Insured Solutions, Inc.
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1 Insured Solutions, Inc.
2 Who We Are Insured Solutions is a national MGA with over $300 million dollars in revenue specializing Alternative Markets that utilizes local independent agents to provide their clients one resource for: Hard to place Workers Compensation Coverage Alternative Markets Optional Payroll Administration Risk Management Services We offer workers' compensation insurance, risk management, and payroll administration. Our system is delivered to our clients through traditional insurance, PAYGO, Payroll, PEO, Staffing, and ASO solutions. Sales and Support Offices in Georgia, California, North Carolina, Florida, Tennessee
3 Where We Fit in IS PEO (Internal) PEO Exchange (Brokerage) Insured Solutions Inc. MGA/MGU IS RiskPro Risk Mgt & Underwriting Services IS PAYGO- Traditional Work. Comp
4 Vanessa Duliere Appulate New Submission Management For Insurance Agencies Augora Hills, CA
5 Insured Solutions Portal Powered by Appulate What is Appulate? Technology company that provides solutions for the insurance industry. We are proud to announce Insured Solutions, as one of our partners! We have created a portal that will increase efficiency in your submission process to Insured Solutions. Highlights: Quick and efficient- no need to rekey ACORD data Upload ACORD data from your management system- works with any agency management system If you don t have a management system, you can start directly in the portal Stores your information for next year s renewals How it works: Uplink your ACORD directly from your management system or log in to the portal and answer questions, then submit. How to get started: Your insured solutions rep will send you more information in the coming weeks. Appulate will host a training webinar, in the next couple of months, for IS agents OM [email protected]
6 Scott Paciorka Insured Solutions, Inc. Irvine, CA
7 LUA & Sunz Simplifying Process 1. Provide Premium Target 2. Get price indication-review with IS Rep 3. Review with client and IS Rep 4. Schedule risk evaluation by phone or in person 5. Get final approval and then signed service agreement 6. IS CSR handles all enrollments
8 Brad Isaacs Risk Transfer Programs Orlando, FL
9 IS Paygo IS Paygo is our exclusive internal program that delivers workers compensation insurance, risk management, and EPLI on a pay-as-you-go basis. (no payroll services required)
10 A Paygo- Amtrust Targets (48 States) MOD s < 1.50, approved or referral codes Incurred Loss ratios (3 yrs) less than 65% with a good story & good recent trend Min Premiums $10k No height, depth, wheels as primary biz, temps, janitorial, home health, no cutting Clients must accept Aggressive loss prevention
11 IS Paygo- Aviation Program (Amtrust & Companion) The IS Aviation program use A rated carriers to offer your aviation clients a pay-as-you-go program: Fixed Based Operators Flight Schools Airline Service Companies Charter Operations Airport Authorities & more
12 IS Paygo- Market Update Tower Update ProSight Specialty Insurance Co-ASO & PEO Programs RTW-A Rated Small Business Program
13 Step 2: Client Enters Class Codes and Payroll
14 Step 5: Clients receives invoice automatically via
15 Scott Paciorka Insured Solutions, Inc. Irvine, CA
16 IS PEO- Exclusive Internal PEO Program IS PEO is our exclusive internal program that combines payroll services, workers compensation insurance, risk management, and EPLI on a pay-as-you-go basis. Nationwide A-Rated carrier options are available and target a wide range of clients such as: Manufacturing Light Industrial Hospitality Construction trades And More
17 LUA PEO LUA Program Target (48 States) MOD s <3.00 Incurred Loss ratios (3 yrs) less than 150% with a good story & good recent trend Min Premiums $10k No height, depth, wheels as primary biz, temps, janitorial, home health, no cutting Up to a 20% Safety Incentive Deductibles need collateral deposits from clients Clients must accept Aggressive loss prevention
18 LUA PEO Sunz Program Target (16 states) MOD s < 3.00 Incurred Loss ratios (3 yrs) less than 150% with a good story & good recent trend Min Premiums $10k No height, depth, wheels as primary biz, temps, janitorial, home health, no cutting Up to a 20% Safety Incentive Deductibles need collateral deposits from clients Clients must accept Aggressive loss prevention
19 A PEO- Amtrust Targets (48 States) MOD s < 1.35, approved or referral codes Incurred Loss ratios (3 yrs) less than 65% with a good story & good recent trend Min Premiums $10k No height, depth, wheels as primary biz, temps, janitorial, home health, no cutting, no heavy machinery Clients must accept Aggressive loss prevention
20 IS PEO Exchange Insured Solutions has is an exclusive MGA contract with the nation s premier PEO s to assist agents with their submissions, placement, and client enrollments.
21 Avitus Group, Inc. Josh Balster Brea, CA Zurich, 48 States Founded in 1996 with offices in NY, CA, MT, FL, CO, KS, and more
22 Avitus Service Model High touch service model In person service and enrollment EPLI HR Risk Mgt Employee Benefit Administration
23 Mínimum Requirements $25k Premium, Min Annual Payroll of $100,000 $50K Premium for Transportation Deductible options are available
24 Targeted Risks < 2.00 MOD NYC- Contractors are ok Construction Moving & Storage Local Trucking Heights up to 15 feet Janitorial Property Management
25 Shane Bridwell National PEO #1 Tampa, FL
26 National PEO #1 founded in 1986, is headquartered in the Tampa Bay area.. Lion Insurance Company, rated A- (Excellent) by A.M. Best. & State National Insurance Co A-Rated
27 Targeted Risks Construction (no roofing in CA) Temporary Staffing Manufacturing Plumbing, HVAC, Electrical Transportation And More!
28 Mínimum Requirements US: $26k Premium $50K Premium for Transportation (CA: $100K) Average employee wage of $25K No X-Mod restrictions
29 What allows this PEO to take on higher risk clients Deductibles & Collateral Minimum Average employee wage of $25K Minimum Workers Comp. Premium fees Aggressive loss prevention
30 National PEO #2 St. Petersburg, FL
31 This PEO utilizes AIG Insurance Company, rated A (Excellent) by A.M. Best.
32 Mínimum Requirements $25k Premium Incurred 3 r Loss ratios < 50% X-Mods up to 1.50
33 Targeted Risks Home Health & Assisted Living Manufacturing Pizza Delivery Hospitality & adult entertainment Plumbing, HVAC, Electrical No Heights USLH best of class No long haul (limo co best in class) Bus Co, Charter Co (best in class) Janitorial, cutting ok!
34 Targeted Risks 1.50 MODs or less, < $350K premium- internal pen No side of road exposure No Sewer, but excavation ok Waste mgt-best in class Will term quickly non-report, losses w/o cooperation 40% incurred loss ratio or need a good story 48 hr turn around, indications ok
35 Q&A and Conclusion Thank you for your time! Questions to
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