EUF STATISTICS. 31 December 2013
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1 . ESTIMATES OF EU TURNOVER VOLUMES. Turnover volumes by product, allocation and notification (Estimates of EU s, Millions of ) Estimate of the EU % on Turnover Significance of the sample on total turnover Turnover ,00% 00% of which: Domestic ,47% 00% International ,53% 00% Recourse ,3% 78% Non Recourse ,87% 78% Owned by banks and banking groups ,86% 77% Owned by non banking companies ,4% 77% 2. ESTIMATES OF EU BALANCES AT PERIOD END 2. Balances at period end (Estimate of EU s, Millions of ) Estimate of the EU % on Security Values Significance of the sample on total turnover Advances ,37% 67% 2 Security Values % 3 3. CUSTOMERS 3. Number of Active Client (Supplier) Relationships (Estimate of EU, Number) Estimate of the EU Significance of the sample on total turnover Number of Active Client (Supplier) Relationships % 4 Figures in this page, where the sample is not 00% of the EU Countries, are estimated on the basis of the data provided by the EUF Members, FCI and IFG and of the significance of the sample on total turnover, which is provided as well for reference. Notes See sheet "TURNOVER DETAILS" for info about the composition of the sample. 2 The sample includes Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Germany, Ireland, Italy, Netherlands, Poland, Portugal, Spain, Sweden and UK. 3 The sample includes Belgium, Czech Republic, France, Ireland, Italy, Netherlands, Poland, Portugal and UK. 4 The sample includes Austria, Belgium, Croatia, France, Germany, Greece, Ireland, Italy, Netherlands, Poland and UK.
2 TURNOVER VOLUMES Turnover volumes by Country (Millions of ) Notes Turnover pct var. on the previous year () GDP Penetration EU Market Share Austria* ,64% 4,5%,2% Belgium* ,59% 2,50% 3,79% Bulgaria ().700 3,33% 4,26% 0,3% Croatia () ,89% 7,26% 0,25% Cyprus ,4% 7,0% 0,22% Czech Republic* () 5.302,3% 3,55% 0,42% Denmark* () ,05% 3,58% 0,7% Estonia.899,7% 0,30% 0,5% Finland ,% 9,5%,4% France* ,49% 9,73% 5,92% Germany* ,8% 8% 6,26% 3,60% Greece* ,22% 6,64% 0,96% Hungary () 2.66,05% 2,7% 0,2% Ireland* ,26% 2,93%,68% Italy* ,3%,4% 4,3% Latvia () 592 0,02% 2,53% 0,05% Lithuania () 2.763,05% 7,99% 0,22% Luxemburg ,2% 0,89% 0,03% Malta 78-25,83% 2,48% 0,0% Netherlands* ,35% 8,78% 4,20% Poland* () ,74% 8,3% 2,5% Portugal* ,82% 3,45%,77% Romania () ,54%,90% 0,22% Slovakia.068 4,30%,48% 0,08% Slovenia 626-3,69%,77% 0,05% Spain* ,04%,39% 9,25% Sweden* () ,85% 7,27% 2,43% United Kingdom* () / (2) ,43% 6,4% 24,46% EU Turnover () ,35% 9,63% 00,00% EUF Members (*) () / (2) ,37% 9,92% 96,96% Notes: ) Pct variation has been corrected in order to avoid biases due to exchange rates fluctuation. 2) Figures for the year 202 were slightly changed due to the availability of updated information Source: EUF Members, FCI, IFG
3 5. TURNOVER VOLUMES - ANNUAL TRENDS 5. Turnover volumes by Country, last 5 years (Millions of ) Austria Belgium Bulgaria Croatia Cyprus Czech Republic Denmark Estonia Finland France Germany Greece Hungary Ireland Italy Latvia Lithuania Luxemburg Malta Netherlands Poland Portugal Romania Slovakia Slovenia Spain Sweden United Kingdom EU Turnover EU Turnover (Growth, %)* -2,89% 7,75% 4,66% 3,84% 5,35% * Pct Variation, where possible, has been corrected in order to avoid biases due to exchange rate fluctuation Figures included in this table differ slightly from the ones in the same table of the previous year report due to the inclusion of Croatia
4 5.2 EU Turnover growth, last 5 years (%) 20,00% 5,00% 0,00% 7,75% 4,66% 5,00% 0,00% 5,00% 3,84% ,89% ,35% * Pct Variation, where possible, has been corrected in order to avoid biases due to exchange rate fluctuation 5.3 EU Turnover, last 5 years (Millions of )
5 5.3 Turnover volumes by product, allocation and notification (Best estimates, Country totals, % shares) International (%) Non recourse (%) Not notification (%) Maturity Factoring (%) Reverse Factoring (%) Made by banks and banking groups (%) Austria ,04% 62,0% Belgium ,00% 27,00% 49,00% 96,60% Bulgaria ,00% 5,00% Croatia ,09% 3,00% 7,00% Cyprus ,80% Czech Republic ,7% 34,52% 0,00% Denmark ,00% Estonia.899 3,92% 0,00% Finland ,25% France ,26% 79,77% Germany ,74% 99,00% 60,59% 4,58% 0,57% Greece ,56% 28,03% 5,48% 00,00% Hungary 2.66,95% Italy ,6% 65,49% 38,35% 27,07% 3,80% 9,25% Latvia ,69% Lithuania ,07% Luxemburg ,7% Malta 78 6,00% 9,% Netherlands ,00% 2,73% 87,9% 00,00% Poland ,35% 36,78% 4,64% 5,52% 7,90% 97,04% Portugal ,82% 27,8% 30,99% Romania ,07% Slovakia ,07% Slovenia 626 4,37% Spain ,66% 24,26% 2 49,46% 96,86% Sweden ,00% United Kingdom and Ireland ,64% 0,00% 90,00% 95,00% EU ,53% 39,87% 5 65,24% ,86% 7. No exact data for the German market are available but non-recourse factoring generally dominates the market, due to the legal factoring framework in Germany 2. For Spain figures about non-recourse factoring are available only with regard to the domestic factoring 3. Detailed figures for UK and Ireland are available only aggregated 4. EU figure is a weighted average (the weigth is the Country turnover) 5. The sample covers 78% of the EU market 6. The sample covers 66% of the EU market 7. The sample covers 77% of the EU market
6 - GLOSSARY. / 4. / 5. TURNOVER VOLUMES Factoring Invoice Discounting Turnover Domestic Factoring is defined as an agreement between a business (client) and a financial company (factor) in which the client assigns/sold its receivables to the factor and the factor provides the client with one or more of the following services with regard to the credits assigned: advance of the amount of credit assigned, credit management and bad debt protection. Invoice Discounting is defined as an agreement between a business (client) and a financial company (factor) in which the client assigns its receivables and the factor provides the client with a prepayment of the amount regard to the credits assigned, normally without notification of the factor's interest to the debtor. The client retains full control of their sales ledger function. value of all receivables assigned/sold to the factor by clients during the reporting period net of credit notes. Turnover from clients based in the country to debtors based in the country International Turnover from clients based in the country to debtors based in another country or viceversa (it includes import and export operations). If both are abroad, the client should be considered as based in the factor's country. Recourse Turnover where the credit risk on the debtor remains with the seller. Non recourse Turnover where credit protection is part of the factoring agreement. Notification Turnover where the assignment has been notified to the debtor. Non notification Turnover where the assignment has not been notified to the debtor. Maturity Factoring Form of Factoring in which the client receives the payment of the receivables on the due date or on a certain and fixed date, usually pre-agreed on the basis of the average payment period taken by the debtor. Reverse Factoring Form of Factoring in which the agreement is set up between the factor and a (usually strong) debtor and the Factor offers each supplier the possibility to assign/sell (usually without recourse) those invoices approved to be paid by the debtor.
7 2. BALANCES AT PERIOD END Advances against Outstanding Receivables advances (prepayments) to all clients against debtor balances at the period end. advances (prepayments) to all clients against assets other than debtor balances Advances against other assets (ABL) at the period end (es: stocks, plant & machinery, brands, etc.). Available Credit Debtor Outstanding Receivables Other assets Days of Sales Outstanding (DSO) Average Advanced Share advances already made to clients plus the total amount of funding available but not yet drown (i.e. the funds in use plus availability) debtor balances (receivables) outstanding in respect of all clients. value of assets other than debtor balances (es: stocks, plant & machinery, brands, etc.) in respect of all clients. The DSO represents an estimate of the average duration of the outstanding receivables. The Average DSO by country is defined as (Debtor Outstanding Receivables X 365) / Turnover. Infra-year values are re-scaled with respect to the effective number of days considered. The Average Advanced Share is defined as Advances Against Outstanding Receivables / Outstanding Receivables. 3. CUSTOMERS Number of Active Client (Supplier) Relationships Client Turnover Client Factored Turnover Number of Debtors (Buyers) number of active relationships held by the factor with clients (heads) at the end of the period. A client is defined as a supplier business which has a contractual relationship with a factor. A relationship is considered "active when there is at least one assignment during the period. sales invoiced during the previous year by the client. value of all receivables assigned/sold to a factor by the client during the previous year net of credit notes. number of debtors (heads). A debtor (buyer) is defined as a buying business whose debt have been assigned/sold to a factor and are currently outstanding. This report considers only EUROSTAT GDP figures. Classifications by firm size consider only the annual turnover and are consistent with art. 2, 2003/36/EC. A 'small enterprise' is defined as an enterprise whose annual turnover does not exceed Small Enterprises EUR 0 million*. A 'medium enterprise' is defined as an enterprise whose annual turnover exceeds EUR Medium Enterprises 0 million but not EUR 50 million*. A 'corporate' is defined as an enterprise whose annual turnover exceeds EUR 50 Corporate million*. * Figures from non-euro country might be placed in -equivalent bands according to the current nominal exchange rate. The industry sector are defined following the NACE2 broad structure. Manifacturing Section C Distribution Section G, Groups 45 and 46 Transport Section H Construction Section F Services Section I, J, K and L Others All other classifications
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