Portfolio Lead Advisory Services Maximising value in non core and underperforming asset portfolios



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Portfolio Lead Advisory Services Maximising value in non core and underperforming asset portfolios

Portfolio Lead Advisory Services (PLAS) PLAS advises holders, sellers and buyers of non core assets and under performing loan portfolios in deleveraging, portfolio acquisitions and management and investment strategies. European banks face the enormous task of cleaning up their balance sheets and are facing increased pressure from regulators and the market to demonstrate how they comply with stricter regulatory requirements. This is driving banks to redefine their core businesses and search for capital. The Deloitte PLAS team assists financial institutions with identifying ways to maximise value from their non core assets through deleveraging and/or rigorous planning and asset management. Entering the loan portfolio transaction market is a key tool in any bank s deleveraging program, providing a rapid source of capital raising. With our unparalleled understanding of the buyer community, we know which of the buyers are the most active in the market, their preferred asset types and pricing parameters. Our work often comprises local market deals involving international players. Our global network ensures the ability to act both domestically and cross border, a delivery model that leverages extensive international experience combined with deep, local market insights. PLAS has completed deleveraging, asset wind down and portfolio sale transactions covering over 270bn of assets, involving multiple asset classes and across all major European countries. We draw on this experience to deliver a proven approach designed to ensure planned objectives are achieved on time, with risks monitored and stakeholders and other advisors effectively managed.

Portfolio Lead Advisory Services (PLAS) Deleveraging advisory Asset management and servicing Portfolio analysis and segmentation Deleveraging plan design What can be packaged and sold What requires individual asset resolution What infrastructure is required to deliver the deleveraging plan Assist clients in all phases of the deleveraging process, from development of a strategy and exploring options through to implementation and value maximisation Full service advisory to vendors of loan portfolios from strategy and portfolio preparation to sales execution Situational and strategic options analysis enabling management to understand: Portfolio selection Balance sheet and capital impact Profit and loss implications Tax matters Critical success factors International investor requirements Assist buyers in portfolio acquisitions with analysis, understanding and pricing of loan portfolios Assist in all stages of the acquisition process: from pre data room stage through to closing and post deal servicing, including: Pool stratification and statistics Credit and file due diligence Key asset summary and preparation Investment committee presentation Confirmatory due diligence Support owners of loan and asset portfolios in maximising value from their assets whether on an advisory basis or through full service outsourcing Provide advice on best practice methodologies, policies, procedures and systems to support the process on: An existing operation A platform acquisition The start up of a bad bank or asset realisation vehicle Full sale preparation Lead transaction management Why Deloitte? QUALITY EXPERIENCE MARKET INTELLIGENCE A SALE BEING RUN BY THE DELOITTE PLAS TEAM DELIVERS QUALITY INFORMATION IN AN EFFICIENT PROCESS ENVIRONMENT ENHANCING BUYER CONFIDENCE, TRANSLATING INTO HIGHER SUCCESS RATES AT ENHANCED PRICING THE CORE GLOBAL TEAM HAS WORKED TOGETHER FOR MORE THAN 15 YEARS. IT IS THE MOST EXPERIENCED PORTFOLIO ADVISORY TEAM IN THE MARKET, HAVING LED MULTIPLE LOAN SALE TRANSACTIONS IN THE UK, EUROPE, ASIA AND SOUTH AMERICA WITH OUR UNPARALLELED UNDERSTANDING OF THE BUYER COMMUNITY, WE KNOW WHICH BUYERS ARE THE MOST ACTIVE IN THE MARKET, THEIR PREFERRED ASSET TYPES AND PRICING PARAMETERS GLOBAL APPROACH, LOCAL INSIGHT DELIVERING A GLOBAL FOOTPRINT, THE PLAS NETWORK OPERATES THROUGH A CORE GROUP IN THE UK AND DEDICATED TEAMS IN KEY MARKETS IN EUROPE

Recent assignments PLAS has completed deleveraging, asset wind down and portfolio sales projects covering over 270bn of assets across all asset classes and throughout Europe. Adelaide Face value: 900m Rock/Salt Face value: 5.2bn Estela Corporate loans Face value: 3.4bn Eagle Face value: 3.5bn Saturn Consumer unsecured Face value: 950m Hampton Face value: 1.5bn Consul Corporate loans, SMEs secured & unsecured, REOs Face value: 2.3bn Thames Face value: 495m U2 Corporate loans Face value: 1.2bn Phoenix Residential mortgages Face value: 750m Indie Face value: 500m Zeus Deleveraging advisory Diversified loans Face value: 30bn 2011

Contacts For more information on our services and capabilities, please contact: David Edmonds Global Head of PLAS +44 (0) 20 7303 2935 dedmonds@deloitte.co.uk Andrew Orr +44 (0) 20 7007 0759 anorr@deloitte.co.uk Global team Benjamin Collet +34 91 443 2287 bcollet@deloitte.co.uk Jon Daniel +44 (0) 20 7007 6652 jondaniel@deloitte.co.uk Alok Gahrotra +44 (0)20 7007 2164 agahrotra@deloitte.co.uk David Lane +44 (0) 20 7303 7262 dlane@deloitte.co.uk Austria Albert Hannak +43 15 3700 2900 ahannak@deloitte.at CEE Andras Fulop +36 1428 6937 afulop@deloittece.com CIS Dmitriy Anufriev +38 0 4490 9000 danufriev@deloitte.ua Cyprus Nicos Kyriakides +35 7 2586 8601 nkyriakides@deloitte.com France Arnaud Deymier +33 1 5837 0288 adeymier@deloitte.fr Will Newton +44 (0) 20 7007 9191 wnewton@deloitte.co.uk Germany Frank Nagel +49 697 5695 6870 frnagel@deloitte.de Greece Alexis Damalas +30 21 0678 1100 adamalas@deloitte.gr Ireland Martin Reilly +35 3 1417 2212 mreilly@deloitte.ie Italy Antonio Solinas +39 02 8332 5299 asolinas@deloitte.it Middle East David Stark +971 0 4506 4739 dastark@deloitte.com Netherlands Maurice Dercks +31 8 8288 6918 mdercks@deloitte.nl Portugal Joaquim Paulo +35 1 2104 22 502 jpaulo@deloitte.pt Spain Jose Antonio Olavarrieta +34 91 514 5270 jolavarrieta@deloitte.es USA Robert Young CF +1 212 492 4024 robertyoung@deloitte.com Deloitte LLP. All rights reserved. Designed and produced by The Creative Studio at Deloitte, London. 35395A