not Available FORX MDOP NTAV Denmark Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Denmark Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Denmark Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT

Version: 1.3 Page 2 (11) Denmark Payments Issued Credit Transfers Credit Adjustments (Generic) PMNT ICDT CAJT Denmark Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Denmark Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Denmark Payments Issued Direct Debits Direct Debit PMNT IDDT PMDD Denmark Payments Merchant Card Transactions Point-of-Sale (POS) Payment PMNT MCRD POSP Denmark Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Denmark Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Denmark Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Denmark Payments Received Direct Debits Direct Debit PMNT RDDT PMDD Estonia Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Estonia Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Estonia Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Estonia Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Estonia Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Estonia Extended Domain Not Available Not Available XTND NTAV NTAV Estonia Foreign Exchange Miscellaneous Credit Operations Not Available FORX MCOP NTAV Estonia Foreign Exchange Miscellaneous Debit Operations Not Available FORX MDOP NTAV Estonia Loans, Deposits & Syndications Not Available Not Available LDAS NTAV NTAV Estonia Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Estonia Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Estonia Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Estonia Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN

Version: 1.3 Page 3 (11) Estonia Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Estonia Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Estonia Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Estonia Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Estonia Payments Received Direct Debits Direct Debit PMNT RDDT PMDD Finland Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Finland Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Finland Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Finland Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Finland Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Finland Cash Management Cash Pooling Interests (Generic) CAMT CAPL INTR Finland Extended Domain Not Available Not Available XTND NTAV NTAV Finland Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Finland Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Finland Payments Issued Credit Transfers Payroll/Salary Payment PMNT ICDT SALA Finland Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Finland Payments Issued Credit Transfers Credit Adjustments (Generic) PMNT ICDT CAJT Finland Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Finland Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Finland Payments Merchant Card Transactions Debit Adjustments (Generic) PMNT MCRD DJAT Finland Payments Merchant Card Transactions Point-of-Sale (POS) Payment PMNT MCRD POSP Finland Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ

Version: 1.3 Page 4 (11) Finland Payments Received Credit Transfers Cross-Border Credit Transfer PMNT RCDT XBCT Finland Payments Received Credit Transfers Credit Transfer With Agreed Commercial Information PMNT RCDT VCOM Finland Payments Received Credit Transfers Payroll/Salary Payment PMNT RCDT SALA Finland Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Finland Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Finland Payments Received Direct Debits Direct Debit PMNT RDDT PMDD Germany Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Germany Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Germany Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Germany Extended Domain Not Available Not Available XTND NTAV NTAV Germany Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Germany Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Germany Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Germany Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Germany Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Germany Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Germany Payments Received Direct Debits Direct Debit PMNT RDDT PMDD Great Britain Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Great Britain Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Great Britain Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Great Britain Extended Domain Not Available Not Available XTND NTAV NTAV Great Britain Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Great Britain Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT

Version: 1.3 Page 5 (11) Great Britain Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Great Britain Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Great Britain Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Great Britain Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Latvia Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Latvia Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Latvia Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Latvia Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Latvia Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Latvia Extended Domain Not Available Not Available XTND NTAV NTAV Latvia Foreign Exchange Miscellaneous Credit Operations Not Available FORX MCOP NTAV Latvia Foreign Exchange Miscellaneous Debit Operations Not Available FORX MDOP NTAV Latvia Loans, Deposits & Syndications Not Available Not Available LDAS NTAV NTAV Latvia Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Latvia Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Latvia Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Latvia Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Latvia Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Latvia Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Latvia Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Latvia Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Latvia Payments Received Direct Debits Direct Debit PMNT RDDT PMDD

Version: 1.3 Page 6 (11) Lithuania Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Lithuania Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Lithuania Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Lithuania Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Lithuania Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Lithuania Extended Domain Not Available Not Available XTND NTAV NTAV Lithuania Foreign Exchange Miscellaneous Credit Operations Not Available FORX MCOP NTAV Lithuania Foreign Exchange Miscellaneous Debit Operations Not Available FORX MDOP NTAV Lithuania Loans, Deposits & Syndications Not Available Not Available LDAS NTAV NTAV Lithuania Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Lithuania Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Lithuania Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Lithuania Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Lithuania Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Lithuania Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Lithuania Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Lithuania Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Lihtuania Payments Received Direct Debits Direct Debit PMNT RDDT PMDD Norway Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Norway Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Norway Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG

Version: 1.3 Page 7 (11) Norway Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Norway Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Norway Cash Management Cash Pooling Interests (Generic) CAMT CAPL INTR Norway Extended Domain Not Available Not Available XTND NTAV NTAV Norway Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Norway Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Norway Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Norway Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Norway Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Norway Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Norway Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Norway Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Poland Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Poland Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Poland Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Poland Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Poland Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Poland Extended Domain Not Available Not Available XTND NTAV NTAV Poland Foreign Exchange Miscellaneous Credit Operations Not Available FORX MCOP NTAV Poland Foreign Exchange Miscellaneous Debit Operations Not Available FORX MDOP NTAV Poland Loans, Deposits & Syndications Not Available Not Available LDAS NTAV NTAV Poland Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ

Version: 1.3 Page 8 (11) Poland Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Poland Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Poland Payments Issued Credit Transfers Reversal due to Payment Return PMNT ICDT RRTN Poland Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Poland Payments Issued Direct Debits Direct Debit PMNT IDDT PMDD Poland Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Poland Payments Received Credit Transfers Reversal due to Payment Return PMNT RCDT RRTN Poland Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Poland Payments Received Direct Debits Direct Debit PMNT RDDT PMDD Poland Securities Miscellaneous Securities Operations Swap Payment SECU CASH SWAP Russia Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Russia Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Russia Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Russia Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Russia Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Russia Extended Domain Not Available Not Available XTND NTAV NTAV Russia Foreign Exchange Miscellaneous Credit Operations Not Available FORX MCOP NTAV Russia Foreign Exchange Miscellaneous Debit Operations Not Available FORX MDOP NTAV Russia Loans, Deposits & Syndications Not Available Not Available LDAS NTAV NTAV Russia Payments Drafts Not available PMNT DRFT NTAV Russia Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Russia Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN

Version: 1.3 Page 9 (11) Russia Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT Russia Payments Received Credit Transfers Cross-Border Credit Transfer PMNT RCDT XBCT Russia Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Sweden Account Management Miscellaneous Credit Operations Charges (Generic) ACMT MCOP CHRG Sweden Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR Sweden Account Management Miscellaneous Debit Operations Charges (Generic) ACMT MDOP CHRG Sweden Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR Sweden Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA Sweden Cash Management Cash Pooling Interests (Generic) CAMT CAPL INTR Sweden Extended Domain Not Available Not Available XTND NTAV NTAV Sweden Foreign Exchange Miscellaneous Credit Operations Not Available FORX MCOP NTAV Sweden Foreign Exchange Miscellaneous Debit Operations Not Available FORX MDOP NTAV Sweden Payments Issued Cheques Foreign Cheque PMNT ICHQ XBCQ Sweden Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ Sweden Payments Issued Credit Transfers Cross-Border Credit Transfer PMNT ICDT XBCT Sweden Payments Issued Credit Transfers Taxes (Generic) PMNT ICDT TAXE Sweden Payments Issued Credit Transfers Payroll/Salary Payment PMNT ICDT SALA Sweden Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN Sweden Payments Issued Credit Transfers ACH Debit PMNT ICDT ACDT Sweden Payments Issued Credit Transfers Credit Adjustments (Generic) PMNT ICDT CAJT Sweden Payments Issued Credit Transfers Standing Order PMNT ICDT STDO Sweden Payments Issued Direct Debits Direct Debit PMNT IDDT PMDD

Version: 1.3 Page 10 (11) Sweden Payments Merchant Card Transactions Point-of-Sale (POS) Payment PMNT MCRD POSP Sweden Payments Received Cheques Foreign Cheque PMNT RCHQ XBCQ Sweden Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ Sweden Payments Received Credit Transfers Cross-Border Credit Transfer PMNT RCDT XBCT Sweden Payments Received Credit Transfers Taxes (Generic) PMNT RCDT TAXE Sweden Payments Received Credit Transfers Credit Transfer With Agreed Commercial Information PMNT RCDT VCOM Sweden Payments Received Credit Transfers Domestic Credit Transfer PMNT RCDT DMCT Sweden Payments Received Credit Transfers Payroll/Salary Payment PMNT RCDT SALA Sweden Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Sweden Payments Received Credit Transfers ACH Transaction PMNT RCDT ATXN Sweden Payments Received Credit Transfers ACH Credit PMNT RCDT ACDT Sweden Payments Received Credit Transfers Standing Order PMNT RCDT STDO Sweden Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT Sweden Payments Received Direct Debits Direct Debit PMNT RDDT PMDD Sweden Securities Custody Not Available SECU CUST NTAV USA Account Management Miscellaneous Credit Operations Interests (Generic) ACMT MCOP INTR USA Account Management Miscellaneous Debit Operations Interests (Generic) ACMT MDOP INTR USA Cash Management Account Balancing Zero Balancing CAMT ACCB ZABA USA Extended Domain Not Available Not Available XTND NTAV NTAV USA Payments Issued Cheques Bank Cheque PMNT ICHQ BCHQ USA Payments Issued Credit Transfers ACH Transaction PMNT ICDT ATXN USA Payments Issued Credit Transfers Automatic Transfer PMNT ICDT AUTT

Version: 1.3 Page 11 (11) USA Payments Received Cheques Bank Cheque PMNT RCHQ BCHQ USA Payments Received Credit Transfers Automatic Transfer PMNT RCDT AUTT All countries Payments Not Available Not Available PMNT NTAV NTAV