Visa Europe Merchant Agent List

Visa Europe Merchant Agent List Effective December All the Merchant Agents listed below have successfully completed a Merchant Agent Registration and Designation form (MARD). The listed Merchant Agents have validated Payment Card Industry Data Security Standard (PCI DSS) compliance for the services indicated unless they have confirmed their services are out of scope of PCI DSS (see validation method). 1 The validation date is when the Merchant Agent was last PCI DSS validated. PCI DSS assessments are valid for one year, with the next annual PCI DSS validation due one year from the validation date. PCI DSS revalidations that are 1 to 30 days late are noted in orange, and PCI DSS revalidations that are 31 to 60 days late are noted in red. Merchant Agent with PCI DSS revalidations over 60 days past due will be removed from the list. It is the Merchant s responsibility to use a PCI DSS compliant Merchant Agent and to follow up with Merchant Agent if there are any questions about their validation status. List of Visa Inc. certified service providers The list of service providers that have been certified by Visa Inc. can be found on its website, via this link: http://www.visa.com/splisting/index.html 1 A PCI DSS assessment only represents a snapshot of the security in place at the time of the review, and does not guarantee that those security controls remain in place after the review is complete. These reviews do not cover proprietary software solutions that may be used or sold by these service providers. Inclusion on this list indicates that the Merchant Agent successfully completed a Merchant Agent Registration and Designation (MARD) form and where applicable validated their PCI DSS compliance. Visa Europe does not endorse the Merchant Agent or their business processes or practices. Visa Europe has no duty to members, merchants, processors or other third parties to obtain or review PCI DSS validation documents from any party required to submit PCI DSS validation documents, and Visa Europe is not responsible to any party for the timeliness, accuracy or completeness of any these documents. Visa Europe reserves the right to remove a Merchant Agent from this list should there be any questions relating to their PCI DSS compliance. Appearance on this list does not imply that a Merchant Agent is fully compliant and removal from this list does not imply that a Merchant Agent is not compliant or been compromised. 2 The services may have been PCI DSS validated by a Qualified Security Assessor (QSA), Self-Assessment Questionnaire (SAQ) or confirmed as out of scope of PCI DSS. To determine this, refer to the validation method column. 3 The validation date is the month and year of the most recent PCI DSS SAQ or Report on Compliance (ROC) date. Page 1 of 27

Merchant Agent Services 2 Validation Method 2 Validation date 3 Agent Country Website 3Pay Payment processing Internet April- Turkey www.mikroodeme.comwww.3pay.c om 60K Payment processing MOTO Bulgaria 60k.bg A/S ScanNet IPSP (E-commerce) Denmark www.scannet.dk ACCENTURE SPA Prepaid Services Loyalty Programs May- Italy www.accenture.com Accertify, Inc. June- States www.accertify.com ACI Worldwide (EMEA) Ltd Payment Processing - POS Fraud and Chargeback Payment Processing - Internet July- www.aciworldwide.com Acturis Ltd Software as a Service (SaaS) Bespoke Insurance Distribution and e-trading June- www.acturis.com Adelante Software Ltd Payment processing MOTO UK www.adelante.co.uk Adflex June- www.adflex.co.uk Advansys Ecommerce Solutions Network provider/transmitter Web www.advansys.com Page 2 of 27

Aeriandi Payment Processing - Internet/ecommerce Payment Processing - MOTO/ Call Center Records Management Telephone Payment Processing (iframe, DTMF Suppression, IVR) Pause Resume Call Recording and Legacy Call Recording May- www.aeriandi.com Alert June- Malta www.alert.com.mt Allied Wallet June- www.alliedwallet.com, www.gtbill.com, www.balticbill.com Amadeus Loyalty programmes Managed services Fraud and Chargeback Management Hosting provider - Web Hosting provider Hardware Services for the travel industry, including secure reservation and ticketing Spain amadeus.comamadeus. net Asseco SEE Teknoloji A.Åž. 3-D secure ACS hosting provider March- Turkey www.assecosee.com.tr/ ATCORE Technology Ltd Hosting provider - Network provider 3-D secure ACS hosting provider Hosting provider - Hardware Managed Services - System Security Services https://www.atcoretec.c om/ Atos IT Outsourcing Services Co-Location - Power & Physical Location (Minimum of Requirements 9 & 12 audited) Physical security March- uk.atos.net Avangate Payment Processing - Internet / e- commerce June- The Netherlands www.avangate.com axisfirst www.axisfirst.co.uk Page 3 of 27

Azexis / Evance.it - Web Hosting - Hardware Billing Management Back Office Services April- www.azexis.comwww.e vanceit.co.uk Bambora Sweden www.bambora.com Barritel telecoms www.barritel.com Basefarm AS Hosting provider - Hardware & Web Physical Space (Co-Location) - Applications/software - Infrastructure/Network - Storage - Security services - Shared Hosting provider Norway www.basefarm.nowww. basefarm.com Become Interactive www.simplybecome.co. ukwww.becomeinteract ive.co.uk Blue Chip Customer Engineering Ltd Hosting provider - Hardware Hosting provider - Infrastructure/Network Hosting provider - Physical Space (Co-Location) Managed Services - Systems security services Managed Services - IT support Managed Services - Physical security Kingdon www.bluechip.co.uk/ Bookassist Ireland www.bookassist.org BT Buynet/Safepa y February- www.bt.com/business/ btsafepay BT Fresca Ltd Hosting provider - Web http://www.btexpedite. com/ecommerce C4U-Malta Ltd Payment Processing - Internet/ecommerce July- Malta c4umalta.com Page 4 of 27

Capita Customer Management Call Centre provider April- www.capitacustomerm anagement.co.uk Capita ITS IS www.capita.co.uk Capita Software Services Tax/Government Payments Managed services www.capitasoftware.co.uk Card Gate Plus BV Develop and maintain payment gateway + plugins for easy merchant implementation of payment methods. Netherlands www.cardgate.com Card Systems Ltd Authorisation IVR February- cardsys.co.uk CardPay Cyprus www.cardpay.com CCBill January- Malta www.ccbill.com CCV Deutschland GmbH February- Germany ccv-deutschland.de Cetrobill February- Cyprus centrobill.com Chauntry Payment Processing - Internet/ecommerce July- www.chauntry.com Cheshire Datasystems Ltd www.cdl.co.uk Civica UK level 1 August- UNITED KINGDOM https://www.civica.co.u k Page 5 of 27

Cobalt Telephone Technologies Tax/Government Payments June- www.ctt.co.uk Commercegate July- Ireland commercegate.com Committed Giving Hosting provider Web Back office services January- ommittedgiving.uk.net Computop Wirtschaftsinfo rmatik GmbH March- Germany computop.comcomput op.de Continuum Commerce Solutions Dynamic Currency Conversion provider Currency conversion January- Ireland www.continuumcomm erce.com CORDISNETW ORK Co-Location Hosting provider - Hardware Infrastructure/Network Turkey www.cordisnetwork.co mwww.cardtek.com Cotswold Web Services www.cotswoldwebservi ces.co.uk CreditCall Ltd Authorisation April- creditcall.comcardease mobile.comlevel2kerne l.com Crerar Hotels /Switch www.crerarhotels.com Dataforce Interact Ltd Card not present - Telephone payments (no mail order) Processing of telephone payments using third party internet payment portal www.dataforce.co.uk Datatrans AG POS/ Card Present, Internet/e-commerce, MOTO/ Call Centre May- Switzerland www.datatrans.ch payment.datatrans.biz www.datatrans.bizwww. datatrans.eu Page 6 of 27

DeepCove Labs Canada www.deepcovelabs.co m Demandware, Inc. - Shared Hosting Provider - Web and hardware August- States www.demandware.com DialAmerica Payment processing MOTO States www.dialamerica.com DIBS A/S MobilePay May- Denmark www.dibs.dk Digital River World Payments Back Office Services June- Sweden www.digitalriverpayme nts.com Direct2Internet AB May- Sweden direct2internet.com Docdata Payments /call centre July- Netherlands www.docdatapayments.com dotretailer.co m Web DevelopmenteCommerce www.dotretailer.com easypay Payment Processing - Internet/ecommerce, level 1 June- Portugal www.easypay.pt Eazytiger Digital Ltd www.eazytiger.net Eckoh Interactive Voice Response (IVR) Payment Gateway www.eckoh.co.ukwww. eckoh.us Page 7 of 27

ecommera level 1 www.ecommera.co.uk Ecozum Payment Processing - Internet/ecommerce July- Turkey www.ecozum.com ECSC Remote Managed Security Services April- www.ecsc.co.uk EIP Concepts, Inc. States www.prestochangeo.com ekmpowershop.com www.ekmpowershop.c om Encoded Ltd Interactive Voice Recognition (IVR) www.encoded.co.uk epay.bg January- Bulgaria www.epay.bg Epoch Guernsey epoch.com EPS - European Payment Services Authorisation Hosting provider Web August- www.europsl.com Euro Payment Group GmbH Germany www.europaymentgrou p.comwww.epgbill.com eviivo January- www.eviivo.com Evolvi Rail Systems Back office services March- www.evolvi.co.uk eway January- eway.co.ukeway.com.a ueway.co.nz Page 8 of 27

Exigo Payment Service States exigo.com EXLS January- States www.exlservice.com Feedzai Fraud and Chargeback Service August- Portugal http://www.feedzai.co m FEXCO MERCHANT SERVICES Dynamic Currency Conversion provider May- Ireland www.fexcoms.com Fintrax Payments Systems Payment Processing - POS/ Card Present Dynamic Currency Conversion July- Ireland www.fintrax.com FIS Merchant Payments Authorisation www.fismerchantpaym ents.comwww.fisglobal. com Flint Hosts www.flinthosts.co.uk FPS - Financial Payment Services s.r.l. Authorisation Hosting provider Web Italy www.netswgroup.it Freeola & Getdotted freeola.comgetdotted.c om Freewebstore Ltd www.freewebstore.com Page 9 of 27

GB Group PLC Identity verification via the ID3Global product and software development of the Global Identification Decision Engine (GIDE) applications www.id3global.com GBServers /Switch gbservers.co.uk Guestline Ltd : Applications / software : Hardware : Infrastructure / Network : Physical space (co-location) : Storage : Web : Security services Payment processing Internet February- www.guestline.com Hesperus S.A. July- Luxembourg www.hesperus-sa.com Hipay TPP France hipay.com/newhipaytpp.com Hotelbeds SLU Spain www.hotelbeds.com HPC Heidelberger Payment Consulting GmbH April- Germany www.hpc-consulting.de Htec Network provider/transmitter Loyalty programmes February- www.htec.co.uk HYPERHOSTIN G Web Hosting Domain Registration Datacenter Services Server Renting Web Design Greece www.hyperhosting.gr Page 10 of 27

IM Solutions SPAIN www.imsolutions.es Inatec Back office services Billing management Switzerland inatec.com Incapsula Cloud-Based Web Application Firewall January- States www.incapsula.com Indra Loyalty programmes January- Spain www.indracompany.co m/ Infocredit March- Cyprus www.infocreditgroup.c om/ Ingenico Payment processing Internet France www.ingenico.com Ingenico E- Commerce Solutions (previously Ogone) Account management Back office services Fraud and Chargeback Management February- Belgium paymentservices.ingenico.coms ecure.ogone.com Ingenico Iberia S.L. Loyalty Programs Spain http://www.ingenico.es / Ingenico Marketing Solutions GmbH Loyalty programmes Issuer processing - Prepaid card processing Issuer processing - Data preparation Authorisation Germany www.ingenico.com Page 11 of 27

Ingenico Payment Services GmbH Payment Processing - POS/ Card Present, Payment Processing -Internet/ecommerce, Payment Processing - Payment Gateway/Switch Clearing and Settlement Network Provider Loyalty programs June- Germany www.easycash.dewww. easycash.comwww.easy cash.nlwww.easycashhoreca.be INSonline June- Cyprus insonlineltd.org Instantcart.com www.instantcart.com Intechnica Ltd Managed Services - IT Support - Application/software - Infrastructure/network - Web - Hardware http://www.intechnica.c o.uk Intelligent Environments Ltd Software as a Service (SaaS) Software Development May- www.intelligentenviron ments.com Intelligent Payments Group Back office services Authorisation and tokenisation services May- Gibraltar www.intelligentpaymen ts.co.uk Interactive Transaction Solutions Issuer processing - Data preparation Billing management www.interactivets.com InterCard AG Germany www.intercard.de Interfax Online Fax Service Ireland www.interfax.net Page 12 of 27

Intuit Hosting provider - Applications/ software Hosting provider - Account Management Payment Processing - Payment API, June- www.intuit.co.uk Invensys Greece www.wheelsys.comww w.invensys.gr iomart Group Plc www.iomart.comwww.i omarthosting.comwww.iomartcloud.comwww. backuptechnology.comwww.re dstation.comwww.melb ourne.co.ukwww.rapids witch.comwww.easyspa ce.comwww.internetter s.comwww.virtualserver s.comwww.eqsn.netww w.titaninternet.co.ukww w.netintelligence.comw ww.hostlove.co.uk IP3Telecom, PCI-PAL MOTO/Call Center Payment Processing Interactive Voice Recognition (IVR) Payment Gateway Transmitter www.ipplusplc.com, www.ip3tele.com, www.pci-pal.com IPG Holdings 3-D secure ACS hosting provider Back office services Cyprus www.ipgholdings.com IPS Datenservice GmbH Account management Back office services Billing management Data preparation Subscription services for magazines and epapers Germany www.ips-d.de Iridium Corporation T/A PayVector Fraud & Chargeback Services January- www.payvector.co.uk isignthis Cardholder Authentication Services March- Netherlands isignthis.eu Page 13 of 27

Isle of Man Post Office Payment processing MOTO April- Isle of Man www.iompost.com, www.ims-iom.com izettle Authorisation Payment Gateway mpos Payment Facilitator Mpos June- Sweden www.izettle.com JCC Payment systems Payment processing - ATM Loyalty programmes 3-D secure ACS hosting provider Back office services Tax / Government Payments Billing Management Data preparation Issuer processing Authorisation Physical security Applications/software July- Cyprus www.jcc.com.cy JOHN PAUL - Storage August- France www.johnpaul.com Jumio Credit Card Scanning and PAN Identification June- Austria jumio.com Kalixa Issuer processing - Prepaid card processing Issuer processing - Data preparation Austria www.kalixa.com Key IVR May- www.keyivr.co.uk Page 14 of 27

KLIK AND PAY : Applications / software : Hardware : Infrastructure / Network : Storage : Web : Security services Physical security Systems security services : Account Management : Back Office : Network Provider April- Luxembourg www.klikandpay.eu L-EV8 Loyalty programmes March- Ireland l-ev8.com Mako Networks Network Management and Security Services (including Modem, Network Firewall, Enhanced VPN, Intrusion Detection, Managed Router and Premises Firewall) February- www.makonetworks.co m Maksukaista Finland www.maksukaista.fi Marketflow Consulting www.marketflow.com Medoc Computers Ltd Back Office Services Payment processing Internet March- www.medoc.co.uk MEO Wallet Portugal wallet.pt Micros-Fidelio www.micros-fidelio.eu/ Page 15 of 27

Mi-Pay Ltd Applications/ software, Internet/e-commerce, Infrastructure/Network, Physical Space (co-location), Storage, Web, Systems Security services, Fraud and Chargeback,, Back-Office Services July- http://www.mipay.com/ MOBILEXPRESS Mobile Wallet Digital Wallet June- Turkey www.mobilexpress.com.tr Moduslink Global Solutions Payment Processing - Internet/ecommerce June- US moduslink.com MONEXT Tokenization and cards wallet for concierge services France www.monext.euwww.p ayline.com MotionPoint Corporation Motionpoint provides web translation services for customers and does not host the client website. Motionpoint acts as a web proxy between their clients and end users. May- States www.motionpoint.com MPP Global Solutions www.mppglobal.com MultiCards February- Netherlands www.multicards.com multisafepay February- Netherlands www.multisafepay.com mypinpad Ltd. February- mypinpad.com Page 16 of 27

Namesco www.names.co.ukwww. cheapnames.co.ukwww.names123.comwww.ch eapdomainnames.co.uk www.ukdomains.comw ww.net2.co.ukwww.123 domainnames.co.ukww w.ndo.comwww.serve3 60.comwww.xsession.c omwww.simplynames.c omwww.simplyhosting. comwww.simplyservers.comwww.simplyserver s.fr NEPTING SAS France http://www.nepting.co m Nestpay à deme Hizmetleri A.Ş. Turkey www.paratika.com Nets Branch Norway Payment processing - ATM Issuer processing July- Norway http://www.nets.eu/nonb/pages/default.aspx Netsize Payment SAS June- France www.netsizepayment.c om ONPEX Internet/e-commerce,, Account Management, Records Management, June- Germany www.onpex.net Optomany Ltd www.optomany.com ordertalk, Inc States www.ordertalk.com Pagantis February- Spain www.pagantis.com Page 17 of 27

Pago Merchant Solutions L.P. Payment processing - Internet/ecommerce White Label Reseller of ecommerce services www.pagomerchantsol utions.comwww.pagote chnology.com Pay.nl April- Netherlands www.pay.nl Payair Technologies AB Sweden www.payair.com PayChannel Payment processing MOTO www.g4stechnology.co m/ Payer Financial Services AB Data preparation June- Sweden www.payer.se Payius July- Sweden payius.com PayLane Sp. z o.o. Loyalty programmes Account management Records management January- Poland paylane.plpaylane.com paylane.co.ukpaylane.d e Paymax - Hardware Terminal Management System Poland www.paymax.pl/ Payment Express Payment processing - ATM www.paymentexpress.c omwww.paymentexpre ss.co.uk Payment Flow Technologies Ltd www.paymentflow.com Page 18 of 27

Paymento Payment processing ATM June- Poland www.paymento.pl, www.cardprotec.com, www.protcard.com Paynopain Solutions S.L. Fraud & Chargeback Services Spain www.paynopain.com PAYONE GmbH Network provider/transmitter Germany www.payone.de PayPal Issuer processing Singapore paypal.com Payplaza B.V. Payment Processing - Payment Gateway/Switch May- NL www.payplaza.com paypoint.net Fraud & Chargeback Services May- paypoint.net Paytel Solutions / BCH Solutions DTMF MOTO Solution May- www.bchdigital.comww w.paytelsolutions.com www.bchsolutions.net PAYTPV Spain www.paytpv.com PayU Bilgi à deme Kuruluşu A.Ş. level 1 June- turkey www.payu.com.tr Payvision June- Netherlands www.payvision.com Payxpert June- Netherlands www.payxpert.com Page 19 of 27

Payzone Nordic June- Sweden www.payzone.se Phonovation Automated IVR (Interactive Voice Response) based payments May- Ireland www.phonovation.com Point Transaction Systems Oy Finland www.point.fi/ Poplatek Oy July- Finland www.poplatek.fi Processing.com Cyprus processing.com Pulsant Co-Location - Power & Physical Location (Minimum of Requirements 9 & 12 audited) May- www.pulsant.com PXP Solutions Ltd www.pxpsolutions.comwww.serv ebase.com Quality Telecom Hosting - Hardware Fraud & Chargeback Services Spain www.qtis.es RealCredit, BCH-Telecom, RoomPhone Payment processing MOTO June- www.realcredit.com, www.bch-bristol.com, www.bch-telecom.com, www.realcreditsecure.com, www.bchtelecom.co.uk Retiarius GmbH Germany www.retiarius.cc Reward Loyalty programmes August- www.rewardinsight.co m Page 20 of 27

Saferpay by SIX Payment Services AG April- Switzerland www.six-paymentservices.com Sage Pay June- www.sagepay.com SAQ /Switch Loyalty Programs www.saq.net SecureTrading Ltd /ecommerce www.securetrading.co m SegPayEU.com Authorisation August- SegPayEU.comSegPay.c om Seita Technologies Oy Terminal Management System Payment Processing - POS/ Card Present, Back Office Services June- Finland www.seitatech.fi Semafone May- www.semafone.com Sentry Payments - Billing - web /ecommerce Payment Gateway June- Canada www.sentrypayments.c om Serif Europe serif.com SetPay Spain www.getsetpay.com Page 21 of 27

SIA Transact Pro Payment processing - ATM 3-D secure ACS hosting provider Issuer processing - Data preparation Latvia www.transactpro.lv/ SIPAY PLUS June- Spain www.sipay.es SIX Payment Services Luxembourg SA Luxembourg www.six-paymentservices.com Skrill /ecommerce, Payment processing - Payment Gateway/Switch, June- www.skrill.com Skymarket skymarket.co.uk Skyscanner Infrastructure/Network - Applications/Software skyscanner.net Smart Urban Payments, S.L. Payment Processing - Internet/ecommerce - Applications / software - Storage Web June- Spain smart-urban.com, smartpark.es Software development Sweden www.caspeco.se Sound Solutions Internet Other Bespoke Services. www.ssinternet.co.uk Sparkling18 S.r.l Back office services Payment processing Internet Italy www.sparkling18.com Page 22 of 27

SURE (GUERNSEY) LIMITED Co-Location Guernsey www.sure.com Syspay Malta www.syspay.com TALKINGtech New Zealand www.talkingtech.com TECHNOactivit y Mobile Application Payments April- Spain www.technoactivity.co m TelecityGroup telecity.com TelecityGroup France Co-Location - Power & Physical Location (Minimum of Requirements 9 & 12 audited) France www.telecitygroup.fr Telefónica Soluciones Co-Location Power and Physical Location (Minimum of Requirements 9 & 12 Audited) June- Spain grandesclientes.telefon ica.eswww.telefonica.co m/en Telefónica Soluciones June- Spain grandesclientes.telefon ica.es/enwww.telefonic a.com/en/home/jsp/ho me.jsp The Bunker Secure Hosting : Applications / software : Hardware : Infrastructure / Network : Physical space (colocation)hosting Provider: Storage : Web Hosting Provider: Security services Managed service hosting of customer PCI DSS Ecommerce environments April- www.thebunker.net The Engine Shed /Switch www.theengineshed.co m Page 23 of 27

The Logic Group / Card Present, /ecommerce, / Call Centre, Payment processing - Payment Gateway/Switch, Tokenization, Payer Authentication, Authorisation July- www.the-logicgroup.com Timico and NewNet Physical Space (Co-Location) January- www.timico.co.ukwww. newnet.co.uk/ Tokheim Belgium www.tokheim.com Topperly Tokenisation Solution Provider February- Isle of Man www.topperly.co.uk Transaction Network Services (TNS) Network provider/transmitter June- www.tnsi.com Transaction Network Services (TNS) - Acquiring and Issuing Payment processing - ATM Issuer processing Data preparation Authorisation www.tnsi.com Transaction Network Services (TNS) - Store and Fuel Managed Service Transaction Network Services (TNS) - TNSPay CNP Gateway Fuel cards March- June- www.tnsi.com www.tnsi.com Transaction Network Services (TNS) - Transpoll and TNSPay Retail Gateway 3-D secure ACS hosting provider www.tnsi.com Page 24 of 27

Transactium Ltd Tax/Government Payments Billing Management Malta www.transactium.com Trustpay Global www.trustpayglobal.co m TSX: CGO /Switch peer1.com TVG Media Ltd www.thepixel.com UKFast.net Ltd ukfast.co.ukukfast.netu kfast.com Vendo Services GmbH Switzerland www.vendoservices.co m, www.vendostore.com VeriFoneUK & Ireland Services Ltd www.verifone.co.uk Verotel Payment Processing-Internet Netherlands www.verotel.com Viva Payments Greece www.vivapayments.co m VÖB-ZVD Processing GmbH Germany www.voeb-zvd.de Vodafone Group Services - Web Hosting - Hardware www.vodafone.com Vodat International Network provider/transmitter May- vodat-int.com Page 25 of 27

Volusion, Inc March- States www.volusion.com Web & Internet Solutions Express www.wise-info.co.uk Web-Feet.co.uk Ltd www.webfeet.co.ukwww.webfeet.com Webfusion www.webfusion.co.ukw ww.123- reg.co.ukwww.webfusio n.comwww.webfusion.e s WebHotelier Loyalty programmes Managed services Billing Management Back Office Services Cyprus www.webhotelier.netw ww.reserveonline.netwww.hotelwit hflight.com WEBINC GmbH & Co KG July- Germany webinc.eu Wincor Nixdorf s.r.o. Payment processing - ATM Czech Republic www.wincornixdorf.com Wirecard Central Eastern Europe GmbH Payment processing MOTO Austria www.wirecard.atwww.w irecard.at/service/siche rheit/ Wirecard Technologies Issuer processing - Prepaid card processing Fraud & Chargeback Services Payment Gateway MPOS Germany wirecard.com WorldNet TPS IT support, POS/ Card Present, Internet/e-commerce,,, Fraud and Chargeback July- Ireland www.worldnettps.com Worldpay Business Gateway, Worldpay Corporate Gateway (WPG) July- www.worldpay.com Page 26 of 27

Worldpay Payment Hub, Worldpay Total, Worldpay Integrated Payments) Loyalty Programs - Applications/Software www.worldpay.com WPJ Services ApS Denmark www.wpjservices.com WPM Education Network provider/transmitter January- www.wpmeducation.co m X-Cart Cyprus www.xcart.comwww.qtmsoft.c omwww.xpayments.com Ypsilon.Net AG B2C and B2B IBE solutions, Token generator service April- Germany www.payments.ypsilon. netwww.ypsilon.net YSI Trading /ecommerce June- www.ysitrading.com/ Zooz mobile LTD April- Israel www.zooz.com/ Page 27 of 27