FAQ TrustPay internet banking
|
|
- Scot Hodge
- 6 years ago
- Views:
Transcription
1 FAQ TrustPay internet banking General Information What is the difference between TrustPay account and a bank account? TrustPay account is a payment account under the Law 492/2009 of payment services. This account will be registered in accounting records just as any other bank account. Does money on my account bear interest? What is the number of my TrustPay account? It is a ten-digit number in a format of 2107xxxxxx. What is the bank code of TrustPay? A bank code as well as BIC code was assigned to TrustPay just as to any other payment institution. The bank code is not required during the online payment process. In case you need the bank code for other reasons (e.g.: because of an accounting program) contact TrustPay customer support. BIC code of TrustPay is: TPAYSKBX. What is IBAN? International Bank Account Number is an internationally standardized form of account number, which was created in collaboration with the European Committee for Banking Standards in order to uniquely identify the account, country and bank institution payee. IBAN consist of max. 34-character combination of letters and numbers. What is BIC/Swift code? Bank Identifier Code = Bank swift code BIC consists of a combination of 8 or 11 characters. What is SEPA? SEPA (Single Euro Payments Area) refers to an unified area of payments in EUR. The goal of the project is an unification of rules and standards a noncash payment system. Briefly speaking, it is a simplification of cashless euro payments by abolishing the borders. For more information click here: SEPA area: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom of Great Britain and Northern Ireland. plus: Monaco, San Marino, Switzerland, Martinique, Guadeloupe, French Guiana, Réunion, Gibraltar, the Azores, Madeira, the Canary Islands, Ceuta and Melilla, Aland Islands, Mayotte, Vol. Bartholomew, Vol. Martin, Saint Pierre and Miquelon. SEPA transfer Order currency is always EUR. The payer's bank and the beneficiary's bank must be established within the SEPA area. The full amount of the payment, not reduced by fees, will be credited to the beneficiary's account. Instead of national account formats and national bank codes IBAN and BIC are used to identify the accounts. Is there any service package provided with my account as in other banks? 1
2 Will I receive a payment card to my account? Can I change the currency, in which my account is denominated? However, you can set up another TrustPay account in the currency of your choice. How can I access to the money on my TrustPay account? You can send money to any other account via TrustPay internet banking. Why do account balance and disposable account balance on TrustPay account differ? According to General Terms & Conditions TrustPay sets the minimum account balance. This amount is deducted from the account balance and thus constitutes the disposable account balance. How can I check the turnover on my account? In TrustPay internet banking via the main panel transactions. Can I deposit money into my account in cash? Yes. However, with cash deposit, it is required to provide all the identification data of your TrustPay account. The bank can also charge you an extra fee for cash payment. Can I deposit money into my account via card payment? I want to open another TrustPay account. What am I supposed to do in case I want to close my TrustPay account? Access to Account Login / PID Login/PID is automatically generated by TrustPay system after the set-up of an account. PID is sent to account user s address. Password You set and change the account password by yourself. TrustPay has no access to this information. What am I supposed to do, if I have forgotten TrustPay internet banking login details? I have blocked the access to my TrustPay account. What should I do? Who has an access to my TrustPay account? The access to your TrustPay account and the login details to TrustPay internet banking is sent directly to the account user s address only, i.e. to person stated in the agreement. How do I change or add another account user to TrustPay account? You can change or add another account user to TrustPay account by request (message) via TrustPay internet baking. 2
3 Are there any competency limitations for an account user? Account user can have an active or passive access to an account. Settings are applied by TrustPay according to your request. active = full access (account user can see account activities and has a full right of disposition of the money in the account), passive access (account user can see account activities, but has no right to execute money transfer orders, i.e. send money away from the account). Co-signing Co-signing provides better control and security. It works as follows: one of the active account users prepares and confirms the payment order. However, the outgoing payment is being executed only after this order is confirmed by another active account user. The settings are being applied by TrustPay according to your request. For more information contact TrustPay customer support. Incoming payments How shall I know that I have received a payment via TrustPay? TrustPay will, without delay, notify you of each incoming payment credited to your account. Such notification will be sent directly to your system and/or via . TrustPayments service details of each payment are available in TrustPay Internet banking, TrustCard service details of each card payment are available in OmniPay/RAM console. A customer claims to have paid me for something, but I have no record of that payment. How shall I proceed? Please send us the payment details via can also request the customer to provide these data. Account statements How do I print out the account statement? For TrustPayments log into TrustPay internet banking: in the left column, choose: transactions / state: date from - to / and choose one of the options: show/ view to print / export to csv. For TrustCard service log into the console Omnipay/=RAM/ in Omnipay/=RAM/ manual. follow the instructions What should be the format of the exported file? (.csv) The file has no header. Each transaction is listed on a separate line with the following format: ValueDate;OtherAccount;Amount;Curreny;BalanceAfterTransaction;Currency;Description;Referen ce;transactionid Other account, description and reference (OID) are in quotes. Example: 3
4 ;" /0000";100,00;EUR;100,00;EUR;"SS: VS: KS:0308 OID:1000";"1000"; ;" /0000";100,00;EUR;200,00;EUR;"SS: VS: KS:0308 OID:1001";"1001"; ;" /0000";-100,00;EUR;100,00;EUR; Vratenie platby 37525";"";37527 The name of the file is AAAAAAAAAA_D_M_Y.CSV where AAAAAAAAAA is TrustPay Account number, D is day, M is month and Y is year of the date, when the file was generated. Can I receive automatic reports for your services: TrustPay and TrustCard? Outgoing payments How can I send money from my TrustPay account? Via Payments in the main panel just execute a new money transfer order. Can I send money to other than TrustPay account? Yes. I have sent money to a bank account, how long will it take for them to be received? Depends on the bank of the recipient and on the time, when you executed the money transfer order. It takes D+1 to process a SEPA payment, 3 4 week days to process an international payment. A payment from TrustPay account to TrustPay account is processed immediately. Can I cancel a payment order I have already confirmed? Yes. Please, if you have any questions or queries, do not hesitate to contact us by phone: In case the payment was not processed further by TrustPay in the meantime, it is possible to cancel such payment. For canceling such payment, TrustPay will charge you a fee in accordance with General Terms & Conditions. What if I want to send money from my TrustPay account to an account in a different currency? Just execute a new money transfer order via the main panel. Does TrustPay have a specified cut-off time? Yes, outgoing payments are being processed on week days until 3 p.m. (time zone Bratislava, Slovakia). Can I set up a permanent order? Can I set up encashment? How can I fund my TrustPay account? Choose Account Funding on the main panel and follow the steps. You will be directed to TrustPay gateway and asked to select the bank you have an account with by clicking on the 4
5 bank s logo. Choose pay now. After being redirected to your bank s internet banking facility, carry on in confirming the payment as in the case of any standard money transfer. Do I need to use a variable symbol? Yes, if you want the recipient to identify the payment. When entering the money transfer order, write the variable symbol into the Variable symbol: or into the Payment Description: Can I save a pre-filled money transfer order? Nevertheless, if you want to send money to the same account as in the past, you can use the Duplicate icon. You will find it next to the processed payment the data of a new money transfer order will be automatically pre-filled for you, but you can change them before executing such new order (e.g.: amount can be changed). Why wasn t the outgoing payment processed by TrustPay? You may have written incomplete or incorrect data necessary to process the payment, when executing the money transfer order. TrustPay will not process such order. TrustPay customer support will contact you and ask you to execute the order again. Fees Accounting of fees The fees arising from the agreement and from General Terms & Conditions are automatically being charged from your TrustPay account. Account maintenance fees and outgoing payment fees are being charged on the last day of the calendar month. Other fees stated in General Terms & Conditions are being charged immediately, as soon as an entitlement to charge such fee arises. TrustPayments: incoming payments fees are being charged on the last day of the calendar month. TrustCard service: incoming payments fees are being charged in OmniPay/RAM console. At the end of the settlement period (stated in the agreement) is the total sum of all incoming card payments credited to your TrustPay account. What is the minimum account balance I can have on my account? Based on the General Terms & Conditions, TrustPay can state the minimum account balance. The minimum account balance is at the moment 30 EUR (or the equivalent in the local currency). Why cannot I see the card payments stated on the internet banking statement? In accordance with the agreement the total sum of incoming transaction (=authorized transactions) via TrustCard service (card payments) is credited to your TrustPay account with the frequency as stated in the agreement *. For instance, if you received first card payments in November, you will see the total sum of these payments on the internet banking statement in December. *the settlement period of authorized transactions depends on the conditions states in the agreement contract What is OmniPay/RAM console? RAM console is available only for clients, who have activated TrustCard service. It is a system of an evidence of all your card payments. Here you can see and track the details of each card payment, print out monthly statements etc. 5
6 Online security Can I change my password? You set and change the account password yourself via the main panel. TrustPay has no access to such information. To whom TrustPay provides the information of account activities? Any information regarding the account activities are being provided to the account users only or to any person that is being authorised by the client. The details of any incoming or outgoing transaction are being also sent by a notification either through URL link or through notification . What am I supposed to do, when I lose my login details? I have received an from TrustPay asking for my login details, is it ok? No, TrustPay never asks for such data. Is TrustPay gateway safe? TrustPay is regulated by the National Bank of Slovakia and is a member of VISA and MasterCard. Payment operations are processed on secured certified platforms meeting the highest PCI DSS safety standards. Neither the merchant nor TrustPay has access to the sensitive data of customers (e.g. credit card number, CVV code, account details, access data, etc.). What is Secret key? Secret key serves for connecting TrustPay gateway with the merchant s website and is visible only to clients, who have integrated TrustPay payment gateway. The Secret Key is being displayed only to active account users. In case a Merchant holds more than one account, the Secret Key is unique for each account. How do I change the Secret key? The settings are available via the main panel: Settings Account settings Secret key. When a new Secret Key is generated, the new Secret Key must be also changed in the settings of your e-shop/portal. Otherwise TrustPay gateway will not be functional. TrustPay contact details Intra mail You can safely communicate with TrustPay via Requests on the main panel. Or you can contact TrustPay customer support: 6
General information about the bank
GENERAL LIST OF PRICES AND SERVICES May 2014 General information about the bank I. Bank name and address Varengold Bank AG Große Elbstraße 27 22767 Hamburg Also referred to as "Varengold" or "bank" in
New Relationship Service Fee - 20 EUR (one-time) Relationship Maintenance Fee - 20 EUR (yearly) Business Accounts
General Tariff of Charges Tariff effective as of June 21, 2016 Account Service Fees Personal Accounts Sata Personal Accounts /TRY/GBP/JPY/CHF/USD/BGN New Relationship Service Fee - 20 (one-time) Relationship
International Hints and Tips
International Hints and Tips Content Q: What is the cut off time for processing International payments? A: International payments must be submitted and fully approved within the cut off time indicated
SEPA. Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments
SEPA Changes in the Payment System Implementation of the European SEPA Regulations for Kuna and Euro Payments SEPA The Single Euro Payments Area (SEPA) stands for a European Union (EU) payments integration
Credit transfer to Customer account with AS "Meridian Trade Bank" EUR, USD free of charge * - 4.1.2. Other countries currency information in the Bank
Pricelist for individuals residents of Latvia SERVICES 4. TRANSFERS In the Bank PRICE LIST IN EUR Using «MultiNet» 4.1. 4.1.1. Credit transfer to Customer account with EUR, USD free of charge * 4.1.2.
International Wire Transfers Help Guide Transfer Funds to Overseas Banks
PERSONAL ONLINE BANKING International Wire Transfers Help Guide Transfer Funds to Overseas Banks Follow the instructions within this guide to Create, Edit, Cancel or Make a new wire transfer from an existing
International transfers are not always easy to understand.
SEPA, Page 1 of 8 International transfers are not always easy to understand. We re here to help you. International payments. SEPA, Page 2 of 8 The idea of a single European payments area. SEPA the concept.
Information concerning Terms and Conditions of Provision of Payment Services by Citibank Europe plc, pobočka zahraničnej banky
Information concerning Terms and Conditions of Provision of Payment Services by Citibank Europe plc, pobočka zahraničnej banky I. Introductory Provisions 1. This Information concerning Terms and Conditions
International ACH: Payment Gateway to Europe
International ACH: Payment Gateway to Europe Treasury Symposium St. Petersburg Florida Tuesday, January 27 Concurrent Session 16 10:15am 11:30am International ACH: Payment Gateway to Europe Presenters:
Pricelist. Retail Banking
Pricelist Retail Banking Price list of retail banking Table of Contents: 1. Deposits and savings 3 2. Account access 4 2.1 Debit cards 4 2.2 Online banking 4 2.3 Mobile banking 5 2.4** SMS services 5 2.5
RULES FOR FOREIGN PAYMENTS
RULES FOR FOREIGN PAYMENTS The terms used in these Rules have the following meaning: 1. Bank mbank S.A., 2. Client a natural person, legal person or organisational unit without legal personality, provided
ERASMUS+ MASTER LOANS
ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students who want to take a full Masters level
List of fees. List of fees. Fees in effect as of 27/07/2016 (subject to modification)
List of fees List of fees Fees in effect as of 27/07/2016 (subject to modification) Applicable to accounts Hello bank! for private use (For individuals) List of fees 2 Summary 1 I. CURRENT ACCOUNT... 3
Chase Online SM Wire Transfer Help Guide page 1 of 16. How to Send Wire Transfers on Chase Online SM
Chase Online SM Wire Transfer Help Guide page 1 of 16 How to Send Wire Transfers on Chase Online SM For a convenient, secure and quick way to send money directly to someone s bank account, use a wire transfer
ERASMUS+ MASTER LOANS
Ref. Ares(2015)660570-17/02/2015 ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students
Single Euro Payments Area
Single Euro Payments Area Overview SEPA (Single Euro Payments Area) is a European payments initiative which aims to create one single, integrated, standardised payments market in Europe. It is an area
Exercise 39. The Euro. At the end of this exercise you will:
Exercise 39 The Euro At the end of this exercise you will: Know how the Euro was named Know the countries using the Euro Be able to name all the Euro notes Be able to name all the Euro coins Be able to
SEPA. Frequently Asked Questions
SEPA Frequently Asked Questions Page 1 of 13 Contents General SEPA Questions... 4 What is SEPA?... 4 What is the aim of SEPA?... 4 What are the benefits of SEPA?... 4 What countries are included in SEPA?...
PLAN PRICE GUIDE 74.99. Allowance 50GB Data, unlimited minutes, unlimited texts, inclusive Roaming in selected countries 1,2, 200 084
PLAN PRICE GUIDE Pay Monthly For new and upgrading customers from 27th April 2016 EE Complete 24 month plans 74.99 79.99 84.99 Allowance 50GB Data, unlimited minutes, unlimited texts, inclusive Roaming
INTERNATIONAL. Helping your money travel around the world. International payments travel money and CHAPS. Talk to us today
INTERNATIONAL Helping your money travel around the world International payments travel money and CHAPS Talk to us today Access your money, at home and away Maybe you have family overseas and want to send
Adobe Public Relations (PR) Guidelines
Adobe Public Relations (PR) Guidelines Adobe Partner Connection Reseller Program and Adobe Partner Connection Distributor Program Thank you for participating in the Adobe Partner Connection Reseller or
W I R E T R A N S F E R S E R V I C E S
Move money quickly and easily through Chase Commercial Online s Wire Transfers service. 1 Select U.S. dollars or another eligible currency to wire funds to most domestic or international recipients. Add
Need to send money abroad securely?
International Payments Need to send money abroad securely? Trust us to get it there. Sending money abroad with Lloyds TSB. It s easy and secure. As a Lloyds TSB customer, if you need to send money overseas,
WHAT ARE YOUR EU RIGHTS WHEN TRAVELLING ACROSS THE EU?
WHAT ARE YOUR EU RIGHTS WHEN TRAVELLING ACROSS THE EU? Europeans make about 1.5 billion trips a year, with 90% of those trips taking within the EU. A large part of those trips are for holiday and as many
INTERNATIONAL SERVICES TARIFF
INTERNATIONAL SERVICES TARIFF Supporting your international business Our service promise. If you experience a problem, we will always try to resolve it as quickly as possible. Please bring it to the attention
ICEPAY & SEPA Direct Debit
ICEPAY & SEPA Direct Debit Page 1 July 2014 S. Campbell v0.5 Table of Contents 1. Purpose of this document... 3 1.1 Support... 3 2. SEPA - Introduction... 3 2.1 SEPA - Goals... 3 2.2 SEPA Bank accounts,
Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women
75/2015-27 April 2015 Labour Force Survey 2014 Almost 10 million part-time workers in the EU would have preferred to work more Two-thirds were women Among the 44.1 million persons in the European Union
About us. As our customer you will be able to take advantage of the following benefits: One Provider. Flexible Billing. Our Portal.
About us At RoamingExpert we specialise in mobile roaming tariffs which are tailored to the specific needs of the yachting industry. Our unique offering generates significant savings when compared to standard
INTERCHANGE RATES MASTERCARD AND VISA
INTERCHANGE RATES MASTERCARD AND VISA UK Domestic UK Domestic Fees Effective: as at 1 December 2014 Commercial Card Interchange Rates Corporate Card Purchasing Card Business Card Commercial Prepaid Prepaid
How To Check A Shipment Of Soil From The Netherlands
Import Licenses How to send soil samples from outside the European Union to ALcontrol the Netherlands Why are Import Licenses necessary? In order to protect the Netherlands from harmful influences, i.e.
.eu Domain Name Registration Policy
.eu Domain Name Registration Policy 1/14 TABLE OF CONTENTS Table of Contents...2 Definitions...3 Object and Scope...3 Section 1. The registrant has to determine whether it meets the General Eligibility
1. Perception of the Bancruptcy System... 2. 2. Perception of In-court Reorganisation... 4
Bankruptcy Systems and In-court Reorganisation of Firms, 2010 Content: 1. Perception of the Bancruptcy System... 2 2. Perception of In-court Reorganisation... 4 3. Perception of Creditor Committees, Fast
Family benefits Information about health insurance country. Udbetaling Danmark Kongens Vænge 8 3400 Hillerød. A. Personal data
Mail to Udbetaling Danmark Kongens Vænge 8 3400 Hillerød Family benefits Information about health insurance country A. Personal data Name Danish civil registration (CPR) number Address Telephone number
SEPA DIRECT DEBIT THE EUROPEAN DIRECT DEBIT
SEPA DIRECT DEBIT THE EUROPEAN DIRECT DEBIT CONTENTS INTRODUCTION 3 THE EUROPEAN DIRECT DEBIT SCHEME (SEPA DIRECT DEBIT) 4 THE EUROPEAN DIRECT DEBIT MANDATE 6 «CORE» & «B2B»: TWO DIFFERENT EUROPEAN 7 DIRECT
.com. Table of contents. Fax to Email
Table of contents About the product... 3 Homepage description... 3 The header... 4 The central part our rates... 5 The central part - benefits... 6 The central part - for further information... 7 The central
International Services tariff
International Services tariff Contents International Services Sending money abroad 1 International payments 1 International drafts 1 Receiving money from abroad 1 Cut-off times and exchange rates 2 BIC
International Call Services
International Call Services Affordable rates for business calls. Wherever you are in the world. We ve got plenty to say when it comes to staying in touch when you re overseas. We have agreements with 443
Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU
92/2015-27 May 2015 Energy prices in the EU Household electricity prices in the EU rose by 2.9% in 2014 Gas prices up by 2.0% in the EU In the European Union (EU), household electricity prices 1 rose by
187/2014-5 December 2014. EU28, euro area and United States GDP growth rates % change over the previous quarter
187/2014-5 December 2014 This News Release has been revised following an error in the data for Gross Fixed Capital Formation. This affects both the growth of GFCF and its contribution to GDP growth. All
Visa Information 2012
Visa Information This document is intended to provide you with information on obtaining the correct visa to enter Australia to attend the Global Eco Asia-Pacific Tourism Conference however it is a guideline
99/2015-9 June 2015. EU28, euro area and United States GDP growth rates % change over the previous quarter
2005Q1 2005Q2 2005Q3 2005Q4 2006Q1 2006Q2 2006Q3 2006Q4 2007Q1 2007Q2 2007Q3 2007Q4 2008Q1 2008Q2 2008Q3 2008Q4 2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1
RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS
EUROPEAN COMMISSION CONSUMERS, HEALTH AND FOOD EXECUTIVE AGENCY Consumers and Food Safety Unit RULES FOR THE REIMBURSEMENT OF TRAVEL AND SUBSISTENCE EXPENSES FOR EXCHANGE OF OFFICIALS CONSUMER PROGRAMME
SEPA - Frequently Asked Questions
SEPA - Frequently Asked Questions Contents SEPA Overview Questions... 2 What is SEPA?... 2 What is the aim of SEPA?... 3 Where did SEPA come from?... 3 What countries are included in SEPA?... 3 What currencies
ENTERING THE EU BORDERS & VISAS THE SCHENGEN AREA OF FREE MOVEMENT. EU Schengen States. Non-Schengen EU States. Non-EU Schengen States.
ENTERING THE EU BORDERS & VISAS THE SCHENGEN AREA OF FREE MOVEMENT An area without internal borders where EU citizens and non-eu nationals may move freely EU Schengen States Non-Schengen EU States IS Azores
.eu Domain Name Registration Policy v.7.0
.eu Domain Name Registration Policy 1/13 TABLE OF CONTENTS Table of Contents... 2 Definitions... 3 Object and Scope... 3 Section 1. The registrant must determine whether it meets the General Eligibility
Employee eligibility to work in the UK
Employee eligibility to work in the UK This document details legal requirements that apply to ALL new members of staff All employers in the UK are legally bound to comply with the Asylum and Immigration
ERASMUS+ MASTER LOANS
ERASMUS+ MASTER LOANS Erasmus+ Master Loan: opening up access to more affordable lending for cross-border studies The Erasmus+ programme makes it possible for students who want to take a full Master's-level
Students: undergraduate and graduate students who are currently enrolled in universities
DUO-Korea: 1. General Description CAUTION: If any application falls under the following 3 cases, the application is disqualified and will not be considered for selection. If such case is found after the
Planned Healthcare in Europe for Lothian residents
Planned Healthcare in Europe for Lothian residents Introduction This leaflet explains what funding you may be entitled to if you normally live in Lothian (Edinburgh, West Lothian, Midlothian and East Lothian
PORTABILITY OF SOCIAL SECURITY AND HEALTH CARE BENEFITS IN ITALY
PORTABILITY OF SOCIAL SECURITY AND HEALTH CARE BENEFITS IN ITALY Johanna Avato Human Development Network Social Protection and Labor The World Bank Background study March 2008 The Italian Social Security
Friends Life Protection Account Key features of Mortgage Income Protection Cover
Protection Friends Life Protection Account Key features of Mortgage Income Protection Cover Why is this document important? The Financial Services Authority is the independent financial services regulator.
Cash machine withdrawal in the EU (+Norway and Iceland)
Cash machine withdrawal in the EU (+Norway and Iceland) Country Is it free of charge to go to a cash machine from a different bank than consumers own to withdraw money? If withdrawal is not free of charge,
Funding and network opportunities for cluster internationalization
BSR Innovation Express: Cluster- to- Cluster Conference Funding and network opportunities for cluster internationalization Jens Peter Vittrup Special Adviser Email: jpv@ai.dk Why international R&I cooperation?
Want to work in Denmark?
Want to work in Denmark? The Danish Working Environment Authority Telephone +45 70 12 12 88 E-mail: at@at.dk www.at.dk EU/EEA countries The Azores The Balearic Islands (Majorca, Ibiza) Belgium Bulgaria
BEST PRACTICES/ TRENDS/ TO-DOS
Online Insurance Europe: S/ TRENDS/ TO-DOS New success guidelines WHAT TO DO N D E EW IO IT N Your Benefits EUROPE S S/ TRENDS/ TO-DOS: The new and only study about the best online insurance solutions
Friends Life Protection Account Key features of Income Protection Cover
Protection Friends Life Protection Account Key features of Income Protection Cover Why is this document important? The Financial Services Authority is the independent financial services regulator. It requires
41 T Korea, Rep. 52.3. 42 T Netherlands 51.4. 43 T Japan 51.1. 44 E Bulgaria 51.1. 45 T Argentina 50.8. 46 T Czech Republic 50.4. 47 T Greece 50.
Overall Results Climate Change Performance Index 2012 Table 1 Rank Country Score** Partial Score Tendency Trend Level Policy 1* Rank Country Score** Partial Score Tendency Trend Level Policy 21 - Egypt***
(Only available if you have applied for a Decreasing Mortgage Cover Plan or a Level Protection Plan).
Mortgage protection Free cover (Only available if you have applied for a Decreasing Mortgage Cover Plan or a Level Protection Plan). At Zurich, we understand the importance of financial protection when
Application Form: Receptionist / PA to the Senior Leadership Team
Application Form: Receptionist / PA to the Senior Leadership Team This application form is written in BLACK ink. Please answer the questions in dark blue and return electronically to Lesley Starkes, Finance
Rates and Charges. Effective from 6 October 2014
Rates and Charges Effective from 6 October 2014 For full details of when and how interest is payable, please refer to your Account Specific Terms and Conditions. Previous interest rates For previous interest
16 th European Senior Chess Championship 4-14 June 2016 Yerevan Armenia
16 th European Senior Chess Championship 4-14 June 2016 Yerevan Armenia 1. Invitation This is the official invitation to all European Chess Federations affiliated to FIDE and ECU to participate in the
The Guardianship Service
The Guardianship Service How can they help you? When you arrive in Belgium Are you under the age of 18 and have you arrived in Belgium without your father or mother? You are searching for support and accommodation
168/2014-4 November 2014. At risk of poverty or social exclusion 2 rate in the EU28, 2008-2013 (% of total population)
168/2014-4 November 2014 At risk of poverty or social exclusion in the EU28 More than 120 million persons at risk of poverty or social exclusion in 2013 Almost 1 out of every 4 persons in the EU in this
EUF STATISTICS. 31 December 2013
. ESTIMATES OF EU TURNOVER VOLUMES. Turnover volumes by product, allocation and notification (Estimates of EU s, Millions of ) Estimate of the EU % on Turnover Significance of the sample on total turnover
Rates and Charges. Effective from 1 January 2016
Rates and Charges Effective from 1 January 2016 For full details of when and how interest is payable, please refer to your Account Specific Terms and Conditions. Previous interest rates For previous interest
Keeping European Consumers safe Rapid Alert System for dangerous non-food products 2014
Keeping European Consumers safe Rapid Alert System for dangerous non-food products 2014 COMPLETE STATISTICS Justice and Consumers Directorate-General for Justice and Consumers Directorate Consumers Unit
With data up to: May 2016. Monthly Electricity Statistics
With data up to: 216 Monthly Electricity Statistics Date of publication: 12 ust 216 Monthly Electricity Statistics TABLE OF CONTENTS Page # HIGHLIGHTS i ORGANISATIONAL AND REGIONAL TABLES OECD Total 1
COMMUNICATION FROM THE COMMISSION
EUROPEAN COMMISSION Brussels, 17.9.2014 C(2014) 6767 final COMMUNICATION FROM THE COMMISSION Updating of data used to calculate lump sum and penalty payments to be proposed by the Commission to the Court
Corporate Customer Conditions for Payment Services
Corporate Customer Conditions for Payment Services (as amended on 9 July 2012) The present translation is furnished for the Customer s convenience only. The original German text of the Corporate Customer
Funeral Benefit from the DSS
Funeral Benefit from the DSS The state offers a specific benefit towards the cost of a funeral, for those people that it deems most need it. The qualification is strict but a successful application can
Customers who don t want to get tied down by a contract can choose the O 2 go Prepaid option, which gives them a daily Internet flat rate of up to 1 G
28 September 2011 O 2 go: New data tariffs without contract duration and more speed New postpaid and prepaid surf flat rates from 15 euros O 2 go without contract duration and basic fee Mobile data now
Fee Classification Questionnaire
Fee Classification Questionnaire Undergraduate Admissions LSE, Houghton Street, London WC2A 2AE Tel: 020 7955 7125 Graduate Admissions LSE, PO Box 13420, Houghton Street, London WC2A 2AR Tel: 020 7955
Information on insurance tax and fire protection tax for EU/EEA insurers
Information on insurance tax and fire protection tax for EU/EEA insurers I. General This leaflet is intended for all insurers and authorised agents located in the EU/EEA area who are established outside
File Service Agreement ( Agreement ) of Deutsche Börse AG
File Service Agreement ( Agreement ) of Deutsche Börse AG between Deutsche Börse AG 60485 Frankfurt/Main Germany Phone + 49-(0) 69-2 11-1 18 00 Fax + 49-(0) 69-2 11-1 45 01 E-mail historical.data@deutsche-boerse.com
The European Union Savings Tax Directive. An historic guide
The European Union Savings Tax Directive An historic guide Do you have any questions? This guide will tell you more If you are resident in an EU Member State and earn interest on deposits or investments
Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments
January 20, 2015 ShadEcEurope31_January2015.doc Size and Development of the Shadow Economy of 31 European and 5 other OECD Countries from 2003 to 2015: Different Developments by Friedrich Schneider *)
Overview of main costs for ING banking products for private persons So you know exactly where you stand
Overview of main costs for ING banking products for private persons So you know exactly where you stand Our costs at a glance Do you want to bank advantageously? Then ING Luxembourg is the right place.
How To Understand The Transparent Directive 2
Transparency Directive 2 Are you ready? Darren Fox 25 June 2015 Introduction Current state of play under TD1 Changes under TD2 Some tricky issues experienced under TD1 (and how TD2 might impact them) 2
CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION
CASH BENEFITS IN RESPECT OF SICKNESS AND MATERNITY SUBJECT TO EU COORDINATION Z a k ł a d U b e z p i e c z e ń S p o ł e c z n y c h The scope and purpose of benefits coordination The EU coordination
Analysis of statistics 2015
Analysis of statistics 215 January 216 ECHR Analysis of Statistics 215 Table of Contents Overview of the Court s statistics in 215... 4 A. Number of new applications... 4 B. Applications disposed of judicially
UEFA Futsal EURO 2013/14 Preliminary & Main Rounds Draw Procedure
UEFA Futsal EURO 2013/14 Preliminary & Main Rounds Draw Procedure UEFA Futsal EURO 2013/14 Preliminary & Main Round Draw Procedure Date: Tuesday, 4 December 2012 Time: Location: 14.00 hours CET UEFA Headquarters,
Wire Transfer User Guide
Wire Transfer User Guide November 2007 Copyright 2007 KeyCorp All rights reserved. Contents I. Wire Transfer Product Offerings and Implementation 3 II. Wire Transfer Terms, Definitions, and Additional
The Pet Travel Scheme (PETS) Advice to veterinary surgeons in GB: ferrets
The Pet Travel Scheme (PETS) Advice to veterinary surgeons in GB: ferrets 22nd March 2011 Introduction European Regulation 998/2003 took effect on 3 July 2004. It sets out the rules for pet animals travelling
PAY MONTHLY ADDITIONAL SERVICES TERMS AND CONDITIONS
4GEE PHONE PLANS ADDITIONAL SERVICES (ALL STANDARD 12 & 24 MONTH PLANS INCLUDING SIM ONLY PLANS) The following add-ons are available on your plan. We reserve the right to change the add-ons available to
Supported Payment Methods
Supported Payment Methods Global In the global payments market, credit cards are the most popular payment method. However, BlueSnap expands the payment selection by including not only the major credit
193/2014-15 December 2014. Hourly labour costs in the EU28 Member States, 2012 (in )
193/2014-15 December 2014 Labour Cost Survey 2012 in the EU28 Labour costs highest in the financial and insurance sector Three times higher than in the accommodation and food sector In 2012, average hourly
- Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) -
- Assessment of the application by Member States of European Union VAT provisions with particular relevance to the Mini One Stop Shop (MOSS) - BACKGROUND The information available on this website relates
Accounts and payment services VP Bank Ltd, valid from 1 October 2015
Accounts and payment services VP Bank Ltd, valid from 1 October 2015 VP Bank Ltd is a bank domiciled in Liechtenstein and is subject to the Financial Market Authority (FMA) Liechtenstein, Landstrasse 109,
Supported Payment Methods
Sell Globally in a Snap Supported Payment Methods Global In the global payments market, credit cards are the most popular payment method. However, BlueSnap expands the payment selection by including not
ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES?
ARE THE POINTS OF SINGLE CONTACT TRULY MAKING THINGS EASIER FOR EUROPEAN COMPANIES? SERVICES DIRECTIVE IMPLEMENTATION REPORT NOVEMBER 2011 EUROPEAN COMPANIES WANT WELL-FUNCTIONING POINTS OF SINGLE CONTACT
Manual 2013-2014 2014-2015
Manual 2013-2014 2014-2015 Table of Contents Introduction... 3 1) Apply for a username and account... 4 1.2 Entering Address & Contact details & Confirm of Registration... 6 1.4 Check Personal details...
Waste. Copenhagen, 3 rd September 2014. Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency
Waste Copenhagen, 3 rd September 2014 Almut Reichel Project Manager Sustainable consumption and production & waste, European Environment Agency Waste and material resources MAWP Strategic Area 1.9 Objective
Payments to Overseas banks Things to be aware of
Payments to Overseas banks Things to be aware of Payment can be made to accounts in most countries. If you wish to have your pension paid overseas, the Royal Bank of Scotland (RBS), the Funds bankers,
DCA QUESTIONNAIRE V0.1-1 INTRODUCTION AND IDENTIFICATION OF THE DATA CENTRE
DCA QUESTIONNAIRE V0.1-1 INTRODUCTION AND IDENTIFICATION OF THE DATA CENTRE Introduction - The EuroVO-DCA Census questionnaire The Euro-VO Data Centre Alliance (http://www.euro-vo.org/pub/dca/overview.html)
VP Bank Accounts and Payment Services Vaduz, January 2014
VP Bank Accounts and Payment Services Vaduz, January 2014 Contents 3 Accounts 3 Savings accounts 3 Retirement provision accounts 4 Transaction accounts 6 Detailed information on VP Bank Accounts 7 Payment
The coordination of healthcare in Europe
The coordination of healthcare in Europe Rights of insured persons and their family members under Regulations (EC) No 883/2004 and (EC) No 987/2009 Social Europe European Commission The coordination of
TOYOTA I_SITE More than fleet management
EMPOWERING YOUR BUSINESS TOYOTA I_SITE More than fleet management www.toyota-forklifts.eu TOYOTA I_SITE More than fleet management Toyota I_Site is a unique combination of technology, information, expertise
The Act imposes foreign exchange restrictions, i.e. performance of certain actions requires a relevant foreign exchange permit.
RESPONSIBILITIES OF THE NATIONAL BANK OF POLAND RESULTING FROM THE FOREIGN EXCHANGE ACT 1. FOREIGN EXCHANGE PROVISIONS Foreign exchange regulations, which constitute part of the financial legislation,
your own success? Locate addresses exactly Visualise your company data Analyse connections Make the right decisions Use your full potential
PTV MAP&MARKET BASIC How can you map out your own success? Locate addresses exactly Visualise your company data Analyse connections Make the right decisions Use your full potential A unique combination