Remittance. 0.18%, min. KZT 470 max. KZT 950 from to of Almaty time:

Transcription

1 Annex 1 Tariff rates of Kazkommertsbank JSC for services rendered to legal entities, branches and representative offices of legal entities as well as to farms, individual entrepreneurs, notaries and advocates, and private legal executives Basic tariff rates for 2015 Services I. Customer's bank account: opening, maintenance and closing Current account opening: (a customer pays for opening of one account only; additional accounts are opened free of charge subject to submission of required documents. Legal entity, branch and representative office of legal entity will be considered as separate customers) 1 For legal entities (branches, representative offices): 2 For farms and individual entrepreneurs, notaries and advocates, and private legal executives: 3 Immediate account opening ( with the possibility of transaction conducting on the day of account opening): for legal entities (branches, representative offices): for farms and individual entrepreneurs, notaries and advocates, and private legal executives: 4 Opening of a deposit account Opening of a current account for customers who signed a Contract for participation in the Acquiring Network of the Bank 5 6 Opening of a temporary saving account for the Charter Fund 7 Opening of an escrow account Maintenance of a bank account: 8 Maintenance of a current account 9 Maintenance of a current account with restricted mode (sub-account) 10 Maintenance of an escrow account 11 Bank account statments: Compulsory account statements Account statements and/or its' appendixes sealed and signed by account manager upon customer's request excluding bankruptcy receivers Account statements in МТ940/МТ950 in SWIFT format Banking servicing statement to be provided upon customer's request (excluding VAT): - account statement - other statements: on the same day if feasible the next day 13 Issue of duplicates of financial and Charter documents (excluding VAT): 14 Closing of an account upon customer's request (including closing of a sub-account), excluding escrow account: 15 Closing of an escrow account Account maintenance under foreign exchange control procedures (the tariff rate is charged in addition to a standard commission fee for account maintenance for each contract, alteration/addition/duplicate/request, document): 16 Upon acceptance, and contract review: with assignment of a contract identification number with assignment of a contract identification number on the same day subject to the technical feasibility with assignment of a contract identification number during non-operation hours subject to the technical feasibility with assignment of a contract identification number received in electronic format from customers of the OnlineBank system 17 For repeated acceptance of a contract withdrawn previously from accounting registration 18 Acceptance, review of supplements and amendments to contract subject to assignment of a contract identification number 19 Execution of a duplicate of contract subject to assignment of a contract identification number 20 Acceptance and review of a contract in foreign (without accounting registration, in excess of USD 10,000) 21 Deregistration of a contract 22 Deregistration of a contract in case of change of servicing bank Foreign exchange control consultations for registered contracts: 23 Сonsultations on foreign exchange control, assignment of contract identification numbers, deregistration of contracts issues upon the customer's request (excluding VAT) 24 Consultations for set of applications for assignment of an identification number to a contract (excluding VAT) 25 Issue of duplicates of foreign exchange control documents (per one sheet) (excluding VAT) 26 Written notification of a customer with respect to foreign exchange control (excluding VAT) 27 Letter of reply to a customer's written request with respect to foreign exchange control (excluding VAT) 28 Letter of reply to a customer's written request with respect to foreign exchange control on the same day subject to the bank's technical feasibility (excluding VAT) 29 Letter of reply to a customer's written request with respect to foreign exchange control for closed transaction passports, foreign contracts and deregistered contracts (excluding VAT) II. Remittance KZT KZT KZT Remittance by electronic customers 30 Intrabank External remittance 31 «External transfers in KZT» 32 Acceptance of payment orders with a current value date: 0.18%, min. KZT 220, max. KZT %, min. KZT 470 max. KZT %, min. KZT 470 max. KZT %, min. KZT 470 max. KZT Acceptance of payment orders with a future value date with the payment execution: on the second banking day 0.18%, min KZT 150, max. KZT 285 KZT 370 on the third banking day monthly for each account if there are any account transactions 0.,5%, min. KZT 5 000, max. upon availability of debit turnovers on escrow account KZT 50 per 1 sheet KZT 7, per month for each account (if account statement was provided during the month) KZT 700 KZT 1 500, per each additional copy - KZT 200, per each additional copy - KZT 200 KZT 50 per 1 sheet KZT (per each account), if the balance is less than KZT KZT KZT KZT KZT KZT KZT 200 KZT 500 KZT 2 000

2 Basic tariff rates for 2015 Services 0.18%, min KZT 150, max. KZT 240 KZT Acceptance of payment orders in favor of the Uniform Pension Savings Fund and social contributions with a current value date: 0.18%, min KZT 200 max. KZT %, min KZT 450, max. KZT %, min KZT 450, max. KZT %, min KZT 450, max. KZT External remittance in foreign (accepted before of Almaty time subject to the bank's technical feasibility): 36 for the account of the remitter (OUR-payment will be received by the beneficiary bank in full) - in USD (with a current value date ) 0.3%, min.$120, max.$800 - in EUR (with a current value date ) 0.3%, min. 95, max in RUB (with a current value date ) 0.2% min.rub 460,max RUB in KGS, TJS accepted before of Almaty time (with a future value date) 0.25%, min.$15, max.$ other currencies (excluding EUR,USD,RUB, KGS, TJS) accepted before of Almaty time (with a future value date) 0.3%, min.$40, max.$500 - guaranteed payment to non-residents in USD, EUR for the account of the remitter on remittances under issued loans to accounts $500 held with foreign banks or in favor of third parties with partial payment by the beneficiary (SHA-remittance will be received by the beneficiary bank less the intermediary banks' fees): - in USD (with a current value date ) 0.2%, min., max.$400 - in EUR (with a current value date ) 0.2%, min. 20, max other currencies (excluding EUR,USD,RUB, KGS, TJS*) accepted before of Almaty time (with a future value date) 0.2%, min.$40, max.$500 * - remittances in RUB, TJS,KGS are subject to OUR fee only 39 External remittances in USD, EUR, RUB, accepted from to of Almaty time: - execution with a future value date - execution of remittance in RUB with a current value date (subject to the bank's technical feasibility) 40 Additional tariffs to external remittances in other currencies excluding USD, EUR, RUB: - execution of remittance with a current value date (subject to the bank's technical feasibility) 0,05% min. $300, max. $1000 (tariff fee is charged in addition to the basic fee Sp. 36, 38) 0,25% min. RUB 750, max.rub ,05% min. $300, max. $1000 (tariff fee is charged in addition to the basic fee Sp. 36, 38) 41 Remittance in favor of subsidary and loro banks' customers with commission for the account of the remitter (OUR-payment will be received by the beneficiary bank in full) 0.15% min KZT300, max. KZT - in KZT in USD, EUR $30 Remittances by legal entities (branches, representative offices of legal entities) - non-electronic customers 40 Intrabank: Intrabank remittances to card accounts Intrabank remittances for payment of bank services and in favor of the bank External remittances 41 «External remittances in KZT» 42 Acceptance of payment orders: KZT Acceptance of payment orders in favor of the Uniform Pension Savings Fund and social contributions with a current value date: Processing of lists in hard copy on pensionary and social expenditures within 1 day - up to 10 persons KZT External remittances in foreign (accepted before of Almaty time subject to the bank's technical feasibility): 46 for the account of the remitter (OUR-payment will be received by the beneficiary bank in full) - in USD (with a current value date ) 0,3%, min.$150, max.$800 - in EUR (with a current value date ) 0,3%, min. 115, max in RUB (with a current value date ) 0,2 % min. RUB 610, max. RUB KZT 250

3 Basic tariff rates for 2015 Services - in KGS, TJS accepted before of Almaty time (with a future value date) 0,25%,min.$15, max.$ other currencies (excluding EUR,USD,RUB, KGS, TJS*) accepted before of Almaty time (with a future value date) 0,3%, min.$75, max.$500 - guaranteed payment in USD, EUR for the account of the remitter for non-residents on remittances of issued loans to the $500 accounts in foreign banks or to third parties with partial payment by the beneficiary (SHA-remittance will be received by the beneficiary's bank less the intermediary banks' fees): - in USD (with a current value date ) 0,2%, min.$30, max.$400 - in EUR (with a current value date ) 0,2%, min. 25, max other currencies (excluding EUR,USD,RUB, KGS, TJS*) accepted before of Almaty time (with a future value date) 0,2%, min.$40, max.$500 * - remittances in RUB, TJS,KGS are subject to OUR fee only 49 External remittances in USD, EUR, RUB accepted from to of Almaty time: - execution with a future value date please see tariff rates in Sp. 46,48 - execution of remittance in USD and EUR with a current value date (subject to the bank's technical feasibility) 0,05% min. 300$, max. 1000$ (fee is charged in addition to the basic tariff rate Sp. 46,48) - execution of remittance in RUB with a current value date (subject to the bank's technical feasibility) 0,25% min.rub 750, max.rub Additional tariffs to external remittances in other currencies excluding USD, EUR, RUB: - execution of remittance with a current value date (subject to the bank's technical feasibility) 0,05% min. 300$, max. 1000$ (fee is charged in addition to the basic tariff rate Sp. 46,48) 51 Remittance in favor of subsidary and loro banks' customers with commission for the account of the remitter (OUR-payment will be received by the beneficiary bank in full) - in KZT 0,15% min KZT 300/ max KZT in USD, EUR 30$ Remittances by individual entrepreneurs, farms, notaries and advocates, private legal executives non-electronic customers: 52 Intrabank remittances: 53 Remittances between accounts of the same customer 54 Remittance from the remitter's current account in favor of other customers of Kazkommertsbank: - to current/card accounts of an individual - from the remitter's account in favor of a legal entity, individual entrepreneur, farms, notaries and advocates, private legal executives 0,2% min. KZT 300, max. KZT ,2% min. KZT 300, max. KZT Intrabank remittances for payment of bank services and in favor of the bank External remittances 56 «External remittances in KZT» 57 Acceptance of payment orders: 0,25% min.kzt 500, max. KZT ,25% min. KZT 500, max. KZT ,25% min. KZT 500, max. KZT ,25% min.kzt 500, max. KZT Acceptance of payment orders in favor of the Uniform Pension Savings Fund and social contributions with a current value date: 0,23%, min. KZT 420, max. KZT 800 0,25%, min. KZT 700, max. KZT ,25%, min. KZT 700, max. KZT ,25%, min. KZT 700, max.kzt 1400 Processing of lists in hard copy on pensionary and social expenditures within 1 day - up to 10 persons KZT External remittances in foreign (accepted before of Almaty time subject to the bank's technical feasibility): 60 for the account of the remitter (OUR-payment will be received by the beneficiary bank in full) - in USD (with a current value date ) 0,5% min $80, max $600 - in EUR (with a current value date ) 0,3%, min. 60, max in RUB (with a current value date ) 0,25% RUB min.460, max.rub in KGS, TJS accepted before of Almaty time (with a future value date) 0,25%, min.$15, max.$ other currencies (excluding EUR,USD,RUB, KGS, TJS*) accepted before of Almaty time (with a future value date) 0,3% min $60, max $500 with partial payment by the beneficiary (SHA-remittance will be received by the beneficiary's bank less the intermediary banks' fees): - in USD (with a current value date ) 0,2%, min., max.$300 - in EUR (with a current value date ) 0,2%, min. 20, max other currencies (excluding EUR,USD,RUB, KGS, TJS*) accepted before of Almaty time (with a future value date) 0,2%, min.$30, max.$400 * - remittances in RUB, TJS,KGS are subject to OUR fee only

4 Services Note: If the Bank's commission fee for external remittance in foreign without account opening contains non-integrals, rule of rounding to whole number shall be applied (USD, EUR, etc.). Basic tariff rates for External remittances in USD, EUR, RUB, accepted from to of Almaty time: - execution with a future value date please see tariff rates Sp. 60,61 - execution of remittance in USD and EUR with a current value date (subject to the bank's technical feasibility) - execution of remittance in RUB with a current value date (subject to the bank's technical feasibility) 63 Additional tariffs to external remittances in other currencies excluding USD, EUR, RUB: - execution of remittance with a current value date (subject to the bank's technical feasibility) 0,05% min. 300$, max. 1000$ (fee is charged in addition to the basic tariff rate Sp. 60,61) 0,25% min.rub 750, max. RUB ,05% min. 300$, max. 1000$ (fee is charged in addition to the basic tariff rate Sp. 60,61) 64 Remittance in favor of subsidary and loro banks' customers with commission for the account of the remitter (OUR-payment will be received by the beneficiary bank in full) For the account of the remitter: - in,15% min. KZT 300, max. KZT in USD, EUR 30$ Other tariff rates: 65 Confirmation of a remittance in SWIFT format in hard copy KZT Confirmation of a remittance in SWIFT format in electronic form using the OnlineBank system 67 Investigation of incoming payments in case of insufficient/incorrect bank details (excluding VAT) Investigation requests sent to beneficiary bank (on executed remittances in KZT)/to correspondent bank (on executed remittances in foreign ) upon customer's request - for: 1) confirmation of remittance crediting date to the beneficiary's account (excluding VAT):; 2) amendment/additional information of a remittance (excluding VAT):; 3) withdrawal of a remittance (excluding VAT). Cancellation of an outgoing remittance upon customer's request if feasible by the Bank: KZT KZT KZT Return of received payments in foreign (the commission fee will be deducted from the payment amount) 71 Annual maintenance fee for current accounts inactive for more than 1 year 25$ (fee is not charged from the payments up to or equivalent to 100$) III. Cash operations 72 Cash disbursement Cash recounts and packing upon customer's preliminary request: up to KZT 1,000,000 0,4%, min.kzt 250 1,4% from KZT 1,000,001 to KZT 5,000,000 0,35% 1,4% from KZT 5,000,001 0,30% 1,4% 73 Cash recounts and packing without a preliminary request, if feasible by the Bank (the tariff rate is charged in addition to the basic tariff rate): 0,10% 74 Cash acceptance 75 Acceptance and recalculation of banknotes and coins during operation hours and remittance to a customer on the same day 0,25%, min. KZT 250 0,3%, min. KZT Banknotes and coins recounts upon acceptance of collected proceeds during non-operation hours and remittance to a customer on the next day 0,2%, min.kzt Additional tariff rate charged in case of surplus or shortage detected during cash recounts* 0,2%, min. KZT 500, max. KZT Acceptance of cash money for payment of taxes and other compulsory payments to budget (including taxes, charges, state duties, customs charges, etc) - for Almaty branch: 0,5%, min. KZT for other branches of the bank 0,3%, min. KZT Acceptance for collection of doubtful, and invalid banknotes in foreign 10% from the nominal cost 80 Change of banknotes and coins by a preliminary request or without a preliminary request if feasible by the Bank 1%, min. KZT Sale of cheque book (excluding VAT) - for 25 cheques KZT for 50 cheques KZT Collection (excluding VAT) 0,2% min. KZT per 1 visit Delivery of fractional coins (excluding VAT) 0,2% min. KZT per 1 visit 83 Security escort of a customer with cash money and other valuables (excluding VAT) - for Almaty branch Amount - up to USD 250,000 (equivalent in KZT) KZT 15000/h Amount - from USD 250,000 to USD 1,000,000 (equivalent in KZT): KZT 30000/h Amount - from USD 1,000,000 to USD 4,000,000 (equivalent in KZT): KZT 40000/h Amount exceeds USD 4,000,000 (equivalent in KZT) KZT 50000/h Amount is not stipulated KZT 50000/h - for other branches of the Bank Security escort of a customer with cash money and other valuables (excluding VAT) 0,05%, min.kzt 7000, max. KZT 50000/h Amount/valuables are not stipulated KZT 50000/h Safe storage in a property room of the Bank (excluding VAT): - storage of duplicate keys of second-tier banks - customer's property Additional tariff rate for execution of cash operations during non-operation hours* (the rate is charged additionally to the basic 84 rate) * operation hours - weekdays: from 9-00 till of Almaty time IV. Conversion transactions 85 Execution of forward transactions 86 Withdrawal of a request for conversion V. Remote customer servicing KZT 2000 (if the balance on the account is less than KZT 2000) per 1 month KZT ( per day) KZT ,1%, min. KZT

5 Services "OnlineBank" system: 87 Connection to the "Onlinebank" system (excluding VAT) 88 Issue/re-issue of smart cards for the "OnlineBank" system (excluding VAT) 89 Express issue of the Onlinebank smart cards to branches (excluding VAT) 90 Sale of card readers for the system (excluding VAT) 91 Monthly subscription fee for maintenance of electronic customers' accounts using the "OnlineBank" system (charged additionally to the standard account maintenance fee) "Electronic customer" system: 92 Monthly subscription fee for maintenance of electronic customers' accounts using the "Electronic customer" system (charged additionally to the standard account maintenance fee) 93 Re-installation of the "Electronic customer" system (excluding VAT) 94 Re-adjustment of the "Electronic customer" system (excluding VAT) 95 Restoration of the database of the "Electronic customer" system after failures (excluding VAT) 96 Re-issue of a key diskette (electronic key) 97 Archivation and copying of the database of the "Electronic customer" system (excluding VAT) Other services 98 Visit of a Bank's employee to a customer (excluding VAT) 99 "Mobilebank" system 100 Connection to the "Mobilebank" system (excluding VAT) 101 Monthly subscription fee for maintenance of electronic customers' accounts using the "Mobilebank" system (charged additionally to the standard account maintenance fee) 102 Fee for execution of requests, transfers, notices and provision of statements of a bank account based on SMS-messages (charged for each operation/statement provided in addition to the standard fees for a relevant service) VI. Trade finance transactions for residents of the Republic of Kazakhstan Export letters of credit (including standby letters of credit) 103 Confirmation of an export letter of credit - against cash collateral - without cash collateral 104 Pre-advising of an export letter of credit 105 Advising: - of an export letter of credit - of amendments to an export letter of credit (for each advising) - of messages related to an export letter of credit 106 Document checking (excluding VAT) 107 Commission fee for discrepancies in documents (for each set of documents) (excluding VAT) 108 Requests execution (excluding VAT) 109 Transfer of: - a transferable letter of credit - amendments to a transferable letter of credit 110 Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 111 Postal/courier expenses (excluding VAT) 112 Negotiation and acceptance of bills of exchange 113 Money transfer under a letter of credit 114 Drafting of a letter of credit according to a contract Import letters of credit (including standby letters of credit) 115 Opening of an import letter of credit 116 Requests execution (excluding VAT) 117 Amendment to a letter of credit, excluding amount change (for one service regardless of the number of changes)* 118 Documents checking (excluding VAT) 119 Commission fee for discrepancies in documents (for each set of documents) (excluding VAT) 120 Money transfer under a letter of credit 121 Cancellation of a letter of credit before its expiry date: - by requesting the beneficiary's consent - by receipt of a beneficiary's official release from obligations without bank's request 122 Comission fee for risks under letter of credit 123 Drafting of a letter of credit according to a contract 124 Postal/courier expenses (excluding VAT) 125 Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) * Increase in the amount of a letter of credit shall be considered as a separate issue of a letter of credit Documentary collection /clean 126 Import collection advising 127 Processing of documents under export collection (against acceptance or payment) 130 Amendments of instructions for export collection Amendments advising for import collection 131 Return of unpaid documents: - without protest - with protest (protest expenses shall be paid separately) 132 Requests execution (excluding VAT) 133 Money transfer under collection 134 Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 135 Postal/courier expenses (excluding VAT) Bank guarantees 136 Import guarantees: 137 Issue of guarantees*: - bid bond with 100% cash collateral - bid bond without 100% cash collateral - issue of other guarantees 138 Requests execution (excluding VAT) 139 Amendment to a guarantee (for one service regardless of the number of changes)** 140 Guarantee cancellation before its expiry date: - by requesting the beneficiary's consent - by receipt of the beneficiary's official release from obligations (without preliminary request) or return of the original of a guarantee 141 Upon receipt of the beneficiary's demand for payment: Basic tariff rates for ,25%, min. KZT 4 000, max. KZT KZT KZT (for each electronic contract) KZT KZT KZT KZT KZT KZT KZT KZT 530 KZT 7 0,2%, min.kzt , max. KZT ,1%, min. KZT , max. KZT KZT ,15%, min. KZT , max. KZT KZT ,15%, min. KZT , max. KZT KZT KZT ,25%, min.kzt 4 000, max. 0,30%, min. KZT 7 500, max.kzt ,2%, min. KZT , max. KZT KZT ,15%, min. KZT , max. KZT KZT ,30%, min. KZT 7 500, max. KZT ,15%, min. KZT 4 500, max. KZT ,20%, min. KZT 5 000, max. KZT KZT KZT KZT ,25%, min. KZT 4 000, max. 0,30%, min. KZT 7 500, max.kzt ,2%, min., max. KZT ,2%, min. KZT10 000, max. KZT ,2%, min. KZT , max. KZT KZT 8 500

6 Services Checking of the beneficiary's demand (excluding VAT) - money transfer according to the beneficiary's demand 142 Comission fee for risks under guarantees 143 Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 144 Postal/courier expenses (excluding VAT) 145 Drafting of a guarantee according to a contract 146 Export guarantees: 147 Advising of: - a guarantee without financial obligations of KKB - amendments to a guarantee without financial obligations of KKB - messages under a guarantee without financial obligations of KKB 148 Drafting of a guarantee according to a contract 149 Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 150 Requests execution (excluding VAT) 151 Postal/courier expenses (excluding VAT) Basic tariff rates for ,15% min. KZT , max. KZT ,25%, min. KZT 4 000, max. 0,30%, min. KZT 7 500, max. KZT ,1%, min.kzt , max.kzt KZT * If a guarantee shall be issued in two or more languages - additional commission fee in the amount of KZT 3000 is charged for each additional wording of a guarantee. ** Increase in the amount of a guarantee shall be considered as a separate issue of a guarantee Trade finance transactions for non-residents of the Republic of Kazakhstan Export letters of credit (including standby letters of credit) 152 Confirmation of an export letter of credit - against cash collateral - without cash collateral 0,2%, min.$100, max.$ Pre-advising of an export letter of credit $0 154 Advising: - of an export letter of credit - of amendments to an export letter of credit (for each advising) - of messages related to an export letter of credit 0,1%, min.$120, max.$700 $ Document checking (excluding VAT) 0,15%, min.$120, max.$ Commission fee for discrepancies in documents (for each set of documents) (excluding VAT) $ Transfer of: - a transferable letter of credit - amendments to a transferable letter of credit 0,15%, min.$100, max.$500 $ Negotiation and acceptance of bills of exchange 159 Money transfer under a letter of credit 0,25%, min.$30 max.$60 0,30%, min.$40, max.$ Drafting of a letter of credit according to a contract $ Requests execution (excluding VAT) $ Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) $ Postal/courier expenses (excluding VAT) Import letters of credit (including standby letters of credit) 164 Opening of an import letter of credit 0,2%, min.$120, max. $ Amendment to a letter of credit (for one service regardless of the number of changes)* $ Documents checking (excluding VAT) 0,15%, min.$120, max. $ Commission fee for discrepancies in documents (for each set of documents) (excluding VAT) $ Cancellation of a letter of credit before its expiry date: - by requesting the beneficiary's consent - by receipt of a beneficiary's official release from obligations without preliminary request $100 $0 169 Money transfer under a letter of credit 0,25%, min.$30 max.$60 0,30%, min.$40, max.$ Requests execution (excluding VAT) $ Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 172 Postal/courier expenses (excluding VAT) 173 Comission fee for risks under letter of credit 174 Drafting of a letter of credit according to a contract * Increase in the amount of a letter of credit shall be considered as a separate issue of a letter of credit $120 Documentary collection /clean 175 Import collection advising 0,15%, min.$30, max Processing of documents under export collection (against acceptance or payment) 0,15%, min.$30, max Amendments of instructions for export collection 178 Amendments advising for import collection 179 Return of unpaid documents: - without protest - with protest (protest expenses shall be paid separately) $30 $ Money transfer under collection 0,25%, min.$30 max.$60 0,30%, min.$40, max.$ Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 182 Requests execution (excluding VAT) $ Postal/courier expenses (excluding VAT) Bank guarantees 184 Import guarantees: 185 Issue of guarantees*: - bid bond with 100% cash collateral - bid bond without 100% cash collateral 0,2%, min.$60, max.$400 0,2%, min.$70, max.$ issue of other guarantees 0,2%, min.$120, max.$ Requests execution (excluding VAT) $ Amendment to a guarantee (for one service regardless of the number of changes)** $ Guarantee cancellation before its expiry date: - by requesting the beneficiary's consent - by receipt of the beneficiary's official release from obligations (without preliminary request) or return of the original of a guarantee $100 $0 190 Upon receipt of the beneficiary's demand for payment: 191 Checking of the beneficiary's demand (excluding VAT) 0,15%, min.$120, max. $500 - money transfer according to the beneficiary's demand 0,25%, min.$30 max.$60 0,30%, min.$40, max.$ Drafting of a guarantee according to a contract 193 Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 194 Postal/courier expenses (excluding VAT) 195 Comission fee for risks under guarantees 196 Export guarantees: 197 Advising of: $120

7 Basic tariff rates for 2015 Services - a guarantee without financial obligations of KKB - amendments to a guarantee without financial obligations of KKB - messages under a guarantee without financial obligations of KKB 0,1%, min.$90, max. $600 $ Drafting of a guarantee according to a contract $ Documents acceptance and preparation with following posting by mail or courier service (excluding VAT) 200 Comission fee for risks under guarantees 201 Requests execution (excluding VAT) $ Postal/courier expenses (excluding VAT) * If a guarantee shall be issued in two or more languages - additional commission fee in the amount of USD 20 is charged for each additional wording of a guarantee. ** Increase in the amount of a guarantee shall be considered as a separate issue of a guarantee VII. Transactions on the state securities market 203 Tariff rates for brokerage service with nominal holding 204 Crediting of governmental securities to DEPO account (except for remittance operations) KZT 200 for customers of the branches under a contract 205 "Maintenance of customer's current account" 206 Transfer of securities to a DEPO account 207 Debiting of governmental discount securities from a DEPO account (depending on the volume of portfolio at face value at the time of debit): - in case of portfolio volume varies from KZT 1 to 30 million - in case of portfolio volume varies from KZT 30 to 70 million - in case of portfolio volume varies from KZT 70 to 100 million - in case of portfolio volume is in excess of KZT 100 million for customers of branches under a contract 1% of received income 0.8% of received income 0.6% of received income 0.5% of received income but no less than 1 MCI 208 Fee for Coupon governmantal securities is paid: upon each coupon payment and/or DEPO account debit (in case of repayment, sale, transfer) depending on the volume of portfolio at face value at the time of debit/coupon payment - in case of portfolio volume is up to KZT 30 million - in case of portfolio volume varies from KZT 30 to 70 million - in case of portfolio volume varies from KZT 70 to 100 million - in case of portfolio volume is in excess of KZT 100 for customers of branches under a contract 1.4 % of received/accrued coupon 1.0% of received/accrued coupon 0.8% of received/accrued coupon 0.7% of received/accrued coupon but no less than 1 MCI 209 REPO transactions KZT Governmental securities collateralization KZT from the pledgor 211 Additional bank statement from DEPO account upon a customer's request KZT Provision of information on investor's securities and cash flow over a period exceeding 30 days (excluding VAT) 213 Tariff rates for brokerage services without nominal holding 214 REPO transactions 1 MCI 215 Securities trading 216 Additional bank statement from DEPO account upon a customer's request VIII. Custody services (under a contract) IX. 217 Customer's promisory notes aval: 218 Fee for risks in case of collateral or without collateral Transactions with promissory notes individually, depending on the risk exposure on a customer, discount rates of international institutions for customer's promisory notes avalized by the Bank as well as international markets enviroment 219 Fee for risks in case 100% cash collateral blocked on the account with Kazkommertsbank JSC 220 Fee for risks in case 100% of deposit amount held with Kazkommertsbank JSC individually, depending on the risks, discount rates of international institutions for customer's promisory note avalized by the Bank as well as international market enviroment 221 Aval fee 222 Amendment to a transaction structure and aval terms 223 Negotiating of transaction terms with participating parties in case of promisory note aval (pre-advising) 224 Customer's requests execution related to promisory note aval 225 Execution of beneficiary's and bill holder's requests related to aval confirmation, promisory note details and performance of obligations as well as signatures confirmation of an issuer and backer of promisory note 226 Upon receipt of a payment demand from a beneficiary: execution of the last bill holder's demand for payment 228 Check of documents submitted by a beneficiary according to a customer's instruction 229 Fee for discrepancies in documents 230 Provision of customer's instructions regarding promisory note transfer to a supplier's bank 231 Advising: of promisory note transfer to a supplier according to supplier's bank notices of promisory note presentation for payment or demand for payment from a promisory note holder and money transfer to a cash collateral account 232 Consultation services on promisory note transactions, including promisory note form completion in accordance with Law (excluding VAT) 233 Consultation services on promisory note transactions, including promisory note' form compliance check in accordance with Law (excluding VAT) 234 Consultation services on promisory note transactions, together with standard promisory note form (excluding VAT) 235 Consultation services on promisory note transactions, together with financincial structure optimization and transaction terms (excluding VAT) 236 Domiciliation of customer's promisory notes 237 Collection of promisory notes 238 Protest of promisory notes 239 Discounting of promisory notes X. Precious metals similar to the rates for Clearing, Gross remittances with a current value date 240 Opening of a metal account 0,2%, min. KZT 7900, max.kzt (in accordance with the applicable rates for issue of a guarantee) KZT 7900 for each amendment individually with the customer, min. KZT 7900, max. KZT KZT 6500 per each request KZT 6500 per each request 0.2% of the amount of demand, min. $20, max.$ %, min. KZT 15800, max. KZT KZT individually with the customer, min. KZT 20000, max. KZT KZT 5700 for each advice KZT 5700 for each advice individually with the customer, min. KZT 7000, max. KZT KZT 3000, min. KZT 2500 KZT 4500/h KZT fee and expenses of a notary office individually with the customer

8 Basic tariff rates for 2015 Services 241 Maintenance of a bank account KZT 810 monthly, from each account in case of transactions on the account 242 Bank account statements: - compulsory account statements - with provision of Appendixes to the statement (upon customer's request) KZT 50 per 1 sheet - upon customer's special request KZT Banking servicing statement to be provided upon customer's request (excluding VAT) KZT Issue of duplicates of financial documents (excluding VAT): KZT Closing of an account 246 Purchase and sale of non-cash refined precious metals for crediting to customer's account: purchase by the bank sale by the bank on the third day 0.1% at the bank exchange rate, 0.1% at the bank exchange rate, min. KZT 750 min. KZT Remittances to metal accounts (Intrabank and in favor of other banks' customers): 249 Intrabank remittances to metal accounts 250 Remittances to metal accounts in favor of other banks' customers KZT Loco-SWAP transactions 252 FORWARD transactions 253 Amendments or withdrawal of a remittance in favor of other banks' customers KZT Metal transportation services (excluding VAT), based on actual cost of transportation 255 Purchase and sale of metals (excluding VAT): 256 Sale of metals at the bank exchange rate 257 Purchase of metals at the bank exchange rate 258 Consultation services for precious metals transactions (excluding VAT) 259 Payment for balances on metal accounts not accrued XI. Consulting services (under a contract) XII. Other services 260 Provision of financial and reference information via computer-modem communication (excluding VAT) 261 Translation of wording of guarantees and messages received from foreign banks (excluding VAT) 262 Provision of information for audit companies at the customer's request (excluding VAT): Requested period - up to 1 year Requested period -from 1 year to 2 years Requested period - from 2 years and more Consultations regarding the rules of execution of cash transactions in second-tier banks (a group consisting of up to 10 persons) 263 (excluding VAT) 264 Sending of notices to a customer by mail - in the territory of Almaty and Kazakhstan KZT , depending on the volume and period of information provision KZT 7900 KZT 8000 KZT KZT for each year including split year KZT KZT to CIS countries and far-abroad countries KZT 1500

9 Tariff rates for safe deposit services for legal entities for 2015 Annex 1 Service description Branch Type of a safe deposit box 1 Safe deposit boxes lease service (excluding VAT) - for all branches of Kazkommertsbank JSC Almaty, Karaganda Akmola Aktau Aktobe Atyrau Zhambyl Zhezkazgan Kyzylorda Kostanay Kokshetau Pavlodar Petropalvovsk Ust-Kamenogorsk Dimensions of safe deposit boxes (height-width-depth, cm.) Tariff rates (in KZT) depending on the term of a safe deposit box lease 1 day Small safe deposit box А 5х25х Small safe deposit box C 10х25х Medium safe deposit box C 30х25х Large safe deposit box B 60х25х Small safe deposit box А 5х25х Medium safe deposit box C 30х25х Large safe deposit box B 60х25х Small safe deposit box C 7,2х26х Small safe deposit box B 8х24,5х Medium safe deposit box А 14,5х24,5х Medium safe deposit box А 14,6х26х Medium safe deposit box B 22х26х Large safe deposit box А 44,2х26х Large safe deposit box А 45х24,5х Small safe deposit box А 5х25х Small safe deposit box C 10х25х Medium safe deposit box C 30х25х Large safe deposit box B 60х25х Small safe deposit box А 5х31х Small safe deposit box B 7,5х31х Small safe deposit box C 10х31х Medium safe deposit box А 14,5х22х Medium safe deposit box А 12,5х31х Medium safe deposit box B 21,7х22х Medium safe deposit box C 30х31х Large safe deposit box А 51,5х22х Large safe deposit box А 47,5х31х Large safe deposit box B 88,5х22х Small safe deposit box B 5,0х25х Small safe deposit box B 7,2х26х Medium safe deposit box А 14,6х26х Small safe deposit box B 7,2х26х Medium safe deposit box А 14,6х26х Medium safe deposit box B 22х26х Large safe deposit box А 44,2х26х Small safe deposit box А 5х25х Medium safe deposit box C 30х25х Small safe deposit box B 5,0х25х Small safe deposit box B 7,2х26х Medium safe deposit box B 22х26х Small safe deposit box А 5х25х Medium safe deposit box C 30х25х Large safe deposit box B 60х25х44 540

10 Tariff rates for safe deposit services for legal entities for 2015 Uralsk Shymkent Small safe deposit box C 7,2х31,5х42,5 240 Medium safe deposit box B 14,6х31,5х42,5 340 Medium safe deposit box C 22х31,5х42,5 380 Medium safe deposit box C 29,4х31,5х42,5 380 Large safe deposit box А 44,2х31,5х42,5 480 Large safe deposit box B 51,6х31,5х42,5 540 (*) Note: inside dimension of a safe deposit box may vary from 0,5 to 4 cm depending on size of safe deposit box and branch size; in case of a safe deposit box lease and payment for safe storage services for 1 month or more, 5% discount will be applied; for 3 months or more - 10% discount; for 6 months or more - 20% discount ; for 12 months and more - 30% discount Service description Tariff rates (KZT) 2 Additional tariff rate for a safe deposit box lease in case of transfer of a lock and two keys to a customer (excluding VAT) KZT Compensation for damage caused to the Bank in case of loss of a key (excluding VAT) KZT Force opening of a safe deposit box (excluding VAT) cost of the services performed by outside organization + 10% 5 Provision of bank equipment for cash recounts and banknotes identification 6 Fee for special conditions of access to a safe deposit box shall be charged additionally to the main tariff rate in case of purchase and sale transactions (excluding VAT) KZT Safe custody of customer's property in the property room of the Bank, including the cases of forced opening of an individual safe deposit box (excluding VAT): KZT 8,000 for each full or incomplete month