STUDENT BANKING ACHIEVE. more with your money



Similar documents
START HERE THE BASICS TIPS + TRICKS ADDITIONAL HELP. quick start THREE SIMPLE STEPS TO SET UP IN UNDER 5 MINUTES

TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1.

Your privacy and the safety of your accounts and information is our top priority, which is why we ve added extra security to our mobile services.

Consumer Schedule of Service Charges and Fees Free Checking

HIGH YIELD CHECKING. EXPLANATION OF SOME OF OUR KEY SERVICES AND CHARGES Here are details about High Yield Checking services.

Checking Services (Share Draft Accounts)

Banking in the United States of America

Mobile Banking FAQ for Business

How To Get A Checking Account In The United States

Downloading and using the Old National Mobile App for iphone and Android

Mobile Banking Frequently Asked Questions

What does the First Mobile app do for me? What else can I do with the mobile banking app beyond the basics? Why should I use the mobile banking app?

Tips and Answers: Banking Basics Case Studies Case Study: The Piggy Bank

Your new checking account

Client s Guide to Enhanced Banking Services

Cash Management. Cash management. Two key aspects of cash mgt. Checking Accounts Savings Accounts Debit cards and overdraft protection

Consumer & Business Pricing Addendum

new The bmo Student Survival Guide.

Frequently Asked Questions About Mobile Banking/Deposit App

Monthly Service Charge: $8.95 Includes free Debit Cards, usage of Capital One Bank image-enabled ATMs, and access to our extensive Branch Network.

PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING

Welcome to your CIBC Dividend Visa * Card

TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1.

Welcome to EFCU Serving only union members and their families since 1953

GO BankingRates (/) 0 Comments (

MOBILE BANKING. Why should I use Mobile Banking?

Conversion Guidebook IMPORTANT INFORMATION REGARDING CHANGES TO YOUR ACCOUNTS TERMS AND SERVICES FOR CUSTOMERS OF 1ST BANK

Select Account. The essential guide to your new account

We re upgrading your banking experience August 21 st 23 rd

WELCOME TO THE FIRST COMMONWEALTH BANK COMMUNITY MEMBER FDIC

Welcome Packet. The official merger date of ILWU-FSC FCU and ILWU Credit Union is February 1,

Can I deposit foreign checks (for example, from Canada) through mobile check deposit?

CHECKING 101 EDUCATION. Practice & Reference Material

OVERDRAFT PRIVILEGE PROGRAM

Checking & Savings Accounts. Essentials for your financial success

SAME GREAT BANK. SHINY NEW SYSTEM. A guide for our new system upgrade on October 12, 2015, and how it affects your accounts at Bank Midwest.

What are the benefits of MoneyMaking Checking when I meet al qualifications? What are the requirements that must be met to qualify for the benefits?

Managing your checking account.

Truth in Savings Disclosure

Phoneline Banking Mobile Banking Cash machines Branches Online Banking Ask at any branch

Webster Opportunity Checking. $16.95 (or $11.95 with Direct Deposit 2 )

Mobile App Frequently Asked Questions

Personal Schedule of Fees

Business Checking Accounts and Related Charges

Putting You First. A guide to your new accounts and services

e Z Want it? To use ezapps you ll first need to register for ezbanking and you can find those steps in the previous ezbanking section.

Managing Your Checking Account

Welcome to Midland States Bank

Mobile Deposit Frequently Asked Questions

Uneasy about getting started? Not to worry. SageLink Credit Union has trained employees to help you every step of the way.

Get connected with everything Checking has to offer. And get back to living.

Overdraft Education Practice & Reference Materials

Corestone Account Frequently Asked Questions

Mates Rates Package. From your friends at Kiwibank.

E-SERVICES. Chicago Municipal Employees Credit Union

Getting started with your checking account

A GUIDE TO YOUR ACCOUNT

ReliaCard THE RELIACARD FREQUENTLY ASKED QUESTIONS

Mobile Banking Frequently Asked Questions

How To Upgrade Your Bank In Australia

Commerce Bank Mobile Check Deposit User Guide

CUSTOMER GUIDE WELCOME ARTHUR STATE BANK CUSTOMERS. Trust. Integrity. Since NMLS #463813

How To Change Your Checking Account At Nb Az Checking Account Line Up

Mates Rates Package. From your friends at Kiwibank.

Webster Opportunity Checking. $16.95 (or $11.95 with Direct Deposit 2 )

Ready to Go Checking. Simply Stated Product Guide

Banking 101 guide Banking can be confusing!

MOBILE BANKING USER GUIDE

Online banking user guide

Insight into Your Checking and Savings Accounts

PRICING GUIDE 2016 Consolidator

Basic Banking. 2) Money that a bank allows you to borrow and pay back with interest

Small Business Account Services and Prices Schedule. Illinois, Indiana, Michigan, Wisconsin

PRICING GUIDE Prestige Banking. Moving Forward TM. Still bringing you real banking value

Personal Banking. Hancock Connect Checking

Using my PAYCHEK PLUS!

Personal Deposit Accounts Fee & Information Schedule

PRICING GUIDE Elite Banking. Moving Forward TM. Still bringing you real banking value

u.s. bank focus card Frequently Asked Questions The Focus Card What is the Focus Card? How does the Focus Card work?

Get connected with everything Checking has to offer. And get back to living. INSIDE. We make it easy. Get connected in 6 simple steps.

Truth in Savings Disclosure, Fee Schedule and Privacy Notice

RATE SCHEDULE. Minimum Opening Deposit. Dividend Period. Monthly Monthly Monthly (Calendar) $5.00 $5.00

PRICING GUIDE AccessBanking Fee sheet. Moving Forward TM. Still bringing you real banking value

Welcome to Mobile Banking. Sunflower Bank Mobile Banking Personal User Guide

Online Banking - Terms and Conditions

Citizens 1 st National Bank Mobile Banking FAQ

Old National offers both Mobile Web and a Mobile App, so you can choose the best fit for your device type. Either solution enables you to:

ELECTRONIC FUNDS TRANSFER SERVICES PROVIDED

LINE. Set a New Course. Break FREE from Payday Loans with GNO Safety Net Solutions. 1st Quarter our GNOFCU Member Publication

Annual Meeting. Wednesday February 18, :30 PM

Getting started. Introducing your account

Transcription:

STUDENT BANKING ACHIEVE more with your money

You re starting on an exciting path to your future. Many new opportunities await you and many responsibilities, too including managing your money. PNC can help you keep it all under control with bank accounts and services designed just for you.

PNC STUDENT BANKING CASE WESTERN RESERVE UNIVERSITY AND PNC HAVE TEAMED UP TO MAKE BANKING EASIER PNC helps you make smart decisions about money with tools that put you in charge: Checking with no monthly service charge 1 and no minimum balance requirements Online, Mobile 2 and Text Message banking Free PNC Bank Visa Check Card designed just for Case Western Reserve University Free access to your money at PNC ATMs near campus or at one of the 6,700+ PNC ATMs Overdraft protection including one courtesy overdraft fee refund on your first overdraft/ nonsufficient funds event occurring within the first 12 months after opening your account 3 One free domestic or international incoming wire transfer per month Free email or text message PNC Alerts informing you of activity on your account pnc.com/cwru

PNC STUDENT BANKING ACHIEVE SUCCESS WITH STUDENT MONEY MANAGEMENT TOOLS You re on the rise and ready to take on new challenges you need a banking solution that meets your needs. PNC Bank offers student banking that helps you learn how to put your money to work for you. Managing your money has never been easier, and you ll have the tools to build good credit and a solid financial future at the same time. With Virtual Wallet Student, you get three accounts that work together to help you spend, save and grow your money. GET CONNECTED! Link your CaseOneCard to your PNC Bank account(s) and it becomes your ATM card, too. Swipe it to get into your dorm, pay for meals, do your laundry, withdraw cash and more!

ACHIEVE FREEDOM GO MOBILE: Use the Virtual Wallet Mobile App for iphone and Android devices. The app features many of the same tools you use online, like Money Bar and Calendar. You can even deposit checks on the go using Mobile Deposit. Don t have a smartphone? No problem! Enroll to use Text Banking and you can receive text messages with all the account information you need. 4 BRANCHES AND ATMs: We re close to campus with a PNC Branch at: University Circle, 2025 Stokes Blvd Stop in to open an account, transfer funds, or get help. And with 5 ATMs on campus, you can get cash fast or deposit a check 24 hours a day/ 7 days a week. MONEY FROM HOME: Anyone can deposit money into your account: Mom, Dad, relatives and even roommates which helps when splitting rent and utilities. And they don t have to be PNC Bank customers. If they are, they can transfer money directly through PNC Online Banking. INTERNATIONAL SERVICES: Choose from different languages at most of our ATMs, or get language interpretation over the phone call centers support 170 languages. Plus, get one free international wire transfer per month. Call 1-800-PNC-BANK, 6AM midnight ET, 7 days a week for more info.

PNC + Virtual Wallet = Greatest Banking Feature EVER! Deposited my first check with the PNC Virtual Wallet app :) I love my PNC Bank Virtual Wallet. I will no longer stress about money, and it s a wonderful feeling. ACHIEVE CONFIDENCE SPEND: Your primary checking account. Use your Spend account to pay bills by check or through Online Bill Pay, as well as to make ATM withdrawals and everyday purchases. Best of all, it works in harmony with your Reserve account. RESERVE: Your short-term savings account. It also functions as your primary Overdraft Protection account. If you overdraw it, PNC automatically transfers money from your Reserve account to your Spend account. Your Reserve account is a great way to save up for things like an ipod, a road bike or a digital camera. GROWTH: Your long-term savings account. It also acts as your secondary Overdraft Protection. Make up to 6 transfers or transactions per month without charge. 5 The high-yield interest rate 6 makes it perfect for you to build savings and grow financially. Put money into your Growth account to save up for bigger, life-changing needs down the road to buy a car, or to help pay off college loans.

I really enjoy my PNC Virtual Wallet Student. Thanks for making my life easier! CALENDAR: Track your deposits and expenses by the day, the week or the month right on your Calendar. Use it to plan your spending and receive Alerts when your account is running low. Your Calendar comes already customized with Case Western Reserve University events and reminders. VIE W A QUICK VIDEO that highlights all the features of Virtual Wallet Student. Scan this QR code with your smartphone to go right to the site, or visit the URL below. pnc.com/cwru

MONEY 101 Get the basics on managing your money as you head off to school, while you re in school and after you leave school at pnc.com/pncmoney101. KEEPING IT GREEN Go to pnc.com/green to learn more about our corporate commitment to building, being and banking green. To get going: Visit your nearby PNC Bank branch Go to pnc.com/cwru Call 1-877-PNC-1000 7AM 10PM ET M F and 8AM 5PM ET Sat Sun TT: 1-800-531-1648 Android is a trademark of Google Inc. iphone is a trademark of Apple Inc. 1 If you exceed the three-check limit, you will be charged a fee of $.50 per check. 2 PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement. 3 Although the fee may be refunded, the transaction will be considered an overdraft or nonsufficient funds (NSF) occurrence when determining any subsequent overdraft of NSF fee. 4 Standard text message rates apply. 5 Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a Free Checking account. 6 To qualify for the high yield rate, you must have 5 or more PIN and/ or signature point-of-sale transactions (excluding cash advances) during the previous calendar month on your Spend account using your Virtual Wallet Visa Check Card or your Visa credit card linked with your Virtual Wallet online view. Starting with the calendar month following when you open your Virtual Wallet and monthly thereafter, whether the account earns the standard or the relationship rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions for the previous calendar month. Printed on paper containing 100% post-consumer waste. FPO Cert no. SW-COC-002281 10% 2011 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC. 162190