Private Clients / Corporate Clients CAP Legal Protection Insurance Legal protection worldwide for everyone: privalex, firmalex and special contracts. w.cap.ch A company of
It s important to have expert partners on your side. It is often easier to get involved in a legal dispute than you might think. The costs of a lawsuit can very quickly exceed CHF 10,000. That is worrying unless you have CAP on your side! What CAP offers. With six regional legal services and a total of around 90 lawyers and legal experts, CAP is represented throughout Switzerland in several languages. What is more, our networks with lawyers throughout the world enable us to provide global coverage. As a client, you will receive optimum support in all your legal matters. We help you to enforce your entitlements, both in specific cases and by advising you on family, inheritance and tax law. We also help by giving you legal advice by phone, even on pre-contractual matters. Flexible and independent. In cases involving legal proceedings and in the event of conflicts of interest, you have a free choice of legal representation. This particularly applies to cases in which you wish to bring action against CAP s parent company, Allianz Suisse. Service overview. Whether you are looking for expert assistance as a private individual, a self-employed person, a company or an association, CAP has the right solution for all your requirements. One particular advantage is that a single product often provides protection in respect of both private and business risks. Legal protection from A to Z. Private individuals (tenants or owners) Private risks Self-employed, sole traders privalex Private and business risks SMEs Large companies Associations Business risks Business risks Business risks firmalex Special contract Which services does CAP offer? With CAP s products privalex, firmalex and special contracts you can count on the expertise of specialist lawyers. Their fees, which are on average CHF 300 per hour, are nothing for you to worry about because they are included in the cover provided by CAP. The following costs are also covered: Your legal fees The other party s legal fees Court and examination costs Experts costs Bail costs Mediation costs
For private and business risks: privalex. On the road, at work, at home, out shopping: Make sure you have the law on your side. privalex has four key advantages. 1 2 3 4 Global: privalex makes sure you can enforce your legal rights against private individuals and companies anywhere in the world. Flexible: Information from experienced legal experts by phone, plus expert advice on family, inheritance and tax law. Versatile: Assistance in both contractual disputes e.g. purchasing, rentals and employment and noncontractual disputes such as liability cases. Comprehensive: privalex helps you to enforce your rights even in the event of negligent breach of penal law. Supplement for owner-occupiers. You can extend privalex with supplementary cover for all risks arising from the ownership of properties that you occupy: your home, second home, holiday apartment or partially let holiday home. Supplement for the self-employed. Holders of a privalex policy who are self-employed or sole traders (with annual turnover of up to CHF 300,000) can extend its cover to their professional activities. This supplementary cover is particularly suitable for a second, self-employed job in agriculture, cosmetics or fitness, for example.
For small, medium and large enterprises: firmalex. This popular product gives every company the benefits of global legal protection, providing the security you need even in complex, cross-border legal disputes. firmalex has four key advantages. 1 2 3 4 International: Security in the event of contractual disputes in Switzerland/Liechtenstein and EU states, and of non-contractual disputes anywhere in the world. Expert: Experienced legal experts and lawyers advise and support the policyholder in the event of a claim. Down to earth: Real-estate legal protection is included, for instance disputes with neighbours and planning objections. Powerful: Sustained, effective resistance to unfair competitor behaviour. For money-minded entrepreneurs: Good advice need not be expensive! Business relationships are becoming increasingly complex and international. As a result, we operate in a jungle of laws and regulations. With firmalex, you have the strength to win through if your entitlements are questioned. Putting your trust in a legal protection specialist will save you a great deal of time, money and inconvenience. Please note: In certain cases, either the basic or motorist s protection form of firmalex will give you all the legal protection you need. We will be happy to advise you as part of our risk analysis.
Special contract for clubs, associations and large companies. The name says it all: A special contract provides the solution to all your legal protection needs with an individual, partnership-based approach and no pre-set limits with everything from a single source. A special contract has four key advantages. 1 2 3 4 Personal and from a single source: Individual service from specialists, from initial advice to claims processing. Risk report: Comprehensive analysis and risk assessment form a transparent basis for collaboration with clearly defined contacts. Fair: Consistent risk management leads to fair solutions at reasonable prices, as good advice need not be expensive. Flexible: In addition to resolving disputes, we offer many extra services for your company, employees and customers.
Good to know you can count on CAP in these cases and many more! Private Rental apartment Purchasing Employment contract Insurance Healthcare Excessive service charge bills Second-hand cars with accident damage Accurate, fair compensation for overtime Representation in pension matters Enforcing your rights as a patient Business Purchasing Services Employment contract Insurance Trade associations Unwanted furniture ordered Excessive bill from telecommunications provider Disputes with an employee Securing the right daily sickness benefits Disputes with trade unions Home ownership Planning objection Jobs Condominiums Neighbourhood disputes Rent A neighbour wants to build too close The gardener does an unsatisfactory job Correct allocation of costs Problems with noisy neighbours Tenants claiming that the property is deficient CAP Legal Protection Tel. +41 58 358 09 00 Fax +41 58 358 09 01 contact@cap.ch www.cap.ch ZRRP201E 1111 The contractual Terms and Conditions of CAP Legal Protection shall apply.