MAIN SYSTEM MODULES KEY FEATURES ONE SOLUTION TO ALL YOUR WEALTH MANAGEMENT NEEDS CLIENT RELATIONSHIP MANAGEMENT PORTFOLIO MODELING & REBALANCING



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WEALTH SYSTEM INTEGRATED DIGITAL SYSTEMS 2015

MAIN SYSTEM MODULES CLIENT RELATIONSHIP PORTFOLIO MODELING & REBALANCING TRADE PROCESSING (FRONT OFFICE) WEALTH SYSTEM VESTIO is a one-stop wealth management system that offers comprehensive coverage of the entire investment chain including CRM, portfolio analysis, fund registry, compliance monitoring, risk management, performance attribution, and client reporting. VESTIO caters to the comprehensive needs of investment companies, wealth managers, traders, hedge funds, and family offices by presenting effective management, monitoring, and control of their core operations. It allows simultaneous manipulation of mutual funds and fiduciary accounts, as well as proprietary portfolios. KEY FEATURES 1 2 3 PORTFOLIO OPERATIONS PERFORMANCE MEASUREMENT FUND LOAN TREASURY RISK FULL CRM CYCLE DYNAMIC PROCESS CONTROL (MULTILEVEL) DYNAMIC BLOTTERS WITH ADVANCED SEARCH CAPABILITIES In a market with a multitude of investment options and changing regulatory environments, finding a Wealth Management System that caters to our niche requirements was very difficult. After exploring a range of international solutions, we found VESTIO as the only system capable of answering to all the challenges that we, as an Investment Company, face nowadays. Hussein Zeineddine, CFA Senior Vice President Kuwait Financial Centre 4 5 6 7 8 9 AUTOMATIC RECONCILIATION ENGINE FOUR-EYES CHECK USER-DEFINED ALERTS & RESTRICTIONS ON TRANSACTION, CLIENT, AND PORTFOLIO ATTRIBUTES FLEXIBLE INTEGRATION WITH THIRD PARTY APPLICATION RISK SIMULATIONS ENGLISH & ARABIC INTERFACE ONE SOLUTION TO ALL YOUR WEALTH NEEDS

MODULES & ENTITIES CLIENT RELATIONSHIP PORTFOLIO MODELING & REBALANCING l Detailed Client Information l Investment Profile l Call Meeting Records l Marketing Packages l Business Process for Client Creation (Prospects to Clients) l Stakeholder Identification l Bank Accounts Details l Reporting Preferences / Packages l Clients Documents Monitoring (for Compliance) l Letter Templates l Notifications Management l Complaints Management l Online Services for Clients l FATCA l Investment Strategy Model l Benchmark Portfolios l Portfolio Composites l Asset Allocation & Rebalancing l Portfolio Manager Performance l Comparison with Industry Benchmarks PERFORMANCE MEASUREMENT l Periodical Rate of Return l Portfolio & Benchmark Statistics l Performance up to the Instrument Level l Investment Performance l Performance based on Investors, Brokers, Groups, and Account Managers l Multiple Types of Funds l Fund Administration (Subscriptions & Redemptions) l Registrar Transactions (Merges, Splits, Transfers, and others) l NAV Computation l Certificate Issuance INTERNATIONAL STANDARDS WITH GCC SPECIFICATIONS FUND PORTFOLIO OPERATIONS l Cash Transactions l Share Transactions l Corporate Actions Transactions l Private Equity Transactions l Templates for Fees & Discounts l Portfolio Grouping l Collateralized Portfolio l Dormant Accounts l Multilayer P&L up to the Instrument Level l Compliance & Restrictions l Consolidated Reports l Multi-Currency & Multi-Market l Multiple Asset Classes l Clients Position Report (MTM/Historical, Bid/Close, Gross/Net) TRADE PROCESSING (FRONT OFFICE) l Order Placement (Front Office Management) l Bulk Orders for Multiple Portfolios l Pre-order Validation & Restriction l Order Durations l Order Lifecycle & Flow LOAN l Credit Management l Financing l Loan Origination & Servicing l Centralized Loan Portfolio l Loan Portfolio Reporting l Amendment of Loan Maturity l Multiple Methods on Fees Calculations l Floating Rate Adjustments l Collateral Coverage l Historical Data RISK TREASURY l Multiple Statistical Measurements (Mean Return, Standard Deviation, Skewness, Kurtosis, Jarque-Bera Test) l Stress Test l Monte Carlo Simulation l Others Statistical Measurements (Sharp, Sortino, Omega, and other Ratios) l Multiple Correlation Measurements (Alpha, Beta, and other Ratios) l VAR Analysis l Cash Management l Settlement Flows & Positions l Forex Positions Handling

ARCHITECTURE & TECHNOLOGY SECURITY Desktop Application on Microsoft.NET / MS SQL (2008 R2 & above) Open Architecture High Interoperability (Web Services API) Styling & Formats of Forms STP Approach ( Workflow for Operations) Fast Deployment & Learning Curve User Roles Form & Field Based Access Rights Record-based Access Rights Full Audit Trail with Windows Interface Tracking Changes Rights & Allocations Simulation Viewers Blotters OUTRIGHT POWER & PEERLESS FLEXIBILITY THE SYSTEM Fund Custodians Equity Endowments Investment Bankers Beneficiaries Asset Classes Features Modules Characteristics Fund Administrators Record-based Access Control Form & Field Based Access Control Customized Drop-down Lists Menus Setup Fields Notifications & Alerts Asset Managers Dynamic Process Control Reporting RISK TREASURY CLIENT RELATIONSHIP LOAN Runtime-based Rules & Restrictions Broker Dealers KYC / FATCA / ZAKAT Applicable PORTFOLIO MODELING & REBALANCING CUSTOMIZABLE SCALABLE MODULAR DYNAMIC FUND Transactions Commodities Private Equity Client Web Access TRADE PROCESSING (FRONT OFFICE) PORTFOLIO OPERATIONS PERFORMANCE MEASUREMENT Full Audit Trail Bonds Strong Authentication Attachments Store Straight Through Processing (STP) Blotter Dashboard Maker Checker Private Equity Real Estate Derivatives Commodities

HOLDINGS SETUP Securities Classification Securities Details, Compliance, and Risk Supports Multiple Identifiers DATA FEEDS Download Prices / Files Upload FX Rates Data Format (Excel, CSV) Bloomberg & Reuters Local Market MDF (Kuwait, Qatar,...) Automatic Import of Corporate Actions Setup & Declarations from Reuters / Bloomberg SERVICES DATA & SYSTEM MIGRATION l Migration Plan for Business & Employees l Mapping Existing Transactions to Native Transactions of VESTIO l Ad-hoc Coding for Migration Processes & Reconciliation Modules IMPLEMENTATION & INTEGRATION l Full Implementation Cycle Gap Analysis, Sizing, Installation, Testing, Training, Customization, Verification of Results, and Approval. l Online & Offline Integration with Third-Party Systems l File-based & Service-based Integrations l Available APIs for Smooth Integration REPORTING Import of Reports Cross-client Aggregate Reporting Historical & MTM Based Reporting Consolidated Reporting (Gross/Net) Real time P&L, Positions, and Performance Reporting Risk Reporting Performance Reports for Publishing Export Reports to Standard Formats (PDF, EXCEL, HTML, CSV) Publishing Reports on Clients Websites & Sending through Emails Comprehensive Analytical & Graphical Reports Services for Clients (Websites) GL GL Translation Import Tool WEALTH SYSTEM Market Data Feed Provider (Bloomberg, Reuters, Local MDF, etc.) COMPLIANCE VESTIO is designed to dynamically build and implement Full Validation rule-based limits and alerts on portfolios as necessitated by a changing regulatory environment. Notifications are issued on runtime and are based on changing values. Custom reports can easily be designed in order to meet Trading Modules VESTIO - OMS (Multi-market) SWIFT DMS internal business needs and/or regulatory requirements for compliances. VESTIO comes built-in with featured VESTIO - OT (Local Market) Mobile Apps SharePoint and standard compliance rules set by regulatory bodies of the GCC countries. Third Party OMS SMS Notifications Exchange Server

IDS IN THE FINANCIAL SECTOR TRADING SUITE VESTIO Trading Suite (VTS) is a Multi-Market Online Trading platform offered to brokerage firms, investment companies, and banks. It is a fully integrated eco-system of products designed to enhance the stock trading experience through various tools and interfaces. VTS is FIX 4.2/4.3/4.4/5.0 SP1 compliant and approved by the Qatar Exchange (QE) and the Kuwait Stock Exchange (KSE) and has become the number one online trading platform in Kuwait used by more than 10 licensed brokerage firms. The Suite can be seamlessly integrated with other international markets through Bloomberg and Reuters ROR. The solution is composed of the following modules: Web Portal Mobile Trading AccuTrade BrokerPlus E-trade Platform Full Reporting Tool Fully Enabled CMS Mobile Application on ios, Android, and Windows Mobile Desktop Trading Platform Back-office System for the Trading Company ABOUT IDS Integrated Digital Systems (IDS) is an Information & Communication Technology company dedicated to developing solutions tailored to the needs of private enterprises and public bodies. Since the company s establishment in 1991, IDS has proved to be a leader in its domain. Headquartered in Lebanon and supported by its solid network of partners, IDS designs and implements solutions for leading companies and government institutions across the MEA region, including customers in Kuwait, Qatar, KSA, Bahrain, and UAE. Throughout the years, IDS has accumulated solid know-how across many industries such as Financial Markets and Banking, Manufacturing, Retail, Newspaper Publishing, Communication and Media, Healthcare, Aviation, Telecom, and many others. Our team competencies cover ENTERPRISE RESOURCE PLANNING (ERP) ONLINE TRADING WEALTH & FINANCIAL SOLUTIONS DOCUMENT ARCHIVING & ONLINE BANKING E-COMMERCE BUSINESS INTELLIGENCE WEBSITES & PORTALS MOBILE APPLICATIONS LEBANON A: Beirut, Bir Hassan Embassy of Morocco st., Al-Zahraa Bldg, Ground floor KUWAIT T: +965 2471 8187 F: +965 2472 2567 M: +965 9978 3080 UAE A: Magna Media FZ, LLC Dell Building Dubai Internet City sales@ids.com.lb www.ids.com.lb T&F: +961 1 85 95 01 P.O.: 25/95 Beirut P.O.: 27927 Safat 13001 Kuwait