board! get on Your 2015 Open Enrollment Quick Start It's time to set sail Open Enrollment: Oct Nov. 7, 2014

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1 get on board! Your 2015 Open Enrollment Quick Start It's time to set sail Open Enrollment: Oct Nov. 7, 2014 Health Assessment and Biometric Screening Deadline: November 7, 2014 Pick Up Your Pace Activity Deadline: November 30, 2014 You could be the one to win $10,000!

2 get on board! Welcome to 2015 Open Enrollment Casting off for a healthy year ahead Open Enrollment is your once-a-year opportunity to evaluate your benefit options and choose the plans that are right for you. This year, we re making only a few changes to our benefits programs for If you don t enroll, most of your current 2014 benefits including medical, dental, vision will roll over to However, you must enroll to participate in the Flexible Spending Accounts and PTO Sell for Open Enrollment: October 15 to November 7 Climb aboard and enroll to: Change your current benefit elections Save tax dollars with a Flexible Spending Account Participate in PTO Sell Houston Methodist provides you with a diverse benefits program that offers you and your family a healthy mix of security and protection, as well as opportunities and advantages. Houston Methodist also believes your journey should be reinforced with a compensation package and bonus structure to reward your growth, hard work, and dedication. Houston Methodist is a Center of Excellence for a variety of medical care services. Seeking care from one of our very own facilities not only guarantees you exceptional care and expertise, it is also your most cost-effective option. You save money while also supporting our mission, so we ask, when given the option, choose a Houston Methodist facility when you need care. It s a privilege to serve one of our own. As always, we have systems in place to ensure your privacy and confidentiality. set sail for 2015 Your 2015 Houston Methodist benefits Houston Methodist pays the full cost for: Defined Contribution Plan (DCP) Paid Time Off (PTO) Short-Term Disability (STD) (after 90 days of employment) Long-Term Disability (LTD) (after 90 days of employment) Basic Life and AD&D Insurance Employee Assistance Plan (EAP) Workers Compensation Insurance Business Travel Accident Insurance Concierge Care Services by Care.com Senior Care Assist by Care.com Bright Horizons College Coach Houston Methodist helps pay the cost for: Medical Coverage Prescription Drug Coverage Dental Coverage Back-Up Care Advantage Program Tuition Reimbursement 403(b) Tax Sheltered Annuity Plan Adoption Assistance College Scholarships for Employees Children Program You pay the full cost for: Vision Coverage Optional Employee Life Insurance Optional Spouse and Dependent Child Life Insurance Voluntary AD&D Insurance Legal Plan MyMethodist Advantages through YouDecide You can contribute to: Health Care and Dependent Care Flexible Spending Accounts (FSAs) 403(b) Tax Sheltered Annuity Plan For more details about your Houston Methodist benefits, visit mymethodistbenefits.com. Dependent eligibility and spousal surcharge verifications As a way to help control rising Medical Plan costs, Houston Methodist partners with ConSova Corporation to verify dependent and spousal surcharge eligibility for the Medical Plan. ConSova Corporation will conduct verifications and contact you if you enroll: A spouse or dependent children who were not covered in 2014 under the Medical Plan. A spouse in the Medical Plan who is indicated as not being eligible for his/her employer s medical plan. PTO Sell opportunities and deadlines * Sell election opportunity Sell rate Payout date Election Period Closed December 1-12, 2014 February 23-March 6, 2015 Open Enrollment (October 15-November 7, 2014) 100% 75% 75% 100% 11/20/ /18/2014 3/12/2015 5/21/2015 Open Enrollment (October 15-November 7, % 11/19/2015 November 30-December 11, % 12/17/ * You must maintain a minimum PTO Balance of 80 hours after each PTO Sell Payout. All PTO Sell elections are irrevocable. See Policy HR 25 for further details.

3 navigate the winds of change Topic Change Benefit changes for 2015 Topic Change Health Tracks & Managing Health Conditions Health Care Flexible Spending Account (FSA) No cost for generic drugs for certain health conditions Those currently managing health conditions (including diabetes, high cholesterol or high blood pressure) who are assigned to any Health Track for 2015, will qualify for payment assistance for generic prescriptions related to managing their specific chronic condition. You ll pay $0 for generic prescriptions to treat these specific conditions Health Care FSA carryover Effective January 1, 2015, you can carry over up to $500 in unused funds from your 2015 Health Care FSA balance at the end of the year. You can use these funds for eligible expenses incurred in the following year. However, the grace period for incurring reimbursement for eligible expenses will no longer be available, meaning expenses must be incurred by December 31. You will still have until May 31 of the following year (May 31, 2016, for 2015 expenses) to request reimbursement for expenses incurred during the prior calendar year. Important - for 2014 Health Care FSA contributions: Be sure to use all of your 2014 Health Care FSA contributions, as the new carryover provision does not begin until The grace period will still be available for 2014 contributions. This means you have until May 31, 2015, to request reimbursement for eligible expenses incurred through March 15, 2015, if you are a participant at the end of the calendar year. Health Benefits Medical and Dental Plan premium increases Premiums for the Medical and Dental PPO Plans will only increase 3% for This increase is lower than the past two years, where premiums increased at 5% each year. Out-of-pocket maximum increases In 2015, medical and pharmacy co-payments and coinsurance will both contribute to a single annual out-of-pocket maximum. The out-of-pocket maximum will increase to accommodate this change. In-Network Individual $4,500 Family $9,000 Out-of-Network Individual $6,000 Family $12,000 (UnitedHealthcare Choice Plus) Transplant coverage at Houston Methodist facilities Transplant procedures will only be covered if performed at a Houston Methodist facility. As a recognized Center of Excellence, Houston Methodist wants to provide employees with the same high quality of care we offer our patients. Bariatric surgery coverage change Certain types of bariatric surgery such as lap bands will no longer be covered in Criteria for qualifications for surgery revisions have been modified to allow for new options. Contact information at your fingertips Download the app icon and save the link to your home screen. Rcontacts.com Disability Benefits Short-Term Disability (STD) Starting 2015, Social Security income will no longer offset your STD benefits. 4 5

4 your 2015 Health Tracks Steer toward better health Your Biometric Screening results this fall will place you on a personalized Health Track for 2015, which is a personalized path full of specific activities focused on improving or maintaining your health. In mid-december, we will contact you with more information about your Health Track and exactly what you need to do in 2015 to earn great rewards including the lowest Medical Plan premium option in Find out more about the Health Tracks at the HealthyDirections Hot Spot via mymethodistbenefits.com. Track Your Biometric Screening results Activities Health Conditions Track tackles the biggest health concerns around: cholesterol, blood pressure and glucose. Nicotine Track helps you kick the habit. Body Mass Index (BMI) Track focuses on decreasing your BMI, which can act as an indicator of healthy or unhealthy weight. Healthy Track focuses on maintaining good health. Individuals with one or more of the following numbers: LDL greater than or equal to 130 HbA1c level greater than 6.4 Blood Pressure: Systolic number greater than or equal to 140 and/or Diastolic number greater than or equal to 90 Individuals who test positive for nicotine use. Individuals with a BMI greater than Individuals who fall into no other Health Track. You will work to create and participate in a personalized plan for health improvement during Complete a HealthyDirections coaching program for nicotine. AND Test negative for nicotine use at the end of the program. Complete a designated HealthyDirections program. OR Achieve designated fitness goals. OR Decrease your BMI by two points or meet 27.0 target (whichever occurs first). Achieve designated fitness goals. or complete designated HealthyDirections programs. By completing these specific activities associated with your Track, sail away with $10,000 cash! We re ramping up the pace when it comes to our 2014 rewards! Employees who participated in the Pick Up Your Pace activities and challenges throughout 2014 may be eligible for the annual drawing in December*. Generally, you receive one credit for each activity in which you participate. Depending on the number of activities completed by November 30, 2014, you are entered into one of three award levels: Basic Rewards (Prize values range from $100 to $200) Complete 4 Pick Up Your Pace activities Deluxe Rewards (Prize values range from $400 to $600) Complete 6 Pick Up Your Pace activities Luxury Rewards ($10,000 Cash!) Complete 8 Pick Up Your Pace activities Houston Methodist will draw prizes for each level on December 15, Don t stop here! Pick Up Your Pace is an ongoing, annual program offered through HealthyDirections. In December, we will also announce the prizes for 2015 and new ways to earn Pick Up Your Pace credits. Check out the HealthyDirections Hot Spot via mymethodistbenefits.com to find out how you can Pick Up Your Pace in The overall participation in these activities will determine the number of winners and the types of prizes. More participants, more prizes! Pick Up Your Pace and join others to win $10,000 Cash! *We recognize that everyone is different and may need alternative activities to qualify for prizes and rewards. If you or your spouse are unable to meet the standard for a reward under HealthyDirections, you may qualify for an opportunity to earn the same reward by different means. Also, if your doctor states that the standard for a reward isn t medically appropriate for you, we will work with you to develop an alternative qualification to earn the same reward. For more information, contact HR Benefits at or [email protected] for an opportunity to earn the same reward by different means. Check your rewards status Visit the HealthyDirections Hot Spot via mymethodistbenefits.com and click this icon. You must be registered with WebMD to earn credit when you complete your Pick Up Your Pace activities. 6 you earn the lowest Medical Plan premium plan option in 2016! 7

5 2015 bi-weekly premiums Keep the wind in your sails. Congratulations! We ve had great participation in HealthyDirections, which focused on improving our health. Your hard work has resulted in minimal increases to medical, dental and vision premiums for Houston Methodist will absorb the majority of these increases, which is approximately $11 million in We need to stay focused and keep the wind at our backs! Take advantage of the momentum and continue to leverage HealthyDirections to stay on course. Optional Spouse Life Insurance Coverage Amount Bi-weekly Premium Medical and Prescription Drug (does not include residents) CHOICE Choice Choice Plus Standard Hours of 32+ Standard Hours of Standard Hours of 32+ Standard Hours of Employee Only $47.77 $67.77 $ $ Employee + Spouse $ $ $ $ Employee + Children $ $ $ $ Employee + Family $ $ $ $ *A $100 spousal surcharge will be deducted every pay period in addition to your Medical Plan premium if your spouse is eligible to participate in his or her employer s medical plan, and chooses to participate in the Houston Methodist Medical Plan instead. Dental, Vision and Legal Dental Plan MetLife Dental HMO MetLife PDP Vision Plan Standard Hours of 32+ Legal Plan Standard Hours of Employee Only $4.06 $10.01 $2.89 $7.62 Employee + Spouse $7.71 $24.96 $5.48 Employee + Children $8.12 $32.52 $5.77 Employee + Family $12.57 $43.62 $8.49 $7.62 Optional Employee Life Insurance Age as of January 1, Cost per $1,000 of coverage Under 30 $ $ $ $ $ $ $ $ $ $ & older $0.951 $10,000 $0.48 $20,000 $0.96 $50,000 $2.40 Optional Child Life Insurance Coverage Amount Bi-weekly Premium $10,000 $0.46 $15,000 $0.69 Voluntary Accidental Death and Dismemberment (AD&D) Insurance Option Cost per $1,000 of Coverage Employee $ Spouse & Dependent Children* $ *Employee must have coverage for spouse and children to have coverage. Update your beneficiaries Update or establish your Life and AD&D beneficiaries in MARS at any time. Once logged in, click on the Benefit Summary in the left box on the home page. Select the applicable Life and AD&D Plan and follow the instructions. Summary of Benefits and Coverage The health benefits available to you represent a significant component of your compensation package. They also provide important protection for you and your family in case of illness or injury. Choosing a medical coverage option is an important decision, and your Plan offers two options. To help you make an informed choice, your Plan makes available a Summary of Benefits and Coverage (SBC), which summarizes important information about both medical coverage options in a standard format to help you compare. SBCs are available on mymethodistbenefits.com in the Benefits Library. 8 9

6 on the horizon 2015 Open Enrollment Events Calendar Here is a calendar of upcoming Open Enrollment events. You can also visit the Biometric Screening Calendar on the HealthyDirections Hot Spot on mymethodistbenefits.com. At each event, you can complete your Biometric Screening and Health Assessment, get Fitbit assistance, and ask Open Enrollment questions. At some of the events, you will be able to connect with physicians, obtain real-time assistance enrolling in benefits, and/or participate in the Open Enrollment Fair. October 2014 November Sunday Monday Tuesday Wednesday Thursday Friday Saturday p.m. 8 p.m Rooms ABCD HMSJ Garth Dining Rooms A&B (Near Cafeteria, Floor 2) 7 a.m. 11 a.m. HMSJ Alex Alex 1&2 (Off Alexander St. 1 p.m. 5 p.m Women and Children s Pavilion Conference Center 7 14 Mesquite A&B (Off Main Building 9 a.m. 5 p.m. 21 Rooms BC 28 1 Epic Center Conference Room 5C & Computer Room 2 p.m. 6 p.m. Knight Conference Room & Foyer 9 a.m. 11 a.m. 8 3 p.m. 8 p.m. 15 Mesquite A&B (Off Main Building Open Enrollment Begins 22 Rooms ABCD 29 Rio Grande, Comal, Frio (Near Market Place, Floor 1) 8 a.m. 5 p.m. 2 Magnolia 10 a.m. 4 p.m. 9 3 p.m. 8 p.m. 3 Annex Lobby Conference Room 1:30 p.m. 3:30 p.m HMSJ Garth 23 HMSTJ West Conference Room (St. John West Building, Floor 1) 30 Rio Grande, Comal, Frio (Near Market Place, Floor 1) 24 HMSTC Floor 2 Atrium, 8 a.m. 12 p.m. 31 Smith 3 (Smith Tower, Floor 3) Rooms ABCD HMSJ Garth Pavilion, Floor 1 ) 9 a.m. 2 p.m. 25 Sunday Monday Tuesday Wednesday Thursday Friday Saturday 2 3 Rooms BC 4 HMSJ Garth 7 a.m. 5 p.m. 5 Smith 3 (Smith Tower, Floor 3) 7 a.m. 5 p.m. 6 HMSTJ West Conference Room (St. John West Building, Floor 1) 9 a.m. 3 p.m. 1 Mesquite A&B (Off Main Building HMSTJ West Conference Room (St. John West Building, Floor 1) Smith 3 (Smith Tower, Floor 3) 9 a.m. 2 p.m. 7 8 Mahogany (Main Building, Floor 3) Open Enrollment Ends Calendar Key At every event, you can complete your Biometric Screening and Health Assessment, get Fitbit assistance, and ask Open Enrollment questions. Additional assistance: A Blue type indicates Online Enrollment Assistance will also be available Blue dot indicates an Open Enrollment Fair Location Key Annex 1130 Earle Street, Houston, TX Epic Center 7505 Fannin, Houston, TX Greenbriar 8100 Greenbriar, Houston, TX Houston Methodist Hospital Rio Grande location 6565 Fannin, Houston, TX Smith 3 location 6550 Fannin, Houston, TX HMSJ Garth Houston Methodist San Jacinto Hospital Garth Campus 4021 Garth Road, Baytown, TX HMSJ Alex Houston Methodist San Jacinto Hospital Alexander Campus 2610 N. Alexander, Baytown, TX Houston Methodist Sugar Land Hospital Southwest Freeway, Sugar Land, TX HMSTC Houston Methodist St. Catherine Hospital 701 S. Fry Road, Katy, TX HMSTJ Houston Methodist St. John Hospital St. John Drive, Nassau Bay, TX Houston Methodist West Hospital Katy Freeway, Houston, TX Houston Methodist Willowbrook Hospital Tomball Parkway, Houston, TX Holly Hall 2550 Holly Hall, Houston, TX Knight Road 8317 Knight Road, Houston, TX Sunset 1701 Sunset Boulevard, Houston, TX Warehouse 7702 Parnell Street, Houston, TX If you have any questions or concerns, contact HR Benefits at or [email protected]. 11

7 get on board! 2015 Open Enrollment: Wednesday, Oct. 15 Friday, Nov. 7, 2014 Medical Plan Rewards Deadline: November 7, 2014 Questions? Visit mymethodistbenefits.com For general questions, contact HR Benefits at or For MARS login issues, call the IT Help Desk at For WebMD login issues, call WebMD Customer Service at For Fitbit assistance, contact them at contact.fitbit.com Scan and Go! Use your smartphone QR reader to go to mymethodistbenefits.com. Pick Up Your Pace Activity Deadline: November 30, 2014 This document is considered a summary of material modifications as specified by the U.S. Department of Labor. It summarizes your benefits and details instructions about how to enroll. More information about how your plans work may be found in each summary plan description (SPD). Official plan documents, policies, and certificates of insurance provide details, conditions, maximum benefit levels, and restrictions on benefits. These documents govern your benefit program. If there is ever a conflict between information provided in this guide and the summary plan description documents, the official summary plan documents will prevail. Houston Methodist reserves the right to add, delete, or change any of the benefit programs at any time. Houston Methodist also retains the right to final interpretations of plan provisions.