Northern Ireland The independent scheme for Asda colleagues and families offering legal assistance, representation and advice.
|
|
- Deborah Charles
- 8 years ago
- Views:
Transcription
1 The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. For all Colleagues and their families Lines operate Monday to Friday 9.00am to 5.00pm
2 Contents Welcome to Lawclub - 3 How can I use Lawclub -? 3 What do I get as a member of Lawclub -? 4 How do I make a claim? 5 Your insurance policy 6-7 What do I do if I m not happy with the service? 8 For all Colleagues and their families Wal-Mart ID Number 2
3 Welcome to Lawclub -! You ve joined an exclusive scheme for colleagues and their families which gives you access to a legal professional by telephone, in addition to insurance against your legal costs if: 1. You have an injury and want to seek compensation. 2. You have an employment problem and want to take action against your employer or someone wants to take action against you. Lawclub - NI is a confidential legal service. Lawclub NI is provided by C&H Jefferson Solicitors in conjunction with Abbey Legal Protection. Asda will not be told of any discussions or claims without your permission. If you want to speak to someone in Asda about the scheme or how it works you can talk to your Store People Service Manager. By the way.. Any time we say you in this booklet, we mean you, your spouse or partner who normally live with you, any children (under 21), and parents who live with you as well. Lawclub - NI is a benefit for your whole family. How much does it cost? Membership is free until 31st December 2010, or for the first 6 pay periods of your employment. From 31st December 2010 membership will be just 10p per week (the same price as 2000), which will be deducted direct from your salary. If you no longer wish to be a member of Lawclub - NI after 31st December 2010, please contact your People Service Manager. How can I use Lawclub -? It s easy. On the front cover of this booklet is your membership card containing the contact number. Just pop out the card and keep it in your purse or wallet. Simply ring the number on your membership card and quote your Wal-Mart number (there s a space on the back of your card to write your Wal-Mart ID number so that you can have it with you all the time). You can call Lawclub - NI general advice Helpline at any time during normal office hours. Lines operate Monday to Friday 9.00am to 5.00 pm Lawclub is your scheme. It s independent and entirely confidential. 3
4 What do I get as a member of Lawclub -? Legal Advice When you phone the Lawclub - NI Legal Helpline you will be put through to a fully qualified solicitor or barrister who will give you and your family advice on any legal matter, from advice on hire purchase agreements to neighbour disputes. Employment Advice and Insurance against your legal costs You and your family also have access to a specialist employment legal team. They will: Advise you on your and your employer s rights, giving you immediate support to help you resolve problems or concerns about your job. If they feel you have a strong case against your employer, they will send you a claim form with a view to helping you take your employer to an employment tribunal. Pay the costs of running your case provided that it continues to have a reasonable prospect of success. If you are facing disciplinary action or redundancy, if you have been dismissed, discriminated against, bullied, unfairly treated at work or named as a respondent in an employment tribunal or are concerned about any aspect of your job you should call the Lawclub - NI Helpline for confidential advice. IMPORTANT: If you have an existing employment problem that arose before you became a Lawclub - NI member you will not be eligible for employment insurance for that problem, but you can still get advice from Lawclub s - NI employment experts. Personal Injury Compensation Recovery Service The term personal injury covers a broad spectrum of injuries and accidents, for example, injuries sustained in a road traffic accident, an accident at work, slipping or tripping in a public place, product liability injuries etc. The law says that if you suffer an injury and it is someone else's fault they must compensate you. Companies, vehicle owners and councils all insure themselves against this happening. The side that loses will usually have to pay the winner's costs. If you or our family have suffered an injury - either in or out of the work place - and you believe that you may be entitled to compensation consult the Lawclub - NI Helpline. Lawclub - NI gives you access to a specialist team of legal professionals to advise on your rights and to take legal action against the other the other party, provided that you have a strong enough case. Lawclub - NI will make sure that you have no legal costs, whether you win or lose your case, by agreeing with the legal professional that represents you that they will not be paid if you lose. If you have had an injury before you joined Lawclub - NI your case may still be considered. You should phone the Lawclub - NI Helpline for details. 4
5 Extra benefits House Conveyancing Discounted fees for residential property conveyancing, in, are available on enquiry. How do I make a claim? If you are subject to disciplinary action, have been selected for redundancy or feel that you have been discriminated against or unfairly treated and wish to take action against your employer or you are named as a respondent in an employment tribunal action you should phone the Lawclub - NI Helpline on They will: Advise you of your and your employer's rights, giving you immediate support to help you resolve your problems. If they feel you have a strong case against your employer, they will send you a claim form with a view to helping you to take legal action by taking your employer to an employment tribunal. Pay the costs of running your case provided that it continues to have a reasonable prospect of success. IMPORTANT: If you have an existing employment problem that arose before you became a Lawclub - NI member you will not be eligible for employment insurance for that problem, but you can still get advice from Lawclub s - NI employment experts. Personal Injury If you or one of you family have had an accident you should phone the Lawclub - NI Helpline on They will ask you how the injury came about and make an initial assessment of your ability to claim against the other party. If Lawclub - NI feel that you have a strong case they will send you a claim form and an explanatory note on the process of claiming. If your case is accepted, you will not have to pay any legal or insurance costs to conduct. You will get a commitment from Lawclub - NI that you will not have to pay any legal or insurance costs to conduct your case on condition that you comply with the Terms and Conditions of the scheme. IMPORTANT: Lawclub - NI will not take on all cases, for example if your injury is due to a doctor's negligence, if it concerns stress related problems or if it is part of an action taken with other people (unless it is relating to members of your family and friends, e.g. a car accident involving more than one person). 5
6 Your Insurance Policy This is a copy of the insurance policy. If You are unsure of the meaning or intent of any part of the policy You can contact the solicitors who operate the policy who will explain it to You: C&H Jefferson Solicitors Lawclub - NI and C&H Jefferson solicitors have arranged legal expenses insurance for You and Your immediate family to enforce some of Your legal rights. The insurer is Brit Insurance Ltd and it is administered by Abbey Legal Protection. Insurance Agreement The application form or any information supplied by You forms part of this Insurance Agreement. This insurance only covers claims, which You tell Insurers about during the Period of Insurance. It will not cover situations, which You knew about before joining Lawclub. It is vital to tell Us as soon as You are aware of any claim or potential claim. All claims will initially be handled and vetted by the above solicitors. The meaning of words used in this Insurance Agreement Legal Costs Any costs incurred reasonably by Your Lawyer with Our prior written agreement and any costs which You are ordered to pay to the other party in connection with Your legal dispute. Particular Claim All claims that are connected with a particular situation or set of circumstances. Period of Insurance The period of time that You are a member of Lawclub - NI and continue to pay Your premium to Us. We/Our/Us Abbey Legal Protection, a trading division of Abbey Protection Group Limited, who act on behalf of Insurers. You/Your The member of Lawclub - NI, their children under 21 years old, and their parents, only if they live with the Lawclub - NI member. Your Lawyer The Solicitor who is appointed to act for You in accordance with the terms of this insurance. Personal Injury Any bodily injury caused by the negligence of a third party excluding: 1. Medical Negligence. 2. Psychological Injury. 3. Psychiatric injury. The Insurer Brit Insurance Ltd subscribing to Contract No. ALP002. 6
7 What is Covered Employment The Insurer will pay Your Legal Costs for this Particular Claim to: 1) Pursue Your employer in the Employment Tribunal for compensation if they have dismissed You or discriminated against You or made You redundant or You think they have treated You unfairly, or 2) Defend You if You are named as a respondent in an Employment Tribunal case provided You acted within the course of Your employment. provided that: Your claim for compensation will be made in England, Wales, Scotland or You tell Us about Your Claim during Your Period of Insurance. You tell Us immediately You become aware that You are dismissed, discriminated against, made redundant, You think they have treated you unfairly or are named as a respondent in an Employment Tribunal. Your Lawyer and we think there are reasonable prospects of You recovering damages, compensation, or getting Your job back or defending Your position. Insurers will NOT pay: Your Legal Costs in excess of 75,000 for this Particular Claim, Costs which We have not already agreed to in writing. Personal Injury The Insurer will pay Your Legal Costs for this Particular Claim to pursue any other person who has caused You a Personal Injury provided that: Your claim for compensation will be made in Scotland or. (if Your claim for compensation is to be made in England or Wales You will be issued with a separate insurance contract) You tell Us about Your Claim during Your Period of Insurance You tell Us immediately You become aware that You suffer a Personal Injury. We and Your Lawyer think there are reasonable prospects of You recovering damages or compensation. Insurers will NOT pay: Your Legal Costs in excess of 75,000 for this Particular Claim. Costs which We have not already agreed to in writing. Costs for defending You in any claim. What is Not Covered 1. Any situations which You knew about before joining Lawclub. 2. Any claim for which You have some other insurance which would cover You. 3. Any claim which is caused by Your own negligent actions or negligent failure to take action. 4. Any fines, penalties or compensation You are ordered to pay. 5. Any claim against The Insurer, Us or Your Lawyer. 6. Any claim for Judicial Review. 7. Any claim caused by a failure of a computer. 8. Any claim which happens because of seepage or pollution or ionising radiation or nuclear fuel or waste. Conditions which apply to the whole Policy IMPORTANT: If You have an existing employment problem before You became a member of Lawclub - NI - You will not be eligible for employment insurance for that problem, but You can still get advice from Lawclub s - NI employment experts. How to make a claim You must tell Us immediately You have a claim or are aware of circumstances that may lead to a claim. When You have told Us about a claim We will treat any subsequent legal action from those circumstances as part of the same claim. To make a claim You must call the Lawclub They will send You a form, which You should complete and return as soon as possible. When will we agree to a claim? We will not pay any of Your Legal Costs, which We have not already agreed to in writing. We will give Our agreement in writing: When You have told us about Your claim and given Your Lawyer enough information to understand it. Your Lawyer and we think that there are reasonable prospects of You getting compensation, damages or Your job back or reasonable prospects of defending Your position. We may withdraw Our agreement if Your Lawyer and We subsequently think there are no longer reasonable prospects of winning Your case. If We do withdraw our agreement We Will pay Your Legal Costs up to that time within the terms and conditions of the scheme. We may also withdraw our agreement if You act unreasonably or do not do what Your Lawyer and We ask You to. In all cases We will tell Your Lawyer in writing whether we have agreed to Your claim or not. Choosing Your Lawyer If We agree to start legal proceedings and it becomes mandatory for You to instruct a lawyer You are free to choose that lawyer. Until that time all claims will be handled by C&H Jefferson Solicitors on Your behalf or any other firm of Solicitors they recommend. What You MUST do during the claim - You must comply with all the terms of the Insurance Agreement. - You must provide Your Lawyer with all information they ask for and help them when asked. You must sign all documents that they ask You to sign; turn up for all examinations they ask You to attend and attend court when they ask You to. - You must allow Your Lawyer to disclose all information about Your claim to Us when we ask for it. - You must not agree with Your Lawyer the amount of their fees without agreeing this with Us first. - You must tell Us of any offer from the other party to Your legal dispute to settle Your claim. You must get Our agreement before either accepting, refusing or making any offer to settle. - If You want to make an appeal against a decision of the court on a claim to which We had agreed to, We will have to agree to that appeal before it starts. - You must make every effort to keep the Legal Costs as low as possible during the claim. - If You make a claim which You know to be false no Legal Costs will be paid and any that had been paid will have to be repaid to Us. 7
8 What Do I Do If I m Not Happy With The Service? If You are not happy with the level of service You receive from Lawclub - NI, You can contact Abbey Legal Protection: In the first instance please write to: Customer Services Manager Abbey Legal Protection 2-5 Minories House Minories London EC3N 1BJ Abbey Legal Protection is authorised and regulated by the Financial Services Authority. In the event that the You remain dissatisfied and wish to pursue matter further You are able to refer the matter to the Financial Ombudsman Service. Their details are as follows: Financial Ombudsman Service South Quay Plaza 183 Marsh Wall London E14 9SR Helpline: Tel: FINANCIAL SERVICES COMPENSATION SCHEME In the event the Insurer fails to meet its obligations You may be eligible for compensation from the Financial Services Compensation Scheme. If You decide that You want to sue the Insurers the law governing this insurance agreement shall be the laws of England and Wales. Who runs the Lawclub service? Abbey Legal Protection Abbey are one of the leading legal services and insurance providers in the country. They provide the 24hr helpline and insurance for any legal costs incurred in the pursuit of employment or personal injury cases. C&H Jefferson Solicitors C&H Jefferson was established in 1898 and is now one of the largest legal practices in. Their office has always been located in Belfast City Centre from where they have established a reputation as one of the leading law practices in. This procedure will not prejudice Your rights to take legal proceedings 8 Consumables number
The independent scheme for Asda colleagues and families offering legal assistance, representation and advice.
The independent scheme for Asda colleagues and families offering legal assistance, representation and advice. Contents Welcome to Lawclub 3 How can I use Lawclub? 3 What do I get as a member of Lawclub?
More informationMOTOR LEGAL EXPENSES POLICY WORDING TERMS OF COVER
Motor Legal Expenses provides:- 24/7 Legal Advice Insurance for legal costs for certain types of disputes HELPLINE SERVICES Legal Helpline MOTOR LEGAL EXPENSES Use the 24 hour advisory service for telephone
More information1) Uninsured Loss Recovery An event causing damage to the insured vehicle and/or personal property in or on it
MOTORING LEGAL SOLUTIONS MCE ASSIST THIS IS YOUR INSURANCE POLICY This policy is evidence of the contract between you and the Insurer. Following an Insured Event the Insurer will pay the Insured s Legal
More informationAct quickly after an accident and call us now on 0800 783 6066
DASDrive Plus legal protection This is your policy wording Act quickly after an accident and call us now on 0800 783 6066 www.dasdrive.co.uk Important information This is your DASDrive Plus legal protection
More informationDASDRIVE PLUS LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW ON
DASDRIVE PLUS LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW ON 0800 783 6066 WHY YOU NEED DASDRIVE LEGAL PROTECTION PERSONAL INJURY COVER RECOVERY OF UNINSURED LOSSES REPLACEMENT HIRE
More informationYOUR LEGAL ASSISTANCE POLICY
OFFICIAL TITLE SPONSOR YOUR LEGAL ASSISTANCE Insurance POLICY In the event of a claim please call 0871 222 79 10 LegalAssist_Policy_Booklet V4.0 This document should be read by all Clients as this will
More informationMotor Legal Expenses Policy Wording
3478676865245-0000000 34545323455index,134545323456 34545323455persist,false34545323456 34545323455output_folder,/strata/clients/ukais/live/v53/exports 34545323455document_name,PREVIEW34545323456 34545323455printfile_path,/strata/clients/ukais/live/v53/exports/PREVIEW.ps34545323456
More informationMy Legal Expenses Cover...
My Legal Expenses Cover... Motor Legal Expenses Welcome Thank you for insuring with 1 ST CENTRAL. We are delighted to welcome you as a valued client. Please take time to read your policy and contact us
More informationFAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE
FAMILY CLASSIC LEGAL PROTECTION & ADVICE KEY FACTS BROCHURE WHY YOU NEED DAS FAMILY CLASSIC STANDARD COVERS EMPLOYMENT COVER CONSUMER CONTRACT DISPUTES PERSONAL INJURY NEIGHBOUR PROBLEMS HM REVENUE & CUSTOMS
More informationHad an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection
Had an accident? Call us now on 0844 800 3693 DASDrive accident assistance & legal protection For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging
More informationMotor Legal Expenses Insurance
Motor Legal Expenses Insurance Motor Legal Expenses Insurance Policy Document Certificate of Insurance This insurance is underwritten by Inter Partner Assistance SA and managed on their behalf by Arc Legal
More informationDASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE HAD AN ACCIDENT? CALL US NOW
DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation
More informationwww.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary
www.einsurancegroup.co.uk Your Motor Legal Protection Policy Summary Contents Motor Legal Protection Policy Summary...3 page 2 Motor Legal Protection Policy Summary This is a summary of your Motor Legal
More informationYour Van Insurance Motor Legal Protection Policy Booklet
Your Van Insurance Motor Legal Protection Policy Booklet Contents Motor Legal Protection Insurance...3 Motor Legal Expenses...3 Helpline Services...3 Motor Legal Expenses Policy Summary...4 Cancellation
More informationDASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on
DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE Act quickly after an accident and call us now on 0800 783 6066 2 DASDRIVE ULTIMATE If you ve been unfortunate enough to have been involved in a motor
More informationCo-operative Insurance Motor Legal Expenses and Legal Helpline
Co-operative Insurance Motor Legal Expenses and Legal Helpline Welcome to The Co-operative Insurance Motor Legal Expenses cover, which is included as standard as part of the Van Insurance from The Co-operative
More informationTrinity Forces Personal Injury Legal Protection
trinity Forces PERSONAL INJURY LEGAL PROTECTION Trinity Forces Personal Injury Legal Protection From the specialist you can trust POLICY WORDING FEBRUARY 2015 www.trinity-ins.com 2 PERSONAL INJURY LEGAL
More informationYour Motor Legal Protection Insurance Policy Wording
Your Motor Legal Protection Insurance Policy Wording www.debenhamscarinsurance.co.uk Contents Your Motor Legal Protection Insurance Policy Wording... 3 General Exceptions... 10 2 Your Motor Legal Protection
More informationDASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION
DASDRIVE ACCIDENT ASSISTANCE & LEGAL PROTECTION KEY FACTS BROCHURE For recovering your vehicle, notifying your insurer, replacement hire vehicles or courtesy cars, arranging repairs and securing compensation
More informationMotoring Legal Solutions
Motoring Legal Solutions Policy Summary This summary does not contain the full terms and conditions of this insurance contract; these can be found in the Policy document What is Motoring Legal Solutions?
More informationFleet Legal Guard. Policy Wording
Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13
More informationResidential Abortive Transaction Insurance - Buyer (All Transactions)
Residential Residential Abortive Transaction Insurance - Buyer (All Transactions) Thorogood & Co, Woking DX: 148060 Woking 12 Fax / E-mail: julia.nightingale@stlgroup.co.uk Telephone: 01483 715355 Client
More informationMotoring Legal Solutions Policy Document
Motoring Legal Solutions Policy Document Please read this document carefully to familiarise yourself with our terms and conditions and how you can contact us if you are involved in an accident which is
More informationLoss Assessors Fees and Legal Protection. for your business This is your policy wording. Scheme reference TS5/4188422 Arranged by Camberford Law Plc
Loss Assessors Fees and Legal Protection Insurance for your business This is your policy wording Scheme reference TS5/4188422 Arranged by Camberford Law Plc CONTENTS The meaning of words in this policy
More informationCongratulations... ...and thank you for buying a Motoring First policy.
2 Congratulations......and thank you for buying a Motoring First policy. This document explains exactly what is covered by Licence Shield, how to make a claim, important contact details and much more.
More informationOctagon Insurance Legal Expenses Policy
Octagon Insurance Legal Expenses Policy 1 2 This Octagon insurance policy is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc Legal Assistance Limited. The following
More informationLegal Expenses Insurance
Legal Expenses Express Services - Motor Legal Expenses Policy Summary Some important facts about your Express Services Motor Legal Expenses insurance policy are summarised below. This summary does not
More informationHow To Get A Car From Saffron
www.saffroninsurance.co.uk Motor claims assistance When things don t go to plan, we go to work. Motor claims assistance In the event of a claim, experienced specialists are on hand to ensure that your
More informationPolicy document CLERGY TERMS OF SERVICE LEGAL PROTECTION
Policy document CLERGY TERMS OF SERVICE LEGAL PROTECTION Contents Introduction 3 Claims enquiries 3 Helplines 4 Preamble 6 General definitions 6 Cover 8 General information 13 Complaints procedure 13 The
More informationMotor Legal Protection Policy Summary
Motor Legal Protection Policy Summary This summary is designed to provide an overview of Motor Legal Protection. The full terms and conditions of this insurance contract can be found in the policy booklet.
More informationFleet Legal Guard. Policy Wording
Fleet Legal Guard Policy Wording What s inside... Introduction 3 What to do if you need to make a claim 4 Legal helpline 5 Claims for compensation 10 Claims for physiotherapy 12 Terms and Conditions 13
More informationH M o o ltid or ay Le H g o al mes Legal E E x x p p e e n ns s ee s si I nn s s uu r r a a n nce ce
Motor Legal Holiday Homes Legal Expenses ExpensesInsurance Insurance Motor Legal Expenses Insurance This insurance is underwritten by Inter Partner Assistance SA and administered on their behalf by Arc
More informationMotor Legal Care Terms and Conditions
Motor Legal Care Terms and Conditions The cover provided under this notice is in addition to your Breakdown cover and should be read together with your existing terms and conditions. RAC Motor Legal Care
More informationMotor Legal Expenses Policy Summary
1 Motor Legal Expenses Policy Summary Some important facts about your Kwik Fit Insurance Services Motor Legal Expenses insurance policy are summarised below. This summary does not describe all the terms
More informationwww.startrescue.co.uk 01
INTRODUCTION This policy summary provides key information about the Uninsured Loss Recovery Policy, which you should read. For full terms and conditions of the policy please refer to the policy document
More informationPark Home Legal Costs Policy Wording (Including Twin Unit, Leisure Home or Permanently Occupied Static Caravan)
Park Home Legal Costs Policy Wording (Including Twin Unit, Leisure Home or Permanently Occupied Static Caravan) This insurance is administered by Arc Legal Assistance Limited and underwritten by Inter
More informationHousehold Personal Accident Insurance
Household Personal Accident Insurance Contents Your Demands and Needs Your Insurance Definitions Eligibility What is Covered? What we will not cover General Exclusions General Conditions How to make a
More informationLegal Expenses Breakdown Assistance Claims Assistance
Legal Expenses Breakdown Assistance Claims Assistance Should your vehicle be immobilised as a result of electrical or mechanical breakdown or accident (including fire and malicious damage), it will be
More informationMotor Legal Protection Insurance
Hyundai Insurance Motor Legal Protection Insurance Policy Document Claims Line Legal Helpline 0844 836 7381 (24 hours) 0843 658 5381 (24 hours) www.hyundaimotorinsurance.co.uk Motor Legal Protection Insurance
More informationCERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES. Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF.
CERTIFICATE OF INSURANCE- MOTORIST LEGAL EXPENSES DEFINITIONS Claims Agent PCLE Ltd, PCLE House, Invar Business Park, Invar Road, Swinton, Manchester M27 9HF. Defendant The person, company or partnership
More informationMember guide. Legal. FSB Legal Advice Line 08450 727 727. Member guide. FSB Legal protection scheme
Member guide Legal FSB Legal Advice Line 08450 727 727 Member guide FSB Legal protection scheme FSB Legal Protection Insurance As a current member you are protected by Legal Protection Insurance. The insurance
More informationHow To Get Marine Legal Protection Insurance
MARINE LEGAL PROTECTION KEY FACTS BROCHURE WHY YOU NEED MARINE LEGAL PROTECTION COVER ACCIDENT LOSS RECOVERY PERSONAL INJURY COVER CONTRACT DISPUTES COVER LEGAL DEFENCE HELPLINE SERVICES EUROLAW LEGAL
More informationMotoring Legal Solutions
Motoring Legal Solutions Page 1 Why you need Motoring Legal Solutions Being involved in any kind of car accident can be very distressing. If you are unfortunate enough to be involved in an accident that
More informationProperty Let. www.das.co.uk. Legal Protection. (Standard Cover & Rent Arrears Cover) Policy number: PLET2(RA) NUMBERING. Period of insurance:
Property Let Legal Protection (Standard Cover & Rent Arrears Cover) Policy number: PLET2(RA) NUMBERING Period of insurance: www.das.co.uk WELCOME TO PROPERTY LET LEGAL PROTECTION As a DAS policyholder,
More informationDASDRIVE ULTIMATE LEGAL PROTECTION THIS IS YOUR POLICY WORDING. Scheme Reference No. TS0/6838977. Act quickly after an accident and call us now on
DASDRIVE ULTIMATE LEGAL PROTECTION THIS IS YOUR POLICY WORDING Scheme Reference No. TS0/6838977 Act quickly after an accident and call us now on 0800 783 6066 2 IMPORTANT INFORMATION This is your DASDrive
More informationBusiness Insurance Business Legal Guard Policy Summary Commercial Claims 0345 125 8859
Business Insurance Business Legal Guard Policy Summary Commercial Claims 0345 125 8859 (Monday to Friday, 9am-5pm) This is a summary of the cover available under the Post Office Money Business Legal Guard
More informationOctagon Insurance Legal Expenses Policy
Octagon Insurance Legal Expenses Policy This insurance has been arranged and is administered by Carpenters Solicitors. It is underwritten by Inter Partner Assistance S.A, and managed on their behalf by
More informationResidential Landlords Legal Solutions
Residential Landlords Legal Solutions This Policy sets out the agreement between you and ARAG. Please read this Policy carefully to familiarise yourself with the terms and conditions. If you are unsure
More informationLegal services. A branch guide to what we offer
Legal services A branch guide to what we offer A branch guide to what we offer Contents Personal injury service 3 Criminal service 5 Employment 6 Other services 7 Access to legal services 8 Legal services
More informationReplacement Vehicle Van Insurance Policy
Replacement Vehicle Van Insurance Policy Express Insurance Services - Replacement Vehicle Policy Summary Express Insurance Services - Replacement Vehicle Insurance Policy Policy Summary This is a summary
More informationLoan Car Legal Cover Terms and Conditions
Loan Car Legal Cover Terms and Conditions As a Loan Car Driver, you also benefit from legal expenses cover. Legal expenses cover pays the legal costs and expenses of any legal proceedings to recover uninsured
More informationOnline Home and Contents Excess Protect Insurance. Policy Wording
Online Home and Contents Excess Protect Insurance Policy Wording Important Numbers Claims Helpline 0844 225 9653 Scheme Number 10033 Customer Services 0845 683 0743 Home Excess Protect Insurance Policy
More informationMotor Legal Protection Policy Booklet
Motor Legal Protection Policy Booklet Important Contact Numbers Claims notification for accidents that are not your fault (24 hours a day 365 days a year) Claims notification for contract disputes and
More informationAA Motor Legal Assistance Policy Wording
Welcome to AA Insurance Services A warm welcome and thank you for choosing to buy AA Motor Legal Assistance. Our aim at AA Insurance Services (AAIS) is to combine value for money with peace of mind. The
More informationTouchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance
Touchstone Underwriting PROPERTY POLICY SUMMARY Commercial Legal Expenses Insurance The purpose of this Policy Summary is to help you understand the insurance by setting out the significant features, benefits,
More informationKeeping You on the Move. Policy Wording
Keeping You on the Move Policy Wording Contents Keeping You on The Move...3 page 2 Important Information Keeping You on The Move Helpline 0845 873 7832 Customer Services Department 0845 683 0741 Please
More informationFamily Legal Protection and Identity Theft Policy Document
Family Legal Protection and Identity Theft Policy Document Please read this policy carefully to familiarise yourself with the terms and conditions, as well as the legal, tax, domestic and identity theft
More informationmaking a road traffic accident claim
W E L C O M E P A C K making a road traffic accident claim T H A N K Y O U A N D W E L C O M E Thank you for instructing Colemans-ctts solicitors. We have been helping people claim compensation for over
More informationMotor Legal Protection Policy
Motor Legal Protection Policy Motor Legal Protection Policy This policy meets the demands and needs of a driver who is involved in a motor accident for which they are not to blame and are not covered by
More informationAsda Value Car Insurance. Keeping You On The Move. money
Asda Value Car Insurance Keeping You On The Move money Contents page number Keeping You On The Move...4 Important Information...4 How We Can Help...4 The Meaning Of Words In This Policy...4 Cover... 5
More informationHelmet & Leathers Insurance
Helmet & Leathers Insurance Contents Your Demands and Needs 2 Definitions 2-3 Eligibility 3 What is Covered 4 What We Will Not Cover 4-5 General Exclusions 5 General Conditions 5-6 How to Make a Claim
More informationC.M. Haughey Solicitors Compensation Guide
C.M. Haughey Solicitors Compensation Guide www.cmhaugheysolicitors.ie Athena Goddess of Wisdom, Strength and Strategy. When your experience needs our experience About Us C. M. Haughey Solicitors, located
More informationAsda Value Car Insurance. Excess Protection. money
Asda Value Car Insurance Excess Protection money Contents page number Motor Excess Protection Policy Wording... 3 Introduction... 3 Regulatory Information... 3 Your Insurer... 3 What Makes up this Policy?...4
More informationMotor Legal Protection Policy
This cover only applies if included on your policy or you have purchased Motor Legal Protection as shown in your current Policy Schedule or your Renewal Notice. Demands And Needs Statement This policy
More informationHousehold Personal Accident Cover How are you covered?
Household Personal Accident Cover How are you covered? Household Personal Accident - Policy Summary Contents Your Demands and Needs Your Insurance Definitions Eligibility What is Covered What we will Not
More informationBUPA BY YOU YOUR MEMBERSHIP GUIDE
BUPA BY YOU YOUR MEMBERSHIP GUIDE bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa By You guide. We know that insurance can be hard to follow. That s why we ve made this guide as simple as possible. You
More informationTo ensure that this Policy continues to meet your needs you should review and update your cover periodically.
Summary of Cover iprism Tradesman & Contractor Policy This document provides a summary of the cover provided by the iprism Tradesman & Contractor policy. This summary is provided to you for information
More informationKeeping You on the Move Policy Wording. Van Insurance
Keeping You on the Move Policy Wording Van Van Customer Services Department: 0845 683 0741 Renewals Department: 0845 683 0741 To report an incident or theft: 0845 683 0695 To repair or replace your windscreen:
More informationYour Car Insurance Policy Summary Booklet
Your Car Insurance Policy Summary Booklet Contents Welcome to Brightside car insurance...4 Car Policy Summary...6 About Brightside car insurance...6 Summary of Cover...6 Claims and Glass Helpline...6 Insurer...6
More informationSheilas Wheels Broker Model Driver Motoring legal protection
Sheilas Wheels Broker Model Driver Motoring legal protection Thank You for choosing Sheilas Wheels Broker Model Driver Motoring legal protection, which we have provided based on the information you have
More informationLegal advice and professional help
- 1 - Legal advice and professional help This document provides information on ATL s legal services for members and their families. 1 Advice from the experts 1 ATL provides expert legal advice and representation
More informationNorth East, Yorkshire & Humberside. November 2013 Special Edition 1 REGIONAL PANEL SOLICITORS
UNITE LEGAL NEWS North East, Yorkshire & Humberside November 2013 Special Edition 1 REGIONAL PANEL SOLICITORS Welcome to a special edition bulletin introducing all of our regional panel solicitors who
More informationBefore the Event Legal Expenses Insurance Policy Summary
Before the Event Legal Expenses Insurance Policy Summary PROVIDED BY AMTRUST EUROPE LIMITED This is a summary of the main features of the Before the Event Legal Expenses Insurance Policy arranged by AmTrust
More informationClaims Breakdown Assistance Legal Expenses. autoline.co.uk. Number one for all your insurance needs
Claims Breakdown Assistance Legal Expenses autoline.co.uk Number one for all your insurance needs Claims Helpline 0845 672 8007 Your guide to making a claim You must report ALL claims by contacting our
More informationHoliday Home Legal Solutions Policy Document
Holiday Home Legal Solutions Policy Document Please read this policy carefully to familarise yourself with its terms and conditions, as well as the legal and tax helpline and the claims reporting procedures
More informationTravel Accident Policy Document Statement of demands and needs
Travel Accident Policy Document Statement of demands and needs This product meets the demands and needs of those who are aged over 18 but under 65 and fulfil the eligibility criteria and who wish to benefit
More informationDivorce Legal Solutions Policy Document
Divorce Legal Solutions Policy Document Please read this document carefully to familiarise yourself with your policy cover and how you can contact us if you experience a breakdown of your marriage or civil
More informationSimpson Millar LLP working with the South Yorkshire Police Federation
Simpson Millar LLP Background Simpson Millar LLP has been providing services to trade unions and their members for well over 100 years. We currently work with the CWU, GMB and a number of other unions
More informationMotor Excess Protect Insurance Policy Wording
Motor Excess Protect Insurance Policy Wording www.cvd-insurance.co.uk Motor Excess Protect Insurance Policy Wording Introduction Thank You for choosing Motor Excess Protect Insurance. The information in
More informationmaking a personal injury compensation claim
W E L C O M E P A C K making a personal injury compensation claim T H A N K Y O U A N D W E L C O M E Thank you for instructing Colemans-ctts solicitors. We have been helping people claim compensation
More informationDASDRIVE ACCIDENT ASSISTANCE and LEGAL PROTECTION THIS IS YOUR POLICY WORDING. Policy number: TS0/6623966
DASDRIVE ACCIDENT ASSISTANCE and LEGAL PROTECTION THIS IS YOUR POLICY WORDING Act quickly after an accident and call us now on 0808 168 0125 Policy number: TS0/6623966 2 IMPORTANT INFORMATION This is your
More informationBOX MOTOR LEGAL PROTECT Legal Expenses Insurance Policy Summary
What is Box Motor Legal Protect? If you have an accident which is not your fault, you are entitled to recover your uninsured losses from the negligent third party. Box Motor Legal Protect is a contract
More informationSPECIALIST VEHICLE LEGAL PROTECTION INSURANCE DOCUMENT
Carole Nash Insurance Consultants Limited Trafalgar House, 110 Manchester Road, Altrincham, Cheshire, UK WA14 1NU Tel: 0800 458 2614 Fax: 0161 927 2404 www.carolenash.com email: specialistvehicles@carolenash.com
More informationAsda Van Insurance. money. Terms of Business
Asda Van Insurance money Terms of Business Contents page number TERMS OF BUSINESS... 3 About The Service we Provide... 3 Our Status and the Services Provided... 3 The Capacity in Which We re Acting...
More informationCommercial Vehicle Insurance Summary of Cover
Summary of Cover Please read this document carefully. This is a summary of the cover provided by the Brit. It contains references to the key features and benefits of the policy, as well as references to
More informationClaims Number 028 9032 - The Motor Legal Protector Insurance Policy Summary
Claims Number 028 9032 2607 Motor Legal Protector Policy Summary Motor Legal Protector Policy Summary This is a summary of the main features of the Motor Legal Protector Insurance Policy arranged by Cornmarket
More informationLegal Expenses Cover. Applicable contract law Unless we have agreed otherwise, this contract will be governed by English Law.
Legal Expenses Cover Legal costs All properly incurred and proportionate disbursements, fees and expenses, charged by the appointed representative, or incurred under any fixed recoverable costs scheme,
More informationReplacement Vehicle Car Insurance Policy
Replacement Vehicle Car Policy Express Services - Replacement Vehicle Policy Summary Express Services - Replacement Vehicle Policy Policy Summary This is a summary of available under the Express Services
More informationYour Professional Indemnity Solution.
Pinsure Your Professional Indemnity Solution. 18 Henfield Business Park, Shoreham Road, Henfield, West Sussex, BN5 9SL Tel. 01273 494914 ~ Fax. 01273 494964 Email: pinsure@pinsure.co.uk Web: www.pinsure.co.uk
More informationFamily law. www.leedsday.co.uk. Providing intelligent legal solutions Providing intelligent legal solutions Providing intelligent legal solutions
Family law The Family team at Leeds Day understands that Family and Matrimonial matters require more than just keen negotiating skills and technical excellence. We never lose sight of the real issues that
More informationVolvo Car Insurance DESIGNED WITH YOU IN MIND 7 DAYS FREE DRIVEAWAY WITH VOLVO CAR INSURANCE. 60958_453131A_BRO.indd 1 2/12/08 16:45:32
Volvo Car Insurance DESIGNED WITH YOU IN MIND 7 DAYS FREE DRIVEAWAY WITH VOLVO CAR INSURANCE 60958_453131A_BRO.indd 1 2/12/08 16:45:32 60958_453131A_BRO.indd 2 2/12/08 16:45:38 7 Days Free Driveaway with
More informationDealing with disputes at work
Factsheet 70 November 2013 About this factsheet This factsheet is aimed at older people who are in work and covers information on dealing with a dispute with an employer, including taking legal action.
More informationLegal Expenses Insurance Policy
Legal Expenses Insurance Policy Some important facts about the Legal Expenses policy are summarised below. This summary does not describe all of the terms and conditions of the policy, so please take time
More informationwww.einsurancegroup.co.uk Your Prestige Hire Car Policy Summary and Policy Wording
www.einsurancegroup.co.uk Your Prestige Hire Car Policy Summary and Policy Wording Contents ecar - Prestige Hire Car Policy Summary...4 Your Prestige Hire Car Policy Terms and Conditions...6 Notice to
More informationFamily Select Legal Protection
Family Select Legal Protection It may be an employment matter, a dispute over goods that you purchase or sell, or you and your family may find yourself involved in legal areas which are governed by a minefield
More informationPCS legal and personal case services Defending members access to justice
Dealing with problems at work Employment Tribunal fees Settlement agreements PCS Personal Injury Compensation scheme Criminal legal expenses insurance Will writing service, conveyancing Medical negligence
More informationTouring Caravan Excess Protect
Touring Caravan Excess Protect In the event of a claim please call: 0800 587 2976 2 TRINITY LANE TOURING CARAVAN EXCESS PROTECT INSURANCE POLICY About your Insurance This insurance is underwritten by Trinity
More informationPolicy. Basic Comprehensive Car Insurance
Policy Basic Comprehensive Car Insurance Your car insurance policy You should read this policy, the schedule, endorsements and certificate of motor insurance as one contract. It is an agreement between
More informationKEY FEATURES. Helping you to keep your lifestyle safe when your income isn t.
LIFESTYLE COVER INSURANCE LIFESTYLE COVER INSURANCE POLICY SUMMARY 1 KEY FEATURES. Helping you to keep your lifestyle safe when your income isn t. USEFUL PHONE NUMBERS. GENERAL ENQUIRIES: 0370 900 3119
More informationReplacement Vehicle Policy
Replacement Vehicle Policy 1 This policy has been arranged by Motorplus Limited (trading as ULR) with Qdos Broker & Underwriting Services Limited and is underwritten by: Groupama Insurance Company Limited,
More information