CFA CHARTERED FINANCIAL ANALYST PROGRAM. A Globally Recognized Designation of Professional Excellence



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For more information on the CFA Program including informational/registration packages for prospective candidates contact AIMR at the numbers below, or visit the AIMR Web site at wwwaimrorg CFA CHARTERED FINANCIAL ANALYST PROGRAM TM AIMR OFFICES CHARLOTTESVILLE 560 Ray C Hunt Drive PO Box 3668 Charlottesville, VA 22903-0668 USA A Globally Recognized Designation of Professional Excellence 800-247-8132 804-951-5499 804-951-5262 FAX info@aimrorg EMAIL wwwaimrorg HONG KONG 31st Floor, Unit 3108 Tower One, Lippo Center Admiralty, Hong Kong, SAR 852-2868-2700 852-2868-9912 FAX infohk@aimrorg EMAIL

What is the CFA PROGRAM FA Growth to world financial markets has led to an unprecedented demand for qualified investment practitioners Now more than ever, investors and employers need a standard with which to measure the knowledge, integrity, and professionalism of the individuals whom they trust to manage their financial assets That standard is the Chartered Financial Analyst TM (CFA ) designation Awarded only to a select group of investment specialists money managers, securities analysts, investment advisors the CFA charter requires its candidates to master a rigorous curriculum that covers a broad range of investment-related subject areas such as investment valuation, portfolio management, and asset allocation Candidates must then demonstrate their ability to apply this knowledge to practical situations by passing three levels of examination Thus, when investors and employers are listing the criteria with which to verify competence and knowledge of the investment decision-making process, the list should begin with the CFA designation CFA, Chartered Financial Analyst, and the AIMR logo are just a few of the trademarks owned by AIMR For a list of AIMR trademarks and a guide for their use, visit the AIMR Web site at wwwaimrorg 2000, Association for Investment Management and Research

KNOWLEDGE ABBY JOSEPH COHEN, CFA Managing Director and Chair of the Investment Policy Committee Goldman, Sachs & Co New York, New York, USA CFA charterholder since 1980 The CFA Program was essential to my preparation for a career in the financial markets The broad-based, self-study curriculum of the CFA Program compels investment professionals to build a working knowledge of investment principles across core areas of the industry, from portfolio management to asset valuation to derivatives and quantitative analysis To earn the right to use the CFA designation, candidates must demonstrate both their understanding of these core subjects as well as the ability to apply them to the investment decision-making process The material covered in the CFA Program is designed to reflect a Body of Knowledge that keeps pace with the ever-changing dynamics of the global investment industry This Body of Knowledge includes 10 general topic areas and nearly 90 sub-categories On average, candidates spend 240 hours preparing for each of the three levels of examination, and still as many as half of these candidates fail each year Successful completion of the CFA Program is thus a formidable challenge for even the most experienced investment professionals It is an accomplishment that justifiably carries great respect among employers, investors, and the entire investment community The study curriculum offers CFA PROGRAM COURSE OF STUDY* a unique overview of the fundamentals of modern analysis and investment decision making The time spent with the reading materials was valuable and efficient, and provided a strong background for more advanced study in the field Ethical and Professional Standards 12% Investment Tools 38% Global Markets and Instruments 10% Asset Valuation 20% Portfolio Management 20% * These percentages are based on content of the 1999 CFA Program

INTEGRITY I ROSSA O REILLY, CFA Managing Director CIBC World Markets, Inc Toronto, Ontario, Canada CFA charterholder since 1977 We have a Code of Ethics that represents the highest standards in the world It has become a model for The trust that employers and investors place with asset managers and financial analysts must be unconditional For investment professionals to be worthy of such trust, integrity simply must never come into question Adhering to the AIMR Code of Ethics is therefore equally as important as mastering the CFA Program s Body of Knowledge in earning and maintaining the right to use the CFA charter Unlike many industries, however, the margin that separates ethical conduct from unethical conduct in the investment business is not always so clear It is only with a clear understanding of how to apply rules, regulations, and ethical guidelines that investment professionals can safely avoid ethical quandaries and properly serve their clients and employers Among the many responsibilities to which a signed annual Professional Conduct Statement obliges CFA charterholders is to exercise diligence and thoroughness in all areas of the investment decision-making process Should ethically based complaints be lodged against CFA charterholders, they are required to disclose these complaints in full detail to AIMR or risk losing the right to use the CFA designation investment professionals everywhere and a respected source of support for securities regulators worldwide For all the value in our Body of Knowledge, it is our ethical commitment that truly distinguishes AIMR and the CFA charter

PROFESSIONALISM The value of the CFA charter is recognized by investment professionals and investors around the world The list of individuals who hold the CFA charter includes CEOs and partners in the top investment firms, leading investment strategists, and worldrenowned academics Having the CFA designation behind their names puts investment professionals in select company, providing them with respect and credibility from all sectors of the investment community To earn the CFA charter, candidates must pass all three levels of the exam and have a minimum of three years of acceptable professional experience in the investment decision-making process Employers wisely use the CFA charter as a benchmark for measuring capability and professionalism when hiring, promoting, and assigning additional responsibility within their organizations Likewise, more and more individual and institutional investors now recognize the high standards that the CFA Program represents and use the CFA designation among their criteria when selecting investment advisors GARY P BRINSON, CFA Chairman UBS Asset Management Chicago, Illinois, USA CFA charterholder since 1976 The CFA charter means integrity and adherence to professional standards It is also a designation EMPLOYERS WITH LARGEST NUMBER OF CFA CHARTERHOLDERS ABN Amro American Express Financial Bank of America National Bear, Stearns & Co, Inc CIBC World Markets, Inc Donaldson, Lufkin & Jenrette JP Morgan Investment, Inc Lehman Brothers Loomis, Sayles & Co Merrill Lynch & Co, Inc Morgan Stanley Dean Witter Nesbitt Burns, Inc Paine Webber, Inc Putnam Investment Management RBC Dominion Securities, Inc Salomon Smith Barney Standish, Ayer & Wood, Inc State Street Global Advisors UBS Asset Management Wellington Management Company that demonstrates individual commitment to excellence in the investment management field

GLOBAL Acceptance ADRIAN T MITROI Investment Analyst Romanian-American Enterprise Fund Bucharest, Romania CFA candidate, Level III Participating in the prestigious CFA Program has been a very interesting and challenging professional Recognition of the CFA Program in both developed and emerging capital markets has brought unparalleled growth to candidate enrollment Predictably, large numbers of candidates are registering for the CFA Program in established financial centers such as South Africa, Hong Kong, and the United Kingdom What is surprising, however, is the strong participation by investment professionals working in developing markets Growing numbers of candidates in Latvia, Costa Rica, Zimbabwe, Kazakhstan, Portugal, and nearly 140 nations around the world demonstrate the acceptance of the CFA charter across the entire global investment community Accordingly, AIMR takes great effort to build a global perspective into each level of the CFA Program s curriculum While candidates are responsible for understanding principles that are common to all markets, they must also demonstrate a working knowledge of topics as they relate to global investment strategy This gives CFA charterholders an advantage when implementing global strategies or working with clients outside the nations in which they work experience Together with the privilege of being an AIMR member, the CFA Program provides the perfect opportunity to attain the highest standards of knowledge and ethics for an investment professional Nations in which CFA charterholders and/or candidates reside