The market leader in ID verification and authentication

Transcription

1 The market leader in ID verification and authentication

2 Equifax Identity Verifier is the market leader in providing reliable, robust and instant customer identity validation and authentication. Data-driven ID fraud accounted for over 45% of all the confirmed frauds identified in the first three quarters of CIFAS, October 2014 EQUIFAX IDENTITY VERIFIER

3 Stage 1: ID verification Verifies the identity exists Verifies the identity is not on a register At the address provided At other addresses Deceased On a fraud list On a sanctions list Delivers an AML profile t Stage 2: ID authentication By asking shared secret questions Benefits Regulatory compliance Reduce fraud Superior cusomer service Outcomes Insight Performance Protection Competitive advantage EQUIFAX IDENTITY VERIFIER

4 A MARKET-LEADING SUITE OF ID AND FRAUD PRODUCTS READ MORE...

5 Equifax Progressive Authentication allows you to do business with genuine customers and screen out fraudsters. By using Equifax Progressive Authentication you can set and optimise the level of checks you require by risk and product. Structured in a way that suits your business needs, you can maintain and improve customer service levels without increasing your risk of fraud. You also get access to new ID and fraud products as they re released. Equifax Progressive Authentication Equifax Identity Verifier Equifax Bank Account Verifier Equifax Device Verifier Equifax Fraud Protector Equifax Decisions Solutions Consultancy For more information on Equifax Identity Verifier or the Equifax Progressive Authentication suite, please contact your Account Manager, call or us at ukmarketing@equifax.com Equifax Limited is registered in England with Registered No Registered Office: Capital House, 25 Chapel Street, London NW1 5DS. Equifax Limited is authorised and regulated by the Financial Conduct Authority.

6 COMPLY WITH REGULATION REDUCE FRAUD DELIVER A SUPERIOR CUSTOMER SERVICE READ MORE...

7 With our industry experience and expertise, our insights and understanding can help you: Comply with regulation Equifax Identity Verifier can provide you with a one-stop shop to help form compliance with AML regulations. Verification is confirmed through cross-checks against a range of industry-leading databases including CIFAS, Senior Political Figures and Sanctions lists, to fulfil three levels of evaluation: residency, identity and alerts. In addition, a configurable solution of interactive and Simulated Questions those based on shared secret information delivers robust prevention capability against impersonation. Reduce fraud Equifax Identity Verifier is a flexible solution that provides you with insight into the threat of identity fraud and the information to better protect against it. Tailored management reports that highlight trends, such as search patterns, pass rates and how well particular questions are performing, will help you make more informed and trusted business decisions. Deliver a superior customer service In a demanding marketplace, a superior customer experience can create real competitive advantage. Equifax Identity Verifier delivers an improved experience for on-boarding customers, making it easier and faster to increase the number of profitable customers that you do business with. For more information on Equifax Identity Verifier or the Equifax Progressive Authentication suite, please contact your Account Manager, call or us at ukmarketing@equifax.com Equifax Limited is registered in England with Registered No Registered Office: Capital House, 25 Chapel Street, London NW1 5DS. Equifax Limited is authorised and regulated by the Financial Conduct Authority.

8 FLEXIBLE CONFIGURABLE & SOLUTION You take control of your own ID strategy through a flexible and configurable solution of interactive and simulated questions. READ MORE...

9 With the ability to authenticate a customer s identity, Equifax Identity Verifier allows you to better detect the threat of identity theft and fraud and to better protect your business against it. With Equifax Identity Verifier you take control of your own ID strategy through a flexible and configurable solution of questions relating to Linked Addresses and Simulated Questions questions which still allow a yes/no response even where there may be little or no real information. In addition, you can run tailored management reports to look at search patterns, pass rates and how well particular questions are performing. This enables you to make more informed and trusted business decisions, such as changing pass rates based on the value of goods and risk parameters, and increasing sales to good customers. For more information on Equifax Identity Verifier or the Equifax Progressive Authentication suite, please contact your Account Manager, call or us at ukmarketing@equifax.com Equifax Limited is registered in England with Registered No Registered Office: Capital House, 25 Chapel Street, London NW1 5DS. Equifax Limited is authorised and regulated by the Financial Conduct Authority.

10 SIMULATEDQUESTIONS LINKED ADDRESSES DECISION MODELS READ MORE...

11 Equifax Identity Verifier now includes sophisticated functionality and new tools that we believe are superior in the market. Simulated Questions A range of Automated and Simulated Questions those based on shared secret information and including a none of the above option can be configured to meet your sector needs. These are designed to deter potential fraudsters and also serve to enhance files where there may be little or no information to enable higher pass rates. Linked Addresses Equifax Identity Verifier overcomes file issues where there may be little information by using current and previous address data as well as Linked Addresses that have not been supplied by your customer. Decision Models Pass rates within Equifax Identity Verifier can be largely influenced by the Decision Model you write. The sophistication of Equifax Identity Verifier comes from a number of years experience combining the results of the Q&A session with any other data returned on the subject to determine a pass/fail. For more information on Equifax Identity Verifier or the Equifax Progressive Authentication suite, please contact your Account Manager, call or us at ukmarketing@equifax.com Equifax Limited is registered in England with Registered No Registered Office: Capital House, 25 Chapel Street, London NW1 5DS. Equifax Limited is authorised and regulated by the Financial Conduct Authority.

12 Equifax Identity Verifier makes it faster and easier to increase the number of profitable customers that you do business with. For more information on Equifax Identity Verifier or the Equifax Progressive Authentication Suite, please contact your Account Manager, call us on or us at Equifax Limited is registered in England with Registered No Registered Office: Capital House, 25 Chapel Street, London NW1 5DS. Equifax Limited is authorised and regulated by the Financial Conduct Authority.