CTE Academic Integration Project English IV Honors and Business, Medical, and Legal Administration



Similar documents
Creating Your Financial Plan

$ Set Up a Spending Plan $

3Budgeting: Keeping Track of Your Money

ZERO INCOME CHECKLIST. Tenant Name:

Budgeting: Managing Your Money with a Spending Plan

how much would you spend? answer key

Business Studies, Grades 9/10, Information and Communication Technology in Business, BTT1O/BTT2O

Designing Your Budget

Effective Strategies for Personal Money Management

MAKE A PLAN TV411.ORG

Standard 1: The student will describe the importance of earning an income and explain how to manage personal income using a budget.

how much would you spend?

EMBRACE A PLACE. Living The Good Life Presentation. Presented by: Residence Life Assistant Resident Directors

High School + 13th Year Plan

Lesson Description. Texas Essential Knowledge and Skills (Target standards) Skills (Prerequisite standards) National Standards (Supporting standards)

This unit is designed to take place over 7-10, 45 minute class periods. Students should have working knowledge of the following skills:

PERSONAL FINANCE TASK 3: CREATE A PERSONAL BUDGET. VE Departments Involved All Employees. Month for Activity/Time Frame Early October / Five Days

Money Management 29 Money Management Tips Every University Student Should Know

If I were elected Mayor Essay Contest Don t let your children miss out on this great opportunity! Open To All 7 th Graders in a Florida Public School

MONEY COMES AND GOES LESSON 2B OF MONEY FOR FOOD

lifestyle reality check

Aging & Disability Resource Centers of Wisconsin Considering a Move? The Cost Calculator Can Help

A financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:

A financial statement captures a person s overall wealth at a specific point in time. In this lesson, students will:

COLLEGE BUDGET WORKSHEET

NEFE High School Financial Planning Program Unit Two Budgeting: Making the Most of Your Money. Unit 2 - Budgeting: Making the Most of Your Money

Take control of your money

Valencia Apartments 555 Ramona Drive San Luis Obispo, CA (805)

Financial Planning for Physicians

Do you know where your money

Sample Roommate Agreement for Alberta Renters

SAVING TO ACHIEVE YOUR GOALS

COLLEGE. Going from high school to college. Getting Ready for College CHAPTER 1. Getting organized

Banning Law Firm Lomas NE Ste. 104 Albuquerque, NM Office Fax

Basics of Budgeting. Ten Steps To Create A Budget. Reviewing:

INSTRUCTIONS FOR COMPLETION OF FINANCIAL DECLARATION FOR MURPHY LAW FIRM

EXAMPLES OF SELF-EMPLOYED BUSINESS EXPENSES

Advanced Level. EACH LESSON PLAN IS DESIGNED AND CONTINUALLY EVALUATED BY MATERIALS

Monthly Income Worksheet

Proper money management will help you avoid financial problems. Financial problems occur because people do not plan the use of their money wisely;

Your Financial Action Plan 1

Renting vs. Owning a Home

Benefits. Get you started. Prepare you for the 1 st of 3 Financial Hotspots. Create strong habits now to last a lifetime

Unit 2 Saving Money. Picture Story Literacy Level Overhead 1-A page 1. Talk about this picture.

OBJECTIVES. The BIG Idea. Why should I make a budget and where do I start? Post-Graduation Budget

Diving Into Spending Plans Grade Level 7-9

Lesson Plan: Renter Insurance

Charting Your Course to Home Ownership

4. Profit. 5. Credit

Program 123: Income and Expenses

IUPUI Financial Success Planning. Evaluating Affordable Housing Options

Student Control Journal Parents keep away

Contents. Why budget? Do I need to budget? Why budget? 3. Do I need a budget? 3. Some budgeting ideas 4. Talking with a budgeting advisor 5

... Understanding the Need for Education and Career Planning. Copyright 2013 XAP Corporation, All Rights Reserved.

Lesson 6: Show Me the Money Financial Literacy

Foster Youth Individual Development Account Application

UC BERKELEY 2014 BIWEEKLY PAY PLANNER

List any past due bills provide account balance and status, i.e., in collections, charged off, etc.

Chapter 2 Personal Budgets

American School of Milan New Teacher Orientation Guide

How to Be a Smart Renter. Questions to Ask the Landlord

Charles G. Brown IV. Financial Advisor Financial Services Representative. Financial Planning For Graduates

INCOME AND EXPENSE STATEMENT

U.S. Intern Relocation Guide. (Including Canada)

open my own restaurant Remember, a financial plan is a living document it changes as you do. Check it and revise it regularly to keep it up-to-date.

Lesson Title/Description:

Loan. Application. Money Smarts for Kids. Money Skills for Life. Member FDIC. What to Know About Loans. Completing a Loan Application

Debtor s Full Legal Name: Spouse s Full Legal Name: Other Names Ever Used: Tel#: Cell#: Emergency Contact (name & number):

Section: content for the worker and resources A: Introducing household budgets

PERSONAL FINANCIAL ORGANIZER

THE MAJOR CHANGES TO THE BANKRUPTCY LAW ARE SO NUMEROUS THAT I CANNOT GATHER THEM ALL, BUT I OUTLINE THE MOST OBVIOUS BELOW:

Financial Goal Setting Worksheet

Presented by $uccessful Start; Sponsored by the Office of Student Services FINANCIAL 101 FOR YOUR FIRST APARTMENT

Renting vs. Owning a Home

How to prepare a budget and stick to it

COLUMBIA COLLEGE HOMESTAY PROGRAM STUDENT HANDBOOK

LESSON 8 -- HOW DOES YOUR FAMILY SAVE??MONEY?

$550 for rent A school loan payment of $232 A car payment of $152 An insurance premium payment of $112

8. Share concepts from Visual 1 with students.

n life after graduation making out onyour own.

What is a Dedicated Account?

Your Money Matters! Financial Literacy Teacher Guide. Thanks to TD for helping us bring this resource to schools for free.

THE ABC S OF VEHICLE FINANCING CURRICULUM. Counting Your Money

Rules and Regulations

Online LEI Lesson 4. Lesson 4 Why Do People Go to School? LEARNING, EARNING

Make a Smart Start Toward Financial Success SUNY ORANGE STUDENTS

Budgeting Made Easy Simple Step-by-Step Instructions to Help You Build an Accurate Household Budget

Greg Gouner, Attorney at Law Bricksome Avenue, Suite C Baton Rouge, LA (225)

STUDENT BUDGET WORKSHEET

BANKRUPTCY CHECKLIST ITEMS NEEDED TO COMPLETE YOUR BANKRUPTCY HELPFUL TO HAVE SOME INFO BELOW FOR INITIAL CONSULT

LEASING PACKET 222 NORTH COLUMBUS DRIVE CHICAGO, ILLINOIS P F PARKMILLENNIUMCHICAGO.COM

MoneyAndStuff.info Budgeting Lesson Plan

How to Manage Your Finances: The University Years

Thanks for making an appointment to see us!

ICAEW on Personal Finance

c. Homeowners Insurance

A Note to Parents. 1. As you study the list, vary the order of the words.

C.A.L.M. 20 Unscheduled. Unit 5

Transcription:

Julie Pike at jpike@peoriaud.k12.az.us or Tricia White at tawhite@peoriaud.k12.az.us CTE Academic Integration Project English IV Honors and Business, Medical, and Legal Administration Reality Project (Seniors) The objective of this project is to experience the reality of living on their own along with the unexpected predicaments of daily life. It is one week after graduation and the students parents have left the country for six months. Their parents' house and entire furniture has been leased to a foreign family that does not speak English. Students are required to stay the entire six months. Each receives $400 in savings to bring into a living arrangement. In order to pay for living expenses, one will need to pick an hourly wage from Mrs. White, or use their current hourly wage once proof has been provided (i.e. pay stub). Wages selected in class are based upon average starting wages for Arizona high school graduates with no college education (wages based upon research gathered from previous activity). REALITY PROJECT PORTFOLIO Individual Reality Project Binder (2" 3-ring binder with dividers): Notes/Handouts (given in class) Activities (Living Arrangements, Budget worksheets, etc.) Journals (if group work, photocopy of rubric acceptable) Monthly Calendar Weekly Registers Monthly Budgets (Estimated and Actual) Paychecks Journals will be assigned periodically throughout the year. All original, graded journals must be submitted within students binders in order to receive credit. Although some journals will be

completed as a group project, a photocopy of the graded journal must be submitted by EACH student. The students will be responsible for providing the following: 1) a weekly register; 2) a monthly calendar; and 3) a monthly budget for their individual expenses based on their monthly income. Each person will be required to keep track of one register: It will include their Reality Project expenses (rent, utilities, weekly, random expenses, food, gas, clothing, entertainment, etc.) throughout each week. The weekly registers will be submitted each WEDNESDAY and must include their Fixed expenses (rent, car payment, car insurance, etc.), their Flexible expenses (cell phone, personal care, food, housing costs, etc.) and their Discretionary expenses (entertainment, clothing, gifts, savings). An Estimated Monthly Budget will be individually completed using Microsoft Excel and submitted at the BEGINNING of each month. The Estimated Monthly Budget will include their Fixed, Flexible, and Discretionary expenses. At the conclusion of each month, an Actual Monthly Budget will be individually submitted giving actual expenses incurred. GROUP POWERPOINT PRESENTATION Content of Presentation Group Component Discussion of living arrangements Discussion of teamwork Individual Component Discussion of personal expenses Discussion of personal experiences BOTH positive and negative (i.e. What did one learn from this experience? What would one change about their experience? What could make it more appealing/realistic based? Etc.) This is not a teacher evaluation Overall Presentation Content (information provided) Evidence of practice (movement, voice, clarity, etc.) Creativity (props, dress, originality, etc.) Time (7-15 min.)

REALITY PROJECT PORTFOLIO INTRODUCTION It is one week after graduation and your parents have left the country for six months. Your parents' house and entire furniture have been leased to a foreign family that does not speak English. You are excited and nervous because you will be unable to contact them or any of your relatives. You are on your own with no help from ANYONE (not even grandma!) "Free at last, free at last, thank God Almighty, I am free at last!" Unfortunately due to your parents' absence, you will need a place to live for the next six months. You are required to stay the entire six months. You each have $400 in savings to bring into a living arrangement. In order to pay for living expenses, you will need to pick an hourly wage from Mrs. White, or use your current hourly wage once proof has been provided (i.e. pay stub). Wages selected in class are based upon average starting wages for Arizona high school graduates with no college education (wages based upon research gathered from previous activity). The objective of this project is to experience the reality of living on your own along with the unexpected predicaments of daily life. Should you encounter any medical needs or expenses, don't fret because good ol Mom and Dad are still paying for your insurance. You will be required to complete a variety of assignments throughout this project. Assignments will be submitted and graded BEFORE they are placed in the binder. Keep all original work with grades to be submitted in the Reality Project binder at the end of the semester. The requirements for the project are subject to change. All changes will be discussed and implemented during class. REALITY PROJECT PORTFOLIO Individual Reality Project Binder (2" 3-ring binder with dividers): Notes/Handouts (given in class) Activities (Living Arrangements, Budget worksheets, etc.) Journals (if group work, photocopy of rubric acceptable) Monthly Calendar Weekly Registers Monthly Budgets (Estimated and Actual) Paychecks Group PowerPoint Presentation

LIVING ARRANGEMENTS Directions: Open a blank word document and answer the following in complete sentences. Be sure to provide enough information in order to demonstrate your understanding. The documentation for this project will vary from group to group depending on the location and type of housing chosen to complete this project. Nonetheless, any and all documented information that is used in consideration to a decision must be included. You must provide a signed document (brochure, etc.) for the rental property verifying your rental expense (photocopies are accepted). Each roommate must submit his or her own work (not a copy of the same paper 2-3 times). Answer the following in complete sentences: 1. Explain why you chose your roommates that you would be living with (financial, compatibility, etc.) and who they are. 2. Explain where and why you determine to lease a house, condo, or apartment. (Be sure to include a brochure or Internet printout showing apartment/condo/house amenities) 3. Write the items each roommate will be bringing into the living quarters. Furniture Pets Transportation Televisions, couch, bed, Cats, dogs, birds, fish, Car, bike, scooter, etc. VCR, stereo, microwave, Etc. Toaster, computer, etc. 4. Explain how and why you and your roommate(s) determined individual living arrangements (i.e.: master bedroom, covered parking, etc.) within the house, condo, or apartment. Room assignments (master, etc.) Parking assignment (covered, etc.) 5. Explain how and why you and your roommate(s) determined who would have what responsibilities pertaining to the management of the house, condo, or apartment. Laundry Yard Work Cleaning Pool Dishes House Cleaning Etc.

6. Explain why you and your roommate(s) determined who would be liable for each bill, whose name each bill is under, who will pay each bill, and how will they be divided. (Be sure to include proof of cost (Internet document; phone call including phone number, name of who you talked to, date, and cost DOCUMENTATION REQUIRED photocopies are acceptable.) Electric Cable Internet Phone Water Garbage Collection Rent Satellite Etc. 7. Explain how you and your roommate(s) determined the decor of your house, condo, or apartment. Stuffed Animals Who s TV goes where Room deodorizers Posters/Pictures Plants Etc. 8. List your cost for each of the following: Fixed Expense: Flexible Expense: Discretionary Expenses: o Renter s Insurance o Rent o Car Payment o Car Insurance o Utilities o Groceries o Phone (cell/home) o Internet o Satellite/Cable o Personal Care o Housing Costs o Entertainment o Clothing o Gifts o Savings JOURNALS Journals will be assigned periodically throughout the year. All original, graded journals must be submitted within your binder in order to receive credit. Although some journals will be completed as a group project, a photocopy of the graded journal must be submitted by EACH student.

WEEKLY REGISTER, MONTHLY CALENDAR AND BUDGET You will be responsible for providing the following: 1) a weekly register; 2) a monthly calendar; and 3) a monthly budget for your individual expenses based on your monthly income. Make sure that any updates to the spreadsheets are turned in as well. Consider the following: WEEKLY REGISTER Each person will be required to keep track of one register: It will include your Reality Project expenses (rent, utilities, weekly, random expenses, food, gas, clothing, entertainment, etc.) throughout each week. The weekly registers will be submitted each WEDNESDAY and must include your Fixed expenses (rent, car payment, car insurance, etc.), your Flexible expenses (cell phone, personal care, food, housing costs, etc.) and your Discretionary expenses (entertainment, clothing, gifts, savings). The objective is to provide an actual account of how your money is being spent as opposed to how you think your money is being dispersed. (Mrs. White will assist in the creation of your registers demonstrating how it should be designed) Consider the following: -How much rent do you pay? -How much are your utility payments? -Do you have any pet expenses? -How much to you pay to eat on a monthly basis? -Do you have a car? How much do you spend in gas? -How much is your car insurance? -Do you take the bus? How much is each fare? -How much do you spend in food? Are you buying individually or as a group? -How much do you spend on entertainment (going out, boyfriend/girlfriend, etc.)? -How much does your personal care cost (toiletries, clothing, etc.)? -Do you get bi-weekly manicures or pedicures? -Do you get your hair colored/highlighted, etc.? -Do you plan on taking classes during the next six months and if so, what are tuition costs? -How much will you spend in housing-costs (for example: light bulbs, laundry detergent, Kleenex, cleaning supplies, toilet paper, etc.). Will these be purchased as a group or on an individual basis? -How much was spent of gifts for others? -Savings -Other... there are no limits!

MONTHLY CALENDAR In order to budget your money well, a Monthly Calendar will be individually created in Microsoft Word or Publisher and submitted at the BEGINNING of each month listing the specific day each Fixed, Flexible and Discretionary expense is due. You must staple the Monthly Calendar and Estimated Monthly Budget together at the BEGINNING of each month. MONTHLY BUDGET An Estimated Monthly Budget will be individually completed using Microsoft Excel and submitted at the BEGINNING of each month. The Estimated Monthly Budget will include your Fixed, Flexible, and Discretionary expenses. At the conclusion of each month, an Actual Monthly Budget will be individually submitted giving actual expenses incurred. At the end of each month, you must staple the graded Monthly Calendar, graded Estimated Monthly Budget, all graded registers dealing with that month, and the Actual Monthly Budget together.

GROUP POWERPOINT PRESENTATION The amount of time presenting the PowerPoint must be equally distributed among roommates. Your group will be responsible for constructing a PowerPoint presentation using the following parameters: -10-15 slides -Actual Photos of roommates, apartment, outings, etc. (no less than five) -Sound Effects (no less than three) or two different songs playing throughout -Spacing (presentable and evenly balanced) -Transitions (All should be the same except, if you would like, the title slide) -Custom Animations/Effects (pictures cannot enter over existing text and text cannot enter from the left) -Text Size must be large enough for everyone in the classroom to easily see -SEE http://www.nicholls.edu/pt3/hurricane/ppt_etiquette.htm for reference -Originality and Creativity a must!! ** Extra Credit for personal video inserted into PowerPoint CONTENT OF PRESENTATION Group Component Discussion of living arrangements Discussion of teamwork Individual Component Discussion of personal expenses Discussion of personal experiences BOTH positive and negative (i.e. What did you learn from this experience? What would you change about your experience? What could make it more appealing/realistic based? Etc.) ** This is not a teacher evaluation OVERALL PRESENTATION Content (information provided) Evidence of practice (movement, voice, clarity, etc.) Creativity (props, dress, originality, etc.) Time (7-15 min.) ** All roommates should review PowerPoint for grade/presentation, before submitting to teacher/class.