FIDELITY NATIONAL TITLE COMPANY ESCROW FEES AND CHARGES FOR THE STATE OF CALIFORNIA EFFECTIVE: May 22, 2006 FNTC_VILL 000590
FORWARD The rules and procedures contained herein are in no manner, either expressed or implied, to be construed as establishing or changing the rules and procedures pertaining to the escrow practices followed by the Company, but are shown in order to properly apply the applicable Escrow Rate Table(s). The rates shown are for the processing of the various types of escrows as required by Article 5.5 commencing with Section 12401 of the Insurance Code and Section 2556.1 of the Administrative Code of the and do not include any additional service(s) unless otherwise noted or provided for in this schedule of fees and charges. FNTC_VILL 000591
TABLE OF CONTENTS Part I General Rules... 1 1.1 General Application... 1 1.2 Minimum Charges/Additonal Charges for Unusual Risks or Services... 2 1.3 Cancellation Charge... 2 1.4 Employee Rate... 3 1.5 Contract Rates for Federal, State, County, or Municipal Agencies... 3 1.6 Unique Escrow Requirements... 3 1.7 Relocation Escrow Rate... 3 1.8 Fee Reduction Settlement Program... 3 1.9 Investor Escrow Rate... 3 Part II Escrow Rate Tables... 5 Fresno and Sonoma... 5 Monterey, Napa, and Solano... 8 Alameda, Contra Costa, Marin, San Francisco, San Mateo, and Santa Clara... 12 Sacramento... 15 Kern... 17 San Diego... 18 Orange... 21 Ventura... 24 Riverside and San Bernardino... 27 San Luis Obispo... 30 Santa Barbara... 33 Los Angeles... 36 Reo Escrow Fees for Volume Customers In The Counties of Kern, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Luis Obispo, and Ventura... 39 Part III Planned Project Escrow Services North... 40 Part IV Planned Project Escrow Services South... 42 Part V Subdivision and Builders Bulk Rate Escrow Services... 44 Effective: May 22, 2006 i FNTC_VILL 000592
5.1 Subdivision Escrows (Statewide Rate)... 46 5.1A Other Subdivison Escrows (Fresno County Only)... 47 5.2 Escrow Rates-Other... 47 Effective: May 22, 2006 ii FNTC_VILL 000593
ESCROW RATE TABLE NORTH FOR USE ONLY IN THE COUNTIES OF MONTEREY, NAPA AND SOLANO TRANSACTION AMOUNT ESCROW RATE TRANSACTION AMOUNT ESCROW RATE TRANSACTION RATE ESCROW RATE Up to $35,000 250.00 57,000 294.00 79,000 329.00 36,000 252.00 58,000 296.00 80,000 330.00 37,000 254.00 59,000 298.00 81,000 331.00 38,000 256.00 60,000 300.00 82,000 332.00 39,000 258.00 61,000 302.00 83,000 333.00 40,000 260.00 62,000 304.00 84,000 334.00 41,000 262.00 63,000 306.00 85,000 335.00 42,000 264.00 64,000 308.00 86,000 336.00 43,000 266.00 65,000 310.00 87,000 337.00 44,000 268.00 66,000 312.00 88,000 338.00 45,000 270.00 67,000 314.00 89,000 339.00 46,000 272.00 68,000 316.00 90,000 340.00 47,000 274.00 69,000 318.00 91,000 341.00 48,000 276.00 70,000 320.00 92,000 342.00 49,000 278.00 71,000 321.00 93,000 343.00 50,000 280.00 72,000 322.00 94,000 344.00 51,000 282.00 73,000 323.00 95,000 345.00 52,000 284.00 74,000 324.00 96,000 346.00 53,000 286.00 75,000 325.00 97,000 347.00 54,000 288.00 76,000 326.00 98,000 348.00 55,000 290.00 77,000 327.00 99,000 349.00 56,000 292.00 78,000 328.00 100,000 350.00 Transaction Amount Fees Charged $100,001 to $500,000 Add $1.00 for each $1,000 or fraction thereof $500,001 and up If additional charges are to be made, they will be based and agreed upon by the customer on the costs incurred and additional responsibilities assumed by the Company LOAN TIE-IN ESCROW A new loan escrow handled concurrently with the sale escrow, will cost a minimum additional charge of $40.00. All other loan escrows will be priced according to the following Loan Escrow Section. LOAN ESCROW Escrow services on a separate loan transaction will be charged at 80% of the basic escrow rate shown above, with a minimum charge of $250.00 Effective: May 22, 2006 8 FNTC_VILL 000601
FOR USE IN THE FOLLOWING COUNTIES ONLY: MONTEREY Refinance Escrow Services: For escrow involving the refinancing of an existing deed of trust on a one-to-four family residence, the charge shall be the amount shown below: TRANSACTION AMOUNT $0.00 - $500,000 $250.00 $500,001 - $1,000,000 $350.00 $1,000,001 and above $550.00 For the purposes of this section only, "Refinance Escrow Services" shall include the following services: (a) ordering demands and making payoffs on up to two (2) previous loans by either check or wire transfer; (b) disburse balance of proceeds, by either check or wire transfer, to up to 4 payees; (c) company-performed in office document signing; and (d) standard in-house courier services. Refinance Escrow services do not include notary fees, third-party or out-of-office signing services, lender payoff and demand fees, recording fees, transfer tax or other governmental fees or charges. Refinance Related Services (In excess of escrow services included in the above referenced paragraphs) Interoffice in county company-performed document signing (notary fees charged as applicable) Out of office accommodation signing (including all applicable notary fees) Electronic receipt and printing of loan documents (execution set & one copy; additional copies $25/set) Document preparation Disbursement service fee Electronic imaging and delivery of loan package No Charge $125/file $75/loan $75/document $10 per each specific disbursement over 4 $25 Effective: May 22, 2006 9 FNTC_VILL 000602
FOR USE ONLY IN THE FOLLOWING COUNTIES ONLY: NAPA and SOLANO Refinance Escrow Services For escrows involving the refinancing of an existing deed of trust on a one-to-four family residence, the charge shall be the amount shown below. TRANSACTION AMOUNT $0-$1,000,000 $250.00 Over $1,000,000 Minimum $250.00. If additional charges are to be made, they will be based and agreed upon by the customer on the costs incurred and additional responsibilities assumed by the Company For the purposes of this section only, Refinance Escrow Services shall include the following services: (a) ordering demands and making payoffs on up to two (2) previous loans by either check or wire transfer; (b) disburse balance of proceeds, by either check or wire transfer, to up to 4 payees; (c) company-performed in office document signing of one set of loan documents; and (d) standard in-house courier services. Refinance Escrow services do not include notary fees, third-party or out-of-office signing services, lender payoff and demand fees, recording fees, transfer tax or other governmental fees or charges. Refinance Related Services (In excess of escrow services included in the above referenced paragraphs) Company-performed out of office Document Signing (including all applicable Notary fees) Electronic Receipt and printing of loan documents (execution set and one copy; additional copies $25/set) Document Preparation $125.00/file $75.00/loan $75.00/document Effective: June 1, 2006 10 FNTC_VILL 000603
Subordination Processing Service w/o document preparation Subordination service w/document preparation Transaction Related Accommodation Recording Services Disbursement Service Fee Electronic Imaging and Delivery of Loan Package Ordering demands and making payoffs by either check or wire transfer $50.00/item $125.00/item $25.00/per document, plus applicable recording fees $10.00 per each specific disbursement $25.00 $25.00/loan Effective: June 1, 2006 11 FNTC_VILL 000604